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About Hello Heart:Hello Heart is the only digital therapeutics company to focus exclusively on heart disease, the leading cause of death for U.S. adults. Through a connected device and mobile app that uses AI, behavioral science, and personalized digital coaching to drive lifestyle changes, Hello Heart empowers people to embrace healthier behavior, which can reduce the risks of high blood pressure and heart disease. It also helps users catch blood pressure readings that are extremely high and encourages them to talk to their doctor to identify potential risk in time.Validated in peer-reviewed studies and trusted by leading Fortune 500 companies, Hello Heart is easy to use and works alongside an employer’s benefits ecosystem. Founded in 2013, Hello Heart is a member of the American Heart Association’s Innovators’ Network and is part of the CVS Health Point Solutions Management program.Hello Heart is backed by leading VCs including Stripes, Khosla Ventures, IVP, Blue Run and Resolute.About the role:Hello Heart is seeking a forward-thinking, charismatic, and dynamic Actuary to collaborate closely with customers, consultants, and payers, creating and presenting health economic and benefit analyses.A key team member of the organization, this role will serve as an expert in meetings/speaking events, create health economics and outcomes research, and support the company’s activities to drive further growth and success. This role involves staying informed about industry trends, utilizing statistical analysis software to analyze medical claims data, and effectively communicating findings to support decision-making processes.The Actuary will collaborate internally with Medical Affairs, Consultant Relations, Sales, Growth, and Customer Success teams. The role will be a highly visible one as the Company’s actuarial voice with external stakeholders and will help to develop new client opportunities. This role will report into the Senior Vice President, Medical Affairs.Job Duties:<ul><li>Serve as an expert in meetings and speaking events, including conferences, trade shows, and prospect/client meetings</li><li>Lead the development of studies, analyses, and presentation materials for external decision-makers</li><li>Identify new market opportunities where an actuarial voice will advance positioning</li><li>Partner with other members of the medical affairs team on strategic planning</li><li>Represent the company and its services to external audiences</li><li>Provide health economic subject matter expertise relevant to the company’s teams and services</li><li>Advocate across the company for appropriate positions, processes, and systems</li><li>Manage own time and resources across projects, focusing on quality, time, scope, usefulness, and appropriateness of work</li><li>Use effective communication to present information and provide decision support</li><li>Represent actuarial perspectives in cross-disciplinary settings</li><li>Track health industry and competitor trends for competitive rates</li><li>Communicate complex statistical material clearly to external stakeholders, internal teams, and public relations</li></ul>Requirements:<ul><li>Possess comprehensive knowledge of actuarial principles, concepts, practices, and processes</li><li>5 - 10 years of actuarial experience in a healthcare organization/health insurer</li><li>Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related field.</li><li>Associate of the Society of Actuaries (ASA) certification or Fellow of the Society of Actuaries (FSA).</li><li>Analytical, communication (oral & written), and problem-solving skills, including comfort presenting in an engaging, charismatic manner to large audiences</li><li>Ability to work independently and collaboratively in a fast-paced, start-up environment</li><li>Willingness to travel up to 10% of the time</li></ul>Hello Heart has a positive, diverse, and supportive culture - we look for people who are collaborative, creative, and courageous. Oh, and if you want to see some recent evidence of the fun things we do at Hello Heart, check out our Instagram page.

Salary – National up to £95,000, London up to £125,000This is a great opportunity for a highly motivated individual to join a varied, agile and visible team in driving and influencing the appropriate understanding and management of risks and opportunities across key business decisions within Aviva’s UK General Insurance business.This role is available as a permanent position or a 9–12-month fixed term contract.A bit about the job:The Senior Enterprise Risk Manager will support the Head of Enterprise Risk and the Risk Business Partners, you will provide key expertise to identify, oversee and partner the business on its risks and opportunities across the entirety of the UK GI business’s risk profile.This will span leading targeted deep dives on emerging risk themes; reviewing, challenging and providing opinions on business plans and material business decisions; delivering key risk reports to support senior stakeholders including the ORSA; supporting the CRO in meeting regulatory requests; partnering with Finance teams to support their Risk objectives; supporting Risk Business Partners and Insurance Risk Leads conduct business oversight across pricing, reserving, claims and underwriting; and ensuring the continuing effectiveness of Aviva’s Risk Management Framework.Skills and experience we’re looking for:<ul><li>Risk, underwriting, actuarial and/or capital professional who is driven, curious, commercially minded and ready for a challenge</li><li>Excellent communications skills (both verbal and written), with ability to articulate difficult and complex issues precisely and concisely to senior stakeholders and decision makers</li><li>Critical thinker with proven ability to review and appropriately challenge material business decisions, taking ownership of issues and building collaborative relationships across three lines of defence</li><li>Analytically minded with the ability to explain and comment on aspects such as investment strategy and financial risks</li><li>Ability to ‘join the dots’, spotting emerging trends and potential risks and opportunities to the business with clear articulation of the impact these might have on key performance metrics and appetites</li></ul>What you’ll get for this role:<ul><li>Starting salary National up to £95,000, London based up to £125,000 (depending on location, skills, experience, and qualifications)</li><li>Bonus opportunity – 12% of annual salary - Actual amount depends on your performance and Aviva’s</li><li>Generous pension scheme - Aviva will contribute up to 14%, depending on what you put in</li><li>29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days</li><li>Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts</li><li>Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme</li><li>Brilliantly supportive policies including parental and carer’s leave</li><li>Flexible benefits to suit you, including sustainability options such as cycle to work</li><li>Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others</li><li>We take your wellbeing seriously with lots of support and tools</li></ul>Take a look to learn more. Put a salary into this calculator to see what your total Aviva Reward could be.Aviva is for everyone:We’re inclusive and welcome everyone – we want applications from people with diverse backgrounds and experiences.Excited but not sure you tick every box? Research tells us that women, particularly, feel this way. So, regardless of gender, why not apply. And if you’re in a job share just apply as a pair.We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working – spending around 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.We interview every disabled applicant who meets the minimum criteria for the job. Once you’ve applied, please send us an email stating that you have a disclosed disability, and we’ll interview you.

We are searching for an actuary with life insurance experience in L&amp;H product development, pricing and experience analysis. This role specializes in experience monitoring/analysis and assumption development support for both the US and Canadian market units. Leads and ensures consistent application of sound actuarial principles, methods and tools.We are open to various remote/hybrid/office location options for the right candidate!About the Role<ul><li>Building and maintaining capabilities to continuously monitor population and insured life (direct + reinsurance) experience and understanding the implications on new business steering and portfolio management</li><li>Support development of key assumptions (most notably mortality and lapse) to be used in costing new business opportunities, evaluating in-force management opportunities, and reserving and valuing in-force business. This involves analyzing experience study data, interpreting results, assessing risks, and forming recommendations that require sign-off</li><li>Achieve in-depth understanding of drivers of mortality and lapse including factors centered around policyholder behavior, product characteristics, underwriting and distribution methods, and impacts from differences in target market</li><li>Develop and adapt tools and analytics to improve methods to monitor and update accurate assumptions</li><li>Monitor population and insurance publications and research that may help to further improve our methods and assumptions used</li><li>Maintain current knowledge of existing and prospective clients, business practices, industry trends and regulatory conditions</li><li>Work with appropriate cross-functional teams to obtain necessary approvals and implement assumptions including functions within the US and Canadian market units, Risk Management, In-force Optimization, and Portfolio Steering &amp; Monitoring</li><li>Present findings both internally to colleagues as a way to educate and externally to clients through consulting to support Swiss Re's efforts to differentiate compared to our competitors. This may include presenting at special client events and industry meetings as appropriate</li><li>Create and maintain detailed documentation that supports developed assumptions that complies with corporate governance standards</li><li>Ensure that assumptions developed align with their final intended use in models so unexpected errors are not made</li></ul>About You<ul><li>Strong knowledge of actuarial concepts and principles, such as that obtained by being a Fellow of the Society of Actuaries and by having 7+ years of related experience</li><li>Minimum four year degree in mathematics, statistics, actuarial science or related field with proven mathematical skills and analytical ability – an enhanced understanding of statistical methods is preferred</li><li>Commitment to understand and use the latest analytical techniques (e.g. GLM, machine learning, AI, etc.) as needed</li><li>Ability to review analytical results, derive recommendations and communicate implications to all stakeholders</li><li>Ability to communicate effectively, clearly and transparently to a variety of audiences</li><li>Understands actuarial models, business processes, and can evaluate accuracy and uncertainty in models</li><li>Makes sound business decisions, taking into account various points of view, benefits, disadvantages, timing, and availability of resources, even when based on limited data and uncertainty</li><li>Understands drivers of the industry and business environment</li><li>Ability to balance differing viewpoints and make decisions factoring multi-disciplinary impact</li><li>Challenges assumptions, methods and conclusions</li><li>Strong technical skills; software experience may include excel, visual basic, ICE, R, Python, Stargate, SAS, AXIS</li></ul><ul><li>Strong interpersonal skills, including a demonstrated ability to work in a team environment and the ability to influence others. Must be able to develop working relationships with other departments and clients</li><li>Creative mindset; resourceful in overcoming barriers, adopting a consultative approach as necessary</li><li>Ability to successfully manage conflicts</li><li>Open minded, trustworthy and enthusiastic</li></ul>About Swiss ReSwiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer, working to make the world more resilient. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime. We cover both Property &amp; Casualty and Life &amp; Health. Combining experience with creative thinking and cutting-edge expertise, we create new opportunities and solutions for our clients. This is possible thanks to the collaboration of more than 14,000 employees across the world.Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. We embrace a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work and their passion for sustainability.Swiss Re is an equal opportunity employer. It is our practice to recruit, hire and promote without regard to race, religion, color, national origin, sex, disability, age, pregnancy, sexual orientations, marital status, military status, or any other characteristic protected by law. Decisions on employment are solely based on an individual's qualifications for the position being filled.During the recruitment process, reasonable accommodations for disabilities are available upon request. If contacted for an interview, please inform the Recruiter/HR Professional of the accommodation needed.

Location: Leeds, London &amp; Home (office visits c. once per month)Join our Pricing &amp; Underwriting Chapter as a Senior Data Scientist with Pricing experience.At Direct Line Group, insurance is just the start. Combining decades of industry experience with talented people in every field, we’re a customer-obsessed market powerhouse. And we all work together to be brilliant for customers, every single day.Pricing and Underwriting is a complicated world, where historical data, geospatial information, and mathematical models meet talented analysts. Pricing our products is a fine line between balancing our business goals and customer needs. That’s why our pricers and underwriters are the best of the best. They reduce risk and predict future events ensuring our business can continue to grow whilst each and every one of our consumers gets the best price.What you’ll be doing:In this role, you’ll use statistical and machine learning techniques to analyze and model insurance data. Working closely with actuaries, underwriters, and data scientists to understand the drivers of loss and to develop pricing models that accurately reflect risk and customer behaviours. Additionally you’ll seek out new opportunities to apply data science techniques to insurance and support those around you to grow and develop, sharing your expertise and best practise with your tribe and wider P&amp;U chapter.Working in an agile way means you’ll take charge early on, soak up new experiences and most importantly you’ll positively influence and shape what we do – making an impact on our customers lives. We’ll utilise your skills where they are most needed whilst also giving you to opportunity to build and grow the breadth of your expertise. You’ll join one of our various tribes (home, motor, pet, travel etc.) and complete your work day to day within one of our squads.Due to the requirements for this role, previous experience within insurance/pricing is essential.What we are looking for:<ul><li>Previous data science / pricing experience within insurance</li><li>Master's/PhD/professional certificates or experience in a quantitative field</li><li>Either or both:
 <ul><li>Strong experience with statistical and machine learning techniques</li><li>Experience with insurance pricing or actuarial modelling</li></ul></li><li>Python (candidates with experience in other programming languages will also be considered)</li><li>Experience with AWS Sagemaker (or other cloud platforms) is an advantage</li></ul>What we offer:We recognise we wouldn't be where we are today without our colleagues, that's why we offer excellent benefits designed to suit your lifestyle:<ul><li>9% employer contributed pension</li><li>50% off home, motor and pet insurance plus free travel insurance and Green Flag breakdown cover</li><li>Up to 10% annual bonus</li><li>25 days holiday (rising by 1 each year to 28) + bank holidays and option to buy or sell up to 5 days</li><li>Additional optional Health and Dental insurance</li><li>EV car scheme allows all colleagues to lease a brand new electric or plug-in hybrid car in a tax efficient way.</li><li>Buy as you earn share scheme</li><li>Employee discounts and cashback</li><li>Plus many more</li></ul>Be yourselfWe recognise and embrace people that work in different ways so if you need any reasonable adjustments within this recruitment process, please reach out to us and we can discuss how we can support you with this.There’s no-one else like you. No-one with the exact same mix of strengths, quirks, skills, and thoughts. That’s why you could belong here. As part of a team, in a place that empowers you to be the best you can be. We’re proud of who we are, of what we do, and what every one of us brings. Direct Line Group is an equal opportunity employer, and we think diversity of background and thinking is a big strength in our people. We know you're more than a CV, and the things that make you, you, are what bring potential to our business.Join us. Help us keep innovating and putting customers at the heart of everything. To be an insurance company of the future. When we work together, we can all achieve great things. Inspiring, challenging, and supporting each other to aim higher.Together we’re one of a kind.

At UnitedHealthcare, we're simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and equitable. Ready to make a difference? Join us to start Caring. Connecting. Growing together.The Associate Director of Actuarial Services within UHC Medicare &amp; Retirement will perform critical research and investigation of key business problems through quantitative analysis of Medicare Advantage data. The Associate Director will proactively identify, communicate, and lead organizational dialogue on opportunities and risks throughout the organization, primarily on topics such as national medical costs, national medical trends, and Utilization Management (UM) affordability programs.As a subject matter expert, the Associate Director will interpret and analyze data from various sources (e.g. claims, authorizations, member data) and recommend best approaches to transform the healthcare industry. The successful candidate will be a key player in setting business strategy using data and analytics to improve member outcomes while delivering savings to the healthcare system. The environment is challenging and fast-paced, requiring flexibility and curiosity. Team members are expected to have a high level of energy, a passion for driving demonstrable value at speed, and making a positive impact both within and beyond United Healthcare.You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. The preferred location for this position is the Minnetonka, MN office.Primary Responsibilities:<ul><li>Work closely with Finance, Actuarial, and Affordability partners to develop financial projections and forecasts of expected savings from key affordability programs. Also, build comparisons of actual to expected results and develop explanations of variances</li><li>Provide management with unbiased advice regarding medical cost strategy, including review of affordability programs strategy, operational outcomes, and financial metrics</li><li>Build solid relationships within the organization including finance, network, product, actuarial, clinical, and operations</li><li>Work with other healthcare economics teams across the enterprise to continually improve and refine processes and approaches</li></ul>You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.Required Qualifications:<ul><li>ASA or FSA designation</li><li>5+ years of experience in data analytics, specifically interpreting and communicating the results to a broad range of customers and business leaders</li><li>3+ years of experience in financial modeling; for example reserving, pricing, forecasting, etc.</li><li>Extensive and expert knowledge of concepts and methodologies in health care environment</li><li>Advanced or higher proficiency with MS Excel formulas, calculations, charts, graphs</li><li>Advanced or higher proficiency with query writing in SAS and/or SQL</li><li>Proven excellent interpersonal skills and ability to collaborate with internal customers across multiple departments</li><li>Proven ability to approach issues from broad strategic perspective while also focusing on the details</li><li>Proven excellent written and verbal communication skills</li></ul>Preferred Qualifications:<ul><li>Medicare experience</li><li>Experience with Utilization Management (UM) affordability programs</li><li>Leadership experience with demonstrated prudent decision-making skills and notable initiative and resourcefulness</li><li>Experience in a management role with demonstrated success in maximizing value from analytical staff</li></ul>*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter PolicyCalifornia, Colorado, Connecticut, Hawaii, Nevada, New Jersey, New York, Rhode Island, or Washington Residents Only:The salary range for California, Colorado, Connecticut, Nevada, New Jersey, New York, Rhode Island or Washington residents is $104,700 to $190,400 annually. Pay is based on several factors including but not limited to education, work experience, certifications, etc.

Actuarial Senior ManagerSalary Circa £110,000We are currently recruiting for a Senior Actuarial Manager within the Life Actuarial team, a part of the Group Actuarial Function team. The team supports the Group Chief Actuary and Capital Officer in delivering the actuarial activities of his role. The team reports into the Group Actuarial Function Director who is the Aviva International Insurance (AII) Chief Actuary and we support him in fulfilling his SMF20 responsibilities for Aviva’s internal reinsurer.Additionally, we help the Group Chief Actuary and Capital Officer ensure the Internal Model remains fit for purpose by managing validation activity for the model as well as the annual model change exercise. As part of these roles, we collaborate with local Actuarial Functions and assist the Chief Actuary in ensuring appropriate oversight. Other tasks include ad-hoc projects such as IAIS reporting and Solvency UK reform.A bit about the job:The person in this role will work with the Group Chief Actuary and Capital Officer helping him to undertake his responsibilities as Chief Actuary including communicating actuarial information to the Group Board Committees.In addition, the successful candidate will manage AII’s Actuarial activities, supporting the AII Chief Actuary.The individual would:<ul><li>Run the end to end process for the validation of AII and Group’s Internal Model SCR;</li><li>Liaise with the BU teams to understand and challenge actuarial methodologies as well as be able to communicate them succinctly to the Boards (both AII and Group)</li><li>Engage with the production teams and play a meaningful role in reviewing and challenging the calculation of the SCR and technical provisions;</li><li>Ensure a collaborative relationship with the AII Finance &amp; Risk teams, where we are seen as key contributors to the success and safety of AII;</li><li>Lead the annual process of drafting the Group and AII Actuarial Function reports and work towards presenting the Actuarial Function report to the AII Audit Committee;</li><li>Support the delivery of the Finance change agenda in the Group Actuarial Function;</li><li>Manage and improve controls on behalf of the AII Chief Actuary;</li><li>Optimise and automate tools and frameworks</li></ul>Skills and experience we are looking for:<ul><li>Qualified actuary with strong technical capabilities</li><li>Important to have knowledge of standard actuarial techniques and the Solvency II requirements</li><li>You should have a good understanding of risk management, and how a good control framework supports intelligent business decision-making</li><li>A good communicator who is able to understand actuarial concepts well and convey them clearly and concisely to those less close to the detail</li></ul>What you’ll get for this role:<ul><li>Salary Circa £110,000 (depending on location, skills, experience, and qualifications)</li><li>Bonus opportunity – 12% of annual salary Actual amount depends on your performance and Aviva’s.</li><li>Generous pension scheme - Aviva will contribute up to 14%, depending on what you put in.</li><li>29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days</li><li>Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts</li><li>Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme</li><li>Brilliantly supportive policies including parental and carer’s leave</li><li>Flexible benefits to suit you, including sustainability options such as cycle to work</li><li>Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others</li><li>We take your wellbeing seriously with lots of support and tools</li></ul>Aviva is for everyone:We’re inclusive and welcome everyone – we want applications from people with diverse backgrounds and experiences.Excited but not sure you tick every box? Research tells us that women, particularly, feel this way. So, regardless of gender, why not apply. And if you’re in a job share just apply as a pair.We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working –spending around 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.We interview every disabled applicant who meets the minimum criteria for the job. Once you’ve applied, please send us an email stating that you have a disclosed disability, and we’ll interview you.

Optum is part of UnitedHealth Group, a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best.Here, you will find a culture guided by diversity and inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health equity on a global scale. Join us to start Caring. Connecting. Growing together.As an Associate Director of Actuarial Services at Optum, you'll be charged with analyzing some of the world's most complex and abundant stores of data and delivering bold, business-savvy solutions. In addition to inspiring everyday challenge, you'll find an accelerated actuarial development path to support you in your continuing post-graduate education and certification. You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges.Primary Responsibilities:<ul><li>Analyze and interpret the key drivers of behavioral health care trends</li><li>Conduct and evaluate studies on utilization and health care cost; and determine the impact on premiums and health product proposals</li><li>Perform mathematical analyses and actuarial modeling to provide management with statistical findings and conclusions</li><li>Explain benefit expense trend variances to the forecast and budget</li><li>Measure impact of initiatives designed to control costs</li><li>Support trend development for the forecast team</li><li>Design and run complex data programs as you perform quantitative analysis of actuarial, financial, utilization and costs data</li><li>Serve as key resource on complex and/or critical issues</li><li>Direct and review work of analysts in the department</li><li>Communicate findings to leadership</li></ul>Required Qualifications:<ul><li>Bachelor's degree</li><li>ASA (Associate of the Society of Actuaries) or FSA (Fellow of the Society of Actuaries) designation</li><li>5+ years of Actuarial experience</li></ul>Preferred Qualifications:<ul><li>1+ years of management experience</li><li>Experience working in finance or the health care industry</li><li>Proficient in Microsoft Excel</li><li>Basic level of proficiency with SAS (Statistical Analysis System) and/or SQL (Structured Query Language)</li></ul>*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter PolicyCalifornia, Colorado, Connecticut, Hawaii, Nevada, New Jersey, New York, Rhode Island, or Washington Residents Only:The salary range for California, Colorado, Connecticut, Hawaii, Nevada, New Jersey, New York, Rhode Island, or Washington residents is $104,700 to $190,400 annually. Pay is based on several factors including but not limited to education, work experience, certifications, etc. In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with UnitedHealth Group, you'll find a far-reaching choice of benefits and incentives.At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employers and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.

Optum is part of UnitedHealth Group, a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by diversity and inclusion, talented peers, comprehensive benefits and career development opportunities.Come make an impact on the communities we serve as you help us advance health equity on a global scale. Join us to start Caring. Connecting. Growing together.Join our mission-driven organization, where your work matters and a diversity of ideas and backgrounds are welcomed. AbleTo is the leading provider of high quality, technology-enabled behavioral health care. We believe that everyone deserves access to high-quality care and offer a suite of technology-enabled services to empower people to lead better lives through better mental health.A proprietary platform connects individuals with AbleTo highly trained licensed providers who deliver weekly sessions by phone or video supported by an integrated digital experience. Members also have access to mental health coaches, and digital support programs. Our outcomes-focused approach is proven to improve both behavioral and physical health and lower medical costs.The Sr. Director of Value Analytics at AbleTo is responsible for crafting and telling AbleTo's value story to existing and potential clients. The Sr. Director works with our client account management teams to establish relationships with key client stakeholders and works with our internal data science and analytics team to conduct advanced analytics to determine the value AbleTo has created for its clients.The Sr. Director should have significant healthcare data analytics experience and use that experience to help our team structure and execute data analytics studies to prove AbleTo's value story (including clinical outcomes analysis, medical cost reduction, and other value-based outcomes). Additionally, the Sr. Director should be able to successfully discuss and influence the studies our clients perform.The Sr. Director will work with AbleTo's data science and analytics team to enhance AbleTo's methods for analyzing health care claims data and creating enrichment layers to include episode groupers, risk scoring models, and other tools. The Sr. Director should explore new aspects of value (or enhancements to our value story) by incorporating new data sources such as socio-economic and social determinants of health and consumer data which will generate insights into which members will benefit from AbleTo's program.While the majority of the analytics work will be performed by the data science and analytics team, the Sr. Director should be comfortable assisting with performing analytical studies and be able to "speak to" the data and represent our analytical studies to our clients.You'll enjoy the flexibility to work remotely from anywhere within the U.S. as you take on some tough challenges.Primary Responsibilities:<ul><li>Technical Leadership<ul><li>Bring healthcare analytics thought leadership to drive engagement and treatment outcomes in various populations such as commercially insured, Medicare Advantage, Medicaid, etc.</li><li>Serve as SME on analytic methods such as episode groupers, risk scoring models, relative resource values (RRVs), Risk Adjustment, propensity matching, etc.</li><li>As part of the SME role, be able to speak to the benefits and downsides of certain methodologies and represent AbleTo externally in its discussion with payer / provider analytic and actuarial teams.</li><li>Influence the data science and analytics team's approach to optimize use of medical claims and pharmacy data</li><li>Work with the data science and analytics team to leverage new tools and healthcare analytics to augment identification and stratification models</li><li>Collaborate with the data science and analytics team to identify and integrate other data sources to improve models</li><li>Proactively identify new ways to use data or ways to augment data to improve effectiveness and efficiency</li><li>Work with clinical and sales leaders to enhance outcomes reporting</li></ul></li><li>Stakeholder Management<ul><li>Prioritize and communicate Data Analytic projects based on Company objectives across multiple stakeholders</li><li>Collaborate cross-functionally with our Research team, Engagement team, Clinical team, Product teams to optimize our use of data and analytics to develop business insights</li><li>Work with internal customers to define business problems and proposes analytic research or solutions to solve or address those needs</li></ul></li></ul>You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.Required Qualifications:<ul><li>8+ years of experience in healthcare analytics</li><li>8+ years of innovative experience working with data and gleaning insights</li><li>Experience in advanced statistics, informatics, biostatistics, or actuarial science</li><li>Experience forming relationships with clients and working closely with Account Managers and Sales teams</li><li>Experience speaking the language of Actuarial teams in payor companies</li></ul>Preferred Qualifications:<ul><li>Experience with claims</li><li>Experience in Behavioral Health</li></ul>California, Colorado, Connecticut, Nevada, New Jersey, New York, Rhode Island, or Washington Residents Only:The salary range for California, Colorado, Connecticut, Nevada, New Jersey, New York, Rhode Island or Washington residents is $101,200 to $184,000 per year. At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes.We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

About UsAt Transamerica, hard work, innovative thinking, and personal accountability are qualities we honor and reward. We understand the potential unleashed by leveraging the talents of a diverse workforce. We embrace an environment where employees enjoy a balance between their careers, families, communities, and personal interests.Ultimately, we appreciate the uniqueness of a company where talented professionals work collaboratively in a positive environment — one focused on helping people look forward and plan for the best life possible while providing tools and solutions that make it easier to get there.Transamerica is a part of Aegon, an integrated, diversified, international financial services group. The Aegon companies employ over 21,500 people and have approximately 31.7 million customers.Who We AreTransamerica has been making financial services available to the many, not just the few, for more than 100 years. We’re a leading provider of life insurance, retirement, and investment solutions, serving millions of customers throughout the United States. Transamerica’s dedicated professionals focus on helping people live their best lives through saving, investing, and protecting their loved ones.Transamerica is dedicated to building America’s leading middle market life insurance and retirement company, providing a broad range of quality individual life insurance policies, workplace supplemental insurance benefits, workplace retirement plans, individual retirement accounts, and investment products, including mutual funds, annuities, stable value solutions, as well as investment management services.What We DoTransamerica is organized by lines of business (Life Insurance, Annuities, Mutual Funds, Retirement Plans, and Employee Benefits), which are supported by Transamerica Corporate (Corporate Development; Finance; Internal Audit; Legislative, Regulatory &amp; Policy; Office of the CEO; People and Places; Brand; Corporate Affairs; Risk; and Technology).Job Description SummaryTransamerica is looking for a Director to lead a team in the traditional life valuation actuary space. We are looking for a leader who has an analytical mindset, can adeptly juggle numerous balls in flight, exceeds at driving forward strategic capital-management initiatives and has a proven and successful track record as a leader.Job DescriptionRequirements<ul><li>Interpret, prepare and present key actuarial information to Senior Management; provide advice and insight to make properly informed decisions.</li><li>Manage and guide the work of other actuaries or doing the most complex technical actuarial tasks requiring significant knowledge and experience.</li><li>Interpret and explain actuarial and financial information.</li><li>Provide guidance and advice regarding technical actuarial issues such as modeling methodology, reserving principles and related matters.</li><li>Drive key projects to completion by providing leadership and direction to individuals both inside and outside the organization. Generally, leads several key recurring projects throughout the year.</li><li>Represent the company on industry and professional committees and/or with regulators.</li><li>Manage a team of employees</li></ul>Qualifications<ul><li>Bachelor's Degree in Actuarial Science, Mathematics, Statistics, Economics or related field, and 10+ years of related actuarial experience. In lieu of Bachelor's, will accept Master’s in a listed discipline and 8 years experience.</li><li>FSA and American Academy of Actuaries membership.</li><li>Demonstrates high quality leadership, judgment, organization, and prioritization skills.</li><li>Exhibits effective management skills to motivate and develop a staff.</li><li>Effectively communicates, both verbally and in writing, advanced mathematical and analytical concepts to various audiences.</li><li>Understand company priorities and adapt to changing needs.</li><li>Solid understanding of capital markets and risk/return profiles of various assets.</li></ul>Preferred Qualifications<ul><li>Works well under pressure and within time constraints to effectively accomplish individual and team objectives.</li><li>Outstanding communication skills for a geographically dispersed audience</li><li>Ability to create effective relationships, influence and collaborate internally and externally at all organizational levels</li><li>Highly self-motivated with strong accountability</li><li>Proven track record of strong, successful leadership</li><li>Strong sense of urgency and business deadlines</li><li>Highly efficient and capable of managing multiple projects concurrently</li></ul>Compensation:The US salary for this position generally ranges between $178,000 - $236,000 annually. This range is an estimate, based on potential employee qualifications and operational needs. Salary may vary above and below the stated amounts, as permitted by applicable law.What You Receive:<ul><li>A Comprehensive Wealth + Health package.</li><li>Wealth Benefits; Competitive Pay, Bonus, and Benefits Package</li><li>Health and Work/Life Balance Benefits</li></ul>What We OfferFor eligible employees, we offer a comprehensive benefits package designed to support both the personal and financial well-being of our employees.Compensation Benefits<ul><li>Competitive Pay</li><li>Bonus for Eligible Employees</li></ul>Benefits Package<ul><li>Pension Plan</li><li>401k Match</li><li>Employee Stock Purchase Plan</li><li>Tuition Reimbursement</li><li>Disability Insurance</li><li>Medical Insurance</li><li>Dental Insurance</li><li>Vision Insurance</li><li>Employee Discounts</li><li>Career Training &amp; Development Opportunities</li></ul>Health and Work/Life Balance Benefits<ul><li>Paid Time Off starting at 160 hours annually for employees in their first year of service.</li><li>Ten (10) paid holidays per year (typically mirroring the New York Stock Exchange (NYSE) holidays).</li><li>Be Well Company holistic wellness program, which includes Wellness Coaching and Reward Dollars</li><li>Parental Leave – fifteen (15) days of paid parental leave per calendar year to eligible employees with at least one year of service at the time of birth, placement of an adopted child, or placement of a foster care child.</li><li>Adoption Assistance</li><li>Employee Assistance Program</li><li>College Coach Program</li><li>Back-Up Care Program</li><li>PTO for Volunteer Hours</li><li>Employee Matching Gifts Program</li><li>Employee Resource Groups</li><li>Inclusion and Diversity Programs</li><li>Employee Recognition Program</li><li>Referral Bonus Programs</li><li>Peer Recognition Program (BRAVO)</li></ul>* As of December 31, 2022Inclusion &amp; DiversityWe believe our commitment to diversity and inclusion creates a work environment filled with exceptional individuals. We’re thrilled to have been recognized for our efforts through the Human Rights Campaign Corporate Equality Index, Dave Thomas Adoption Friendly Advocate, and several Seramount lists, including the Inclusion Index, 100 Best Companies for Working Parents, Best Companies for Dads, and Top 75 Companies for Executive Women.To foster a culture of inclusivity throughout our workforce, workplace, and marketplace, Transamerica offers a wide range of diversity and inclusion programs. This includes our company-sponsored, employee-driven Employee Resource Groups (ERGs), which are formed around a shared interest or

Senior Pricing SME - Centre of ExpertiseLocation: Leeds, London &amp; Home (office visits c. once per month)Join us as a Senior Pricing Manager within our Centre of Excellence, where you’ll have the opportunity to deliver thought leadership and support in shaping the future of our pricing &amp; underwriting outcomes through transformation.At Direct Line Group, insurance is just the start. Combining decades of industry experience with talented people in every field, we’re a customer-obsessed market powerhouse. And we all work together to be brilliant for customers, every single day.Pricing and Underwriting is a complicated world, where historical data, geospatial information, and mathematical models meet talented analysts. Pricing our products is a fine line between balancing our business goals and customer needs. That’s why our pricers and underwriters are the best of the best. They reduce risk and predict future events ensuring our business can continue to grow whilst each and every one of our consumers gets the best price.Joining our Centre of Expertise within Pricing &amp; Underwriting you’ll work alongside a range of P&amp;U strategic experts who work holistically across the whole of our Pricing &amp; Underwriting Chapter to enable and support our squads to deliver. Additionally, you’ll parachute into specific teams as needed to provide specialist expertise, unblock issues and enable delivery – which will be integral to the wider success of the P&amp;U Chapter.Our mission is to be a best-in-class function. And, to be the best of the best we need to be curious and solution focused. This is where your expertise comes into play, as you leverage your broad knowledge and experience within pricing to lead and deliver our pricing transformation projects, taking our Pricing &amp; Underwriting Chapter to new heights…These are some of the activities you’ll be involved in:<ul><li>Providing pricing, costing and actuarial thought leadership and advice across the P&amp;U Chapter</li><li>Shaping thinking on future risks, risk appetite &amp; future opportunities</li><li>Providing a strategic view of pricing capability roadmaps, supporting our P&amp;U leadership team in the process</li><li>Proactive development of new approaches to Pricing</li><li>Work with underwriting as well as the wider P&amp;U chapter to delivery value across P&amp;U</li></ul>We are keen to meet enthusiastic, passionate and curious individuals with a breadth of experience across pricing. Key is your desire to ‘T’ shape, developing your expertise but also broadening your wider knowledge to enable you to embrace and deliver lots of different scenarios and challenges.<ul><li>A commercial mentality with strong data expertise and the ability to identify risks and opportunities across the function</li><li>Strong external pricing network to be able to bring your external marketplace, customer and competitor knowledge to the team</li><li>Whilst this is a more strategic and consultative role, we are looking for individuals with previous technical experience within pricing and relevant software such as Radar Emblem, model building etc. as to be able to guide and advise our teams</li><li>Ability to positively influence a range of stakeholders including our leadership team</li></ul>We recognise we wouldn't be where we are today without our people and the wide variety of perspectives and life experiences they bring. That’s why we offer excellent benefits to suit your lifestyle and a flexible working model combining the best parts of home and office-working, varying with the nature of your role. Core benefits include:<ul><li>9% employer contributed pension</li><li>50% off home, motor and pet insurance plus free travel insurance and Green Flag breakdown cover</li><li>Up to 20% annual bonus</li><li>30 days holiday + bank holidays</li><li>Private medical insurance for yourself</li><li>EV car scheme allows all colleagues to lease a brand new electric or plug-in hybrid car in a tax efficient way.</li><li>Buy as you earn share scheme</li><li>Employee discounts and cashback</li><li>Plus many more</li></ul>We recognise and embrace people that work in different ways so if you need any reasonable adjustments within this recruitment process, please reach out to us and we can discuss how we can support you with this.There’s no-one else like you. No-one with the exact same mix of strengths, quirks, skills, and thoughts. That’s why you could belong here. As part of a team, in a place that empowers you to be the best you can be. We’re proud of who we are, of what we do, and what every one of us brings. Direct Line Group is an equal opportunity employer, and we think diversity of background and thinking is a big strength in our people. We know you're more than a CV, and the things that make you, you, are what bring potential to our business.Join us. Help us keep innovating and putting customers at the heart of everything. To be an insurance company of the future. When we work together, we can all achieve great things. Inspiring, challenging, and supporting each other to aim higher.Together we’re one of a kind.

We are currently seeking applicants for an AVP, Actuary (Corporate Actuarial) position who will be responsible for the annual experience review, assumption setting, and documentation required for valuation purposes across all valuation bases (IFRS, Solvency II, PBR, AG48, etc.). The scope includes all traditional mortality solutions business. Additionally, this individual owns the assumption database that feeds production valuation models, is the primary stakeholder for Seriatim Data Warehouse and stacked run results which feed the assumption setting process, actively supports external and internal audit requirements and effectively collaborates with other CSS Finance &amp; Risk Management personnel and teams to ensure consistency, accuracy, and efficiency across portfolios. Management responsibility of 2-4 actuarial resources.Your TasksOversees delivery of Experience Studies and Assumption Changes<ul><li>Plans, aligns and coordinates annual mortality and lapse reviews for all traditional mortality solutions blocks and associated assumption updates as needed for all blocks.</li><li>Addresses these needs for multiple valuation basis including IFRS, AG48 and PBR. Coordinates with key stakeholders to ensure studies and proposed assumption adjustments meet with the needs of the stakeholders.</li><li>Delivers proposed experience study results and recommended updates to Valuation Committee on timely basis for approval.</li><li>Prepares documentation and supporting memorandums for internal stakeholder group and external auditors.</li><li>Addresses questions and other needs of internal stakeholders and external auditors to ensure timely signoff and favorable audit outcomes.</li><li>Directs team resources to achieve departmental objectives. Ensures that expectations are reasonable and can be met within confines of time and resource constraints.</li></ul>Performs Experience Assumptions and Associated Validations<ul><li>Performs the technical analysis in support of the historical experience studies and associated model validation by writing and running R code utilizing internal R package.</li><li>Implements new statistical methodologies to further analytic abilities and strengthen assumption review/adjustment process.</li><li>Implement assumption updates to the SQL assumption database and perform impact analysis on the projected financial results.</li><li>Review results for reasonableness to validate correct implementation.</li><li>Abides by model governance guidelines when implementing approved assumptions updates into the production model.</li><li>Identifies and recommends process improvements to ensure that most current and applicable technical and statistical tools are being used and process remains efficient.</li></ul>SDW Key Stakeholder<ul><li>Serves as primary liaison with process owners responsible for maintaining and updating assumption related data and processes (i.e. SDW and stacked run process) to ensure delivery of quality results that meet the needs of the assumption setting team and meet the timelines that support the annual assumption review and update process.</li><li>Defines data requirements and specifications, signs off on key implementation decisions with regards to this data.</li></ul>Develop and Manage staff<ul><li>Help CA Staff achieve their personal professional goals</li><li>Enhance technical skillset of CA team</li></ul>Your ProfileEssential knowledge skills and abilities<ul><li>Bachelor’s degree in Actuarial Science, Statistics, Mathematics or similar</li><li>FSA credential from the Society of Actuaries</li><li>7-10+ years of experience in an actuarial role</li><li>Computer software: Microsoft Excel, Database knowledge (high proficiency)</li><li>Programming knowledge: C++, SQL, VBA</li><li>Actuarial modelling experience: Risk Agility preferred</li><li>Business knowledge: Reinsurance expert</li><li>Business skills: Strong verbal communication, Excellent writing skills, Ability to communicate complex initiatives</li></ul>Desired knowledge skills and abilities<ul><li>Cloud technologies (Azure)</li><li>R experience, predictive analytics</li><li>Valuation knowledge: Solvency II, IFRS17, Stat/GAAP, AG48 and PBR</li><li>Experience with establishing controlled procedures</li><li>Experience with project planning and management</li></ul>Travel<ul><li>10% - domestic travel, including overnight stays</li></ul>Nothing in this job description restricts management’s rights to assign or reassign duties or responsibilities to this job at any time.Total Compensation Range: $151,600 - $205,000 (inclusive of Base and Bonus).Benefits Include:<ul><li>Comprehensive medical, dental, and vision</li><li>Paid Time Off (PTO)</li><li>Company provided life insurance and disability benefits</li><li>401(k) and profit sharing</li><li>Additional ancillary benefits available</li></ul>Hannover Life Reassurance Company of America (Hannover Re) seeks to attract the best-qualified candidates who support the mission, vision and values of the company and those who respect and promote excellence through diversity.

We have an interesting and varied Head of Capital Management role that has become available within our Lifetime Mortgage (LTM) business here at L&amp;G.In this role you will influence the strategy and manage the development of L&amp;G’s modelling and valuation of our Lifetime Mortgage portfolios. You will also manage the delivery of L&amp;G’s financial reporting metrics in relation to the Lifetime Mortgage portfolios, which will cover metrics including IFRS, Solvency II (both Own Funds and SCR) and risk appetite.You will also guide stakeholders (including but not limited to senior management, external auditors and PRA) in understanding financial reporting metric results and the potential implications of these. As well as working with other members of the LTM Actuarial team to ensure the commercial success of the end-to-end Lifetime Mortgage business to Legal &amp; General.This role can be based from either our London or Hove Offices or if you live further afield, we could consider a Home Working arrangement (with occasional travel to office locations required)Whilst this role has been advertised as a Full-Time position, we would also actively encourage applications from Part Time workers.
Do you feel like you meet the requirements but require greater flexibility? We’d love to hear from you regardless; we’re open to flexible working arrangements and support hybrid working, so please get in touch!
What you'll be doing:<ul><li>Leading on the calculation, review and delivery of the valuation results for Lifetime Mortgages. Which will include ensuring that the processes and models strike the right balance between accuracy, reliability and efficiency.</li><li>Calibrating risk distributions using internal/external data for the key Lifetime Mortgage (LTM) risk factors to enable accurate risk management of the LTM business within the Solvency 2 framework.</li><li>Leading on elements of IFRS and Solvency II technical advice, modelling and insight in relation to Lifetime Mortgages to support LGR and other L&amp;G Group businesses.</li><li>Proactively identifying and pursuing strategies and opportunities to improve the capital efficiency and profitability of the Lifetime Mortgage portfolios.</li><li>Working on new product initiatives to generate both sales and margin growth for the business while developing the appropriate risk management, valuation and capital models for these new products.</li><li>Working on assessing the impact of new assumption bases or risk calibrations on profit margins and solvency capital requirements of LTMs.</li><li>Ensuring that the principles of Conduct Risk are embedded into your day to day operations to deliver good customer outcomes at all times.</li><li>Ensuring that all business processes and internal controls within your role are designed and performed in a way that delivers good customer outcomes and demonstrates effective management of Conduct Risk.</li></ul>What we're looking for:<ul><li>A Qualified Actuary with demonstrable post qualification experience within a Life Company/Consultancy.</li><li>Knowledge of Lifetime Mortgages (products, markets and valuation) would be highly desired.</li><li>Good statistical knowledge including knowledge and experience of using key statistical packages such as R.</li><li>Willingness to undertake appropriate Continual Professional Development as recommended for the role.</li><li>Good all round knowledge and awareness of relevant regulation (particularly Solvency II), guidance, principles and best practices.</li><li>Ability to manage and develop complex processes.</li><li>Good written and verbal communication skills, in particular clear and concise drafting of technical documentation, and ability to explain complex modelling concepts to non-experts.</li><li>Ability to participate in different workstreams across the team due to the fluid set-up of the LTM team.</li></ul>Benefits:When you commit to Legal &amp; General, we’ll commit to you too. That means we’ll recognise and reward your hard work, your performance and your contribution.If you join us, you’ll get access to some great benefits, including private medical insurance, 30 days holiday (excluding bank holidays), a generous pension scheme, life assurance, and Income Protection. You'll receive a car allowance of 12% of your annual salary, and you can participate in our electric car scheme, which offers employees the option to hire a brand new electric car through tax efficient salary sacrifice. We’re also proud to offer competitive family leave.You’ll have the opportunity to participate in our annual, performance-related bonus plan and valuable share schemes. And then there are the many discounts we offer that you can take advantage of – both for our own products and at a range of high street stores and online offerings.About L&amp;G:The brand with the brolly is choosing today to change tomorrow. Since 1836, we’ve grown to become one of the world's largest asset managers, homebuilders, pension providers and insurance brands.We’re all here to improve the lives of our customers, build a better society for the long term, and create value for our shareholders - helping to shape a better future for society and the planet.We need people who share our ambitions, agility and entrepreneurial spirit to help us do it.At L&amp;G, you’ll find a balance that helps you be your best. Empowered by hybrid working, we’re supported by technology and workplaces that enable us to work effectively wherever we are. We come together in offices to collaborate and connect, and use time at home for individual, focused activities. And, when we achieve great things, we celebrate our success and reward strong performance.Today, there’s over 10,000 of us, working towards our mission, with plenty of opportunities to grow your career as we grow L&amp;G. Will you join us?About the business area:Life can sometimes be unpredictable, and it pays to plan ahead. Our aim at Legal &amp; General Retail is to help our customers plan for the unexpected, achieve financial security for their tomorrow, and protect everything that’s important to them. To better understand our customers and meet their needs, we’ve brought our protection, retirement income, savings, lending and advice, fintech and mortgage businesses under one umbrella. Created at the start of 2022 through the merging of our long-standing and trusted retail retirement and insurance businesses, we’re a fast-growing division with big, customer-centered ambitions.Our commitment to Equal Opportunities:Great minds don’t have to think alike, so we welcome voices from all backgrounds. Bringing together people with different life experiences helps us build empathy with our customers and drive innovation.We don’t just talk about it, we actively promote diversity and equitable opportunities for all. That means our employment decisions are made without regard to race, colour, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability or protected veteran status. In fact, we embrace every dimension of diversity to reflect the customers and communities we serve.We think it’s important to create an inclusive environment where we can all belong, contribute and drive progress, where you can develop and grow, and be empowered. We want you to use your voice to help us build a better tomorrow.We all work differently, and have different needs, which is why we’re always open to discussing flexible working arrangements. Likewise, we’re committed to finding reasonable accommodations for candidates with specific needs during our recruiting process.So whoever you are, wherever you are, whatever your story, we'd love to hear from you.

The world isn’t standing still, and neither is Allstate. We’re moving quickly, looking across our businesses and brands and taking bold steps to better serve customers’ evolving needs. That’s why now is an exciting time to join our team. As a leader in a corporation with 83,000 employees and agency force members, you’ll have a hand in transforming not only Allstate but a dynamic industry. You’ll have opportunities to take risks, challenge the status quo and shape the future for the greater good.You’ll do all this in an environment of excellence and the highest ethical standards – a place where values such as integrity, inclusive diversity and accountability are paramount. We empower every employee to lead, drive change and give back where they work and live. Our people are our greatest strength, and we work as one team in service of our customers and communities.Everything we do at Allstate is driven by a shared purpose: to protect people from life’s uncertainties so they can realize their hopes and dreams. For 89 years we’ve thrived by staying a step ahead of whatever’s coming next – to give customers peace of mind no matter what changes they face. We acted with conviction to advocate for seat belts, air bags and graduated driving laws. We help give survivors of domestic violence a voice through financial empowerment. We’ve been an industry leader in pricing sophistication, telematics, digital photo claims and, more recently, device and identity protection. We are the Good Hands. We don’t follow the trends. We set them.Job Summary:The Actuary Director, Commercial role is a remote based leadership position responsible for providing expert actuarial guidance in support of pricing small commercial and middle market auto and BOP lines of business. This role leads a team of managers and analysts to execute highly complex and strategic projects, while leveraging broad functional expertise and knowledge of the business to serve as a subject matter expert across the organization. Responsible for engaging senior leadership to influence business decision related to line(s) and/or geographic areas.Key Responsibilities:<ul><li>Uses best practices to develop and ensure appropriateness of highly complex actuarial/statistical analyses/methodologies used across the organization to influence business decisions while ensuring quality of data used to perform the analyses is appropriate and documentation standards are adhered to</li><li>Collaborates and influences outside business units to drive innovation in products and achieve corporate priorities by providing actuarial thought leadership</li><li>Manages oversight of all talent management for their expanded team including succession planning, compensation, development, bench strength, organizational structure changes, etc.</li><li>Manages teams that plan, implement, and/or contributes on projects that are high complexity and are of large scale using accepted project management standards that cross multi-disciplinary areas</li><li>Develops and executes effective communication strategies of highly complex actuarial and modeling techniques and results to Influence complex business decisions across the organization</li><li>Leads teams in understanding the link between Allstate’s vision and strategies and department initiatives and drives achieving them. Develops department strategies and leads teams through them to help achieve corporate business results.</li><li>Leverages understanding of insurance business, product, markets and regulatory environments to develop and lead pricing/reserving/modeling strategies to influence business decisions across the organization. Acts as a subject matter expert and serves on external panels/forums/rate hearings/provide Statement of Actuarial Opinion</li></ul>Supervisory Responsibilities:This job does have supervisory duties.Preferred Qualifications:Education and Experience<ul><li>10+ years of property and casualty pricing experience</li><li>Bachelor’s degree required – preferably in related field of study such as actuarial science, math/applied math, statistics/applied statistics</li></ul>Certificates, Licenses, Registrations<ul><li>FCAS designation</li></ul>Functional Skills.<ul><li>Commercial lines pricing experience, preferably within auto and BOP. Reserving experience a plus.</li><li>Understanding of telematics (preferable, but not required)</li><li>Demonstrated advanced knowledge in the use and ability to learn a wide variety of tools, data sources and computer applications</li><li>Excellent communication skills, including the ability to present written and verbal interpretations of highly specialized terms and data, to multi-disciplinary groups and all organizational levels</li><li>Advanced experience in leading the development/application of highly complex models as well as evaluating models of many types</li><li>Ability to use and/or instruct others in language usage to achieve results, can be considered a subject matter expert</li><li>Extensive product, price, risk management and insurance regulation knowledge, including professional standards of actuarial/statistical techniques</li><li>Advanced project management skills to independently handle multiple projects of high complexity, that cross multi-disciplinary groups</li><li>Proven management experience required, including ability to train, develop and mentor people leaders</li></ul>Allstate prides itself on offering our employees a robust Total Rewards package which includes base salary. The base range offered for the role is: $165-220K and may vary based on internal equity, and job-related skills, knowledge and experience; among other factors. The candidate(s) offered this position will be required to submit to a background investigation, which includes a drug screen.

Independent for over 75 years, Milliman delivers market-leading services and solutions to clients worldwide. Today, we are helping companies take on some of the world’s most critical and complex issues, including retirement funding and healthcare financing, risk management &amp; regulatory compliance, data analytics and business transformation.Through a team of professionals ranging from actuaries to clinicians, technology specialists to plan administrators, we offer unparalleled expertise in employee benefits, investment consulting, healthcare, life insurance and financial services, and property and casualty insurance.The San Francisco Property and Casualty practice, comprised of about 30 employees, focuses on applying advanced actuarial techniques and geospatial technology to develop innovative insurance products for traditional and start-up insurers, as well as the associated state regulatory rate filing support. We are thought leaders in climate change, artificial intelligence, telematics, and other leading-edge research. We work on some of today’s most important insurance problems, including modernizing flood insurance and addressing the wildfire crisis in California.The Actuary would supervise the work of Associate Actuaries and Actuarial Analysts, as well as be responsible for:<ul><li>Contributing to the vision of a given project</li><li>Overseeing the execution of a project</li><li>Coordinating with clients, and nurturing the client relationship</li><li>Directing staff participation in projects</li><li>Complying with internal quality control guidelines</li><li>Checking work for technical accuracy</li></ul>The nature of the projects will vary widely throughout the year. We also do traditional actuarial work such as ratemaking, reserving, predictive modeling and competitive analysis, plus a variety of special projects.Required:<ul><li>Fellowship (FCAS) and up to ten years’ experience in property-casualty actuarial work</li><li>A college degree in actuarial science, mathematics, data science, statistics, or other quantitative major</li><li>Experience in property and casualty actuarial ratemaking and/or state regulatory filing (auto and/or property preferred)</li><li>Technically proficient in Excel</li><li>SAS, R or SQL programming experience (proficiency preferred)</li><li>Experience with using catastrophe models and pricing catastrophe risks strongly preferred</li><li>Predictive modeling experience strongly preferred</li></ul>The ideal candidate will have the following attributes:<ul><li>Service oriented</li><li>Quick learner</li><li>Team player</li><li>Good with detail</li><li>Excellent business writing and oral communication skills</li><li>Good project management skills</li></ul>BenefitsAt Milliman, we focus on creating an environment that recognizes – and meets – the personal &amp; professional needs of the individual. We offer a competitive benefits package which includes:<ul><li>Medical, dental and vision coverage for employees and their families, including eligible domestic partners.</li><li>A 401(k) plan with matching program, and profit sharing contribution</li><li>Employee Assistance Program (EAP)</li><li>A discretionary bonus program</li><li>Paid Time Off (PTO) starts accruing on the first day of work and can be used for any reason; full-time employees will accrue 15 days of PTO per year, and employees working less than a full-time schedule will accrue PTO at a prorated amount based on hours worked</li><li>Family building benefits, including adoption and fertility assistance and paid parental leave up to 12 weeks for employees who have worked for Milliman for at least 12 months and have worked at least 1,250 hours in the preceding 12-month period</li><li>A minimum of 8 paid holidays</li><li>Milliman covers 100% of the premiums for life insurance, AD&amp;D, and both short term and long term disability coverage</li><li>Flexible spending accounts allow employees to set aside pre-tax dollars to pay for dependent care, transportation and applicable medical needs</li></ul>This role is based out of the Milliman office in San Francisco, CA, but candidates hired into this role may work remotely anywhere in the U.S.The salary range for the actuary position is $98,000 to $200,000, depending on a combination of factors, including, but not limited to, education, relevant work experience, qualifications, skills, certifications, location, etc.All qualified applicants will receive consideration for employment, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

As part of an industry-leading team, you will help empower results for our clients by delivering innovative and effective solutions as part of our Aon Reinsurance Solutions business group. Preference for the position is hybrid near any Aon office, where hybrid is in-office 2-3 days a week. Entirely remote is possible under the right circumstances.Work Style: Remote or Hybrid depending on location and experience.Keys to this role: Strong programing skills with R and Python.Your Impact as an ActuaryPrimary role is to support clients as requested by supervisor or brokers, across virtually any client project or internal research assignment. You will become familiar with Aon's tools and approach, contribute to their development, and present Aon's solutions and services to our clients. Directors are expected to manage junior colleagues in completing standard actuarial analyses, be hands on with more advanced analyses, and create value-added analytics.You should have an aptitude for problem solving, be able to manage multiple project deadlines at once, and be able to effectively communicate the results of your analyses to clients and brokers.Duties and responsibilities<ul><li>Analyze the costs and benefits of risk transferred under reinsurance agreements via pricing analysis and dynamic risk modeling for large accounts. Oversee analysts doing the same for small to medium sized accounts.</li><li>Take ownership and responsibility for quality, accuracy, and timely completion of analysis.</li><li>Understand reinsurance contracts and products (terminology, terms, and conditions).</li><li>Take initiative on client service projects to improve processes, products, or services.</li><li>Develop bespoke analyses, visualizations, and dashboards to explain analytics to actuaries, account specialists, and clients.</li><li>Create ideas for future innovation.</li><li>Work with colleagues across service teams (brokers, analytics, and others) to identify and respond to client needs.</li><li>Develop strong relationships with other analytics and broker colleagues.</li><li>Provide mentorship to junior colleagues on experience &amp; exposure methods, as well as communication of their results.</li><li>Design the narrative &amp; structure for client presentations to communicate analysis results to brokers and clients.</li><li>Communicate appropriately to both actuaries and non-actuaries via written and verbal mediums.</li><li>Be the client facing actuary on small to medium sized accounts. Provide effective content on larger accounts.</li></ul>Required skills and qualifications<ul><li>10+ years of experience in a Property and Casualty actuarial role - Director</li><li>Proficiency in a programming language, e.g., R / Python / C / Java</li><li>Proficiency with MS Office suite</li><li>Reinsurance and/or consulting experience preferred</li><li>Ability to work independently and in team environment</li><li>Excellent interpersonal and communication skills (oral and written)</li><li>Ability to identify and resolve problems, think creatively, strategically, and analytically</li><li>Strong ability to understand and perform mathematical and statistical calculations</li><li>Dynamic Financial Analysis or Economic Capital Modeling experience a plus</li></ul>Minimum educationBachelor's degree required.We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.How we support our colleaguesIn addition to our comprehensive benefits package, we encourage a diverse workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two "Global Wellbeing Days" each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognize that flexibility goes beyond just the place of work... and we are all for it. We call this Smart Working!Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued.Aon values an innovative, diverse workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace.Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status.We welcome applications from all and provide individuals with disabilities with reasonable adjustments to participate in the job application, interview process and to perform essential job functions once onboard. If you would like to learn more about the reasonable accommodations we provide, email ReasonableAccommodations@Aon.comBenefitsThe salary range for this position is $75,000 to $105,500 annually. The actual salary will vary based on applicant's education, experience, skills, and abilities, as well as internal equity and alignment with market data. The salary may also be adjusted based on applicant's geographic location.This position is eligible to participate in one of Aon's annual incentive plans to receive annual discretionary bonus in addition to base salary. The amount of any bonus varies and is subject to the terms and conditions of the applicable incentive plan.Aon offers a comprehensive package of benefits for full-time and regular part-time colleagues, including, but not limited to: a 401(k) savings plan with employer contributions; an employee stock purchase plan; consideration for long-term incentive awards at Aon's discretion; medical, dental and vision insurance, various types of leaves of absence, paid time off, including 12 paid holidays throughout the calendar year, 15 days of paid vacation per year, paid sick leave as provided under state and local paid sick leave laws, short-term disability and optional long-term disability, health savings account, health care and dependent care reimbursement accounts, employee and dependent life insurance and supplemental life and AD&amp;D insurance; optional personal insurance policies, adoption assistance, tuition assistance, commuter benefits, and an employee assistance program that includes free counseling sessions.Eligibility for benefits is governed by the applicable plan documents and policies.

This is an excellent opportunity for a P&amp;C reserving actuary to further develop his/her career within an international business environment. This position reports to the Head of US Actuarial Management, which is part of Swiss Re Group Risk Management.The focus of the role will be on reserving, economic valuation and financial reporting. Furthermore, the position supports the business unit's growth strategy by collaborating in various projects, such as supporting actuarial process development including the implementation of a new reserving platform and IFRS accounting standards.Main tasks / Regular activities<ul><li>Manages quarterly estimation of P&amp;C insurance portfolio reserves (local statutory, US GAAP) including cooperation with internal stakeholders (Claims, Underwriting, Pricing, Finance/Accounting)</li><li>Estimation of the corresponding pay-out patterns serving as one of the input parameters for economic valuation model</li><li>Leading role which supports Finance in the preparation of internal and external (statutory) financial reports and presentations</li><li>Supports Risk Management in the preparation of the Capital and Solvency calculations</li><li>Leading role in providing appropriate recommendations to reserve committees and legal entity management</li><li>Detailed ad hoc portfolio reviews and analyses as required including management support</li><li>Leading role in effective feedback loops to Business, Underwriting, Claims, and Finance units</li><li>Provides critical insights to improve efficiency and assures quality by automating process steps</li><li>Well versed in regulations regarding compliance to local insurance laws and regulations for actuarial reserving matters</li><li>Actively seeks out ways to contribute to actuarial reserving and assumes (international/Group) assignments and projects</li><li>Leading role in inter-regional coordination with Swiss Re actuarial teams for improving the quality of actuarial analysis through simplification and automation of global processes</li></ul>About the Team:The position is embedded within a small group of senior actuaries and analysts who are responsible for setting property and casualty reserves for the CorSo US carriers.About You:<ul><li>Minimum of 10 years' experience in a Property &amp; Casualty insurance environment preferred</li><li>University degree in actuarial science or related field (mathematics or finance)</li><li>Qualified actuary of the Casualty Actuarial Society or an internationally recognized association</li><li>Excellent understanding of actuarial methods, accounting principles, and information systems</li><li>Familiarity R, SAS, SQL and/or other programming languages which support statistical computing, data visualization and analysis</li><li>Actuarial valuation and reporting experience required, experience in other actuarial fields (pricing, underwriting, solvency) an asset</li><li>Knowledge of statutory and regulatory environments in the US</li><li>Outstanding interpersonal and communication skills – demonstrates a clear and articulate standard of written and verbal communication in a complex environment</li><li>Proactive in seeking out and providing information</li><li>Actively looks to contribute and take on additional responsibility</li><li>Integrative personality with the ability to successfully work together with different personal styles and cultures</li><li>Proficient in English, any other language (mainly Spanish) is a plus</li></ul>About Swiss ReSwiss Re is an equal opportunity employer. It is our practice to recruit, hire and promote without regard to race, religion, color, national origin, sex, disability, age, pregnancy, sexual orientations, marital status, military status, or any other characteristic protected by law. Decisions on employment are solely based on an individual's qualifications for the position being filled.During the recruitment process, reasonable accommodations for disabilities are available upon request. If contacted for an interview, please inform the Recruiter/HR Professional of the accommodation needed.As the COVID-19 pandemic continues to impact the world, it is our responsibility to help keep our employees, customers, partners and communities healthy and safe. SwissRe will require all candidates interviewing in person in the United States and Canada to provide evidence of vaccination when arriving at our offices.

Transamerica has been helping people feel better about the future for more than 100 years, and we’re proud of the trust we’ve earned. But we believe our responsibility goes beyond insurance, investments, and retirement accounts. We’re also in the business of helping people improve their financial and personal well-being, so they can add more years to their lives, and more life to their years.Responsibilities:<ul><li>Design and lead initiatives to evaluate and optimize the performance of a variety of annuity blocks.</li><li>Develop, propose and lead creative solutions to efficiently manage product performance and capital allocation.</li><li>Analyze Transamerica’s Variable Annuity fund lineup and propose and implement changes to better meet customer needs and enhance product performance.</li><li>Coordinate with teams across departments to execute on key organizational priorities.</li><li>Demonstrate and reinforce Financial Assets’ reputation as subject matter experts.</li><li>Expand the modeling and technical capabilities of the Financial Assets Annuities team.</li><li>Monitor the emerging performance of key products and anticipate future challenges and opportunities.</li><li>Monitor and analyze developments in actuarial techniques, laws and regulations applicable to company operations, and competitive developments in the marketplace.</li><li>Exercises significant judgement in setting priorities and determining necessary tasks.</li></ul>Qualifications:<ul><li>FSA or equivalent professional designation along with bachelor’s degree in Actuarial Science, Mathematics, Statistics, Economics or related field, and 8 years of relevant experience.</li><li>In lieu of Bachelor’s, will accept Masters in a listed discipline and 6 years relevant experience.</li><li>In lieu of FSA will accept ASA or equivalent professional designation and 14 years of relevant experience.</li><li>Demonstrates high quality leadership, judgment, organization and prioritization skills.</li><li>Exhibits effective management skills to motivate and develop a staff.</li><li>Effectively communicates, both verbally and in writing, advanced mathematical and analytical concepts to various audiences.</li><li>Works well under pressure and within time constraints to effectively accomplish individual and team objectives.</li><li>Excellent computer skills</li><li>Experience with ALFA, SQL, VBA, Alteryx would be a plus.</li></ul>Working Conditions:<ul><li>Normal office environment.</li><li>Limited travel may be required.</li></ul>The US salary for this position generally ranges between $150,000 - $180,000 annually. This range is an estimate, based on potential employee qualifications and operational needs. Salary may vary above and below the stated amounts, as permitted by applicable law.Additionally in the US, this position is typically eligible for an Annual Bonus based on the Company Bonus Plan/Individual Performance and is at the Company’s discretion.Our commitment to inclusion &amp; diversity means that we value differences. We encourage the unique perspectives of persons and are dedicated to creating a respectful and inclusive work environment.Company informationTransamerica Life Insurance Company is an Equal Employment Opportunity employer and does not discriminate against any applicant or employee because of age, religion, sex, gender identity, genetic information, race, color, national origin, pregnancy, sexual orientation, marital status, participation in the uniformed services (e.g. U.S. Armed Forces, National Guard), physical or mental disability, or any other status protected by federal, state, or local equal employment opportunities laws.Applicants with physical or mental disabilities may be entitled to a form of reasonable accommodation under the Americans with Disabilities Act and certain state and local laws. A reasonable accommodation is a change in the way things are normally done which will insure equal employment opportunity without imposing undue hardship on the Transamerica Companies.

This managing level employee is primarily responsible for providing guidance and recommendations on researching and determining financial risk to the organization, leading the completion of actuarial documentation and reporting efforts, leading product line evaluations, identifying and implementing complex actuarial models and methods, and monitoring, analyzing, and interpreting financial risk and opportunity to influence senior business partners and stakeholders.Essential Responsibilities:<ul><li>Demonstrates continuous learning and maintains a highly skilled and engaged workforce by aligning resource plans with business objectives; overseeing the recruitment, selection, and development of talent; motivating teams; preparing individuals for growth opportunities and advancement; staying current with industry trends, benchmarks, and best practices; providing guidance when difficult decisions need to be made; and ensuring performance management guidelines and expectations drive business needs.</li><li>Oversees the operation of multiple units and/or departments by identifying customer and operational needs; analyzing resources, costs, and forecasts and incorporating them into business plans; gaining cross-functional support for business plans and priorities; translating business strategy into actionable business requirements; obtaining and distributing resources; setting standards and measuring progress; removing obstacles that impact performance; guiding performance and developing contingency plans accordingly; and ensuring products and/or services meet customer requirements and expectations while aligning with organizational strategies.</li><li>Leads actuarial documentation and reporting by coordinating the completion of the actuarial portion of financial reports and tax returns, and responses to insurance regulations; determining report needs; and presenting results internally and externally to senior leadership.</li><li>Leads product line evaluations by coordinating analysis of product line financials, pricing, reserve, valuation, cash flow analysis, and product investment strategy; and making recommendations based on product line performance, risk, and assumptions used in product development; and coaches and develops staff while ensuring business needs or requirements are met.</li><li>Furthers actuarial research by identifying the needs and implementing complex methods to advance the actuarial techniques, standards, assumptions, and the legal and regulatory environment; and ensuring staff completes activities.</li><li>Monitors financial risks and opportunities by developing advanced and non-traditional actuarial methods; and leveraging industry knowledge to conduct and determine actuarial analyses; and coaches and develops staff while ensuring business needs or requirements are met.</li><li>Influences senior business partners by translating complex actuarial constructs into actionable recommendations; and initiating actuarial and financial advice in compliance with the Actuarial Standards of Practice; and coaches and develops staff while ensuring business needs or requirements are met.</li><li>Identifies needs and provides guidance on how to build framework and assumptions for new, existing, and non-traditional actuarial models to meet business needs; and coaches and develops staff while ensuring business needs or requirements are met.</li></ul>Minimum Qualifications:<ul><li>Minimum three (3) years supervisory experience</li><li>Bachelor's degree in mathematics or related field AND Minimum ten (10) years actuarial experience. Additional equivalent work experience in a directly related field may be substituted for the degree requirement.</li><li>Associate of the Society of Actuaries Certificate OR Associate of the Casualty Actuarial Society Certificate</li></ul>Preferred Qualifications:<ul><li>Six (6) years experience with databases and spreadsheets.</li><li>Bachelor's degree in statistics, actuarial science, mathematics, engineering, or physics.</li></ul>Pay Range: $193000 - $249810 / yearThe ranges posted above reflect the location in the job posting. The salary range may vary if you reside in a different location or state than the location posted.Travel: NoAt Kaiser Permanente, equity, inclusion and diversity are inextricably linked to our mission, and we aim to make it a part of everything we do. We know that having a diverse and inclusive workforce makes Kaiser Permanente a better place to receive health care, a more supportive partner in our communities we serve, and a more fulfilling place to work. Working at Kaiser Permanente means that you agree to and abide by our commitment to equity and our expectation that we all work together to create an inclusive work environment focused on a sense of belonging and wellbeing.Kaiser Permanente is an equal opportunity employer committed to a diverse and inclusive workforce. Applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy), age, sexual orientation, national origin, marital status, parental status, ancestry, disability, gender identity, veteran status, genetic information, other distinguishing characteristics of diversity and inclusion, or any other protected status.

Lead special projects across the various actuarial product lines to research key topics, identify and implement process improvements and assist with explaining results.Responsibilities:<ul><li>Investigate key topics identified in financial reporting for accounting treatment and recommend changes.</li><li>Assist product line actuarial teams with identifying and implementing process improvements.</li><li>Exercises significant judgment in setting priorities and determining necessary tasks.</li><li>Provides guidance and advice regarding technical actuarial issues such as modeling methodology, reserving principles and related matters.</li><li>Leads the preparation and interpretation of actuarial information for presentation to Senior Management. Focus on IFRS17 but will include cash flow testing, statutory and regulatory.</li><li>Leads several key projects at various times during the year.</li><li>Represents the company on industry and professional committees and/or with regulators.</li></ul>Qualifications:<ul><li>FSA or equivalent professional designation along with Bachelor's Degree in Actuarial Science, Mathematics, Statistics, Economics or related field, and 8 years of relevant experience. In lieu of Bachelor's, will accept Master’s in a listed discipline and 6 years or relevant experience. In lieu of FSA will accept ASA or equivalent professional designation and 14 years of relevant experience.</li><li>Demonstrates high quality leadership, judgment, organization and prioritization skills.</li><li>Effectively communicates, both verbally and in writing, advanced mathematical and analytical concepts to various audiences.</li><li>Works well under pressure and within time constraints to effectively accomplish individual and team objectives.</li></ul>Preferred Qualifications:<ul><li>Knowledge of IFRS reporting standards</li><li>Experience with Actuarial Modeling platforms such as MG-Alfa or GGY-Axis/Moody's Analytics</li></ul>Working Conditions:<ul><li>Normal office environment.</li><li>Limited travel may be required.</li></ul>The US salary for this position generally ranges between $148,000 - $175,000 annually. This range is an estimate, based on potential employee qualifications and operational needs. Salary may vary above and below the stated amounts, as permitted by applicable law.Additionally in the US, this position is typically eligible for an Annual Bonus based on the Company Bonus Plan/Individual Performance and is at the Company’s discretion.Our commitment to inclusion &amp; diversity means that we value differences. We encourage the unique perspectives of persons and are dedicated to creating a respectful and inclusive work environment.Company information:Equal Opportunity Employer:Transamerica Life Insurance Company is an Equal Employment Opportunity employer and does not discriminate against any applicant or employee because of age, religion, sex, gender identity, genetic information, race, color, national origin, pregnancy, sexual orientation, marital status, participation in the uniformed services, physical or mental disability, or any other status protected by federal, state, or local equal employment opportunities laws.

Job Description:As a Senior Actuary, you will be responsible for pricing competitive products that focus on customer value while meeting company profitability objectives.You will:<ul><li>Collaborate with Product, Distribution, and Implementation teams to understand market needs and solve for any systems constraints.</li><li>Train other functional areas on new products prior to release.</li><li>Play an active role in guiding the preparation and interpretation of actuarial and financial information.</li><li>Exercise significant judgment in setting priorities and determining necessary tasks.</li><li>Provide guidance and advice regarding technical actuarial issues such as pricing rates, modeling methodology, reserving principles, and related matters.</li><li>Lead the preparation and interpretation of actuarial information for presentation to Senior Management.</li><li>Anticipate future market needs and creatively develop solutions for current systems and process limitations.</li><li>Own several key projects and see them through to completion.</li><li>Lead the development of actuarial talent within the organization.</li><li>Represent the company on industry and professional committees and/or with regulators.</li></ul>What You Will Learn:You will increase your ability to build and maintain strong relationships across Transamerica. You will learn to promote a Future Fit mindset including Acting as One, Accountability, Agility, and Customer Centricity.What You Need:<ul><li>FSA or equivalent professional designation along with a bachelor’s degree in Actuarial Science, Mathematics, Statistics, Economics, or related field, and 8 years of relevant experience.</li><li>In lieu of Bachelor's, will accept Master’s in a listed discipline and 6 years or relevant experience.</li><li>In lieu of FSA will accept ASA or equivalent professional designation and 14 years of relevant experience.</li><li>Demonstrates high-quality leadership, judgment, organization, and prioritization skills.</li><li>Effectively communicates, both verbally and in writing, advanced mathematical and analytical concepts to various audiences.</li><li>Works well under pressure and within time constraints to accomplish individual and team objectives.</li><li>Experience pricing Group Term Life and Group Long-Term and Short-Term Disability.</li></ul>Preferred Qualifications:<ul><li>Experience with Axis and pricing Voluntary Benefits health products (e.g. Universal and Whole Life, Accident, Critical Illness, Hospital Indemnity, Disability) is preferred.</li></ul>Compensation:The Salary for this position generally ranges between $133,000 - $160,000 annually. This range is an estimate, based on potential qualifications and operational needs. Salary may vary above and below the stated amounts, as permitted by applicable law.Bonus Eligibility:This position is also typically eligible for an Annual Bonus based on the Company Bonus Plan/Individual Performance and is at Company Discretion.Equal Opportunity Employer:Transamerica Life Insurance Company is an Equal Employment Opportunity employer and does not discriminate against any applicant or employee because of age, religion, sex, gender identity, genetic information, race, color, national origin, pregnancy, sexual orientation, marital status, participation in the uniformed services (e.g. U.S. Armed Forces, National Guard), physical or mental disability, or any other status protected by federal, state, or local equal employment opportunities laws.

This is an actuarial position supporting the reinsurance team. Responsible for analysis of financial reporting and results of reinsurance, especially under IFRS 17 as well as US statutory and economic framework bases.Responsibilities:<ul><li>Plays an active role in guiding the preparation and interpretation of actuarial and financial information, especially results and projections related to IFRS 17.</li><li>Exercises significant judgment in setting priorities and determining necessary tasks.</li><li>Provides guidance and advice regarding technical actuarial issues such as financial impacts of current and proposed reinsurance transactions.</li><li>Leads the preparation and interpretation of actuarial information for presentation to Senior Management.</li><li>Leads several key projects at various times during the year.</li><li>Represents the company on industry and professional committees and/or with regulators.</li><li>May manage employees.</li><li>Other reinsurance related activities as needed.</li></ul>Qualifications:<ul><li>FSA or equivalent professional designation along with Bachelor's Degree in Actuarial Science, Mathematics, Statistics, Economics or related field, and 8 years of relevant experience.</li><li>In lieu of Bachelor's, will accept Master’s in a listed discipline and 6 years or relevant experience.</li><li>In lieu of FSA will accept ASA or equivalent professional designation and 14 years of relevant experience.</li><li>Demonstrates high quality leadership, judgment, organization and prioritization skills.</li><li>Exhibits effective management skills to motivate and develop a staff.</li><li>Effectively communicates, both verbally and in writing, advanced mathematical and analytical concepts to various audiences.</li><li>Works well under pressure and within time constraints to effectively accomplish individual and team objectives.</li></ul>Preferred Qualifications:<ul><li>Reinsurance Experience</li><li>IFRS 17 and other valuation and financial reporting experience</li></ul>Working Conditions:<ul><li>Hybrid employees will need to work at a Company office location at times and a remote work location (typically their home) at times.</li><li>Remote employees will work from a remote work location (typically from home).</li><li>Limited travel may be required.</li></ul>Compensation:The Salary for this position generally ranges between $148,000 - $196,000 annually. This range is an estimate, based on potential qualifications and operational needs. Salary may vary above and below the stated amounts, as permitted by applicable law.Bonus Eligibility:This position is also typically eligible for an Annual Bonus based on the Company Bonus Plan/Individual Performance and is at Company Discretion.Equal Opportunity Employer:Transamerica Life Insurance Company is an Equal Employment Opportunity employer and does not discriminate against any applicant or employee because of age, religion, sex, gender identity, genetic information, race, color, national origin, pregnancy, sexual orientation, marital status, participation in the uniformed services (e.g. U.S. Armed Forces, National Guard), physical or mental disability, or any other status protected by federal, state, or local equal employment opportunities laws.

Milliman is one of the leading experts in healthcare financing and delivery. We advise clients on a wide range of issues—from assessing the impact of healthcare reform on organizations or populations to streamlining operations while advancing the quality of patient care. Our consulting work is supported by a powerful toolkit of data analytics solutions and informed by the most trusted, comprehensive set of cost guidelines in the industry.Within a project team, consultants, managers, and analysts coordinate their efforts to deliver client reports and deliverables. Consultants are responsible for building relationships with clients, directing projects, and presenting results. Project managers work directly with analysts by reviewing work, answering questions, and developing client correspondence. Analysts are responsible for the majority of the technical work, which may include analyzing data, completing actuarial calculations, developing and utilizing actuarial models, and implementing software solutions.<ul><li>Responsible for building relationships with clients, directing projects, and presenting results to the client and answering their questions.</li><li>Develop a successful client base through networking, writing articles, speaking engagements, and other marketing methods.</li><li>Help identify the issues clients are facing and the resources needed to solve problems.</li><li>Plan projects, identify project deliverables, meet deadlines, and ensure compliance with quality procedures.</li></ul><ul><li>Bachelor’s or master’s degree in a quantitative field</li><li>Fellow in the Society of Actuaries (FSA)</li><li>9+ years in health actuarial experience at a consulting firm or health insurance company is required</li><li>Thorough understanding of Microsoft Excel and actuarial concepts</li><li>Experience mentoring staff and managing projects</li></ul><ul><li>Experience with Medicare Part D plan sponsor, including bid preparation and financial analysis</li><li>Experience with Medicare Supplement rate development and filing</li><li>Strong time management skills, ability to work independently and with a team, and organizational expertise</li><li>Client focused and results oriented</li><li>Strong communication skills (both verbal and written), and analytical thinking skills to evaluate analyses for communication to clients</li><li>Self-motivated, creative, and resourceful</li><li>National PDP experience</li><li>Expertise in Medicare Part D pharmacy network and rebate contracting analytics and negotiations</li></ul>Salary: The salary range is $140,000 to $230,000 annually, depending on a combination of factors, including but not limited to education, relevant work experience, qualifications, skills, certifications, location, etc.Location: It is preferred that candidates work on-site at our Chicago, IL, Milwaukee, WI, or Hartford, CT office. Remote candidates will be considered.Benefits<ul><li>Medical, dental and vision coverage for employees and their dependents, including domestic partners</li><li>A 401(k) plan with matching program, and profit sharing contribution</li><li>Employee Assistance Program (EAP)</li><li>A discretionary bonus program</li><li>Paid Time Off (PTO) starts accruing on the first day of work and can be used for any reason; full-time employees will accrue 15 days of PTO per year, and employees working less than a full-time schedule will accrue PTO at a prorated amount based on hours worked</li><li>Family building benefits, including adoption and fertility assistance and paid parental leave up to 12 weeks for employees who have worked for Milliman for at least 12 months and have worked at least 1,250 hours in the preceding 12-month period</li><li>A minimum of 8 paid holidays</li><li>Milliman covers 100% of the premiums for life insurance, AD&amp;D, and both short-term and long-term disability coverage</li><li>Flexible spending accounts allow employees to set aside pre-tax dollars to pay for dependent care, transportation, and applicable medical needs</li></ul>All qualified applicants will receive consideration for employment, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

The Actuary Director, Commercial role is a remote based leadership position responsible for providing expert actuarial guidance in support of pricing small commercial and middle market auto and BOP lines of business.This role leads a team of managers and analysts to execute highly complex and strategic projects, while leveraging broad functional expertise and knowledge of the business to serve as a subject matter expert across the organization. Responsible for engaging senior leadership to influence business decision related to line(s) and/or geographic areas.Key Responsibilities:<ul><li>Uses best practices to develop and ensure appropriateness of highly complex actuarial/statistical analyses/methodologies used across the organization to influence business decisions while ensuring quality of data used to perform the analyses is appropriate and documentation standards are adhered to</li><li>Collaborates and influences outside business units to drive innovation in products and achieve corporate priorities by providing actuarial thought leadership</li><li>Manages oversight of all talent management for their expanded team including succession planning, compensation, development, bench strength, organizational structure changes, etc.</li><li>Manages teams that plan, implement, and/or contributes on projects that are high complexity and are of large scale using accepted project management standards that cross multi-disciplinary areas</li><li>Develops and executes effective communication strategies of highly complex actuarial and modeling techniques and results to Influence complex business decisions across the organization</li><li>Leads teams in understanding the link between Allstate’s vision and strategies and department initiatives and drives achieving them. Develops department strategies and leads teams through them to help achieve corporate business results.</li><li>Leverages understanding of insurance business, product, markets and regulatory environments to develop and lead pricing/reserving/modeling strategies to influence business decisions across the organization. Acts as a subject matter expert and serves on external panels/forums/rate hearings/provide Statement of Actuarial Opinion</li></ul>Education and Experience<ul><li>10+ years of property and casualty pricing experience</li><li>Bachelor’s degree required – preferably in related field of study such as actuarial science, math/applied math, statistics/applied statistics</li></ul>Certificates, Licenses, Registrations<ul><li>FCAS designation</li></ul>Functional Skills<ul><li>Commercial lines pricing experience, preferably within auto and BOP.  Reserving experience a plus.</li><li>Understanding of telematics (preferable, but not required)</li><li>Demonstrated advanced knowledge in the use and ability to learn a wide variety of tools, data sources and computer applications</li><li>Excellent communication skills, including the ability to present written and verbal interpretations of highly specialized terms and data, to multi-disciplinary groups and all organizational levels</li><li>Advanced experience in leading the development/application of highly complex models as well as evaluating models of many types</li><li>Ability to use and/or instruct others in language usage to achieve results, can be considered a subject matter expert</li><li>Extensive product, price, risk management and insurance regulation knowledge, including professional standards of actuarial/statistical techniques</li><li>Advanced project management skills to independently handle multiple projects of high complexity, that cross multi-disciplinary groups</li><li>Proven management experience required, including ability to train, develop and mentor people leaders</li></ul>BenefitsAllstate prides itself on offering our employees a robust Total Rewards package which includes base salary.  The base range offered for the role is: $165-220K and may vary based on internal equity, and job-related skills, knowledge and experience; among other factors. The candidate(s) offered this position will be required to submit to a background investigation, which includes a drug screen.Allstate generally does not sponsor individuals for employment-based visas for this position.

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