Edinburgh

Glasgow

London

Norwich

Redhill

Remote

Staines

Graduate

Part Qualified

Associate

Life

Investments

Health

Pensions

Property & Casualty

Products

Reserving

Reporting

Data

Reinsurance

Risk

Systems

Research

Python

Modelling

Data Science

Prophet

Coding

Bulk Annuities

Motor

Pricing

Machine Learning

Valuation

Capital

Longevity

Consulting

Excel

ResQ

Power BI

Marine

Climate

Tableau

Psicle

Databricks

Alteryx

Hybrid working with up to 3 days per week working from homeAngel Court, London or StainesSalary up to £45K per annum dependent upon experienceOur Actuarial teams play a key role in helping us deliver on our strategy. Whether your focus is pricing, reserving, modelling or another area we believe in allowing our colleagues to work in a way that suits them. Giving them the time and freedom to keep our customers at the heart of every decision.We are looking for an actuarial analyst to join our UK Actuarial team. As actuaries, we are the problem solvers of the business. We use our mathematical skills to quantify the probability and risk of future events. Helping the business plan for the future and navigate an increasingly changing world.This is a broad role in which you will collaborate with many other teams and enjoy significant exposure to our senior leadership and access to Bupa’s growing global actuarial network.What you'll be doing…<ul><li>Leverage our wealth of customer data to analyse historic trends and better understand the drivers of customer behaviour and claiming patterns.</li><li>Develop and run actuarial valuation models to set our technical provisions and project future cashflows. Feeding into our quarterly IFRS17 and SII reporting deliverables.</li><li>Calculate the Solvency Capital Requirement and perform an assessment of our Economic Capital. Informing strategic decision making and ensuring that our business is making the most efficient use of its resources.</li><li>Setting key actuarial assumptions, comparing actual performance against expectations, and building a feedback loop to ensure that our projections are as accurate as possible.</li><li>Produce a range of management reporting, which will contribute to key planning and strategy discussions, helping our leaders to confidently steer the business.</li><li>Ensure that our work meets the highest standards with effective controls and governance. Helping protect our data and our customers.</li><li>Work with other colleagues within the reserving, planning, pricing, underwriting, risk, finance and group teams. Building a culture of trust, collaboration and creativity.</li></ul>Who we are looking for…<ul><li>Actuarial student with 2-6 exam passes (e.g. IFoA).</li><li>General or Health Insurance background.</li><li>Previous experience in actuarial reserving, reporting and/or capital.</li><li>R, SAS, ResQ, Psicle or Re-Metrica software knowledge is an advantage, but not essential.</li><li>Proactive mindset and ability to work independently.</li><li>Ambition and drive!</li></ul>BenefitsOur benefits are designed to make health happen for our people. Viva is our global wellbeing programme and includes all aspects of our health – from mental and physical, to financial, social and environmental wellbeing. We support flexible working and have a range of family friendly benefits.Joining Bupa in this role you will receive the following benefits and more:<ul><li>25 days holiday per year, pro rata to your contract.</li><li>Access to a range of services to support your physical and mental wellbeing</li><li>Fixed term benefits allowance</li><li>Access to our confidential employee assistance programme</li><li>Workplace pension</li><li>Online discounts covering your everyday shopping, entertainment, eating out and more.</li></ul>Why Bupa?We’re a health insurer and provider. With no shareholders, our customers are our focus. Our people are all driven by the same purpose – helping people live longer, healthier, happier lives and making a better world. We make health happen by being brave, caring and responsible in everything we do.We encourage all of our people to “Be you at Bupa”, we champion diversity, and we understand the importance of our people representing the communities and customers we serve. That’s why we especially encourage applications from people with diverse backgrounds and experiences.As a Disability Confident employer, we offer a guaranteed interview for every disabled applicant who meets the minimum criteria for the job. We’ll make sure you are treated fairly and offer reasonable adjustments as part of our recruitment process to anyone that needs them.

Joining as an Innovation Actuarial AnalystYou’ll be part of a pioneering Innovation Team dedicated to enhancing processes and systems. This role offers exposure to extensive data projects encompassing data analytics, programming, and machine learning. Collaborating across SCOR, you’ll contribute to acquiring new business and fostering market initiatives for profitability. Additionally, you’ll have the chance to collaborate with the global SCOR team, expanding your professional network and experience.Joining in this role you will help support the Innovation team deliver its strategic plan, where we aim to ‘Intentionally improving outcomes for customers, for clients, the market and SCOR’. You will help us deliver on all three of our strategic pillars:<ul><li>Understanding distribution – helping to reduce misrepresentation across the market and improve the quality of distribution through working with our clients.</li><li>Data services – improving fairness and across of risk pricing and maximising the impact of our data capabilities.</li><li>Bring in new customer – expanding the protection net and helping more people get protected.</li></ul>Utilising new data technique and technology will underpin our ability to deliver our strategic plan and this role is key to helping us achieve this.ResponsibilitiesDeveloping and enhancing predictive modelsBuilding new, and enhancing existing, predictive models will be a core part of the role. This could include:<ul><li>Cleaning and analysing large data sets to prepare data to build new predictive models.</li><li>Building, training and testing new models or techniques to find most appropriate model for the required task.</li><li>Ensure results are sensible and explainable to non-experts.</li></ul>Large data handling and exploration<ul><li>Working and managing large underwriting data sets to help support innovation around the future of underwriting.</li><li>Support the development of large internal databases at the centre of the firm’s long-term data strategy.</li><li>Analyse internal data to contribute to MI, profitability analysis, client management and research.</li><li>Learn, develop and deploy the necessary techniques and tools required to analyse large datasets for commercial insight.</li></ul>Research and development<ul><li>Identifying and find new data sources that can deliver value to our clients, customer or internally.</li><li>Identify appropriate external research and derive analyses from external data sets.</li><li>Contribute to SCOR’s research activities and ad-hoc opportunities as required.</li><li>Produce accurate documentation of research work carried out and help write reports and presentations to communicate findings both internally and externally.</li></ul>Pricing and risk control<ul><li>Feedback data project results into internal risk control, internal pricing basis or providing commercial insights to our clients.</li><li>Support the development of large internal databases at the centre of the firm’s long term data strategy.</li><li>Learn, develop and deploy the necessary techniques and tools required to analyse large datasets for commercial insight.</li></ul>Client and stakeholder management<ul><li>Working and collaborating with internal stakeholders and our clients to ensure all stakeholders are kept informed of progress.</li><li>Sharing results, insights and learnings across the business.</li></ul>QualificationsRequired experience<ul><li>Experience of working both within a team and as a self-motivated individual.</li><li>Experience in handling and analysing large datasets and data visualisation techniques and software.</li><li>Good working knowledge of Microsoft packages (particularly Excel/Access).</li><li>Good knowledge or experience of coding Python and/or R or the desire to learn coding.</li></ul>Desirable<ul><li>Interest or knowledge of data science and machine learning techniques.</li><li>Some Actuarial training (actuarial trainees or those who have given up exams will both be considered).</li><li>Pricing experience with Knowledge of PROPHET and SAS.</li></ul>Personal Competencies<ul><li>Excellent analytical skills.</li><li>Self-motivation.</li><li>Customer focus.</li><li>Team work.</li><li>Attention to detail.</li><li>Excellent communication and interpersonal skills.</li></ul>Required Education<ul><li>Undergraduate Degree in Actuarial Science, Mathematics, Data Science or other numerical degree.</li></ul>About usSCOR, the 4th largest reinsurer in the world, provides insurance companies with a diversified and innovative range of solutions and services to control and manage risk. Leveraging experience and expertise to deliver “The Art & Science of Risk”, SCOR provides cutting-edge financial solutions, analytics tools and services in all areas related to risk – from Life & Health and Property & Casualty insurance to Investments. Our specialized teams operate in over 160 countries, fostering long-term relationships with clients.At SCOR, we believe that employing people from different backgrounds and ensuring inclusivity is a major driving force for the success of the Group. We are committed to fostering a work environment in which all employees are treated fairly and respectfully, have equal access to opportunities and resources, and can contribute fully to SCOR’s success.

The OpportunityWe are seeking a Trainee Actuarial Analyst to join our successful and well-established Pricing Data Science team in London. Working alongside a growing team of 40 Pricing and Data Science specialists, you will be supporting the pricing of $5 Billion of annual premium, have the opportunity to cover multiple lines of business, and work closely with Underwriters across the UK, Europe, Lloyd’s and London Markets.If you are a graduate this is an exciting opportunity for a graduate looking to make your first step into the insurance industry!With the opportunity for a full actuarial study package, hybrid office working and excellent benefits including 30 days holiday, you will be working in a supportive, inclusive, and collaborative environment. We’re the down-to-earth, international insurer that is neither too big nor small, so you can make a real impact!Your New Role<ul><li>Support the development of pricing tools and rates and the review of premium/rating methods to ensure that methods adopted by the business are robust/valid.</li><li>Work on the case pricing of larger risks and binders</li><li>Ensure appropriate checks are performed within processes to minimize inaccuracies.</li><li>Assist the product pricing lead to ensure that processes are aligned to business needs and fit for purpose.</li><li>Build and maintain relationships with internal and external stakeholders to improve customer focus.</li><li>Use appropriate systems and procedures to ensure accurate data is used and subsequently appropriate analyses produced. This is to include adopting efficient and consistent actuarial models and processes and/or technologies where appropriate.</li><li>Fuse new data science techniques with traditional pricing methods to help form a market leading team of pricing data science professionals.</li><li>Comply with documentation of key processes and policies to ensure QBE Europe and its divisions: | Comply with all material legal and regulatory requirements | Adhere to relevant actuarial standards and good practice | Meet all internal European and/or global internal reporting requirements | Support with minimizing the risk of business discontinuity.</li></ul>About you<ul><li>Effective communication.</li><li>Excellent interpersonal skills and client focused to build strong and collaborative relationships with different departments and internally.</li><li>Strong analytical and problem-solving skills</li><li>Ability to work independently and to adapt to changing priorities and timescales.</li><li>Strong skills in Excel and other analytical tools</li><li>Ability to use and interpret numerical data.</li><li>Ability to organize own work to meet deadlines.</li><li>Ability to work within defined procedures.</li><li>Desirable: Demonstrable interest in modern data science models and techniques.</li><li>Desirable: Python experience, or experience with other programming languages.</li></ul>Why QBE? At My BestAt QBE, we want our people to feel rewarded and inspired to perform at their best, that’s why we have created “At My Best”. It’s our connection, our way of showing we have your back. We understand that one size doesn’t fit all and that priorities can change depending on your life stage. That is why our blend of wellbeing initiatives and benefits offer flexibility to suit what matters most to you.It’s in the culture of our business, our QBE DNA, to support our people. Everything we do is underpinned by our QBE DNA - because we know it’s not just what we do that matters, it’s how we do it that makes the difference. In addition to this, we also offer flexible parental leave for both parents and have several employee network groups that support and empower our diverse workforce.Some of the award’s QBE are proud to have won, been a finalist for, and shortlisted for include;5-star Diversity, Equity and inclusion (DEI) awards, 2023 Winner - Insurance Business CanadaEmployer of the Year 2022 Winner – Insurance InsiderBritish Claims Awards 2022 Winner - InsurTech AwardInsurance Times Claims Excellence Awards 2022 Winner - Claims Product Solution of the YearWorking Families Best Practice Awards 2021 Finalist for: Best COVID-19 ResponseInsurance Post British Insurance Awards 2022 Shortlisted for: Best Customer Care, Diversity & Inclusion Initiative of the Year 2022, Specialist Insurer of the Year (for Construction), General Insurer of the YearWe are proud to have partnerships with organisations such as Stonewall and Working Families, and our commitment to the Women in Finance Charter, the UN Women’s Empowerment Principles and Race at Work charter helps keep us accountable and transparentInclusion of DiversityWe are striving to create a workplace culture where all our people feel included, and we are committed to building a diverse workforce that is reflective of the communities we operate in.We know that diversity of thought, background and experience enables better decision making, improves the quality of our delivery and helps us to meet the needs of our customers.ESG & SustainabilityAt QBE, we believe that integrating sustainability into our business helps us deliver on our purpose of enabling a more resilient future. Our three key focus areas include fostering an orderly and inclusive transition to a net-zero economy, enabling a sustainable and resilient workforce and partnering for growth through innovative, sustainable and impactful solutions.About QBEWe can never really predict what’s around the corner, but at QBE we’re asking the right questions to enable a more resilient future – helping those around us build strength and embrace change to their advantage.We’re an international insurer that’s building momentum towards realizing our vision of becoming the most consistent and innovative risk partner.And our people will be at the center of our success. We’re proud to work together, and encourage each other enable resilience for our customers, our environment, our economies and our communities.With more than 11,000 people working across 27 countries, we’re big enough to make a real impact, but small enough to provide a friendly workplace, where people are down-to-earth, passionate and kind.We believe this is our moment – what if it was yours too?Your career at QBE — let’s make it happen!What next?If you have a passion to contribute to QBE’s vision of enabling a more resilient future for our customers and the community, we encourage you to apply! Simply click the “apply” button to submit your CV and other relevant documents, and a member of our friendly Talent Acquisition team will be in contact to discuss your interest further if you meet the requirements of the role.Please make the Talent Acquisition aware should there be any reasonable adjustments that may need to be made for the interview and the remainder of the recruitment process.APPLY NOW and let’s make it happen!Equal Employment Opportunity:QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.

Who Are We?Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.What Is the Opportunity?We are currently recruiting for a Senior Actuarial Analyst to join our team! The location of this role is flexible with the opportunity to work out of one of the Dublin, London or Redhill offices.The Senior Actuarial Analyst is an entry level role that encompasses the personal ownership of operational assignments which may include reserving, reinsurance, pricing, regulatory reporting, planning/forecasting, project management, CAT modelling, ERM and research. The individual in this role is expected to be a team player and have a desire to learn and develop.Travelers Europe currently offers flexibility to employees who wish to work on a hybrid basis in accordance with our Hybrid Work Arrangements Policy. This entails full time employees working three days a week in the office and two days at home (or pro rata for part-time employees). This policy may be changed at the Company’s discretion.This role is eligible for a £3000 new joiner bonus. If you are successfully referred by an employee at Travelers Europe, both you and the person who referred you could be eligible for this bonus.What Will You Do?Strategy:<ul><li>Participate in strategic projects with execution responsibility for assigned project components.</li><li>Propose change and innovation in order to improve project team performance and timelines.</li><li>Execute work thoughtfully and efficiently as a team member.</li><li>This position may participate on cross-unit initiatives.</li></ul>Operational:<ul><li>Refresh actuarial and analytic analyses to solve business problems and apply judgment appropriately.</li><li>Begin to self-check own work.</li><li>Support unit initiatives.</li><li>Create process efficiencies within assignments with guidance.</li><li>Provide support as necessary for initiatives within Europe or across the Enterprise within the scope of influence.</li></ul>Communication:<ul><li>Communicates progress, findings, and results to manager/colleagues.</li><li>Actively participates in group discussions.</li><li>Creates formal written communication such as memos or presentations with guidance.</li><li>Networks and collaborates on ideas and challenges.</li></ul>Talent:<ul><li>Mentor less experienced talent within the unit.</li><li>Onboard new employees and interns in unit.</li></ul>To be successful, you will need to consistently deliver a great experience in every customer contact; connect with the right partners internally to find creative solutions to problems; be a role model; and consistently deliver on your commitments.Be Committed, Be Connected, Be Creative and Be Energised – these are the values we are passionate about. Understanding and embracing our values will shape your success and contribute to making Travelers Europe a great place to work.What Will Our Ideal Candidate Have?<ul><li>University degree in STEM related field.</li><li>PC skills (MS Office), programming skills (eg. SQL, SAS).</li><li>Related internship or prior work-related experience preferred.</li></ul>Leadership:<ul><li>Initial development of Leading Self, exhibiting self-awareness and seeking opportunities to learn.</li></ul>Business Acumen:<ul><li>Has a developing understanding and knowledge of the basic key business drivers and functions such as: underwriting, products, reinsurance, distribution, sales, operations, risk control, claim, and financials.</li><li>Able to utilise this business knowledge to assist in the development of analytic solutions.</li></ul>Relationship Management:<ul><li>Begin to develop working relationships with primary working group.</li><li>Generate and share ideas with primary working group.</li></ul>Quantitative Analysis:<ul><li>Begin to access data and tools and perform basic analyses.</li></ul>What is a Must Have?<ul><li>Bachelors degree or equivalent experience required.</li></ul>What Is in It for You?<ul><li>Private Medical Insurance: On commencement of employment, you are eligible for single cover provided by Travelers, with the option to add cover for your dependents, at your expense through payroll deduction.</li><li>Retirement: Travelers will make a core contribution of 7% of pensionable salary to your Pension Plan. If you decide to contribute an additional amount from your salary, you will receive an increased company contribution up to a maximum of 3%. This would bring the total company contribution to 10%.</li><li>Holiday Entitlement: Start your career at Travelers with a minimum of 25 days holiday entitlement annually, plus the opportunity to purchase additional days to allow for up to a total of 35 holidays per year.</li><li>Wellness Programme: The Travelers wellness programme is comprised of tools and resources that empower you to achieve your wellness goals. In addition, our Employee Assistance programme provides access to professional counseling services and other resources to support your daily life needs. Through the EAP, you’re eligible for five free counseling sessions with a licensed therapist.</li><li>Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards programme that enables you to give back to the charity of your choice.</li></ul>Employment PracticesTravelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.Travelers reserves the right to fill this position at a level above or below the level included in this posting.

Within SCOR Investment Partners, the Insurance Linked Securities (‘ILS’) desk manages portfolios of financial instruments that help (re)insurance companies transfer some of their natural catastrophe risks (such as hurricanes or earthquakes) to the capital markets.The AuM for the ILS strategies is around USD 3.5bn, and the main products traded are cat bonds, collateralised reinsurance, and Industry Loss Warranties. You will join our London-based team, which currently comprises 2 analysts, and work closely with the rest of the team (4 portfolio managers + 2 analysts), based in Paris.Responsibilities<ul><li>Quickly develop an understanding of the market, the funds’ investment strategy, and the company’s processes.</li><li>Provide support to ILS Analysts in the preparation of Investment Cases for individual transactions.</li><li>Attend team meetings and presentations of investment opportunities from other analysts.</li><li>Contribute to the development of new tools to better analyze individual risks and concentration of risks within the funds.</li></ul>Qualifications<ul><li>Excellent analytical skills and attention to details.</li><li>Good general knowledge of finance and asset management.</li><li>Curious and eager to learn about the reinsurance and alternative risk transfer markets.</li><li>Self-motivated and proactive.</li><li>Proficiency in Excel and/or data analysis tools.</li><li>Knowledge of a programming language (R/Python) a plus.</li><li>Able to communicate clearly in English, both orally and in writing.</li><li>Ability to work effectively as a team.</li><li>French Language skills are highly desired.</li></ul>Required Education<ul><li>Actuarial/Mathematical/geophysics background is desirable.</li></ul>About usSCOR, the 4th largest reinsurer in the world, provides insurance companies with a diversified and innovative range of solutions and services to control and manage risk. Leveraging experience and expertise to deliver “The Art & Science of Risk”, SCOR provides cutting-edge financial solutions, analytics tools, and services in all areas related to risk – from Life & Health and Property & Casualty insurance to Investments. Our specialized teams operate in over 160 countries, fostering long-term relationships with clients.In order to provide our clients with a broad range of innovative reinsurance solutions, SCOR pursues an underwriting policy that is founded on profitability and supported by effective risk management strategy and a prudent investment policy. This approach allows us to offer clients an optimum level of security, to create value for shareholders, and to contribute to the welfare and resilience of society by helping to protect insureds against the risks they face.At SCOR, we believe that employing people from different backgrounds and ensuring inclusivity is a major driving force for the success of the Group. We are committed to fostering a work environment in which all employees are treated fairly and respectfully, have equal access to opportunities and resources, and can contribute fully to SCOR’s success.

Salary national £35,000 - £45,000London £45,000 - £55,000We are looking for a Pricing Analyst/Senior Pricing Analyst to assist in the development and implementation of technical and street pricing strategies for digitally traded Commercial SME products. Come and be a part of our amazing team! This role could be ideal for you, if you’re seeking a new challenging opportunity to truly enhance your skills and career. You will be given the opportunity to work with award winning commercial products, drive and influence growth and profits.A bit about the job:As one of the Pricing Analyst/Senior Pricing Analyst, you will be responsible for day-to-day analysis of live pricing, supporting the delivery of the financial plan and making pricing recommendations based on market feedback. Working with a team of pricing experts, you will deliver accurate technical and street pricing on commercial lines of business to develop and enhance the analytical framework that supports this. In addition, you will be able to contribute constructive intra-team working and personal development agendas.Skills and experience we’re looking for:<ul><li>Highly numerate with strong analytical capability and mathematical modelling</li><li>Strong IT skills including the expertise in Microsoft Office and basic coding knowledge</li><li>Good verbal and written communication skills</li><li>Ability to work in a collaborative manner with peers</li><li>High levels of enthusiasm with excellent interpersonal skills</li></ul>What you’ll get for this role:<ul><li>Salary between £35,000 - £55,000 (depending on location, skills, experience, and qualifications)</li><li>Bonus opportunity - 8% of annual salary Actual amount depends on your performance and Aviva’s.</li><li>Generous pension scheme - Aviva will contribute up to 14%, depending on what you put in.</li><li>29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days</li><li>Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts</li><li>Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme</li><li>Brilliantly supportive policies including parental and carer’s leave</li><li>Flexible benefits to suit you, including sustainability options such as cycle to work</li><li>Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others</li><li>We take your wellbeing seriously with lots of support and tools</li></ul>Aviva is for everyone:We’re inclusive and welcome everyone – we want applications from people with diverse backgrounds and experiences. Excited but not sure you tick every box? Research tells us that women, particularly, feel this way. So, regardless of gender, why not apply. And if you’re in a job share just apply as a pair. We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working – spending around 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.We interview every disabled applicant who meets the minimum criteria for the job. Once you’ve applied, please send us an email stating that you have a disclosed disability, and we’ll interview you.

The UK Graduate Programme is one of the best ways of starting a career at Hannover Re, the third-largest reinsurer in the world. At Hannover Re, you’ll find that we are not like other reinsurers. We are more flexible, more innovative, and less afraid to challenge conventional wisdom. We pride ourselves on being Somewhat Different.About the ProgrammeThe four-year programme is aimed at attracting talented graduates (including those about to graduate) with a minimum of an upper second class (2:1) degree in a mathematical subject and a keen interest in taking ownership of our company's success from the start.This unique development opportunity, based at our London office, gives graduates valuable work experience and extensive insights into the wide-ranging day-to-day business and challenging projects of an internationally successful reinsurer with an anticipated start date of autumn 2024.Development opportunitiesSuccessful applicants will be given the opportunity to rotate through key departments according to business needs such as:<ul><li>Biometric Research</li><li>Business Development</li><li>Corporate Actuarial</li></ul>Business DevelopmentMutually profitable long-term partnerships are at the heart of our business development strategy. From engaging directly with clients to pricing new opportunities, graduates will support us in delivering a wide range of innovative solutions and services. Focusing on one of three areas, protection, longevity or financial solutions, graduates will gain a range and depth of experience using the latest actuarial and data science techniques.Biometric ResearchWe believe better intelligence supports better decisions – which is why our Biometric Research team is known for the scope and quality of its medical and market research. Graduates will learn the value of data, using the latest research in health and medicine to price more accurately and manage our risks.Corporate ActuarialBy putting a value on our business, graduates will learn what really drives our profitability. We use the latest actuarial modelling software to project future cash flows of our business for reporting, and to provide management information used to steer our business. Graduates will also help to ensure we are ahead of the latest regulatory and accounting developments.Benefits<ul><li>International working environment</li><li>Flat hierarchies and short decision channels</li><li>Open, collaborative and friendly culture</li><li>Work-life balance</li><li>Rotations offering a broad perspective</li><li>Opportunity to network globally</li><li>Opportunity to join a community of graduates</li><li>Professional development and growth</li><li>Competitive salary and full benefits package</li></ul>If you’re excited by driving innovation in the life insurance industry, then start your career with us!

Connect to your IndustryJoin Deloitte's leading Actuarial Insurance practice and apply your skills in projects reaching beyond traditional actuarial boundaries. You'll work with colleagues and clients in Audit, Tax, Consulting and Financial Advisory - exposing you to cutting edge actuarial work in a strategic, consulting and transactional context. Here you'll develop an impressive range of commercial consulting skills that will increase your career options and opportunities markets.Our Life practice is divided into two teams:<ul><li>Our advisory and core actuarial team - using your actuarial skills in a commercial way for the benefit of our clients. You will be involved in a diverse range of projects including Mergers &amp; Acquisitions, Capital Optimization, financial reporting, with-profits work and audit work drawing on a mix of technical skills, regulatory knowledge and effective communication skills. You will also be involved in the identification and development of new propositions to help our clients respond to market trends and effectively execute their strategies.</li><li>Actuarial transformation team - helping our clients adapt their Finance and Actuarial functions to new technologies, new regulations and cost pressures. You will lead actuarial elements of our largest client’s Finance and Actuarial transformation programmes, including implementation of IFRS 17, and develop new propositions to take to our clients.</li></ul>Connect to your career at DeloitteDeloitte drives progress. Using our vast range of expertise, that covers audit, risk advisory, and consulting services across tax, legal, business, technology and corporate finance, we help our clients become leaders wherever they choose to compete. To do this, we invest in outstanding people. We build teams of future thinkers, with diverse talents and backgrounds, and empower them all to reach for and achieve more.What brings us all together at Deloitte? It’s how we approach the thousands of decisions we make every day. How we behave, our beliefs and our attitudes. In other words: our values. Whatever we do, wherever we are in the world, we lead the way, serve with integrity, take care of each other, foster inclusion, and collaborate for measurable impact. These five shared values lead every decision we make and action we take, guiding us to deliver impact how and where it matters most.Connect to your opportunity<ul><li>Actively contributing to a wide range of client projects of a technical actuarial nature;</li><li>Managing small teams of junior actuarial trainees as part of a larger project, including performance management;</li><li>Having extensive client contact, including dealing with queries, attending meetings with support and working on client sites;</li><li>Contributing to business development, for example assistant with client proposals.</li></ul>Our practice has both breadth and technical depth which is increasingly important in an ever changing regulatory landscape. You can expect to be involved in a wide variety of assignments.The key services that you could be involved in include:<ul><li>Solvency II;</li><li>Finance Transformation;</li><li>Mergers &amp; Acquisitions;</li><li>Capital Management;</li><li>Reserving;</li><li>Actuarial modelling;</li><li>Embedded value;</li><li>Audit;</li><li>IFRS</li></ul>Connect to your skills and professional experienceEssential<ul><li>Good knowledge of the life industry</li><li>The ability to apply your knowledge in practical and commercial situations;</li><li>Experience of at least one of our key services listed above;</li><li>A solid academic track record and good progress towards a recognised actuarial qualification;</li></ul>Desirable<ul><li>Ideally a degree in Actuarial Science or a quantitative subject</li></ul>Connect to your service line - ConsultingDistinctive thinking, deep expertise, and collaborative working. That’s what connects us. That’s what makes us Deloitte. If you want to help solve some of the biggest challenges around, join us. Together, we’ll make an impact that matters.Personal independenceRegulation and controls are standard practice in our industry and Deloitte is no exception. These controls provide important legal protection for both you and the firm. We are subject to a number of audit regulations, one of which requires that certain colleagues abide by specific personal independence constraints. This can mean that you and your "Immediate Family Members" are not permitted to hold certain financial interests (shares, funds, bonds etc.) with audit clients of the firm. The recruitment team will provide further detail as you progress through the recruitment process.Connect with your colleagues“The great culture, flexibility, and range of experiences that Deloitte offers is what sets this firm apart. In Human Capital, Deloitte is far ahead of any of our immediate competitors.”-Sophia, ConsultingConnect to your agile working optionsLocation: The home office of this role is EdinburghYour Work, Your Way: We call our hybrid working vision Deloitte Works. And it does. We trust you to make the right choices around where, when and how you work. You’ll be able to make decisions about how you work best, to be collaborative, learn from colleagues, share your experiences, build the relationships that will fuel your career and prioritise your wellbeing. Having great conversations with your team and your leadership paves the way for great collaborative ways of workingYou’ll be joining one of our innovative virtual communities. Which means you can be based in any of our offices and we will do our best to accommodate. You’ll have the flexibility to work from home or a client site as required. You’ll also have access to a number of local collaboration spaces where you can meet with colleagues when needed to support your role. Our hybrid-working model enables our people to collaborate, connect and innovate in both a virtual and physical capacity.You’ll have all the support you need to succeed, including robust tech and home workstation set-up guidance, as well as access to a variety of flexible working spaces and all sorts of social activities for you to join. We’re continually innovating our working practices too, so you can expect to see new and exciting technology developments coming soon.The future of work is evolving fast and we’re already leading the way, by enabling flexibility for our people, and making it easy for us all to connect and collaborate.Connect to your return to work opportunityAre you looking to return to the workplace after an extended career break?For this role we can offer coaching and support designed for returners to refresh your knowledge and skills, and help your transition back into the workplace after a career break of two years or more. If this is relevant for you, just let your recruiter know when you make your application.Our commitment to youMaking an impact is more than just what we do: it’s why we’re here. So we work hard to create an environment where you can experience a purpose you believe in, the freedom to be you, and the capacity to go further than ever before.We want you. The true you. Your own strengths, perspective and personality. So we’re nurturing a culture where everyone belongs, feels supported and heard, and is empowered to make a valuable, personal contribution. You can be sure we’ll take your wellbeing seriously, too. Because it’s only when you’re comfortable and at your best that you can make the kind of impact you, and we, live for.Your expertise is our capability, so we’ll make sure it never stops growing. Whether it’s from the complex work you do, or the people you collaborate with, you’ll learn every day. Through world-class development, you’ll gain invaluable technical and personal skills. Whatever your level, you’ll learn how to lead.Connect to your next stepA career at Deloitte is an opportunity to develop in any direction you choose. Join us and you’ll experience a purpose you can believe in and an impact you can see. You’ll be free to bring your true self to work every day. And you’ll never stop growing, whatever your level.

Who Are We?Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.What Is the Opportunity?We are currently recruiting for a Senior Actuarial Analyst to join our team! The location of this role is flexible with the opportunity to work out of one of the London, Dublin or Redhill offices.The Senior Actuarial Analyst is an entry level role that encompasses the personal ownership of operational assignments which may include reserving, reinsurance, pricing, regulatory reporting, planning/forecasting, project management, CAT modelling, ERM and research. The individual in this role is expected to be a team player and have a desire to learn and develop.Travelers Europe currently offers flexibility to employees who wish to work on a hybrid basis in accordance with our Hybrid Work Arrangements Policy. This entails full time employees working three days a week in the office and two days at home (or pro rata for part-time employees). This policy may be changed at the Company’s discretion.This role is eligible for a £3000 new joiner bonus. If you are successfully referred by an employee at Travelers Europe, both you and the person who referred you could be eligible for this bonus.What Will You Do?Be Committed, Be Connected, Be Creative and Be Energised – these are the values we are passionate about. Understanding and embracing our values will shape your success and contribute to making Travelers Europe a great place to work.Strategy:<ul><li>Participate in strategic projects with execution responsibility for assigned project components.</li><li>Propose change and innovation in order to improve project team performance and timelines.</li><li>Execute work thoughtfully and efficiently as a team member.</li><li>This position may participate on cross-unit initiatives.</li></ul>Operational:<ul><li>Refresh actuarial and analytic analyses to solve business problems and apply judgment appropriately.</li><li>Begin to self-check own work.</li><li>Support unit initiatives.</li><li>Create process efficiencies within assignments with guidance.</li><li>Provide support as necessary for initiatives within Europe or across the Enterprise within the scope of influence.</li></ul>Communication:<ul><li>Communicates progress, findings, and results to manager/colleagues.</li><li>Actively participates in group discussions.</li><li>Creates formal written communication such as memos or presentations with guidance.</li><li>Networks and collaborates on ideas and challenges.</li></ul>Talent:<ul><li>Mentor less experienced talent within the unit.</li><li>Onboard new employees and interns in unit.</li></ul>To be successful, you will need to consistently deliver a great experience in every customer contact; connect with the right partners internally to find creative solutions to problems; be a role model; and consistently deliver on your commitments.What Will Our Ideal Candidate Have?<ul><li>University degree in STEM related field.</li><li>PC skills (MS Office), programming skills (eg. SQL, SAS).</li><li>Related internship or prior work-related experience preferred.</li></ul>Leadership:<ul><li>Initial development of Leading Self, exhibiting self-awareness and seeking opportunities to learn.</li></ul>Business Acumen:<ul><li>Has a developing understanding and knowledge of the basic key business drivers and functions such as: underwriting, products, reinsurance, distribution, sales, operations, risk control, claim, and financials.</li><li>Able to utilise this business knowledge to assist in the development of analytic solutions.</li></ul>Relationship Management:<ul><li>Begin to develop working relationships with primary working group.</li><li>Generate and share ideas with primary working group.</li></ul>Quantitative Analysis:<ul><li>Begin to access data and tools and perform basic analyses.</li></ul>What is a Must Have?<ul><li>Bachelors degree or equivalent experience required.</li></ul>What Is in It for You?<ul><li>Private Medical Insurance: On commencement of employment, you are eligible for single cover provided by Travelers, with the option to add cover for your dependents, at your expense through payroll deduction.</li><li>Retirement: Travelers will make a basic contribution of 9% of pensionable salary to your Group Personal Pension Plan (“GPPP”). If you decide to contribute an additional amount from your salary, you will receive an increased company contribution up to a maximum of 3%. This would bring the total company contribution to 12%.</li><li>Holiday Entitlement: Start your career at Travelers with a minimum of 25 days holiday entitlement annually, plus the opportunity to purchase additional days to allow for up to a total of 35 holidays per year.</li><li>Wellness Programme: The Travelers wellness programme is comprised of tools and resources that empower you to achieve your wellness goals. In addition, our Employee Assistance programme provides access to professional counseling services and other resources to support your daily life needs. Through the EAP, you’re eligible for five free counseling sessions with a licensed therapist.</li><li>Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards programme that enables you to give back to the charity of your choice.</li></ul>Employment PracticesTravelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.

We are looking for an individual who will support the data infrastructure that allows the team to perform vital actuarial functions within the Reserving team.The Actuarial Team of 29 provides actuarial support to MINT in the following areas: pricing, business planning, reserving, commutations, capital model parameterisation, and regulatory reporting. Markel rely heavily on actuarial input in all aspects of the financial management of the business.The team is structured into 5 sub-teams, with oversight provided by the Chief Actuary. These are:<ul><li>3 divisional teams of 4 people each, working on pricing, reserving, business planning and capital model parameterisation for their allocated underwriting divisions</li><li>A central pricing team of 4, providing oversight of all pricing activity, as well as leading all aspects of regulatory tasks linked to pricing (e.g. PMDR, Actuarial Function reports of reinsurance/underwriting)</li><li>A central reserving team of 10, including data and modelling team members, providing reserving activity, as well as many regulatory and accounting tasks that are linked to reserving</li><li>2 interns, and a team secretary</li></ul>The mission of the Actuarial department is to assist MINT in achieving consistent underwriting profit and financial results by providing a high-quality actuarial service.This individual will support actuarial processes, automating them as far as possible to allow more time for valuable analysis by the team.The focus of the role is three-fold:<ul><li>MS SQL Server Management Studio database support for our two resident guides (BAU), which could mean building new stored procedures or troubleshooting existing procedures, as well as running queries as part of BAU;</li><li>Power BI integration as our new reporting software of choice;</li><li>Support for other projects, which may involve learning basic level Python, Alteryx</li></ul>This may include improving existing reports, building new ones and mentoring other resource to also develop our models.The other significant projects we anticipate the successful candidate tackling (in descending order of importance):<ul><li>Solvency II Technical Provisions calculation and reporting modifications</li><li>Power BI reserving pack automation (this may involve Python but could have an alternative solution)</li><li>Optimisation of the “Overs &amp; Unders” (GAAP) process, which is likely to involve the use of Alteryx</li><li>Improvements to our Lloyd&#39;s Brussels and Trust Fund reporting from our central reserving model</li><li>Support for the integration of new policy administrations systems data into the actuarial process for triangulation production and reporting</li><li>Reserving model reporting updates. This will include improved Annual Actual versus encouraged reporting, improved analysis tool speed, enhanced legal entity reporting, benchmark data integration, sub-class analysis and reporting improvements</li><li>Repatriation of triangulation production to a central controlled IT tool with explanation, documentation and parallel test support</li></ul>Our must-haves:<ul><li>Be a graduate, having completed a numerical degree with a classification of 2:1 or above</li><li>Have excellent IT skills – especially SQL and Excel. Intermediate VBA and Power BI skills are desirable. Python and Alteryx a nice-to-have</li><li>Display excellent analytical skills</li><li>Able to address groups of actuaries on technical processes in everyday terms</li><li>Problem solving and data visualisation skills</li><li>Demonstrate a curiosity about and some knowledge of the London General Insurance Market</li></ul>Markel Group (NYSE – MKL) a Fortune 500 company with over 60 offices in 20&#43; countries, is a holding company for insurance, reinsurance, specialist advisory and investment operations around the world.What’s in it for you?<ul><li>A great starting salary plus annual bonus &amp; strong benefits package…</li><li>25 days paid holiday plus Bank Holidays, with the opportunity to buy / sell extra leave</li><li>Fantastic company pension scheme, private medical and dental cover, life assurance, travel insurance cover, income protection, season ticket loan as well as other great benefits on offer</li><li>There are countless opportunities to learn new skills and develop in your career and we can provide the support needed to do just that!</li></ul>Are you ready to play your part?Click ‘Apply Now’ to fill out our short application, so that we can find out more about you.Markel celebrates the value of a diverse workforce that brings experience and expertise from a wide variety of backgrounds and life circumstances. Whatever your background, if you feel you meet the requirements of this role then we want to hear from you. We are also happy to consider candidates who are looking for flexible working patterns.We are an equal-opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, colour, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.

Connect to your IndustryJoin Deloitte's leading Actuarial Insurance practice and apply your skills in net-zero projects reaching beyond traditional actuarial boundaries. You'll work with colleagues and clients in Audit, Tax, Consulting and Financial Advisory - exposing you to cutting edge actuarial work in a strategic, consulting and transactional context. Here you'll develop an impressive range of commercial consulting skills that will increase your career options and opportunities markets.Connect to your career at DeloitteDeloitte drives progress. Using our vast range of expertise, that covers audit, risk advisory, and consulting services across tax, legal, business, technology and corporate finance, we help our clients become leaders wherever they choose to compete. To do this, we invest in outstanding people. We build teams of future thinkers, with diverse talents and backgrounds, and empower them all to reach for and achieve more.What brings us all together at Deloitte? It’s how we approach the thousands of decisions we make every day. How we behave, our beliefs and our attitudes. In other words: our values. Whatever we do, wherever we are in the world, we lead the way, serve with integrity, take care of each other, foster inclusion, and collaborate for measurable impact. These five shared values lead every decision we make and action we take, guiding us to deliver impact how and where it matters most.Connect to your opportunity<ul><li>Actively contributing to a wide range of client projects with a focus on net-zero and sustainability projects;</li><li>Managing small teams of junior actuarial trainees as part of a larger project, including performance management;</li><li>Having extensive client contact, including dealing with queries, attending meetings with support and working on client sites;</li><li>Contributing to business development, for example assistant with client proposals.</li></ul>Our practice has both breadth and technical depth which is increasingly important in an ever changing regulatory landscape. When not working on net-zero and sustainability related projects, you can expect to be involved in a variety of assignments.The key services that you could be involved in include:<ul><li>Solvency II;</li><li>Finance Transformation;</li><li>Mergers &amp; Acquisitions;</li><li>Capital Management;</li><li>Reserving;</li><li>Actuarial modelling;</li><li>Embedded value;</li><li>Audit;</li><li>IFRS 17</li></ul>Connect to your skills and professional experienceEssential:<ul><li>Some experience in climate change related work</li><li>Experience of at least one of our other key services listed above</li><li>Good knowledge of the life or non-life industry</li><li>The ability to apply your knowledge in practical and commercial situations;</li><li>Clear communication skills.</li></ul>Desirable:<ul><li>A solid academic track record, ideally a degree in Actuarial Science or a quantitative subject, and good progress towards a recognised actuarial qualification</li></ul>Connect to your service line - ConsultingDistinctive thinking, deep expertise, and collaborative working. That’s what connects us. That’s what makes us Deloitte. If you want to help solve some of the biggest challenges around, join us. Together, we’ll make an impact that matters.Personal independenceRegulation and controls are standard practice in our industry and Deloitte is no exception. These controls provide important legal protection for both you and the firm. We are subject to a number of audit regulations, one of which requires that certain colleagues abide by specific personal independence constraints. This can mean that you and your "Immediate Family Members" are not permitted to hold certain financial interests (shares, funds, bonds etc.) with audit clients of the firm. The recruitment team will provide further detail as you progress through the recruitment process.Connect with your colleagues“The great culture, flexibility, and range of experiences that Deloitte offers is what sets this firm apart. In Human Capital, Deloitte is far ahead of any of our immediate competitors.”-Sophia, ConsultingConnect to your agile working optionsLocation: The home office of this role is LondonYour Work, Your Way: We call our hybrid working vision Deloitte Works. And it does. We trust you to make the right choices around where, when and how you work. You’ll be able to make decisions about how you work best, to be collaborative, learn from colleagues, share your experiences, build the relationships that will fuel your career and prioritise your wellbeing. Having great conversations with your team and your leadership paves the way for great collaborative ways of working.You’ll be joining one of our innovative virtual communities, which means you can be based in any of our offices and we will do our best to accommodate. You’ll have the flexibility to work from home or a client site as required. You’ll also have access to a number of local collaboration spaces where you can meet with colleagues when needed to support your role. Our hybrid-working model enables our people to collaborate, connect and innovate in both a virtual and physical capacity.You’ll have all the support you need to succeed, including robust tech and home workstation set-up guidance, as well as access to a variety of flexible working spaces and all sorts of social activities for you to join. We’re continually innovating our working practices too, so you can expect to see new and exciting technology developments coming soon.The future of work is evolving fast and we’re already leading the way, by enabling flexibility for our people, and making it easy for us all to connect and collaborate.Our commitment to youMaking an impact is more than just what we do: it’s why we’re here. So we work hard to create an environment where you can experience a purpose you believe in, the freedom to be you, and the capacity to go further than ever before.We want you. The true you. Your own strengths, perspective and personality. So we’re nurturing a culture where everyone belongs, feels supported and heard, and is empowered to make a valuable, personal contribution. You can be sure we’ll take your wellbeing seriously, too. Because it’s only when you’re comfortable and at your best that you can make the kind of impact you, and we, live for.Your expertise is our capability, so we’ll make sure it never stops growing. Whether it’s from the complex work you do, or the people you collaborate with, you’ll learn every day. Through world-class development, you’ll gain invaluable technical and personal skills. Whatever your level, you’ll learn how to lead.

Location: In this role, you'll be based at your home in the UK, but will be expected to make frequent visits to our offices in London or Glasgow.Salary: £29,000 for Glasgow / £31,000 for LondonStart date: Autumn 2024Hours: Full-timeThe role will include a wide variety of assignments and be part of the team providing actuarial services within the Life Insurance and/or General Insurance market.We are looking for individuals who are conscientious and will work effectively in a friendly and supportive team of actuaries and consultants and who take pride in delivering excellent work. Teamwork and collaboration is a vital part of our culture so this is a great opportunity for a motivated and enthusiastic team player keen to immerse themselves in a multi-faceted role.This role is ideally suited to someone undertaking an Actuarial Science, Mathematics, Business Degree or similar. The role offers exposure to a range of opportunities to develop your skills in client relationship management and business development. As part of a small team, you will have a unique opportunity to influence the way that we work, and to gain real world experience of how a business operates.Key responsibilities:<ul><li>financial modelling for insurance clients, including:</li><ul><li>data reconciliation</li><li>model point testing</li><li>model development</li></ul><li>assisting with experience analyses, including morbidity, mortality and persistency</li><li>setting up valuation runs in Mo.net financial modelling software</li><li>calculating policy liabilities, alongside resilience, expense reserves and other required reserves in Excel</li><li>assisting in the preparation of reports</li><li>preparing the relevant statutory returns</li><li>documenting the work undertaken and processes carried out to regulatory and professional standards.</li></ul>We are looking for someone who:<ul><li>is willing to attend training sessions and develop relevant knowledge, techniques, and skills</li><li>is on track to graduate with a 2.1 or above at bachelor’s degree level (numerate degree preferable)</li><li>has an A level (or equivalent) at Grade B or above in Maths</li><li>enjoys explaining complex information to others</li><li>is ready to start studying towards a professional qualification</li><li>has a keen interest in financial modelling</li><li>has the ability to work under own initiative and be an enthusiastic, proactive team member</li><li>has the ability to effectively manage work streams for multiple clients</li><li>has the discipline to work to strict scheduled deadlines</li><li>has a confident and effective approach to communication, both written and verbally</li><li>has high levels of numeracy and analytical skills</li><li>has strong Microsoft Excel skills</li><li>has, by the start of the employment, permission to work in the UK.</li></ul>We strongly encourage and support applications from all backgrounds.Graduate Trainee Actuary – Employee Benefits:<ul><li>Competitive salary, with exam linked salary increases.</li><li>25 days holiday plus bank holidays (with option of buying more)</li><li>Fully supported study, including membership of the IFoA, study materials, tutorials, exam fees, and exam leave</li><li>Generous pension scheme</li><li>Health cash plan</li><li>Additional optional benefits to best suit your lifestyle</li><li>Social events</li><li>Volunteering opportunities</li></ul>The companyThe Broadstone Group is a leading, independent provider of specialist pensions, trustee, and employee benefits solutions to small to medium enterprises and large corporates.At the heart of our business is a diverse team of specialist advisers, each with a unique knowledge base within their specific area. Our company structure and systems, finely-tuned over the years, enable our advisers to remain intricately linked to provide clients with coordinated, end-to-end solutions whenever required. This ethos is one that continually upholds good practice, encourages proactivity, and ultimately benefits our client’s bottom line.Broadstone is a Living Wage EmployerWe have been accredited as a Living Wage Employer. This means that we have made a living wage commitment to ensure that everyone working at Broadstone will receive at least a minimum hourly wage. Both rates are significantly higher than the government minimum for over 23s.

Job summaryWe are the centre of actuarial expertise within government providing advice and analysis to government across a range of significant policy initiatives. We enable government to better understand and quantify risks and in turn result in better outcomes for the UK public.We are now looking for graduate trainees to join our actuary team.As a graduate trainee, you will play a crucial role at the Government Actuary’s Department (GAD) by working with other professionals to produce high quality advice and analysis for government. This will include actuarial advice to across government in a wide range of areas including:<ul><li>applying actuarial and modern data science techniques to allow government to better understand and manage risks for important policies affecting the entire UK</li><li>managing costs and risks across the public service workforce, including the design and operation of public service pension schemes</li><li>understanding insurance risks and costs affecting government, including clinical negligence in the NHS</li><li>delivering bespoke advice on financial and demographic risks facing government, including social security benefits</li></ul>Our goal is to integrate modern analytical and actuarial techniques into the business of government to achieve better outcomes for decision-makers and the public.Typical areas of our work include the effective management of social security, pensions and risk-pooling arrangements, as well as bespoke advice including disaster risk protection.We are an inclusive organisation which values the strength of a diverse team, supported through staff networks and an active Diversity and Inclusion strategy. We encourage everyone to apply to join us.Job descriptionOur trainee programme will support you in reaching your full potential as an expert adviser within the heart of government, including generous support through your actuarial exams and opportunities to develop your consultancy skills.Government has a wide need for actuarial advice which is growing over time as the world becomes more complex. GAD’s staff need to be equipped to work across a range of different areas to rise to the challenges of the future.As a Trainee Junior Actuary in GAD, you will develop both your technical and consulting skills through our structured rotation programme. This programme will help you develop your communication, client engagement and project management skills, as well as your understanding of key actuarial and analytical techniques.We also encourage trainees to undertake secondment opportunities and work directly with clients and colleagues in major government departments.BehavioursWe'll assess you against these behaviours during the selection process:<ul><li>Working Together</li><li>Delivering at Pace</li><li>Communicating and Influencing</li></ul>BenefitsAs well as competitive salaries, we offer a substantial package of benefits:<ul><li>25 days annual leave per year, increasing to 30 days after 5 years’ service. In addition, 9 days public and privilege days leave per year (pro rata for part time colleagues)</li><li>Hybrid working – GAD expects colleagues in the office 50% of the time. We would expect you in either our Canary Wharf or Edinburgh office, at least two / three days a week, dependent on operational requirements and typically the other days at home.</li><li>Pension - An average employer pension contribution of 27% per year.</li><li>Professional Fees – you can claim back the cost of professional fees associated with your role.</li><li>Extensive talent, career and personal development, with up to ten days a year, being used for Continuing Professional Development.</li><li>Family-friendly policies such as help with caring responsibilities, special leave, generous paid maternity, paternity and adoption leave</li><li>A working culture which encourages inclusion and diversity</li><li>Complimentary BUPA health check for permanent colleagues</li><li>Community volunteering programme, the opportunity to join a trade union, access to Edenred discounts, some examples include, 5% off supermarkets, and up to 40% off gym memberships and social groups</li><li>Salary advances for travel costs, including season tickets and cycle-to-work schemes</li></ul>Things you need to knowSelection process detailsApplication deadline: 1200 hrs on 15 January 2024Assessment Centre 1<ul><li>Shortlisting: w/c 13 November 2023</li><li>Dates: 27-30 November 2023</li><li>Location: Canary Wharf Office - London, E14 4PU</li></ul>Applications received before 23:59 on 12 November 2023 will be considered for invitation to assessment centre 1, subject to number of applications received.Assessment Centre 2<ul><li>Shortlisting: w/c 15 January 2024</li><li>Dates: 19-22 February 2024</li><li>Location: Canary Wharf Office - London, E14 4PU</li></ul>Shortlisting criteria is based on the Person Specification as set out in the Assessment Criteria section of the Job Description. Please ensure you provide examples of how you meet the Assessment Criteria; a strong application will also demonstrate that you meet the required criteria that are identified as key for this role. Applications will be shortlisted in line with the essential criteria for the role. Behaviours will be assessed at interview stage. Candidates who are successful at shortlist will be contacted as soon as possible and advised of the interview process and assessment (exact times and dates will also be confirmed).A reserve list will be held for a period of 12 months from which further appointments can be made.Feedback will only be provided if you attend an interview or assessment.SecuritySuccessful candidates must undergo a criminal record check.People working with government assets must complete baseline personnel security standard checks.Nationality requirementsThis job is broadly open to the following groups:<ul><li>UK nationals</li><li>nationals of the Republic of Ireland</li><li>nationals of Commonwealth countries who have the right to work in the UK</li><li>nationals of the EU, Switzerland, Norway, Iceland or Liechtenstein and family members of those nationalities with settled or pre-settled status under the European Union Settlement Scheme (EUSS)</li><li>nationals of the EU, Switzerland, Norway, Iceland or Liechtenstein and family members of those nationalities who have made a valid application for settled or pre-settled status under the European Union Settlement Scheme (EUSS)</li><li>individuals with limited leave to remain or indefinite leave to remain who were eligible to apply for EUSS on or before 31 December 2020</li><li>Turkish nationals, and certain family members of Turkish nationals, who have accrued the right to work in the Civil Service</li></ul>Working for the Civil ServiceThe Civil Service Code sets out the standards of behaviour expected of civil servants.We recruit by merit on the basis of fair and open competition, as outlined in the Civil Service Commission's recruitment principles.The Civil Service embraces diversity and promotes equal opportunities. As such, we run a Disability Confident Scheme (DCS) for candidates with disabilities who meet the minimum selection criteria.

Job Title: Actuarial Trainee ProgrammeLocation: LondonStart date: 2 September 2024Royal London is the UK’s largest mutual life, pensions and investment company. We’re owned by our members and work for their benefit, not for shareholder profits, and that makes us different.We’re looking for highly creative, intellectually curious and analytical graduates to join our cross functional and rotational actuarial trainee programme.You’ll be joining a supportive team of talented, diverse and passionate people who make a real impact on the lives of our customers every day.What’s in it for you?<ul><li>Starting salary of £30,000 per annum plus bonus, with further increments on successful completion of exams</li><li>Generous pension (up to 14% matching) and life assurance (up to x8 salary)</li><li>28 days annual leave plus bank holidays with the option to buy/sell up to 5 days</li><li>Private medical insurance, as well as 24/7 confidential access to health, legal and financial advice</li><li>Robust training and support to guide you towards Fellowship status with the Institute and Faculty of Actuaries (IFoA)</li><li>Great career development beyond the end of the programme</li><li>Opportunity to join our inclusion networks, join events across the business and build your network</li></ul>What will you be doing?We’re an actuarial business at heart and you’ll be at the centre of the action, helping us make the biggest decisions for us and our customers. In fact, many of our group executive and senior leadership teams started their career on an actuarial programme, just like you.You’ll complete a number of placements across the full breadth of the business. This could see you get involved in everything from valuation (modelling) and pricing, through to assessing risk on climate change, or analysing mergers and acquisition opportunities.Each placement will be structured to build your technical knowledge and exposure to the breadth of the Royal London business. You’ll provide actuarial expertise across the business, helping to translate complex financial or mathematical data into simple, actionable language.Alongside each of your placements, you will study towards a professional qualification with the IFoA. Depending on your educational background and resulting exemptions, this can be done in three years. For others this can be a much longer-term commitment.We offer best in class study support, which includes generous study allowance and support with materials, exam costs and other things. We’ve run this programme for decades and have a great track record of coaching and supporting through this.What skills and experience do I need?<ul><li>Recently qualified graduate in a highly numerical discipline.</li><li>It would be great if you had some experience of coding, data, visualisation and AI, but this is not essential.</li><li>Highly analytical, with critical thinking and problem solving</li><li>Ability to identify, articulate and communicate the key conclusions from analysis in simple terms</li><li>Intellectually curious, adaptable to change and not afraid to share new ideas and question the status quo</li><li>Proactive, driven to succeed and able to deliver multiple projects concurrently</li><li>Excellent verbal and written English language skills, with the ability to build relationships and engage with stakeholders across the business</li></ul>What else do I need to know?Your application should include a short cover letter that makes clear why you’re well suited to the role at Royal London.We’re hiring Actuarial Trainees across all three sites. Please apply only for your preferred location – you can make clear on your cover letter your preferences on other locations.Exact dates are still to be confirmed, but if you’re selected, then you’ll need to be available for an interview and assessment centre.At Royal London we believe your difference is our strength and our organisation benefits from the different perspectives that diversity brings.Studies have shown that people from under-represented groups are less likely to apply unless they meet every requirement. So, if you’re excited about this role but your past experience isn't a perfect fit with the job description, we encourage you to apply anyway as you may be the right candidate for this or other opportunities.Our expectation is that colleagues will come into the office for 50% of their time. This hybrid model is built around our mutual mindset, thinking about what is good for us as individuals (the ‘me’) and in the context of what is right for our customers, our colleagues and the wider Royal London Group (the ‘we’). To give you the support and development needed, you may need to spend much more time in the office, particularly in the earliest stage of your career.

Our Actuarial team helps organizations within the insurance industry manage financial risk. Graduates on this program use detailed analysis of past events to create accurate models of the future and advise on their financial implications. It's work that makes a meaningful and positive difference for our clients.Qualifying as an Actuary requires drive and motivation. You'll be asked to produce detailed analyses and communicate the commercial implications of complex topics. It's a highly technical role, best suited to graduates who are ambitious and enjoy working with numbers, studying an honors degree or postgraduate degree in a numerical or analytical subject, for example Actuarial Science, Maths, Statistics, Data Science, Economics, Engineering, or Physics.During the program, you will have the opportunity for varied learning and training opportunities and will study to gain the Actuarial qualification in three to five years. You'll need to be driven and highly motivated to qualify as an Actuary and have a passion for producing detailed analyses and able to communicate the commercial implications of complex topics.Within Actuarial, there are two different areas which you could join, both working with some of the biggest companies in the UK and global insurance market:<ul><li>Life Actuarial Services provides advice to the Life Insurance industry, who in turn provide investment-related products (such as workplace pensions) or protection products (such as term assurance policies or critical illness cover).</li><li>General Insurance covers the spectrum of business and personal risks, with types of insurance ranging from standard car and house to more unusual insurances covering satellites, oil rigs, or hurricane damage. Changing regulations, new products, and developing markets mean that nothing stands still in this challenging and demanding business area.</li></ul>Our firm's hybrid working model balances the flexibility of working from home with the importance of collaborating and learning in offices or at client sites. We trust our people to be where our clients need them to be, with our client-facing colleagues working together in person as often as needed. You'll be empowered by the technology that supports us to work flexibly and our collaborative office spaces, building friendships and shared experiences, innovating and learning together.Capability: ConsultingProgramme Length: 3 yearsQualifications: IFoA Level 7 ApprenticeshipEntry Requirements: At KPMG, everyone brings a unique perspective, and we want to ensure that you have the best opportunity to demonstrate your potential. We want to discover your individual strengths and attributes to help us know whether you'll enjoy working here and how you'll thrive. That's why we operate an open access policy and an application process that will assess both your qualifications and your qualities. Generally, you'll be expected to demonstrate the following grades (*or equivalents), to show that you're able to successfully study for professional qualifications. If you are a few grades or points short, we would still encourage you to apply, as your application will be reviewed together with your performance in our assessments. You'll also have the opportunity to provide additional information for us to assess your application and potential in the context of your socio-economic background and/or any extenuating circumstances, which may have a positive uplift on your academic achievements through contextual recruitment.<ul><li>GCSE Maths Grade 5 or B*</li><li>GCSE English Language Grade 5 or B*</li><li>120 UCAS points* from your 'top' 3 A Level grades, excluding General Studies. Must include Maths at minimum grade A.</li><li>2:1 undergraduate degree in a numerical or analytical degree (for example Actuarial Science, Maths, Statistics, Data Science, Economics, Engineering, or Physics).</li></ul>Key Skills: Throughout the recruitment process, we will be looking to learn more about your strengths. To be successful on this program, you will be required to demonstrate the strengths that we look for in our graduates at KPMG. Learn more about what we look for and how to apply <a href="#">here</a>.Training and Development: The training and development of our people are critical to the future success of our business. We want to empower you to grow in your own way, to feed your curiosity and embrace a growth mindset in an environment where learning is continuous. Therefore, we have created a rich curriculum and learning community to help you build your skills and fulfill your potential. This ranges from an immersive 5-day induction experience to help you transition to the world of work, formal training courses, leadership knowledge bites, learning journals, online courses, and networking events - all aligned to our 'learn for a lifetime' strategy designed to help you gain an advantage for life.In addition, in Actuarial, we offer the IFoA qualification through a Level 7 apprenticeship route. Your qualification is expected to take 3 years (please note that any prior learning you have undertaken will determine the length of the qualification). You will study towards a Level 7 apprenticeship with the Institute and Faculty of Actuaries (IFoA) and ActEd (your tuition provider), with the aim of achieving Associate Level upon completion. We recognize this is a challenging qualification, and therefore you will have flexibility over your exam pathway. You will be given a study mentor who will work with you to agree on how many exams to attempt and which order to attempt the exams. You will also be supported through the Level 7 apprenticeship, with access to a skills coach with ActEd and support from your Performance Manager at KPMG. Once you have completed your Associate Level qualification, you will be supported to progress to Fellowship and become a fully qualified actuary.This program is delivered via a range of live and recorded courses, together with extensive online material libraries. Students will have access to a dedicated coach throughout their study program to provide tailored support towards the exams. Study leave is afforded based on our learning provider's recommendations, enabling you to balance studying and learning materials at a pace suited to your style, and then getting individuals ready for final revision and exam technique practice in the run-up to sittings. There is flexibility to the study program over your training contract based on any exemptions received, but all enabling you to have structured support to qualify swiftly.

Application deadline: 17 November 2023Programme start date: 16 September 2024Eligibility: Final year students graduating in Summer 2024Who we are:Rothesay is a leading UK pensions insurance specialist. Purpose-built to protect pensions, we manage over £48bn of assets and securing pensions for over 840,000 people. We secure pensions for over 200 pension schemes and insurers including British Airways, Post Office, ASDA, National Grid and Aegon.At Rothesay, we are striving to transform our industry. We believe deeply in creating real security for the future and our leadership in finding new and better ways to do that is the key to our success. To do that, we need the very brightest original thinkers to bring creativity as well as rigour. Rothesay is a rewarding place to work, where quality people can thrive and prosper. We pride ourselves on the connections our people build, many of whom have been with us for over ten years.Graduate programme:Our UK graduate programme is designed to kick-start careers for ambitious and analytical graduates who want to make an impact. Rothesay is built on a multi-talented, multi-disciplined model, collaborating directly and with singular focus to shape the future. Rothesay’s inclusive and collaborative working environment allows our graduates to build a broad skill-set and shape a strong internal network. We support your development journey, growth in your career, in addition to a competitive salary and tailored benefits.The programme starts with a fundamentals week for the entire graduate cohort, where you will have in depth networking and insight sessions on Rothesay a whole. From week two, you will join your team for professional integrated learning and start to make meaningful contributions. Throughout your first year, alongside your permanent role, you will be part of an on-sight graduate development programme with both technical and business skills training. Our teams run lean, giving you excellent visibility and exposure throughout the business, and we will provide continuous training and upskilling for your future. Rothesay is a rewarding place to work, where quality people can thrive and prosper.This opportunity is open to summer 2024 graduates who are looking to launch into their career within an entrepreneurial environment where talent can thrive and excel.The roleWe have vacancies in the Pricing and Reinsurance team and the Capital team. The Pricing and Reinsurance team focuses on the pricing, underwriting, negotiation and execution of new pension and reinsurance deals, working with a focus on the largest deals in the market. The Capital team focuses on life insurance reporting and the monitoring of regulatory and economic capital, the computation of balance sheet impacts for a wide range of prospective asset and liability transactions, and delivering strategic regulatory-driven projects.Candidates would be expected to study for the Institute and Faculty of Actuaries (IFoA) qualification with an expected specialism in pensions or life insurance. When you join us, your work will be highly varied involving all aspects of pensions and insurance actuarial work, and will involve significant interaction both internally with other teams and disciplines throughout the business, and externally, with clients and advisors. You will need to be able to balance teamwork, intellectual curiosity and leadership potential with a passion for excellence and an interest in the financial markets.What we offer<ul><li>A meritocratic, driven and stimulating environment where success and achievement are rewarded</li><li>Work with support from leaders in the industry and excellent on-the-job training supplemented with class-based business training where best applied</li><li>A competitive starting salary with a performance related bonus</li><li>A full study support package (including a study budget and up to 40 study days per year) will be provided as you work towards your IFoA fellowship qualification</li></ul>What we are looking for<ul><li>We recruit from all academic disciplines; although a high degree of numeracy is essential.</li><li>Impeccable academic credentials are essential. You must have an expected degree minimum of a 2:1 or equivalent from a leading university.</li><li>Internships &amp; work experience in the financial services sector is desired but not essential.</li><li>You will need to demonstrate a clear interest and intellectual curiosity in the financial markets and an interest in applying your knowledge and skills to the pension insurance market.</li><li>You must be available for permanent work within 2 months of your graduation in 2024</li><li>Fluency in English is a prerequisite.</li></ul>DisclaimerThis position description is intended to describe the duties most frequently performed by an individual in this position. It is not intended to be a complete list of assigned duties, but to describe a position level. The role shall be performed within a professional office environment. Rothesay Life has health and safety polices that are available for all workers upon request. There are no specific health risks associated with the role.InclusionRothesay actively promotes diversity and inclusivity. We know that our success depends on our people and that by nurturing a culture that values difference, we create a stronger, more dynamic business. We welcome applications from all qualified candidates, regardless of race, colour, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability or age.

About UsIsio was ‘born’ in 2020, and we’ve been challenging existing thinking on pensions, benefits, and investment advice ever since. That’s because we know that only by improving on what’s been accepted in the past, can we provide the financial confidence our clients deserve.And while Isio is a young company, our people are some of the most experienced in their fields, bringing track records of having achieved commercial advantage for clients across pensions. Improving on long-accepted industry practices continues to drive us – and our business – forward. We are proud to work with a third of the FTSE 100, with over 400 boards of trustees, and across all sectors. Creating greater levels of confidence in financial decision-making for companies, trustees and individuals.Starting your Career at IsioWe’re a People First business, so we want to make sure that you are supported to reach your goals, whatever they may be. We’ll support you with studying, be flexible around family life and enable you to give back to the community through paid volunteering days.We are committed to equality, diversity and inclusion – bringing your whole self to work every day. We have hubs across the UK and many of our roles are flexible in location to help create a work-life balance that works for you.We are keen to support those starting their career at Isio with building a strong foundation for success. Whether as a Graduate, Industrial Placement student, Summer intern or as an Apprentice, Isio will provide a great experience working alongside experienced professionals. You will have the opportunity to help fulfil our purpose of creating better outcomes for our clients, their members and society by empowering and developing our people.Isio is growing at a fast and exciting pace. Starting your career at Isio will be a great balance of working with experts in their field within an innovative organisation that is looking to drive positive and innovative change in its sector.Graduates at Isio have acknowledged their positive experience, as shown by our ranking as the Top Employer for Graduates to work for in Consulting according to the Job Crowd 2023 rankings.Programme: Actuarial &amp; Consulting Graduate ProgrammeQualifications you’ll work towards: Fellow of the Institute of Actuaries (IFoA).Locations:London: 3 Noble Street EC2V 7DEEntry Requirements:<ul><li>To apply for this role you need to have completed an undergraduate degree or higher level qualification by 1 September 2024 and have achieved a 2.1 or higher. If you are in your final year of university study, we are looking for those on track to achieve this.</li></ul><ul><li>We are open to applications from those studying any subject. Studying towards the actuarial exams will require strong mathematical skills and a keen interest in financial concepts. More information about being a ‘student actuary’ can be found here.</li></ul>What we are looking for in Graduates in our Actuarial teamsAs a people first business personal attributes are just as important as academic qualifications. So, there’s a few things we’re looking for from our graduates including:<ul><li>Enthusiastic team players who are willing to learn and grow.</li><li>A passion and energy to help us exceed our clients’ expectations and deliver against tight deadlines.</li><li>Strong analytical and problem-solving skills, a natural curiosity and interest in the business world, and a global, forward-thinking mindset are also key.</li><li>The ability to maintain a good level of self-discipline and time management to balance your working in our teams and managing your study and preparation for professional exams.</li></ul>We will also be looking to see how applicants align to our core beliefs:Power in Partnership: We work in partnership with our clients &amp; each other – building open and trusted relationships. Working together allows us to deliver the best for our clients.Future Focus: We want to push our industry forward by solving problems in better ways that benefit both our clients &amp; society.Strength in Difference: We work with diverse perspectives to find better solutions. Working with differences makes us stronger.People First: We recognise that pensions is a people business. People are the source of Isio’s expertise, and it is people’s lives that we affect through our adviceWorking as an Actuary in Pensions at IsioPension schemes are part of the backbone of the UK savings industry – relied on by millions to provide a reliable and secure income in retirement.However, whilst remaining an important part of how organisations pay and reward their employees, they also often pose significant financial risks.Balancing the costs and risks of a pension scheme as well as meeting best practice governance requirements is becoming increasingly complex – yet essential for a pension scheme to succeed. The needs of the industry, individuals and our clients are ever changing.At Isio, we constantly look at ways to innovate and develop new solutions to overcome these challenges through our Actuarial &amp; Consulting services.An actuarial career in pensions requires a high level of both numeracy and communication skills – as well as the enthusiasm and drive needed to gain professional qualifications and succeed in a fast-moving market. Our clients value strong technical knowledge in understanding the required capacity of pension fundsIsio’s Actuarial Graduate programme offers the opportunity to build a rewarding career in a successful industry.What you will be doingAs an industry leader, we offer a wide range of opportunities for graduates to train and build their core consulting and analytical skills. But, we also want to hear your views and help you introduce fresh ways of thinking. Some of the things you’ll be involved in as an actuarial graduate are below but remember, our work stretches beyond pensions and that’s where we set ourselves apart.<ul><li>Applying actuarial skills and concepts to calculate the value of pension and other benefits for employers and trustees.</li><li>Financial modelling and risk analysis to help clients understand their future pension obligations and principal risks.</li><li>Advising clients on their pensions strategy and how to manage these risks, both on a day-to-day basis and when considering a long term objective.</li><li>Designing and implementing employee communication programmes.</li><li>Helping clients understand and manage accounting, tax and legislative changes that affect their pension schemes.</li><li>Contributing to proposals for new business opportunities.</li><li>Attending client meetings and explaining the team’s work</li></ul>Training and DevelopmentAs a graduate in our Pensions Actuarial Team, you’ll enjoy a range of training and development opportunities to study towards becoming a Fellow of the Institute and Faculty of Actuaries. So, as well as study support and guidance to help you on your way to becoming a qualified Actuary, you’ll benefit from:<ul><li>On-the-job training on a regular basis.</li><li>A graduate induction event.</li><li>Specific technical and professional skills training on a national basis.</li><li>Regular technical training and opportunities to develop wider market knowledge throughout your career within pensions.</li><li>A buddy from your first day to help you settle in.</li><li>A Performance Manager to support you with your progress, performance and any work or HR-related issues.</li></ul>Isio’s Graduate Programme is just the start. It will give you a strong foundation, great client experience, professional training and core consulting skills. Given our exciting growth plans, there are opportunities to progress a really varied career as an Actuary in Pensions as you build specialist skills and knowledge in your field of interest (obviously this is subject to what our clients’ needs are too). Throughout your career you’ll be offered ongoing support and opportunities to develop your expertise, both on challenging client projects and through training.

Are you interested in data science and analysis? Get ready to kick-off your career with Swiss Re!We are looking for graduates with strong interpersonal skills, who are eager to learn, broaden their knowledge and expertise and want to make a difference. You have a Bachelor, Master, or PhD degree with up to 3 years professional experience – we invite you to apply to our graduates@swissre programme 2024.The program offers you the chance to join the dynamic, fast-moving world of a leading risk knowledge company. Over an 18-month period, you will receive on- and off-the-job training, including a job rotation that gives you the opportunity to work across different parts of Swiss Re.About the RoleYou will be an internal technology and analytics actuarial consultant involved in a broad range of interesting topics, just have a look below:<ul><li>Upskilling: Upskill users and facilitate tailored, hands-on workshops to help actuarial teams tackle business-as-usual cases using best practice programming and data science skills</li><li>Consulting: Provide strategic advice on modelling and data analytics projects also supporting on the implementation phase on key initiatives</li><li>Recommended practices: Maintain best practice guidelines for topics on programming, statistical modelling data science and communication</li><li>Community: Build a collaborative community on actuarial modelling, data science and analytics</li><li>Infrastructure: Coordinate with InfoTech teams on data analytics and infrastructure projects</li></ul>About the TeamThe Model Development &amp; Analytics Team is responsible for Swiss Re's Atelier programme which enables teams across Swiss Re to combine their domain knowledge with programming, automation, data science and communications skills in their day-to-day work. The team has global reach and spans both Life &amp; Health and Property &amp; Casualty, reporting directly to the Group Chief Actuary.About YouYou are energetic and motivated with strong interpersonal and communication skills. You pay attention to detail without losing track of the bigger picture.<ul><li>You have successfully completed your university degree in a quantitative field such as Actuarial Science, Statistics, Mathematics, or any other degree with some quantitative component</li><li>Willingness to pursue a professional actuarial qualification such as Fellowship to the Institute and Faculty of Actuaries.</li><li>Ability to grasp new concepts quickly and develop these into practical solutions</li><li>Experience or willingness to learn R and other programming languages/frameworks</li><li>Familiarity with using statistical modelling and data science</li></ul>About Swiss ReSwiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer, working to make the world more resilient. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime. Combining experience with creative thinking and cutting-edge expertise, we create new opportunities and solutions for our clients. This is possible thanks to the collaboration of more than 14,000 employees across the world.Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. We embrace a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work and their passion for sustainability.

We&rsquo;re hiring! Join Aon as a graduate in either our Insurance Actuarial Consulting or Reinsurance Analytics Programme. You can find out more about each programme below.We recognise the learning, development, and social value for our Early Career colleagues of being in the office environment from the start of their programme. All our graduates will spend most of their time in the office and occasional time working from home or a client site.Aon is in the business of better decisionsAt Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organisation, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed.Insurance Actuarial Consulting &amp; Reinsurance Analytics Graduate ProgrammeJoin Aon as an actuarial consulting insurance graduate and get the unique opportunity to be part of the newly formed Strategy &amp; Technology Group (STG). You will be part of a multi-disciplined, collaborative, and friendly team, that supports a wide range of clients across the globe, in not only traditional life and non-life insurance consulting services, but also in actuarial software consulting.Aon&rsquo;s global client base, combined with heightened geo-political, climate and economic uncertainty, and a market focusing on more data-driven insights, means there is significant growth potential in our consulting opportunities.STG, as Aon&rsquo;s global consulting and technology business, have access to Aon&rsquo;s proprietary data, software, and its global network of insurance industry experts, and as such are perfectly positioned to provide innovative and compelling insights for clients into the sources of competitive advantage in our industry.As an Aon STG graduate, you will be part of a growing 80+ team of actuaries working on a variety of projects, learning from top professionals across the actuarial, consulting and software industries, and starting your journey towards a professional qualification &ndash; come join us to start an engaging career now!Your role as a Graduate in Strategy &amp; Technology Group (STG):You will be joining a team that values outside-the-box, innovative thinking and encourages a self-starter approach from day one. The team is committed to a strong collaborative culture across all projects, with graduates working directly with senior colleagues from the beginning. The team prides itself on outstanding technical ability, as well as impactful communication to all levels of stakeholders, utilising advanced software and visualisation techniques.As a graduate, you&rsquo;ll also get involved in technical and consulting workshops. These will give you the skills you need to provide innovative solutions that meet our clients' needs, as well as building your confidence and experience through proactively managing client relationships.Reinsurance Analytics Graduate Programme:Our Reinsurance Analytics team offers clients catastrophe management, actuarial, rating agency advisory and risk and capital strategy expertise. Whether working side-by-side with brokers on risk transfer products or engaging on broader analytic and modelling engagements, our 400+ specialists around the world consistently deliver innovation and thought leadership to clients.Your role as an Actuarial Graduate in Reinsurance Analytics:You will have responsibilities that include both the technical delivery of work and the communication of findings to brokers and clients. Some of your key responsibilities will involve:<ul><li>Reinsurance pricing and analysis</li><li>Actuarial model building and testing</li><li>Data preparation and presentation of results and advice to clients and brokers</li><li>Actuarial research and development</li></ul>Your DevelopmentAs an Aon Graduate, you will be enrolled onto our Launch Programme when you join. This development programme is built around 3 core elements :<ol><li>Business learning - on the job learning and experiences giving you the opportunity to develop your knowledge and understanding of the team and solution line you have joined</li><li>Centralised learning - UK graduates complete in an Aon Induction, monthly webinars, business skills training and workshops; all designed to help you develop your knowledge of Aon, build your confidence and your network across our business</li><li>Professional Qualifications - we want you to be as successful as possible, so through our Go Further Apprenticeship programmes we&rsquo;ll fully support your study towards a professional qualification as a Fellow of the Institute and Faculty of Actuaries to support you as you study for your exams, you&rsquo;ll receive paid study leave, plus an extensive range of study and tuition materials.</li></ol>Your career beyond your Graduate programmeOnce you&rsquo;ve completed the formal graduate programme, you&rsquo;ll continue to receive lots of support at Aon. As well as continued technical and business skills training, you&rsquo;ll receive support for your actuarial qualifications. To aid your professional development you&rsquo;ll receive regular performance feedback, and work with your line manager towards promotions, enabling you to progress from a graduate Analyst, to Associate Consultant, then Consultant and beyond.Entry Requirements:<ul><li>As Actuarial Consulting is a mathematically based career path you will need to have or be on track to achieve a 2:1 degree (or equivalent) in a maths, actuarial science, or other highly numerate degree</li><li>You will need to have achieved an A-grade or above in Maths A-level, A-grade in Maths Scottish higher or international equivalent of this</li></ul>What are we looking for?<ul><li>Excellent numerical ability. The team embraces the diversity of different numerate experience, with current team members having backgrounds in maths, actuarial science, physics, engineering, economics, and investment banking</li><li>Be a strong communicator, particularly being able to present complex ideas in a simpler, more understandable way</li><li>Act with integrity and a sense of ownership for their own and the team&rsquo;s performance</li><li>Deliver work to the highest standards which fully comply with the quality assurance framework</li><li>Take initiative and embrace the collaborative and innovative culture within the team</li><li>Take a proactive approach to seeking out learning opportunities, both formal and informal</li></ul>Location: LondonStart date: August 2024How we support our colleaguesIn addition to our comprehensive benefits package, we encourage a diverse workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two &ldquo;Global Wellbeing Days&rdquo; each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognise that flexibility goes beyond just the place of work... and we are all for it. We call this Smart Working!Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued.We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law.<p

Who you'll be working with:Reporting to the Head of Capital and Reinsurance, you'll be part of a team of accomplished and experienced financial professionals with backgrounds across accounting, actuarial, forecasting, reinsurance and insurance, catastrophe modelling and climate science.Capital Management contribute to project teams across Finance and the wider Group, and working with external specialists and professional advisors (corporate brokers, reinsurance brokers, legal advisors etc.)What you'll be doing:To support the capital management function by providing analytical support across the capital management team. You will contribute to the management of the Groups balance sheet through the use of reinsurance, balance sheet structuring, exposure management and catastrophe modelling.<ul><li>You will work across Reinsurance, Corporate Insurance, Capital Management and Exposure Management depending on demand.</li><li>To help produce several analytics across the capital management team as needed by senior members of the team.</li><li>To help co-ordinate and manage tasks and projects as needed by senior members of the team.</li><li>Support will include:</li></ul><ul><li>Run catastrophe modelling software to help understand and advise on accumulation risks</li><li>Produce quarterly accumulation reports, highlighting important changes</li><li>Help develop scenario tests and other main risk indicators.</li><li>Support our model validation programme by testing the performance of catastrophe models against our data and make recommendations about which models to use and adjustments to make so that these best match our risk profile.</li><li>Provision of financial analysis, forecasts, data and reports</li><li>Produce management information for reinsurance and insurance renewals or claims</li><li>Support the production of solvency and liquidity monitoring</li><li>Support the production of the balance sheet and rating agency forecasts</li><li>Provide support projects such as planning, governance, commercial and financial impact of change.</li></ul>What you'll need:We're looking for someone with a background in an analytical role who can support our Capital Management function and provide analytical support across the capital management team.You'll be able to manipulate and present data, and collaborate with colleagues and stakeholders, driving tasks forward.We're looking for someone who shows curiosity, and if you already understand reinsurance, insurance, capital and exposure management concepts – so much the better!Ways of WorkingOur mixed model way of working offers a 'best of both worlds' approach combining the best parts of home and office-working, offering flexibility for everyone. How much you'll be in the office depends on your role, and we'll consider the flexible working options that work best for you.BenefitsWe recognise we wouldn't be where we are today without our colleagues, that's why we offer such excellent benefits designed to suit you as and when you need them:<ul><li>Pension</li><li>50% off home, motor and pet insurance plus free travel insurance and Green Flag breakdown cover</li><li>Additional optional Health and Dental insurance</li><li>EV car scheme allows all colleagues to lease a brand new electric or plug-in hybrid car in a tax efficient way.</li><li>Generous holidays</li><li>Buy as you earn share scheme</li><li>Employee discounts and cashback</li><li>Plus many more</li></ul>Life at Direct Line GroupDirect Line Group is an equal opportunity employer. We value diversity and we're committed to making DLG a truly inclusive place to work.We recognise and embrace that people work in different ways and we'll always adapt as much as possible so you have the best and most comfortable working environment that we can offer. We know you're more than a CV, and the things that make you, you, can bring real potential to DLG.If you need us to make any adjustments to our recruitment process, speak to our recruitment team who will be happy to support you.

March 2024, August 2024 &amp; March 2025 start dates in LondonJoin Aon as an actuarial consulting pensions graduate and discover how our global team of specialists help businesses make smart choices about their employees&rsquo; pensions - now, and into the future.We recognise the learning, development, and social value for our Early Career colleagues of being in the office environment from the start of their programme. All our graduates will spend the majority of their time in the office, although can choose to work from home some of the time as their role and actuarial studies allow.Aon is in the business of better decisionsAt Aon, we shape decisions for the better to protect and enrich the lives of people around the world.As an organisation, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed.Wealth Solutions: RetirementRight now, UK companies have more invested in pension schemes than the rest of Europe combined. But, has each individual company set aside enough to meet their pensions&rsquo; obligations in twenty, thirty or even forty years&rsquo; time?As the market leaders in actuarial consulting, our consultants are here to advise our clients on their defined benefit pension schemes, helping them to handle the associated financial and operational risks, now and in the future. As an Aon graduate, you&rsquo;ll work alongside the most creative in the industry, earning as you learn and building your career as an Actuary!With ever-changing markets and legislation, the work you will be doing is constantly evolving and Aon will help you to gain the skills required to be a successful and trusted actuarial consultant for our clients, across a diverse and complex range of topics.Your role as an Actuarial Graduate in Wealth Solutions: RetirementAs an actuarial graduate, you&rsquo;ll find that no two days in the office are the same. You&rsquo;ll work on a range of client teams with colleagues who provide advice and support to either the trustees handling the pension scheme, or the company that provides it.Our aim is for you to develop into a trusted advisor for your clients as soon as possible. We&rsquo;ll help you do this by developing both your technical and consulting skills &mdash; including your understanding of key calculations, communication techniques, project management and networking. Throughout your career with Aon, you&rsquo;ll continually improve your commercial awareness and professionalism &mdash; which will help you grow into a successful actuarial consultant.What your day could look like:Actuarial and Analytical Tasks, such as:<ul><li>Regular assessment of the financial position of pension schemes</li><li>Identifying and implementing ways for trustees and companies to reduce the risks in relation to their schemes, including longevity risks, investment risks and inflation risk</li><li>Carrying out calculations relating to the pension scheme for the company's financial accounts; and with respect to individual pension scheme members' benefits</li><li>Estimating pension protection fund levies</li></ul>Client Focused Tasks, such as:<ul><li>Day-to-day management of the pension scheme and internal projects</li><li>Building and managing relationships with clients and other stakeholders of the scheme</li><li>Attending and presenting at client meetings</li></ul>You&rsquo;ll be given opportunities to work on a range of projects, gaining early exposure to clients to support your development. You&rsquo;ll also have the opportunity to be involved in one of our specialist teams, focusing in areas such as:<ul><li>Risk Settlement, advising clients on the best way to reduce risk through transferring it to a third party.</li><li>Member Options, helping clients reduce risk and/or cost by offering pension scheme members the choice to reshape their benefits to better suit their individual circumstances.</li><li>Analysis of mortality and other demographic factors to predict future trends within Aon's Demographic HorizonsTM team.</li></ul>Your DevelopmentAs an Aon Graduate, you will be enrolled onto our Launch Programme when you join. This development programme is built around 3 core elements:<ul><li>Business learning &ndash; on the job learning and experiences giving you the opportunity to develop your knowledge and understanding of the team and solution line you have joined.</li><li>Centralised learning - UK graduates complete in an Aon Induction, monthly webinars, business skills training and workshops; all designed to help you develop your knowledge of Aon, build your confidence and your network across our business.</li><li>Professional Qualifications &ndash; we want you to be as successful as possible, so we&rsquo;ll fully support your study towards professional qualification as a Fellow of the Institute and Faculty of Actuaries. To support you as you study for your exams, you&rsquo;ll receive paid study leave, plus an extensive range of study and tuition materials. To find out more about the actuarial qualification please visit actuaries.org.uk</li></ul>Your career beyond your Graduate programmeOnce you&rsquo;ve completed the formal graduate programme, you&rsquo;ll continue to receive lots of support at Aon. As well as continued technical and business skills training, you&rsquo;ll receive support for your actuarial qualifications. To aid your professional development you&rsquo;ll receive regular performance feedback, and work with your line manager towards promotions, which are considered twice a year, enabling you to progress from a graduate Analyst, to Associate Consultant, then Consultant and beyond.Throughout this time you&rsquo;ll have the chance to explore different career paths, you may choose to specialise in advising trustee clients, or corporate pension scheme sponsors. There&rsquo;s also the opportunity to join and develop a role in one of Aon&rsquo;s specialist teams, like those listed above. Whichever route you choose, we&rsquo;ll provide support and training at every step, giving you the tools you need to build an exciting career at Aon.Next StepsIf you are interested in this graduate programme and would like to apply, here is some useful information:Entry Requirements:<ul><li>As Actuarial Consulting is a mathematically based career path you will need to have or be on track to achieve a 2:1 degree (or equivalent) in a maths, actuarial science, or other highly numerate degree</li><li>You will need to have achieved an A-grade or above in Maths A-level, A-grade in Maths Scottish higher or international equivalent of this</li></ul>What are we looking for?<ul><li>Motivation and ambition to pursue an actuarial career &ndash; you will need to be able to articulate why you want to be an actuary</li><li>Passion and inquisitiveness &ndash; we are looking for candidates who want to understand what we do and are eager to learn more</li><li>Commercial awareness &ndash; this helps us to provide support and advice to our clients with clarity and confidence</li></ul>

Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.We’re a leading health insurer and healthcare provider, with care homes, health centres, dental practices and a hospital. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.We believe in quality, affordable and accessible healthcare for all. Bupa’s Actuarial teams are a vital component in delivering on our purpose, helping people live longer, healthier, happier lives.This role can be based in our London or Staines office. It's a great opportunity for a part qualified actuary (0-5 exams) to build a successful career at the UK’s leading healthcare company.What you'll be doing…<ul><li>To extract, transform and reconcile data on a monthly basis for use in the actuarial models and/or other analysis.</li><li>To perform monthly actuarial reserve reviews to calculate the IFRS Technical Provisions (Outstanding Claims Reserves, Unearned Premium Reserves and Unexpired Risk Reserves).</li><li>To provide an actuarial opinion on the reserves during the month end booking process. Helping to quantify any deviations in the performance from plan and previous forecasts.</li><li>To ensure that the IFRS Technical Provisions are calculated in line with the Reserving Standards prescribed by the Bupa Group. Including data granularity, modelling approaches, sensitivity tests, backtesting, analysis of change, monthly/quarterly/annual reporting templates and governance.</li><li>To work with internal and external auditors to assist their reviews and ensure that any gaps/actions identified are resolved in a timely manner.</li><li>To maintain and develop documentation around the IFRS TP process, in line with the internal Data Quality and Model Risk policies.</li><li>To deliver regular management reporting to senior management. Providing insights into the claim trends and the drivers of these trends. This includes reporting of the key LR/Frequency/Severity metrics, split by different diagnosis and business cohorts.</li><li>Assist in the Planning, IFRS17 and SII TP work that takes place within the wider Technical Actuarial team as required.</li><li>Support discussions with Pricing, Underwriting, Claims, Finance departments. Improving the feedback loop between reserving and other business functions.</li><li>Continually develop and improve the reserving processes where required.</li></ul>Who we’re looking for?<ul><li>Part-qualified Actuary: completed 0 to 5 exams of IFoA qualifications (or equivalent) or relevant experience</li><li>Hands on experience of standard actuarial reserving techniques such as Chain Ladder, Bornhuetter-Ferguson and Bootstrapping techniques.</li><li>Excellent numerical and analytical skills as demonstrated through previous experience within an insurance company.</li><li>Ability to sense check and validate own work, identify and correct errors.</li><li>A proactive mindset, experience of challenging requirements and exploring new directions from results of analyses.</li><li>Ability to build strong relationships with key stakeholders and a proven track record of managing these relationships.</li><li>Capable of managing own time and workload. Excellent planning and organisation skills.</li><li>Strong influencing and communication skills to manage key customer relationships.</li><li>Excellent in presenting all types of information including complex data.</li><li>Good technical skills with previous experience in the following tools being preferable:</li></ul><ul><li>Data: SAS, SQL, VBA, R</li><li>Reserving: ResQ, IBNRS, Psicle</li><li>Reporting: PowerBI, Tableau, R Shiny</li></ul>Why Bupa?We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. You will be eligible for:<ul><li>25 days holiday, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Onsite gyms or local discounts where no onsite gym available</li><li>Various other benefits and online discounts</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

Join Europe's fastest-growing InsurTech company, Prima, and become a key player in our pricing department. Prima is currently the market leader in Italy and is expanding rapidly in the UK. As such, we are looking for a talented and motivated Data Analyst to help us build world class tech solutions to better serve our customers. Collaborate with experienced data scientists and engineers to create innovative solutions and tackle complex problems.
Prima has the backing of some of the world's most reputable financial institutions, including Blackstone and Goldman Sachs. With over €170 million in investments, we're scaling rapidly across Europe, having launched in the UK and Spain in the last few months.
As a Data Analyst in our UK Pricing & Underwriting Team, you'll use data-driven insights to identify fraudsters and to come up with new ideas to improve our pricing capabilities.Your responsibilities will include:<ul><li>Analysing the performance of our business using a variety of tools such as SQL, Tableau, Google Sheets and Python</li><li>Crafting insightful Tableau dashboards for monitoring purposes</li><li>Assisting senior management with quantitative analyses to forecast and calculate our Loss Rate</li><li>Developing intelligent, real-time notification systems via Slack or Databricks to streamline claim and policy investigations</li></ul>Our ideal candidate will possess:<ul><li>A recent degree and up to 1 year of experience in data analytics</li><li>Basic/intermediate SQL skills</li><li>The ability to use or learn Tableau</li><li>An analytical mindset and an understanding of basic statistical concepts such as hypothesis testing and statistical significance</li><li>Willingness to learn new tools such as Python</li></ul>Desirable Attributes:<ul><li>Excellent interpersonal and negotiation skills</li><li>Python or similar object oriented programming language skills</li><li>Bachelor's degree or equivalent in STEM</li></ul>Research shows that some people are less likely to apply to jobs unless they meet every single criteria. At Prima we are committed to building diverse teams so please apply even if your past experience doesn’t align perfectly with the requirements. You might still be a great fit!
Here's what we offer you:<ul><li>Competitive salary</li><li>Competitive pension</li><li>Private Healthcare cover</li><li>Plenty of fresh fruit and healthy snacks</li><li>Fully stocked drinks fridge</li><li>Passionate and friendly team around you</li><li>Hands on training and mentoring</li><li>Opportunity for getting operational experience in a start-up where both your work and the results are highly tangible and matter to the business</li></ul>We are looking for permanent hires for our new, centrally located London office: 71-73 Carter Lane, London, EC4V 5EQ. Flexible working arrangements, where preferable, can be discussed with the hiring manager.
Prima UK is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, colour, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by English laws.

We are seeking a dynamic and highly-motivated individuals to join our Life and Financial Services practice in the UK.About UsMilliman’s Life and Financial Services practice in the UK offers a high standard of consulting services to financial services providers such as life insurance and reinsurance companies, asset managers, investment banks, and regulatory bodies.Our consulting services for our clients include merger and acquisition services, restructuring advice and implementation, independent review, Chief Actuary and With-Profits Actuary roles, and risk and capital management services. Our client base includes firms in the UK, Europe, and the US.You will be working as part of a team, focusing on delivering actuarial and analytical solutions to our clients. You should be deadline-driven with the ability to juggle multiple, competing priorities.Milliman offers a competitive study package to support you in qualifying as an actuary.Responsibilities<ul><li>Manage the technical aspects of specific client assignments (including running analytics tools and building models), within agreed budgets and timeframes;</li><li>Process and handle data;</li><li>Manage day-to-day interaction with, and expectations of, specific clients;</li><li>Attend client meetings as required;</li><li>Assist in the timely production of reports to clients;</li><li>Understand and comply with the Life and Financial Services practice’s risk management processes and procedures;</li><li>Ensure that, for the assignments being managed, compliance is fully documented;</li><li>Assist in the development and implementation of the practice’s marketing plan;</li><li>Deliver presentations and produce articles in collaboration with other members of the team;</li><li>Maintain high standards of technical knowledge and understanding, through reading of technical papers, participation in appropriate seminars, conferences, etc.;</li><li>Disseminate this knowledge and understanding amongst colleagues and, where appropriate, clients;</li><li>Provide assistance as and when needed to other team members;</li><li>Work towards timely qualification as a Fellow of the Institute and Faculty of Actuaries;</li><li>Carry out all tasks within the job holder’s level of skill and ability.</li></ul>Qualification<ul><li>An undergraduate degree in a numerical subject;</li></ul>Knowledge:<ul><li>Good knowledge of Word, Excel, and PowerPoint;</li><li>Good understanding of, and interest in, the UK insurance/reinsurance market</li></ul>Desirable<ul><li>Good knowledge of VBA, R, or similar;</li><li>Good understanding of, and interest in, financial markets</li></ul>Skills:<ul><li>Highly technical – good analytical skills</li><li>Excellent interpersonal skills.</li><li>Excellent written and oral communication skills</li><li>Effective time management skills</li><li>Good research skills</li><li>Good organisational skills</li><li>Ability to effectively work in a team, as well as independently</li></ul>Behaviour competencies:<ul><li>Driven to deliver</li><li>Collaborative</li><li>Motivated</li><li>Flexible with workloads and priorities</li><li>Committed to an actuarial career and qualification as an actuary</li><li>Proactive</li></ul>Experience:<ul><li>Mathematical/financial modelling</li></ul>

The UK Graduate Programme is one of the best ways of starting a career at Hannover Re, the third-largest reinsurer in the world. At Hannover Re, you’ll find we’re not like other reinsurers. We’re more flexible, more innovative, and less afraid to challenge conventional wisdom. We have something different and something more to offer.This unique development opportunity, based at our London office, gives graduates valuable work experience and extensive insights into the wide-ranging day-to-day business and challenging projects of an internationally successful reinsurer with an anticipated start date of autumn 2023.Your TasksSuccessful applicants will be given the opportunity to rotate through key departments according to business needs such as:<ul><li>Biometric Research</li><li>Business Development</li><li>Corporate Actuarial</li></ul>Business DevelopmentMutually profitable long-term partnerships are at the heart of our business development strategy. From engaging directly with clients to pricing new opportunities, graduates will support us in delivering a wide range of innovative solutions and services. Focusing on one of three areas, protection, longevity or financial solutions, graduates will gain a range and depth of experience using the latest actuarial and data science techniques.Biometric ResearchWe believe better intelligence supports better decisions – which is why our Biometric Research department is known for the scope and quality of its medical and market research. Graduates will learn the value of data, using the latest research in health and medicine to price more accurately and manage our risks.Corporate ActuarialBy putting a value on our business, graduates will learn what really drives our profitability. We use the latest actuarial modelling software to project future cash flows of our business for reporting, and to provide management information used to steer our business. Graduates will also help to ensure we are ahead of the latest regulatory and accounting developments.Your ProfileThe four-year programme is aimed at attracting talented graduates (including those about to graduate) with a minimum of an upper second class (2:1) degree in a mathematical subject and a keen interest in taking ownership of our company's success from the start.What We OfferAtmosphere: You will find an international working environment with short decision channels, an open feedback culture and a sense of community shaped by mutual esteem and a readiness to help.Benefits: Structured onboarding, flexible working hours, benefits superior to those of the collective agreement as well as modern offers for personal development, health management and work-life balance are just some of our benefits.Prospects: You contribute your specialist and methodological expertise and we offer you fresh input and the opportunity to further develop your potential – including room to come up with innovative ideas and act on them!

The UK Graduate Programme is one of the best ways of starting a career at Hannover Re, the third-largest reinsurer in the world. At Hannover Re, you’ll find we’re not like other reinsurers. We’re more flexible, more innovative, and less afraid to challenge conventional wisdom. We have something different and something more to offer.This unique development opportunity, based at our London office, gives graduates valuable work experience and extensive insights into the wide-ranging day-to-day business and challenging projects of an internationally successful reinsurer with an anticipated start date of autumn 2023.Your Tasks<ul><li>Development opportunities Successful applicants will be given the opportunity to rotate through key departments according to business needs such as:</li><ul><li>Biometric Research</li><li>Business Development</li><li>Corporate Actuarial</li></ul><li>Business Development Mutually profitable long-term partnerships are at the heart of our business development strategy. From engaging directly with clients to pricing new opportunities, graduates will support us in delivering a wide range of innovative solutions and services. Focusing on one of three areas, protection, longevity or financial solutions, graduates will gain a range and depth of experience using the latest actuarial and data science techniques.</li><li>Biometric Research We believe better intelligence supports better decisions – which is why our Biometric Research department is known for the scope and quality of its medical and market research. Graduates will learn the value of data, using the latest research in health and medicine to price more accurately and manage our risks.</li><li>Corporate Actuarial By putting a value on our business, graduates will learn what really drives our profitability. We use the latest actuarial modelling software to project future cash flows of our business for reporting, and to provide management information used to steer our business. Graduates will also help to ensure we are ahead of the latest regulatory and accounting developments.</li></ul>Your ProfileThe four-year programme is aimed at attracting talented graduates (including those about to graduate) with a minimum of an upper second class (2:1) degree in a mathematical subject and a keen interest in taking ownership of our company's success from the start.What We Offer<ul><li>Atmosphere: You will find an international working environment with short decision channels, an open feedback culture and a sense of community shaped by mutual esteem and a readiness to help.</li><li>Benefits: Structured onboarding, flexible working hours, benefits superior to those of the collective agreement as well as modern offers for personal development, health management and work-life balance are just some of our benefits.</li><li>Prospects: You contribute your specialist and methodological expertise and we offer you fresh input and the opportunity to further develop your potential – including room to come up with innovative ideas and act on them!</li></ul>Applications close on Friday 28 July 2023.

Join Aon as an actuarial consulting pensions graduate and discover how our global team of specialists help businesses make smart choices about their employees&rsquo; pensions &mdash; now, and into the future.We recognise the learning, development, and social value for our Early Career colleagues of being in the office environment from the start of their programme. All our graduates will spend most of their time in the office and occasional time working from home or a client site.NB. This is dependent on role and aligns with in country smart working policy.Aon is in the business of better decisionsAt Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed.Wealth Solutions : RetirementRight now, UK companies have more invested in pension schemes than the rest of Europe combined. But, has each individual company set aside enough to meet their pensions&rsquo; obligations in twenty, thirty or even forty years&rsquo; time?As the market leaders in actuarial consulting, our consultants are here to advise our clients on their defined benefit pension schemes, helping them to manage the associated financial and operational risks, now and in the future. As an Aon graduate, you&rsquo;ll work alongside the best and brightest in the industry, earning as you learn and building your career as an Actuary!Your role as an Actuarial Graduate in Wealth Solutions : RetirementAs an actuarial graduate, you&rsquo;ll find that no two days in the office are the same. You&rsquo;ll work on a range of client teams with colleagues who provide advice and support to either the trustees managing the pension scheme, or the company that provides it.Our aim is for you to develop into a trusted advisor for your clients as soon as possible. We&rsquo;ll help you do this by developing both your technical and consulting skills &mdash; including your understanding of key calculations, communication techniques, project management and networking. Throughout your career with Aon, you&rsquo;ll continually improve your commercial awareness and professionalism &mdash; which will help you grow into a successful actuarial consultant.What your day could look like:<ul><li>Regular assessment of the financial position of pension schemes</li><li>Identifying and implementing ways for trustees and companies to reduce the risks in relation to their schemes, including longevity risks, investment risks and inflation risk</li><li>Carrying out calculations relating to the pension scheme for the company's financial accounts; and with respect to individual pension scheme members' benefits</li><li>Estimating pension protection fund levies</li><li>Day-to-day management of the pension scheme and internal projects</li><li>Building and maintaining relationships with clients and other stakeholders of the scheme</li><li>Attending and presenting at client meetings</li></ul>You&rsquo;ll be given opportunities to work on a range of projects, gaining early exposure to clients to support your development. You&rsquo;ll also have the opportunity to be involved in one of our specialist teams, focussing in areas such as:<ul><li>Risk Settlement, advising clients on the best way to reduce risk through transferring it to a third party.</li><li>Member Options, helping clients reduce risk and/or cost by offering pension scheme members the choice to reshape their benefits to better suit their individual circumstances.</li><li>Analysis of mortality and other demographic factors using Aon's Demographic HorizonsTM</li></ul>Your DevelopmentAs an Aon Graduate, you will be enrolled onto our Launch Programme when you join. This development programme is built around 3 core elements :<ol><li>Business learning &ndash; on the job learning and experiences giving you the opportunity to develop your knowledge and understanding of the team and solution line you have joined</li><li>Centralised learning - UK graduates complete in an Aon Induction, monthly webinars, business skills training and workshops; all designed to help you develop your knowledge of Aon, build your confidence and your network across our business</li><li>Professional Qualifications &ndash; we want you to be as successful as possible, so we&rsquo;ll fully support your study towards professional qualification as a Fellow of the Institute and Faculty of Actuaries. To support you as you study for your exams, you&rsquo;ll receive paid study leave, plus an extensive range of study and tuition materials</li></ol>Your career beyond your Graduate programmeOnce you&rsquo;ve completed the formal graduate programme, you&rsquo;ll continue to receive lots of support at Aon. As well as the interactive development programme we&rsquo;ve mentioned above, you&rsquo;ll have the chance to explore different career paths. You may choose to specialise in advising trustee clients, or corporate pension scheme sponsors.There&rsquo;s also the opportunity to join and develop a role in one of Aon&rsquo;s specialist teams, like those listed above. Whichever route you choose, we&rsquo;ll provide support and training at every step, giving you the tools you need to build an exciting career at Aon.Next StepsIf you are interested in this graduate programme and would like to apply, here is some useful information:<ul><li>You will need to have or be on track to achieve a 2:1 degree (or equivalent) in a numerate / semi-numerate subject area</li><li>You will need to have achieved an A-grade or above in Maths A-level or equivalent</li><li>Motivation and ambition to pursue an actuarial career &ndash; you will need to be able to articulate why you want to be an actuary</li><li>Passion and inquisitiveness &ndash; we are looking for candidates who want to understand what we do and are eager to learn more</li><li>Commercial awareness &ndash; this helps us to provide support and advice to our clients with clarity and confidence</li></ul>Start dates:Our Actuarial Consulting: Pensions Graduate programme has the following intakes:September 2023March 2024 (o be considered for the Spring 2024 intake, you must have already completed your degree and achieved a minimum of 2:1 (or equivalent)
How we support our colleaguesIn addition to our comprehensive benefits package, we encourage a diverse workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two &ldquo;Global Wellbeing Days&rdquo; each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognise that flexibility goes beyond just the place of work... and we are all for it. We call this Smart Working!Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued.We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law.

Talbot is an international insurer and reinsurer operating within the Lloyd’s market. We have been part of AIG since 2018 and our ambition is to be AIG’s Centre of Excellence at Lloyd’s. Headquartered in London, Talbot has offices in New York and Singapore and over 300 people working across these three locations.About the roleWhat you need to know:<ul><li>To provide general support across the areas of work noted below.</li><li>To assist with the provision of Management Information.</li><li>To assist in undertaking an appropriate level of analysis to support business decisions and provide additional insight to the business.</li><li>To help identify and implement improvements and enhancement in processes and models.</li><li>To assist with internal and external reporting.</li><li>To support the quarterly assessment of in-house actuarial reserve indications on ultimate, earned and SII bases. To ensure that these are presented appropriately throughout the business.</li><li>To support the quarterly assessment of Management’s best estimate reserves on both an ultimate basis and an earned basis for UK and US regulatory reporting purposes.</li><li>To support Group in the consolidation of the reserves.</li><li>To liaise with external consulting actuaries where necessary in support of their independent reserving work and the provision of the requisite Statements of Actuarial Opinion.</li><li>To monitor the quarterly run-off of reserves and to assist with regular monitoring of plan versus actual.</li><li>To provide analysis to ensure that the underwriters and pricing actuaries understand the reserve estimates, so that these can be reflected appropriately in the pricing assumptions and ongoing business strategy.</li></ul>What we’re looking for:<ul><li>Science Degree (minimum 2:1)</li><li>A Level Maths</li><li>High level of numeracy</li><li>Attention to detail</li><li>Good organisation and communication skills</li><li>Ability to work on own initiative</li><li>Strategic Perspective</li><li>Commercial Acumen</li><li>Analytical Skills and Judgement</li><li>Innovation and Change Mindset</li><li>Client Focus</li><li>Communication and Influence</li><li>Building High Performing Teams</li><li>Execution and Achievement Orientation</li><li>Talent Development</li></ul>What we offerOur people are what make Talbot a market leading syndicate, so we are focused on creating a diverse, equitable and inclusive culture that helps us attract and retain great people.We pride ourselves on helping our people develop and hone their professional skills throughout their careers. Our employees have access to a broad range of best-in-class career development programmes, we run regular training courses and events throughout the year covering both technical and non-technical topics.Charitable giving is an important part of our culture too and we encourage people to give back to causes they care about, supporting them through our matched funding initiative and giving time off for volunteering.A look at our BenefitsWe're proud to offer a range of employee benefits and resources that help you protect what matters most - your health care, savings, financial protection and wellbeing. We provide a variety of leaves for personal, health, family and military needs. For example, our "Giving Back" program allows you to take up to 16 hours a year to volunteer in your community. Our global mental health and wellness days off provide all colleagues with a paid day off to focus on their mental health and wellbeing.We also believe in fostering our colleagues' development and offer a range of learning opportunities for colleagues to hone their professional skills to position themselves for the next steps of their careers. We have a tuition reimbursement program for eligible colleagues to enhance their education, skills, and knowledge in areas that relate to their current position or future positions to which they may transfer or progress.We are an Equal Opportunity EmployerAmerican International Group, Inc., its subsidiaries and affiliates are committed to be an Equal Opportunity Employer and its policies and procedures reflect this commitment. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories such as sexual orientation.At AIG, we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.

Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.The Actuarial team shapes the future of our company. With colleagues covering pricing, reserving, modelling and much more they help future proof our business, all the while keeping our customers at the heart of every decision.An exciting development opportunity has arisen where you will provide technical actuarial support for a variety of projects including analytics that support critical business decisions. We're looking for an actuarial analyst from any background (GI/Life/Pensions) who's curious, likes modelling and problem solving.Responsibilities and activities will vary depending on evolving strategy and priorities within the business but will include the following types of tasks:<ul><li>Analysis of the historical performance of claim, premium and customer volume trends.</li><li>Analysis of detailed data spanning a global business comprised of many different products aimed at meeting specific customer needs.</li><li>Carrying out analysis and investigations of an actuarial nature, covering topics such as changing risk mix, impact of inflation, customer behaviour, forecasting and development of financial scenarios.</li><li>In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them by ensuring that business risk is well understood and communicated to decision makers.</li></ul>A typical day will involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. Work will be documented in line with the Technical Actuarial Standards and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.You will work closely with colleagues in other teams such as Finance, Actuarial Pricing, Reserving, Clinical Policy and Healthcare Analytics on a range of projects and initiatives.The role holder is expected to have the following experience and qualifications:<ul><li>2 to 4 passes/exemptions towards the FIA/FFA qualification (or equivalent).</li><li>Experience in reserving, analytics and modelling in general insurance or health markets.</li><li>Theoretical or practical knowledge of some of the following types of models: Generalised Linear Modelling or machine learning; time series models; outstanding claims estimation;</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Strong communication skills, including the ability to present technical information and ensure it is understood by various stakeholders.</li><li>Office skills including Excel, Word, and PowerPoint.</li><li>Experience with SAS, R, Python, SQL and PowerBI would be an advantage.</li></ul>A passion for learning, self development and problem solving is vital.Why Bupa?We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. You will be eligible for:<ul><li>25 days holiday, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Onsite gyms or local discounts where no onsite gym available</li><li>Various other benefits and online discounts</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.Welcome to a place that celebrates you.

Job Purpose:As an actuarial analyst at Canada Life, you will be responsible for providing actuarial and statistical analysis for your department and the wider business. In your role, you will ensure that we are managing risk exposure to the business in order to satisfy our statutory responsibilities as well as the needs of policyholders and that of our regulators.Location:London (with hybrid working options)What you'll do:<ul><li>Reviews and Reporting:
 </li><li>Analysis and Testing:
 </li><li>Continuous Improvement:
 </li></ul>Knowledge, Skills and Experience:
<ul><li>Technical Expertise
 </li><li>Communication:
 </li><li>Relationship Building:
 </li><li>Problem Solving &amp; Accurate Judgement:
 </li><li>Developing Self
 </li></ul>Qualifications:Actuarial, insurance or finance related qualification (e.g CAA) - desirable not essentialBenefits of working at Canada Life:We believe in recognising and rewarding our people, so we offer a competitive salary and benefits package that’s regularly reviewed. As a Canada Life UK colleague, you’ll receive a competitive salary and comprehensive reward package including a generous pension and bonus scheme, along with, income protection, private medical insurance and life assurance. We have a fantastic number of other benefits and support services as well as regular personal and professional development.How we work at Canada Life:Our culture is unique and incredibly important to us. We care about doing the right thing for our people, customers and community and helping others to build better futures. Our blueprint behaviours shape and influence how we work, and are central to the relationships we have with others.Every day we are encouraged to be more curious, own the outcome, face into things together and find a way forward. We want colleagues to have rewarding careers with us so we invest in the development of our people, technology and workplaces. That’s why we offer a range of training, flexible working and opportunities to grow and develop.Diversity and inclusion:Building an inclusive workplace with a diverse workforce where everyone can feel they belong and achieve their potential regardless of gender, ethnicity or any other characteristic is a key commitment for us. We are proud of the progress we’re making in DEI, and we continue for it to be a significant focus. “At Canada Life we believe in the power of great people from different backgrounds, experiences and perspectives coming together to build better futures. Emerging talent is crucial to our growth and creating an environment that continues to inspire us all.” Nick Harding, Chief People Officer, Canada Life UKWe appreciate that everyone has different work and life responsibilities. We’re happy to discuss flexible working arrangements, including part-time, for any of our roles should this be a requirement.

Entry Level & Graduate Actuary Jobs | Vacancies & Career Opportunities