Atlanta GA

Canberra

Chicago IL

Farmington CT

Houston TX

London

Munich

New York NY

Newark NJ

Remote

Saint Paul MN

Intern

Graduate

Part Qualified

Associate

Qualified

Senior Actuary

Life

Investments

Health

Property & Casualty

Reserving

Reporting

Reinsurance

Risk

Systems

Research

Python

Modelling

Data Science

Prophet

Coding

Motor

Pricing

Machine Learning

Valuation

Capital

Longevity

Consulting

Excel

ResQ

Climate

MG-ALFA

Teradata

Oracle

Joining as an Innovation Actuarial Analyst TraineeYou’ll be part of a pioneering Innovation Team dedicated to enhancing processes and systems. This role offers exposure to extensive data projects encompassing data analytics, programming, and machine learning. Collaborating across SCOR, you’ll contribute to acquiring new business and fostering market initiatives for profitability. Additionally, you’ll have the chance to collaborate with the global SCOR team, expanding your professional network and experience.In this role, you will help support the Innovation team deliver its strategic plan, where we aim to ‘Intentionally improving outcomes for customers, for clients, the market and SCOR’. You will help us deliver on all three of our strategic pillars:<ul><li>Understanding distribution – helping to reduce misrepresentation across the market and improve the quality of distribution through working with our clients.</li><li>Data services – improving fairness and across of risk pricing and maximising the impact of our data capabilities.</li><li>Bring in new customer – expanding the protection net and helping more people get protected.</li></ul>Utilising new data technique and technology will underpin our ability to deliver our strategic plan and this role is key to helping us achieve this.ResponsibilitiesDeveloping and enhancing predictive modelsBuilding new, and enhancing existing, predictive models will be a core part of the role. This could include:<ul><li>Cleaning and analysing large data sets to prepare data to build new predictive models.</li><li>Building, training and testing new models or techniques to find most appropriate model for the required task.</li><li>Ensure results are sensible and explainable to non-experts.</li></ul>Large data handling and exploration<ul><li>Working and managing large underwriting data sets to help support innovation around the future of underwriting.</li><li>Support the development of large internal databases at the centre of the firm’s long-term data strategy.</li><li>Analyse internal data to contribute to MI, profitability analysis, client management and research.</li><li>Learn, develop and deploy the necessary techniques and tools required to analyse large datasets for commercial insight.</li></ul>Research and development<ul><li>Identifying and find new data sources that can deliver value to our clients, customer or internally.</li><li>Identify appropriate external research and derive analyses from external data sets.</li><li>Contribute to SCOR’s research activities and ad-hoc opportunities as required.</li><li>Produce accurate documentation of research work carried out and help write reports and presentations to communicate findings both internally and externally.</li></ul>Pricing and risk control<ul><li>Feedback data project results into internal risk control, internal pricing basis or providing commercial insights to our clients.</li><li>Support the development of large internal databases at the centre of the firm’s long term data strategy</li><li>Learn, develop and deploy the necessary techniques and tools required to analyse large datasets for commercial insight</li></ul>Client and stakeholder management<ul><li>Working and collaborating with internal stakeholders and our clients to ensure all stakeholders are kept informed of progress.</li><li>Sharing results, insights and learnings across the business</li></ul>QualificationsRequired experience &amp; competenciesEssential:<ul><li>Experience of working both within a team and as a self-motivated individual</li><li>Experience in handling and analysing large datasets and data visualisation techniques and software.</li><li>Good working knowledge of Microsoft packages (particularly Excel/Access)</li><li>Good knowledge or experience of coding Python and/or R or the desire to learn coding.</li></ul>Desirable:<ul><li>Interest or knowledge of data science and machine learning technique</li><li>Some Actuarial training (actuarial trainees or those who have given up exams will both be considered)</li><li>Pricing experience with Knowledge of PROPHET and SAS</li></ul>Personal Competencies<ul><li>Excellent analytical skills</li><li>Self-motivation</li><li>Customer focus</li><li>Team work</li><li>Attention to detail</li><li>Excellent communication and interpersonal skills</li></ul>Required Education<ul><li>Undergraduate Degree in Actuarial Science, Mathematics, Data Science or other numerical degree, or equivalent qualifications</li></ul>About usSCOR, the 4th largest reinsurer in the world, provides insurance companies with a diversified and innovative range of solutions and services to control and manage risk. Leveraging experience and expertise to deliver “The Art &amp; Science of Risk”, SCOR provides cutting-edge financial solutions, analytics tools and services in all areas related to risk – from Life &amp; Health and Property &amp; Casualty insurance to Investments. Our specialized teams operate in over 160 countries, fostering long-term relationships with clients.At SCOR, we believe that employing people from different backgrounds and ensuring inclusivity is a major driving force for the success of the Group. We are committed to fostering a work environment in which all employees are treated fairly and respectfully, have equal access to opportunities and resources, and can contribute fully to SCOR’s success.

Job Purpose/ Role<ul><li>Drives forward work and initiatives in the area of responsibility</li><li>Is the first point of contact for Allianz Re's Corporate Actuarial processes (P&amp;C and L&amp;H)</li><li>Oversees the development and enhancement of actuarial approaches, models and analysis tools</li><li>Sets and manages priorities</li><li>Ensures execution of actuarial processes during peak times, e.g. quarterly closings</li><li>Develops own team and manages projects across teams and locations</li><li>Engages with AZ Re senior management and the Functional Board as well as Group functions</li></ul>Key responsibilities<ul><li>Keep abreast of leading market practice and drive innovation</li><li>Maintain and further develop the Corporate Actuarial IT applications and Data &amp; Process landscape for Reserving, Reporting and Actuarial Risk Capital modelling in compliance with internal and external requirements</li><li>Manage the interfaces to business, data management teams and IT at Allianz SE Re</li><li>Ensure the connection between Allianz Re local and Group provided systems</li><li>Manage and drive forward actuarial projects</li><li>Support reserving teams by managing actuarial processes during closings</li><li>Coordinate and enhance IT governance within Corporate Actuarial</li><li>Provide advice on actuarial systems and processes to stakeholders</li><li>Peer review work from team members, provide guidance to junior team members</li></ul>Qualifications<ul><li>University Degree, preferably in Mathematics, Statistics, Informatics or another similar discipline</li><li>Qualified Actuary (e.g. FSA, FIA, DAV, etc.)</li></ul>Required experience<ul><li>Min 6 years experience in P&amp;C (Re)Insurance; ideally additional experience in L&amp;H business</li><li>Significant experience in IT system / Tool development including writing data and business specifications</li><li>Experience in managing teams</li></ul>Technical skills<ul><li>Robust P&amp;C (Re)Insurance, Reserving and Finance know-how; Risk Capital modelling knowledge is a plus</li><li>Extensive IT skills (SAS, SQL/Oracle, MS Office incl. VBA/PowerQuery and relevant expert systems such as ResQ and Unify)</li><li>In-depth understanding of P&amp;C reserving processes and dataflows; strong interest and ideally experience in designing or streamlining reserving processes</li><li>Knowledge of accounting and reporting standards, especially IFRS 17 is a plus</li><li>Reinsurance expertise is a plus</li></ul>General skills<ul><li>Ability to deliver results in a complex and high-speed environment</li><li>Excellent analytical, conceptual and problem-solving skills in order to identify solutions for business challenges</li><li>Strong communication skills</li><li>Ability to work in an international and multi-cultural environment and to collaborate with actuaries as well as colleagues across other disciplines</li><li>Highly motivated, open-minded and forward-thinking</li><li>Provide leadership within the “People Attributes”-framework of the Allianz Group</li><li>Excellent command of English, German is a plus</li></ul>About usAllianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us.We at Allianz believe in a diverse and inclusive workforce and are proud to be an equal opportunity employer. We encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love or what you believe in.We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, disability or sexual orientation.Join us. Let's care for tomorrow.Note: Diversity of minds is an integral part of Allianz’ company culture. One means to achieve diverse teams is a regular rotation of Allianz Executive employees across functions, Allianz entities and geographies. Therefore, the company encourages its employees to have motivation in gaining varied skills from different positions and to collect experiences from across Allianz Group.

DescriptionThe NY/NJ Life office of Milliman provides consulting services to a broad array of clients in the life insurance and financial services industries. We are looking for a self-motivated actuarial student to work closely with consulting actuaries on a variety of projects, such as actuarial due diligence, actuarial modeling in MG-ALFA, and analysis of life insurance blocks. This position provides excellent opportunities for professional development and on-the-job learning. While the job location is remote, a remote candidate will be expected to work in the NYC office from time to time.What You Will Do<ul><li>Develop actuarial projections for life insurance and annuity blocks in MG-ALFA,</li><li>Review, organize and analyze data (e.g., liability in-force data, mortality and/or lapse experience data),</li><li>Assist in developing deal models in Microsoft Excel for transaction (i.e., merger, acquisition, financing) assignments,</li><li>Perform static and dynamic model validations,</li><li>Assist in preparation of written actuarial reports and opinions,</li><li>Assist with research projects, and</li><li>Work independently to complete tasks.</li></ul>What We Are Looking ForProfessional Qualifications<ul><li>Obtaining a Bachelor's degree in actuarial science, mathematics/statistics, or another related field.</li><li>Prior experience in an actuarial role (particularly if related to onshore/offshore reinsurance).</li><li>Prior experience with deal modeling (e.g., spreadsheet modeling of potential reinsurance transactions).</li><li>Introductory knowledge of non-U.S. insurance regulations (Bermuda, Cayman Islands).</li><li>Passed at least four actuarial exams.</li></ul>Personal Qualifications<ul><li>Desire and ability to interact and communicate effectively (written and oral) with colleagues and clients.</li><li>Ability to analyze and apply creative problem solving both independently and within a team.</li></ul>Preferred Qualifications<ul><li>Demonstrated experience/interest in programming or data science, including advanced experience with Microsoft Excel and experience with Microsoft Access / AQL, VBA or other database languages such as Python, SAS, or R.</li><li>Familiarity with life/health/annuity products, especially variable annuities, indexed annuities, or indexed universal life.</li><li>Experience working at life/health/annuity insurer, actuarial consulting practice, or investment firm or investment bank servicing the life insurance industry.</li><li>Familiarity with fixed income assets, equity derivatives, and interest rate derivatives.</li><li>Familiarity with statutory and US GAAP reporting.</li></ul>The TeamThe NY/NJ Life practice is comprised of approximately 15 full-time staff who support clients in a wide range of actuarial-related services. We are looking for a candidate who will be able to balance multiple projects with multiple members of the team.LocationThe expected application deadline for this job is April 15, 2024. This is a remote position. Candidates hired into this role may work onsite in select Milliman office locations, if they prefer.CompensationThe hourly salary range, including locations in NY state but outside of New York City, is $19 to $36, and the New York City salary range is $25 to $43. Both ranges are dependent upon a combination of factors, including but not limited to education, relevant work experience, qualifications, skills, certifications, location, etc.Benefits<ul><li>When an intern, temporary, or seasonal employee reaches 1,000 hours worked within 12 consecutive months, they become eligible for a 401(k) plan with matching program and profit sharing contribution</li><li>Employee Assistance Program (EAP)</li><li>Paid Time Off (PTO) starts accruing on the first day of work and can be used for any reason. Interns, Temporary, and Seasonal Employees will earn PTO each pay period, with an accrual rate of 1 hour for every 30 hours worked.</li></ul>Equal OpportunityAll qualified applicants will receive consideration for employment, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Job Summary:This is a mid-level analyst position within the Risk Adjustment department. This position will require deep and significant analysis, and data-mining, to ensure accurate claims/encounter data. Develop mathematical modeling techniques and statistical concepts to determine probability and assess risks. This position will need to work closely with a multitude of departments, being able to rapidly understand and navigate new situations and to create solutions on the go.<ul><li>Perform and support trend analysis</li><li>Perform risk adjustment analytical studies that involve manipulations of large amounts of data.</li><li>Identify patterns and trends in diagnostic coding practice in conjunction with risk score measurement.</li><li>Conduct gap analysis and data collection and validation.</li><li>Stay abreast of government regulations as related to the 3R's.</li><li>Quantify and project risk scores and revenue for the Medicare line of business</li><li>Serve as subject matter expert for Medicare regulations, procedures, and requirements</li><li>Conduct complex actuarial analyses to assess risk scores</li><li>Create data-driven solutions for capturing risk and improving quality of care for our members</li><li>Perform vendor return on investment analyses to determine ongoing benefit and decision support</li><li>Develop and execute work plans that may involve collaboration with more than one team</li><li>Identify systems and operational problems, and recommend solutions and changes to streamline procedures for more effective reporting</li><li>Perform root cause analysis</li><li>Present and explain results to executive leadership</li><li>Other responsibilities as assigned</li><li>Analyze enrollment and claims data for patterns and trends to identify opportunities to improve documentation and coding.</li><li>Monthly P&amp;L financial reconciliations and frequent liaisons with the Finance team</li><li>Present reports, explaining their implications to managers and directors, and advising on risk limitation</li><li>Communicating with internal clients and carrying out relationships with financial directors and stakeholders</li><li>Ad-hoc modeling and projects.</li></ul>Education/Experience:<ul><li>Requires a Bachelor's degree, preferably within Mathematics, Statistics, Actuarial Sciences, or a related field from an accredited college or university</li><li>Requires 4+ years of actuarial and/or statistics experience</li><li>Experience in the health insurance industry preferred</li><li>Associate, Society of Actuaries (ASA) preferred</li></ul>Knowledge:<ul><li>Requires working knowledge of Excel</li><li>Prefers working knowledge of Access or other database application</li><li>Prefers experience with SAS or another programming language</li><li>Prefers knowledge of data analysis and Actuarial principles</li><li>Requires good oral and written communication skills</li><li>Requires strong analytical thinking</li><li>Requires strong mathematical skill and statistical analysis abilities</li><li>Requires good judgment and problem-solving skills</li><li>Medicare or Commercial Risk Adjustment experience</li><li>Other healthcare experience, especially technical experience</li></ul>Salary Range: $84,700 - $115,605This compensation range is specific to the job level and takes into account the wide range of factors that are considered in making compensation decisions, including but not limited to: education, experience, licensure, certifications, geographic location, and internal equity. This range has been created in good faith based on information known to Horizon at the time of posting. Compensation decisions are dependent on the circumstances of each case. Horizon also provides a comprehensive compensation and benefits package which includes:<ul><li>Comprehensive health benefits (Medical/Dental/Vision)</li><li>Retirement Plans</li><li>Generous PTO</li><li>Incentive Plans</li><li>Wellness Programs</li><li>Paid Volunteer Time Off</li><li>Tuition Reimbursement</li></ul>Horizon Blue Cross Blue Shield of New Jersey is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, protected veteran status or status as an individual with a disability and any other protected class as required by federal, state or local law. Horizon will consider reasonable accommodation requests as part of the recruiting and hiring process.Horizon BCBSNJ employees must live in New Jersey, New York, Pennsylvania, Connecticut or Delaware

The Chicago office of Milliman Inc. is looking for enthusiastic and qualified candidates to join its Life and Financial Services practice for an internship/co-op work term. The candidate will be assigned to work in either the Mergers and Acquisitions or the Financial Risk Management group. The two groups work closely together on mergers and acquisitions projects and other assignments such as risk-based capital impact analysis.Mergers &amp; AcquisitionsMilliman is the industry leader in merger and acquisitions; we have been either on the seller or buyer side of all major transactions for the last 20 years. When it comes to sorting through the complexities of insurance industry mergers and acquisitions, Milliman offers unparalleled experience. We have been involved in all successful life M&amp;A transactions in the past five years, representing value in excess of $100 billion.Our sophisticated financial models are relied upon to deliver accurate projections and valuations of company assets. Because we never serve as a broker, we are a trusted source of independent analysis on a proposed deal's valuation, merits and weaknesses. In many cases, the deal valuation is only the beginning and we are brought on to consult management on implementation and post-transaction action plans.Financial Risk ManagementWe have a focused, multi-disciplinary team of actuaries, financial engineers / capital markets professionals and software developers working together to develop risk management solutions for the financial services industry. We currently advise some of the world's largest insurance companies in areas such as hedging strategy and operations, portfolio risk management, capital requirements, and mergers and acquisitions.Job ResponsibilitiesMergers &amp; Acquisitions<ul><li>Merger and acquisition projects, covering a range of valuation metrics and functions including pricing, modeling, asset liability management, cash flow testing, statutory, tax, and GAAP valuation.</li><li>Merger and acquisitions due diligence including review of assumptions, risks and operations of the business.</li><li>Evaluating the appropriateness of modifying product features in reducing a company's risk exposure</li><li>Other projects including development of new products for financial services companies, risk-based capital impact analysis and developing economic capital models under various frameworks</li></ul>Financial Risk Management<ul><li>Designing and executing scalable dynamic hedging programs to manage equity guarantee risk and meet strategic risk management objectives</li><li>Pricing and developing new products for financial services companies</li><li>Building stochastic models for hedging, GAAP, statutory valuation, and/or appraisals of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Merger and acquisitions due diligence including review of assumptions, risks and operations of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Evaluating the appropriateness of exotic derivatives in reducing a company's risk exposure</li><li>Determining the impact of various risk management programs with respect to M&amp;A transactions</li></ul>Skills &amp; AttributesRequired:<ul><li>Currently enrolled in a Bachelors or Masters level academic program in Actuarial Science or another program of study similarly focused on mathematics, quantitative analysis and/or programming</li><li>Completion of at least one Society of Actuaries (SOA) exam and actively pursuing the FSA, FRM, or CFA designation</li></ul>Desired:<ul><li>One, or more, prior internships, preferably with a focus on learning and applying technical skills</li><li>Strong quantitative background with actuarial modeling experience in life insurance, risk management or investments</li><li>Understanding of capital markets and modern finance concepts (option pricing, portfolio theory, etc.)</li><li>Proficiency in Excel and VBA. Knowledge of SAS, C++, C#, and other programming languages a plus</li><li>Experience with MG-ALFA or other actuarial valuation software would be an asset</li><li>Ability to analyze and apply creative problem solving both independently and within a team</li><li>Excellent project management skills, including communication and time management skills</li><li>Self-motivated individual with a sense of intellectual curiosity and a results-oriented work ethic</li></ul>Candidates hired into this role will be required to work in-person in the Milliman office in Chicago, IL on a weekly basis, but flexible work arrangements will be considered.Benefits (US only)<ul><li>When an intern, temporary, or seasonal employee reaches 1,000 hours worked within 12 consecutive months, they become eligible for a 401(k) plan with matching program and profit sharing contribution</li><li>Employee Assistance Program (EAP)</li><li>Paid Time Off (PTO) starts accruing on the first day of work and can be used for any reason. Interns, Temporary, and Seasonal Employees will earn PTO each pay period, with an accrual rate of 1 hour for every 30 hours worked.</li></ul>All qualified applicants will receive consideration for employment, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Who Are We?Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.Compensation OverviewThe annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.Salary Range$127,900.00 – $211,100.00What Is the Opportunity?The Director, Actuarial and Analytics is an analytic leadership role that is responsible for the implementation of a variety of actuarial/statistical techniques and analyses utilizing data expertise, business understanding, project management and relationship skills to advance business outcomes. This role is expected to execute strategic and operational initiatives, drive change within assigned unit, provide analytical insights and recommendations to leadership and business partners, and share ownership of the business’s financial results.The Director, Actuarial and Analytics will work within broad limits and authority on complex assignments requiring specialized knowledge and expertise in breadth and/or depth in one or more of the following areas: Actuarial and/or research methods, Advanced statistical analyses, Broad business knowledge, In-depth Line of Business knowledge, Broader awareness of enterprise Actuarial &amp; Analytics community. This position will eventually have a team of 1-2 people reporting to it.Our team is responsible for the design, execution and monitoring of frictionless underwriting initiatives. This position would be involved with continuing our utilizing AI to automate various operations and underwriting processes and workflows. We also support third party data, and how best to utilize this evolving data in the various steps of the insurance process.This role encourages innovative and creative analysis of quantitative data to find the best solution forward. In this role you will work closely with Product Management, Underwriting, Business Intelligence, IT, and several Enterprise groups, broadening your exposure to other BSI functional areas and enhancing your communication and influencing abilities.If you like the idea of being on the ‘transform’ side of our perform/transform business model as well as enjoy working closely with business.What Will You Do?Strategy:<ul><li>Assess, prioritize, influence and communicate strategic initiative options to senior leaders.</li><li>Demonstrate effective execution and completion of assigned strategic initiatives and projects.</li><li>Regularly generate process improvements and explore opportunities for innovation.</li><li>Lead assigned unit strategic initiatives (narrow scope, limited and well defined) and cross-unit initiatives on a limited basis and is expected to participate in Enterprise initiatives on a limited basis.</li></ul>Operational:<ul><li>Independently perform actuarial and analytic analyses to solve business problems and apply judgment appropriately.</li><li>Drive day to day execution within unit. Support broad department initiatives.</li><li>Promote efficiency across primary working group, balancing additional effort against incremental lift gained from work.</li><li>Begin to make decisions independently in accordance with department practices.</li><li>Provide direction and review others’ analytical work.</li><li>Translate business requests into analytical solutions.</li><li>Provide support as necessary for initiatives across the Enterprise within the scope of influence.</li></ul>Communication:<ul><li>Communicates on a regular basis with staff, peers and business partners and on an occasional basis with senior leaders.</li><li>Tailors communication of analysis, project results, and other business initiatives to audience.</li><li>Communicates technical topics to non-technical audiences with limited guidance.</li><li>Leads group discussions with primary working group.</li><li>Creates formal written communication such as memos or presentations with limited guidance.</li><li>Able to influence and collaborate with peers and partners to take actions to enhance business outcomes.</li></ul>Talent:<ul><li>Staff responsibilities are likely to include direct management of a small team of individual contributors.</li><li>Acquisition, retention, and development of talent for assigned unit.</li><li>Execute and communicate talent development processes, including performance and personal development goals.</li><li>Succession planning and talent assessment recommendations.</li><li>Performance management.</li><li>Support staff engagement cross Enterprise initiatives.</li><li>Mentor less experienced talent across the Enterprise.</li><li>Onboard new employees and interns in unit.</li><li>Support various training and skill development initiatives across Segment and the Enterprise.</li><li>May provide support for recruiting efforts and candidate talent assessment efforts.</li><li>Perform other duties as assigned.</li></ul>What Will Our Ideal Candidate Have?<ul><li>College degree in STEM related field.</li><li>Associate Actuarial Credential preferred.</li><li>7+ years of quantitative analysis experience.</li><li>Strong understanding of insurance products and industry.</li><li>Demonstrated ability in actuarial and quantitative analysis and statistical concepts.</li><li>Management experience.</li><li>Excellent communication, collaboration and relationship-building skills.</li><li>Ability to present and translate complex information in relevant business terms.</li><li>Strong PC skills (MS Office) and programming skills (eg. SQL, SAS).</li></ul>Leadership:<ul><li>Begins to challenge conventional thinking.</li><li>Takes ownership of projects related to strategic initiatives and makes recommendations to influence business outcomes.</li><li>Proficient in Leading Self, exhibiting decisiveness and self-awareness while also effectively managing ambiguity.</li><li>Initial development of Leading Others, including modeling the way for others and effectively leading team projects.</li><li>Initial development of Leading the Business, including actively engaging in driving business results, broad thinking and promoting an Enterprise culture.</li></ul>Business Acumen:<ul><li>Has an in-depth understanding and knowledge of certain key business drivers and disciplines such as: underwriting, products, reinsurance, distribution, sales, operations, risk control, claim, and financials.</li><li>Able to effectively utilize this business knowledge in developing and implementing analytic solutions.</li><li>Has a general perspective of the industry and developing trends, including: technology, analytic methodology, products, and performance of competitors.</li><li>Is familiar with other key business drivers and disciplines.</li></ul>Relationship Management:<ul><li>Proactively build and own professional business relationships across the Enterprise.</li><li>Generate and solicit ideas, and build consensus</li><li>Aware of potential conflict and address proactively.</li><li>Acknowledge accomplishments of others within your primary working group.</li><li>Set and manage expectations with business partners for large projects.</li><li>Understand diverse perspectives to effectively accomplish

Horizon BCBSNJ employees must live in New Jersey, New York, Pennsylvania, Connecticut or DelawareThis is a mid-level analyst position within the Risk Adjustment department. This position will require deep and significant analysis, and data-mining, to ensure accurate claims/encounter data. Develop mathematical modeling techniques and statistical concepts to determine probability and assess risks. This position will need to work closely with a multitude of departments, being able to rapidly understand and navigate new situations and to be able to create solutions on the go.<ul><li>Perform and support trend analysis</li><li>Perform risk adjustment analytical studies that involve manipulations of large amounts of data.</li><li>Identify patterns and trends in diagnostic coding practice in conjunction with risk score measurement.</li><li>Conduct gap analysis and data collection and validation.</li><li>Stay abreast of government regulations as related to the 3R’s.</li><li>Quantify and project risk scores and revenue for the Medicare line of business</li><li>Serve as subject matter expert for Medicare regulations, procedures, and requirements</li><li>Conduct complex actuarial analyses to assess risk scores</li><li>Create data-driven solutions for capturing risk and improving quality of care for our members</li><li>Perform vendor return on investment analyses to determine ongoing benefit and decision support</li><li>Develop and execute work plans that may involve collaboration with more than one team</li><li>Identify systems and operational problems, and recommend solutions and changes to streamline procedures for more effective reporting</li><li>Perform root cause analysis</li><li>Present and explain results to executive leadership</li><li>Other responsibilities as assigned</li><li>Analyze enrollment and claims data for patterns and trends to identify opportunity to improve documentation and coding.</li><li>Monthly P&amp;L financial reconciliations and frequent liaisons with the Finance team</li><li>Present reports, explaining their implications to managers and directors, and advising on risk limitation</li><li>Communicating with internal clients and carrying out relationship with financial directors and stakeholders</li><li>Ad-hoc modeling and projects.</li></ul>Education/Experience:<ul><li>Requires a Bachelor’s degree, preferably within Mathematics, Statistics, Actuarial Sciences or a related field from an accredited college or university</li><li>Requires 4+ years of actuarial and/or statistics experience</li><li>Experience in the health insurance industry preferred</li><li>Associate, Society of Actuaries (ASA) preferred</li></ul>Knowledge:<ul><li>Requires working knowledge of Excel</li><li>Prefers working knowledge of Access or other database application</li><li>Prefers experience with SAS or other programming language</li><li>Prefers knowledge of data analysis and Actuarial principles</li><li>Requires good oral and written communication skills</li><li>Requires strong analytical thinking</li><li>Requires strong mathematical skill and statistical analysis abilities</li><li>Requires good judgment and problem-solving skills</li><li>Medicare or Commercial Risk Adjustment experience</li><li>Other healthcare experience, especially technical experience</li></ul>Salary Range:$83,000 - $113,295This compensation range is specific to the job level and takes into account the wide range of factors that are considered in making compensation decisions, including but not limited to: education, experience, licensure, certifications, geographic location, and internal equity. This range has been created in good faith based on information known to Horizon at the time of posting. Compensation decisions are dependent on the circumstances of each case. Horizon also provides a comprehensive compensation and benefits package which includes:<ul><li>Comprehensive health benefits (Medical/Dental/Vision)</li><li>Retirement Plans</li><li>Generous PTO</li><li>Incentive Plans</li><li>Wellness Programs</li><li>Paid Volunteer Time Off</li><li>Tuition Reimbursement</li></ul>Horizon Blue Cross Blue Shield of New Jersey is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, protected veteran status or status as an individual with a disability and any other protected class as required by federal, state or local law. Horizon will consider reasonable accommodation requests as part of the recruiting and hiring process.

The KPMG Actuarial and Advanced Analytics team in Canberra has grown significantly over the last two years and has become a trusted advisor delivering innovative actuarial and high-end data science services and products to our government clients, but also more broadly supporting the national team across the Financial Services and other private sectors.We are looking for talented people with strong actuarial background to partner with the KPMG Canberra and the broader national team, provide a unique actuarial perspective and leverage the actuarial skillset and mindset on a diverse range of assignments for the Australian Government.Your opportunity:<ul><li>Partner with over 800 professionals in Canberra and drive opportunity identification and thought leadership for various government clients.</li><li>Work closely with partners, directors and other experienced staff in multidisciplinary teams to solve client problems.</li><li>Have client facing opportunities and be involved in whole projects not just tasks, giving you the opportunity to gain a broad understanding of wider business issues.</li><li>Contribute to capability development, internal knowledge sharing through identification of emerging themes, problems and opportunities.</li><li>Use insight to present compelling stories that deliver tangible value to clients.</li><li>Apply actuarial and data analytics skills to help our government clients make better policy decisions, understand the financial and human impacts of strategic initiatives, assess costs of policies/ reforms and develop corresponding funding models, optimise the use of finite resources for better citizen outcomes and provide assurance over complex government programmes.</li><li>Develop and implement new client offerings, leveraging the latest technology and KPMG's alliance partnerships.</li></ul>How are you extraordinary?<ul><li>You love being part of a collaborative and multidisciplinary team and building strong relationships both internally and externally.</li><li>You are tuned in to business development opportunities, with confidence creating effective sales material including proposals, case studies, and other sector-specific material.</li><li>You are able to digest, distil, and communicate complex concepts in both written and verbal forms.</li></ul>You bring to the role:<ul><li>These roles can be tailored to fit the talented individual with the right aspirations.</li><li>Nearly qualified or qualified as an actuary you will ideally have:</li><li>Senior Consultant (typically 2 to 5 years' experience) and Manager (typically 5 to 10 years' experience) levels. Enquiries from more senior people are welcome.</li><li>Interest and experience in applying actuarial and data analytics skills outside of traditional actuarial areas of work.</li><li>Commercial acumen to proactively identify and understand business needs and be able to suggest impactful solutions.</li><li>Ability to translate complex actuarial or analytical insights and/or outcomes into presentations (written and verbal) to senior stakeholders (both internal and external).</li><li>Practical experience in Python, R, SAS, Teradata and SQL.</li><li>Minimum NV1 clearance level is required.</li></ul>You will have a passion for using technology, data and analytics to maximise the value actuaries can bring to organisations, and an ability to manage multiple tasks at the same time. You will want to be a consultant and be passionate about making a difference to your clients, progressive in your thinking and willing to invest in your own career and develop in a supportive team environment.Additional Information:KPMG is a professional services firm with global outreach and deep sector experience. We work with clients across an array of industries to solve complex challenges, steer change and enable growth. Our people are what make KPMG the thriving workplace that it is and what sets us apart is that we know great minds think differently. Collaborate with a team of passionate, highly skilled professionals who've got your back. You'll build relationships with unique and diverse colleagues who will provide you with the support you need to be your best and produce meaningful and impactful work in an inclusive, equitable culture.At KPMG, you'll take control over how you work. We're embracing a new way of working in many ways, from offering flexible hours and locations to generous paid parental leave and career breaks. Our people enjoy a variety of exciting perks, including retail discounts, health and wellbeing initiatives, learning and growth opportunities, salary packaging options and more.Diverse candidates have diverse needs. During your recruitment journey, information will be provided about adjustment requests. If you require additional support before submitting your application, please contact the Talent Support Team.At KPMG every career is different, and we look forward to seeing how you grow with us.

Actuarial Intern – Student OpportunityThe Chicago office of Milliman Inc. is looking for enthusiastic and qualified candidates to join its Life and Financial Services practice for an internship/co-op work term. The candidate will be assigned to work in either the Mergers and Acquisitions or the Financial Risk Management group. The two groups work closely together on mergers and acquisitions projects and other assignments such as risk-based capital impact analysis.Mergers &amp; AcquisitionsMilliman is the industry leader in merger and acquisitions; we have been either on the seller or buyer side of all major transactions for the last 20 years. When it comes to sorting through the complexities of insurance industry mergers and acquisitions, Milliman offers unparalleled experience. We have been involved in all successful life M&amp;A transactions in the past five years, representing value in excess of $100 billion.Our sophisticated financial models are relied upon to deliver accurate projections and valuations of company assets. Because we never serve as a broker, we are a trusted source of independent analysis on a proposed deal’s valuation, merits and weaknesses. In many cases, the deal valuation is only the beginning and we are brought on to consult management on implementation and post-transaction action plansFinancial Risk ManagementWe have a focused, multi-disciplinary team of actuaries, financial engineers / capital markets professionals and software developers working together to develop risk management solutions for the financial services industry. We currently advise some of the world's largest insurance companies in areas such as hedging strategy and operations, portfolio risk management, capital requirements, and mergers and acquisitions.Job ResponsibilitiesMergers &amp; AcquisitionsThe Mergers and Acquisitions role would potentially be involved in the following type of projects:<ul><li>Merger and acquisition projects, covering a range of valuation metrics and functions including pricing, modeling, asset liability management, cash flow testing, statutory, tax, and GAAP valuation.</li><li>Merger and acquisitions due diligence including review of assumptions, risks and operations of the business.</li><li>Evaluating the appropriateness of modifying product features in reducing a company's risk exposure</li><li>Other projects including development of new products for financial services companies, risk-based capital impact analysis and developing economic capital models under various frameworks</li></ul>Financial Risk ManagementThe Financial Risk Management role would potentially be involved in the following types of projects:<ul><li>Designing and executing scalable dynamic hedging programs to manage equity guarantee risk and meet strategic risk management objectives</li><li>Pricing and developing new products for financial services companies</li><li>Building stochastic models for hedging, GAAP, statutory valuation, and/or appraisals of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Merger and acquisitions due diligence including review of assumptions, risks and operations of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Evaluating the appropriateness of exotic derivatives in reducing a company's risk exposure</li><li>Determining the impact of various risk management programs with respect to M&amp;A transactions</li></ul>Skills &amp; AttributesRequired:<ul><li>Currently enrolled in a Bachelors or Masters level academic program in Actuarial Science or another program of study similarly focused on mathematics, quantitative analysis and/or programming</li><li>Completion of at least one Society of Actuaries (SOA) exam and actively pursuing the FSA, FRM, or CFA designation</li></ul>Desired:<ul><li>One, or more, prior internships, preferably with a focus on learning and applying technical skills</li><li>Strong quantitative background with actuarial modeling experience in life insurance, risk management or investments</li><li>Understanding of capital markets and modern finance concepts (option pricing, portfolio theory, etc.)</li><li>Proficiency in Excel and VBA. Knowledge of SAS, C++, C#, and other programming languages a plus</li><li>Experience with MG-ALFA or other actuarial valuation software would be an asset</li><li>Ability to analyze and apply creative problem solving both independently and within a team</li><li>Excellent project management skills, including communication and time management skills</li><li>Self-motivated individual with a sense of intellectual curiosity and a results-oriented work ethic</li></ul>Candidates hired into this role will be required to work in-person in the Milliman office in Chicago, IL on a weekly basis, but flexible work arrangements will be considered.Benefits (US only)<ul><li>When an intern, temporary, or seasonal employee reaches 1,000 hours worked within 12 consecutive months, they become eligible for a 401(k) plan with matching program and profit sharing contribution</li><li>Employee Assistance Program (EAP)</li><li>Paid Time Off (PTO) starts accruing on the first day of work and can be used for any reason. Interns, Temporary, and Seasonal Employees will earn PTO each pay period, with an accrual rate of 1 hour for every 30 hours worked.</li></ul>All qualified applicants will receive consideration for employment, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThe contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

Who we areAmerican International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security.Get to know the businessGeneral Insurance is a leading provider of insurance products and services for commercial and personal insurance customers. It includes one of the world’s most far-reaching property casualty networks. General Insurance offers a broad range of products to customers through a diversified, multichannel distribution network.About the roleWe are seeking an actuarial professional with industry expertise to assist with the Environmental business. The Actuary will be mainly responsible for pricing and supporting the Environmental Profit Centre. The position involves profitability analysis/ deep dive and benchmarking for Environmental and General Liability Exposures (EAGLE) Program, Contractors Pollution Liability (CPL), and Underground Storage Tank (UST). Additional duties include assisting with reserve analysis, planning, and financial reporting for Schedule P and other annual statement exhibits. They will partner with other actuaries in implementing best practices, analytical techniques and assessing the impact of loss trends and claims emergence.What you need to know<ul><li>Work closely with underwriting to develop pricing, underwriting strategies, identify pockets of profitable growth opportunities and future underwriting actions.</li><li>Support the business review process and portfolio deep dives, which include reviewing underwriting actions impacting loss ratios to access impact on current and future performance.</li><li>Ensure accuracy of quoting and rating systems by working with Underwriters.</li><li>Ensure execution of rate level indications, portfolio profitability exercise and rate reviews within planned time frame</li><li>Collaborate with data team to drive process improvement and achieve actuarial transformation goals</li><li>Development and production of premium adequacy reports and budget loss ratio estimates for various segments.</li><li>Perform peer review for actuarial work products.</li><li>Perform environmental annual reserve studies, which include Primary and Excess General Liability, Auto Liability, CPL, and non-standard lines such as Mass Tort and Pollution.</li><li>Provide actuarial support for quarterly closings and year-end financial reporting.</li><li>Communicate with and advise senior management, underwriters, comptrollers, claims department.</li><li>Work effectively as part of a team and train junior staff in order to achieve financial, strategic and operational objectives</li></ul>What we are looking for<ul><li>BS in Actuarial Science, Mathematics, Statistics, or related area</li><li>ACAS or nearing ACAS</li><li>4 years or more experience in commercial casualty pricing preferred</li><li>Strong analytical and problem-solving skills</li><li>Work well both independently and as part of a team</li><li>Proficiency in Excel, SQL, SAS, Python, R, or other programming languages preferred</li><li>Strong business and collaboration skills and responsive to service needs and operational demands</li><li>Effective time management skill</li><li>Excellent communication, presentation, and interpersonal skills</li></ul>For positions based in NYC, the base salary range is $107,000-$133,000. In addition, the position is eligible for a bonus in accordance with the terms of the applicable incentive plan. We’re proud to offer a range of competitive benefits, a summary of which can be viewed here: AIG Benefits Overview.A look at our BenefitsWe're proud to offer a range of employee benefits and resources that help you protect what matters most - your health care, savings, financial protection and wellbeing. We provide a variety of leaves for personal, health, family and military needs. Our global mental health and wellness days off provide all colleagues with a paid day off to focus on their mental health and wellbeing.We also believe in fostering our colleagues' development and offer a range of learning opportunities for colleagues to hone their professional skills to position themselves for the next steps of their careers. We have a tuition reimbursement program for eligible colleagues to enhance their education, skills, and knowledge in areas that relate to their current position or future positions to which they may transfer or progress.We are an Equal Opportunity EmployerAmerican International Group, Inc., its subsidiaries and affiliates are committed to be an Equal Opportunity Employer and its policies and procedures reflect this commitment. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories such as sexual orientation. At AIG, we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.

Actuarial Intern – Student OpportunityThe Chicago office of Milliman Inc. is looking for enthusiastic and qualified candidates to join its Life and Financial Services practice for an internship/co-op work term. The candidate will be assigned to work in either the Mergers and Acquisitions or the Financial Risk Management group. The two groups work closely together on mergers and acquisitions projects and other assignments such as risk-based capital impact analysis.Mergers &amp; AcquisitionsMilliman is the industry leader in merger and acquisitions; we have been either on the seller or buyer side of all major transactions for the last 20 years. When it comes to sorting through the complexities of insurance industry mergers and acquisitions, Milliman offers unparalleled experience. We have been involved in all successful life M&amp;A transactions in the past five years, representing value in excess of $100 billion. Our sophisticated financial models are relied upon to deliver accurate projections and valuations of company assets. Because we never serve as a broker, we are a trusted source of independent analysis on a proposed deal’s valuation, merits and weaknesses. In many cases, the deal valuation is only the beginning and we are brought on to consult management on implementation and post-transaction action plansFinancial Risk ManagementWe have a focused, multi-disciplinary team of actuaries, financial engineers / capital markets professionals and software developers working together to develop risk management solutions for the financial services industry. We currently advise some of the world's largest insurance companies in areas such as hedging strategy and operations, portfolio risk management, capital requirements, and mergers and acquisitions.Job ResponsibilitiesMergers &amp; AcquisitionsThe Mergers and Acquisitions role would potentially be involved in the following type of projects:<ul><li>Merger and acquisition projects, covering a range of valuation metrics and functions including pricing, modeling, asset liability management, cash flow testing, statutory, tax, and GAAP valuation.</li><li>Merger and acquisitions due diligence including review of assumptions, risks and operations of the business.</li><li>Evaluating the appropriateness of modifying product features in reducing a company's risk exposure</li><li>Other projects including development of new products for financial services companies, risk-based capital impact analysis and developing economic capital models under various frameworks</li></ul>Financial Risk ManagementThe Financial Risk Management role would potentially be involved in the following types of projects:<ul><li>Designing and executing scalable dynamic hedging programs to manage equity guarantee risk and meet strategic risk management objectives</li><li>Pricing and developing new products for financial services companies</li><li>Building stochastic models for hedging, GAAP, statutory valuation, and/or appraisals of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Merger and acquisitions due diligence including review of assumptions, risks and operations of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Evaluating the appropriateness of exotic derivatives in reducing a company's risk exposure</li><li>Determining the impact of various risk management programs with respect to M&amp;A transactions</li></ul>Skills &amp; AttributesRequired:<ul><li>Currently enrolled in a Bachelors or Masters level academic program in Actuarial Science or another program of study similarly focused on mathematics, quantitative analysis and/or programming</li><li>Completion of at least one Society of Actuaries (SOA) exam and actively pursuing the FSA, FRM, or CFA designation</li></ul>Desired:<ul><li>One, or more, prior internships, preferably with a focus on learning and applying technical skills</li><li>Strong quantitative background with actuarial modeling experience in life insurance, risk management or investments</li><li>Understanding of capital markets and modern finance concepts (option pricing, portfolio theory, etc.)</li><li>Proficiency in Excel and VBA. Knowledge of SAS, C++, C#, and other programming languages a plus</li><li>Experience with MG-ALFA or other actuarial valuation software would be an asset</li><li>Ability to analyze and apply creative problem solving both independently and within a team</li><li>Excellent project management skills, including communication and time management skills</li><li>Self-motivated individual with a sense of intellectual curiosity and a results-oriented work ethic</li></ul>Candidates hired into this role will be required to work in-person in the Milliman office in Chicago, IL on a weekly basis, but flexible work arrangements will be considered.Benefits (US only)<ul><li>When an intern, temporary, or seasonal employee reaches 1,000 hours worked within 12 consecutive months, they become eligible for a 401(k) plan with matching program and profit sharing contribution</li><li>Employee Assistance Program (EAP)</li><li>Paid Time Off (PTO) starts accruing on the first day of work and can be used for any reason. Interns, Temporary, and Seasonal Employees will earn PTO each pay period, with an accrual rate of 1 hour for every 30 hours worked.</li></ul>All qualified applicants will receive consideration for employment, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThe contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

The KPMG Actuarial and Advanced Analytics team in Canberra has grown significantly over the last two years and has become a trusted advisor delivering innovative actuarial and high-end data science services and products to our government clients, but also more broadly supporting the national team across the Financial Services and other private sectors.We are looking for talented people with strong actuarial background to partner with the KPMG Canberra and the broader national team, provide a unique actuarial perspective and leverage the actuarial skillset and mindset on a diverse range of assignments for the Australian Government.Your opportunity:<ul><li>Partner with over 800 professionals in Canberra and drive opportunity identification and thought leadership for various government clients.</li><li>Work closely with partners, directors and other experienced staff in multidisciplinary teams to solve client problems.</li><li>Have client facing opportunities and be involved in whole projects not just tasks, giving you the opportunity to gain a broad understanding of wider business issues.</li><li>Contribute to capability development, internal knowledge sharing through identification of emerging themes, problems and opportunities.</li><li>Use insight to present compelling stories that deliver tangible value to clients.</li><li>Apply actuarial and data analytics skills to help our government clients make better policy decisions, understand the financial and human impacts of strategic initiatives, assess costs of policies/ reforms and develop corresponding funding models, optimise the use of finite resources for better citizen outcomes and provide assurance over complex government programmes.</li><li>Develop and implement new client offerings, leveraging the latest technology and KPMG's alliance partnerships.</li></ul>How are you extraordinary?<ul><li>You love being part of a collaborative and multidisciplinary team and building strong relationships both internally and externally.</li><li>You are tuned in to business development opportunities, with confidence creating effective sales material including proposals, case studies, and other sector-specific material.</li><li>You are able to digest, distil, and communicate complex concepts in both written and verbal forms.</li></ul>You bring to the role:<ul><li>These roles can be tailored to fit the talented individual with the right aspirations.</li><li>Nearly qualified or qualified as an actuary you will ideally have:</li><li>Senior Consultant (typically 2 to 5 years' experience) and Manager (typically 5 to 10 years' experience) levels. Enquiries from more senior people are welcome.</li><li>Interest and experience in applying actuarial and data analytics skills outside of traditional actuarial areas of work.</li><li>Commercial acumen to proactively identify and understand business needs and be able to suggest impactful solutions.</li><li>Ability to translate complex actuarial or analytical insights and/or outcomes into presentations (written and verbal) to senior stakeholders (both internal and external).</li><li>Practical experience in Python, R, SAS, Teradata and SQL.</li></ul>You will have a passion for using technology, data and analytics to maximise the value actuaries can bring to organisations, and an ability to manage multiple tasks at the same time. You will want to be a consultant and be passionate about making a difference to your clients, progressive in your thinking and willing to invest in your own career and develop in a supportive team environment.Additional Information:KPMG is a professional services firm with global outreach and deep sector experience. We work with clients across an array of industries to solve complex challenges, steer change and enable growth. Our people are what make KPMG the thriving workplace that it is and what sets us apart is that we know great minds think differently.Collaborate with a team of passionate, highly skilled professionals who've got your back. You'll build relationships with unique and diverse colleagues who will provide you with the support you need to be your best and produce meaningful and impactful work in an inclusive, equitable culture.At KPMG, you'll take control over how you work. We're embracing a new way of working in many ways, from offering flexible hours and locations to generous paid parental leave and career breaks. Our people enjoy a variety of exciting perks, including retail discounts, health and wellbeing initiatives, learning and growth opportunities, salary packaging options and more.Diverse candidates have diverse needs. During your recruitment journey, information will be provided about adjustment requests. If you require additional support before submitting your application, please contact the Talent Support Team.At KPMG every career is different, and we look forward to seeing how you grow with us.

The Chicago office of Milliman Inc. is looking for enthusiastic and qualified candidates to join its Life and Financial Services practice for an internship/co-op work term. The candidate will be assigned to work in either the Mergers and Acquisitions or the Financial Risk Management group. The two groups work closely together on mergers and acquisitions projects and other assignments such as risk-based capital impact analysis.Mergers &amp; AcquisitionsMilliman is the industry leader in merger and acquisitions; we have been either on the seller or buyer side of all major transactions for the last 20 years. When it comes to sorting through the complexities of insurance industry mergers and acquisitions, Milliman offers unparalleled experience. We have been involved in all successful life M&amp;A transactions in the past five years, representing value in excess of $100 billion.Our sophisticated financial models are relied upon to deliver accurate projections and valuations of company assets. Because we never serve as a broker, we are a trusted source of independent analysis on a proposed deal’s valuation, merits and weaknesses. In many cases, the deal valuation is only the beginning and we are brought on to consult management on implementation and post-transaction action plansFinancial Risk ManagementWe have a focused, multi-disciplinary team of actuaries, financial engineers / capital markets professionals and software developers working together to develop risk management solutions for the financial services industry. We currently advise some of the world's largest insurance companies in areas such as hedging strategy and operations, portfolio risk management, capital requirements, and mergers and acquisitions.Job ResponsibilitiesMergers &amp; AcquisitionsThe Mergers and Acquisitions role would potentially be involved in the following type of projects:<ul><li>Merger and acquisition projects, covering a range of valuation metrics and functions including pricing, modeling, asset liability management, cash flow testing, statutory, tax, and GAAP valuation.</li><li>Merger and acquisitions due diligence including review of assumptions, risks and operations of the business.</li><li>Evaluating the appropriateness of modifying product features in reducing a company's risk exposure</li><li>Other projects including development of new products for financial services companies, risk-based capital impact analysis and developing economic capital models under various frameworks</li></ul>Financial Risk ManagementThe Financial Risk Management role would potentially be involved in the following types of projects:<ul><li>Designing and executing scalable dynamic hedging programs to manage equity guarantee risk and meet strategic risk management objectives</li><li>Pricing and developing new products for financial services companies</li><li>Building stochastic models for hedging, GAAP, statutory valuation, and/or appraisals of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Merger and acquisitions due diligence including review of assumptions, risks and operations of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Evaluating the appropriateness of exotic derivatives in reducing a company's risk exposure</li><li>Determining the impact of various risk management programs with respect to M&amp;A transactions</li></ul>Skills &amp; AttributesRequired:<ul><li>Currently enrolled in a Bachelors or Masters level academic program in Actuarial Science or another program of study similarly focused on mathematics, quantitative analysis and/or programming</li><li>Completion of at least one Society of Actuaries (SOA) exam and actively pursuing the FSA, FRM, or CFA designation</li></ul>Desired:<ul><li>One, or more, prior internships, preferably with a focus on learning and applying technical skills</li><li>Strong quantitative background with actuarial modeling experience in life insurance, risk management or investments</li><li>Understanding of capital markets and modern finance concepts (option pricing, portfolio theory, etc.)</li><li>Proficiency in Excel and VBA. Knowledge of SAS, C++, C#, and other programming languages a plus</li><li>Experience with MG-ALFA or other actuarial valuation software would be an asset</li><li>Ability to analyze and apply creative problem solving both independently and within a team</li><li>Excellent project management skills, including communication and time management skills</li><li>Self-motivated individual with a sense of intellectual curiosity and a results-oriented work ethic</li></ul>Candidates hired into this role will be required to work in-person in the Milliman office in Chicago, IL on a weekly basis, but flexible work arrangements will be considered.All qualified applicants will receive consideration for employment, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

The Chicago office of Milliman Inc. is looking for enthusiastic and qualified candidates to join its Life and Financial Services practice for an internship/co-op work term. The candidate will be assigned to work in either the Mergers and Acquisitions or the Financial Risk Management group.The two groups work closely together on mergers and acquisitions projects and other assignments such as risk-based capital impact analysis.Mergers &amp; AcquisitionsMilliman is the industry leader in merger and acquisitions; we have been either on the seller or buyer side of all major transactions for the last 20 years. When it comes to sorting through the complexities of insurance industry mergers and acquisitions, Milliman offers unparalleled experience. We have been involved in all successful life M&amp;A transactions in the past five years, representing value in excess of $100 billion.Our sophisticated financial models are relied upon to deliver accurate projections and valuations of company assets. Because we never serve as a broker, we are a trusted source of independent analysis on a proposed deal’s valuation, merits and weaknesses. In many cases, the deal valuation is only the beginning and we are brought on to consult management on implementation and post-transaction action plansFinancial Risk ManagementWe have a focused, multi-disciplinary team of actuaries, financial engineers / capital markets professionals and software developers working together to develop risk management solutions for the financial services industry. We currently advise some of the world's largest insurance companies in areas such as hedging strategy and operations, portfolio risk management, capital requirements, and mergers and acquisitions.Job ResponsibilitiesMergers &amp; AcquisitionsThe Mergers and Acquisitions role would potentially be involved in the following type of projects:<ul><li>Merger and acquisition projects, covering a range of valuation metrics and functions including pricing, modeling, asset liability management, cash flow testing, statutory, tax, and GAAP valuation.</li><li>Merger and acquisitions due diligence including review of assumptions, risks and operations of the business.</li><li>Evaluating the appropriateness of modifying product features in reducing a company's risk exposure</li><li>Other projects including development of new products for financial services companies, risk-based capital impact analysis and developing economic capital models under various frameworks</li></ul>Financial Risk ManagementThe Financial Risk Management role would potentially be involved in the following types of projects:<ul><li>Designing and executing scalable dynamic hedging programs to manage equity guarantee risk and meet strategic risk management objectives</li><li>Pricing and developing new products for financial services companies</li><li>Building stochastic models for hedging, GAAP, statutory valuation, and/or appraisals of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Merger and acquisitions due diligence including review of assumptions, risks and operations of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Evaluating the appropriateness of exotic derivatives in reducing a company's risk exposure</li><li>Determining the impact of various risk management programs with respect to M&amp;A transactions</li></ul>Skills &amp; AttributesRequired:<ul><li>Currently enrolled in a Bachelors or Masters level academic program in Actuarial Science or another program of study similarly focused on mathematics, quantitative analysis and/or programming</li><li>Completion of at least one Society of Actuaries (SOA) exam and actively pursuing the FSA, FRM, or CFA designation</li></ul>Desired:<ul><li>One, or more, prior internships, preferably with a focus on learning and applying technical skills</li><li>Strong quantitative background with actuarial modeling experience in life insurance, risk management or investments</li><li>Understanding of capital markets and modern finance concepts (option pricing, portfolio theory, etc.)</li><li>Proficiency in Excel and VBA. Knowledge of SAS, C++, C#, and other programming languages a plus</li><li>Experience with MG-ALFA or other actuarial valuation software would be an asset</li><li>Ability to analyze and apply creative problem solving both independently and within a team</li><li>Excellent project management skills, including communication and time management skills</li><li>Self-motivated individual with a sense of intellectual curiosity and a results-oriented work ethic</li></ul>Candidates hired into this role will be required to work in-person in the Milliman office in Chicago, IL on a weekly basis, but flexible work arrangements will be considered.All qualified applicants will receive consideration for employment, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Actuarial Intern – Student OpportunityThe Chicago office of Milliman Inc. is looking for enthusiastic and qualified candidates to join its Life and Financial Services practice for an internship/co-op work term. The candidate will be assigned to work in either the Mergers and Acquisitions or the Financial Risk Management group. The two groups work closely together on mergers and acquisitions projects and other assignments such as risk-based capital impact analysis.Mergers &amp; AcquisitionsMilliman is the industry leader in merger and acquisitions; we have been either on the seller or buyer side of all major transactions for the last 20 years. When it comes to sorting through the complexities of insurance industry mergers and acquisitions, Milliman offers unparalleled experience. We have been involved in all successful life M&amp;A transactions in the past five years, representing value in excess of $100 billion. Our sophisticated financial models are relied upon to deliver accurate projections and valuations of company assets. Because we never serve as a broker, we are a trusted source of independent analysis on a proposed deal’s valuation, merits and weaknesses. In many cases, the deal valuation is only the beginning and we are brought on to consult management on implementation and post-transaction action plansFinancial Risk ManagementWe have a focused, multi-disciplinary team of actuaries, financial engineers / capital markets professionals and software developers working together to develop risk management solutions for the financial services industry. We currently advise some of the world's largest insurance companies in areas such as hedging strategy and operations, portfolio risk management, capital requirements, and mergers and acquisitions.Job ResponsibilitiesMergers &amp; AcquisitionsThe Mergers and Acquisitions role would potentially be involved in the following type of projects:<ul><li>Merger and acquisition projects, covering a range of valuation metrics and functions including pricing, modeling, asset liability management, cash flow testing, statutory, tax, and GAAP valuation.</li><li>Merger and acquisitions due diligence including review of assumptions, risks and operations of the business.</li><li>Evaluating the appropriateness of modifying product features in reducing a company's risk exposure</li><li>Other projects including development of new products for financial services companies, risk-based capital impact analysis and developing economic capital models under various frameworks</li></ul>Financial Risk ManagementThe Financial Risk Management role would potentially be involved in the following types of projects:<ul><li>Designing and executing scalable dynamic hedging programs to manage equity guarantee risk and meet strategic risk management objectives</li><li>Pricing and developing new products for financial services companies</li><li>Building stochastic models for hedging, GAAP, statutory valuation, and/or appraisals of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Merger and acquisitions due diligence including review of assumptions, risks and operations of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Evaluating the appropriateness of exotic derivatives in reducing a company's risk exposure</li><li>Determining the impact of various risk management programs with respect to M&amp;A transactions</li></ul>Skills &amp; AttributesRequired:<ul><li>Currently enrolled in a Bachelors or Masters level academic program in Actuarial Science or another program of study similarly focused on mathematics, quantitative analysis and/or programming</li><li>Completion of at least one Society of Actuaries (SOA) exam and actively pursuing the FSA, FRM, or CFA designation</li></ul>Desired:<ul><li>One, or more, prior internships, preferably with a focus on learning and applying technical skills</li><li>Strong quantitative background with actuarial modeling experience in life insurance, risk management or investments</li><li>Understanding of capital markets and modern finance concepts (option pricing, portfolio theory, etc.)</li><li>Proficiency in Excel and VBA. Knowledge of SAS, C++, C#, and other programming languages a plus</li><li>Experience with MG-ALFA or other actuarial valuation software would be an asset</li><li>Ability to analyze and apply creative problem solving both independently and within a team</li><li>Excellent project management skills, including communication and time management skills</li><li>Self-motivated individual with a sense of intellectual curiosity and a results-oriented work ethic</li></ul>Candidates hired into this role will be required to work in-person in the Milliman office in Chicago, IL on a weekly basis, but flexible work arrangements will be considered.All qualified applicants will receive consideration for employment, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

The Chicago office of Milliman Inc. is looking for enthusiastic and qualified candidates to join its Life and Financial Services practice for an internship/co-op work term. The candidate will be assigned to work in either the Mergers and Acquisitions or the Financial Risk Management group.The two groups work closely together on mergers and acquisitions projects and other assignments such as risk-based capital impact analysis.Job ResponsibilitiesMergers &amp; AcquisitionsThe Mergers and Acquisitions role would potentially be involved in the following type of projects:<ul><li>Merger and acquisition projects, covering a range of valuation metrics and functions including pricing, modeling, asset liability management, cash flow testing, statutory, tax, and GAAP valuation.</li><li>Merger and acquisitions due diligence including review of assumptions, risks and operations of the business.</li><li>Evaluating the appropriateness of modifying product features in reducing a company's risk exposure</li><li>Other projects including development of new products for financial services companies, risk-based capital impact analysis and developing economic capital models under various frameworks</li></ul>Financial Risk ManagementThe Financial Risk Management role would potentially be involved in the following types of projects:<ul><li>Designing and executing scalable dynamic hedging programs to manage equity guarantee risk and meet strategic risk management objectives</li><li>Pricing and developing new products for financial services companies</li><li>Building stochastic models for hedging, GAAP, statutory valuation, and/or appraisals of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Merger and acquisitions due diligence including review of assumptions, risks and operations of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Evaluating the appropriateness of exotic derivatives in reducing a company's risk exposure</li><li>Determining the impact of various risk management programs with respect to M&amp;A transactions</li></ul>Skills &amp; AttributesRequired:<ul><li>Currently enrolled in a Bachelors or Masters level academic program in Actuarial Science or another program of study similarly focused on mathematics, quantitative analysis and/or programming</li><li>Completion of at least one Society of Actuaries (SOA) exam and actively pursuing the FSA, FRM, or CFA designation</li></ul>Desired:<ul><li>One, or more, prior internships, preferably with a focus on learning and applying technical skills</li><li>Strong quantitative background with actuarial modeling experience in life insurance, risk management or investments</li><li>Understanding of capital markets and modern finance concepts (option pricing, portfolio theory, etc.)</li><li>Proficiency in Excel and VBA. Knowledge of SAS, C++, C#, and other programming languages a plus</li><li>Experience with MG-ALFA or other actuarial valuation software would be an asset</li><li>Ability to analyze and apply creative problem solving both independently and within a team</li><li>Excellent project management skills, including communication and time management skills</li><li>Self-motivated individual with a sense of intellectual curiosity and a results-oriented work ethic</li></ul>Candidates hired into this role will be required to work in-person in the Milliman office in Chicago, IL on a weekly basis, but flexible work arrangements will be considered.All qualified applicants will receive consideration for employment, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

The Chicago office of Milliman Inc. is looking for enthusiastic and qualified candidates to join its Life and Financial Services practice for an internship/co-op work term. The candidate will be assigned to work in either the Mergers and Acquisitions or the Financial Risk Management group.The two groups work closely together on mergers and acquisitions projects and other assignments such as risk-based capital impact analysis.Candidates hired into this role will be required to work in-person in the Milliman office in Chicago, IL on a weekly basis, but flexible work arrangements will be considered.Mergers &amp; AcquisitionsMilliman is the industry leader in merger and acquisitions; we have been either on the seller or buyer side of all major transactions for the last 20 years. When it comes to sorting through the complexities of insurance industry mergers and acquisitions, Milliman offers unparalleled experience.We have been involved in all successful life M&amp;A transactions in the past five years, representing value in excess of $100 billion. Our sophisticated financial models are relied upon to deliver accurate projections and valuations of company assets. Because we never serve as a broker, we are a trusted source of independent analysis on a proposed deal’s valuation, merits and weaknesses.In many cases, the deal valuation is only the beginning and we are brought on to consult management on implementation and post-transaction action plansFinancial Risk ManagementWe have a focused, multi-disciplinary team of actuaries, financial engineers / capital markets professionals and software developers working together to develop risk management solutions for the financial services industry.We currently advise some of the world's largest insurance companies in areas such as hedging strategy and operations, portfolio risk management, capital requirements, and mergers and acquisitions.Job ResponsibilitiesMergers &amp; AcquisitionsThe Mergers and Acquisitions role would potentially be involved in the following type of projects:<ul><li>Merger and acquisition projects, covering a range of valuation metrics and functions including pricing, modeling, asset liability management, cash flow testing, statutory, tax, and GAAP valuation.</li><li>Merger and acquisitions due diligence including review of assumptions, risks and operations of the business.</li><li>Evaluating the appropriateness of modifying product features in reducing a company's risk exposure</li><li>Other projects including development of new products for financial services companies, risk-based capital impact analysis and developing economic capital models under various frameworks</li></ul>Financial Risk ManagementThe Financial Risk Management role would potentially be involved in the following types of projects:<ul><li>Designing and executing scalable dynamic hedging programs to manage equity guarantee risk and meet strategic risk management objectives</li><li>Pricing and developing new products for financial services companies</li><li>Building stochastic models for hedging, GAAP, statutory valuation, and/or appraisals of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Merger and acquisitions due diligence including review of assumptions, risks and operations of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Evaluating the appropriateness of exotic derivatives in reducing a company's risk exposure</li><li>Determining the impact of various risk management programs with respect to M&amp;A transactions</li></ul>Skills &amp; AttributesRequired:<ul><li>Currently enrolled in a Bachelors or Masters level academic program in Actuarial Science or another program of study similarly focused on mathematics, quantitative analysis and/or programming</li><li>Completion of at least one Society of Actuaries (SOA) exam and actively pursuing the FSA, FRM, or CFA designation</li></ul>Desired:<ul><li>One, or more, prior internships, preferably with a focus on learning and applying technical skills</li><li>Strong quantitative background with actuarial modeling experience in life insurance, risk management or investments</li><li>Understanding of capital markets and modern finance concepts (option pricing, portfolio theory, etc.)</li><li>Proficiency in Excel and VBA. Knowledge of SAS, C++, C#, and other programming languages a plus</li><li>Experience with MG-ALFA or other actuarial valuation software would be an asset</li><li>Ability to analyze and apply creative problem solving both independently and within a team</li><li>Excellent project management skills, including communication and time management skills</li><li>Self-motivated individual with a sense of intellectual curiosity and a results-oriented work ethic</li></ul>All qualified applicants will receive consideration for employment, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

The Chicago office of Milliman Inc. is looking for enthusiastic and qualified candidates to join its Life and Financial Services practice. The candidate will be assigned to work in either the Mergers and Acquisitions or the Financial Risk Management group.The two groups work closely together on mergers and acquisitions projects and other assignments such as risk-based capital impact analysis.Mergers &amp; AcquisitionsMilliman is the industry leader in merger and acquisitions; we have been either on the seller or buyer side of all major transactions for the last 20 years. When it comes to sorting through the complexities of insurance industry mergers and acquisitions, Milliman offers unparalleled experience.We have been involved in all successful life M&amp;A transactions in the past five years, representing value in excess of $100 billion. Our sophisticated financial models are relied upon to deliver accurate projections and valuations of company assets. Because we never serve as a broker, we are a trusted source of independent analysis on a proposed deal’s valuation, merits and weaknesses.In many cases, the deal valuation is only the beginning and we are brought on to consult management on implementation and post-transaction action plansFinancial Risk ManagementWe have a focused, multi-disciplinary team of actuaries, financial engineers / capital markets professionals and software developers working together to develop risk management solutions for the financial services industry.We currently advise some of the world's largest insurance companies in areas such as hedging strategy and operations, portfolio risk management, capital requirements, and mergers and acquisitions.Skills &amp; AttributesRequired:<ul><li>Graduate of a program in Actuarial Science or another degree similarly focused on mathematics, quantitative analysis and/or programming</li><li>Completion of at least three Society of Actuaries (SOA) exams and actively pursuing the FSA, FRM or CFA designation</li><li>Minimum of one prior Actuarial internship</li></ul>Desired:<ul><li>Actuarial internship experience which is preferably technical in nature where you could both learn and use your technical skills</li><li>Strong quantitative background with actuarial modeling experience in life insurance, risk management or investments</li><li>Understanding of capital markets and modern finance concepts (option pricing, portfolio theory, etc.)</li><li>Proficiency in Excel and VBA. Knowledge of SAS, C++, C#, and other programming languages a plus</li><li>Experience with MG-ALFA or other actuarial valuation software would be an asset</li><li>Ability to analyze and apply creative problem solving both independently and within a team</li><li>Excellent project management skills, including communication and time management skills</li><li>Self-motivated individual with a sense of intellectual curiosity and a results-oriented work ethic</li></ul>Milliman Benefits:At Milliman, we focus on creating an environment that recognizes – and meets – the personal and professional needs of the individual. We offer a competitive benefits package which includes:<ul><li>Medical, dental and vision coverage for employees and their families, including eligible domestic partners.</li><li>A 401(k) plan with matching program.</li><li>Paid Parental Leave up to 12 weeks (after one year of service).</li><li>Adoption Assistance.</li><li>Profit sharing as an annual discretionary contribution to employees’ retirement accounts.</li><li>Paid Time Off (PTO) starts accruing on the first day of work and can be used for any reason.</li><li>Milliman pays 100% of the premiums for life insurance, AD&amp;D, and both short term and long term disability coverage.</li><li>Voluntary benefits such as additional life or accidental death and dismemberment coverage for yourself or dependents.</li><li>Flexible spending accounts allow employees to set aside pre-tax dollars to pay for dependent care, transportation and applicable medical needs.</li><li>HMO and PPO Medical Insurance options, Dental, Vision, Commuter benefit, Dependent Care Flexible Spending Account and a Health Care Flexible Spending Account.</li><li>Employee Assistance Program (EAP) benefits to support mental health as much as physical health.</li></ul>Visa SponsorshipThe Financial Risk Management Practice will, on a case-by-case basis, consider qualified candidates who require sponsorship now, or in the future, for the purpose of obtaining or maintaining work authorizing status for this position (examples are H-1B, O-1, TN). This consideration is based on the business need for the individual candidate’s experience, knowledge, and skills.Equal OpportunitiesAll qualified applicants will receive consideration for employment, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

The Chicago office of Milliman Inc. is looking for enthusiastic and qualified candidates to join its Life and Financial Services practice for an internship/co-op work term.The candidate will be assigned to work in either the Mergers and Acquisitions or the Financial Risk Management group. The two groups work closely together on mergers and acquisitions projects and other assignments such as risk-based capital impact analysis.Mergers &amp; AcquisitionsMilliman is the industry leader in merger and acquisitions; we have been either on the seller or buyer side of all major transactions for the last 20 years. When it comes to sorting through the complexities of insurance industry mergers and acquisitions, Milliman offers unparalleled experience.We have been involved in all successful life M&amp;A transactions in the past five years, representing value in excess of $100 billion. Our sophisticated financial models are relied upon to deliver accurate projections and valuations of company assets. Because we never serve as a broker, we are a trusted source of independent analysis on a proposed deal’s valuation, merits and weaknesses.In many cases, the deal valuation is only the beginning and we are brought on to consult management on implementation and post-transaction action plansFinancial Risk ManagementWe have a focused, multi-disciplinary team of actuaries, financial engineers / capital markets professionals and software developers working together to develop risk management solutions for the financial services industry.We currently advise some of the world's largest insurance companies in areas such as hedging strategy and operations, portfolio risk management, capital requirements, and mergers and acquisitions.Job ResponsibilitiesMergers &amp; AcquisitionsThe Mergers and Acquisitions role would potentially be involved in the following type of projects:<ul><li>Merger and acquisition projects, covering a range of valuation metrics and functions including pricing, modeling, asset liability management, cash flow testing, statutory, tax, and GAAP valuation.</li><li>Merger and acquisitions due diligence including review of assumptions, risks and operations of the business.</li><li>Evaluating the appropriateness of modifying product features in reducing a company's risk exposure</li><li>Other projects including development of new products for financial services companies, risk-based capital impact analysis and developing economic capital models under various frameworks</li></ul>Financial Risk ManagementThe Financial Risk Management role would potentially be involved in the following types of projects:<ul><li>Designing and executing scalable dynamic hedging programs to manage equity guarantee risk and meet strategic risk management objectives</li><li>Pricing and developing new products for financial services companies</li><li>Building stochastic models for hedging, GAAP, statutory valuation, and/or appraisals of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Merger and acquisitions due diligence including review of assumptions, risks and operations of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Evaluating the appropriateness of exotic derivatives in reducing a company's risk exposure</li><li>Determining the impact of various risk management programs with respect to M&amp;A transactions</li></ul>Skills &amp; AttributesRequired:<ul><li>Currently enrolled in a Bachelors or Masters level academic program in Actuarial Science or another program of study similarly focused on mathematics, quantitative analysis and/or programming</li><li>Completion of at least one Society of Actuaries (SOA) exam and actively pursuing the FSA, FRM, or CFA designation</li></ul>Desired:<ul><li>One, or more, prior internships, preferably with a focus on learning and applying technical skills</li><li>Strong quantitative background with actuarial modeling experience in life insurance, risk management or investments</li><li>Understanding of capital markets and modern finance concepts (option pricing, portfolio theory, etc.)</li><li>Proficiency in Excel and VBA. Knowledge of SAS, C++, C#, and other programming languages a plus</li><li>Experience with MG-ALFA or other actuarial valuation software would be an asset</li><li>Ability to analyze and apply creative problem solving both independently and within a team</li><li>Excellent project management skills, including communication and time management skills</li><li>Self-motivated individual with a sense of intellectual curiosity and a results-oriented work ethic</li></ul>Candidates hired into this role will be required to work in-person in the Milliman office in Chicago, IL on a weekly basis, but flexible work arrangements will be considered.All qualified applicants will receive consideration for employment, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

The Chicago office of Milliman Inc. is looking for enthusiastic and qualified candidates to join its Life and Financial Services practice for an internship/co-op work term. The candidate will be assigned to work in either the Mergers and Acquisitions or the Financial Risk Management group. The two groups work closely together on mergers and acquisitions projects and other assignments such as risk-based capital impact analysis.Start date: September 2023Job ResponsibilitiesMergers &amp; Acquisitions<ul><li>Merger and acquisition projects, covering a range of valuation metrics and functions including pricing, modeling, asset liability management, cash flow testing, statutory, tax, and GAAP valuation.</li><li>Merger and acquisitions due diligence including review of assumptions, risks and operations of the business.</li><li>Evaluating the appropriateness of modifying product features in reducing a company's risk exposure</li><li>Other projects including development of new products for financial services companies, risk-based capital impact analysis and developing economic capital models under various frameworks</li></ul>Financial Risk Management<ul><li>Designing and executing scalable dynamic hedging programs to manage equity guarantee risk and meet strategic risk management objectives</li><li>Pricing and developing new products for financial services companies</li><li>Building stochastic models for hedging, GAAP, statutory valuation, and/or appraisals of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Merger and acquisitions due diligence including review of assumptions, risks and operations of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Evaluating the appropriateness of exotic derivatives in reducing a company's risk exposure</li><li>Determining the impact of various risk management programs with respect to M&amp;A transactions</li></ul>Skills &amp; Attributes<ul><li>Currently enrolled in a Bachelors or Masters level academic program in Actuarial Science or another program of study similarly focused on mathematics, quantitative analysis and/or programming</li><li>Completion of at least one Society of Actuaries (SOA) exam and actively pursuing the FSA, FRM, or CFA designation</li><li>One, or more, prior internships, preferably with a focus on learning and applying technical skills</li><li>Strong quantitative background with actuarial modeling experience in life insurance, risk management or investments</li><li>Understanding of capital markets and modern finance concepts (option pricing, portfolio theory, etc.)</li><li>Proficiency in Excel and VBA. Knowledge of SAS, C++, C#, and other programming languages a plus</li><li>Experience with MG-ALFA or other actuarial valuation software would be an asset</li><li>Ability to analyze and apply creative problem solving both independently and within a team</li><li>Excellent project management skills, including communication and time management skills</li><li>Self-motivated individual with a sense of intellectual curiosity and a results-oriented work ethic</li></ul>About MillimanMilliman is among the world's largest providers of actuarial and related products and services. Founded in 1947, Milliman is an independent firm with offices in major cities around the globe. We are owned and managed by our principals—senior consultants whose selection is based on their technical, professional and business achievements.Milliman is the preeminent Life and Financial Services practice in the United States, and we are rapidly establishing our presence in the global market. With more than 60 years of actuarial experience, Milliman’s Life and Financial Services practice is well positioned to help clients analyze, understand, and mitigate risk in an era of regulatory change financial uncertainty.

American International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions.General Insurance is a leading provider of insurance products and services for commercial and personal insurance customers. It includes one of the world’s most far-reaching property casualty networks. General Insurance offers a broad range of products to customers through a diversified, multichannel distribution network.As an actuary at AIG, you will be challenged and encouraged to reach your greatest potential. Every day will bring new opportunities to stretch your analytical and problem-solving skills as you improve how we predict and mitigate risk. Our Actuaries are on the frontlines, quantifying risk, pricing insurance and reserving losses for AIG’s major regulated and rated insurance operating companies globally. Portfolio Analytics and Pricing Actuaries support AIG’s businesses and are responsible for technical pricing, product development analytics and performance measurement. They collaborate with Marketing, Operations and Financial Management.The Global Credit Lines Actuary will be responsible for supporting the Global Credit Lines business, providing pricing analysis and granular performance monitoring.<ul><li>Providing the Global Credit Business with the actuarial support they require to profitably grow their business and take remedial action where needed.</li><li>Produce transactional pricing analysis for accounts within agreed timescales, working closely with underwriters.</li><li>Actively involved in technical pricing tool development and enhancements, whilst considering local market requirements.</li><li>In co-ordination with the actuarial pricing team, monitor rates at renewal and new business, ensure technical pricing models are in place and reviewed regularly and that any deviation is justified and monitored.</li><li>Report performance at granular level (account and rating factor) so that underwriters can optimise performance.</li><li>Ensure data used for pricing and monitoring is complete, accurate, adequate and timely.</li><li>Responsible for training and mentoring junior members of staff.</li><li>Comply with key regulatory and risk management procedures.</li><li>Adherence to European and matrix decision making standards within the authorities provided.</li></ul>What we are looking for:<ul><li>Bachelor’s degree or equivalent in Mathematics/Actuarial Science</li><li>Qualified or nearly qualified member of an Actuarial Institute or equivalent experience</li><li>Credit insurance experience or a good understanding of analysing credit portfolios.</li><li>Proven proficiency in actuarial pricing concepts/methodologies</li><li>Increasing understanding of general insurance including underwriting policies, claims handling policies and local legislation</li><li>Knowledge of PC and mainframe environments</li><li>Knowledge of SAS, VBA, R, Python</li><li>Ability to communicate actuarial concepts to non-specialists.</li><li>Ability to forge relationships with other areas of the business</li><li>Ability to work under own initiative and show flexibility to meet business needs</li><li>Ability to meet tight deadlines and prioritise own work</li><li>Professional behaviour with high level of integrity</li></ul>AIG is committed to working with and providing reasonable accommodations to job applicants and employees with physical or mental disabilities.A look at our BenefitsWe're proud to offer a range of employee benefits and resources that help you protect what matters most - your health care, savings, financial protection and wellbeing. We provide a variety of leaves for personal, health, family and military needs. For example, our "Giving Back" program allows you to take up to 16 hours a year to volunteer in your community. Our global mental health and wellness days off provide all colleagues with a paid day off to focus on their mental health and wellbeing.We are an equal opportunity employerAmerican International Group, Inc., its subsidiaries and affiliates are committed to be an Equal Opportunity Employer and its policies and procedures reflect this commitment. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories such as sexual orientation.At AIG, we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.

The Chicago office of Milliman Inc. is looking for enthusiastic and qualified candidates to join its Life and Financial Services practice for an internship/co-op work term. The candidate will be assigned to work in either the Mergers and Acquisitions or the Financial Risk Management group. The two groups work closely together on mergers and acquisitions projects and other assignments such as risk-based capital impact analysis.We have a focused, multi-disciplinary team of actuaries, financial engineers / capital markets professionals and software developers working together to develop risk management solutions for the financial services industry. We currently advise some of the world's largest insurance companies in areas such as hedging strategy and operations, portfolio risk management, capital requirements, and mergers and acquisitions.About MillimanMilliman is among the world's largest providers of actuarial and related products and services. Founded in 1947, Milliman is an independent firm with offices in major cities around the globe. We are owned and managed by our principals—senior consultants whose selection is based on their technical, professional and business achievements. Milliman is the preeminent Life and Financial Services practice in the United States, and we are rapidly establishing our presence in the global market.With more than 60 years of actuarial experience, Milliman’s Life and Financial Services practice is well positioned to help clients analyze, understand, and mitigate risk in an era of regulatory change financial uncertainty.Job Responsibilities<ul><li>Designing and executing scalable dynamic hedging programs to manage equity guarantee risk and meet strategic risk management objectives</li><li>Pricing and developing new products for financial services companies</li><li>Building stochastic models for hedging, GAAP, statutory valuation, and/or appraisals of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Merger and acquisitions due diligence including review of assumptions, risks and operations of Variable Annuities and/or Fixed Indexed Annuities business</li><li>Evaluating the appropriateness of exotic derivatives in reducing a company's risk exposure</li><li>Determining the impact of various risk management programs with respect to M&amp;A transactions</li></ul>Skills &amp; AttributesRequired:<ul><li>Currently enrolled in a Bachelors or Masters level academic program in Actuarial Science or another program of study similarly focused on mathematics, quantitative analysis and/or programming</li><li>Completion of at least one Society of Actuaries (SOA) exam and actively pursuing the FSA, FRM, or CFA designation</li></ul>Desired:<ul><li>One, or more, prior internships, preferably with a focus on learning and applying technical skills</li><li>Strong quantitative background with actuarial modeling experience in life insurance, risk management or investments</li><li>Understanding of capital markets and modern finance concepts (option pricing, portfolio theory, etc.)</li><li>Proficiency in Excel and VBA. Knowledge of SAS, C++, C#, and other programming languages a plus</li><li>Experience with MG-ALFA or other actuarial valuation software would be an asset</li><li>Ability to analyze and apply creative problem solving both independently and within a team</li><li>Excellent project management skills, including communication and time management skills</li><li>Self-motivated individual with a sense of intellectual curiosity and a results-oriented work ethic</li></ul>All qualified applicants will receive consideration for employment, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

We are looking for a Managing Director for our Mortgage Credit Reinsurance Analytics Practice.As part of an industry-leading team, you will help empower results for our clients by delivering innovative and effective solutions as part of our Aon Reinsurance business group. The qualified candidate can be near our Chicago or NY office.Hybrid work style - in office as needed or working from home.Your Impact as a Managing DirectorThis role is for an individual with a strong analytics background, ideally in finance, insurance or consulting. The individual will work with cross-functional teams and other analytics professionals to deliver value added reinsurance solutions to our clients. Managing Directors are expected to be proficient in standard analyses, while also creating more advanced analyses as needed. You will become familiar with Aon&rsquo;s tools and approach, contribute to our client&rsquo;s development and present Aon&rsquo;s solutions and services to our clients.Duties and responsibilities<ul><li>Analyze the costs and benefits of credit default risk transferred under mortgage reinsurance agreements via pricing and capital analyses and dynamic cashflow modeling</li><li>Prepare client-ready presentations to communicate analysis results to brokers and clients</li><li>Work with colleagues (brokers, analytics and others) to identify and respond to client needs and develop additional opportunities related to the credit and mortgage space</li><li>Inventory and manage data related to analysis of mortgage reinsurance transactions</li><li>Understand mortgage reinsurance contracts and products (terminology, terms and conditions)</li><li>Manage workflow proactively</li><li>Take initiative on internal projects to improve processes, products or services</li><li>Take ownership and responsibility for quality, accuracy and timely completion of analysis</li></ul>Required skills and qualifications<ul><li>7+ years of experience in an analytics-centric environment</li><li>Financial modeling, consulting, reinsurance, or credit default analytics experience preferred</li><li>Strong proficiency in R (or similar programming language), SQL, and MS Office suite, particularly Excel/VBA and PowerPoint</li><li>Dynamic Financial Analysis or Economic Capital Modeling experience are a plus</li><li>Pre-ACAS if pursuing actuarial credentials</li><li>Ability to identify and resolve problems, think creatively, strategically and analytically</li><li>Excellent interpersonal and communication skills (oral and written)</li><li>Ability to work independently and in team environment</li><li>Strong ability to understand and perform mathematical and statistical calculations</li></ul>Minimum educationDegree required in the field of Actuarial, Math,Economics, Finance or related degree.We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.About Aon Reinsurance:Aon Reinsurance Analytics is the technical consulting arm of Aon Reinsurance, the world's largest reinsurance intermediary. We are a multi-disciplinary team of professionals with expertise in actuarial science, accounting, tax, insurance/securities law, underwriting, catastrophe modeling and financial disciplines. We pride ourselves on our strength in product design and creativity. We are fully involved in all aspects of the broking process, namely origination (winning and growing clients), structuring (designing products to solve their risk management/financing problems) and execution (placing these products with reinsurers and investors).We offer youA competitive total rewards package, continuing education &amp; training, and tremendous potential with a growing worldwide organization.Our Colleague Experience:From helping clients gain access to capital after natural disasters, to creating access to health care and retirement for millions, Aon colleagues empower results for our clients, communities, and each other every day. They make a difference, work with the best, own their potential, and value one another. This is the Aon Colleague Experience, defining what it means to work at Aon and realizing our vision of empowering human and economic possibility.About Aon:Aon plc(NYSE:AON)is a leading global professional services firm providing a broad range of risk, retirement and health solutions.Our 50,000 colleagues in 120 countries empower results for clients by using proprietary data and analytics to deliver insights that reduce volatility and improve performance.Aon provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, or domestic partner status. Aon is committed to a diverse workforce and is an affirmative action employer.

Investment Actuary Jobs and Actuarial Careers in the Investment Sector