Brighton

Hoofddorp

Kuala Lumpur

London

Melbourne

Montreal

Salford

Singapore

Staines

Sydney

Toronto

Graduate

Part Qualified

Associate

Qualified

Life

Investments

Health

Property & Casualty

Reserving

Reporting

Data

Reinsurance

Risk

Python

Modelling

Data Science

Experience Analysis

Coding

Motor

Pricing

Machine Learning

Valuation

Consulting

Excel

ResQ

Power BI

Contract

Tableau

Emblem

Microsoft Azure

Radar

At AIG, we are reimagining the way we help customers manage risk. Join us as a Senior Actuarial Analyst to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.Make your mark in ActuarialOur Actuaries are on the front lines, quantifying risk, pricing insurance, and reserving losses for AIG’s major insurance operating companies globally. We collaborate with Finance, Claims, Operations, Marketing, and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage, and mitigate risk.How you will create an impactThe Senior Actuarial Analyst will be a key member of the APAC Personal Lines Pricing and Portfolio Management team, working closely with local and regional business and underwriting teams on strategic initiatives to achieve profitable growth and business goals.You will be a “go-to” source for help and support because of your deep technical knowledge and expertise. As an experienced team member, you are expected to drive continual improvement and impact the way that things get done. Your key responsibilities and accountabilities include:<ul><li>Deliver actuarially sound pricing analysis for new business opportunities, rate reviews, rate change recommendations, and impact analysis of existing business in a timely manner.</li><li>Develop, maintain, and ensure raters are up to date with the latest assumptions, and continuously improve functionalities that would increase efficiency and turnaround time for underwriters.</li><li>Maintain robust portfolio management and monitoring of rate levels, rate changes, and rate adequacy.</li><li>Proactively engage with underwriters and business teams, sharing and discussing insights and findings from the analysis, with recommendations on rate or underwriting actions to improve profitability.</li><li>Collaborate with local and regional Product, Claims, Finance, Underwriting, IT, and Data Analytics functions to ensure data used for pricing and monitoring is complete, accurate, adequate, and timely.</li><li>Carry out loss ratio and lapse analysis for business sold through direct marketing to determine appropriate assumptions used for campaign approval and monitoring.</li><li>Support profit studies and development of budget loss ratios for assigned countries and segments.</li><li>Peer review and collaborate with reserving actuary in annual detailed valuation review.</li><li>Comply with key regulatory and risk management procedures, as well as audit requirements.</li></ul>What you’ll need to succeed<ul><li>Candidates with strong actuarial experience, preferably in pricing and portfolio management of personal lines business including but not limited to Accident & Health, Auto, and Home insurance.</li><li>Working experience in the insurance industry.</li><li>Proven proficiency in actuarial concepts and methodologies with strong analytical and problem-solving skills and a thorough understanding of general insurance including underwriting policies and claims handling policies.</li><li>Possess strong GLM technical modeling skills using software such as Radar or Emblem, and data management using SQL, Tableau, or Power BI.</li><li>Ability and willingness to pick up coding, programming languages, and database skills.</li><li>Ability to manage tight deadlines, priorities, and handle multiple tasks simultaneously.</li><li>Excellent communication skills, both written and verbal, along with presentation and interpersonal skills.</li><li>Highly motivated with strong attention to detail, willingness to learn, and adapt in a dynamic and fast-changing environment.</li></ul>Ready to take your career to the next level? We would love to hear from you.At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.Enjoy benefits that take care of what mattersAt AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing, and financial security—as well as your professional development—to bring peace of mind to you and your family.Reimagining insurance to make a bigger difference to the worldAmerican International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty, and discover new potential.Welcome to a culture of inclusionWe’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions, and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities, and Employee Resource Groups (ERGs). The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability, or any other legally protected categories.AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.Functional Area: AC - ActuarialAIG APAC Holdings Pte Ltd

Join us as a Technical Pricing Actuary in our Modelling & Advanced Analytics team to take your career to the next level with an international market leader.Make your mark in ActuarialThe Modelling & Advanced Analytics team, within Actuarial Global Pricing, supports the broader Actuarial function in calibrating commercial lines rating solutions through predictive modelling and market insights. The raters are used by underwriters to guide pricing and risk selection and are critical to AIG’s long-term profitability.This team works alongside Product Actuaries, Underwriters, and other teams within Global Pricing to deliver best-in-class statistical modelling, data science, and technological solutions while supporting strategic initiatives within the actuarial team.How you will create an impactThis is a fantastic role for someone who has strong modelling skills and experience in General Insurance pricing. You will work in a dedicated team focused on delivering cutting-edge technical pricing models across a breadth of portfolios and products.You will have the opportunity to learn and use our modern tools for predictive modelling, including a cloud-based machine learning platform and specialized software.The role is suited to someone who is organized and able to manage multiple projects. They should be keen to start or continue a career in the insurance industry, self-motivated to research, learn new techniques, and have a passion for using code when approaching analytical tasks.Some of the key responsibilities include:<ul><li>Work with Product Actuaries and Underwriting to build and maintain advanced statistical modelling pipelines that form the basis for rating tools and support business decisions.</li><li>Support timely delivery of prioritized modelling projects on AIG’s modelling platforms.</li><li>Train and support Actuaries in their use of advanced modelling and analytics approaches.</li><li>Enhance and standardize scalable modelling processes and tools applied across AIG’s product portfolio.</li><li>Research and develop cutting-edge algorithmic techniques to deliver transformational improvements in modelling processes and data quality.</li><li>Take ownership of projects utilizing Agile planning approaches and apply rigorous coding standards in reviewing the work of others.</li></ul>What you’ll need to succeed<ul><li>At least five years of relevant experience, particularly in Technical Pricing, Actuarial or predictive modelling.</li><li>Degree in a mathematical or computer science related discipline.</li><li>Comfortable coding in R, Python, or other languages popular for data science.</li><li>Experience in using cloud platforms and purpose-built solutions to deliver modelling pipelines is preferable.</li><li>Expertise in Excel, SQL, or other programming languages will be useful.</li><li>Strong analytical and problem-solving skills.</li><li>Excellent communication, presentation, and interpersonal skills.</li><li>Experience in working within an Agile framework is preferable.</li><li>Part qualified Actuary from a recognized actuarial society is preferable.</li></ul>At AIG, we value in-person collaboration as a vital part of our culture, which helps us work together effectively and create a supportive, connected environment for our team and clients alike.Enjoy benefits that take care of what mattersAt AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package focused on your health, wellbeing, financial security, and professional development.Reimagining insurance to make a bigger difference to the worldAmerican International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers.Welcome to a culture of inclusionWe’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions, and goals. We foster a culture of inclusion and belonging through learning and cultural awareness activities.AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability, or any other legally protected categories.AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.Functional Area: AC - ActuarialAIG Europe S.A. (U.K. Service Branch) & American International Group UK Ltd

Actuarial Pricing AnalystHybrid working with up to 4 days per week working from homeStaines or LondonPermanentSalary £46K - £54K per annum dependant upon experienceFantastic benefits including generous pension and healthcareWe make health happenOur Actuarial teams play a key role in helping us deliver on our strategy. Whether your focus is pricing, reserving, modelling or another area, we believe in allowing our colleagues to work in a way that suits them. Giving them the time and freedom to keep our customers at the heart of every decision.As our Actuarial Pricing Analyst, you’ll be at the heart of shaping the future pricing of our products by providing technical actuarial support and recommendations in a dynamic environment. Here you’ll have the opportunity to be creative.How you’ll help us make health happen:Responsibilities and activities will vary depending on evolving strategy and priorities within the business but will include the following types of tasks:<ul><li>Analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions.</li><li>Supporting the development of new products and benefit features and support the pricing of any relevant new product or benefit changes. This can include client specific analysis.</li><li>Carrying out analysis and investigations of an actuarial nature, covering topics such as new business conversion rates, retention, competitor pricing, customer complaints and decision-making, expense allocation and long-term profitability by customer segment.</li><li>In all of this work, there will be a clear focus on treating customers fairly and ensuring good outcomes for them.</li></ul>A typical day will involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. The ability to problem solve and work from first principles will be required to develop solutions to brand new or client specific requests.Work will be documented in line with the Technical Actuarial Standards and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders. Work will be carried out independently, with support and oversight of the Senior Pricing Actuary.You will work closely with colleagues in other teams such as Sales, Finance, Customer Insights, Product &amp; Proposition, Clinical Policy and Healthcare Analytics on a range of projects and initiatives. You'll also work with our colleagues in the Actuarial Technical Hub to understand claims inflation and its impact on product performance, and to ensure that the impact of our pricing work is taken into account in reporting and planning.Key Skills / Qualifications needed for this role:The role holder is expected to have the following experience and qualification/s:<ul><li>Experience in pricing in general insurance or health markets.</li><li>Practical knowledge of some of the following types of models: Generalised Linear Modelling or machine learning; econometrics such as price optimisation; lifetime value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Strong communication skills, including the ability to present technical information and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li><li>Experience with SAS or SQL is essential.</li><li>Experience in Emblem, Radar and R would be an advantage.</li><li>Good progression towards the IFoA qualification (or equivalent) would be an advantage (11+ exam passes, but will consider those with required technical experience who are not pursuing formal qualification).</li></ul>BenefitsOur benefits are designed to make health happen for our people. Viva is our global wellbeing programme and includes all aspects of our health – from mental and physical, to financial, social and environmental wellbeing. We support flexible working and have a range of family friendly benefits.Joining Bupa in this role you will receive the following benefits and more:<ul><li>25 days holiday per year, pro rata to your contract.</li><li>Access to a range of services to support your physical and mental wellbeing.</li><li>Fixed term benefits allowance.</li><li>Access to our confidential employee assistance programme.</li><li>Workplace pension.</li><li>Online discounts covering your everyday shopping, entertainment, eating out and more.</li></ul>Why Bupa?We’re a health insurer and provider. With no shareholders, our customers are our focus. Our people are all driven by the same purpose – helping people live longer, healthier, happier lives and making a better world. We make health happen by being brave, caring and responsible in everything we do.We encourage all of our people to “Be you at Bupa”, we champion diversity, and we understand the importance of our people representing the communities and customers we serve. That’s why we especially encourage applications from people with diverse backgrounds and experiences.Bupa is a Level 2 Disability Confident Employer. This means we aim to offer an interview/assessment to every disabled applicant who meets the minimum criteria for the role. We’ll make sure you are treated fairly and offer reasonable adjustments as part of our recruitment process to anyone that needs them.Time Type: Full timeJob Area: Finance &amp; AccountingLocations: Staines - Willow House

Pricing ActuaryLocation: Manchester (Salford Quays, M50 3SP) or London (Angel Court, EC2R 7HJ)Working Arrangement: Hybrid workingEmployment Type: Full time (37.5 hours)Contract Type: PermanentSalary: Competitive salary plus fantastic Bupa benefitsAdvert Closes: Monday 4th August 2025We make health happenAt Bupa, we’re here to help people live longer, healthier, happier lives – and make a better world. As a Pricing Actuary, you’ll play a key role in shaping how we price and develop our international health insurance products. Your insights will help us deliver fair, sustainable pricing that supports our customers and drives our business forward.You’ll be joining a team that’s passionate about using data and analytics to make smart decisions. Whether it’s developing new pricing strategies, analysing product performance, or supporting innovation, your work will directly contribute to our mission. We reinvest our profits into better healthcare and better experiences for our customers.Key ResponsibilitiesAs a Pricing Actuary, you’ll:<ul><li>Lead and support pricing initiatives across Bupa Global’s international health insurance products</li><li>Carry out rate reviews and make recommendations to improve product performance</li><li>Use advanced analytics and modelling techniques to support strategic decisions</li><li>Collaborate with international stakeholders to develop pricing strategies and tools</li><li>Analyse competitor pricing and market trends to inform our approach</li><li>Support cross-functional projects as a subject matter expert in pricing and analytics</li><li>Help identify and implement new data sources, tools and techniques to improve pricing accuracy and efficiency</li></ul>What We’re Looking ForWe’re looking for someone who’s curious, collaborative and confident working with data. You’ll need:<ul><li>To be a qualified actuary (IFoA or equivalent). This is essential, please specify on your application</li><li>Experience in pricing – ideally in international private medical insurance (IPMI), but we’re open to candidates from other insurance sectors</li><li>Strong skills in data manipulation and analysis</li><li>Experience with statistical modelling (e.g. GLMs) and tools like SAS, Emblem, Radar or R</li><li>A track record of using analytics to solve business problems and influence decisions</li><li>A proactive mindset – someone who challenges assumptions, thinks from the customer’s perspective, and explores new ideas</li><li>Excellent communication and stakeholder management skills</li></ul>BenefitsOur benefits are designed to make health happen for our people. Viva is our global wellbeing programme and includes all aspects of our health – from mental and physical, to financial, social and environmental wellbeing. We support flexible working and have a range of family-friendly benefits.Joining Bupa in this role you will receive the following benefits and more:<ul><li>25 days holiday, increasing through length of service, with the option to buy or sell</li><li>10% Annual performance-based bonus scheme</li><li>Generous pension scheme</li><li>Private medical insurance</li><li>Enhanced parental leave</li><li>Access to internal and external learning resources</li><li>Discounts on Bupa products and services</li></ul>Why BupaWe’re a health insurer and provider. With no shareholders, our customers are our focus. Our people are all driven by the same purpose – helping people live longer, healthier, happier lives and making a better world. We make health happen by being brave, caring and responsible in everything we do.We encourage all of our people to “Be you at Bupa”, we champion diversity, and we understand the importance of our people representing the communities and customers we serve. That’s why we especially encourage applications from people with diverse backgrounds and experiences.Bupa is a Level 2 Disability Confident Employer. This means we aim to offer an interview/assessment to every disabled applicant who meets the minimum criteria for the role. We’ll make sure you are treated fairly and offer reasonable adjustments as part of our recruitment process to anyone that needs them.Time Type: Full timeJob Area: Finance & AccountingLocations: Angel Court, London, Victory House, Brighton

Actuarial Pricing AnalystSalary: From £56,800 + excellent benefitsLocation status: Hybrid workingLocation: Willow House, Staines or Angel Court, LondonContract type: PermanentShift pattern: Full-time – 37.5hrsWe make health happenAt Bupa, we’re here to help people live longer, healthier, happier lives and make a better world. As a global healthcare leader with no shareholders, our focus is always on our customers. That means we reinvest our profits into better care, better experiences, and better outcomes.As an Actuarial Pricing Analyst, you’ll play a key role in shaping the future of our UK Insurance business. You’ll help us make smart, data-driven decisions that ensure our products are fair, competitive, and sustainable while keeping our customers at the heart of what we do.Key ResponsibilitiesYou’ll be part of a collaborative actuarial team, working on pricing and analytics for one or more of our health insurance or subscription products. Your day-to-day will include:<ul><li>Analysing historical performance to identify trends and recommend pricing actions</li><li>Modelling the future impact of pricing changes and presenting your insights to senior stakeholders</li><li>Supporting the development and pricing of new products and benefit features</li><li>Conducting investigations into areas like customer retention, competitor pricing, and long-term profitability</li><li>Using advanced analytical techniques to extract, refine and interpret data</li><li>Documenting your work in line with Technical Actuarial Standards</li><li>Collaborating with teams across Sales, Finance, Product, Clinical Policy and Healthcare Analytics</li><li>Working closely with our Actuarial Technical Hub to understand claims inflation and its impact</li></ul>You’ll be supported by a Senior Pricing Actuary but will also have the autonomy to lead your own projects and contribute to strategic decisions.What We’re Looking ForWe’re looking for someone who’s curious, analytical, and passionate about using data to make a difference. Ideally, you’ll bring:<ul><li>Experience in pricing within general insurance or health markets</li><li>Strong numerical and analytical skills</li><li>Practical knowledge of modelling techniques such as Generalised Linear Models, machine learning, or price optimisation</li><li>Proficiency in tools like SAS or SQL (experience with Emblem, Radar or R is a bonus)</li><li>Advanced Excel and PowerPoint skills</li><li>Strong communication skills – you can explain complex ideas clearly and simply</li><li>Progress towards an IFoA qualification (or equivalent) is desirable, but not essential if you have the right technical experience</li></ul>Above all, you care about doing the right thing for our customers and making health happen.BenefitsOur benefits are designed to make health happen for our people. Viva is our global wellbeing programme and includes all aspects of our health – from mental and physical to financial, social and environmental wellbeing. We support flexible working and have a range of family-friendly benefits.Joining Bupa in this role you will receive the following benefits and more:<ul><li>25 days holiday, increasing through length of service, with the option to buy or sell</li><li>Enhanced pension and life insurance</li><li>Discounts on Bupa products and services</li><li>Access to our health and wellbeing services, including mental health support</li><li>Opportunities for career development and progression</li></ul>Why BupaWe’re a health insurer and provider. With no shareholders, our customers are our focus. Our people are all driven by the same purpose – helping people live longer, healthier, happier lives and making a better world. We make health happen by being brave, caring and responsible in everything we do.We encourage all of our people to “Be you at Bupa”. We champion diversity, and we understand the importance of our people representing the communities and customers we serve. That’s why we especially encourage applications from people with diverse backgrounds and experiences.Bupa is a Level 2 Disability Confident Employer. This means we aim to offer an interview/assessment to every disabled applicant who meets the minimum criteria for the role. We’ll make sure you are treated fairly and offer reasonable adjustments as part of our recruitment process to anyone that needs them.Time Type: Full timeJob Area: Finance & AccountingLocations: Angel Court, London, Staines - Willow House

Consultant Actuarial, AffinityWe are seeking an aspiring actuary who can consult with our clients by translating complex concepts and actuarial analyses into concise, effective messaging. The ideal candidate will be familiar with and have experience in personal insurance products including travel insurance, embedded credit card insurance, personal home &amp; auto insurance, and life and health insurance solutions.We are a unique practice in the Canadian marketplace that focuses on the development of new insurance solutions and optimization of existing insurance solutions for Affinity program sponsors. These programs are targeted at large customer or membership bases of clients whose core business is not always insurance, such as banks, retailers, associations, and hospitality providers. Solutions are positioned to be complementary to the core services or product offerings of these Affinity organizations and the associated strategies that they employ to achieve key objectives of customer/member engagement, optimized customer experience, and revenue and business growth.Our work primarily relates to lines of business where property &amp; casualty pricing and reserving are necessary foundational elements of our analysis. However, experience in life and health insurance offers incremental added value to certain support activities of our practice. You will also be integrated into a broader team of Affinity consulting professionals where foundational elements of client strategy, customer engagement, and operations are complemented by core analytics delivered through the actuarial component of our practice.You will be on the front lines of insurance strategy development, product development/enhancement, and new business development. You will be exposed to a variety of lines of insurance business, clients, and unique solutions supporting an ever-evolving marketplace. The role is currently on a hybrid workstyle.The Role<ul><li>Consulting, actuarial and analytics support to clients</li><li>Pricing and loss reserving analysis, financial forecasting and scenario modeling, claims analyses, dashboard reporting, industry benchmarking, and other ad hoc analysis</li><li>Support to senior consulting staff on consulting mandates, including production of reports, presentations, summary analyses, and client communications</li><li>Analysis and recommendations related to client strategy assessments</li><li>Client-facing support on both technical and strategic issues</li><li>Collaborate with non-actuarial subject matter experts to support broader insights into client issues alongside core actuarial insights</li><li>Project management and oversight of day-to-day client deliverables</li><li>Identify and implement process and efficiency improvements</li><li>Coach and support the development of junior actuarial resources</li></ul>QualificationsThe Requirements<ul><li>More than 5 years of working experience in the actuarial field, with a preferred focus on property &amp; casualty actuarial consulting</li><li>An Associate or "near-Associate" of a recognized actuarial professional association with a preferred focus on attaining Fellowship through property &amp; casualty actuarial exams</li><li>Problem solving, critical thinking, and ability to apply technical assets to solve complex business problems</li><li>Experience with standard actuarial pricing and/or reserving techniques</li><li>Ability to communicate results in layman’s terms, both orally and in writing</li><li>Applies a high standard of quality control</li><li>Works well in teams and seeks assistance/support as appropriate</li><li>Demonstrates strong listening skills</li><li>Exhibits a positive attitude and demonstrates integrity in all interactions</li><li>Strong work ethic, including ability to show initiative, manage multiple priorities, and honor timely client commitments</li><li>Skilled in using the Microsoft suite, particularly with Excel, Word, and PowerPoint</li><li>Experience with manipulating and summarizing data using "R" or similar programming languages</li></ul>Other Valuable Candidate Assets<ul><li>Fluency in French</li><li>Experience with using Power Platform tools such as illustrating information on PowerBI and automating workflows on Power Automate</li><li>Experience with reserving and pricing tools like ResQ, Radar, Emblem</li><li>Past consulting and/or Affinity experience</li></ul>Equal Opportunity Employer

At AIG, we are reimagining the way we help customers to manage risk. Join us as an Actuarial Assistant Manager to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.Make your mark in ActuarialOur Actuaries are on the front lines, quantifying risk, pricing insurance, and reserving losses for AIG’s major insurance operating companies globally. We collaborate with Finance, Claims, Operations, Marketing, and Risk Management, among other functions.As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage, and mitigate risk.How you will create an impactThe Actuarial Assistant Manager will be a key member of the APAC Personal Lines Pricing and Portfolio Management team, working closely with local and regional business and underwriting teams on strategic initiatives to achieve profitable growth and business goals.You will be a “go-to” source for help and support because of your deep technical knowledge and expertise. Your key responsibilities and accountabilities include:<ul><li>Deliver actuarially sound pricing analysis for new business opportunities, rate reviews, rate change recommendations, and impact analysis of the existing business in a timely manner.</li><li>Develop, maintain, and ensure raters are up to date with the latest assumptions, and continuously improve the functionalities that would increase efficiency and turnaround time for underwriters.</li><li>Maintain robust portfolio management and monitoring of rate levels, rate changes, and rate adequacy.</li></ul><ul><li>Proactively engage with the underwriters and business team, sharing and discussing insights and findings from the analysis, with recommendations on rate or underwriting actions to improve profitability.</li><li>Collaborate with local and regional Product, Claims, Finance, Underwriting, IT, and Data Analytics functions to ensure data used for pricing and monitoring is complete, accurate, adequate, and timely.</li><li>Conduct profit studies and development of budget loss ratios for assigned countries and segments.</li><li>Carry out loss ratio and lapse analysis for business sold through direct marketing to determine appropriate assumptions used for campaign approval and monitoring.</li><li>Collaborate and work closely with reserving actuary in aligning the portfolio.</li><li>Comply with key regulatory and risk management procedures, as well as audit requirements.</li></ul>What you’ll need to succeed<ul><li>Candidates with strong actuarial experience, preferably in pricing and portfolio management of personal lines business including but not limited to Accident & Health, Auto, and Home insurance.</li><li>At least 5 years of working experience in the insurance industry.</li><li>Proven proficiency in actuarial concepts and methodologies with strong analytical and problem-solving skills and thorough understanding of general insurance including underwriting policies and claims handling policies.</li><li>Possess strong GLM technical modeling skills using software such as Radar or Emblem, and data management using SQL, Tableau, or Power BI.</li><li>Ability and willingness to pick up coding, programming languages, and database skills.</li><li>Ability to manage tight deadlines, priorities, and handle multiple tasks simultaneously.</li><li>Excellent communication skills, both written and verbal, along with presentation and interpersonal skills.</li><li>Highly motivated with strong attention to detail, willingness to learn, and adapt in a dynamic and fast-changing environment.</li></ul>Ready to take your career to the next level? We would love to hear from you.At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.Enjoy benefits that take care of what mattersAt AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, well-being, and financial security—as well as your professional development.Reimagining insurance to make a bigger difference to the worldAmerican International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers.At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty, and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.Welcome to a culture of inclusionWe’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions, and goals. We foster a culture of inclusion and belonging through learning and cultural awareness activities.AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability, or any other legally protected categories.AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.Functional Area: AC - ActuarialAIG Malaysia Insurance Berhad

Time Type: Full timeWorker Type: EmployeeActuarial Analyst – Pricing<ul><li>Location: Sydney, NSW</li><li>Type: Permanent, full-time hours</li></ul>The opportunityThis is an exciting opportunity where you will have the chance to be a part of a pricing evolution at QBE. As an Actuarial Analyst within the Consumer Private Motor Pricing team, you will be part of actioning the pricing process from end to end to generate tangible benefits for QBE.Your new roleA day in the role may look a bit like this:<ul><li>Providing meaningful analysis and insights in areas of product, segment, channel and business profitability</li><li>Pricing impact analysis and development of price recommendations to the business</li><li>Work on premium adequacy, data extraction, modelling, price setting and monitoring</li><li>Continual evolution of rating algorithms</li><li>Working closely with the business, finance, and valuations teams to deliver various requirements</li></ul>About youTo be successful you will have:<ul><li>Tertiary qualification in Mathematics, Science, Data Science, Business, Actuarial Studies, or Computer Science</li><li>Experience in a similar role in General Insurance preferred</li><li>Strong MS Excel skills and experience in SAS programming</li><li>Familiarity with Emblem, R or Radar will be advantageous</li><li>Ability to communicate your analysis and findings to a wide range of stakeholders within the business</li><li>Ability to work autonomously and solve problems</li></ul>About QBEWe can never really predict what’s around the corner, but at QBE we’re asking the right questions to enable a more resilient future – helping those around us build strength and embrace change to their advantage.We’re an international insurer that’s building momentum towards realising our vision of becoming the most consistent and innovative risk partner.Our people will be at the centre of our success. We’re proud to work together and encourage each other to enable resilience for our customers, our environment, our economies, and our communities.With more than 13,000 people working across 27 countries, we’re big enough to make a real impact, but small enough to provide a friendly workplace, where people are down-to-earth, passionate and kind.We believe this is our moment – what if it was yours too? Your career at QBE — let’s make it happen!BenefitsWe offer a range of benefits to help provide holistic support for your work life, whatever your circumstances. As a QBE employee you will have access to and benefit from:<ul><li>‘Hybrid Working’ – a mix of working from home and in the office to enhance your work/life balance</li><li>Our ‘Thriving at our Best’ wellbeing program, including free holistic wellbeing coaching, nutritional, confidential counselling, financial and legal advice</li><li>18 weeks’ gender-equal flexible leave for all new parents, including paid super</li><li>The ability to maximise retirement savings through voluntary super contributions and company matching</li><li>Income protection insurance & reimbursed Death and Total Permanent Disability insurance premiums</li><li>Additional leave and support through QBE’s Family Domestic Violence First Responder Network</li><li>Discounts on insurance products, car hire, hotels, goods and services including benefits through our various sports and arts sponsorship partners</li></ul>Rewards & RecognitionWe value our employee’s experience with us and are proud to have been recognised for the following awards:<ul><li>2021 LinkedIn Top Employer & HRD Employer of Choice</li><li>2020 Best Workplace Diversity & Inclusion and Excellence Award for Best Health & Wellbeing at the Australian HR Awards</li><li>Platinum employer on the Australian Workplace Equality Index (AWEI) – the definitive national benchmark on LGBTQI+ workplace inclusion</li><li>Ranked 3rd place in the AAGE Top Graduate Employers 2023 for medium sized program as voted by graduates</li><li>Top 20 Workplaces for Dads in 2019 and 2020 (HBF Direct Advice for Dads)</li><li>Family First accredited employer since 2021</li></ul>Skills:Actuarial Science, Analytical Thinking, Commercial Acumen, Communication, Critical Thinking, Financial Management, Financial Modeling, Financial Products, Financial Risk Management (FRM), High Accuracy, Intentional collaboration, Managing performance, Problem Solving, Stakeholder Management, Technical ConsultingApplication Close Date: 30/04/2025 11:59 PMEqual Employment Opportunity:QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.

Consultant Actuarial, AffinityWe are seeking an aspiring actuary who can consult with our clients by translating complex concepts and actuarial analyses into concise, effective messaging. The ideal candidate will be familiar with and have experience in personal insurance products including travel insurance, embedded credit card insurance, personal home &amp; auto insurance, and life and health insurance solutions.We are a unique practice in the Canadian marketplace that focuses on the development of new insurance solutions and optimization of existing insurance solutions for Affinity program sponsors. These programs are targeted at large customer or membership bases of clients whose core business is not always insurance. Solutions are positioned to be complementary to the core services or product offerings of these Affinity organizations and the associated strategies that they employ to achieve key objectives of customer/member engagement, optimized customer experience, and revenue and business growth. Through our work, we are constantly challenging the market status quo.Our work primarily relates to lines of business where property &amp; casualty pricing and reserving are necessary foundational elements of our analysis. However, experience in life and health insurance offers incremental added value to certain support activities of our practice. You will also be integrated into a broader team of Affinity consulting professionals where foundational elements of client strategy, customer engagement, and operations are complemented by core analytics delivered through the actuarial component of our practice.You will be on the front lines of insurance strategy development, product development/enhancement, new business development, and exposed to a variety of lines of insurance business, clients, and unique solutions supporting an ever-evolving marketplace.The Role<ul><li>Consulting, actuarial and analytics support to clients</li><li>Pricing and loss reserving analysis, analysis of excess surplus or profit-sharing arrangements, financial forecasting and scenario modeling, claims analyses, dashboard reporting, industry benchmarking, and other ad hoc analysis</li><li>Support to senior consulting staff on consulting mandates, including production of reports, presentations, summary analyses, client communications, etc.</li><li>Analysis and recommendations related to client strategy assessments</li><li>Client-facing support on both technical and strategic issues</li><li>Collaborate with non-actuarial subject matter experts, such as product and strategy consultants and research analysts, to support broader insights into client issues alongside core actuarial insights</li><li>Project management and oversight of day-to-day client deliverables</li><li>Identify and implement process and efficiency improvements</li><li>Coach and support the development of junior actuarial resources</li></ul>QualificationsThe Requirements<ul><li>More than 5 years of working experience in the actuarial field, with a preferred focus on property &amp; casualty actuarial consulting</li><li>An Associate or "near-Associate" of a recognized actuarial professional association with a preferred focus on attaining Fellowship through property &amp; casualty actuarial exams</li><li>Problem solving, critical thinking and ability to apply technical assets to solve complex business problems</li><li>Experience with standard actuarial pricing and/or reserving techniques</li><li>Ability to communicate results in layman’s terms, both orally and written</li><li>Applies a high standard of quality control</li><li>Works well in teams and seeks assistance/support as appropriate</li><li>Demonstrates strong listening skills</li><li>Exhibits positive attitude and demonstrates integrity in all interactions</li><li>Strong work ethic, including ability to show initiative, manage multiple priorities, honor timely client commitments and manage time efficiently and effectively</li><li>Skilled in using the Microsoft suite, most particularly with Excel, Word and PowerPoint</li><li>Experience with manipulating and summarizing data using "R" or similar programming languages</li><li>Fluency in French</li><li>Experience with using Power Platform tools such as illustrating information on PowerBI and automating workflows on Power Automate</li><li>Experience with reserving and pricing tools like ResQ, Radar, Emblem</li><li>Past consulting and/or Affinity experience</li></ul>Equal Opportunity Employer

Join us as a Technical Pricing Data Scientist in our Modelling & Advanced Analytics team to take your career to the next level with an international market leader.Make your mark in ActuarialThe Modelling & Advanced Analytics team, within Actuarial Global Pricing, supports the broader Actuarial function in calibrating commercial lines rating solutions through predictive modelling and market insights. The raters are used by underwriters to guide pricing and risk selection and are critical to AIG’s long-term profitability.This team works alongside Product Actuaries, Underwriters, and other teams within Global Pricing to deliver best-in-class statistical modelling, data science, and technological solutions while supporting strategic initiatives within the actuarial team.How you will create an impactThis is a fantastic role for someone who has strong modelling skills and experience in General Insurance pricing to work in a dedicated team focused on delivering cutting-edge technical pricing models. You will work on models across a breadth of portfolios and products, and you will have the opportunity to learn and use modern tools for predictive modelling.The role is suited to someone who is organized and able to manage multiple projects. They should be keen to start or continue a career in the insurance industry, are self-motivated to research, learn new techniques, and have a passion for using code when approaching analytical tasks.Some of the key responsibilities include:<ul><li>Work with Product Actuaries and Underwriting to build and maintain advanced statistical modelling pipelines that form the basis for rating tools and support business decisions.</li><li>Support timely delivery of prioritized modelling projects on AIG’s modelling platforms.</li><li>Train and support Actuaries in their use of advanced modelling and analytics approaches.</li><li>Enhance and standardize scalable modelling processes and tools being applied across AIG’s product portfolio.</li><li>Research and develop cutting-edge algorithmic techniques to deliver transformational improvements in modelling processes and data quality.</li><li>Take ownership of projects utilizing Agile planning approaches, apply rigorous coding standards in reviewing the work of others, and manage junior resources.</li></ul>What you’ll need to succeed<ul><li>At least five years of relevant experience, particularly in Technical Pricing, Actuarial or predictive modelling.</li><li>Degree in a mathematical or computer science related discipline.</li><li>Comfortable coding in R, Python or other languages popular for data science.</li><li>Experience in using cloud platforms and purpose-built solutions to deliver modelling pipelines is preferable.</li><li>Expertise in Excel, SQL or other programming languages will be useful.</li><li>Strong analytical and problem-solving skills.</li><li>Excellent communication, presentation, and interpersonal skills.</li><li>Experience in working within an Agile framework is preferable.</li><li>Part qualified Actuary from a recognized actuarial society is preferable.</li></ul>Enjoy benefits that take care of what mattersAt AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing, and financial security—as well as your professional development.Reimagining insurance to make a bigger difference to the worldAmerican International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers.Welcome to a culture of belongingWe’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions, and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, and cultural awareness activities.AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability, or any other legally protected categories.

Hybrid working with 3-4 days per week working from home£42K - £46K per annum + fantastic benefitsWe consider all types of flexibility, including locations, hours and working patterns.Our Actuarial teams play a key role in helping us deliver on our strategy. Whether your focus is pricing, reserving, modelling or another area we believe in allowing our colleagues to work in a way that suits them. Giving them the time and freedom to keep our customers at the heart of every decision.This role is in Bupa's UK Insurance business and you'll be part of the actuarial team responsible for the pricing and analytics for all our consumer insurance products.Responsibilities and activities will vary depending on evolving strategy and priorities within the business but will include the following types of tasks:<ul><li>Analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions.</li><li>Supporting the development of new products and benefit features and support the pricing of any relevant new product or benefit changes. This can include client specific analysis.</li><li>Carrying out analysis and investigations of an actuarial nature, covering topics such as new business conversion rates, retention, competitor pricing, customer complaints and decision-making, expense allocation and long-term profitability by customer segment.</li><li>In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.</li></ul>A typical day will involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. The ability to problem solve and work from first principles will be required to develop solutions to brand new or client specific requests. Work will be documented in line with the Technical Actuarial Standards and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.Work will be carried out under the guidance of the Senior Pricing Actuary.You will work closely with colleagues in other teams such as Sales, Finance, Customer Insights, Product &amp; Proposition, Clinical Policy and Healthcare Analytics on a range of projects and initiatives.You'll also work with our colleagues in the Actuarial Technical Hub to understand claims inflation and its impact on product performance, and to ensure that the impact of our pricing work is taken into account in reporting and planning.Qualifications, skills and experience<ul><li>Good progression towards the IFoA qualification (or equivalent) would be an advantage (5-11 exam passes, but will consider those with required technical experience who are not pursing formal qualification)</li><li>Experience in pricing in general insurance or health markets.</li><li>Theoretical or practical knowledge of some of the following types of models: Generalised Linear Modelling or machine learning; econometrics such as price optimisation; lifetime value value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Strong communication skills, including the ability to present technical information and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li></ul>Experience with SAS, SQL, R, Emblem and Radar would be an advantage.BenefitsOur benefits are designed to make health happen for our people. Viva is our global wellbeing programme and includes all aspects of our health – from mental and physical, to financial, social and environmental wellbeing. We support flexible working and have a range of family friendly benefits.Joining Bupa in this role you will receive the following benefits and more:<ul><li>25 days holiday per year, pro rata to your contract.</li><li>Access to a range of services to support your physical and mental wellbeing</li><li>Fixed term benefits allowance</li><li>Access to our confidential employee assistance programme</li><li>Workplace pension</li><li>Online discounts covering your everyday shopping, entertainment, eating out and more.</li></ul>Why Bupa?We’re a health insurer and provider. With no shareholders, our customers are our focus. Our people are all driven by the same purpose – helping people live longer, healthier, happier lives and making a better world. We make health happen by being brave, caring and responsible in everything we do.We encourage all of our people to “Be you at Bupa”, we champion diversity, and we understand the importance of our people representing the communities and customers we serve. That’s why we especially encourage applications from people with diverse backgrounds and experiences.As a Disability Confident employer, we offer a guaranteed interview for every disabled applicant who meets the minimum criteria for the job. We’ll make sure you are treated fairly and offer reasonable adjustments as part of our recruitment process to anyone that needs them.

Hybrid working with 3-4 days per week working from home£50K - £55K per annum + fantastic benefitsFull time 37.5 hours per weekWe consider all types of flexibility, including locations, hours and working patterns.Our Actuarial teams play a key role in helping us deliver on our strategy. Whether your focus is pricing, reserving, modelling or another area we believe in allowing our colleagues to work in a way that suits them. Giving them the time and freedom to keep our customers at the heart of every decision.This role is in Bupa's UK Insurance business and you'll be part of the actuarial team responsible for the pricing and analytics for all our consumer insurance products.Responsibilities and activities will vary depending on evolving strategy and priorities within the business but will include the following types of tasks:<ul><li>Analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions.</li><li>Supporting the development of new products and benefit features and support the pricing of any relevant new product or benefit changes. This can include client specific analysis.</li><li>Carrying out analysis and investigations of an actuarial nature, covering topics such as new business conversion rates, retention, competitor pricing, customer complaints and decision-making, expense allocation and long-term profitability by customer segment.</li><li>In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.</li></ul>A typical day will involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. The ability to problem solve and work from first principles will be required to develop solutions to brand new or client specific requests. Work will be documented in line with the Technical Actuarial Standards and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.Work will be carried out independently, with support and oversight of the Senior Pricing Actuary.You will work closely with colleagues in other teams such as Sales, Finance, Customer Insights, Product &amp; Proposition, Clinical Policy and Healthcare Analytics on a range of projects and initiatives.You'll also work with our colleagues in the Actuarial Technical Hub to understand claims inflation and its impact on product performance, and to ensure that the impact of our pricing work is taken into account in reporting and planning.Qualifications, skills and experience<ul><li>Experience in pricing in general insurance or health markets.</li><li>Practical knowledge of some of the following types of models: Generalised Linear Modelling or machine learning; econometrics such as price optimisation; lifetime value value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Strong communication skills, including the ability to present technical information  and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li><li>Experience with SAS or SQL is essential</li><li>Experience in Emblem, Radar and R would be an advantage.</li><li>Good progression towards the IFoA qualification (or equivalent) would be an advantage (11+ exam passes, but will consider those with required technical experience who are not pursing formal qualification)</li></ul>BenefitsOur benefits are designed to make health happen for our people. Viva is our global wellbeing programme and includes all aspects of our health – from mental and physical, to financial, social and environmental wellbeing. We support flexible working and have a range of family friendly benefits.Joining Bupa in this role you will receive the following benefits and more:• 25 days holiday per year, pro rata to your contract.• Access to a range of services to support your physical and mental wellbeing• Fixed term benefits allowance• Access to our confidential employee assistance programme• Workplace pension• Online discounts covering your everyday shopping, entertainment, eating out and more.Why Bupa?We’re a health insurer and provider. With no shareholders, our customers are our focus. Our people are all driven by the same purpose – helping people live longer, healthier, happier lives and making a better world. We make health happen by being brave, caring and responsible in everything we do.We encourage all of our people to “Be you at Bupa”, we champion diversity, and we understand the importance of our people representing the communities and customers we serve.  That’s why we especially encourage applications from people with diverse backgrounds and experiences.As a Disability Confident employer, we offer a guaranteed interview for every disabled applicant who meets the minimum criteria for the job. We’ll make sure you are treated fairly and offer reasonable adjustments as part of our recruitment process to anyone that needs them.

Actuarial Pricing AnalystHybrid working with up to 4 days per week working from homeStaines or Angel Court, LondonPermanentCirca £45K per annum dependent upon experienceFull time 37.5 hours per weekWe consider all types of flexibility, including locations, hours and working patterns.Our Actuarial teams play a key role in helping us deliver on our strategy. Whether your focus is pricing, reserving, modelling or another area we believe in allowing our colleagues to work in a way that suits them. Giving them the time and freedom to keep our customers at the heart of every decision.As one of our Actuarial Pricing Analysts you'll get to learn everything about pricing and will be able to enjoy clearly defined career progression.This role is in Bupa's UK Insurance business and you'll be part of the actuarial team responsible for the pricing and analytics for one or more of our insurance products. We're responsible for developing and delivering the pricing strategy in support of Bupa's strategic goals. This will involve the analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions. In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.You’ll support the development of new products and benefit features and support the pricing of any relevant new product or benefit changes. You’ll also be carrying out analysis and investigations of an actuarial nature, covering topics such as new business conversion rates, retention, competitor pricing, customer complaints and decision-making, expense allocation and long-term profitability by customer segment.A typical day will involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. Work will be documented in line with the Technical Actuarial Standards and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.You will work closely with colleagues in other teams such as Sales, Finance, Customer Insights, Product &amp; Proposition, Clinical Policy and Healthcare Analytics on a range of projects and initiatives. You'll also work with our colleagues in the Actuarial Technical Hub to understand claims inflation and its impact on product performance, and to ensure that the impact of our pricing work is taken into account in reporting and planning.Qualifications, skills and experience<ul><li>Experience in pricing in general insurance or health markets is desirable.</li><li>Practical knowledge of some of the following types of models: Generalised Linear Modelling or machine learning; econometrics such as price optimisation; lifetime value value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Strong communication skills, including the ability to present technical information  and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li><li>Experience with SAS, Emblem and Radar desirable.</li><li>Experience with R would be an advantage.</li><li>Good progression towards the IFoA qualification (or equivalent) would be an advantage.</li></ul>BenefitsOur benefits are designed to make health happen for our people. Viva is our global wellbeing programme and includes all aspects of our health – from mental and physical, to financial, social and environmental wellbeing. We support flexible working and have a range of family friendly benefits.Joining Bupa in this role you will receive the following benefits and more:• 25 days holiday per year, pro rata to your contract.• Access to a range of services to support your physical and mental wellbeing• Fixed term benefits allowance• Access to our confidential employee assistance programme• Workplace pension• Online discounts covering your everyday shopping, entertainment, eating out and more.Why Bupa?We’re a health insurer and provider. With no shareholders, our customers are our focus. Our people are all driven by the same purpose – helping people live longer, healthier, happier lives and making a better world. We make health happen by being brave, caring and responsible in everything we do.We encourage all of our people to “Be you at Bupa”, we champion diversity, and we understand the importance of our people representing the communities and customers we serve.  That’s why we especially encourage applications from people with diverse backgrounds and experiences.As a Disability Confident employer, we offer a guaranteed interview for every disabled applicant who meets the minimum criteria for the job. We’ll make sure you are treated fairly and offer reasonable adjustments as part of our recruitment process to anyone that needs them.Time Type: Full timeJob Area: Finance &amp; AccountingLocations: Staines - Willow House

Salary: Up to £105K + fantastic benefits including 10% Management Bonus SchemeHere you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.Bupa’s purpose is to help people live longer, healthier, happier lives and making a better world, our Actuarial teams play a key role in helping us deliver on our purpose. In 2019 we appointed a new Chief Actuary, under their leadership we’ve expanded our team and invested in our colleagues, delivering great results for our business.We believe our Actuarial team shapes the future of our company. With colleagues covering pricing, reserving, modelling and much more they help future proof our business, all the while keeping our customers at the heart of every decision.The pricing actuary's purpose is to support Bupa Global by improving data, insights and predictive analytics within the company. Making strategic and tactical recommendations on pricing and underwriting topics in support of Bupa’s strategic goals and the pricing and underwriting strategy.It’s pricing that’s truly Global: UK, Dubai, HK, Egypt, Bahrain, Qatar etc...It's broad. You'll be developing the strategy to grow the business further (pricing and sophistication). It's an exciting time to be at forefront of this enterprise expansion…Responsibilities:<ul><li>Working with international stakeholders to develop new pricing initiatives and support other areas that require pricing input</li><li>Carrying out rate and zonal reviews to assess performance of Bupa’s product suite and making pricing recommendations and supporting the implementation of these</li><li>Developing and maintaining risk, demand and value models using generalised linear models and machine learning to support pricing and to provide insight into customer decision-making</li><li>Building pricing scenario tools to test different pricing strategies</li><li>Identification, development and deployment of new analytical techniques, tools and data sources, and supporting team members in making optimal use of these</li><li>Pricing of new and existing IPMI and other insurance products</li><li>Facilitating and interpreting competitor pricing analysis</li></ul>Supporting projects across multiple functional areas, as a subject matter expert, applying advanced analytical methods to develop business solutions to challenges and opportunities that arise.Requirements:<ul><li>Qualified Actuary (IFoA) with 2-3 years post-qualification experience – strong, newly qualified candidates will be considered or a similar level of experience in a pricing team</li><li>I/PMI pricing experience – candidates with pricing experience in other general insurance sectors will be considered</li><li>Strong experience with manipulating and using insurance data</li><li>Statistical modelling experience including Generalised Linear Modelling and other advanced analytics methods</li><li>Lifetime value or embedded value modelling</li><li>Experience with suitable statistical and analytical tools such as SAS, Earnix, Emblem, Radar and R</li><li>Proven track record of applying advanced analytics and data modelling to business situations in order to provide strategic recommendations. Ability to refine and apply knowledge of data to solve business needs</li></ul>A proactive mindset, challenging requirements, seeing things from a customer's viewpoint and exploring new directions from results of analyses.Why Bupa?We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Benefits:<ul><li>One off Golden Handshake payment (T’s and C’s apply)</li><li>Payment of Professional Registration fees</li><li>Equivalent to 25 days holiday per year, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Support with travel costs via a season ticket loan or cycle2work</li><li>Discounted access to online gym sessions through Gympass</li><li>Various other benefits and online discounts</li><li>Free onsite massages as a recognition for your hard work</li><li>Opportunity to participate in our annual awards ceremony</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.Whether you’ve found your feet or are discovering a new path. Welcome to a place that celebrates you.This isn’t where you've been. This is where you're going. This is what we have belief in.

£35K - £39K + fantastic benefitsAbout BupaHere you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.We always go the extra mile by giving our customers fast access to treatment and helping them get the specialist support they need. At Bupa, you’ll be a part of a fun, social environment as well as making a huge difference for our customers. Expect solid benefits and opportunities to grow.About the teamWe believe our Actuarial team shapes the future of our company. With colleagues covering pricing, reserving, modelling and much more they help future proof our business, all the while keeping our customers at the heart of every decision.An exciting development opportunity has arisen where you will provide technical actuarial support for a variety of projects including the development of pricing recommendations to be taken to the internal pricing governance committees.About the roleResponsibilities and activities will vary depending on evolving strategy and priorities within the business but will include the following types of tasks:<ul><li>Analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions.</li><li>Supporting the development of new products and benefit features and support the pricing of any relevant new product or benefit changes.</li><li>Carrying out analysis and investigations of an actuarial nature, covering topics such as new business conversion rates, retention, competitor pricing, customer complaints and decision-making, expense allocation and long-term profitability by customer segment.</li><li>In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.</li></ul>A typical day will involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. Work will be documented in line with the Technical Actuarial Standards and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.You will work closely with colleagues in other teams such as Sales, Finance, Customer Insights, Product &amp; Proposition, Clinical Policy and Healthcare Analytics on a range of projects and initiatives.You'll also work with our colleagues in the Actuarial Technical Hub to understand claims inflation and its impact on product performance, and to ensure that the impact of our pricing work is taken into account in reporting and planning.RequirementsThe role holder is expected to have the following experience and qualifications:<ul><li>1 to 4 passes/exemptions towards the FIA/FFA qualification (or equivalent).</li><li>Experience in pricing in general insurance or health markets.</li><li>Theoretical or practical knowledge of some of the following types of models: Generalised Linear Modelling or machine learning; econometrics such as price optimisation; lifetime value value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Strong communication skills, including the ability to present technical information and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li></ul>Experience with SAS, R, Emblem and Radar would be an advantage.Why Bupa? We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. You will be eligible for:<ul><li>25 days holiday, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Onsite gyms or local discounts where no onsite gym available</li><li>Various other benefits and online discounts</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

Up to £93K + fantastic benefits including 10% Management Bonus SchemeAbout BupaHere you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusiveenvironment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.Bupa’s purpose is to help people live longer, healthier, happier lives and making a batter world, our Actuarial teams play a key role in helping us deliver on our purpose. In 2019 we appointed a new Chief Actuary, under their leadership we’ve expanded our team and invested in our colleagues, delivering great results for our business.About the teamWe believe our Actuarial team shapes the future of our company. With colleagues covering pricing, reserving, modelling and much more they help future proof our business, all the while keeping our customers at the heart of every decision.The pricing actuary's purpose is to support Bupa Global by improving data, insights and predictive analytics within the company. Making strategic and tactical recommendations on pricing and underwriting topics in support of Bupa’s strategic goals and the pricing and underwriting strategy.It’s pricing that’s truly Global: UK, Dubai, HK, Egypt, Bahrain, Qatar etc...It's broad. You'll be developing the strategy to grow the business further (pricing and sophistication). It's an exciting time to be at forefront of this enterprise expansion…Responsibilities and activities will vary depending on evolving strategy and priorities within the business but will include the following types of tasks:<ul><li>Working with international stakeholders to develop new pricing initiatives and support other areas that require pricing input</li><li>Carrying out rate and zonal reviews to assess performance of Bupa’s product suite and making pricing recommendations and supporting the implementation of these</li><li>Developing and maintaining risk, demand and value models using generalised linear models and machine learning to support pricing and to provide insight into customer decision-making</li><li>Building pricing scenario tools to test different pricing strategies</li><li>Identification, development and deployment of new analytical techniques, tools and data sources, and supporting team members in making optimal use of these</li><li>Pricing of new and existing IPMI and other insurance products</li><li>Facilitating and interpreting competitor pricing analysis</li></ul>Supporting projects across multiple functional areas, as a subject matter expert, applying advanced analytical methods to develop business solutions to challenges and opportunities that arise.The role holder is expected to have the following experience and qualification/s:<ul><li>Qualified Actuary (IFoA) with 2-3 years post-qualification experience – strong, newly qualified candidates will be considered or a similar level of experience in a pricing team</li><li>I/PMI pricing experience – candidates with pricing experience in other general insurance sectors will be considered</li><li>Strong experience with manipulating and using insurance data</li><li>Statistical modelling experience including Generalised Linear Modelling and other advanced analytics methods</li><li>Lifetime value or embedded value modelling</li><li>Experience with suitable statistical and analytical tools such as SAS, Earnix, Emblem, Radar and R</li><li>Proven track record of applying advanced analytics and data modelling to business situations in order to provide strategic recommendations.  Ability to refine and apply knowledge of data to solve business needs</li></ul>A proactive mindset, challenging requirements, seeing things from a customer's viewpoint and exploring new directions from results of analyses.Why Bupa? We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. You’ll be eligible for:<ul><li>One off Golden Handshake payment (T’s and C’s apply)</li><li>Payment of Professional Registration fees</li><li>Equivalent to 25 days holiday per year, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Support with travel costs via a season ticket loan or cycle2work</li><li>Discounted access to online gym sessions through Gympass</li><li>Various other benefits and online discounts</li><li>Free onsite massages as a recognition for your hard work</li><li>Opportunity to participate in our annual awards ceremony</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.We always go the extra mile by giving our customers fast access to treatment and helping them get the specialist support they need. At Bupa, you’ll be a part of a fun, social environment as well as making a huge difference for our customers. Expect solid benefits and opportunities to grow.We believe our Actuarial team shapes the future of our company. With colleagues covering pricing, reserving, modelling and much more they help future proof our business, all the while keeping our customers at the heart of every decision.An exciting development opportunity has arisen where you will provide technical actuarial support for a variety of projects including the development of pricing recommendations to be taken to the internal pricing governance committees.Responsibilities and activities will vary depending on evolving strategy and priorities within the business but will include the following types of tasks:<ul><li>Analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions.</li><li>Supporting the development of new products and benefit features and support the pricing of any relevant new product or benefit changes.</li><li>Carrying out analysis and investigations of an actuarial nature, covering topics such as new business conversion rates, retention, competitor pricing, customer complaints and decision-making, expense allocation and long-term profitability by customer segment.</li></ul>In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.A typical day will involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. Work will be documented in line with the Technical Actuarial Standards and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.You will work closely with colleagues in other teams such as Sales, Finance, Customer Insights, Product &amp; Proposition, Clinical Policy and Healthcare Analytics on a range of projects and initiatives.You'll also work with our colleagues in the Actuarial Technical Hub to understand claims inflation and its impact on product performance, and to ensure that the impact of our pricing work is taken into account in reporting and planning.The role holder is expected to have the following experience and qualifications:<ul><li>1 to 4 passes/exemptions towards the FIA/FFA qualification (or equivalent).</li><li>Experience in pricing in general insurance or health markets.</li><li>Theoretical or practical knowledge of some of the following types of models: Generalised Linear Modelling or machine learning; econometrics such as price optimisation; lifetime value value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Strong communication skills, including the ability to present technical information and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li><li>Experience with SAS, R, Emblem and Radar would be an advantage.</li></ul>Why Bupa?We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. You will be eligible for:<ul><li>25 days holiday, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Onsite gyms or local discounts where no onsite gym available</li><li>Various other benefits and online discounts</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.No matter your role, you’ll have an opportunity to do work that matters. Making a difference to the lives of our customers each and every day.Role OverviewThis role is in Bupa's UK Insurance business and you'll be part of the actuarial team responsible for the pricing and analytics for one or more of our insurance products. We're responsible for developing and delivering the pricing strategy in support of Bupa's strategic goals. This will involve the analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions. In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.What you’ll do:You’ll support the development of new products and benefit features and support the pricing of any relevant new product or benefit changes. You’ll also be carrying out analysis and investigations of an actuarial nature, covering topics such as new business conversion rates, retention, competitor pricing, customer complaints and decision-making, expense allocation and long-term profitability by customer segment.A typical day will involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. Work will be documented in line with the Technical Actuarial Standards and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.You will work closely with colleagues in other teams such as Sales, Finance, Customer Insights, Product &amp; Proposition, Clinical Policy and Healthcare Analytics on a range of projects and initiatives. You'll also work with our colleagues in the Actuarial Technical Hub to understand claims inflation and its impact on product performance, and to ensure that the impact of our pricing work is taken into account in reporting and planning.What you’ll bring:The role holder is expected to have the following experience and qualification/s:<ul><li>Experience in pricing in general insurance or health markets.</li><li>Practical knowledge of some of the following types of models: Generalised Linear Modelling or machine learning; econometrics such as price optimisation; lifetime value value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Strong communication skills, including the ability to present technical information  and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li><li>Experience with SAS, Emblem and Radar essential.</li><li>Experience with R would be an advantage.</li><li>Good progression towards the IFoA qualification (or equivalent) would be an advantage. </li><li>Put fair treatment of customers at the heart of what you say and do. Be courageous and speak up if you believe our products or services do not deliver what we have led our customers to expect</li><li>Be accountable and take ownership for ensuring you are familiar with all regulatory requirements that fall within the remit of your role and comply with them at all times. Seek guidance if you need support understanding your regulatory requirements. Notify, without delay, any potential or actual breach of regulation</li><li>To maintain governance and control requirements, ensuring all internal governance requirements are met, including full compliance with all policies, audit actions, monitoring actions and risk appetite</li><li>Maintain a suitable level of oversight over those responsibilities that have been delegated to other individuals for which you remain accountable</li><li>Provide a suitable level of regular Management Information to those accountable individuals where responsibility has been delegated to you</li></ul>Why Bupa? We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. As an Actuarial Pricing Analyst you’ll be eligible for:<ul><li>25 days holiday, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Onsite gyms or local discounts where no onsite gym available</li><li>Various other benefits and online discounts</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.Bupa’s purpose is to help people live longer, healthier, happier lives and making a batter world, our Actuarial teams play a key role in helping us deliver on our purpose. In 2019 we appointed a new Chief Actuary, under their leadership we’ve expanded our team and invested in our colleagues, delivering great results for our business.We believe our Actuarial team shapes the future of our company. With colleagues covering pricing, reserving, modelling and much more they help future proof our business, all the while keeping our customers at the heart of every decision.The pricing actuary's purpose is to support Bupa Global by improving data, insights and predictive analytics within the company. Making strategic and tactical recommendations on pricing and underwriting topics in support of Bupa’s strategic goals and the pricing and underwriting strategy.It’s pricing that’s truly Global: UK, Dubai, HK, Egypt, Bahrain, Qatar etc...It's broad. You'll be developing the strategy to grow the business further (pricing and sophistication). It's an exciting time to be at forefront of this enterprise expansion…Responsibilities and activities will vary depending on evolving strategy and priorities within the business but will include the following types of tasks:<ul><li>Working with international stakeholders to develop new pricing initiatives and support other areas that require pricing input</li><li>Carrying out rate and zonal reviews to assess performance of Bupa’s product suite and making pricing recommendations and supporting the implementation of these</li><li>Developing and maintaining risk, demand and value models using generalised linear models and machine learning to support pricing and to provide insight into customer decision-making</li><li>Building pricing scenario tools to test different pricing strategies</li><li>Identification, development and deployment of new analytical techniques, tools and data sources, and supporting team members in making optimal use of these</li><li>Pricing of new and existing IPMI and other insurance products</li><li>Facilitating and interpreting competitor pricing analysis</li></ul>Supporting projects across multiple functional areas, as a subject matter expert, applying advanced analytical methods to develop business solutions to challenges and opportunities that arise.The role holder is expected to have the following experience and qualification/s:<ul><li>Qualified Actuary (IFoA) with 2-3 years post-qualification experience – strong, newly qualified candidates will be considered or a similar level of experience in a pricing team</li><li>I/PMI pricing experience – candidates with pricing experience in other general insurance sectors will be considered</li><li>Strong experience with manipulating and using insurance data</li><li>Statistical modelling experience including Generalised Linear Modelling and other advanced analytics methods</li><li>Lifetime value or embedded value modelling</li><li>Experience with suitable statistical and analytical tools such as SAS, Earnix, Emblem, Radar and R</li><li>Proven track record of applying advanced analytics and data modelling to business situations in order to provide strategic recommendations.  Ability to refine and apply knowledge of data to solve business needs</li></ul>A proactive mindset, challenging requirements, seeing things from a customer's viewpoint and exploring new directions from results of analyses.Why Bupa? We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. You’ll be eligible for:<ul><li>One off Golden Handshake payment (T’s and C’s apply)</li><li>Payment of Professional Registration fees</li><li>Equivalent to 25 days holiday per year, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Support with travel costs via a season ticket loan or cycle2work</li><li>Discounted access to online gym sessions through Gympass</li><li>Various other benefits and online discounts</li><li>Free onsite massages as a recognition for your hard work</li><li>Opportunity to participate in our annual awards ceremony</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

<ul><li>Hybrid working: up to 4 days per week working from home</li><li>Salary: £45K - £54K per annum + excellent benefits</li></ul>Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.No matter your role, you’ll have an opportunity to do work that matters. Making a difference to the lives of our customers each and every day.Role OverviewThis role is in Bupa's UK Insurance business and you'll be part of the actuarial team responsible for the pricing and analytics for one or more of our insurance products. We're responsible for developing and delivering the pricing strategy in support of Bupa's strategic goals. This will involve the analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions. In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.What you’ll do:<ul><li>You’ll support the development of new products and benefit features and support the pricing of any relevant new product or benefit changes.</li><li>You’ll also be carrying out analysis and investigations of an actuarial nature, covering topics such as new business conversion rates, retention, competitor pricing, customer complaints and decision-making, expense allocation and long-term profitability by customer segment.</li><li>A typical day will involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. Work will be documented in line with the Technical Actuarial Standards and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.</li><li>You will work closely with colleagues in other teams such as Sales, Finance, Customer Insights, Product &amp; Proposition, Clinical Policy and Healthcare Analytics on a range of projects and initiatives. You'll also work with our colleagues in the Actuarial Technical Hub to understand claims inflation and its impact on product performance, and to ensure that the impact of our pricing work is taken into account in reporting and planning.</li></ul>What you’ll bring:<ul><li>The role holder is expected to have the following experience and qualification/s:</li><li>Experience in pricing in general insurance or health markets.</li><li>Practical knowledge of some of the following types of models: Generalised Linear Modelling or machine learning; econometrics such as price optimisation; lifetime value value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Strong communication skills, including the ability to present technical information  and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li><li>Experience with SAS, Emblem and Radar essential.</li><li>Experience with R would be an advantage.</li><li>Good progression towards the IFoA qualification (or equivalent) would be an advantage. </li><li>Put fair treatment of customers at the heart of what you say and do. Be courageous and speak up if you believe our products or services do not deliver what we have led our customers to expect</li><li>Be accountable and take ownership for ensuring you are familiar with all regulatory requirements that fall within the remit of your role and comply with them at all times. Seek guidance if you need support understanding your regulatory requirements. Notify, without delay, any potential or actual breach of regulation</li><li>To maintain governance and control requirements, ensuring all internal governance requirements are met, including full compliance with all policies, audit actions, monitoring actions and risk appetite</li><li>Maintain a suitable level of oversight over those responsibilities that have been delegated to other individuals for which you remain accountable</li><li>Provide a suitable level of regular Management Information to those accountable individuals where responsibility has been delegated to you</li></ul>Why Bupa?We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. As an Actuarial Pricing Analyst you’ll be eligible for:<ul><li>25 days holiday, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Onsite gyms or local discounts where no onsite gym available</li><li>Various other benefits and online discounts</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

<ul><li>Fixed Term Contract - Until end of 2023</li><li>Full Time – 37.5 hours pw</li><li>£60K - £70K + excellent benefits</li><li>Hybrid Working – location can be flexible (London/Staines)</li></ul>Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.No matter your role, you’ll have an opportunity to do work that matters. Making a difference to the lives of our customers each and every day.Role OverviewThis role is to to support the embedding of our program of sophisticated pricing practices across the UK Insurance Consumer & SME Pricing teams. Supporting the smooth transition to new working practices, developing portfolio analysis tools and monitoring the performance of the new pricing models.We require 2 Fixed Term Contractors until end of 2023 to support the embedding of new pricing models and new ways of working into BAU – one role each for the Consumer and SME Pricing teams. Key deliverables will be the successful transition from current to new pricing regimes and establishing portfolio analysis to monitor the performance of the new pricing models.What you’ll do:This role is in Bupa's UK Insurance business, and you'll be part of the Commercial Pricing team who are responsible for the pricing and analytics for our Consumer and SME PMI insurance products. We're accountable for developing and delivering the pricing strategy in support of Bupa's strategic goals.Typically, this involves analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions. In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.You will work closely with colleagues in the pricing project and BAU pricing teams, along with those from other teams such as Actuarial reporting & forecasting, Sales, Finance, IT and Product as well as external consultants.Acting under management instructions there may be the occasional opportunity to support some BAU activity which could involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. Work will be documented in line with the Technical Actuarial Standards, and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.What you’ll bring:The role holder is expected to have the following experience and qualifications:<ul><li>Experience in pricing in general insurance or health markets.</li><li>Practical knowledge of GLM/GBM/machine learning, price optimisation, lifetime value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Ability to apply technical knowledge effectively in a business and commercial context</li><li>Strong communication skills, including the ability to present technical information and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li><li>Experience with SAS, Emblem and Radar essential.</li><li>Experience with Python would be an advantage.</li><li>Good progression towards the IFoA qualification (or equivalent) would be an advantage</li></ul>BenefitsWe are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers. Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. You’ll be eligible for:<ul><li>25 days holiday per year, pro rata to your contract.</li><li>Access to a range of services to support your physical and mental wellbeing</li><li>Fixed term benefits allowance</li><li>Access to our confidential employee assistance programme</li><li>Workplace pension</li><li>Online discounts covering your everyday shopping, entertainment, eating out and more.
</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

About iptiQ



<div>
iptiQ is a risk tech start-up within Swiss Re Group. Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime. 
 
iptiQ provides digital, bespoke and transparent L&amp;H and P&amp;C protection products in a B2B2C manner. Founded in 2014, we're transforming the way consumers buy insurance with a unique digital insurance engine which incorporates the latest technology with world-class underwriting capabilities. We build strong partnerships to sell insurance via trusted brands. 
 
Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. iptiQ embraces a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work. 








</div>

About the role



We are looking for the special actuary! You will have a unique and exciting opportunity to join a diverse and motivated team, committed to delivering value and innovative services together with our clients and partners in the primary insurance space.



You will be a member of the product management team where product managers and actuaries are working very close together or are even united in one person. You will be responsible for the pricing development of easy-to-understand insurance products suitable for digitalization for our focus markets Germany, Netherlands, Switzerland, Italy, Spain and Portugal. You will work closely in cross-functional teams evaluating key consumer needs to build a great customer experience using brand-new technology solutions. While enabling attractive sales journeys, you will ensure robust underwriting, and work together with the claims team to ensure end-to-end automation capabilities. You will report to the Head Product Management DACH.



Your responsibilities include:



<ul>
	<li>
	Generate pricing metrics for profitability management and benchmark analytics as well as partnership with the reserving department
	</li>
	<li>
	Create very modular tariffs with focus on motor enabling high flexibility on coverage and object bundles while keeping adverse selection risks under tight control
	</li>
	<li>
	Develop innovative and easy to understand P&amp;C products starting from our customers' perspective and in close collaboration with claims
	</li>
	<li>
	In case of limited claims data, define technical and commercial tariffs for newly developed products while also performing more sophisticated actuarial analysis (GLM and new methods) for bigger portfolios
	</li>
	<li>
	Continuously improve the selection and pricing of risks through the use of leading-edge pricing tools and models incl. predictive analytics
	</li>
	<li>
	Monitor market developments, evaluate upcoming consumer needs and perform competitor benchmarking to ensure adequate positioning of our products
	</li>
	<li>
	Be responsible for your own market and manage your product portfolio through continuous testing of different bundles, tariffs and sales journeys
	</li>
	<li>
	Participate in sales pitches and ideation workshops as part of a cross-functional team to onboard new distribution partners in your market
	</li>
</ul>



About the team



We put the consumers' needs in the centre of what we do, aim to become a digital champion and believe in data-based learning. We use the Swiss Re network to access state of the art technologies and capabilities, combine it with local expertise and an innovative mind-set, constantly questioning current ways of offering insurance. Our aim is to drive the digitalisation of the P&amp;C insurance business in Europe as a white-label insurer working with trusted brands. We combine insurance know-how and e-commerce competencies, as well as the dynamic spirit of a start-up with the backing of Swiss Re.



Do you enjoy thinking ahead and identifying new opportunities or anticipate future challenges? Do you like driving sophisticated projects in an agile way? Join us today if you enjoy pushing borders and have a passion for the latest technologies!



About you



<ul>
	<li>
	Fully qualified actuary with 3+ years of experience in P&amp;C retail pricing (experience with key software such as Earnix, Emblem is an advantage) in Continental Europe
	</li>
	<li>
	Expertise in statistical modelling and data analytics (Proficiency in modelling languages such as R, Python or similar) and comfortable learning and working with new software
	</li>
	<li>
	Technology minded with a clear view on how technology can be used for customer friendly underwriting and more attractive insurance products
	</li>
	<li>
	Creative and have many ideas how to improve the current market practices and enhancing the customer experience through transparent products
	</li>
	<li>
	Hands-on and independent working style embracing cross-functional teams and partnering with distribution partners from different industries and backgrounds
	</li>
	<li>
	Ambitious and able to demonstrate commercial competence when partnering with distributors and driving product innovation
	</li>
	<li>
	Clear and effective communication with internal and external business leaders
	</li>
	<li>
	Proficiency in Dutch and English; proficiency in other EU languages is a plus
	</li>
</ul>



We are an equal opportunity employer, and we value diversity at our company. Our aim is to live visible and invisible diversity – diversity of age, race, ethnicity, nationality, gender, gender identity, sexual orientation, religious beliefs, physical abilities, personalities and experiences – at all levels and in all functions and regions. We also collaborate in a flexible working environment, providing you with a compelling degree of autonomy to decide how, when and where to carry out your tasks.

 

We provide feedback to all candidates via email. If you have not heard back from us, please check your spam folder.



#LI-Hybrid
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Keywords:   
Reference Code: 115541 


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Health Actuary Jobs & Actuarial Careers in the Health Sector