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Become a part of our caring community and help us put health firstThe Associate Actuary, Analytics/Forecasting analyzes and forecasts financial, economic, and other data to provide accurate and timely information for strategic and operational decisions.Establishes metrics, provides data analyses, and works directly to support business intelligence. Evaluates industry, economic, financial, and market trends to forecast the organization's short, medium, and long-term financial and competitive position.The Associate Actuary, Analytics/Forecasting work assignments involve moderately complex to complex issues where the analysis of situations or data requires an in-depth evaluation of variable factors.The Associate Actuary, Analytics/Forecasting ensures data integrity by developing and executing necessary processes and controls around the flow of data.Collaborates with stakeholders to understand business needs/issues, troubleshoots problems, conducts root cause analysis, and develops cost-effective resolutions for data anomalies. Begins to influence department's strategy.Makes decisions on moderately complex to complex issues regarding technical approach for project components, and work is performed without direction. Exercises considerable latitude in determining objectives and approaches to assignments.Use your skills to make an impactRequired Qualifications<ul><li>Bachelor's Degree</li><li>Associate of Society of Actuaries (ASA) designation</li><li>MAAA</li><li>Strong communication skills</li><li>Must be passionate about contributing to an organization focused on continuously improving consumer experiences</li><li>SAS/SQL Knowledge</li></ul>Scheduled Weekly Hours 40Pay RangeThe compensation range below reflects a good faith estimate of starting base pay for full time (40 hours per week) employment at the time of posting. The pay range may be higher or lower based on geographic location and individual pay will vary based on demonstrated job-related skills, knowledge, experience, education, certifications, etc. $106,900 - $147,000 per year.This job is eligible for a bonus incentive plan based upon company and/or individual performance.Description of BenefitsHumana, Inc. and its affiliated subsidiaries (collectively, "Humana") offers competitive benefits that support whole-person well-being. Associate benefits are designed to encourage personal wellness and smart healthcare decisions for you and your family while also knowing your life extends outside of work.Among our benefits, Humana provides medical, dental and vision benefits, 401(k) retirement savings plan, time off (including paid time off, company and personal holidays, volunteer time off, paid parental and caregiver leave), short-term and long-term disability, life insurance and many other opportunities.About usHumana Inc. (NYSE: HUM) is committed to putting health first - for our teammates, our customers, and our company. Through our Humana insurance services and CenterWell healthcare services, we make it easier for the millions of people we serve to achieve their best health - delivering the care and service they need, when they need it.Equal Opportunity EmployerIt is the policy of Humana not to discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or veteran status.It is also the policy of Humana to take affirmative action to employ and to advance in employment, all persons regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or protected veteran status, and to base all employment decisions only on valid job requirements.This policy shall apply to all employment actions, including but not limited to recruitment, hiring, upgrading, promotion, transfer, demotion, layoff, recall, termination, rates of pay or other forms of compensation and selection for training, including apprenticeship, at all levels of employment.

Become a part of our caring community and help us put health firstThe Associate Actuary, Pricing is responsible for setting pricing assumptions, submitting bids, filing and gaining approval of premium rates and rate certifications with regulatory agencies. Supports implementation of rates, new plans and benefit changes.Provides guidance to Product Development on new product/benefit cost impacts. Develops and maintains pricing tools that price standard and custom benefits.The Associate Actuary, Pricing work assignments involve moderately complex to complex issues where the analysis of situations or data requires an in-depth evaluation of variable factors.The Associate Actuary, Pricing establishes market level financial metrics to align with segment profitability goals, analyzes market level results and projections and develops recommended pricing actions to address gaps to targeted metrics.Leverages market level projections and experience data tools to research root cause and capture insights. Researches and understands competitors in the marketplace and collaborates with sales and other partners supporting the markets to develop strategies for profitable membership growth.Accountable for actuarial certifications on rate filings, including attesting to compliance with state and federal rating and benefit regulations. Begins to influence department's strategy.Makes decisions on moderately complex to complex issues regarding technical approach for project components, and work is performed without direction. Exercises considerable latitude in determining objectives and approaches to assignments.Key Responsibilities:<ul><li>Support market strategy development with business partners as a regional representative & collaborate to develop accurate, actuarially sound and compliant bids</li><li>Serve as risk managers in bid development process including thoroughly vetting assumption inputs from business partners, identifying potential risks, influencing product/pricing strategy to mitigate risks, and escalating risks as needed</li><li>Execute bid development tasks at the direction of the region lead, and support the region lead in creating clear and concise exhibits to explain bid results</li><li>Co-develop key business insights with region lead on forecast drivers/results, and communicate to business partners and senior leadership</li><li>Support the development of solutions/enhancements that increase efficiency, including additional pricing adjustments</li><li>Support desk review process including ensuring that questions are addressed in a timely manner eliminating the need for extension requests</li></ul>Use your skills to make an impactRequired Qualifications:<ul><li>Bachelor's Degree</li><li>Associate of Society of Actuaries (ASA) designation</li><li>Member of the American Academy of Actuaries (MAAA)</li><li>Strong communication</li><li>Must be passionate about contributing to an organization focused on continuously improving consumer experiences</li></ul>Preferred Qualifications:<ul><li>Pricing Experience</li><li>Medicare Advantage Experience</li></ul>Scheduled Weekly Hours: 40Pay Range: $104,800 - $144,300 per year. This job is eligible for a bonus incentive plan based upon company and/or individual performance.Description of Benefits:Humana, Inc. offers competitive benefits that support whole-person well-being. Associate benefits are designed to encourage personal wellness and smart healthcare decisions for you and your family.About us:Humana Inc. is committed to putting health first - for our teammates, our customers and our company. Through our Humana insurance services and CenterWell healthcare services, we make it easier for the millions of people we serve to achieve their best health.Equal Opportunity Employer:It is the policy of Humana not to discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or veteran status.

Deloitte Consulting's Human Capital practice is a leading global advisor and implementation partner working with companies, governments, and organizations around the world. Our goal is to improve our clients' organizational results and impact by focusing on challenges at the intersection of business and people. Recruiting for this role ends on 2/5/25.Work you'll doAs a Deloitte Consulting Health Actuary Manager in the Insurance practice of Deloitte's Human Capital group, you will assist Deloitte Managers, Senior Managers, and Partners in providing strategic and technical consulting services to health plans, providers, Federal and State governments, and PBMs.At Deloitte, you can be a part of the transformation of the health care sector. Deloitte's health actuaries are participating in the development of evidence-based medicine and the transition of payments from paying for what is done to paying for the value provided.These types of problems require actuaries who are not only technically strong but also can be innovative, capable of addressing ill-defined, complex problems, and have a business orientation.Other responsibilities include:<ul><li>Lead a team creating a model to value the impact of health care reform on a health plan client</li><li>Review trend forecasting and predictive modeling tools</li><li>Assist clients to define underwriting policies to reduce selection</li><li>Price alternative plan designs and define product strategy</li><li>Identify strategies to reduce enterprise costs</li><li>Review reserves in support of Deloitte & Touche audits of health care liabilities</li><li>Communicate ROI for medical management and other health plan initiatives to senior level clients and Deloitte leadership</li><li>Prepare and present client presentations and reports</li><li>Conduct other Manager level health actuarial consulting activities, as required</li></ul>The teamActuarial & Insurance SolutionsDeloitte's Actuarial & Insurance Solutions practice works with finance, actuarial, and risk functions to help life insurance companies, property & casualty insurance companies, health plans, and healthcare providers modernize their operations and manage actuarial costs and risks.This involves helping our clients move from where they are today to where they need to be in the future. To enable our success, we use data and insights to inform better ways of managing risk.With over 250 credentialed actuaries in the U.S., our A&IS practice is one of the largest in the world. We are recognized as a leader in providing comprehensive, high-quality actuarial consulting, advanced analytics, and risk management services to our clients.QualificationsRequired:<ul><li>Bachelor's degree</li><li>6+ years of Health Actuary experience</li><li>Successfully passed 5 actuarial exams</li><li>Limited immigration sponsorship may be available</li><li>Ability to travel up to 50%, on average, based on the work you do and the clients and industries/sectors you serve</li></ul>Preferred:<ul><li>6+ years of consulting and/or health plan/insurance company experience</li><li>Experience managing staff and leading medium to large sized teams</li><li>ASA with progression to FSA, FSA, or career ASA designation</li><li>Experience with one or more of the following areas:</li><li>Product design and/or product strategy</li><li>Reimbursement models - including value-based care/ACO modeling</li><li>Risk adjustment mechanisms</li><li>Familiarity with group insurance products including disability, long term care, etc.</li><li>Merger and Acquisition experience</li><li>Health care reform with working knowledge of the individual medical and small group markets and/or state Medicaid programs</li><li>Strong client presence with project management, presentation, and facilitation skills</li><li>Ability to succeed in team-based or independent environments</li><li>Well-organized with the ability to handle several projects/clients simultaneously</li><li>Strong oral and written communication skills</li><li>Ability to create and manage client relationships and develop business</li><li>Dedicated work ethic with a commitment to client service excellence</li></ul>

Become a part of our caring community and help us put health firstThe Associate Actuary, Analytics/Forecasting analyzes and forecasts financial, economic, and other data to provide accurate and timely information for strategic and operational decisions.Establishes metrics, provides data analyses, and works directly to support business intelligence. Evaluates industry, economic, financial, and market trends to forecast the organization's short, medium, and long-term financial and competitive position.This position is in the Home organization at Humana. This Associate Actuary role provides an opportunity to work in a new, growing area of a Fortune 50 company at the frontier of healthcare.The role provides a non-traditional Medicare Advantage opportunity outside of bid season. They will partner closely with Financial leadership to develop new forecast models for this area's home health and skilled nursing facility (SNF) initiatives.Typical responsibilities, but not limited to:<ul><li>Developing and maintaining models to be used in pricing, budgets, forecasting, and program valuation</li><li>Owning underlying assumptions and explaining the impact of actual to expected results on financial performance</li><li>Leading discussions with senior leadership regarding assumptions and identifying key risks and areas of opportunities</li></ul>Use your skills to make an impactRequired Qualifications<ul><li>Bachelor's Degree</li><li>Associate of Society of Actuaries (ASA) designation</li><li>2 years minimum in the actuarial field (any specialty)</li></ul>Preferred Qualifications<ul><li>Established communication skills with non-actuarial business partners</li><li>Experience with large data sets and SAS/SQL experience</li><li>Medicare/MA Experience</li></ul>Additional InformationWork at Home Statement: To ensure Home or Hybrid Home/Office employees' ability to work effectively, the self-provided internet service must meet the following criteria: At minimum, a download speed of 25 Mbps and an upload speed of 10 Mbps is recommended.Employees who live and work from Home in the state of California, Illinois, Montana, or South Dakota will be provided a bi-weekly payment for their internet expense.Humana will provide Home or Hybrid Home/Office employees with telephone equipment appropriate to meet the business requirements for their position/job.Work from a dedicated space lacking ongoing interruptions to protect member PHI / HIPAA information.Scheduled Weekly Hours 40Pay RangeThe compensation range below reflects a good faith estimate of starting base pay for full time (40 hours per week) employment at the time of posting. The pay range may be higher or lower based on geographic location and individual pay will vary based on demonstrated job-related skills, knowledge, experience, education, certifications, etc.$104,800 - $144,300 per year. This job is eligible for a bonus incentive plan based upon company and/or individual performance.Description of BenefitsHumana, Inc. offers competitive benefits that support whole-person well-being. Associate benefits are designed to encourage personal wellness and smart healthcare decisions for you and your family.<ul><li>Medical, dental and vision benefits</li><li>401(k) retirement savings plan</li><li>Time off (including paid time off, company and personal holidays, volunteer time off, paid parental and caregiver leave)</li><li>Short-term and long-term disability</li><li>Life insurance and many other opportunities</li></ul>About usHumana Inc. is committed to putting health first - for our teammates, our customers, and our company. Through our Humana insurance services and CenterWell healthcare services, we make it easier for the millions of people we serve to achieve their best health.Equal Opportunity EmployerIt is the policy of Humana not to discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or veteran status.

Become a part of our caring community and help us put health firstThe Actuarial Analyst 1, Analytics/Forecasting analyzes and forecasts financial, economic, and other data to provide accurate and timely information for strategic and operational decisions.Establishes metrics, provides data analyses, and works directly to support business intelligence. Evaluates industry, economic, financial, and market trends to forecast the organization's short, medium, and long-term financial and competitive position.The Actuarial Analyst 1, Analytics/Forecasting ensures data integrity by developing and executing necessary processes and controls around the flow of data.Collaborates with stakeholders to understand business needs/issues, troubleshoots problems, conducts root cause analysis, and develops cost-effective resolutions for data anomalies.Understands own work area professional concepts/standards, regulations, strategies, and operating standards. Makes decisions regarding own work approach/priorities, and follows direction.Work is managed and often guided by precedent and/or documented procedures/regulations/professional standards with some interpretation.Use your skills to make an impactRequired Qualifications<ul><li>Bachelor's Degree</li><li>Successful completion of at least 1 actuarial exam</li><li>Strong communication</li><li>Must be passionate about contributing to an organization focused on continuously improving consumer experiences</li></ul>Scheduled Weekly Hours 40Pay Range $65,000 - $89,500 per yearDescription of BenefitsHumana, Inc. offers competitive benefits that support whole-person well-being. Associate benefits are designed to encourage personal wellness and smart healthcare decisions for you and your family.Among our benefits, Humana provides medical, dental and vision benefits, 401(k) retirement savings plan, time off (including paid time off, company and personal holidays, volunteer time off, paid parental and caregiver leave), short-term and long-term disability, life insurance and many other opportunities.About usHumana Inc. is committed to putting health first - for our teammates, our customers, and our company. Through our Humana insurance services and CenterWell healthcare services, we make it easier for the millions of people we serve to achieve their best health.Equal Opportunity EmployerIt is the policy of Humana not to discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or veteran status.This policy shall apply to all employment actions, including but not limited to recruitment, hiring, upgrading, promotion, transfer, demotion, layoff, recall, termination, rates of pay or other forms of compensation and selection for training, including apprenticeship, at all levels of employment.

Become a part of our caring community and help us put health firstThe Actuarial Analyst 2, Analytics/Forecasting analyzes and forecasts financial, economic, and other data to provide accurate and timely information for strategic and operational decisions. Establishes metrics, provides data analyses, and works directly to support business intelligence. Evaluates industry, economic, financial, and market trends to forecast the organization's short, medium and long-term financial and competitive position. The Actuarial Analyst 2, Analytics/Forecasting work assignments are varied and frequently require interpretation and independent determination of the appropriate courses of action.The Actuarial Analyst 2, Analytics/Forecasting ensures data integrity by developing and executing necessary processes and controls around the flow of data. Collaborates with stakeholders to understand business needs/issues, troubleshoots problems, conducts root cause analysis, and develops cost-effective resolutions for data anomalies. Understands department, segment, and organizational strategy and operating objectives, including their linkages to related areas. Makes decisions regarding own work methods, occasionally in ambiguous situations, and requires minimal direction and receives guidance where needed. Follows established guidelines/procedures.Use your skills to make an impactRequired Qualifications<ul><li>Bachelor's Degree</li><li>Successful completion of at least 3 actuarial exams</li><li>Meets requirements for Humana's Actuarial Professional Development Program (APDP)</li><li>Strong communication skills</li><li>Must be passionate about contributing to an organization focused on continuously improving consumer experiences</li></ul>Scheduled Weekly Hours 40Pay Range The compensation range below reflects a good faith estimate of starting base pay for full-time (40 hours per week) employment at the time of posting. The pay range may be higher or lower based on geographic location and individual pay will vary based on demonstrated job-related skills, knowledge, experience, education, certifications, etc. $78,800 - $108,500 per year. This job is eligible for a bonus incentive plan. This incentive opportunity is based upon company and/or individual performance.Description of Benefits Humana, Inc. and its affiliated subsidiaries (collectively, "Humana") offers competitive benefits that support whole-person well-being. Associate benefits are designed to encourage personal wellness and smart healthcare decisions for you and your family while also knowing your life extends outside of work. Among our benefits, Humana provides medical, dental and vision benefits, 401(k) retirement savings plan, time off (including paid time off, company and personal holidays, volunteer time off, paid parental and caregiver leave), short-term and long-term disability, life insurance, and many other opportunities.About us Humana Inc. (NYSE: HUM) is committed to putting health first - for our teammates, our customers, and our company. Through our Humana insurance services and CenterWell healthcare services, we make it easier for the millions of people we serve to achieve their best health - delivering the care and service they need, when they need it. These efforts are leading to a better quality of life for people with Medicare, Medicaid, families, individuals, military service personnel, and communities at large.Equal Opportunity Employer It is the policy of Humana not to discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability, or because he or she is a protected veteran. It is also the policy of Humana to take affirmative action to employ and to advance in employment, all persons regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability, or protected veteran status, and to base all employment decisions only on valid job requirements. This policy shall apply to all employment actions, including but not limited to recruitment, hiring, upgrading, promotion, transfer, demotion, layoff, recall, termination, rates of pay, or other forms of compensation and selection for training, including apprenticeship, at all levels of employment.

Position Title: Associate ActuaryLocations: Denver, CO; Chicago, IL; Indianapolis, IN; Mason, OH; Atlanta, GA; Louisville, KY; St. Louis, MO; Waukesha, WI; Richmond, VA; Norfolk, VAElevance Health operates in a Hybrid Workforce Strategy, providing various levels of flexibility while also ensuring that associates have opportunities to connect in-person. Unless in a designated virtual-eligible role and specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process.The Associate Actuary completes the most diverse and complicated projects and performs highly complex actuarial studies.How You Will Make an Impact:<ul><li>Performs key actuarial functions including new product pricing, evaluation of the impact of new legislation, flexible benefit consulting, and special projects.</li><li>Designs and completes special projects such as developing pricing for new benefits, creating and/or maintaining pricing and assumption models and assisting in formulary development and optimization.</li><li>Responsible for recommendations on pricing, marketing, product design, claims, premium and enrollment administration of business unit.</li></ul>Minimum Requirements:<ul><li>Requires a BA/BS degree and minimum of 4 years related experience; or any combination of education and experience, which would provide an equivalent background.</li><li>ASA required from the Society of Actuaries (SOA).</li></ul>Preferred Skills, Capabilities and Experiences:Prior experience in Medicare Part D strongly preferred.For candidates working in person or remotely in the below locations, the salary* range for this specific position is $97,812 to $185,328.In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the company. The company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws.* The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. Who We AreElevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.How We WorkAt Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. Candidates must reside within 50 miles or 1-hour commute each way of a relevant Elevance Health location.The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws.Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws.

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