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Primary DetailsTime Type: Full timeWorker Type: EmployeeTo support the provision of a range of Actuarial services to help ensure that business decisions are made using the best possible quantitative information and support.Actuarial AnalystLocation: London/LeedsType: Permanent (Hybrid)At QBE, our purpose is to enable a more resilient future.We are an international insurer and reinsurer with a local presence in 27 countries.The opportunityWe’re hiring for an Actuarial Analyst to join our London or Leeds team on a full-time, permanent basis. In this role, you’ll support the provision of a range of Actuarial Reserving services to help ensure that business decisions are made using the best possible quantitative information and support.What will you get in return?<ul><li>Full actuarial study support including paid study leave and financial incentives linked to exam progress</li><li>Supportive, collaborative and fun working environment</li><li>A company where diversity and inclusion are much more than just buzzwords but rather philosophies which are anchored in our DNA</li><li>Be part of a company that writes a diverse global portfolio of insurance business and is one of the biggest players in the Lloyd’s/London market</li></ul>Your new roleIn this role, you’ll maintain close working relationships with the Underwriting divisions, Claims, Reinsurance, and Finance in order to gain a thorough understanding of the portfolios and their drivers of profitability.The Actuarial department strives for continuous improvement. We’re supported by a dedicated combined in-house development team for database and system maintenance and development. This enables the teams to spend less time processing data and more time on analytical thinking.Main responsibilities:<ul><li>Good quality data provides the bedrock of any solid actuarial analysis – you will spend time preparing, validating, and analysing data for use in models.</li><li>Use your growing actuarial knowledge to help make parameterisation decisions e.g. how volatile should a particular distribution be? How much can we rely on the historical claims data when trying to model the future?</li><li>Help to calibrate and run models (e.g. reserving models, capital models etc.) and then analyse the outputs to make sure the results make ‘real-world’ sense.</li><li>Use the outputs of these models to help the company make better decisions e.g. should we buy an additional layer of reinsurance coverage or not? Should we continue writing a particular type of insurance business?</li><li>Reserving: support half yearly reserve assessments, monitoring performance with interim analyses including actual vs expected and portfolio analysis. Helping to provide business analysis/MI for reports and accounts.</li><li>Capital Modelling: assist in the preparation of Reserve Risk and Underwriting Risk parameterisation.</li><li>Ensure to maintain the high standards of the actuarial profession by complying with all:</li><ul><li>Relevant actuarial standards and good practice</li><li>Legal and regulatory requirements</li></ul></ul>About YouWe’re looking for someone who’s currently working through their actuarial exams and has some experience in Reserving ideally from within London Market General Insurance.Skills you’ll need:<ul><li>Communicate information in a clear, well-organised and professional manner</li><li>Comfortable in building and maintaining strong relationships both internally and externally</li><li>Ability to work independently</li><li>Strong skills in Excel and other analytical tools</li><li>Comfortable working with and interpreting numerical data</li><li>Ability to organise own work to meet deadlines</li><li>Demonstrated interest in enhancing knowledge; seeks opportunities to learn and grow</li></ul>Why QBE? At My BestAt QBE, we want our people to feel rewarded and inspired to perform at their best. We understand that one size doesn’t fit all and that priorities can change depending on your life stage. That is why our blend of wellbeing initiatives and benefits offer flexibility to suit what matters most to you.QBE Benefits:<ul><li>30 days holiday a year with the option to buy up to 2 additional days.</li><li>Flexible working - balancing work and life is important so our flexible working opportunities are open to all, this can include part-time, job share, and compressed hours.</li><li>Pension: you are automatically enrolled into the QBE pension plan, which entitles you to receive employer contributions of 10% of your basic salary.</li><li>Private medical insurance: we fund fully comprehensive private medical cover for you and all the family.</li><li>Family friendly policies: we offer 26 weeks leave at full pay regardless of gender identity, sexual orientation or how you become a parent.</li><li>Short term remote work abroad: you can request up to 20 days per year to work remotely from certain locations abroad.</li><li>Sustainable investing: we believe sustainable integration is important for long term financial, environmental, and social outcomes.</li><li>Cycle-to-Work: benefit from regular exercise whilst making your commute greener and cheaper, select a bike and/or accessories up to the value of £5,000.</li></ul>QBE AwardsSome of the awards QBE is proud to have won, been a finalist for, and shortlisted for include:<ul><li>AXCO Global Insurance Awards 2024 Winner: Network Management of the Year</li><li>Insurance Business UK 5-Star Cyber Awards 2024: QBE rated as a 5-Star Cyber Insurer</li><li>UK IT Industry Awards 2023 Winner: Green Technology Innovation of the Year</li><li>Working Dads Employer Awards 2023 Winner: Parental Policies Award</li><li>Insurance Post British Insurance Awards 2023: QBE rated as a 5-Star Employer</li></ul>Inclusion of DiversityWe are striving to create a workplace culture where all our people feel included, and we are committed to building a diverse workforce that is reflective of the communities we operate in.AccessibilityHere at QBE, we are promoting an accessible workplace for all, which includes supporting candidates to perform at their best during their recruitment process. If you require any accommodations, please make your Talent Acquisition contact aware.What next?If you have a passion to contribute to QBE’s vision of enabling a more resilient future for our customers and the community, we encourage you to apply! Simply submit your CV and other relevant documents, and a member of our friendly Talent Acquisition team will be in contact to discuss your interest further if you meet the requirements of the role.We believe this is our moment – what if it was yours too?APPLY NOW and let’s make it happen!Skills:Actuarial Science, Analytical Thinking, Business Writing, Communication, Critical Thinking, Customer Service, Data Science, Detail-Oriented, Financial Modeling, Financial Risk Management (FRM), Intentional collaboration, Managing performance, Process Improvements, Risk Management, Stakeholder Management.Equal Employment Opportunity:QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.

Primary DetailsTime Type: Full timeWorker Type: EmployeeGraduate Actuarial AnalystLocation: LeedsType: Permanent (Hybrid)At QBE, our purpose is to enable a more resilient future.We are an international insurer and reinsurer with a local presence in 27 countries.The opportunityAre you ready to start your career in actuarial science? We’re looking for a highly motivated Graduate Actuarial Analyst to join our team and support our dynamic actuarial department.This is an exciting opportunity for recent graduates with a strong analytical background to develop their skills and gain valuable experience in the world of actuarial analysis.Your new roleIn this role, you'll report directly to an Actuarial Manager and rotate across key areas such as Capital Modelling and Reserving (Insurance and Reinsurance).This offers you a fantastic opportunity to gain hands-on experience and exposure to all aspects of the actuarial field, building a well-rounded skill set for your career.Main Responsibilities:<ul><li>Assist in the analysis and interpretation of data to support actuarial models.</li><li>Work with senior actuaries to help design and implement actuarial solutions.</li><li>Contribute to the preparation of reports and presentations for stakeholders.</li><li>Participate in the development of pricing, risk, and forecasting models.</li><li>Collaborate with cross-functional teams to ensure accurate and timely delivery of projects.</li><li>Help forecast reserves and assess risks to provide valuable insights for business reports, planning, and profitability analysis.</li><li>Help analyze reinsurance options to ensure the company makes the best use of its reinsurance purchases.</li><li>Assist in determining the company’s capital needs and creating reports and presentations for management and regulators to ensure strong capital management.</li></ul>About you:If you want to benefit from opportunities for professional development and exam support, while working in a supportive and collaborative environment with access to cutting-edge actuarial tools and technologies, this is the role for you.Skills you’ll need:<ul><li>Degree in Actuarial Science, Mathematics, Statistics, or a related field.</li><li>Excellent analytical and problem-solving skills.</li><li>Proficiency in Excel and other relevant software tools.</li><li>Good communication skills and the ability to work in a team.</li><li>A keen interest in pursuing an actuarial career and achieving professional qualifications.</li></ul>Why QBE? At My BestAt QBE, we want our people to feel rewarded and inspired to perform at their best. That’s why we have created “At My Best”.It’s our connection, our way of showing we have your back. We understand that one size doesn’t fit all and that priorities can change depending on your life stage.That is why our blend of wellbeing initiatives and benefits offer flexibility to suit what matters most to you. It’s in the culture of our business, our QBE DNA, to support our people.QBE Benefits:<ul><li>30 days holiday a year with the option to buy up to 2 additional days.</li><li>Flexible working - balancing work and life is important so our flexible working opportunities are open to all, including part-time, job share, and compressed hours.</li><li>Pension: you are automatically enrolled into the QBE pension plan, which entitles you to receive employer contributions of 10% of your basic salary.</li><li>Private medical insurance: we fund fully comprehensive private medical cover for you and your family.</li><li>Family friendly policies: we offer 26 weeks leave at full pay regardless of gender identity, sexual orientation, or how you become a parent.</li><li>Short term remote work abroad: you can request up to 20 days per year to work remotely from certain locations abroad.</li><li>Sustainable investing: our pension strategy supports our net-zero goal to achieve year-on-year reductions in carbon footprint.</li><li>Cycle-to-Work: benefit from regular exercise whilst making your commute greener and cheaper, select a bike and/or accessories up to the value of £5,000.</li></ul>QBE Awards:Some of the awards QBE is proud to have won include:<ul><li>AXCO Global Insurance Awards 2024 Winner: Network Management of the Year</li><li>Insurance Business UK 5-Star Cyber Awards 2024: QBE rated as a 5-Star Cyber Insurer</li><li>UK IT Industry Awards 2023 Winner: Green Technology Innovation of the Year</li><li>Working Dads Employer Awards 2023 Winner: Parental Policies Award</li><li>Insurance Post British Insurance Awards 2023: QBE rated as a 5-Star Employer</li></ul>Inclusion of Diversity:We are striving to create a workplace culture where all our people feel included, and we are committed to building a diverse workforce that is reflective of the communities we operate in.We are proud to have partnerships with organisations such as Stonewall and Working Families, and our commitment to the Women in Finance Charter helps keep us accountable and transparent.Accessibility:Here at QBE, we are promoting an accessible workplace for all, which includes supporting candidates to perform at their best during their recruitment process.If you require any accommodations, please make your Talent Acquisition contact aware.What next?If you have a passion to contribute to QBE’s vision of enabling a more resilient future for our customers and the community, we encourage you to apply!Simply click the “apply” button to submit your CV and other relevant documents, and a member of our friendly Talent Acquisition team will be in contact to discuss your interest further if you meet the requirements of the role.We believe this is our moment – what if it was yours too?APPLY NOW and let’s make it happen!Skills:<ul><li>Actuarial Science</li><li>Analytical Thinking</li><li>Business Writing</li><li>Communication</li><li>Critical Thinking</li><li>Customer Service</li><li>Data Science</li><li>Detail-Oriented</li><li>Financial Modeling</li><li>Financial Risk Management (FRM)</li><li>Intentional collaboration</li><li>Managing performance</li><li>Process Improvements</li><li>Risk Management</li><li>Stakeholder Management</li></ul>Equal Employment Opportunity:QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.

About Us:Without careful consideration today, tomorrow’s pensions don’t exist. That’s where Isio comes in, giving our clients the advice and support they need to deliver better outcomes and financial wellbeing for their members in the decades to come.Isio provides full-service pensions consultancy to our 1000+ corporate clients, from actuarial expertise through to investment advice, third-party pensions administration, and advising clients on providing the best possible reward and benefits packages for their employees. Isio launched in March 2020 out of KPMG UK’s pensions practice and has grown to over 1100 people working across 10 offices in the UK.Starting your Career at IsioWe’re a People First business, so we want to make sure that you are supported to reach your goals, whatever they may be. We’ll support you with studying to achieve key professional qualifications. You will be able to develop your workplace skills while learning from industry experts who are looking to challenge the sector by delivering better solutions.We aim to create an environment where you can succeed in a role that makes the most of your existing skills and develops new ones. We are committed to inclusion and belonging and will support you in bringing your whole self to work every day.We are keen to support those starting their career at Isio with building a strong foundation for their professional career. When you join Isio as a new Apprentice, we will provide you with:<ul><li>great hands-on experience working alongside experienced professionals. You will have the opportunity to help fulfil our purpose of creating better outcomes for our clients, their members, and our people.</li><li>dedicated time and support for studying for your Apprenticeship qualification.</li><li>development opportunities to support building key workplace skills and behaviours.</li><li>structured salary progression recognising your progression and contribution.</li><li>career development beyond your Apprenticeship.</li></ul>Isio is growing at a fast and exciting pace. Starting your career at Isio will be a great balance of working with experts in their field within an innovative organisation that is looking to drive positive and innovative change in its sector.Apprentices at Isio have acknowledged their positive experience, as shown by our ranking as the Top Employer for Apprentices to work for in Consulting according to the Job Crowd 2023 rankings.Actuarial (Pensions) Apprenticeship – 2025 intakeLength of programme: The offer of employment will be on a permanent basis. Apprentices will be supported in working to complete a Level 4 Actuarial Technician Apprenticeship in 2-3 years. After completing this Apprenticeship and if performing well, you will be supported with progressing with study and work to achieve fully qualified status as an Actuary with the Institute and Faculty of Actuaries.Location: Leeds - 34 Boar Lane, Leeds, LS1 5DAApprentices at Isio will be expected to work in their main Isio office around 2-3 days per week on average with more time in the office in their first few months.Entry Requirements:To apply for the Actuarial Apprenticeship, you need to be available for full-time employment from mid-September 2025. You will need to have achieved the academic qualifications:<ul><li>GCSE in English and Maths at Grade 4 or C or an equivalent, or higher.</li><li>Qualifications equivalent to 96 UCAS points (since 2017), or 240 UCAS points (before 2017) across 3 A Levels or equivalent qualifications. This must include a qualification in Mathematics equivalent to an A Level at Grade C or higher.</li></ul>Working as an Actuarial Apprentice at Isio will require a good level of numerical and problem-solving ability which will be assessed during our recruitment process.Actuarial Apprenticeships – the opportunity at IsioPension schemes are part of the backbone of the UK savings industry – relied on by millions to give them a reliable and secure income in retirement. However, whilst remaining an important part of how organisations pay and reward their employees, they also often pose significant financial risks.Balancing the costs and risks of a pension scheme as well as meeting best practice governance requirements is becoming increasingly complex – yet essential for a pension scheme to succeed. The needs of the industry, individuals, and our clients are ever-changing.At Isio, we constantly look at ways to innovate and develop new solutions to overcome these challenges through our Actuarial & Consulting services.An actuarial career in pensions requires a high level of both numeracy and communication skills – as well as the enthusiasm and drive needed to gain professional qualifications and succeed in a fast-moving market. Our clients value strong technical knowledge in understanding the required capacity of pension funds.Isio’s Actuarial Apprenticeship programme offers the opportunity to get more insight and build valuable experience of both technical actuarial knowledge and skills and effective workplace skills.What you will be doingAs an industry leader, we offer a wide range of opportunities for Apprentices to train and build their core consulting and analytical skills. But we will also want to hear your views and help you introduce fresh ways of thinking. Some of the things you’ll be involved in as an actuarial Apprentice are below but remember, our work stretches beyond pensions and that’s where we set ourselves apart:<ul><li>Applying actuarial skills and concepts to calculate the value of pension and other benefits for employers and trustees.</li><li>Financial modelling and risk analysis to help clients understand their future pension obligations and principal risks.</li><li>Advising clients on their pensions strategy and how to manage these risks, both on a day-to-day basis and when considering a long-term objective.</li><li>Designing and implementing employee communication programmes.</li><li>Helping clients understand and manage accounting, tax, and legislative changes that affect their pension schemes.</li><li>Contributing to proposals for new business opportunities.</li><li>Attending client meetings and explaining the team’s work.</li></ul>During your Apprenticeship, you will get the opportunity to develop analytical skills while observing how we effectively consult for our clients.Training and DevelopmentWe will support you in working with our training partner to complete a Level 4 Actuarial Technician Apprenticeship. Alongside this, you will also benefit from in-house training in technical actuarial skills, knowledge, and key workplace skills.After successful completion of your Level 4 Apprenticeship and if you continue to perform well, the aim will be to support you in progressing to full qualification as an Actuary as a Fellow of the Institute and Faculty of Actuaries.Isio’s Actuarial Apprenticeship Programme is just the start. It will give you a strong foundation, great client experience, professional training, and core consulting skills. Given our exciting growth plans, there are opportunities to progress a really varied career as an Actuary in Pensions as you build specialist skills and knowledge in your field of interest.Throughout your career at Isio, you’ll be offered ongoing support and opportunities to develop your expertise, both on challenging client projects and through training.As we extend beyond pensions, and you move through your career, you’ll also be given the opportunity to branch out and broaden your horizons. Some of the extra experiences you could get involved with include broader employee benefit design and advice, financial coaching, and wealth management.We also have a growing Digital Solutions team, helping us innovate and using technology to drive change in our industry through the development of digital risk management tools, member engagement applications, and other web-based software applications.This includes AI and how big and complex data solutions can be applied across the whole industry to help change it for the better.What we are looking for in Actuarial ApprenticesWe are keen to recruit Apprentices who have a strong interest in this work, with good numerical skills. You need to be confident in communicating effectively with a wide range of people.We are looking for Apprentices who are enthusiastic and self-motivated to be part of a team and show good levels of self-discipline and time management. We will also be looking to see how applicants align to our core beliefs:Power in Partnership: We work in partnership with our clients & each other – building open and trusted relationships. Working together allows us to deliver the best for our clients.Future Focus: We want to push our industry forward by solving problems in better ways that benefit both our clients & society.Strength in Difference: We work with diverse perspectives to find better solutions. Working with differences makes us stronger.People First: We recognise that pensions is a people business. People are the source of Isio’s expertise, and it is people’s lives that we affect through our advice.

Time Type: Full timeWorker Type: EmployeePosition: Actuarial Analyst (Reserving)Location: LeedsType: Permanent (Hybrid)At QBE, our purpose is to enable a more resilient future.We are an international insurer and reinsurer with a local presence in 27 countries.The opportunityWe are looking for an Actuarial Analyst to join our Reserving Reinsurance team based in our Leeds office. You will have the unique opportunity to work across lines of business written in both the Lloyds Market and London Market.As a key Insurance hub, our UK offices support business written globally, giving you broad exposure to different geographies and the opportunity to collaborate with colleagues around the world.Your new roleReporting to our Lead Actuary, you will be a crucial piece in the overall support and provision of actuarial services, ensuring that business decisions are made using the best possible quantitative information.Main responsibilities:<ul><li>Supporting the forecasting of regular Technical Provisions, Reserve Margins, and Reserve uncertainties.</li><li>Monitoring and reviewing reserve assessments with interim analyses.</li><li>Investigating drivers of Reserve changes and communicating to the Reserving Manager.</li><li>Using appropriate systems and established procedures to ensure accurate data is used.</li><li>Building and maintaining relationships with internal and external stakeholders.</li></ul>About youWe would love to hear from you if you have a good understanding of how an Actuarial Department works, have some reserving experience, and are eager to advance your career.You need to work well with others and be proactive and self-motivated in driving tasks forward.Skills you will need:<ul><li>Understanding of industry best practice in actuarial analysis, modelling, and underwriting.</li><li>Good understanding of detailed reports and the ability to analyse them.</li><li>Communication, time management, and organizational skills.</li><li>Experience using MS Office applications such as Word, Excel, and PowerPoint, and knowledge of a programming language e.g. SAS, SQL.</li><li>Preference for General Insurance, open to Personal Lines.</li></ul>Why QBE? At My BestAt QBE, we want our people to feel rewarded and inspired to perform at their best. We have created “At My Best” to support our people with a blend of wellbeing initiatives and benefits that offer flexibility to suit what matters most to you.QBE Benefits:<ul><li>30 days holiday a year with the option to buy up to 2 additional days.</li><li>Flexible working opportunities including part-time, job share, and compressed hours.</li><li>Pension: automatically enrolled into the QBE pension plan with employer contributions of 10% of your basic salary.</li><li>Private medical insurance: fully comprehensive private medical cover for you and your family.</li><li>Family friendly policies: 26 weeks leave at full pay regardless of gender identity or how you become a parent.</li><li>Short term remote work abroad: request up to 20 days per year to work remotely from certain locations abroad.</li><li>Sustainable investing: our pension strategy supports our net-zero goal.</li><li>Cycle-to-Work: benefit from regular exercise whilst making your commute greener and cheaper.</li></ul>QBE Awards:Some of the awards QBE is proud to have won include:<ul><li>AXCO Global Insurance Awards 2024 Winner: Network Management of the Year</li><li>Insurance Business UK 5-Star Cyber Awards 2024: QBE rated as a 5-Star Cyber Insurer</li><li>UK IT Industry Awards 2023 Winner: Green Technology Innovation of the Year</li><li>Working Dads Employer Awards 2023 Winner: Parental Policies Award</li><li>Insurance Post British Insurance Awards 2023: QBE rated as a 5-Star Employer</li></ul>Inclusion of DiversityWe are striving to create a workplace culture where all our people feel included. We are committed to building a diverse workforce that reflects the communities we operate in.AccessibilityWe promote an accessible workplace for all, supporting candidates to perform at their best during the recruitment process.What next?If you have a passion to contribute to QBE’s vision of enabling a more resilient future, we encourage you to apply! Simply click the “apply” button to submit your CV and other relevant documents.We believe this is our moment – what if it was yours too?APPLY NOW and let’s make it happen!Skills:Actuarial Science, Analytical Thinking, Business Writing, Communication, Critical Thinking, Customer Service, Data Science, Detail-Oriented, Financial Modeling, Financial Risk Management (FRM), Intentional collaboration, Managing performance, Process Improvements, Risk Management, Stakeholder ManagementEqual Employment Opportunity:QBE is an equal opportunity employer and complies with equal employment opportunity legislation in each jurisdiction it operates.

Primary Details<ul><li>Time Type: Full time</li><li>Worker Type: Employee</li></ul>Actuarial AnalystLeedsPermanent (Hybrid)At QBE, our purpose is to enable a more resilient future.We are an international insurer and reinsurer with a local presence in 27 countries.The OpportunityDue to exciting expansion at our Leeds offices, we are looking for an Actuarial Analyst to join our team on a full-time, permanent basis.Our Analysts have the unique opportunity to work across lines of business written in both the Lloyds Market and London Market, without the need to be based in London.Your new roleReporting to our Capital Modelling Manager, you'll assist them ensuring that processes are aligned to business needs.You'll take a crucial part in the overall support and provision of actuarial services, using our mature business processes, ensuring that business decisions are made using the best possible quantitative information.Other responsibilities:<ul><li>Using appropriate systems and procedures to ensure accurate data is used and subsequently appropriate analyses produced. This is to include adopting efficient and consistent actuarial models and processed and/or technologies where appropriate.</li><li>Ensure appropriate checks are performed within processes to minimize inaccuracies.</li><li>Comply with documentation of key processes and policies to ensure QBE Europe and its divisions.</li><li>Comply with all material legal and regulatory requirements, Adhere to relevant actuarial standards and good practice.</li><li>Meet all internal European and/or global internal reporting requirements & support with minimizing the risk of business discontinuity.</li></ul>About youYou've an understanding of the workings of an Actuarial from working in a relevant role and/or have a degree in any field of study with great mathematic credentials.Should you be at the beginning of your actuarial journey - don't worry, we'd still love to hear from you and we'll be happy to support your future learning!Other skills you'll need:<ul><li>Ideally passed 1 or 2 actuarial exams</li><li>Collaboration skills</li><li>Proactive and curious by nature</li><li>Experience with Microsoft Excel & other analytical tools, and knowledge of a programming language e.g. SAS, SQL</li></ul>Why QBE? At My BestAt QBE, we want our people to feel rewarded and inspired to perform at their best, that’s why we have created “At My Best”. It’s our connection, our way of showing we have your back.We understand that one size doesn’t fit all and that priorities can change depending on your life stage.That is why our blend of wellbeing initiatives and benefits offer flexibility to suit what matters most to you.It’s in the culture of our business, our QBE DNA, to support our people.Everything we do is underpinned by our QBE DNA - because we know it’s not just what we do that matters, it’s how we do it that makes the difference.In addition to this, we also offer flexible parental leave for both parents and have several employee network groups that support and empower our diverse workforce.At QBE, we view our people as our most precious asset.We understand the importance of fostering a work environment that is responsive to the changing needs of today's workforce.QBE aims to build a workplace that is fair and inclusive because we want to attract and retain the best people to do the job, we have adopted flexible working across the company and welcome this conversation.Inclusion of DiversityWe are striving to create a workplace culture where all our people feel included, and we are committed to building a diverse workforce that is reflective of the communities we operate in.We know that diversity of thought, background, and experience enables better decision-making, improves the quality of our delivery, and helps us to meet the needs of our customers.We welcome applications from all; including individuals who identify as female, all ethnic backgrounds, and physical and mental abilities.About QBEQBE helps businesses build resilience through risk management and insurance.QBE European Operations is part of QBE Insurance Group, one of the world’s leading international insurers and reinsurers and Standard & Poor’s A+ rated.Listed on the Australian Securities Exchange, QBE’s gross written premium for the year ended 31 December 2021 was US$18.5 billion.As a business insurance specialist, QBE European Operations offers a range of insurance products from the standard suite of property, casualty, and motor to the specialist financial lines, marine, and energy.All are tailored to the individual needs of our small, medium, and large customer base.To find out more about why you should work for QBE, visit our careers website.What next?If you have a passion to contribute to QBE’s vision of enabling a more resilient future for our customers and the community, we encourage you to APPLY NOW!Simply click the “apply” button to submit your CV and other relevant documents, and a member of our friendly Talent Acquisition team will be in contact to discuss your interest further if you meet the requirements of the role.Please make the Talent Acquisition team aware should you require any reasonable adjustments to be made during the recruitment process.How to Apply:To submit your application, click "Apply" and follow the step-by-step process.Equal Employment Opportunity:QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.

March 2024, August 2024 &amp; March 2025 start dates in our offices across the UKJoin Aon as an actuarial consulting pensions graduate and discover how our global team of specialists help businesses make smart choices about their employees&rsquo; pensions - now, and into the future.We recognise the learning, development, and social value for our Early Career colleagues of being in the office environment from the start of their programme. All our graduates will spend the majority of their time in the office, although can choose to work from home some of the time as their role and actuarial studies allow.Aon is in the business of better decisionsAt Aon, we shape decisions for the better to protect and enrich the lives of people around the world.As an organisation, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed.Wealth Solutions: RetirementRight now, UK companies have more invested in pension schemes than the rest of Europe combined. But, has each individual company set aside enough to meet their pensions&rsquo; obligations in twenty, thirty or even forty years&rsquo; time?As the market leaders in actuarial consulting, our consultants are here to advise our clients on their defined benefit pension schemes, helping them to handle the associated financial and operational risks, now and in the future. As an Aon graduate, you&rsquo;ll work alongside the most creative in the industry, earning as you learn and building your career as an Actuary!With ever-changing markets and legislation, the work you will be doing is constantly evolving and Aon will help you to gain the skills required to be a successful and trusted actuarial consultant for our clients, across a diverse and complex range of topics.Your role as an Actuarial Graduate in Wealth Solutions: RetirementAs an actuarial graduate, you&rsquo;ll find that no two days in the office are the same. You&rsquo;ll work on a range of client teams with colleagues who provide advice and support to either the trustees handling the pension scheme, or the company that provides it.Our aim is for you to develop into a trusted advisor for your clients as soon as possible. We&rsquo;ll help you do this by developing both your technical and consulting skills &mdash; including your understanding of key calculations, communication techniques, project management and networking. Throughout your career with Aon, you&rsquo;ll continually improve your commercial awareness and professionalism &mdash; which will help you grow into a successful actuarial consultant.What your day could look like:Actuarial and Analytical Tasks, such as:<ul><li>Regular assessment of the financial position of pension schemes</li><li>Identifying and implementing ways for trustees and companies to reduce the risks in relation to their schemes, including longevity risks, investment risks and inflation risk</li><li>Carrying out calculations relating to the pension scheme for the company's financial accounts; and with respect to individual pension scheme members' benefits</li><li>Estimating pension protection fund levies</li></ul>Client Focused Tasks, such as:<ul><li>Day-to-day management of the pension scheme and internal projects</li><li>Building and managing relationships with clients and other stakeholders of the scheme</li><li>Attending and presenting at client meetings</li></ul>You&rsquo;ll be given opportunities to work on a range of projects, gaining early exposure to clients to support your development. You&rsquo;ll also have the opportunity to be involved in one of our specialist teams, focusing in areas such as:<ul><li>Risk Settlement, advising clients on the best way to reduce risk through transferring it to a third party.</li><li>Member Options, helping clients reduce risk and/or cost by offering pension scheme members the choice to reshape their benefits to better suit their individual circumstances.</li><li>Analysis of mortality and other demographic factors to predict future trends within Aon's Demographic HorizonsTM team.</li></ul>Your DevelopmentAs an Aon Graduate, you will be enrolled onto our Launch Programme when you join. This development programme is built around 3 core elements:<ul><li>Business learning &ndash; on the job learning and experiences giving you the opportunity to develop your knowledge and understanding of the team and solution line you have joined.</li><li>Centralised learning - UK graduates complete in an Aon Induction, monthly webinars, business skills training and workshops; all designed to help you develop your knowledge of Aon, build your confidence and your network across our business.</li><li>Professional Qualifications &ndash; we want you to be as successful as possible, so we&rsquo;ll fully support your study towards professional qualification as a Fellow of the Institute and Faculty of Actuaries. To support you as you study for your exams, you&rsquo;ll receive paid study leave, plus an extensive range of study and tuition materials. To find out more about the actuarial qualification please visit actuaries.org.uk</li></ul>Your career beyond your Graduate programmeOnce you&rsquo;ve completed the formal graduate programme, you&rsquo;ll continue to receive lots of support at Aon. As well as continued technical and business skills training, you&rsquo;ll receive support for your actuarial qualifications. To aid your professional development you&rsquo;ll receive regular performance feedback, and work with your line manager towards promotions, which are considered twice a year, enabling you to progress from a graduate Analyst, to Associate Consultant, then Consultant and beyond.Throughout this time you&rsquo;ll have the chance to explore different career paths, you may choose to specialise in advising trustee clients, or corporate pension scheme sponsors. There&rsquo;s also the opportunity to join and develop a role in one of Aon&rsquo;s specialist teams, like those listed above. Whichever route you choose, we&rsquo;ll provide support and training at every step, giving you the tools you need to build an exciting career at Aon.Next StepsIf you are interested in this graduate programme and would like to apply, here is some useful information:Entry Requirements:<ul><li>As Actuarial Consulting is a mathematically based career path you will need to have or be on track to achieve a 2:1 degree (or equivalent) in a maths, actuarial science, or other highly numerate degree</li><li>You will need to have achieved an A-grade or above in Maths A-level, A-grade in Maths Scottish higher or international equivalent of this</li></ul>What are we looking for?<ul><li>Motivation and ambition to pursue an actuarial career &ndash; you will need to be able to articulate why you want to be an actuary</li><li>Passion and inquisitiveness &ndash; we are looking for candidates who want to understand what we do and are eager to learn more</li><li>Commercial awareness &ndash; this helps us to provide support and advice to our clients with clarity and confidence</li></ul>

About UsWithout careful consideration today, tomorrow’s pensions don’t exist.That’s where Isio comes in, giving our clients the advice and support they need to deliver better outcomes and financial wellbeing for their members in the decades to come.Isio provides full-service pensions consultancy from actuarial expertise through to investment advice and third-party administration, as well as advising clients on providing the best possible reward and benefits packages for members. Following the acquisition of Premier in January 2022, now is an exciting time to join us as we broaden our offering. You will play a key role in driving forward Isio into the future.We’re a People First business, so we want to make sure that you are supported to reach your goals, whatever they may be. We’ll support you with studying, be flexible around family life and enable you to give back to the community through paid volunteering days.We aim to create an environment where you can succeed in a role which makes the most of your existing skills and develops new ones.We are committed to equality, diversity and inclusion – bringing your whole self to work every day. We have hubs across the UK and many of our roles are flexible in location to help create a work-life balance that works for you.Role and Responsibilities<ul><li>Provide support in the provision of pensions advice to corporate and trustee clients, and sometimes members.</li></ul><ul><li>Produce high quality deliverables addressing key client issues.</li></ul><ul><li>Check work produced by colleagues, ensuring it is technically excellent.</li></ul><ul><li>Attend client meetings and help deliver advice.</li></ul><ul><li>Take responsibility for and manage small projects.</li></ul><ul><li>Manage your own time and that of reports effectively to consistently meet all deadlines.</li></ul><ul><li>Regularly monitor all aspects of risk compliance.</li></ul><ul><li>Show awareness of commercial issues and identify potential opportunities for clients.</li></ul>Professional Qualifications<ul><li>You might be studying for the FIA actuarial exams, or may wish to explore this with us</li></ul>Experience and Competencies<ul><li>Organised and able prioritise your own tasks and manage small projects and teams.</li></ul><ul><li>Excellent written and verbal communication skills.</li></ul><ul><li>Numerically capable.</li></ul><ul><li>The ability to work effectively in a team.</li></ul><ul><li>Consistently able to work at a high level of intensity whilst maintaining a professional and positive approach.</li></ul><ul><li>Proactive and commercial approach.</li></ul><ul><li>Contributes to the development of others.</li></ul><ul><li>Strong IT skills, especially Microsoft Excel.</li></ul><ul><li>Some understanding of the UK pensions landscape and issues facing clients.</li></ul>Demonstrated Commitment to our Core PurposePower in Partnership: We work in partnership with our clients &amp; each other – building open and trusted relationships. Working together allows us to deliver the best for our clients.Future Focus: We want to push our industry forward by solving problems in better ways that benefit both our clients &amp; society.Strength in Difference: We work with diverse perspectives to find better solutions. Working with differences makes us stronger.People First: We recognise that pensions is a people business. People are the source of Isio’s expertise and it is people’s lives that we affect through our advice.

<div>About Us:Without careful consideration today, tomorrow’s pensions don’t exist.That’s where Isio comes in, giving our clients the advice and support they need to deliver better outcomes and financial wellbeing for their members in the decades to come.Isio provides full-service pensions consultancy from actuarial expertise through to investment advice and third-party administration, as well as advising clients on providing the best possible reward and benefits packages for members. Following the acquisition of Premier in January 2022, now is an exciting time to join us as we broaden our offering. You will play a key role in driving forward Isio into the future.We’re a People First business, so we want to make sure that you are supported to reach your goals, whatever they may be. We’ll support you with studying, be flexible around family life and enable you to give back to the community through paid volunteering days.We aim to create an environment where you can succeed in a role which makes the most of your existing skills and develops new ones.We are committed to equality, diversity and inclusion – bringing your whole self to work every day. We have hubs across the UK and many of our roles are flexible in location to help create a work-life balance that works for you.Programme: Investment Advisory Graduate ProgrammeLength of programme: 3 yearsQualifications you’ll work for: Charterholder of the Chartered Financial Analyst (CFA) qualification or Fellow of the Institute of Actuaries (IFoA).Entry requirements:<ul><li>Minimum 2:1 degree – We welcome and encourage applications from all degree subjects.</li><li>Right to work in the UK</li></ul>Our Core Purpose:Power in Partnership: We work in partnership with our clients &amp; each other – building open and trusted relationships. Working together allows us to deliver the best for our clients.Future Focus: We want to push our industry forward by solving problems in better ways that benefit both our clients &amp; society.Strength in Difference: We work with diverse perspectives to find better solutions. Working with differences makes us stronger.People First: We recognise that pensions is a people business. People are the source of Isio’s expertise and it is people’s lives that we affect through our advice.Our Investment Advisory team is an area of rapid growth within our Pensions Practice. Providing invaluable services to pensions, trustee, corporate and wealth management clients, we advise on a diverse range of investment-related subjects, including asset allocation, financial risk management and fund manager selection. For graduates, it’s the chance to take the first step towards becoming an expert in your field. Challenging and rewarding, working in Investment Advisory requires strong communication skills and financial acumen, paired with the ability to take responsibility right from the beginning. Graduates here have the ambition and confidence to take the initiative and develop their own investment ideas. The Investment Advisory team is focused on delivering proactive and strategic advice through the production of insightful, independent investment research.The TeamInvestment Advisory is a growing team of professionals from diverse backgrounds across banking, consultancy, financial services and insurance. Ours is an environment that graduates thrive in, and where getting our best investment ideas into client portfolios is our priority. It’s a fast-paced practice that calls for outstanding graduates, with a passion for finance, to add to the team dynamic. The continued momentum of our practice relies on our investment ideas. So here, you’ll find that your originality and creativity will be actively encouraged. Our Pensions ServicesOur services are purely advisory - we don’t manage any money for clients or trade in any securities. Working with institutional investors such as pension funds, corporations and other wealth holders (e.g. insurance companies), we offer a wide range of investment advice in areas such as: <ul><li>Asset Liability Modelling – enabling investors to better understand the risks arising from different investment strategies.</li><li>Risk Management – analysing a client’s financial risks and making recommendations on how to hedge them.</li><li>Capital Markets Views – assessing investment opportunities for our clients’ portfolios.</li><li>Fund Manager Selection – helping clients to pick high quality fund managers.</li><li>Implementation and Transition Management – helping clients to implement our advice in the most efficient way.</li><li>Fiduciary Management – advising clients on selecting, implementing and monitoring a fiduciary manager.</li></ul>What to expect?Join as an Investment Consultant and you’ll study for a professional qualification whilst being trained on the job. Your role will see you build up a wide range of knowledge on investments and capital markets, through delivering both client work, and researching asset classes. Later in your career, you’ll have the option to tailor your client and research focus, to specialise in certain asset classes or investment strategies. Projects can include: <ul><li>Working in a client team to assist in the delivery of client advice, ranging from the appropriate investment strategy, to implementation of the chosen strategy.</li><li>Setting-up up our asset liability and allocation models to better understand the client’s range of potential future outcomes.</li></ul><ul><li>Preparing and presenting investment monitoring reports to our clients.</li></ul><ul><li>Asset class research; evaluating investment cases and current market pricing for asset classes – from traditional equities to alternatives such as direct lending.</li></ul><ul><li>Researching fund managers and fiduciary managers.</li></ul><ul><li>Presenting your investment analysis and recommendations to the rest of the team and to clients.</li></ul>Training and DevelopmentAs an Investment Advisory graduate, you’ll study for the Chartered Financial Analyst (CFA) exams or for the actuarial exams to qualify as a Fellow of the Institute and Faculty of Actuaries (IFoA). We recognise the challenges and time constraints involved in balancing work and study commitments, so we’ll support you with a study day allowance and tutorials. If studying for the CFA qualification, you’ll also need to complete the Investment Management Certificate (IMC) to become FCA authorised. Who we are looking for?Our success stems from the quality of our team. That’s why you’ll find we’ve an entrepreneurial atmosphere that offers the opportunity for every member to influence the shape and future development of the team. So, as well as financial acumen, we look for graduates who are articulate with strong communication skills.</div>

<div>About Us:Without careful consideration today, tomorrow’s pensions don’t exist.That’s where Isio comes in, giving our clients the advice and support they need to deliver better outcomes and financial wellbeing for their members in the decades to come.Isio provides full-service pensions consultancy from actuarial expertise through to investment advice and third-party administration, as well as advising clients on providing the best possible reward and benefits packages for members. Following the acquisition of Premier in January 2022, now is an exciting time to join us as we broaden our offering. You will play a key role in driving forward Isio into the future.We’re a People First business, so we want to make sure that you are supported to reach your goals, whatever they may be. We’ll support you with studying, be flexible around family life and enable you to give back to the community through paid volunteering days.We aim to create an environment where you can succeed in a role which makes the most of your existing skills and develops new ones.We are committed to equality, diversity and inclusion – bringing your whole self to work every day. We have hubs across the UK and many of our roles are flexible in location to help create a work-life balance that works for you.Programme Name: Pensions Actuarial Graduate ProgrammeLength of programme: 3 yearsQualifications you’ll work for: Study towards becoming a Fellow of the Institute and Faculty of Actuaries.Entry requirements:<ul><li>Minimum 2:1 degree from a numerate or science-based subject e.g. mathematics, engineering, chemistry, physics, economics, finance, statistics or actuarial science</li></ul><ul><li>Right to work in the UK</li></ul>Our Core PurposePower in Partnership: We work in partnership with our clients &amp; each other – building open and trusted relationships. Working together allows us to deliver the best for our clients.Future Focus: We want to push our industry forward by solving problems in better ways that benefit both our clients &amp; society.Strength in Difference: We work with diverse perspectives to find better solutions. Working with differences makes us stronger.People First: We recognise that pensions is a people business. People are the source of Isio’s expertise and it is people’s lives that we affect through our advice.A Career in PensionsThe word pensions may conjure up images of retiring and taking things easy, but a career in this demanding sector is anything but sedate. Very much a hot topic in public debate, the pensions industry is the subject of governmental scrutiny, new legislation and a high-profile field where you’ll develop a wide range of consultancy skills alongside technical actuarial knowledge and skills.A career in pensions requires a high level of both numeracy and communication skills – as well as the enthusiasm and drive needed to gain professional qualifications and succeed in a fast-moving market. Whilst it won’t be easy, this graduate programme offers the chance to build a strong foundation in a fascinating industry.Our Pensions ServicesPension schemes often pose significant financial risks for organisations and trustees, whilst remaining an important part of any reward strategy. Balancing the costs and risks of a pension scheme as well as meeting best practice governance requirements is becoming increasingly complex – yet essential for a business to succeed. The needs of the industry and our clients are ever evolving and at Isio, we constantly look at ways to innovate and develop new solutions to overcome these challenges.As a market leader in the pensions industry, we offer a wide range of services for graduates to experience, including: <ul><li>Calculating the value of pension and other retirement benefits, using statistical techniques, financial indicators and life expectancy assumptions.</li></ul><ul><li>Financial modelling and risk analysis to help clients understand their future pension obligations and principal risks.</li></ul><ul><li>Advising clients on their pensions strategy and how to manage these risks, both on a day-to-day basis and when considering a long term objective.</li></ul><ul><li>Designing and implementing employee communication programmes.</li></ul><ul><li>Helping clients understand and manage accounting, tax and legislative changes that affect their pension schemes.</li></ul>As a graduate, the work you can expect to get involved in will include: <ul><li>Calculation work either on an individual member or company basis.</li></ul><ul><li>Building financial models involving statistical methods.</li></ul><ul><li>Drafting communication materials.</li></ul><ul><li>Helping with identifying and researching business opportunities.</li></ul><ul><li>Sharing knowledge with colleagues throughout the department.</li></ul>Our work is not just limited to pensions – indeed growing “Beyond Pensions” is one of our key strategic priorities. In recent years we have also branched out into wider services, including broader employee benefits, financial coaching and wealth management. We also have a growing Digital Solutions team, helping us innovate and using technology to drive change in our industry.Training and Development As a graduate in our Pensions Actuarial Team, you’ll enjoy a range of training and development opportunities to study towards becoming a Fellow of the Institute and Faculty of Actuaries. So, as well as study support and guidance to help you on your way to becoming a qualified Actuary, you’ll benefit from: <ul><li>On-the-job training on a regular basis.</li></ul><ul><li>A graduate induction event.</li></ul><ul><li>Specific technical and softer skills training on a national basis.</li></ul><ul><li>Regular technical training and opportunities to develop wider market knowledge throughout your career within pensions.</li></ul><ul><li>A buddy from your first day to help you settle in.</li></ul><ul><li>A Study Mentor who helps advise and guide students through the study and exam process.</li></ul><ul><li>A Performance Manager to support you with your progress, performance and any work or HR-related issues.</li></ul>Aside from academics what else are we looking for?You’ll need the passion and energy to help us exceed our clients’ expectations and deliver against tight deadlines. Strong analytical and problem-solving skills, a natural curiosity and interest in the business world, and a global, forward-thinking mindset are also key.What next?Our Graduate Programme is just the start. It will give you a strong foundation, great client experience, professional training and core consulting skills. Given our exciting growth plans, there are opportunities to progress a really varied career in Pensions Actuarial as you build specialist skills and knowledge in your field of interest (obviously this is subject to what our clients’ needs are too). Throughout your career you’ll be offered ongoing support and opportunities to develop your expertise, both on challenging client projects and through training.</div>

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