Atlanta GA

Baltimore MD

Berkeley Heights NJ

Bloomington MN

Boston MA

Burlington MA

Charlotte NC

Chicago IL

Cleveland OH

Columbus OH

Dallas TX

Denver CO

Irvine CA

Lincolnshire IL

London

Manchester

New York NY

Norwalk CT

Philadelphia PA

Radnor PA

San Francisco CA

Seattle WA

Singapore

St Louis MO

Tampa FL

The Woodlands TX

Washington DC

Winston-Salem NC

York

Intern

Graduate

Part Qualified

Associate

Qualified

Life

Investments

Health

Pensions

Property & Casualty

Reporting

Reinsurance

Risk

Systems

Python

Coding

Regulation

Bulk Annuities

Motor

Pricing

Valuation

Capital

Longevity

Consulting

Excel

Julia

Tableau

DB Senior Reinsurance ActuaryDate Posted: 19/05/2025Location: LondonJob Type: Full timeWho are Just? We’re a FTSE 250 Financial Services company who specialise in retirement solutions. Our world is moving quickly, with the defined benefit buy in/buy out space growing each year. Just continues to grow its business by over £4bn of assets annually. We are a purpose-driven company with compelling goals. We help people achieve a better later life by providing competitive and innovative products, services, financial advice, and guidance to ensure security and peace of mind in retirement.We’re on a mission to become a beacon for the entire retirement industry because we believe everyone deserves a fair, secure, and fulfilling retirement.PurposeIn this role, you will help to develop Just’s reinsurance capabilities for the Defined Benefits (DB) business. You will work across the DB team to analyse reinsurance pricing and implement reinsurance terms from multiple counterparties into the DB Pricing framework. You will also optimise the use of reinsurance from both an operational and commercial perspective.Skills and Knowledge<ul><li>Problem analysis and resolution skills.</li><li>Ability to work without close supervision.</li><li>Capable of working collaboratively and effectively.</li><li>Strong IT skills including Excel and programming languages, with a keen attitude to learn where these skills don’t exist.</li><li>Excellent verbal, written communication, and interpersonal skills.</li><li>Open-minded and willing to engage in challenge.</li><li>High degree of understanding of the products and services provided by the Group, the markets, and the regulatory/legal framework.</li><li>Knowledge of the DB de-risking market, pricing of DB liabilities and associated metrics, annuity products, pricing systems, Solvency II capital requirements, and reinsurance arrangements.</li></ul>Experience<ul><li>Experience gained in the Life Insurance industry, including reinsurance experience.</li><li>Experience in the bulk annuity market.</li><li>Defined benefit experience is desirable.</li><li>Coding experience is desirable, for example, Julia, Python, and/or VBA.</li></ul>Company Benefits<ul><li>A competitive salary, pension scheme, and life assurance.</li><li>25 days annual leave plus an additional day for your birthday.</li><li>Private medical cover and income protection.</li><li>A generous and highly achievable bonus scheme, paid annually based on individual and company performance against targets.</li><li>Opportunity to progress within your career both in-role and within the company.</li><li>Free access to the Headspace App, a 24/7 Employee Assistance Helpline, and trained physical & mental health first aiders (on-site).</li><li>A variety of employee-funded benefits available via our online benefits portal.</li><li>Several additional purchase options available for you and your loved ones.</li></ul>Apply Now

Job Description<ul><li>This internship will give you the opportunity to be involved in various internal projects with a strong focus on data collection and analysis.</li><li>Full time/part time (at least 3 days/week) from May/June 2025, preferably for at least 6 months.</li></ul>Responsibilities<ul><li>Support experience studies on lapse and claims experience of inforce/renewal/new business.</li><li>Create and manage efficient processes to compile data, study historical experience, store the results, and produce outputs that are easy to use including but not limited to:
<ul><li>Data exploration and data transformation.</li><li>Data cleansing.</li><li>Data analytics.</li></ul></li></ul>QualificationsExperience:<ul><li>Previous working experience or internship in a similar environment is not required but will be advantageous.</li><li>Strong analytic skills.</li><li>Strong programming skills.</li></ul>Personal Competences:<ul><li>Team player.</li><li>Organized and multitasking.</li><li>Motivated, optimistic, and dynamic.</li><li>Result oriented.</li><li>Creative and dynamic.</li><li>Strong interpersonal skills.</li></ul>Proficiency:<ul><li>Microsoft Office Suite.</li><li>Coding experience (R, Python, SQL, VBA, Tableau).</li><li>Excellent oral and written skills in English.</li></ul>Education:<ul><li>3rd or final year pursuing BBA with a major in Actuarial, Mathematics, Statistics, etc.</li></ul>

DB Reinsurance ActuaryDate Posted: 20/02/2025Location: LondonJob Type: Full timeWho are Just? We’re a FTSE 250 Financial Services company who specialise in retirement solutions. Our world is moving quickly, with the defined benefit buy in/buy out space growing each year. Just continues to grow its business by over £4bn of assets annually. We are a purpose-driven company with compelling and credible goals. Quite simply, we help people achieve a better later life.We achieve this by providing competitive and innovative products, services, financial advice, and guidance to help our customers achieve security, certainty, and peace of mind in retirement. We’re a company on a mission: to become a beacon for the entire retirement industry. We believe everyone deserves a fair, secure, and fulfilling retirement.PurposeIn this role, you will help to develop Just’s reinsurance capabilities for the Defined Benefits (DB) business. You will work across the DB team to analyse reinsurance pricing and implement reinsurance terms from multiple counterparties into the DB Pricing framework. Your goal will be to optimise the use of reinsurance from an operational and commercial perspective.Skills and Knowledge<ul><li>Problem analysis and resolution skills.</li><li>Ability to work without close supervision.</li><li>Capable of working collaboratively and effectively.</li><li>Strong IT skills including Excel and programming languages, with a keen attitude to learn where these skills don’t exist.</li><li>Excellent verbal, written communication, and interpersonal skills.</li><li>Open-minded and willing to engage in challenge.</li><li>High degree of understanding of the products and services provided by the Group, the markets, and the regulatory/legal framework that the Group operates within.</li><li>Knowledge of the DB de-risking market, pricing of DB liabilities and associated metrics, Annuity products and pricing systems, Solvency II capital requirements, and Reinsurance arrangements.</li></ul>Experience<ul><li>Experience gained in the Life Insurance industry, including reinsurance experience.</li><li>Experience in the bulk annuity market.</li><li>Defined benefit experience is desirable.</li><li>Coding experience is desirable, for example, Julia, Python, and/or VBA.</li></ul>Company Benefits<ul><li>A competitive salary, pension scheme, and life assurance.</li><li>25 days annual leave plus an additional day for your birthday.</li><li>Private medical cover and income protection.</li><li>A generous and highly achievable bonus scheme, paid annually based on individual and company performance against targets.</li><li>Opportunity to progress within your career both in-role and within the company.</li><li>Free access to the Headspace App and a 24/7 Employee Assistance Helpline.</li><li>A variety of employee-funded benefits available via our Online Benefits Portal.</li><li>Several additional purchase options available for you and your loved ones.</li></ul>Apply Now

Do you have career aspirations to be a Pricing Actuary in the commercial General Insurance space – developing the product know-how and analytical skills vital to improve the profitability of a global Underwriting portfolio?About The RoleYou will learn to use actuarial methods and techniques to help develop insight on portfolio and trends to set costing parameters for our in-house proprietary property costing model. You will have a direct impact in helping steer the profitability of your portfolio and ultimately the overall Business Unit's performance.Key responsibilities of the role include:<ul><li>Work on complex case pricings for transactions requiring Actuarial reviews, participate in review of the proposals with Senior Actuary and communicate effectively the outcome to the stakeholders primarily the case Underwriter.</li><li>Carry out the quarterly profitability analysis of the portfolio by employing a combination of Actuarial techniques like Experience rating and Exposure rating to evaluate the on-levelled performance of the book and projection for future.</li><li>Analyze the portfolios and sub-portfolios by slicing and dicing the data sources and perform statistical analysis on the data to derive portfolio insights.</li><li>Communicate the results and findings optimally to a wider audience of stakeholders.</li><li>Work on Actuarial rate review projects to update the costing parameters of the in-house Swiss Re developed proprietary costing model for Fire perils.</li><li>Work on developing data pipeline, data transformation and analysis for Portfolio analytics, Model reviews and other model enhancements.</li></ul>About The TeamWe are a global team of Actuaries spread across the globe in Bangalore, Munich, Zurich, Manchester, London, New York, Windsor, and Kansas City. Our team comprises of qualified and student Actuaries who work on the largest portfolio for Swiss Re Corporate Solutions.We foster an inclusive culture that values diverse perspectives and innovative thinking, ensuring equal opportunities for professional development.About YouDo you have an open-minded, intellectually curious approach to everything you do as well as an interest in learning from a variety of sources? To be successful you need to have good analytical skills, a flair for numbers, and attention to detail. Excellent communication skills and the ability to convey complex ideas to global partners are crucial for this role.<ul><li>Bachelor's degree in a Quantitative/Numerical subject.</li><li>Practical experience of more than a year in an Actuarial position in any discipline (pensions, life).</li><li>You are pursuing Actuarial Science from IFOA or any other recognized Actuarial body.</li><li>Excellent skills in MS Excel.</li><li>Preferably programming skills in R/Python and SQL.</li></ul>If you are eager to deploy your results-oriented approach and technical capabilities to further grow your business understanding and support the ongoing development of the portfolio, you are the right person to join our highly motivated team.About Swiss Re Corporate SolutionsSwiss Re is one of the world’s leading providers of reinsurance, insurance, and other forms of insurance-based risk transfer. We anticipate and manage risks, from natural catastrophes and climate change to cybercrime.Swiss Re Corporate Solutions is the commercial insurance arm of the Swiss Re Group. We offer innovative insurance solutions to large and midsized multinational corporations from our approximately 50 locations worldwide. We help clients mitigate their risk exposure, whilst our industry-leading claims service provides them with additional peace of mind.Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. Swiss Re Corporate Solutions embraces a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment, everyone can bring their authentic selves to work and their passion for sustainability.

DB Reinsurance AnalystLocation: LondonJob Type: Full timeWho are Just? We’re a FTSE 250 Financial Services company who specialise in retirement solutions. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £4bn of assets. We are a purpose-driven company with compelling and credible goals. We help people achieve a better later life by providing competitive and innovative products, services, financial advice, and guidance to help our customers achieve security and certainty in retirement.Purpose Develop Just’s reinsurance capabilities for the Defined Benefit (DB) business. Work across the DB team to analyse reinsurance pricing and implement reinsurance terms from multiple counterparties into the DB Pricing framework.Job Role Accountabilities<ul><li>Support delivery of key reinsurance development projects to enhance Just’s reinsurance capabilities.</li><li>Support the embedding of new reinsurance counterparties into BAU pricing.</li><li>Work closely with the DB Pricing leads to ensure reinsurance terms are appropriately allowed for in pricing metrics.</li><li>Support efficient execution of new reinsurance contracts.</li><li>Develop a deep technical and operational knowledge of all systems and tools used in DB.</li><li>Continuously look for areas to improve processes and efficiencies.</li><li>Prepare written reports for internal committees.</li><li>Carry out detailed pricing analyses to develop a deep understanding of different reinsurers’ bases.</li><li>Develop strong technical skills, including learning new coding languages.</li><li>Work collaboratively with colleagues in Finance and Reporting and the DB Data and Integration and DB Operations team.</li><li>Proactively promote a culture of collaboration and engagement within the DB Pricing team.</li></ul>Examples of Key Activities<ul><li>Analysing live pricing received from reinsurers and calculating relevant pricing metrics under various reinsurance scenarios.</li><li>Ensure reinsurance terms are accurately built into pricing models.</li><li>Presenting analysis to internal committees via written reports.</li><li>Prepare and present pricing feedback to reinsurers to strengthen relationships.</li><li>Support development of pricing database comparing pricing and terms received from multiple reinsurers.</li><li>Support the accurate and timely delivery of collateral calculations.</li><li>Check and review work carried out by other team members.</li></ul>Skills and Knowledge<ul><li>Problem analysis and resolution skills.</li><li>Strong numeracy skills.</li><li>Capable of working collaboratively.</li><li>Strong IT skills including Excel and programming languages.</li><li>Non-excel coding experience is desirable, for example Julia, Python, and/or VBA.</li><li>Excellent verbal, written communication, and interpersonal skills.</li><li>Basic knowledge of the DB de-risking market and pricing of bulk annuity liabilities.</li></ul>Experience<ul><li>Experience in an actuarial role, in the Life Insurance or DB pensions space.</li><li>Experience in bulk annuity pricing and/or reinsurance pricing is desirable.</li><li>Coding experience is desirable, for example Julia, Python, and/or VBA.</li></ul>Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. Diversity, Equity, and inclusion (DE&I) is a key priority for Just. We care about our customers, our purpose, our environment, inclusivity, wellbeing, and most importantly - each other.

DB Reinsurance ActuaryLocation: LondonJob Type: Full timeWho are Just? We’re a FTSE 250 Financial Services company who specialise in retirement solutions. With the defined benefit buy in / buy out space growing each year, Just continues to grow its business by over £4bn of assets. We help people achieve a better later life by providing competitive and innovative products, services, financial advice, and guidance to help our customers achieve security and certainty in retirement.Purpose Develop Just’s reinsurance capabilities for the DB business. Work across the DB team to analyse reinsurance pricing and implement reinsurance terms from multiple counterparties into the DB Pricing framework.Job Role Accountabilities<ul><li>Be a key member of the DB Reinsurance Development Team, leading key reinsurance development projects.</li><li>Support the embedding of new reinsurance counterparties into BAU pricing.</li><li>Work closely with the DB Pricing leads to ensure reinsurance terms are appropriately allowed for in pricing metrics.</li><li>Manage development projects, proactively driving them forward.</li><li>Develop a deep technical and operational knowledge of all systems and tools used in DB.</li><li>Continuously look for areas to improve and integrate technology into daily tasks.</li><li>Prepare and present written reports to relevant internal committees.</li><li>Carry out detailed pricing analyses to develop a deep understanding of different reinsurers’ bases.</li><li>Develop strong technical skills, including learning new coding languages.</li><li>Work collaboratively with colleagues in Finance and Reporting and the DB Data and Integration and DB Operations team.</li><li>Proactively improve processes and efficiencies within the DB Reinsurance Development team.</li><li>Promote a culture of collaboration and engagement within the DB team.</li><li>Be open to line management responsibility if required.</li></ul>Examples of Key Activities<ul><li>Analysing live pricing received from reinsurers and calculating relevant pricing metrics.</li><li>Ensuring reinsurance terms are accurately built into pricing models.</li><li>Analysing pricing and operational impact of new reinsurance terms.</li><li>Presenting analysis to internal committees via written reports.</li><li>Preparing and presenting pricing feedback to reinsurers.</li><li>Supporting cashflow reconciliation and mutual understanding of terms.</li><li>Negotiating contracts for new reinsurance deals.</li><li>Supporting the development of a pricing database comparing pricing and terms.</li><li>Ensuring accurate and timely delivery of collateral calculations.</li><li>Checking and reviewing work carried out by other team members.</li></ul>Skills and Knowledge<ul><li>Problem analysis and resolution skills.</li><li>Ability to work without close supervision.</li><li>Capable of working collaboratively and effectively.</li><li>Strong IT skills including Excel and programming languages.</li><li>Excellent verbal, written communication, and interpersonal skills.</li><li>High degree of understanding of the products and services provided by the Group.</li><li>Knowledge of the DB de-risking market and pricing of DB liabilities.</li><li>Experience in the Life Insurance industry, including reinsurance experience.</li><li>Coding experience is desirable, for example Julia, Python, and/or VBA.</li></ul>Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. Diversity, Equity, and Inclusion (DE&I) is a key priority for Just. We care about our customers, our purpose, our environment, inclusivity, wellbeing, and each other.

DB Reinsurance ActuaryLocation: LondonJob Type: Full timeWho are Just? We’re a FTSE 250 Financial Services company who specialise in retirement solutions. With the defined benefit buy in / buy out space growing each year, Just continues to grow its business by over £4bn of assets. We help people achieve a better later life by providing competitive and innovative products, services, financial advice, and guidance to help our customers achieve security and peace of mind in retirement.Purpose Develop Just’s reinsurance capabilities for the DB business. Work across the DB team to analyse reinsurance pricing and implement reinsurance terms from multiple counterparties into the DB Pricing framework.Job Role Accountabilities<ul><li>Be a key member of the DB Reinsurance Development Team, leading key reinsurance development projects.</li><li>Support the embedding of new reinsurance counterparties into BAU pricing.</li><li>Work closely with the DB Pricing leads to ensure reinsurance terms are appropriately allowed for in pricing metrics.</li><li>Manage development projects, proactively driving them forward.</li><li>Develop a deep technical and operational knowledge of all systems and tools used in DB.</li><li>Continuously look for areas to improve and integrate technology into daily tasks.</li><li>Prepare and present written reports to relevant internal committees.</li><li>Carry out detailed pricing analyses to understand different reinsurers’ bases.</li><li>Develop strong technical skills, including learning new coding languages.</li><li>Work collaboratively with colleagues in Finance, Reporting, and DB Operations.</li><li>Proactively improve processes and efficiencies within the DB Reinsurance Development team.</li><li>Promote a culture of collaboration and engagement within the DB team.</li><li>Be open to line management responsibility if required.</li></ul>Examples of Key Activities<ul><li>Analysing live pricing received from reinsurers and calculating relevant pricing metrics.</li><li>Ensuring reinsurance terms are accurately built into pricing models.</li><li>Analysing pricing and operational impact of new reinsurance terms.</li><li>Presenting analysis to internal committees via written reports.</li><li>Preparing and presenting pricing feedback to reinsurers.</li><li>Supporting cashflow reconciliation and mutual understanding of terms.</li><li>Negotiating contracts for new reinsurance deals.</li><li>Supporting the development of a pricing database comparing terms from multiple reinsurers.</li><li>Ensuring accurate and timely delivery of collateral calculations.</li><li>Checking and reviewing work carried out by other team members.</li></ul>Skills and Knowledge<ul><li>Problem analysis and resolution skills.</li><li>Ability to work without close supervision.</li><li>Capable of working collaboratively and effectively.</li><li>Strong IT skills including Excel and programming languages.</li><li>Excellent verbal, written communication, and interpersonal skills.</li><li>High degree of understanding of the products and services provided by the Group.</li><li>Knowledge of the DB de-risking market and pricing of DB liabilities.</li><li>Understanding of Solvency II capital requirements and reinsurance arrangements.</li></ul>Experience<ul><li>Experience in the Life Insurance industry, including reinsurance experience.</li><li>Experience in the bulk annuity market.</li><li>Defined benefit experience is desirable.</li><li>Coding experience is desirable, for example Julia, Python, and/or VBA.</li></ul>Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. Diversity, Equity, and Inclusion (DE&I) is a key priority for Just. We care about our customers, our purpose, our environment, inclusivity, wellbeing, and each other.

DB Reinsurance AnalystLocation: LondonJob Type: Full timeWho are Just? We’re a FTSE 250 Financial Services company who specialise in retirement solutions. Our world is moving quickly, with the defined benefit buy in / buy out space growing each year. Just continues to grow its business by over £4bn of assets annually. We help people achieve a better later life by providing competitive and innovative products, services, financial advice, and guidance to help our customers achieve security and peace of mind in retirement.Purpose Develop Just’s reinsurance capabilities for the Defined Benefit (DB) business. Work across the DB team to analyse reinsurance pricing and implement reinsurance terms from multiple counterparties into the DB Pricing framework.Job Role Accountabilities<ul><li>Support delivery of key reinsurance development projects.</li><li>Embed new reinsurance counterparties into BAU pricing.</li><li>Work closely with the DB Pricing leads to ensure reinsurance terms are appropriately allowed for in pricing metrics.</li><li>Support efficient execution of new reinsurance contracts.</li><li>Develop a deep technical and operational knowledge of all systems and tools used in DB.</li><li>Continuously look for areas to improve processes and efficiencies.</li><li>Prepare written reports for internal committees.</li><li>Carry out detailed pricing analyses to understand different reinsurers’ bases.</li><li>Develop strong technical skills, including learning new coding languages.</li><li>Collaborate with colleagues in Finance, Reporting, and DB Operations.</li><li>Promote a culture of collaboration and engagement within the DB Pricing team.</li></ul>Examples of Key Activities<ul><li>Analyse live pricing from reinsurers and calculate relevant pricing metrics.</li><li>Ensure reinsurance terms are accurately built into pricing models.</li><li>Present analysis to internal committees to support approval of new counterparties.</li><li>Prepare and present pricing feedback to reinsurers.</li><li>Support cashflow reconciliation with reinsurers.</li><li>Assist in contract negotiations for new reinsurance deals.</li><li>Support the development of a pricing database comparing terms from multiple reinsurers.</li><li>Check and review work carried out by other team members.</li></ul>Skills and Knowledge<ul><li>Problem analysis and resolution skills.</li><li>Strong numeracy skills.</li><li>Capable of working collaboratively.</li><li>Strong IT skills including Excel and programming languages.</li><li>Non-excel coding experience is desirable (e.g., Julia, Python, VBA).</li><li>Excellent verbal, written communication, and interpersonal skills.</li><li>Basic knowledge of the DB de-risking market and pricing of bulk annuity liabilities.</li></ul>Experience<ul><li>Experience in an actuarial role in the Life Insurance or DB pensions space.</li><li>Experience in bulk annuity pricing and/or reinsurance pricing is desirable.</li><li>Coding experience is desirable (e.g., Julia, Python, VBA).</li></ul>Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050. Diversity, Equity, and Inclusion (DE&I) is a key priority for Just. We care about our customers, our purpose, our environment, inclusivity, wellbeing, and each other.Apply Now

Company DescriptionSecuring pensions over the long term can be a challenge for many businesses. Our ambition at Legal & General Retirement Institutional (LGRI) is to help companies and pension scheme trustees honour their defined benefit pension promises to their employees. We’re helping companies settle their pension liabilities so they can focus on growing their businesses, as well as helping to support their members’ financial security in retirement. And we’re investing for the long term to back our pension promises. In the last 30 years we’ve written more UK business than any other insurer, and we currently look after more than half a million pension policyholders. We're the UK’s longest-serving active bulk annuity provider, and a market-leading, multi-award-winning business.Job DescriptionWe’re recruiting for a Senior Actuarial Analyst to join our Collateral & Reinsurance Management Team. We’re offering a competitive base salary, great benefits, and full actuarial study support, as well as the opportunity to get involved with some exciting Post-Sale PRT work.<ul><li>Supporting the Actuarial Manager in providing calculations relating to:
 <ul><li>Post-sale costings: Final Premium calculations, buy-in pricing, augmentations, and GMP equalisation.</li><li>Collateral requirements: Assessed for longevity reinsurance, funded reinsurance, and similar arrangements.</li><li>Member option factors: Reviewing member options basis and supporting the actuarial review of non-standard individual cases.</li></ul></li><li>Helping to onboard new PRT reinsurance arrangements, including reviewing and feeding in comments to draft contracts and models.</li><li>Ensuring the highest level of support is provided to internal and external clients including consultants, trustees, and reinsurers.</li><li>Supporting and checking the work of the Operations Analysts in our Collateral and Reinsurance Services team.</li><li>Providing actuarial support to projects relevant to the wider PRT new business team.</li></ul>QualificationsWho we're looking for:<ul><li>Part-qualified actuary who is making good progress through the actuarial exams.</li><li>Excellent knowledge of Defined Benefit Pension Schemes, and associated valuation techniques.</li><li>The ability to work accurately with a high attention to detail.</li><li>Strong communication and interpersonal skills.</li><li>Strong time management skills and the ability to work to tight deadlines to ensure project delivery.</li></ul>Whatever your role, we reward performance and behavior with a package that looks after all the things that are important to you. Here are some of the benefits we offer:<ul><li>The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes.</li><li>Generous pension contribution.</li><li>Life assurance.</li><li>Private medical insurance (permanent employees only).</li><li>At least 25 days holiday, plus public holidays, 26 days after 2 years’ service. There’s also the option to buy and sell holiday.</li><li>Competitive family leave.</li><li>Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax-efficient salary sacrifice.</li><li>There are many discounts we offer – both for our own products and at a range of high street stores and online.</li></ul>Additional InformationLegal & General is a leading financial services group and major global investor, named Britain’s Most Admired Company in 2023, for the second year running. Rated top in our sector and top for inspirational leadership, we have a strong heritage and an exciting future. We aim to build a better society for the long term by investing our customers’ money in things that make life better for everyone. If you join us, you’ll be part of a welcoming culture, with opportunities to collaborate with people of diverse backgrounds, views, and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel. We strive to be open, mindful, and inclusive, so are always willing to discuss flexible working arrangements and reasonable accommodations for candidates with specific needs. If you’re open to find out more, we'd love to hear from you.

Company DescriptionSecuring pensions over the long term can be a challenge for many businesses. Our ambition at Legal & General Retirement Institutional (LGRI) is to help companies and pension scheme trustees honour their defined benefit pension promises to their employees. We’re helping companies settle their pension liabilities so they can focus on growing their businesses, as well as helping to support their members’ financial security in retirement.And we’re investing for the long term to back our pension promises. In the last 30 years we’ve written more UK business than any other insurer, and we currently look after more than half a million pension policyholders. We're the UK’s longest-serving active bulk annuity provider, and a market-leading, multi-award-winning business.Job Description<ul><li>We’re recruiting for an Actuarial Analyst to join our Collateral & Reinsurance Management Team.</li><li>We’re offering a competitive base salary, great benefits and full actuarial study support, as well as the opportunity to get involved with some exciting Post-Sale PRT work.</li></ul>What you'll be doing:<ul><li>Supporting the Actuarial Manager in providing post-sale monitoring and calculations relating to buy-in/out pricing, reinsurance, longevity insurance and collateral arrangements.</li><li>Helping to on-board new PRT reinsurance arrangements, including reviewing and feeding in comments to draft contracts and models.</li><li>Ensuring the highest level of support is provided to internal and external clients including consultants, trustees and reinsurers.</li><li>Supporting and checking the work of the Operations Analysts in our Collateral and Reinsurance Services team.</li><li>Providing actuarial support to projects relevant to the wider PRT new business team.</li></ul>Qualifications<ul><li>Part-qualified actuary who is making good progress through the actuarial exams.</li><li>Knowledge of Defined Benefit Pension Schemes, and associated valuation techniques.</li><li>The ability to work accurately with a high attention to detail.</li><li>Strong communication and interpersonal skills.</li><li>Strong time management skills and the ability to work to tight deadlines to ensure project delivery.</li></ul>Additional InformationThe brand with the brolly is choosing today to change tomorrow. Since 1836, we’ve grown to become one of the world's largest asset managers, homebuilders, pension providers and insurance brands. We’re all here to improve the lives of our customers, build a better society for the long term, and create value for our shareholders - helping to shape a better future for society and the planet.We need people who share our ambitions, agility and entrepreneurial spirit to help us do it. At L&G, you’ll find a balance that helps you be your best. Empowered by hybrid working, we’re supported by technology and workplaces that enable us to work effectively wherever we are. We come together in offices to collaborate and connect, and use time at home for individual, focused activities.And, when we achieve great things, we celebrate our success and reward strong performance. Today, there’s over 10,000 of us, working towards our mission, with plenty of opportunities to grow your career as we grow L&G. Will you join us?

Securing pensions over the long term can be a challenge for many businesses. Our ambition at Legal & General Retirement Institutional (LGRI) is to help companies and pension scheme trustees honour their defined benefit pension promises to their employees. We’re helping companies settle their pension liabilities so they can focus on growing their businesses, as well as helping to support their members’ financial security in retirement.And we’re investing for the long term to back our pension promises. In the last 30 years we’ve written more UK business than any other insurer, and we currently look after more than half a million pension policyholders. We're the UK’s longest-serving active bulk annuity provider, and a market-leading, multi-award-winning business.Job DescriptionWe’re recruiting for a Senior Actuarial Analyst to join our Collateral & Reinsurance Management Team. We’re offering a competitive base salary, great benefits and full actuarial study support, as well as the opportunity to get involved with some exciting Post-Sale PRT work.<ul><li>Supporting the Actuarial Manager in providing post-sale monitoring and calculations relating to buy-in/out pricing, reinsurance, longevity insurance and collateral arrangements.</li><li>Helping to on-board new PRT reinsurance arrangements, including reviewing and feeding in comments to draft contracts and models.</li><li>Ensuring the highest level of support is provided to internal and external clients including consultants, trustees and reinsurers.</li><li>Supporting and checking the work of the Operations Analysts in our Collateral and Reinsurance Services team.</li><li>Providing actuarial support to projects relevant to the wider PRT new business team.</li></ul>Qualifications<ul><li>Part-qualified actuary who is making good progress through the actuarial exams.</li><li>Knowledge of Defined Benefit Pension Schemes, and associated valuation techniques.</li><li>The ability to work accurately with a high attention to detail.</li><li>Strong communication and interpersonal skills.</li><li>Strong time management skills and the ability to work to tight deadlines to ensure project delivery.</li></ul>Additional InformationThe brand with the brolly is choosing today to change tomorrow. Since 1836, we’ve grown to become one of the world's largest asset managers, homebuilders, pension providers and insurance brands. We’re all here to improve the lives of our customers, build a better society for the long term, and create value for our shareholders - helping to shape a better future for society and the planet. We need people who share our ambitions, agility and entrepreneurial spirit to help us do it.At L&G, you’ll find a balance that helps you be your best. Empowered by hybrid working, we’re supported by technology and workplaces that enable us to work effectively wherever we are. We come together in offices to collaborate and connect, and use time at home for individual, focused activities. And, when we achieve great things, we celebrate our success and reward strong performance. Today, there’s over 10,000 of us, working towards our mission, with plenty of opportunities to grow your career as we grow L&G. Will you join us?Great minds don’t have to think alike, so we welcome voices from all backgrounds. Bringing together people with different life experiences helps us build empathy with our customers and drive innovation. We don’t just talk about it, we actively promote diversity and equitable opportunities for all.That means our employment decisions are made without regard to race, colour, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability or protected veteran status. In fact, we embrace every dimension of diversity to reflect the customers and communities we serve.We think it’s important to create an inclusive environment where we can all belong, contribute and drive progress, where you can develop and grow, and be empowered. We want you to use your voice to help us build a better tomorrow. We all work differently, and have different needs, which is why. we’re always open to discussing flexible working arrangements.Likewise, we’re committed to finding reasonable accommodations for candidates with specific needs during our recruiting process. So whoever you are, wherever you are, whatever your story, we'd love to hear from you.

We have a unique opportunity for a Reinsurance Actuarial Analyst to join our market leading Bulk Purchase Annuity (BPA) and Equity Release team. This is a great job for a Part qualified actuary (or qualified by experience) who wishes to join a dynamic and motivated team that drive success for our BPA business unit!The bulk annuity market continues to grow as Defined Benefit pension scheme trustees and employers’ de-risk their balance sheets. Bulk annuity business is a key area of growth and value generation for Aviva, with business volumes tripling over in recent years. This role sits within our reinsurance team who source, analyse, commercially review and implement reinsurance arrangements for the BPA book, typically c£6bn per year. You will report into the Senior Reinsurance Manager and will be involved in reinsurance tenders, analysing terms and working closely with Operations to implement treaty arrangements.Skills and experience we’re looking for:<ul><li>Part qualified actuary (or qualified by experience)</li><li>Previous pricing experience would be an advantage but not essential</li><li>Previous experience of the BPA market or defined benefit pensions would be an advantage but not essential</li><li>Ability to communicate clearly and develop effective professional relationships</li><li>Strong mathematical/actuarial and Excel skills</li></ul>What you’ll get for this role:<ul><li>Starting salary of circa £37,000 (depending on location, skills, experience, and qualifications)</li><li>Bonus opportunity - 8% of annual salary Actual amount depends on your performance and Aviva’s.</li><li>Generous pension scheme - Aviva will contribute up to 14%, depending on what you put in.</li><li>29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days</li><li>Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts</li><li>Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme</li><li>Brilliantly supportive policies including parental and carer’s leave</li><li>Flexible benefits to suit you, including sustainability options such as cycle to work</li><li>Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others
 </li><li>We take your wellbeing seriously with lots of support and tools</li></ul>Aviva is for everyone:We’re inclusive and welcome everyone – we want applications from people with diverse backgrounds and experiences.Excited but not sure you tick every box? Research tells us that women, particularly, feel this way. So, regardless of gender, why not apply. And if you’re in a job share just apply as a pair.We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working –spending around 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.We interview every disabled applicant who meets the minimum criteria for the job. Once you’ve applied, please send us an email stating that you have a disclosed disability, and we’ll interview you.

Application deadline: 17 November 2023Programme start date: 16 September 2024Eligibility: Final year students graduating in Summer 2024Who we are:Rothesay is a leading UK pensions insurance specialist. Purpose-built to protect pensions, we manage over £48bn of assets and securing pensions for over 840,000 people. We secure pensions for over 200 pension schemes and insurers including British Airways, Post Office, ASDA, National Grid and Aegon.At Rothesay, we are striving to transform our industry. We believe deeply in creating real security for the future and our leadership in finding new and better ways to do that is the key to our success. To do that, we need the very brightest original thinkers to bring creativity as well as rigour. Rothesay is a rewarding place to work, where quality people can thrive and prosper. We pride ourselves on the connections our people build, many of whom have been with us for over ten years.Graduate programme:Our UK graduate programme is designed to kick-start careers for ambitious and analytical graduates who want to make an impact. Rothesay is built on a multi-talented, multi-disciplined model, collaborating directly and with singular focus to shape the future. Rothesay’s inclusive and collaborative working environment allows our graduates to build a broad skill-set and shape a strong internal network. We support your development journey, growth in your career, in addition to a competitive salary and tailored benefits.The programme starts with a fundamentals week for the entire graduate cohort, where you will have in depth networking and insight sessions on Rothesay a whole. From week two, you will join your team for professional integrated learning and start to make meaningful contributions. Throughout your first year, alongside your permanent role, you will be part of an on-sight graduate development programme with both technical and business skills training. Our teams run lean, giving you excellent visibility and exposure throughout the business, and we will provide continuous training and upskilling for your future. Rothesay is a rewarding place to work, where quality people can thrive and prosper.This opportunity is open to summer 2024 graduates who are looking to launch into their career within an entrepreneurial environment where talent can thrive and excel.The roleWe have vacancies in the Pricing and Reinsurance team and the Capital team. The Pricing and Reinsurance team focuses on the pricing, underwriting, negotiation and execution of new pension and reinsurance deals, working with a focus on the largest deals in the market. The Capital team focuses on life insurance reporting and the monitoring of regulatory and economic capital, the computation of balance sheet impacts for a wide range of prospective asset and liability transactions, and delivering strategic regulatory-driven projects.Candidates would be expected to study for the Institute and Faculty of Actuaries (IFoA) qualification with an expected specialism in pensions or life insurance. When you join us, your work will be highly varied involving all aspects of pensions and insurance actuarial work, and will involve significant interaction both internally with other teams and disciplines throughout the business, and externally, with clients and advisors. You will need to be able to balance teamwork, intellectual curiosity and leadership potential with a passion for excellence and an interest in the financial markets.What we offer<ul><li>A meritocratic, driven and stimulating environment where success and achievement are rewarded</li><li>Work with support from leaders in the industry and excellent on-the-job training supplemented with class-based business training where best applied</li><li>A competitive starting salary with a performance related bonus</li><li>A full study support package (including a study budget and up to 40 study days per year) will be provided as you work towards your IFoA fellowship qualification</li></ul>What we are looking for<ul><li>We recruit from all academic disciplines; although a high degree of numeracy is essential.</li><li>Impeccable academic credentials are essential. You must have an expected degree minimum of a 2:1 or equivalent from a leading university.</li><li>Internships &amp; work experience in the financial services sector is desired but not essential.</li><li>You will need to demonstrate a clear interest and intellectual curiosity in the financial markets and an interest in applying your knowledge and skills to the pension insurance market.</li><li>You must be available for permanent work within 2 months of your graduation in 2024</li><li>Fluency in English is a prerequisite.</li></ul>DisclaimerThis position description is intended to describe the duties most frequently performed by an individual in this position. It is not intended to be a complete list of assigned duties, but to describe a position level. The role shall be performed within a professional office environment. Rothesay Life has health and safety polices that are available for all workers upon request. There are no specific health risks associated with the role.InclusionRothesay actively promotes diversity and inclusivity. We know that our success depends on our people and that by nurturing a culture that values difference, we create a stronger, more dynamic business. We welcome applications from all qualified candidates, regardless of race, colour, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability or age.

Application deadline: 17 November 2023Programme start date: 15 July 2024 (8 week programme)Eligibility: Penultimate year undergraduate studentsWho we are:Rothesay is a leading UK pensions insurance specialist. Purpose-built to protect pensions, we manage over £48bn of assets and securing pensions for over 840,000 people. We secure pensions for over 200 pension schemes and insurers including British Airways, Post Office, ASDA, National Grid and Aegon.At Rothesay, we are striving to transform our industry. We believe deeply in creating real security for the future and our leadership in finding new and better ways to do that is the key to our success. To do that, we need the very brightest original thinkers to bring creativity as well as rigour. Rothesay is a rewarding place to work, where quality people can thrive and prosper. We pride ourselves on the connections our people build, many of whom have been with us for over ten years.Internship programme:Our internship programme is designed to provide hands-on work experience within a fast-paced financial services environment, allowing you to develop the key skills to jump-start your career.The 8-week structured programme will start with a fundamentals week offering insight into Rothesay, your team, and the financial services industry. Throughout the programme, there will be both on-desk and off-desk technical and business skills training, providing career-building exposure to accelerate your future after you graduate. You will gain visibility and experience in a flat structure, with the opportunity to network and socialize across different levels and teams throughout the firm. Rothesay is a rewarding place to work, where quality people can thrive and prosper.The roleWe have vacancies in the Pricing and Reinsurance team and the Capital team. The Pricing and Reinsurance team focuses on the pricing, underwriting, negotiation, and execution of new pension and reinsurance deals, working with a focus on the largest deals in the market. The Capital team focuses on life insurance reporting and the monitoring of regulatory and economic capital, the computation of balance sheet impacts for a wide range of prospective asset and liability transactions, and delivering strategic regulatory-driven projects.Candidates would be expected to study for the Institute and Faculty of Actuaries (IFoA) qualification with an expected specialism in pensions or life insurance. When you join us, your work will be highly varied involving all aspects of pensions and insurance actuarial work, and will involve significant interaction both internally with other teams and disciplines throughout the business, and externally, with clients and advisors. You will need to be able to balance teamwork, intellectual curiosity, and leadership potential with a passion for excellence and an interest in the financial markets.What we offer<ul><li>A meritocratic, driven and stimulating environment where success and achievement are rewarded</li><li>Work with support from leaders in the industry and excellent on-the-job training supplemented with class-based business training where best applied</li><li>A competitive starting salary with a performance-related bonus</li><li>A full study support package (including a study budget and up to 40 study days per year) will be provided as you work towards your IFoA fellowship qualification</li></ul>What we are looking for<ul><li>We recruit from all academic disciplines; although a high degree of numeracy is essential.</li><li>Impeccable academic credentials are essential. You must have an expected degree minimum of a 2:1 or equivalent from a leading university.</li><li>Internships &amp; work experience in the financial services sector is desired but not essential.</li><li>You will need to demonstrate a clear interest and intellectual curiosity in the financial markets and an interest in applying your knowledge and skills to the pension insurance market.</li><li>You must be available for permanent work within 2 months of your graduation in 2024</li><li>Fluency in English is a prerequisite.</li></ul>DisclaimerThis position description is intended to describe the duties most frequently performed by an individual in this position. It is not intended to be a complete list of assigned duties, but to describe a position level. The role shall be performed within a professional office environment. Rothesay Life has health and safety policies that are available for all workers upon request. There are no specific health risks associated with the role.InclusionRothesay actively promotes diversity and inclusivity. We know that our success depends on our people and that by nurturing a culture that values difference, we create a stronger, more dynamic business. We welcome applications from all qualified candidates, regardless of race, colour, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability or age.

Are you intellectually curious with a passion for solving problems? Do you enjoy a flexible and collaborative, team-based environment where you are always learning and growing? If yes, Aon is the place for you!The target salary range for this position is $59,500 to $71,500 annually. The actual salary will vary based on applicant&rsquo;s education, experience, skills, abilities, as well as internal equity and alignment with market data. The salary may also be adjusted based on applicant&rsquo;s geographic location.This is a hybrid role with the flexibility to work both from home and your aligned office.Aon is in the business of better decisionsAt Aon, we shape decisions for the better to protect and enrich the lives of people around the world.As an organization, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed.What the day will look likeAon has four exciting paths to choose from, and each is a one-of-a-kind opportunity waiting to be seized!Retirement ConsultingPension and other retirement plans have enormous financial implications for employers. Actuaries within Retirement Consulting work directly with our clients&rsquo; management teams to assess the short and long-term costs associated with these commitments.You will have the opportunity to work on a variety of assignments during your internship. Some of the most important projects that retirement actuarial consultants work on are the annual pension &ldquo;valuations.&rdquo; Each year, actuaries collect census data from the clients and perform the annual valuation. With the results of these valuations, we help our clients assess the ongoing financial health of their pension plans. Additional activities include:<ul><li>Projections (both stochastic and deterministic) of long-term financial information for pension and other post-retirement benefit plans</li><li>Coordination of asset-liability analysis and other studies with investment consultants</li><li>Merger and acquisition &ldquo;due diligence&rdquo; and related activities</li><li>Design and costing of new retirement programs.</li><li>Programming innovative pension administration systems</li><li>Pension benefit calculations for participants</li><li>Union negotiation support and analysis</li><li>Quantitative comparison of comprehensive employee benefit programs for groups of employers</li></ul>Health and Benefits Consulting (H&amp;B)Employer-sponsored health and welfare benefit programs form the foundation of the U.S. health care system. These programs have evolved over time as employers have attempted to manage the changing needs of employees, rising program costs, and the impact of new legislation while supporting their human resource and business strategies.You will have the opportunity to work on a variety of assignments during your internship. Health and Benefits actuaries support consultants and work directly with our clients to develop short and longer-term health and welfare benefit strategies.  This process involves strategic assessments of the health care market and key trends and the identification of new and innovative solutions to employer problems.  The technical and analytical skills H&amp;B actuaries bring to this process are critical to our H&amp;B consulting. Additional activities include:<ul><li>Evaluate plan design and costs relative to various measures and benchmarks with reporting to clients</li><li>Health care budget rate-setting for self-insured plans including the analysis of medical and prescription drug network changes</li><li>Employee contribution rate development and scenario analysis</li><li>Analyze insured plan renewals for appropriateness and carrier bid financial evaluations</li><li>Retiree medical and disability plan valuations</li></ul>Risk ConsultingAon Global Risk Consulting (AGRC) Actuarial &amp; Analytics Practice is the third largest North American Property and Casualty Consulting firm, providing actuarial services to clients for more than 20 years. The practice is comprised of highly skilled and experienced professionals in the risk quantification and analysis field.As an intern within our Risk Consulting practice, you will have the opportunity to work on projects to assess exposure to P&amp;C risk by loss forecasting for budgeting and risk management strategy evaluation, calculating actuarial reserves for financial statement support, providing actuarial opinions for regulatory support, and evaluating total cost of risk for effective financial and risk management solutions. Additional projects you might work on include:<ul><li>Support analytical work including data management, loss forecasting, accruals, self-insurance analysis and cash flow analysis</li><li>Collect, organize and analyze data, in support of existing brokerage business and proposal development</li><li>Prepare and maintain effective documentation of all client correspondence</li><li>Apply existing approaches to processes to specific client assignments, alerting AGRC service team to deficiencies in data, results or processes</li><li>Contribute to the enhancement of overall assignment results by improving specific operational procedures</li><li>Complete routine client service tasks efficiently, delivering products and services, accurately and on time, by applying Aon protocols</li></ul>Reinsurance Actuarial ConsultingUnprecedented volatility is creating new risks and opportunities for organizations across the global economy. We provide risk transfer, claims advocacy and capitalmanagement solutions to help re/insurers reduce volatility and build more resilient businesses, governments and communities.Your primary role is to support clients as requested by supervisor or brokers, across virtually any client project or internal research assignment. Analysts are expected to develop proficiencies in completing standard analyses, while also taking part in more advanced analyses as needed. You will become familiar with Aon&rsquo;s tools and approach, contribute to their development and present Aon&rsquo;s solutions and services to our clients. Secondary role is to assist in pricing parameter updates and market research. Additional activities include:<ul><li>Work with colleagues (brokers, analytics and others) to identify and respond to client needs and develop additional opportunities related to products and services</li><li>Inventory and manage data related to analysis of reinsurance transactions</li><li>Analyze the costs and benefits of risk transferred under reinsurance agreements via pricing analysis and dynamic risk modeling with limited guidance</li><li>Understand reinsurance contracts and products (terminology, terms and conditions)</li><li>Prepare client-ready presentations to communicate analysis results to brokers and clients</li><li>Manage workflow proactively</li></ul>Skills and experience that will lead to successWe aim to recruit a diverse group of professionals who offer varying experiences, backgrounds and strengths to ensure we can continue to offer the most innovative solutions to our clients.  Additionally, we take into consideration the following: <ul><li>Relevant work or internship experience.</li><li>Involvement in extracurricular activities.</li><li>Proficiency in Microsoft office products such as Word, PowerPoint, Excel and Outlook is required. </li><li>Outstanding quantitative and analytical skills</li><li>Strong written and verbal communication skills</li><li>Enjoy working on complex, mathematically-oriented projects.</li></ul>Education:<ul><li>Bachelor’s Degree in Actuarial Science, Statistics, or related</li><li>Have passed at least one actuarial exam, preferred</li><li>If you graduate between December 2023 and June 2024 with a GPA of 3.0+,this opportunity is for you!</li></ul>

Your role at a glance:We are currently looking for a Qualified Actuary (or equivalent) to join our Retirement Division as an Actuarial Manager working within our Corporate Development - Business Solutions Team. This role would suit a skilled professional who is motivated to support our division (Legal &amp; General Retirement Institutional) in achieving its ambitions.In this role you will work on projects that are aimed at balancing profit and capital usage for both the UK and international businesses of L&amp;G. You will support these projects from inception to implementation, including steering them through our governance processes. You will also have the opportunity to collaborate with both internal and external stakeholders as part of this varied role.This is a hybrid working opportunity based from our London Offices in Moorgate, which will give you the autonomy and freedom to work effectively either at home or in the office.What you'll be doing:<ul><li>Collaborating with various business divisions to optimise profitability, considering impacts on capital, tax, and earnings.</li><li>Fostering value-add relationships with external counterparties, examining the cost and economic rationale of prospective transactions (reinsurance or otherwise).</li><li>Supporting with communication and cooperation between internal teams, Regulators, Reinsurers and other key external counterparties to deliver projects and solutions.</li><li>Exploring new capital management solutions and keeping up to date with the market developments and opportunities.</li><li>Supporting the structuring of new transactions from feasibility to implementation. This will include specifying key terms and mechanics of new solutions, managing the legal negotiations, and taking ownership of documentation needed.</li><li>Assisting with obtaining the necessary regulatory approvals or permissions for execution of special projects and capital management solutions.</li><li>Conveying the findings of pricing exercises to senior management and governance committees.</li><li>Overseeing handover of new solutions and transactions to operational teams, ensuring appropriate administration and ongoing management.</li><li>Ensuring our customers are treated fairly by working with sufficient controls, systems, and processes in place. And remediating/resolving any risks or issues identified.</li></ul>What we're looking for:<ul><li>A Qualified Actuary or other equivalent qualification or comparable role experience and capability.</li><li>Some knowledge of pension regulation with respects to pension buyouts and longevity insurance.</li><li>Knowledge of the reporting and regulatory environment in which L&amp;G operates and their influence on our decision making.</li><li>Being comfortable with capital modelling under the Solvency II regulatory framework.</li><li>Knowledge of the US and Bermudian regulatory frameworks and/or reinsurance markets for bulk annuities in the UK and/or US would be desirable (but is not essential).</li><li>Ability to create and maintain purposeful working relationships around the business and with relevant external stakeholders.</li><li>Well organised and responsive, with the ability to manage expectations and keep relevant parties informed/updated.</li><li>A clear communicator who is adept at explaining complex, technical concepts to a variety of technical and non-technical audiences.</li><li>Comfortable with purposeful challenge and debate and can proactively progresses ideas and solutions.</li><li>Actively problem solves and focuses on timely delivery.</li><li>Knowledge of capital management solutions for bulk annuity insurers would be beneficial.</li><li>Experience of/the ability to effectively people manage in a project-based environment.</li></ul>Benefits:<ul><li>Competitive Salary ranging from circa £60,000 – circa £75,000 (depending on experience)</li><li>Performance Related Bonus</li><li>12% Car Allowance (if you are a Qualified Actuary)</li><li>Holiday Allowance – 27 days plus all UK bank holidays</li><li>Pension Contribution – L&amp;G match any personal contributions up to 5% and then provide a further top up of 5%</li><li>Private Medical</li><li>Life Insurance</li><li>Income Protection</li><li>Smart Spending – which gives you access to vouchers/shopping discounts</li></ul>Please note the above are just a few of the many benefits you will be entitled to when you join L&amp;G from day 1.

<ul><li>Fulltime (35 hours per week)</li><li>Hybrid, 2/3 days in the office (London)</li></ul>About JustWe’re a FTSE 250 Financial Services company who specialise in retirement solutions. With the defined benefit buy in / buy out space growing each year, Just continues to annually grow its business by over £2bn of assets.We are a purpose driven company with compelling and credible goals. We help people achieve a better later life by providing competitive and innovative products, services, financial advice and guidance to help our customers achieve security, certainty and peace of mind in retirement.About the role:To support the company's ambitious growth plans, we are recruiting for a DB Senior Reinsurance Analyst to join our Reinsurance Team. The purpose of this role is to provide pricing analysis and actuarial input to support the DB Reinsurance Development team in delivering Just’s DB reinsurance strategy.Key Accountabilities:<ul><li>Support the embedding of new reinsurance counterparties into BAU pricing</li><li>Support DB pricing model developments to enable efficient and accurate pricing of multiple reinsurance bases</li><li>Carry out detailed pricing analyses to develop deep understanding different reinsurers’ bases, including strengths and weaknesses</li><li>Prepare and present pricing feedback to reinsurers to strengthen relationships and help improve reinsurer pricing</li><li>Work closely with the Core Pricing Leads and Pricing Development leads to ensure consistency in the metrics including reinsurance, such that pricing across reinsurers can be easily compared</li><li>Work collaboratively with colleagues in Finance and Reporting and the DB Data and Transitions and Operations team to ensure that commercial changes flow through effectively to the wider DB ecosystem - such that operational changes are communicated and made when necessary and in a timely fashion</li><li>Proactively look to improve processes and efficiencies within the DB Reinsurance Development team</li><li>Work with key internal stakeholders to ensure</li><li>Proactively work to promote a culture of collaboration and engagement within the DB Pricing team</li></ul>About You:<ul><li>Minimum of 3 years of experience of working within a pensions or investment consultancy, life insurer or reinsurer.</li><li>Prior experience of reinsurance pricing</li><li>Coding experience, for example Julia, Python and/or VBA.</li><li>Sound knowledge of technical actuarial concepts, particularly principles underlying bulk annuity pricing</li><li>Good knowledge and awareness of the DB buy in/buy out market, life insurance and relevant regulation.</li></ul>Company Benefits:<ul><li>A Competitive Salary, Pension Scheme and Life Assurance</li><li>25 Days Annual Leave plus an Additional Day on us for your Birthday</li><li>Private Medical Cover and Income Protection</li><li>A generous and highly achievable bonus scheme – paid annually based on individual and company performance against targets</li><li>Opportunity to progress within your career both in-role and within the company</li><li>FREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical &amp; Mental Health First Aiders (On-Site)</li><li>A variety of Employee Funded Benefits available to you via our Online Benefits Portal</li><li>Plus, several additional purchase options available for you and your loved ones</li></ul>Why Just?We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We’ve made good progress so far and encourage our people to make small and meaningful changes in their everyday lives, so that we can protect our planet for future generations.Diversity, Equity and inclusion (DE&amp;I) is a key priority for Just as part of our overall strategy and ensuring all of our people feel proud to work at Just. We have joined a number of initiatives including the Race at Work Charter, designed to improve outcomes for employees from underrepresented backgrounds. We also run a Reciprocal Mentoring scheme for employees from a BAME background, those with a disability and those who identify as LGBTQ&#43;. There are multiple employee network groups, which champion issues including race, gender, social mobility and neurodiversity.What’s clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing and most importantly - each other.

Rothesay is a UK insurance company purpose built to protect pensions. We are the largest specialist pension insurer in the UK, managing over £50bn of assets and securing pensions for over 810,000 people. We secure pensions for over 170 pension schemes and insurers including British Airways, Post Office, ASDA, National Grid and Aegon.At Rothesay, we are striving to transform our industry. We believe deeply in creating real security for the future and our leadership in finding new and better ways to do that is the key to our success. To do that, we need the very brightest original thinkers to bring creativity as well as rigour. Rothesay is a rewarding place to work, where quality people can thrive and prosper. We pride ourselves on the connections our people build, many of whom have been with us for over ten years.The roleWe have vacancies in the Pricing and Reinsurance team and the Capital team. The Pricing and Reinsurance team focuses on the pricing, underwriting, negotiation and execution of new pension and reinsurance deals, working with a focus on the largest deals in the market. The Capital team focuses on life insurance reporting and the monitoring of regulatory and economic capital, the computation of balance sheet impacts for a wide range of prospective asset and liability transactions, and delivering strategic regulatory-driven projects.
Candidates would be expected to study for the Institute and Faculty of Actuaries (IFoA) qualification with an expected specialism in pensions or life insurance.  When you join us, your work will be highly varied involving all aspects of pensions and insurance actuarial work, and will involve significant interaction both internally with other teams and disciplines throughout the business, and externally, with clients and advisors.  You will need to be able to balance teamwork, intellectual curiosity and leadership potential with a passion for excellence and an interest in the financial markets.What we offer<ul><li>A meritocratic, driven and stimulating environment where success and achievement are rewarded</li><li>Work with support from leaders in the industry and excellent on-the-job training supplemented with class-based business training where best applied</li><li>A competitive starting salary with a performance related bonus</li><li>A full study support package (including a study budget and up to 40 study days per year) will be provided as you work towards your IFoA fellowship qualification</li></ul>What we are looking for<ul><li>We recruit from all academic disciplines; although a high degree of numeracy is essential.</li><li>Impeccable academic credentials are essential. You must have an expected degree minimum of a 2:1 or equivalent from a leading university.</li><li>Internships & work experience in the financial services sector is desired but not essential.</li><li>You will need to demonstrate a clear interest and intellectual curiosity in the financial markets and an interest in applying your knowledge and skills to the pension insurance market.</li><li>You must be available for permanent work within 2 months of your graduation in 2022</li><li>Fluency in English is a prerequisite.</li></ul>InclusionRothesay actively promotes diversity and inclusivity. We know that our success depends on our people and that by nurturing a culture that values difference, we create a stronger, more dynamic business. We welcome applications from all qualified candidates, regardless of race, colour, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability or age.

Your role at a glanceWe have a fantastic opportunity for either a Nearly or Newly Qualified Actuary to join our Retirement Division in an exciting project-based role.Working in the Legal &amp; General Retirement Institutional (LGRI) Corporate Development Team you will support new corporate projects including; overseeing the analysis and project delivery, leading through governance processes and maintaining external relationships.The geographical scope of the role is unrestricted, although this role will have a significant international focus - particularly with Bermuda &amp; the US, which will entail cross-jurisdictional stakeholder management and responsibilities.This is a hybrid working opportunity based from our London Offices in Moorgate, which will give you the autonomy and freedom to work effectively either at home or in the office. What you'll be doing<ul><li>Working on the structuring and execution of external and intra-group reinsurance arrangements by providing material for governance papers. This will involve working with counterparties to negotiate structural frameworks and key terms, assessing the feasibility of reinsurance structures and taking ownership of documentation and legal negotiations.</li><li>Helping to ensure the communication and cooperation between internal LGRI teams, Group, Regulators, Reinsurers and other key external counterparties are at the required level to facilitate the execution of transactions, projects and/or structuring.</li><li>Assisting with obtaining the necessary regulatory sign-off, approvals or permissions to facilitate execution of transactions, projects and/or structuring.</li><li>Supporting with the handover of new reinsurance and intra-group transactions to LGIM and LGRI operational teams upon completion. This will involve ensuring the appropriate administration/management of agreements post execution and that they operate as intended.</li><li>Working closely with the wider Group to design intra-group transactions and consider their impacts on Group capital, tax and earnings. This will involve proactively coordinating with both internal LGRI teams and other key counterparties.</li><li>Engaging with external counterparties to test pricing and economic rationale of prospective transactions, for LGRI and/or the relevant legal entities within L&amp;G. This will involve documenting and presenting the outcome of that price exploration exercise, and proposing next steps to senior management or the relevant committee, i.e. moving towards execution, or taking some other course of action.</li><li>Working within the appropriate process, systems and controls to ensure that risks and issues are identified and escalated within LGRI, to ensure that customers are treated fairly in line with Legal &amp; General’s Treating Customers Fairly (TCF) policy.</li></ul> What we're looking for<ul><li>A Nearly/Newly Qualified Actuary.</li><li>An understanding of the relevant statutory and regulatory regimes applicable to the Group’s businesses and its corporate governance.</li><li>Ideally have practical knowledge and understanding of the reinsurance market in the UK and/or US, as well as capital management levers for an annuity player like L&amp;G.</li><li>Some knowledge of pension regulation and its application to pension buyouts and longevity insurance.</li><li>Awareness/knowledge of the annuity insurance and reinsurance business and how it interrelates with the rest of the Group.</li><li>Ability to manage, influence and effectively communicate to senior stakeholders, especially when communicating complex quantitative concepts and results to less technical individuals.</li><li>Ability to form good working relationships with key individuals within LGRI, relevant group employees and external reinsurers.</li><li>Responds to requests and manages expectations accordingly, including keeping the relevant parties informed and keeping the focus on a timely delivery and taking ownership for resolving issues.</li><li>An inquisitive and testing nature, with the ability to ask the right questions in the correct circumstances and then (if appropriate) acting on that information.</li><li>Experience of people management in a project-based environment (would be highly beneficial).</li><li>Knowledge/experience of capital modelling under Solvency II, as well as some knowledge of US RBC and Bermudan EBS (would be highly beneficial).</li></ul> BenefitsWhen you commit to Legal &amp; General, we’ll commit to you too. That means we’ll recognise and reward your hard work, your performance and your contribution.If you join us, you’ll get access to some great benefits, including private medical insurance, 27 days holiday (excluding bank holidays), a generous pension scheme, life assurance, and Income Protection. You'll also receive a car allowance of 12% of your annual salary if you are a Fully Qualified Actuary, and you can participate in our electric car scheme, which offers employees the option to hire a brand new electric car through tax efficient salary sacrifice. We’re also proud to offer competitive family leave.You’ll have the opportunity to participate in our annual, performance-related bonus plan and valuable share schemes. And then there are the many discounts we offer that you can take advantage of – both for our own products and at a range of high street stores and online offerings. About L&amp;GThe brand with the brolly is choosing today to change tomorrow.Since 1836, we’ve grown to become one of the world's largest asset managers, homebuilders, pension providers and insurance brands.We’re all here to improve the lives of our customers, build a better society for the long term, and create value for our shareholders - helping to shape a better future for society and the planet.We need people who share our ambitions, agility and entrepreneurial spirit to help us do it.At L&amp;G, you’ll find a balance that helps you be your best. Empowered by hybrid working, we’re supported by technology and workplaces that enable us to work effectively wherever we are. We come together in offices to collaborate and connect, and use time at home for individual, focused activities. And, when we achieve great things, we celebrate our success and reward strong performance.Today, there’s over 10,000 of us, working towards our mission, with plenty of opportunities to grow your career as we grow L&amp;G. Will you join us? About the business areaSecuring pensions over the long term can be a challenge for many businesses. Our ambition at Legal &amp; General Retirement Institutional (LGRI) is to help companies and pension scheme trustees honour their defined benefit pension promises to their employees. We’re helping companies settle their pension liabilities so they can focus on growing their businesses, as well as helping to support their members’ financial security in retirement. And we’re investing for the long term to back our pension promises. In the last 30 years we’ve written more UK business than any other insurer, and we currently look after more than half a million pension policyholders. We're the UK’s longest-serving active bulk annuity provider, and a market-leading, multi-award winning business. Our commitment to Equal OpportunitiesGreat minds don’t have to think alike, so we welcome voices from all backgrounds. Bringing together people with different life experiences helps us build empathy with our customers and drive innovation.We don’t just talk about it, we actively promote diversity and equitable opportunities for all. That means our employment decisions are made without regard to race, colour, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability or protected veteran status. In fact, we embrace every dimension of diversity to reflect the customers and communities we serve.We think it’s important to create an inclusive environment where we can all belong, contribute and drive progress, where you can develop and grow, and be empowered. We want you to use your voice to help us build a better tomorrow.We all work differently, and have different needs, which is why. we’re always open to discussing flexible working arrangements. Likewise, we’re committed to finding reasonable accommodations for candidates with specific needs during our recruiting process.So whoever you are, wherever you are, whatever your story, we'd love to hear from you.

Pension Actuary Jobs and Actuarial Careers in Pensions