Paris

Remote

Part Qualified

Associate

Qualified

Senior Actuary

Life

Investments

Health

Property & Casualty

Products

Reserving

Reporting

Reinsurance

Risk

Systems

Python

Modelling

Data Science

Experience Analysis

Coding

Pricing

Machine Learning

Valuation

Capital

Longevity

Consulting

Excel

ResQ

Marketing

ReMetrica

Power BI

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Allianz is the home for those who dare – a supportive place where you can take the initiative to grow and to actively strengthen our global leadership position. By truly caring about people – both its 83 million private and corporate customers and its 142,000 employees – Allianz fosters a culture where its employees are empowered to collaborate, perform, push the boundaries and challenge the industry.Allianz Partners (AzP) provides diverse expertise in Automotive, International Health & Life, Travel Insurance, Assistance and Direct Sales and is at the forefront of the Allianz B2B2C offering. United under one brand, Allianz Assistance, Allianz Automotive and Allianz Care are specialist areas combining forces to push boundaries and create tomorrow’s solutions to deliver an enhanced experience to our clients. Our 15,000 employees are based across 34 countries and combine 58 different languages and 60 nationalities, reflecting the truly diverse nature of Allianz Partners.What you doWorking as a member of the global Allianz Partners Corporate Actuarial department, you will be part of the Paris team responsible for the reserving of the Business Units (country based businesses). You will operate in a global set-up within an international insurance group specialized in travel, assistance and product protection insurance which has impressive business growth and ambition. The role can either be based in Paris or Munich.You will play a key role in the reserving activity for Travel & Assistance business held at group level interacting with local entities throughout Europe. You will also hold responsibilities for harmonizing and documenting IFRS and Solvency II related actuarial methods and processes, and will develop as a key contributor to a wide range of finance transformation projects.Key responsibilities<ul><li>Reserving</li></ul>Manage the quarterly IFRS reserves process end-to-end for assigned European business units.Understand and analyse the quality of the data in terms of coherency, completeness and consistency.Analyse quarterly IFRS reserves to determine the appropriate IBNR level for run-off and new businesses.Engage with local business units to present the corporate actuarial view on reserving.Proactively manage relationship with local finance departments.Contribute to harmonise and maintain the IFRS and Solvency II related actuarial methods, assumptions and calibration across all business units and lines of businesses.<ul><li>Projects</li></ul>Engage with underwriting departments and develop as a subject matter expert on pricing/underwriting from a corporate actuarial view perspective.Contribute to the project aiming at implementing the IFRS 17 standards for assigned business.Contribute to the design, implementation and testing of a new reserving workflow.<ul><li>Processes and Controls</li></ul>Responsible for the design, implementation and timely execution of internal controls applicable to the reserving process both for IFRS and Solvency II.Engage with the internal control department to provide relevant information and raise concerns or issues to the Actuarial Corporate Director.<ul><li>Documentation</li></ul>Design and implement the documentation repository of the department.Draft assigned documentation related to technical methodologies or functional processes.What you bring<ul><li>Professional experience of at least 1 year in P&C actuarial or risk management activities (consultancy/audit experience an asset).</li><li>Qualification in a recognised actuarial association is an asset.</li><li>Expertise in actuarial software and tools (SAS or ResQ an asset).</li><li>Drafting and communication skills.</li><li>Good project and stakeholders management skills.</li><li>Ability to influence a wide range of stakeholders.</li><li>Proactive behaviour.</li><li>Team player.</li><li>Good spoken and written English.</li></ul>What we offerAllianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us.We at Allianz believe in a diverse and inclusive workforce and are proud to be an equal opportunity employer. We encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love or what you believe in. We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, disability or sexual orientation.

Job DescriptionThe L&H Actuarial Closing - Junior Closing Actuary is a member of the L&H Actuarial Closing team, responsible for the delivery of Life technical reporting under both Solvency II and IFRS17. This includes data quality assurance, actuarial guidance, and analysis of the consolidated results.The team plays a leading role in implementing an end-to-end global target operating model and process, optimizing the delivery of Solvency II / IFRS 17 reporting and analysis requirements.In this position, the L&H Actuarial Closing – Junior Closing Actuary will work closely with other L&H Financial Technical Reporting teams, Group Chief Accounting Officer teams, L&H Business Unit Operational teams, Group Finance, Group IT, and external IT development teams.ResponsibilitiesKey duties and responsibilitiesIFRS17 and Solvency II<ul><li>Set up calculations of the CSM Engine including required checks and workarounds</li><li>Support the macro market teams with queries related to IFRS17 results calculated in the CSM Engine</li><li>Provide value-adding insights to senior management on key drivers and risks relating to Solvency II and IFRS17 results</li><li>Assist in testing of end-to-end system developments</li><li>Support the reporting of the Group and Legal Entities’ Solvency II liability data</li><li>Support the reconciliation of SII-IFRS17</li><li>Support the documentation of the IFRS17 and SII controls on the consolidated results</li><li>Input in the production of guidelines for SII and IFRS17 cashflow modelling</li></ul>Others<ul><li>Ensure strong emphasis on efficiency, automation, flexibility, and control design</li><li>Participate in projects or ad-hoc topics as needed</li></ul>QualificationsRequired experience & competencies<ul><li>First experience and knowledge of actuarial methodology and financial reporting processes (2+ years)</li><li>Knowledge of SII and IFRS17 standards</li><li>Good IT skills of standard software (MS Office)</li><li>Good written and oral communication skills</li><li>Excellent analytical and mathematical skills</li><li>Team player with a collaborative spirit</li><li>Innovative, flexible, and adaptive to changing requirements</li><li>Fluency in English (written & spoken)</li></ul>Required Education<ul><li>University degree in Mathematics or similar</li><li>Actuarial education started</li></ul>

Job DescriptionThe Systems Actuarial Analyst role sits within L&amp;H Actuarial Technical Support and L&amp;H Technical Financial Reporting. It will focus on the Reserving Data Warehouse (RDWH) and the Contractual Service Margin (CSM) Engine. The RDWH is where SCOR’s IFRS17 actuarial cashflows and other reporting data is stored. The CSM Engine is a tool for calculating key IFRS17 results for actuarial liabilities.The role holder will be responsible for supporting the continuous development of these tools and testing their full integration in the reporting chain through testing and analysis.The role holder will also support the L&amp;H Technical Financial Reporting team in the development of integrated, optimized processes across the organization. This includes the development of further tools using Python, SQL, etc.The successful candidate will need to work closely with the wider teams across the SCOR Global organization, most notably Central Actuarial, Group IT, Data Office, and Regional Valuation &amp; Finance teams.ResponsibilitiesIFRS 17 and CSM EngineDuties to fulfill this role include the following:<ul><li>Working in an Agile environment and supporting the RDWH &amp; CSM Business Leads</li><li>Supporting local and central teams in production/closing activities related to the RDWH and SAS, including documentation and training</li><li>Understanding the RDWH &amp; CSM Engine and their integration into the Life IFRS17 reporting chain</li><li>Supporting UAT activities related to CSM Engine &amp; RDWH, including design and implementation of test cases</li><li>Supporting Non-Regression testing, including reviewing and adapting test cases</li><li>Raising new implementation requests and support requests based on UAT/User Experience/business need</li><li>Performing data analysis in collaboration with CSM/RDWH data users</li><li>Developing analysis tools that support L&amp;H Technical Financial Reporting team using database querying languages</li><li>Participating in ad-hoc projects as needed</li></ul>QualificationsRequired experience &amp; competencies<ul><li>Experience with actuarial system testing &amp; big data analysis</li><li>Knowledge of actuarial methodology and actuarial financial reporting processes (2 years +)</li><li>An interest in process enhancements and automation</li><li>Coding experience in modern programming languages and database querying languages (SQL, Python, R, etc.)</li><li>Ideally, industry knowledge of reinsurance business</li><li>Experience of working in an Agile environment would be a bonus</li></ul>Competencies:<ul><li>Excellent IT skills of standard software (MS Office)</li><li>Excellent analytical and mathematical skills</li><li>Team player with a collaborative spirit</li><li>Innovative, flexible, and adaptive</li><li>Full proficiency in English (written and spoken)</li></ul>Required Education<ul><li>Actuarial Qualifications or equivalent experience</li></ul>

Job SummaryUnder the authority of the CEN Life and Health Reserving Manager:<ul><li>You will be responsible for producing treaty projections to feed the IFRS 17, Solvency 2 and HGB balance sheets and for analyzing these figures.</li><li>You will be part of the stabilization work regarding IFRS 17 (models and processes).</li><li>You will work in collaboration with the group's Pricing, Accounting, Finance and actuarial teams.</li></ul>ResponsibilitiesKey duties and responsibilitiesYour main responsibilities will be:<ul><li>Produce the projections of the portfolios for which you are in charge for IFRS 17 and Solvency 2 (Best Estimate and Sensitivity scenarios) according to instructions and analyze the resulting metrics (BEL, PVFCF, CSM...), explain discrepancies and support the reporting in consolidation tools.</li><li>Collect, analyse and prepare data to conduct or support experience studies in order to derive or update assumptions.</li><li>Support the development or improvement of the models and related calculation and reporting processes.</li><li>Document the work (models, assumptions and results obtained) and explain the results.</li><li>Support the market and finance teams with regard to ad hoc requests, calculation of portfolio values and provide input in various projects with guidance from Professional / Senior Actuaries.</li></ul>To carry out the various missions, you will work closely with the Market teams, the Technical Accounting team, Finance department's teams, Pricing teams and the Group's Actuarial teams in different SCOR locations.QualificationsRequired experience & competenciesExperience:<ul><li>Favourably basic work experience in (re)insurance with a focus on actuary issues, but not required.</li><li>Academical knowledge or experience in Life insurance.</li><li>Strong knowledge of standard software (MS Office) and basic knowledge of at least one coding language (e.g. R, Python).</li></ul>Personal Competencies:<ul><li>You are open and curious.</li><li>You like to work both independently and in a team and you like to communicate.</li><li>You are rigorous, precise and conscientious.</li><li>You have advanced analytical and conceptual skills.</li><li>Your communication skills enable you to work in both local and international environments.</li></ul>Required Education<ul><li>University degree/Master degree in Mathematics, Economics with the main focus on mathematical issues.</li><li>Preferably membership in actuarial association/qualified as an actuary or equivalency from a recognized organization or training to be an actuary.</li></ul>About usAs a leading global reinsurer, SCOR offers its clients a diversified and innovative range of reinsurance and insurance solutions and services to control and manage risk.Working at SCOR means engaging with some of the best minds in the industry – actuaries, data scientists, underwriters, risk modelers, engineers, and many others – as we work together to find solutions to pressing challenges facing societies.As an international company, our common culture is defined by “The SCOR Way.” Serving both to build momentum that drives the Group forward and as a compass to guide our actions and choices, The SCOR Way is anchored by five core values: we care about clients, people, and societies; we perform with integrity; we act with courage; we encourage open minds; and we thrive through collaboration.

The actuary performs pricing and experience analysis for French markets on protection business: mainly on short term business: self-employed, group, non-proportional and also to support the team on long term business (credit life and Long-Term Care).The Actuary is in charge of all activities as defined in the SGL Pricing Process (cf. ICS) which covers all subprocesses of a deal quotation from data collection inc. experience analysis, assumptions setting, model development and analysis, final quote setting to CART reporting.At Local layer the pricing activity is customer-focused, developing and delivering work to enhance SCOR’s ability to write profitable new business, and does usually include (a) client services like product development and experience analysis, and (b) often is extended by corporate actuarial, finance/reporting and business development tasks.Duties to fulfill this role include the following:Market pricing:<ul><li>Performing pricing activities providing timely, reliable and consistent quotes incl. risk assessment and process compliance</li><li>Develop local pricing models and benchmarks and adapt it according to the evolutions of global method assuring local consistency</li><li>Support business function on product development (pricing, risk & profitability)</li><li>Provide support to business activities (client visits, presentations, solutions, technical seminar, training, ...)</li><li>Contribute to the innovative/strategic projects that will be carried on within the macromarket and/or the knowledge/global pricing communities</li></ul>Experience Analysis:<ul><li>Analyzing the clients’ experience within the quotation processes</li><li>Improve the actuarial assumptions for pricing purposes</li><li>Support projects for the development of data pools and client services based on experience analysis</li></ul>Qualifications<ul><li>5 to 10 years work experience in insurance/reinsurance with a focus on actuarial issues</li><li>Experience with statistical and/or actuarial methods and tools: mostly Excel, VBA, Python and R.</li></ul>Personal Competencies:<ul><li>Work Standards: Setting high standards of performance for self and others; assuming responsibility and accountability for successfully completing assignments or tasks; self-imposing standards of excellence rather than having standards imposed.</li><li>Communication: Clearly conveying information and ideas through a variety of media to individuals or groups in a manner that engages the audience and helps them understand and retain the message.</li><li>Technical / Professional Knowledge: Having achieved a satisfactory level of technical and professional skill or knowledge in position-related areas; keeping up with current developments and trends in areas of expertise through continuous learning</li><li>Able to work in a large team and support high peak periods, developing and using collaborative relationships to facilitate the accomplishment of work goals.</li><li>Adaptability: Maintaining effectiveness when experiencing major changes in work responsibilities or environment; adjusting effectively to work within new work structures, processes, requirements, or cultures.</li><li>Stress Tolerance: Maintaining stable performance under pressure or opposition (such as time pressure or job ambiguity); handling stress in a manner that is acceptable to others and to the organization with a strong sense of priorities</li></ul>Required Education<ul><li>Actuarial Science school</li><li>Qualification or equivalency from a recognized actuarial organization required</li></ul>About usSCOR, the 4th largest reinsurer in the world, provides insurance companies with a diversified and innovative range of solutions and services to control and manage risk. Leveraging experience and expertise to deliver “The Art & Science of Risk”, SCOR provides cutting-edge financial solutions, analytics tools and services in all areas related to risk – from Life & Health and Property & Casualty insurance to Investments. Our specialized teams operate in over 160 countries, fostering long-term relationships with clients.In order to provide our clients with a broad range of innovative reinsurance solutions, SCOR pursues an underwriting policy that is founded on profitability and supported by effective risk management strategy and a prudent investment policy. This approach allows us to offer clients an optimum level of security, to create value for shareholders, and to contribute to the welfare and resilience of society by helping to protect insureds against the risks they face.At SCOR, we believe that employing people from different backgrounds and ensuring inclusivity is a major driving force for the success of the Group. We are committed to fostering a work environment in which all employees are treated fairly and respectfully, have equal access to opportunities and resources, and can contribute fully to SCOR’s success.

The actuary performs pricing and experience analysis on short term business (self-employed, group, non proportional) and on long term (credit life and Long-Term Care) : mainly for French market and also to support the Belux market.Responsibilities<ul><li>Key duties and responsibilities</li></ul>The Actuary is in charge of all activities as defined in the SGL Pricing Process (cf. ICS) which covers all subprocesses of a deal quotation from data collection inc. experience analysis, assumptions setting, model development and analysis, final quote setting to CART reporting.At Local layer the pricing activity is customer-focused, developing and delivering work to enhance SCOR’s ability to write profitable new business, and does usually include (a) client services like product development and experience analysis, and (b) often is extended by corporate actuarial, finance/reporting and business development tasks.Duties to fulfil this role include the following:Market pricing:<ul><li>Performing pricing activities providing timely, reliable and consistent quotes incl. risk assessment and process compliance</li><li>Develop local pricing models and benchmarks and adapt it according to the evolutions of global method assuring local consistency</li><li>Support business function on product development (pricing, risk &amp; profitability)</li><li>Provide support to business activities (client visits, presentations, solutions, technical seminar, training, ...)</li><li>Contribute to the innovative/strategic projects that will be carried on within the macromarket and/or the knowledge/ global pricing communities</li></ul>Experience Analysis:<ul><li>Analyzing the clients’ experience within the quotation processes</li><li>Improve the actuarial assumptions for pricing purposes</li><li>Support projects for the development of data pools and client services based on experience analysis</li></ul>Qualifications<ul><li>Required experience &amp; competencies</li></ul>Experience:<ul><li>2 to 5 years work experience in insurance/reinsurance with a focus on actuarial issues</li><li>Experience with statistical and/or actuarial methods and tools : mostly Excel, VBA, Python and R.</li></ul>Personal Competencies:<ul><li>Work Standards: Setting high standards of performance for self and others; assuming responsibility and accountability for successfully completing assignments or tasks; self-imposing standards of excellence rather than having standards imposed.</li><li>Communication: Clearly conveying information and ideas through a variety of media to individuals or groups in a manner that engages the audience and helps them understand and retain the message.</li><li>Technical / Professional Knowledge: Having achieved a satisfactory level of technical and professional skill or knowledge in position-related areas; keeping up with current developments and trends in areas of expertise through the continuous learning</li><li>Able to work in a large team and support high peak periods, developing and using collaborative relationships to facilitate the accomplishment of work goals.</li><li>Adaptability: Maintaining effectiveness when experiencing major changes in work responsibilities or environment; adjusting effectively to work within new work structures, processes, requirements, or cultures.</li><li>Stress Tolerance: Maintaining stable performance under pressure or opposition (such as time pressure or job ambiguity); handling stress in a manner that is acceptable to others and to the organization with strong sense of priorities</li></ul>Required Education<ul><li>Actuarial Science school</li><li>Qualification or equivalency from a recognized actuarial organization is preferred</li></ul>Language<ul><li>Full proficiency in English (written and spoken)</li></ul>About usSCOR, the 4th largest reinsurer in the world, provides insurance companies with a diversified and innovative range of solutions and services to control and manage risk. Leveraging experience and expertise to deliver “The Art &amp; Science of Risk”, SCOR provides cutting-edge financial solutions, analytics tools and services in all areas related to risk – from Life &amp; Health and Property &amp; Casualty insurance to Investments. Our specialized teams operate in over 160 countries, fostering long-term relationships with clients.In order to provide our clients with a broad range of innovative reinsurance solutions, SCOR pursues an underwriting policy that is founded on profitability and supported by effective risk management strategy and a prudent investment policy. This approach allows us to offer clients an optimum level of security, to create value for shareholders, and to contribute to the welfare and resilience of society by helping to protect insureds against the risks they face.At SCOR, we believe that employing people from different backgrounds and ensuring inclusivity is a major driving force for the success of the Group. We are committed to fostering a work environment in which all employees are treated fairly and respectfully, have equal access to opportunities and resources, and can contribute fully to SCOR’s success.

Within SCOR's Group Actuarial Department the P&amp;C Reserving team supports the activity of the Group Chief Actuary.You will support the Head of Group P&amp;C Reserving Department in their core function of providing an independent assurance on SCOR Group IFRS 17 and SII reserves adequacy. This includes independent reserving review, validation of model changes, validation and calibration of P&amp;C reserving input to internal model. The Department is in charge of defining overarching governance in term of methodology, standards and guidelines.The Department supports the Actuarial Function holder in the production of the Actuarial Function Report and other related documents and reports, for both Group and local entities. The P&amp;C Reserving Team interacts with various teams within SCOR including Model Analysis, Finance P&amp;C Reserving Actuaries, Underwriting, IT, Investors Relations, and outside of SCOR including external auditors, financial analysts, rating agencies.Responsibilities<ul><li>You perform annually or on demand independent actuarial studies on the segments under your responsibility, leading to a structured and synthetic report. This document, written in English, leads to a set of recommendations subject to your follow up.</li><li>You improve, innovate and develop your own analysis, methods, process and tools when assessing your segments’ reserve adequacy.</li><li>You ensure that the reserves of the segments under your review are assessed using adequate methods in a consistent way with a strong audit trail.</li><li>You follow up on a quarterly basis that the assumptions and results of the yearly analysis are correctly reflected in booked reserves.</li><li>You participate to the production of the Actuarial Function report, by taking the lead or supporting the parts that are allocated to you.</li><li>You participate in the Group Internal Model independent validation, especially by reviewing development patterns and Coefficient of Variation for reserves. You develop the capacity to present the validation results to the Validation Advisory Committee in the framework of the overall internal model validation governance.</li><li>You participate in Group specific analysis and investigations. This includes but is not limited to, analysis of volatility, review of estimations of mean time to payment and payout and incurred patterns provided by the local reserving teams. You participate in developing and improving tools and methods used to conduct these studies.</li><li>You can take the lead on various transversal projects such as in improvements of our visualization tools and communication channels.</li><li>You participate in developing and consistently improving reserving tools and methods. You are able to take the lead on corresponding projects.</li><li>On demand, you participate to ad hoc studies on special deals (Loss Portfolio Transfer, alternative solutions deals, etc)</li></ul>Qualifications<ul><li>Strong knowledge of, and excellent technical capabilities in, P&amp;C reserving - minimum of 8 years of experience</li><li>Broad understanding of the (re)insurance industry gained in either a (re)insurance company or consultancy</li><li>Expert in the use of ResQ is strongly preferred</li><li>IT Development experience would be an advantage (VBA, Python, R)</li><li>Knowledge in data science would be an advantage</li><li>Like to work in a collaborative way, share knowledge and information</li><li>Full proficiency in English (written and spoken)</li></ul>Required Education<ul><li>College graduate preferably in Actuarial Science, Mathematics/Statistics, Computing Science, data Science, Physics, Engineering.</li><li>Preferably fully qualified actuary (i.e: Institut des Actuaires SAV, ACAS, FCAS or FIA). Candidates with associate level, advanced students or professional shifting to an actuarial position can be considered as well.</li><li>A dual academic background such as engineer degree plus actuarial qualification would be an asset.</li></ul>About usSCOR, the 4th largest reinsurer in the world, provides insurance companies with a diversified and innovative range of solutions and services to control and manage risk. Leveraging experience and expertise to deliver “The Art &amp; Science of Risk”, SCOR provides cutting-edge financial solutions, analytics tools and services in all areas related to risk – from Life &amp; Health and Property &amp; Casualty insurance to Investments. Our specialized teams operate in over 160 countries, fostering long-term relationships with clients.In order to provide our clients with a broad range of innovative reinsurance solutions, SCOR pursues an underwriting policy that is founded on profitability and supported by effective risk management strategy and a prudent investment policy. This approach allows us to offer clients an optimum level of security, to create value for shareholders, and to contribute to the welfare and resilience of society by helping to protect insureds against the risks they face.At SCOR, we believe that employing people from different backgrounds and ensuring inclusivity is a major driving force for the success of the Group. We are committed to fostering a work environment in which all employees are treated fairly and respectfully, have equal access to opportunities and resources, and can contribute fully to SCOR’s success.

Who are we?Wakam is a European B2B2C insurer that designs white label insurance products for its partners (e-retailers, brokers and fintechs/insurtechs, etc.). Our insurance products are embedded in the products or services offered to the end-customer.We operate in 32 European countries with the majority of our turnover generated outside France.We provide most of our products through API, and hosts white label insurance solutions via our Play&amp;Plug technology platform.⌖ The MissionYou will report to the Reserving squad of the Wakam Underwriting Office, whose main tasks are to :<ul><li>Carry out technical/actuarial analyses to improve the robustness of quarterly reserving evaluations</li><li>Prepare, analyse and check Best Estimate calculations for the economic balance sheet and Solvency 2 reporting purposes</li><li>Participate in monthly monitoring of technical indicators (frequencies, average costs, IBNR consumption rates, etc.)</li><li>Help improve provisioning processes and tools</li><li>Validate the quality of the data used for calculations</li></ul>✯ The Profile we are looking at<ul><li>5 years' higher education: Actuary, Mathematics, Statistics or Econometrics</li><li>A minimum of 5 years' experience in non-life insurance reserving is required</li><li>Proficiency in SAS, R and SQL query and modeling languages</li><li>Fluency in English</li></ul>Your working mindset:<ul><li>Ability to analyse and synthetise</li><li>Good interpersonal skills for teamwork, but also autonomous and able to work independently</li><li>Be methodical, rigorous and articulate when presenting results</li></ul>You are looking to join a modern, dynamic scale-up company, in an environment that will give you the opportunity to work directly with all business lines, while applying actuarial methodologies.Interview process<ul><li>Screening interview with Talent recruiter</li><li>Technical interview with Reserving team lead</li><li>Fit interview with Chief Reserving Officer</li><li>Fit interview with Reserving team members</li><li>HR interview with Head of Talent or VP People &amp; Culture</li></ul>Positive energy, agility, and team spirit are essential to support Wakam in its hyper-growth!You have the Wakam mindset? Join us!Our culture? Free to impactA culture where everything is possible, where all ideas are taken into consideration, where everyone has an impact on the transformation of insurance! Hungry for freedom? Thirsty for autonomy? If you are adventurous and like challenges, then the Wakam adventure might be made for you!<ul><li>Wakam is not based on a hierarchy but on a methodology where everyone finds his role and knows his objectives.</li><li>With a flat hierarchical system and a highly collaborative operating model, Wakam is an extremely agile and transparent company.</li><li>Every last Friday of the month, it's Free.day at Wakam, a day without meetings to take a step aside and dedicate ourselves to skills sponsorship or other activities (because we are curious, I remind you).</li><li>Full-remote is a reality at Wakam (there is even one Wakamee who works from his sailing boat ⛵)</li><li>Last but not least : we are nice and we have fun! (you'll find out by yourself 😉)</li></ul>At Wakam, we are committed to fostering an inclusive environment where diversity is celebrated. If you require any reasonable adjustments during the recruitment process, please feel free to reach out to your recruiter.

Who are we?Wakam is a European B2B2C insurer that designs white label insurance products for its partners (e-retailers, brokers and fintechs/insurtechs, etc.). Our insurance products are embedded in the products or services offered to the end-customer.We operate in 32 European countries with the majority of our turnover generated outside France. We provide most of our products through API and host white label insurance solutions via our Play&amp;Plug technology platform. Since March 2021, we are a Mission-driven company. We defined 9 concrete commitments to illustrate this mission, such as writing our insurance contracts in plain language.We also create insurance products at cost for associations. Our culture? Free to impact. A culture where everything is possible, where all ideas are taken into consideration, where everyone has an impact! Hungry for freedom? Thirsty for autonomy? If you are curious, then the Wakam adventure might be made for you!🌎 Based outside France?We're happy to consider your application! The world is our playground, so wherever you're based or want to work, join Wakam to unleash your potential!✎ MissionReporting to the Profitability Team Lead, you will, as a Profitability Actuary, be responsible for managing the profitability and results of partner portfolios. Your main missions:<ul><li>Be the technical referent on the partnership portfolios for which you are responsible;</li><li>Carry out pricing development work on these partner portfolios, in conjunction with the Business Development teams and direct partners;</li><li>Manage the profitability of these portfolios through dashboards and additional analyzes carried out ad-hoc, and alert in the event of deviation by being a force for proposing possible corrective actions;</li><li>Present the results of your analyzes to internal bodies and to partners;</li><li>Contribute to provisioning work in conjunction with the Reserving team on the portfolios for which you are responsible;</li><li>Contribute to Wakam's cross-functional projects alongside other team members.</li></ul>✯ Profile<ul><li>Master's degree in Actuarial Science, Statistics, or Data Science.</li><li>A first experience on non-life solutions including profitability topics, would be ideal 🙏</li><li>You have already used traditional P&amp;C tools: linear models (EMBLEM, AKUR8 or equivalent), open-source programming (Python, R), and you have notably already been exposed to machine learning models and visualization tools (PowerBI, Tableau, etc).</li><li>Fluency in English is essential (spoken and written), fluency in French is a great plus</li><li>Taste for teamwork and project management</li><li>Good communication and prioritization skills</li></ul>Your working mindset :<ul><li>Rigor and analytical mind</li><li>Attraction to innovation</li><li>Autonomy, at ease with taking initiative</li></ul>Recruitment Process<ul><li>Interview with Charlotte, Talent Acquisition expert</li><li>Technical interview with a team member</li><li>A cross team interview</li><li>Interview with Claire, Chief Technical Insurance Officer</li><li>HR interview Laura, Head of Talent</li></ul>

Aon helps its clients make better decisionsAon is the world's leading insurance and reinsurance brokerage. As a leader in risk management consulting, the Group brings together more than 50,000 employees in 500 offices and 120 countries. Our business is to identify and measure the risks of companies and their employees by offering a set of risk management consulting services, placing appropriate insurance coverages, and managing risk on behalf of our clients. The teams are driven by the same desire to combine all talents and expertise to fulfill a single and unique mission: customer satisfaction.The Analytics team of Aon Reinsurance Solutions, currently comprising nearly 500 people worldwide (life and non-life actuaries, cat modelers, IT experts, accountants, financiers), provides its clients with high-level analytical and technical expertise. The Paris team is structured into two divisions: Actuarial and Cat Modeling.Analytics supports the sales teams for all delivered services, among others:<ul><li>Analysis of portfolio and claims data;</li><li>Evaluation and modeling of exposures, measurement of catastrophe exposures;</li><li>Determination of the technical charge of treaties and measurement of the effectiveness of reinsurance structures in relation to the company's risk appetite;</li><li>Market studies for Natural Forces, Motor Liability;</li><li>Advice relating to new solvency rules, technical support for calculations of the standard formula, operational support in the implementation of internal model documentation or internal risk and solvency assessment models ("ORSA") under Solvency II;</li><li>Provision of technical expertise and modeling services in the context of transactions or consulting services for our clients.</li></ul>As part of the development of our activities, we wish to integrate an experienced non-life reinsurance actuary M/F on a permanent contract.Your daily missionsYou will be responsible for conducting modeling studies for our clients and prospects, as well as analyses related to the entire market. You will also participate in the development or deepening of tools, models, and expertise. Through these tasks, you will support the commercial activity of the branch and contribute to the development of Aon's offer, with the goal of meeting the needs and expectations of our clients, and strengthening our position as a reference player in reinsurance and actuarial services.More specifically, your missions will revolve around three axes:1/ Work<ul><li>Pricing of various reinsurance contracts (Excess of Loss, Stop Loss, Quota Share, etc.) from different branches (automobile, fire, General Liability, natural events, construction, cyber, credit-surety, etc.) and proposal of alternative structures;</li><li>Modeling of innovative structures (structured solutions, Cat Bond, ADC/LPT, etc.);</li><li>Conducting DFA (Dynamic Financial Analysis) / economic capital studies aimed at optimizing reinsurance structures, taking into account companies' risk appetite, including their solvency objectives and constraints;</li><li>Performing missions related to Solvency II through audits of work performed by clients, as well as supporting them in implementing new methodologies and models;</li><li>Provisioning: analysis of non-life reinsurance provisioning (cession BE, commutations, etc.);</li><li>Responses to tenders on technical analysis and recommendations;</li><li>Conducting and presenting benchmarks on claims, structures, prices, etc.</li></ul>2/ Client relationship<ul><li>Participation in the commercial relationship with Aon's clients by providing technical expertise;</li><li>Participation in analyzing clients' needs and in developing solutions.</li></ul>3/ Development<ul><li>Proposals for improving existing methods and tools, developing new methods and tools (Excel and R);</li><li>Technological and regulatory monitoring, development of expertise;</li></ul>Your skills and experiences that will lead to your successWith a scientific background (actuarial science, statistics, engineering) at the Master's level, you have gained 3/7 years of experience, ideally in non-life insurance/reinsurance.You are proficient in Excel, R, Python, SAS; knowledge of ReMetrica is a plus.Through your professional experiences, you have developed real analytical skills and know how to take initiatives to solve various problems. You are capable of taking ownership of an issue and successfully carrying out a related project.A true educator, you are able to explain your work succinctly, both in writing and orally; and are comfortable in creating attractive deliverables (reports/presentations).How do we support our employees?In addition to fixed salary, Aon offers an attractive total package composed of innovative benefits (health insurance, participation, profit-sharing, teleworking, vacations...).We create an agile, inclusive, and innovative work environment that encourages everyone to give their best and to thrive professionally. All employees feel empowered, connected, and valued, enabling them to reach their full professional potential.Moreover, our employees are encouraged each year to dedicate two "Global Wellbeing Days" to their personal well-being.Aon has created a learning work environment that allows all its employees to continuously develop and acquire new skills.Finally, we are proud to be a company that promotes equal opportunities where everyone can thrive authentically.

Responsibilities<ul><li>Provide in-depth quarterly economic performance analysis covering all aspects of the business (L&amp;H, P&amp;C &amp; non-insurance), ensuring that it is consistent between the frameworks in use by the Group (currently IFRS 17, Solvency 2, EVC). This supports timely our results landing/closing internal processes and our external communications/publications.</li><li>Contribute to developing and enhancing analytics methodologies and process (on both IFRS 17 and S2) to allow to answer senior management needs in terms of understanding performance, to support the ability to monitor our strategic targets (e.g EV growth at constant IR and FX, Solvency Ratio) and to build consistency and enhance robustness in the analysis across frameworks.</li><li>Contribute to supporting the overall analytics framework developed by the Capital Performance and Analytics team, aiming at developing a comprehensive view covering retrospective, current &amp; prospective analysis of performance – enhancing capability for management to take data-driven decisions.</li><li>Build strong working relationships with other internal stakeholders (esp. FP&amp;A, Reserving, Investor Relations, Risk Management) to provide relevant analyses and ensure overall consistency of messaging.</li><li>Contribute to supporting the presentation of economic performance related findings and recommendations to senior executives, Comex, and other internal/external stakeholders in a clear and concise manner – helping bring out the relevant items needed for understanding and/or steering key drivers of SCOR economic performance.</li><li>Involvement in other projects and/or duties as assigned by the Head of Capital Performance and Analytics</li></ul>QualificationsRequired experience &amp; competencies<ul><li>Minimum 5-7 years as an actuarial analyst with Life&amp;Health background (awareness of P&amp;C topics being a plus) preferably in a (re)insurance entity or consulting firm; or as an external auditor in the (re)insurance area.</li></ul>Personal Competencies:<ul><li>Strong knowledge in Solvency II regulatory environment and IFRS 17.</li><li>Expertise in actuarial models (pricing, reserving, internal model, economic capital,…) and in financial analysis.</li></ul>Required EducationActuarial and Financial background are required. Degree in Actuarial Science or Master degree (or above) in Finance/Audit/Controlling from Business School with an actuarial background.About usSCOR, the 4th largest reinsurer in the world, provides insurance companies with a diversified and innovative range of solutions and services to control and manage risk. Leveraging experience and expertise to deliver “The Art &amp; Science of Risk”, SCOR provides cutting-edge financial solutions, analytics tools and services in all areas related to risk – from Life &amp; Health and Property &amp; Casualty insurance to Investments. Our specialized teams operate in over 160 countries, fostering long-term relationships with clients.In order to provide our clients with a broad range of innovative reinsurance solutions, SCOR pursues an underwriting policy that is founded on profitability and supported by effective risk management strategy and a prudent investment policy. This approach allows us to offer clients an optimum level of security, to create value for shareholders, and to contribute to the welfare and resilience of society by helping to protect insureds against the risks they face.At SCOR, we believe that employing people from different backgrounds and ensuring inclusivity is a major driving force for the success of the Group. We are committed to fostering a work environment in which all employees are treated fairly and respectfully, have equal access to opportunities and resources, and can contribute fully to SCOR’s success.

You will be responsible for the pricing of allocated territories within South-West Europe, Middle East and Africa, with a particular focus on the French market.Responsibilities:<ul><li>Pricing reinsurance treaties in allocated markets.</li><li>Overall responsibility for the technical robustness of the models and methods used in your pricing, including the benchmarks, indices and market models applied, as well as the timely delivery and clear communication of the pricing results.</li><li>Support the underwriters’ needs in response to client or market developments, and actively participate in client meetings.</li><li>Undertake portfolio reviews and cultivate a close working relationship with the Reserving team for your markets.</li><li>Participate in both local and global actuarial project work, and take part in Campus sessions for our clients, especially in respect of long tail pricing.</li><li>Keep up-to-date with new/emerging knowledge in actuarial pricing and data analytics as well as in respect of major market and underwriting related issues.</li><li>Share your know-how and technical knowledge with team members, demonstrate a co-operative spirit and energise others by showing pride to be part of the team.</li></ul>Qualifications:<ul><li>At least 3 years’ work experience in insurance / reinsurance with focus on actuarial issues, preferably pricing. Knowledge of standard P&amp;C lines of business is an advantage.</li><li>Accurate and reliable working attitude.</li><li>Creative and open to new solutions.</li><li>A good command of English (written and spoken); additional languages are an advantage.</li><li>Has good IT skills to work with MS Office, and ability to quickly familiarise with programming languages and IT tools, in particular the internal global pricing tool.</li></ul>Required Education:A minimum of a college degree in Mathematics, Actuarial Science, Finance or Natural Sciences.About us:SCOR, the 4th largest reinsurer in the world, provides insurance companies with a diversified and innovative range of solutions and services to control and manage risk. Leveraging experience and expertise to deliver “The Art &amp; Science of Risk”, SCOR provides cutting-edge financial solutions, analytics tools and services in all areas related to risk – from Life &amp; Health and Property &amp; Casualty insurance to Investments. Our specialized teams operate in over 160 countries, fostering long-term relationships with clients.At SCOR, we believe that employing people from different backgrounds and ensuring inclusivity is a major driving force for the success of the Group. We are committed to fostering a work environment in which all employees are treated fairly and respectfully, have equal access to opportunities and resources, and can contribute fully to SCOR’s success.

Part of the global Business Analytics team, your role is to maintain and enhance APEX, SCOR’s global Experience Analysis solution for Life &amp; Health risks and support local users in the modelling of biometric risks and via the sharing of best practices to derive and set mortality and morbidity rates.You support the transition of new teams to APEX via trainings, sharing and searching for use cases and you assure the continued improvement of APEX with value-adding and user-friendly functionalities.You provide support to local markets in the assessment of biometric risks by analysing general statistical or insurance data and support the development of scientific methods to estimate these risks.Part of a global community you actively share your expertise and help spread the risk knowledge both internally and externally via the dissemination of best practices amongst SCOR Global Life clients, trainings, seminars and publications.In line with SCOR’s strategic plan you support local markets in their data initiatives, promoting new types of services to local teams and support their development with best practices and best-in-class tools. Among others you support the use of modern data visualization tools (Tableau).Responsibilities<ul><li>Maintain and enhance the inhouse experience analysis tool Apex</li><ul><li>Have a strong relationship with the local markets (support + identify needs)</li><li>Support python developers</li><li>Specify business needs for development team and test implementations</li></ul><li>Onboarding of markets / teams to Apex</li><ul><li>Identify needs and support with first experience analysis studies</li><li>Actively identify and share possible Apex use cases</li><li>Train Apex users</li><li>Be an active member in the experience analysis community</li></ul><li>Dashboarding / Visualisation:</li><ul><li>Be an active member in the Tableau /Visualisation Community</li><li>Support markets in (Tableau) visualisations and share best practices</li></ul><li>Support full experience analysis process from data acquisition to result analytics</li><ul><li>Enhance post-analytics tools for example via our in-house R-based modelling app</li><li>Explore (in house) data preparation tools and support / train end users</li></ul></ul>Qualifications<ul><li>You are a confident individual with strong team player qualities and communication skills</li><li>You apply your strong analytical skills to find efficient and practical solutions in a business context</li><li>Experienced with statistical, experience analysis and/or actuarial methods</li><li>Having derived mortality or morbidity rates and having build best estimate rates with modern actuarial methods</li><li>Programming skills ideally in R and / or Python</li><li>You are organized, efficient and autonomous, keen to take responsibility for your projects</li><li>You are attracted by an international work context and relationships with various local and functional teams of SGL</li><li>You are someone who enjoys innovating and learning new technologies</li><li>You are an actuary with extensive proven experience in life and health insurance and biometric risks with &gt;= 5 years of experience</li><li>You will manage students</li><li>You are fluent in English; French is a plus.</li><li>Strong visualisations skills (Tableau) are a plus or willingness to develop them</li></ul>Required Education<ul><li>University degree/Master degree in Mathematics, Actuarial Science, equivalent other scientific discipline, or finance qualification</li><li>Membership in actuarial association/qualified as an actuary</li></ul>About usSCOR, the 4th largest reinsurer in the world, provides insurance companies with a diversified and innovative range of solutions and services to control and manage risk. Leveraging experience and expertise to deliver “The Art &amp; Science of Risk”, SCOR provides cutting-edge financial solutions, analytics tools and services in all areas related to risk – from Life &amp; Health and Property &amp; Casualty insurance to Investments. Our specialized teams operate in over 160 countries, fostering long-term relationships with clients.At SCOR, we believe that employing people from different backgrounds and ensuring inclusivity is a major driving force for the success of the Group. We are committed to fostering a work environment in which all employees are treated fairly and respectfully, have equal access to opportunities and resources, and can contribute fully to SCOR’s success.

Who we areAmerican International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security.As an actuary at AIG, you will be challenged and encouraged to reach your greatest potential. Every day will bring new opportunities to stretch your analytical and problem-solving skills as you improve how we predict and mitigate risk.Our Financial Actuaries are on the frontlines, quantifying risk, pricing insurance and reserving losses for AIG’s major regulated and rated insurance operating companies globally. Portfolio Analytics and Pricing Actuaries support AIG’s businesses and are responsible for technical pricing, product development analytics, and performance measurement. They collaborate with Marketing, Operations, and Financial Management.Role Description<ul><li>Provide the UK & Europe businesses with the actuarial support they require to profitably grow their business and take remedial action where needed.</li><li>Support the development, alignment, and execution of portfolio strategies.</li><li>Produce transactional pricing analyses for accounts within agreed timescales, working closely with underwriters.</li><li>Actively involved in technical pricing tool development and enhancements, whilst considering local market requirements.</li><li>In co-ordination with the Pricing and Portfolio Management (‘PPM’) team, monitor rates at renewal and new business, ensure technical pricing models are in place and reviewed regularly and that any deviation is justified and monitored.</li><li>Ensure data used for pricing and monitoring is complete, accurate, adequate and timely.</li><li>Support and supervise work of junior members of the team</li><li>Comply with key regulatory and risk management procedures.</li><li>Adherence to European and matrix decision making standards within the authorities provided.</li></ul>Technical Skills and Expertise<ul><li>Candidates with several years of relevant actuarial/insurance pricing experience</li><li>Will typically have 5+ years’ insurance/actuarial experience.</li><li>Candidates who are a credentialed member of a recognized actuarial society preferred</li><li>Candidates with some management experience preferred but not required</li><li>Proven proficiency in actuarial pricing concepts/methodologies</li><li>Increasing understanding of health / general insurance principles, including underwriting policies, claims handling policies and local legislation</li><li>Knowledge of VBA, R/Python, Hx, or other programming languages preferred</li><li>Developing ability to communicate actuarial concepts to non-specialists.</li><li>Ability to work under own initiative and show flexibility to meet business needs</li><li>Ability to meet tight deadlines and prioritize own work</li><li>Work well both independently and as part of a team</li><li>Professional behavior with the highest level of integrity</li><li>Language requirement – English (working proficiency), French</li></ul>We are an Equal Opportunity EmployerAmerican International Group, Inc., its subsidiaries and affiliates are committed to be an Equal Opportunity Employer and its policies and procedures reflect this commitment. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories such as sexual orientation.At AIG, we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.

The actuary performs pricing and experience analysis for French markets on protection business (credit life, self-employed, long-term care, non-proportional…)The Actuary is in charge of all activities as defined in the SGL Pricing Process (cf. ICS) which covers all subprocesses of a deal quotation from data collection inc. experience analysis, assumptions setting, model development and analysis, final quote setting to CART reporting.At Local layer the pricing activity is customer-focused, developing and delivering work to enhance SCOR’s ability to write profitable new business, and does usually include (a) client services like product development and experience analysis, and (b) often is extended by corporate actuarial, finance/reporting and business development tasks.Duties to fulfil this role include the following:Market pricing:<ul><li>Performing pricing activities providing timely, reliable and consistent quotes incl. risk assessment and process compliance</li><li>Develop local pricing models and benchmarks and adapt it according to the evolutions of global method assuring local consistency.</li><li>Support business function on product development (pricing, risk &amp; profitability)</li><li>Provide support to business activities (client visits, presentations, solutions, technical seminar, training, ...)</li><li>Contribute to the innovative/strategic projects that will be carried on within the macro market and/or the knowledge/ global pricing communities.</li></ul>Experience Analysis:<ul><li>Analysing the clients’ experience within the quotation processes</li><li>Improve the actuarial assumptions for pricing purposes.</li><li>Support projects for the development of data pools and client services based on experience analysis.</li></ul>Qualifications<ul><li>2 to 5 years work experience in insurance/reinsurance with a focus on actuarial issues</li><li>Experience with statistical and/or actuarial methods and tools: mostly Excel, VBA, Python and R.</li></ul>Personal Competencies:<ul><li>Work Standards: Setting high standards of performance for self and others; assuming responsibility and accountability for successfully completing assignments or tasks; self-imposing standards of excellence rather than having standards imposed.</li><li>Communication: Clearly conveying information and ideas through a variety of media to individuals or groups in a manner that engages the audience and helps them understand and retain the message.</li><li>Technical / Professional Knowledge: Having achieved a satisfactory level of technical and professional skill or knowledge in position-related areas; keeping up with current developments and trends in areas of expertise through the continuous learning.</li><li>Able to work in a large team and support high peak periods, developing and using collaborative relationships to facilitate the accomplishment of work goals.</li><li>Adaptability: Maintaining effectiveness when experiencing major changes in work responsibilities or environment; adjusting effectively to work within new work structures, processes, requirements, or cultures.</li><li>Stress Tolerance: Maintaining stable performance under pressure or opposition (such as time pressure or job ambiguity); handling stress in a manner that is acceptable to others and to the organization with strong sense of priorities.</li></ul>Required Education<ul><li>Actuarial Science school</li><li>Qualification or equivalency from a recognized actuarial organization required.</li></ul>About usSCOR, the 4th largest reinsurer in the world, provides insurance companies with a diversified and innovative range of solutions and services to control and manage risk. Leveraging experience and expertise to deliver “The Art &amp; Science of Risk”, SCOR provides cutting-edge financial solutions, analytics tools and services in all areas related to risk – from Life &amp; Health and Property &amp; Casualty insurance to Investments. Our specialized teams operate in over 160 countries, fostering long-term relationships with clients.In order to provide our clients with a broad range of innovative reinsurance solutions, SCOR pursues an underwriting policy that is founded on profitability and supported by effective risk management strategy and a prudent investment policy. This approach allows us to offer clients an optimum level of security, to create value for shareholders, and to contribute to the welfare and resilience of society by helping to protect insureds against the risks they face.At SCOR, we believe that employing people from different backgrounds and ensuring inclusivity is a major driving force for the success of the Group. We are committed to fostering a work environment in which all employees are treated fairly and respectfully, have equal access to opportunities and resources, and can contribute fully to SCOR’s success.

What you doWorking as a member of the global Allianz Partners Corporate Actuarial department, you will be responsible for reserving the Business Units (country-based businesses). You will operate in a global set-up within an international insurance group specialized in travel, assistance, and product protection insurance.You will play a key role in the reserving activity for Travel &amp; Assistance business held at group level interacting with local entities throughout Europe. You will also hold responsibilities for harmonizing and documenting IFRS and Solvency II related actuarial methods and processes and will develop as a key contributor to a wide range of finance transformation projects.Key responsibilities<ul><li>Manage the quarterly IFRS reserves process end-to-end for assigned European business units</li><li>Analyze quarterly IFRS reserves to determine the appropriate IBNR level for run-off and new businesses</li><li>Understand and analyze the quality of the data in terms of coherence, completeness, and consistency</li><li>Engage with local business units to present the corporate actuarial view on reserving</li><li>Contribute to harmonize and maintain the IFRS and Solvency II related actuarial methods, assumptions, and calibration across all business units and lines of businesses</li><li>Engage with underwriting departments and develop as a subject matter expert on pricing/underwriting from a corporate actuarial view perspective</li><li>Contribute to the project aiming at implementing the IFRS 17 standards for assigned business</li><li>Responsible for the design, implementation, and timely execution of internal controls applicable to the reserving process both for IFRS and Solvency II</li><li>Engage with the internal control department to provide relevant information and raise concerns or issues to the Actuarial Corporate Director</li></ul>What you bring<ul><li>Professional experience of at least 4 years in P&amp;C actuarial or risk management activities (consultancy/audit experience an asset)</li><li>Qualification in a recognized actuarial association is an asset</li><li>Expertise in actuarial software and tools (SAS or ResQ an asset)</li><li>Really good drafting and communication skills</li><li>Strong project and stakeholders management skills</li><li>Good spoken and written English</li></ul>What we offerOur employees play an integral part in our success as a business. We appreciate that each of our employees is unique and has unique needs, ambitions, and we enjoy being a part of their journey. We are there to empower and encourage you with your personal and professional development, ensuring that you take control by offering a large variety of courses and targeted development programs. All that in a global environment where international mobility and career progression are encouraged. Caring for your health and wellbeing is a key priority for us. This is why we build Work Well programs to provide you with peace of mind and give the flexibility in planning and arranging for a better work-life balance.About Allianz PartnersAllianz Partners is a world leader in B2B2C insurance and assistance, offering global solutions that span international health and life, travel insurance, automotive, and assistance. Customer-driven, our innovative experts are redefining insurance services by delivering future-ready, high-tech high-touch products and solutions that go beyond traditional insurance. Our products are embedded seamlessly into our partners’ businesses or sold directly to customers and are available through four commercial brands: Allianz Assistance, Allianz Automotive, Allianz Travel, and Allianz Care. Present in 75 countries, our 21,100 employees speak 70 languages, handle over 71 million cases each year, and are motivated to go the extra mile to offer peace of mind to our customers around the world.We at Allianz believe in a diverse and inclusive workforce and are proud to be an equal opportunity employer. We encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love, or what you believe in. We, therefore, welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, disability, or sexual orientation.

Become an integral part of the resilience and long-term success of French Life &amp; Health by taking ownership of client relationships and actuarial projects. You will be the voice of the client, a catalyst for sales excellence and work with the client leadership team to understand, prioritize, differentiate &amp; implement our client needs!As an influential colleague in the French cross-functional team, contribute to the development and execution of Swiss Re's L&amp;H strategy for France.Key responsibilities:<ul><li>Support and advise clients on their reinsurance needs from a commercial and actuarial perspective.</li><li>Further grow our reinsurance business by developing new products and new partnerships.</li><li>Improve our actuarial models based on our large data set and claims experience and develop new life and health insurance products.</li><li>Supervise and analyze new business statistics and technical accounts to steer conditions, reinsurance pricing, and profitability.</li><li>Maintain, develop, and supervise benchmarking and pricing for L&amp;H products and update pricing tool for the market.</li><li>Price reinsurance terms for new and existing products.</li><li>Assume end-to-end accountability for the own portfolio of clients and products.</li></ul>The Paris-based L&amp;H market team is responsible for pricing all L&amp;H reinsurance business in France across multiple lines (life, health, accident, disability, long term care, critical illness) while also contributing to initiatives across the EMEA region. Our ambition is to deliver the best possible service to our clients at sustainable margins.About YouWe are looking for an individual performer with a team spirit, who can deal with working under pressure and multiple priorities effectively. You have a can-do approach and meet the following technical requirements:<ul><li>Several years of experience as L&amp;H pricing actuary (reinsurance or primary insurance).</li><li>Excellent knowledge of relevant statistical and actuarial models.</li><li>Proven experience in statistical tools.</li><li>Understanding of the French L&amp;H (re)insurance market, products, and trends.</li><li>Experience in client management (reinsurance field is welcomed).</li><li>Proficient in French and English with excellent oral and written communication skills.</li><li>Understanding of main financial and accounting standards.</li></ul>We provide feedback to all candidates via email. If you have not heard back from us, please check your spam folder.About Swiss ReSwiss Re is one of the world’s leading providers of reinsurance, insurance, and other forms of insurance-based risk transfer, working to make the world more resilient. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime. We cover both Property &amp; Casualty and Life &amp; Health. Combining experience with creative thinking and cutting-edge expertise, we create new opportunities and solutions for our clients. This is possible thanks to the collaboration of more than 14,000 employees across the world.Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. We embrace a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought, or other characteristics. In our inclusive and flexible environment, everyone can bring their authentic selves to work and their passion for sustainability.

As part of the newly created AFA team, the employee is expected to contribute and support on actuarial, financial, and business insights and expertise across Business Performance community and will participate to the challenge of building the set of analytics to support Business Performance needs.A such, the role requires solid background in actuarial and finance domains as well as strong experience in insurance/reinsurance business. ResponsibilitiesUnder the management of the Head of Actuarial and Financial Analytics, the employee will contribute to and support the following activities:<ul><li>Provide analysis to support the IFRS17 financial strategy and support activity to build the Strategic Plan</li><li>Provide insights and expertise on SCOR&rsquo;s IFRS17 results across the strategic plan and for future quarterly process under IFRS17.<ul><li>Support the wider Business Performance teams in analyzing performance under IFRS17, ensuring we can bridge to the financial strategy and manage communications in a consistent manner</li><li>Facilitate the coordination on transversal topics across Corporate Actuarial and the wider Business Performance team.</li></ul></li><li>Support the development of internal and external communication strategy on key topics, liaising with the Investor Relations team.</li><li>Support on Performance Reviews by providing expertise and delivering actuarial and financial analysis on key topics. </li><li>Contribute financial analysis to support key Business Unit strategic deals or projects, providing insights on financial impacts across all bases and key metrics.</li></ul>In the addition to supporting and contributing to the AFA mandate, the employee is expected to actively: <ul><li>Establish strong relationships with BUS and market CFO in link with performed analyses on performance</li><li>Develop strong collaboration with the wider Business Performance team working in an agile and transversal mode to support Business Performance framework </li><li>Support the wider Corporate Actuarial team in building their IFRS17 expertise</li><li>Support the growth and development of the team notably by:<ul><li>Creating opportunities for the team to expand their knowledge and expertise across both Life and P&amp;C</li><li>Maximizing the use of technology and partner with other functions to achieve ambition related to transformation within Business Performance framework.</li></ul></li></ul>QualificationsMinimum 5 years as an actuary with P&amp;C background (awareness of Life and Health topics being a plus) preferably in a (re)insurance entity or consulting firm; or as external auditor in the (re)insurance area.<ul><li>Strong knowledge in IFRS 17. Solvency II regulatory environment knowledge is a plus.</li><li>Expertise in actuarial models (pricing, reserving, internal model, economic capital,&hellip;) or in financial analysis.</li><li>Ability to present results and analysis in a clear and concise way, verbally and in writing </li><li>Flexible, proactive, rigorous, the candidate shall have strong capabilities to adapt himself/herself to a challenging and demanding environment. </li><li>Expertise with IT tools and processes </li></ul>Required Education <ul><li>Actuarial and Financial background are required. </li><li>Degree in Actuarial Science or Master degree (or above) in Finance/Audit/Controlling from Business School with an actuarial background.</li></ul>About us SCOR, the 4th largest reinsurer in the world, provides insurance companies with a diversified and innovative range of solutions and services to control and manage risk. Leveraging experience and expertise to deliver “The Art &amp; Science of Risk”, SCOR provides cutting-edge financial solutions, analytics tools and services in all areas related to risk – from Life &amp; Health and Property &amp; Casualty insurance to Investments. Our specialized teams operate in over 160 countries, fostering long-term relationships with clients. In order to provide our clients with a broad range of innovative reinsurance solutions, SCOR pursues an underwriting policy that is founded on profitability and supported by effective risk management strategy and a prudent investment policy. This approach allows us to offer clients an optimum level of security, to create value for shareholders, and to contribute to the welfare and resilience of society by helping to protect insureds against the risks they face.

Job DescriptionThe core function of Group P&amp;C Reserving Department is to provide an independent assurance on SCOR Group IFRS 17 and SII reserves. This includes independent reviews, peer reviews, validation of model changes, validation, and calibration of P&amp;C reserving input to internal model. This includes too an effective communication of results to the various stakeholders, including Board, General management, external auditors, regulators.The department is in charge of defining overarching governance in term of methodology, standards and guidelines.The Department supports the Actuarial Function holder in the production of the Actuarial Function Report and other related documents and reports, for both Group and local entities.ResponsibilitiesKey duties and responsibilitiesWithin Group P&amp;C Reserving department:<ul><li>You analyze and validate on a quarterly basis the reserve level of the segments you are in charge of. You present and support your arguments to your management and to the Group Chief Actuary. This entails a detailed and documented analysis covering the assumptions selected and the models used</li><li>You perform annually or on demand independent actuarial studies on the segments under your review, leading to a synthetic report. This document, written in English, leads to a set of recommendations subject to your follow up.</li><li>You ensure that the reserves of the segments under your review are assessed using adequate methods in a consistent way.</li><li>You improve, innovate and develop your own analysis, methods, process and tools when assessing your segments’ reserve adequacy.</li><li>You participate to the production of the Actuarial Function report, by taking the lead or supporting the following actions</li><li>conduct specific studies (sensitivity tests, back-testing of ultimate loss ratios) on the Group Non-Life Solvency 2 Technical Provisions (BEL and Risk Margin).</li><li>Provide an opinion on the underwriting policy (including a review of the UW referrals, UW and pricing guidelines, backtesting of pricing loss ratios, comparison between reserving and pricing assumptions)</li><li>Provide an opinion on the effectiveness of retrocession arrangements</li><li>Analyse the outputs of the risk appetite framework on a P&amp;C perspective in collaboration with the Group Risk Coverage team.</li><li>All the tasks above imply exchanges with UW, pricing, retrocession senior management and you’ll work closely with the Group Chief Actuary.</li><li>Follow- up previous Group Actuarial Function recommendations and propose to the Group Chief Actuary new recommendations.</li><li>Prepare presentations to the P&amp;C Group Senior management as well as Group Audit committee.</li><li>Coordinate all Actuarial Function tasks and develop synergies with legal entities Actuarial Function teams (UK, SCOR SE, SGRI and SI).</li><li>You participate in the Group Internal Model independent validation, especially by reviewing development patterns and Coefficient of Variation for reserves. You develop the capacity to present the validation results to the Validation Advisory Committee in the framework of the overall internal model validation process.</li><li>You participate in Group specific analysis and investigations. This includes but not limited to, analysis of volatility, review of estimations of mean time to payment and payout and incurred patterns provided by the local reserving teams. You participate in developing and improving tools and methods used to conduct these studies.</li><li>You participate in developing and consistently improving communication channels and tools. This can be achieved via specific visualization tools. You can take the lead on corresponding projects.</li><li>You participate in developing and consistently improving reserving tools and methods. You are able to take the lead on corresponding projects.</li><li>On demand, you participate to ad hoc studies on special deals (LPT, alternative solutions deals, etc).</li></ul>QualificationsRequired experience &amp; competenciesExperience: ideally 7 to 15 years of experience in pricing or reserving in an actuarial department of an insurance, reinsurance, or consulting company.Personal Competences:<ul><li>Strong knowledge of reinsurance</li><li>Strong knowledge of Non-Life Reserving techniques</li><li>Strong communication skills – written and oral.</li><li>Persuasion and argumentation skills to be able to present and support your findings to diverse stakeholders.</li><li>Excellent analytical skills with the ability to understand numbers and analyze drivers of changes in results</li><li>Good social skills required, enjoys working in a team environment.</li><li>Proactive with a solution-oriented approach</li><li>Enjoys sharing knowledge.</li><li>Strong knowledge of finance and accounting (IFRS 17).</li><li>Computer skills</li><li>Good Microsoft office skills in particular Excel and Word.</li><li>Knowledge of ResQ ©</li><li>Good proficiency R or Python.</li><li>Persuasion and argumentation skills to be able to present and support your findings to diverse stakeholders.</li><li>Excellent analytical skills with the ability to understand numbers and analyze drivers of changes in results</li><li>Good social skills required, enjoys working in a team environment.</li><li>Proactive with a solution-oriented approach</li><li>Enjoys sharing knowledge.</li><li>Strong knowledge of finance and accounting (IFRS 17).</li><li>Computer skills</li><li>Good Microsoft office skills in particular Excel and Word.</li><li>Knowledge of ResQ ©</li><li>Good proficiency R or Python.</li></ul>Required Education :<ul><li>College graduate preferably in Actuarial Science or Mathematics/Statistics or Physics or Engineering.</li><li>Preferably fully qualified actuary (i.e: Institut des Actuaires SAV, ACAS, FCAS or FIA). Candidates with associate level or advanced students can be considered as well.</li></ul>About us
 SCOR, the 4th largest reinsurer in the world, provides insurance companies with a diversified and innovative range of solutions and services to control and manage risk. Leveraging experience and expertise to deliver “The Art &amp; Science of Risk”, SCOR provides cutting-edge financial solutions, analytics tools and services in all areas related to risk – from Life &amp; Health and Property &amp; Casualty insurance to Investments. Our specialized teams operate in over 160 countries, fostering long-term relationships with clients.In order to provide our clients with a broad range of innovative reinsurance solutions, SCOR pursues an underwriting policy that is founded on profitability and supported by effective risk management strategy and a prudent investment policy. This approach allows us to offer clients an optimum level of security, to create value for shareholders, and to contribute to the welfare and resilience of society by helping to protect insureds against the risks they face.At SCOR, we believe that employing people from different backgrounds and ensuring inclusivity is a major driving force for the success of the Group. We are committed to fostering a work environment in which all employees are treated fairly and respectfully, have equal access to opportunities and resources, and can contribute fully to SCOR’s success.

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