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Life

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MG-ALFA

At AIG, we are reimagining the way we help customers manage risk. Join us as an Actuarial Analyst to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.Make your mark in ActuarialOur Actuaries are on the front lines, quantifying risk, pricing insurance, and reserving losses for AIG’s major insurance operating companies globally. We collaborate with Finance, Claims, Operations, Marketing, and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage, and mitigate risk.Every day will bring new opportunities to stretch your analytical and problem-solving skills as you improve how we predict and mitigate risk. Our Financial Actuaries support AIG’s businesses and are responsible for technical pricing, product development analytics, and performance measurement. They collaborate with Marketing, Operations, and Financial Management.How you will create an impactWe are seeking a dynamic actuary to assist with pricing the US Programs and Private Client Select business. The Actuarial Analyst will be responsible for working with underwriting on pricing of program business by line, profitability analyses, portfolio deep dives, large account pricing, rate monitoring, and other analytics.This is a unique pricing role in which you will have the opportunity to work on both commercial and personal lines pricing. You will work directly with other departments including Reserving, Underwriting, Product Development, Filings, Finance, and Rate Monitoring.We are looking for someone with an entrepreneurial mindset that not only wants to further their technical skills but also their business acumen.<ul><li>Work closely with underwriting to develop pricing and underwriting strategies, and assist in the execution and monitoring of said strategies.</li><li>Complete profitability studies on assigned programs and present analysis in front of business partners at varying levels of the organization.</li><li>Engage with MGA underwriters and actuaries.</li><li>Various ad hoc pricing tasks including profitability studies, development of new products, rate and other KPI monitoring, and filings support.</li><li>Work with the underwriters and rate filings unit to manage program specific and state rate filings.</li><li>Produce and distribute relevant recurring reports as required.</li><li>Support development and maintenance of pricing tools such as pricing models, raters, and other analytical tools.</li></ul>What you’ll need to succeed<ul><li>Required successful completion of at least 2 Casualty Actuarial Society exams.</li><li>Required working knowledge of programming skills (SQL, Python, VBA, R).</li><li>Preferred experience with data visualization tools like Tableau or Power BI.</li><li>Preferred 2+ years of pricing experience in commercial lines or personal lines.</li><li>Strong analytical and problem-solving skills and can work independently and as part of a team.</li><li>Strong business and collaboration skills, and responsive to service needs and operational demands.</li><li>Effective time management skills.</li><li>Excellent communication, presentation, and interpersonal skills.</li><li>Strong work ethic.</li><li>Customer focus.</li></ul>For positions based in New York, the base salary range is $84,000 to $110,000 and for positions based in New Jersey, the base salary range is $80,000 - $103,000. In addition, the positions are eligible for a bonus in accordance with the terms of the applicable incentive plan.Enjoy benefits that take care of what mattersAt AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing, and financial security—as well as your professional development.Reimagining insurance to make a bigger difference to the worldAmerican International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers.At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty, and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.Welcome to a culture of inclusionWe’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions, and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities, and Employee Resource Groups (ERGs).AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability, or any other legally protected categories.AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.AIG reserves the right to conduct a criminal background check, tailored to the requirements of a job, after a conditional employment offer is made. Unless otherwise required by law, AIG does not automatically exclude any applicant with a criminal conviction for a job or class of jobs.Functional Area:AC - Actuarial

DescriptionCandidates in any of the following locations will be considered:New York, NY, Philadelphia, PA, King of Prussia, PA, Stamford, CTAs a Healthcare Financial/Actuarial Analyst, you will support a wide variety of projects involving the design, funding, measurement, and financial analysis of employer health and welfare benefit programs including medical, dental, life, disability, and voluntary benefits.You will interface with client teams, contribute to analyses and client deliverables, and ensure quality standards are met.You will have the opportunity to significantly grow your health and benefits business acumen as well as your financial, project management, and communication skills by working on cutting-edge projects alongside leaders in the industry.<ul><li>With clear guidance and direction, play an active support role in multiple client teams developing financial analyses, outputs, and client deliverables across a regional team.</li><li>Develop working proficiency of core financial, actuarial, and analytics theories, models, and tools.</li><li>Support accurate and reliable claim reporting and financial modeling to guide client decisions.</li><li>Develop basic knowledge of all broad-based benefit programs (e.g., health care, pharmacy, wellbeing, life, disability, voluntary benefits).</li><li>Assist with financial modeling of benefit plan designs, cost avoidance/funding strategies, and budget projections and rate/contribution development with clear guidance and direction.</li><li>Take responsibility for execution of specific tasks that contribute to financial/actuarial deliverables for clients, with guidance and adherence to stated deadlines.</li><li>Partner with Global Delivery Centers and Client Service teams to deliver superior project management.</li><li>Build strong relationships internally and collaborate effectively on cross-functional teams.</li></ul>Qualifications<ul><li>1+ year work experience in professional services, ideally gained in a benefit consulting/brokerage firm or health underwriting/actuarial function of an insurance company.</li><li>Basic knowledge of some health and welfare products and services.</li><li>Strong data management, math, and/or analytics capabilities.</li><li>Ability to identify inconsistencies in data.</li><li>Proven ability to manage multiple projects simultaneously.</li><li>Strong client service orientation (internal and external).</li><li>Ability to identify and resolve issues.</li><li>Strong written and verbal communication skills.</li><li>Self-starter attitude and ability to work independently and as part of a team.</li><li>Excellent Microsoft Office skills, particularly in Excel and PowerPoint.</li><li>State Life and Health license required within 90 days of joining.</li><li>Relevant financial experience and/or university degree.</li><li>Progress towards completion of health actuarial designation or CEBS designation (optional).</li></ul>

COMPANY OVERVIEWGlobal Atlantic Financial Group is a leader in the U.S. life insurance and annuity industry, serving the needs of individuals and institutions. Global Atlantic is a wholly-owned subsidiary of KKR, a leading global investment firm that offers alternative asset management across multiple strategies and capital markets solutions. We are looking for a diverse team of talented individuals who reinforce our culture of collaboration and innovation. We are dedicated to the career development of our people because we know they are critical to our long-term success. Join our team and come grow with us.POSITION OVERVIEWGlobal Atlantic Financial Company is seeking a candidate for the position of Actuarial Modeling Analyst.RESPONSIBILITIES INCLUDE:<ul><li>Assist in building actuarial models in MG-ALFA for new reinsurance agreements</li><li>Maintain and enhance MG-ALFA model for existing reinsurance transactions such as annuity block/flow, PRT, and disability insurance.</li><li>Prepare model change analysis, regression testing, impact quantification, and documentation.</li><li>Support valuation for US GAAP, US Statutory, US asset adequacy analysis, and Bermuda EBS</li></ul>QUALIFICATIONS<ul><li>Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Finance, or other related fields.</li><li>At least 2 parts of the SOA exam complete.</li><li>Self-starter and quick learner, being able to solve complex issues independently and in collaborative team settings.</li><li>Strong communication, problem-solving, technical and analytical skills.</li><li>Results-oriented, with ability to execute multiple high-priority items simultaneously.</li><li>Ambition and desire to succeed by delivering quality and effective results.</li><li>Ability to excel in a dynamic and fast-paced environment.</li></ul>Various jurisdictions have passed pay transparency laws that require companies provide salary ranges for any positions for which they are accepting applications. Global Atlantic has offices in Atlanta, Batesville, Bermuda, Boston, Des Moines, Hartford, Indianapolis, and New York City. The base salary range posted below is inclusive of the lowest cost of living geography to the highest in which we have a Global Atlantic office.Global Atlantic’s base salary range is determined through an analysis of similar positions in the external labor market. Base pay is just one component of Global Atlantic’s total compensation package for employees and at times we hire outside the boundaries of the salary range. Other rewards may include annual cash bonuses, long-term incentives (equity), generous benefits (including immediate vesting on employee contributions to a 401(k), as well as a company match on your contributions), and sales incentives. Actual compensation for all roles will be based upon geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer. Compensation for our more senior positions have a larger component of short-term cash bonus and long-term incentives.The base salary range for this role is $50,000—$95,500 USDGlobal Atlantic reserves the right to modify the qualifications and requirements for this position to accommodate business needs and regulatory changes. Future adjustments may include obtaining specific licenses or certifications to comply with operational needs and conform to applicable industry-specific regulatory requirements, state and federal laws.TOTAL REWARDS STATEMENTGlobal Atlantic’s total rewards package is reflective of our corporate values, particularly diversity, excellence and innovation, with a focus on inclusion, pay equity, and flexibility. We are proud to support your personal and professional growth and well-being through programs such as educational assistance, virtual physical therapy, remote/onsite fitness reimbursement, a medical second opinion program, pet insurance, military leave, parental leave, adoption assistance, fertility and family planning coverage. We strive to foster a culture of total well-being through community outreach and charitable giving programs.We are active in our communities:<ul><li>New York: StreetWise Partners, Covenant House, Partnership for New York City, City Meals on Wheels, Habitat for Humanity, Billion Oyster Project</li><li>Boston: Cradles to Crayons, Boston’s Healthcare for the Homeless, Thompson Island Outward Bound, Rosie’s Place, Catie’s Closet, Project Bread, Rise Against Hunger, Space to Thrive</li><li>Hartford: Junior Achievement, Habitat for Humanity, Oliver’s Pajama, United Way</li><li>Indianapolis: Elevate Indianapolis, Gleaners Food Bank and the Juvenile Diabetes Research Foundation</li><li>Batesville: So Loved Ripley County Foster Closet, Safe Passage Family Shelter, YES Home Juvenile Rehabilitation, Ripley County Community Foundation</li><li>Des Moines: United Way of Central Iowa, Meals from the Heartland, Junior Achievement, Math Motivators, Bidwell Riverside, Orchard Place, Knock and Drop</li><li>Berwyn/Wayne: Habitat for Humanity, Chester County Food Bank, Surrey Services, For Pete’s Sake Respite</li><li>Bermuda: Keep Bermuda Beautiful, Center Against Abuse, Truck Island Nature Reserve, Bermuda Economic Development Corporation</li></ul>Social platforms provide an environment to collaborate with others and participate in friendly competitions towards achieving physical, emotional and financial well-being. Our highly competitive health, retirement, life and disability plans can be tailored to best suit your needs and those of your whole family.Global Atlantic is committed to creating an inclusive environment where everyone can meaningfully contribute to our success. We are proud to be an equal opportunity employer and we do not discriminate in employment on any basis that is prohibited by federal, state or local laws. More than that, we strive to be inclusive of all backgrounds and experiences, which we feel gives us a competitive advantage in the market and within our firm. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, disability, age, or veteran status.Employees who require an accommodation to perform the essential functions of their job will participate in an interactive process which may include providing documentation. If you are hired and require an accommodation for any protected status, please email benefits@gafg.com.Global Atlantic Privacy StatementWe work a hybrid schedule of 4 or 5 days a week in Hudson Yards, NY and 3 days a week in all other offices. If you have questions on this policy or the application process, please contact recruiting@gafg.com.

If you’re looking for a place where you can make a meaningful difference, you’ve found it. The work we do at Markel gives people the confidence to move forward and seize opportunities, and you’ll find your fit amongst our global community of optimists and problem-solvers. We’re always pushing each other to go further because we believe that when we realize our potential, we can help others reach theirs. Join us and play your part in something special!The primary purpose of this position is to support the management of Markel’s product lines subject to catastrophic perils by producing, validating, and analyzing catastrophe model results for portfolio risk analysis. This position will also support maintaining up-to-date knowledge of catastrophe modeling through proactive research and continuing education to help Markel produce accurate catastrophe related statistics and achieve profitable growth.<ul><li>Advance automation as relates to gathering and applying data to catastrophe modeling software to further develop efficient analysis and reporting.</li><li>Provide and communicate catastrophe loss and exposure estimates in a timely manner.</li><li>Perform portfolio risk roll-up over a wide variety of products, apply applicable outwards reinsurance terms, analyze, and validate results in a timely manner.</li><li>Relate mathematical catastrophe models to the real world and provide guidance to management that translates results to actionable items.</li><li>Collaborate with underwriters, Product Line Leadership (PLL) and management to support and sustain profitable organizational growth by providing effective catastrophe analysis that identifies profitable areas to target and highlights unprofitable areas as well as monitoring key catastrophe statistics and advising management of possible issues.</li><li>Utilize available data to help effectively apportion catastrophe capacity and access existing products to determine if they add profitable growth to the organization.</li><li>Evaluate new business opportunities and potential acquisitions providing input to senior management.</li><li>Proactively share knowledge in related areas, creating learning experiences and fostering collaboration within the organization, including mentoring and training less experienced analysts.</li></ul>Education<ul><li>Bachelor of Arts/Bachelor of Science in a related quantitative field required.</li></ul>General Skill Set<ul><li>Thorough experience utilizing MS Excel to analyze data and present information in a user-friendly format.</li><li>Ability to apply and interpret advanced mathematical, economical, and statistical concepts.</li><li>Creative problem solver who is detail-oriented and possesses exceptional organization and analytical skills.</li><li>Ability to manage and prioritize multiple tasks and consistently meet deadlines.</li><li>Strong written and oral communication skills.</li><li>Ability to maintain working relationships with other departments and function in an unstructured environment.</li><li>Open and enthusiastic to learning new software and exploring new and different ways of analyzing catastrophe risk.</li></ul>Specialized Skill Set<ul><li>2+ years of work experience as a catastrophe modeler/analyst or in a related position within the insurance/reinsurance field with knowledge of commercial catastrophe models (RMS/AIR) and data management tools is preferred but not required.</li><li>Strong experience with SQL Query is a plus, as is intermediate/advanced knowledge of VBA, Python, Power BI and GIS systems.</li></ul>Who we are:Markel Group (NYSE – MKL) a fortune 500 company with over 60 offices in 20+ countries, is a holding company for insurance, reinsurance, specialist advisory and investment operations around the world.We’re all about people | We win together | We strive for betterWe enjoy the everyday | We think furtherWhat’s in it for you:In keeping with the values of the Markel Style, we strive to support our employees in living their lives to the fullest at home and at work.<ul><li>We offer competitive benefit programs that help meet our diverse and changing environment as well as support our employees’ needs at all stages of life.</li><li>All full-time employees have the option to select from multiple health, dental and vision insurance plan options and optional life, disability, and AD&amp;D insurance.</li><li>We also offer a 401(k) with employer match contributions, an Employee Stock Purchase Plan, PTO, corporate holidays and floating holidays, parental leave.</li><li>Markel offers hybrid working schedules of 3 days in the office and 2 days remote.</li></ul>Are you ready to play your part?Choose ‘Apply’ to fill out our short application, so that we can find out more about you.The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, licensure, demonstrated competencies, geographic location, and other factors.The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, licensure, demonstrated competencies, geographic location, and other factors. The salary range for the Catastrophe Analyst opening is $73,000-85,000 base with 20% bonus potential.

DescriptionIf analyzing the financial costs of risk and uncertainty is your thing, join us! Put your analytical talents to work—and drive the future of Liberty Mutual—when you join the Actuarial Development Program.Our team of actuaries use insights to solve challenging business problems and bring value to the consumer experience.As an Actuarial Development Program participant, you’ll be a valued member of a collaborative community of actuarial teammates.In this entry-level rotational program, you’ll complete three, 18-month rotations across a variety of disciplines, including reserving, pricing, modeling, and analytics.We are focused on building actuarial skills needed for today and tomorrow. You’ll learn the tips of the trade from some of the best actuaries in the industry through our mentoring program and your rotational assignments. Hands-on experience and technical training will broaden your business knowledge. After completing the program, you’ll be a well-rounded actuary and ready to conquer complex business problems!QualificationsWhat you’ve got<ul><li>You hold, or will be completing, a Bachelor’s Degree in Mathematics, Economics, Actuarial Science, or related discipline, with a strong academic record (3.0 or higher cumulative GPA).</li><li>You’re committed to achieving the ACAS designation in the Casualty Actuarial Society.</li><li>You desire to work across a variety of actuarial functions and environments.</li><li>You’re a problem solver, with a keen sense of analytical reasoning and mathematical concepts.</li><li>You demonstrate proven leadership skills, with experience in a student organization, academic project, or community service organization.</li><li>You possess strong written and interpersonal communication skills.</li><li>You are naturally curious and have a passion for learning.</li><li>You have a passing score on at least one Actuarial Exam.</li></ul>About UsAt Liberty Mutual, our purpose is to help people embrace today and confidently pursue tomorrow. That’s why we provide an environment focused on openness, inclusion, trust, and respect. Here, you’ll discover our expansive range of roles, and a workplace where we aim to help turn your passion into a rewarding profession.Liberty Mutual has proudly been recognized as a “Great Place to Work” by Great Place to Work® US for the past several years. We were also selected as one of the “100 Best Places to Work in IT” on IDG’s Insider Pro and Computerworld’s 2020 list. For many years running, we have been named by Forbes as one of America’s Best Employers for Women and one of America’s Best Employers for New Graduates—as well as one of America’s Best Employers for Diversity.We value your hard work, integrity, and commitment to make things better, and we put people first by offering you benefits that support your life and well-being.Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran’s status, pregnancy, genetic information, or on any basis prohibited by federal, state, or local law.

Who We AreIndependent since its creation in 1947, Milliman delivers market-leading services and solutions to clients worldwide. Today, we are helping companies take on some of the world's most critical and complex issues, including retirement funding and healthcare financing, risk management and regulatory compliance, data analytics and business transformation.The Atlantic Region P&amp;C Milliman practice, with locations in Boston MA, Burlington VT, and Atlanta, GA provides property and casualty actuarial consulting services on a range of projects across the insurance, reinsurance, insurance-linked securities (ILS) and alternative-risk markets. We work with a diverse set of clients including self-insured corporations, commercial insurance companies, governmental agencies, risk pools, financial investors and other risk-bearing entities.Using a variety of Milliman products and office-built tools, we look to establish and develop the cutting edge of actuarial practice in each of our professional niches, and provide our clients with trusted partnership and advice to advance the success of their business.We believe that the actuarial skillset has important applications across both our traditional actuarial work and our work in developing market areas, and are committed to developing a pipeline of actuarial talent and future leaders of the firm through exam support and interaction with senior colleagues.What You Will DoThe Actuarial Analyst role provides the backbone of analytical support for our projects. On a day-to-day basis, the Actuarial Analyst will be expected to work closely with project team members to execute key analyses for ongoing projects.They will be expected to produce high-quality analytical work while also showing professionalism and strong communication skills when interacting with colleagues and, when applicable, client contacts. Much of the Analyst's work will be done in Excel, but supplemental programming, statistical, and database skills are highly valued and will open up additional opportunities for impactful client assignments and advancement.Our team is a focused and tight-knit group, working together across multiple locations. Team members work on a range of client projects of various sizes, and we employ a highly integrated project structure that encourages interaction across all members of the team, from Analysts to the Principals who serve as client leads.While most of our team's time is spent working with members of the practice, we also have the chance to participate on certain assignments that are completed in partnership with other Milliman offices, and work with employees from other Milliman P&amp;C practices around the world.Actuarial Analysts are expected to pursue a credential with the Casualty Actuarial Society (CAS) by taking and passing actuarial examinations, and are provided time and monetary resources to support this pursuit.What We Are Looking ForProfessional Qualifications<ul><li>Completed Bachelor's degree or higher, including quantitative coursework in actuarial science, mathematics, statistics, etc.</li><li>A minimum of one passed actuarial exam, and pursuing a credential from the CAS</li><li>A minimum of one completed internship in or related to the fields of actuarial science, statistics, or finance</li><li>Up to four years of professional work experience</li><li>Substantial expertise with MS Excel and Word</li><li>Strong critical thinking, technical, and analytical skills</li><li>Close attention to detail</li></ul>Preferred Qualifications<ul><li>Some experience with computer programming</li><li>Expertise with statistical and modeling tools such as R, @Risk, VBA, Python, SAS, STATA, etc.</li><li>Working knowledge of supplemental database and professional working tools such as Access and PowerPoint</li><li>The ability to work collaboratively and organize various client needs in a fast-paced environment</li><li>Clearly demonstrated leadership and creative thinking abilities</li><li>The ability and willingness to clearly articulate questions and ideas</li><li>Intellectual curiosity about the topics of risk, Milliman, and the work of our practice</li><li>Enthusiasm for producing high-quality, professional work with accuracy and integrity</li><li>Inspired to contribute to the success of a project and succeed as a team</li><li>Self-starter with entrepreneurial spirit, inspired to drive new ventures within the business</li></ul>LocationCandidates hired into this role will be expected to work in the Milliman office in Boston MA, Burlington VT, or Atlanta GA on a regular basis; however, flexible work arrangements will be considered.CompensationThe salary range is $56,000 to $131,000, depending on a combination of factors, including but not limited to education, relevant work experience, qualifications, skills, certifications, location, etc. If overall experience is less than 2 years the range would be $56,000 to $117,000; for experience of greater than 2 years, the range would be $63,000 to $131,000.BenefitsAt Milliman, we focus on creating an environment that recognizes - and meets - the personal and professional needs of the individual and their family. We offer competitive benefits which include the following based on plan eligibility:<ul><li>Medical, dental and vision coverage for employees and their dependents, including domestic partners</li><li>A 401(k) plan with matching program, and profit sharing contribution</li><li>Employee Assistance Program (EAP)</li><li>A discretionary bonus program</li><li>Paid Time Off (PTO) starts accruing on the first day of work and can be used for any reason; full-time employees will accrue 15 days of PTO per year, and employees working less than a full-time schedule will accrue PTO at a prorated amount based on hours worked</li><li>Family building benefits, including adoption and fertility assistance and paid parental leave up to 12 weeks for employees who have worked for Milliman for at least 12 months and have worked at least 1,250 hours in the preceding 12-month period</li><li>A minimum of 8 paid holidays</li><li>Milliman covers 100% of the premiums for life insurance, AD&amp;D, and both short-term and long-term disability coverage</li><li>Flexible spending accounts allow employees to set aside pre-tax dollars to pay for dependent care, transportation, and applicable medical needs</li></ul>Equal OpportunityAll qualified applicants will receive consideration for employment, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Who we areAmerican International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks, and provide for retirement security.Get to know the businessGeneral Insurance is a leading provider of insurance products and services for commercial and personal insurance customers. It includes one of the world’s most far-reaching property casualty networks. General Insurance offers a broad range of products to customers through a diversified, multichannel distribution network.About the roleWe are seeking an early-career level actuarial professional to provide actuarial support for AIG’s industry leading Private Client Select business. The lines of business include Homeowners, Auto, Personal Excess Liability and Collections. This role will provide a range of experience in pricing and in working closely with business partners. You will have the opportunity to interact with the Reserving, Product, Catastrophe Management, Finance, Compliance, and IT areas. We are looking for an individual who is internally motivated, intellectually curious, can manage multiple priorities, and is driven to enhance existing processes and make an impact on the business.Key Responsibilities:<ul><li>Rate indications: determine and document the adequacy of rates charged in a state</li><li>Conduct rate testing using built raters and cross-check results in IT systems</li><li>Monitor rate, loss ratio, conversion, and retention on new and in-force business, while tracking loss trends and industry/regulatory changes. Communicate findings effectively to management and Product teams</li><li>Collaborate with Product Managers to develop rating proposals that align with business goals</li><li>Prepare state rate filings while ensuring compliance with state insurance department requirements and promptly responding to department inquiries</li><li>Generate pricing analyses for territories and different business segments</li><li>Perform competitive analysis based on filing information and available software</li><li>Contribute to pricing and product strategy development to maximize risk-adjusted profit</li><li>Assist in designing and developing analytical tools and techniques to improve actuarial estimates and enhance business management</li><li>Continuously expand knowledge of the business and data analytics tools</li><li>Make progress on actuarial credentials by passing exams</li></ul>What we’re looking for:<ul><li>Bachelor's degree in Actuarial Science, Mathematics, Statistics, or related area</li><li>Preferably two or more actuarial exams</li><li>1+ year of experience preferred</li><li>Strong analytical and problem-solving skills</li><li>Ability to work independently and collaboratively as part of a team</li><li>Proficiency in Excel and familiarity with SQL, SAS, Python, R, or other programming languages</li><li>Demonstrates strong business acumen and collaboration skills, responsive to service needs and operational demands</li><li>Effective time management skills</li><li>Excellent communication, presentation, and interpersonal skills</li><li>Strong work ethic and customer-focused mindset</li></ul>For positions based in NYC, the base salary range is $71,000-$89,000. In addition, the position is eligible for a bonus in accordance with the terms of the applicable incentive plan. We’re proud to offer a range of competitive benefits, a summary of which can be viewed here: AIG Benefits Overview.A look at our BenefitsWe're proud to offer a range of employee benefits and resources that help you protect what matters most - your health care, savings, financial protection and wellbeing. We provide a variety of leaves for personal, health, family and military needs. Our global mental health and wellness days off provide all colleagues with a paid day off to focus on their mental health and wellbeing.We also believe in fostering our colleagues' development and offer a range of learning opportunities for colleagues to hone their professional skills to position themselves for the next steps of their careers. We have a tuition reimbursement program for eligible colleagues to enhance their education, skills, and knowledge in areas that relate to their current position or future positions to which they may transfer or progress.We are an Equal Opportunity EmployerAmerican International Group, Inc., its subsidiaries and affiliates are committed to be an Equal Opportunity Employer and its policies and procedures reflect this commitment. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories such as sexual orientation. At AIG, we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.AIG is committed to working with and providing reasonable accommodations to job applicants and employees with physical or mental disabilities. If you believe you need a reasonable accommodation in order to search for a job opening or to complete any part of the application or hiring process, please send an email to candidatecare@aig.com. Reasonable accommodations will be determined on a case-by-case basis.

Are you intellectually curious with a passion for solving problems? Do you enjoy a flexible and collaborative, team-based environment where you are always learning and growing? If yes, Aon is the place for you!The target salary range for this position is $59,500 to $71,500 annually. The actual salary will vary based on applicant&rsquo;s education, experience, skills, abilities, as well as internal equity and alignment with market data. The salary may also be adjusted based on applicant&rsquo;s geographic location.This is a hybrid role with the flexibility to work both from home and your aligned office.Aon is in the business of better decisionsAt Aon, we shape decisions for the better to protect and enrich the lives of people around the world.As an organization, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed.What the day will look likeAon has four exciting paths to choose from, and each is a one-of-a-kind opportunity waiting to be seized!Retirement ConsultingPension and other retirement plans have enormous financial implications for employers. Actuaries within Retirement Consulting work directly with our clients&rsquo; management teams to assess the short and long-term costs associated with these commitments.You will have the opportunity to work on a variety of assignments during your internship. Some of the most important projects that retirement actuarial consultants work on are the annual pension &ldquo;valuations.&rdquo; Each year, actuaries collect census data from the clients and perform the annual valuation. With the results of these valuations, we help our clients assess the ongoing financial health of their pension plans. Additional activities include:<ul><li>Projections (both stochastic and deterministic) of long-term financial information for pension and other post-retirement benefit plans</li><li>Coordination of asset-liability analysis and other studies with investment consultants</li><li>Merger and acquisition &ldquo;due diligence&rdquo; and related activities</li><li>Design and costing of new retirement programs.</li><li>Programming innovative pension administration systems</li><li>Pension benefit calculations for participants</li><li>Union negotiation support and analysis</li><li>Quantitative comparison of comprehensive employee benefit programs for groups of employers</li></ul>Health and Benefits Consulting (H&amp;B)Employer-sponsored health and welfare benefit programs form the foundation of the U.S. health care system. These programs have evolved over time as employers have attempted to manage the changing needs of employees, rising program costs, and the impact of new legislation while supporting their human resource and business strategies.You will have the opportunity to work on a variety of assignments during your internship. Health and Benefits actuaries support consultants and work directly with our clients to develop short and longer-term health and welfare benefit strategies.  This process involves strategic assessments of the health care market and key trends and the identification of new and innovative solutions to employer problems.  The technical and analytical skills H&amp;B actuaries bring to this process are critical to our H&amp;B consulting. Additional activities include:<ul><li>Evaluate plan design and costs relative to various measures and benchmarks with reporting to clients</li><li>Health care budget rate-setting for self-insured plans including the analysis of medical and prescription drug network changes</li><li>Employee contribution rate development and scenario analysis</li><li>Analyze insured plan renewals for appropriateness and carrier bid financial evaluations</li><li>Retiree medical and disability plan valuations</li></ul>Risk ConsultingAon Global Risk Consulting (AGRC) Actuarial &amp; Analytics Practice is the third largest North American Property and Casualty Consulting firm, providing actuarial services to clients for more than 20 years. The practice is comprised of highly skilled and experienced professionals in the risk quantification and analysis field.As an intern within our Risk Consulting practice, you will have the opportunity to work on projects to assess exposure to P&amp;C risk by loss forecasting for budgeting and risk management strategy evaluation, calculating actuarial reserves for financial statement support, providing actuarial opinions for regulatory support, and evaluating total cost of risk for effective financial and risk management solutions. Additional projects you might work on include:<ul><li>Support analytical work including data management, loss forecasting, accruals, self-insurance analysis and cash flow analysis</li><li>Collect, organize and analyze data, in support of existing brokerage business and proposal development</li><li>Prepare and maintain effective documentation of all client correspondence</li><li>Apply existing approaches to processes to specific client assignments, alerting AGRC service team to deficiencies in data, results or processes</li><li>Contribute to the enhancement of overall assignment results by improving specific operational procedures</li><li>Complete routine client service tasks efficiently, delivering products and services, accurately and on time, by applying Aon protocols</li></ul>Reinsurance Actuarial ConsultingUnprecedented volatility is creating new risks and opportunities for organizations across the global economy. We provide risk transfer, claims advocacy and capitalmanagement solutions to help re/insurers reduce volatility and build more resilient businesses, governments and communities.Your primary role is to support clients as requested by supervisor or brokers, across virtually any client project or internal research assignment. Analysts are expected to develop proficiencies in completing standard analyses, while also taking part in more advanced analyses as needed. You will become familiar with Aon&rsquo;s tools and approach, contribute to their development and present Aon&rsquo;s solutions and services to our clients. Secondary role is to assist in pricing parameter updates and market research. Additional activities include:<ul><li>Work with colleagues (brokers, analytics and others) to identify and respond to client needs and develop additional opportunities related to products and services</li><li>Inventory and manage data related to analysis of reinsurance transactions</li><li>Analyze the costs and benefits of risk transferred under reinsurance agreements via pricing analysis and dynamic risk modeling with limited guidance</li><li>Understand reinsurance contracts and products (terminology, terms and conditions)</li><li>Prepare client-ready presentations to communicate analysis results to brokers and clients</li><li>Manage workflow proactively</li></ul>Skills and experience that will lead to successWe aim to recruit a diverse group of professionals who offer varying experiences, backgrounds and strengths to ensure we can continue to offer the most innovative solutions to our clients.  Additionally, we take into consideration the following: <ul><li>Relevant work or internship experience.</li><li>Involvement in extracurricular activities.</li><li>Proficiency in Microsoft office products such as Word, PowerPoint, Excel and Outlook is required. </li><li>Outstanding quantitative and analytical skills</li><li>Strong written and verbal communication skills</li><li>Enjoy working on complex, mathematically-oriented projects.</li></ul>Education:<ul><li>Bachelor’s Degree in Actuarial Science, Statistics, or related</li><li>Have passed at least one actuarial exam, preferred</li><li>If you graduate between December 2023 and June 2024 with a GPA of 3.0+,this opportunity is for you!</li></ul>

The Actuarial Analyst role provides the backbone of analytical support for our projects. On a day-to-day basis, the Actuarial Analyst will be expected to work closely with project team members to execute key analyses for ongoing projects.They will be expected to produce high-quality analytical work while also showing professionalism and strong communication skills when interacting with colleagues and, when applicable, client contacts. Much of the Analyst’s work will be done in Excel, but supplemental programming, statistical, and database skills are highly valued and will open up additional opportunities for impactful client assignments and advancement.In addition, Actuarial Analysts are expected to pursue a credential with the Casualty Actuarial Society (CAS) by taking and passing actuarial examinations, and are provided time and monetary resources to support this pursuit.Professional Qualifications<ul><li>Completed Bachelor’s degree or higher, including quantitative coursework in actuarial science, mathematics, statistics, etc.</li><li>A minimum of one passed actuarial exam, and pursuing a credential from the CAS</li><li>A minimum of one completed internship in or related to the field of actuarial science</li><li>Substantial expertise with MS Excel and Word</li><li>Strong critical thinking, technical, and analytical skills</li><li>Close attention to detail</li></ul>Preferred Qualifications<ul><li>Some experience with computer programming</li><li>Expertise with statistical and modeling tools such as R, @Risk, VBA, Python, SAS, STATA, etc.</li><li>Working knowledge of supplemental database and professional working tools such as Access and PowerPoint</li><li>The ability to work collaboratively and organize various client needs in a fast-paced environment</li><li>Clearly demonstrated leadership and creative thinking abilities</li><li>The ability and willingness to clearly articulate questions and ideas</li><li>Intellectual curiosity about the topics of risk, Milliman, and the work of our practice</li><li>Enthusiasm for the work, shows intense and eager enjoyment in the job’s responsibilities</li><li>Dedication to completing a task with dedication and integrity</li><li>Inspired to perform well by the ability to contribute to the success of a project or organization</li><li>Self-starter</li><li>Entrepreneurial spirit, inspired to drive new ventures within the business</li></ul>About The TeamThe Atlantic Region P&amp;C Milliman practice, with locations in Boston MA, Burlington VT and Atlanta, GA provides property and casualty actuarial consulting services on a range of projects across the insurance, reinsurance, insurance-linked securities (ILS) and alternative-risk markets.We work with a diverse set of clients including self-insured corporations, commercial insurance companies, governmental agencies, risk pools, financial investors and other participants in the ILS space. Using a variety of Milliman products and office-built tools, we look to establish and develop the cutting edge of actuarial practice in each of our professional niches, and provide our clients with trusted partnership and advice to advance the success of their business.The team is a focused and tight-knit group, working together across multiple locations. Team members work on a range of client projects of various sizes, and we employ a highly integrated project structure that encourages interaction across all members of the team, from Analysts to the Principals who serve as client leads. While most of our team’s time is spent working with members of the practice, we also have the chance to participate on certain assignments that are completed in partnership with other Milliman offices, and work with employees from other Milliman P&amp;C practices around the world.We believe that the actuarial skillset has important applications across both our traditional actuarial work and our work in developing market areas, and are committed to developing a pipeline of actuarial talent and future leaders of the firm through exam support and interaction with senior colleagues.BenefitsCandidates hired into this role will be expected to work in the Milliman office in Boston MA, Burlington VT, or Atlanta GA on a regular basis; however, flexible work arrangements will be considered.The salary range for this role is $61,000 to $100,000, depending on a combination of factors, including, but not limited to, education, relevant work experience, qualifications, skills, certifications, location, etc.At Milliman, we focus on creating an environment that recognizes – and meets – the personal and professional needs of the individual and their family. We offer competitive benefits which include the following based on plan eligibility:<ul><li>Medical, dental and vision coverage for employees and their dependents, including domestic partners</li><li>A 401(k) plan with matching program, and profit sharing contribution</li><li>Employee Assistance Program (EAP)</li><li>A discretionary bonus program</li><li>Paid Time Off (PTO) starts accruing on the first day of work and can be used for any reason; full-time employees will accrue 15 days of PTO per year, and employees working less than a full-time schedule will accrue PTO at a prorated amount based on hours worked</li><li>Family building benefits, including adoption and fertility assistance and paid parental leave up to 12 weeks for employees who have worked for Milliman for at least 12 months and have worked at least 1,250 hours in the preceding 12-month period</li><li>A minimum of 8 paid holidays</li><li>Milliman covers 100% of the premiums for life insurance, AD&amp;D, and both short-term and long-term disability coverage</li><li>Flexible spending accounts allow employees to set aside pre-tax dollars to pay for dependent care, transportation, and applicable medical needs</li></ul>All qualified applicants will receive consideration for employment, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.About MillimanIndependent for 75 years, Milliman delivers market-leading services and solutions to clients worldwide. Today, we are helping companies take on some of the world’s most critical and complex issues, including retirement funding and healthcare financing, risk management and regulatory compliance, data analytics and business transformation.Through a team of professionals ranging from actuaries to clinicians, technology specialists to plan administrators, we offer unparalleled expertise in employee benefits, investment consulting, healthcare, life insurance and financial services, and property and casualty insurance.

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