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Health &amp; Group Benefits Actuaries and Consultants are an integral part of Milliman's Employee Benefits Consulting practice. We are currently seeking an Actuarial Analyst with 0-1 years of relevant experience with at least one SOA exam success. Our principal values form the foundation of our truly distinctive student program. The Milliman culture provides motivated students with the necessary means to build a successful actuarial career.Who We AreIndependent for over 75 years, Milliman delivers market-leading services and solutions to clients worldwide. Today, we are helping companies take on some of the world's most critical and complex issues, including retirement funding and healthcare financing, risk management and regulatory compliance, data analytics and business transformation.Milliman invests in skills training and career development and gives all employees access to a variety of learning and mentoring opportunities. Our growing number of Milliman Employee Resource Groups (ERGs) are employee-led communities that influence policy decisions, develop future leaders, and amplify the voices of their constituents. We encourage our employees to give back to their varied professions, including leadership in professional organizations.Through a team of professionals ranging from actuaries to clinicians, technology specialists to plan administrators, we offer unparalleled expertise in employee benefits, investment consulting, healthcare, life insurance and financial services, and property and casualty insurance.What You Will DoThis entry-level position provides support and assistance to actuarial consultants working with health and group benefit plans. This includes measuring liabilities and annual costs, projecting health plan costs, setting rates and reserves, studying the effects of changes in the design of employee benefit plans, and communicating results.<ul><li>Reconciling claims data, preparing budget projections, calculating claims reserves, pricing plan design changes, analyzing vendor renewals, and preparing experience reports</li><li>Calculating employer/employee contribution rates, retiree rates, COBRA rates, and imputed income rates</li><li>Performing postretirement health valuations, including the development of claim cost and health cost trend assumptions, projection of liabilities and calculation and reporting of financial statement information</li><li>Drafting member communications and documents</li><li>Assisting senior staff in a wide range of strategic actuarial and consulting projects</li></ul>What We Are Looking For<ul><li>BA or BS in Actuarial Science, Mathematics, or related field</li><li>Up to 1 year of relevant experience with at least one Society of Actuaries exam success (two preferred)</li><li>Actively pursuing SOA exams towards actuarial certification</li><li>Strong communication skills</li><li>Ability to handle multiple projects at the same time</li><li>Excellent computer and technical skills, including the ability to use and develop spreadsheet solutions to model complex problems and to work with other business software programs (SQL experience a plus)</li><li>Ability to work in a collaborative team environment</li></ul>The TeamThe EB Consulting practice provides actuarial and consulting services for multiple industries, for actives and retirees and for Corporate, Public and Multiemployer Plans. This practice works with several key types of clients organized into the following lines of business:<ul><li>Pension Plans</li><li>Other Postretirement Benefit Plans</li><li>Health and Group Benefits</li></ul>LocationThis position is based out of the Milliman office in Albany, NY. Candidates hired into this role must be willing to work in-person in the Milliman office on a weekly basis, but flexible work arrangements will be considered for our hybrid environment.CompensationThe salary range is $61,000 - $106,000, depending on a combination of factors, including education, relevant work experience, qualifications, skills, certifications, and location.BenefitsAt Milliman, we focus on creating an environment that recognizes and meets the personal and professional needs of the individual and their family. We offer competitive benefits which include the following based on plan eligibility:<ul><li>A 401(k) plan with matching program, and profit sharing contribution
<ul><li>Employee Assistance Program (EAP)</li><li>A discretionary bonus program</li><li>Paid Time Off (PTO) starts accruing on the first day of work and can be used for any reason; full-time employees will accrue 15 days of PTO per year, and employees working less than a full-time schedule will accrue PTO at a prorated amount based on hours worked</li><li>Family building benefits, including adoption and fertility assistance and paid parental leave up to 12 weeks for employees who have worked for Milliman for at least 12 months and have worked at least 1,250 hours in the preceding 12-month period</li><li>Commuter Program, which allows you to use pre-tax dollars to pay for your parking or public transit expenses to get to and from work. You may utilize this benefit any time throughout the year and funds will be available the first of the month following your first contribution.</li><li>A minimum of 10 paid holidays</li><li>Milliman covers 100% of the premiums for life insurance, AD&amp;D, and both short-term and long-term disability coverage</li><li>Flexible spending accounts allow employees to set aside pre-tax dollars to pay for dependent care, transportation, and applicable medical needs</li></ul></li></ul>Equal OpportunityAll qualified applicants will receive consideration for employment, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

The Employee Benefits Consulting PracticeThe Employee Benefits Consulting Practice offers excellent retirement, health, compensation, and investment consulting services to our clients. We are currently seeking an Actuarial Analyst with 0-2 years of relevant experience with at least one SOA exam success. Our principal values form the foundation of our truly distinctive student program. The Milliman culture provides motivated students with the necessary means to build a successful actuarial career.Who We AreIndependent for over 75 years, Milliman delivers market-leading services and solutions to clients worldwide. Today, we are helping companies take on some of the world’s most critical and complex issues, including retirement funding and healthcare financing, risk management, and regulatory compliance, data analytics, and business transformation.Milliman invests in skills training and career development and gives all employees access to a variety of learning and mentoring opportunities. Our growing number of Milliman Employee Resource Groups (ERG’s) are employee-led communities that influence policy decisions, develop future leaders, and amplify the voices of their constituents. We encourage our employees to give back to their varied professions, including leadership in professional organizations.What You Will DoThis entry-level position provides support and assistance to actuarial consultants. This includes measuring pension liabilities and annual costs, studying the effects of changes in the design of employee benefit plans, and communicating results.<ul><li>Prepare basic actuarial calculations, government form filings, and other client deliverables.</li><li>Obtain data from clients and respond to client requests for information, explanations, and answers related questions.</li><li>Reconciling claims data, projecting future costs, claims reserve calculations, pricing plan design changes, and supporting postretirement health valuations.</li><li>Provide analysis and assistance on projects as assigned.</li><li>Supporting more senior staff in a wide range of strategic projects</li></ul>What We Are Looking ForBA or BS in Mathematics or related field<ul><li>0 - 2 years relevant experience with at least one Society of Actuaries exam success (two preferred)</li><li>actively pursuing SOA exams towards Actuarial certification</li><li>excellent computer and technical skills</li><li>strong communication skills</li><li>ability to handle multiple projects at the same time</li><li>ability to work on detailed spreadsheets and other business software programs</li><li>ability to work in a team environment</li></ul>The TeamThe EB Consulting practice provides actuarial and other consulting services for multiple industries, for actives and retirees and for Corporate, Public and Multiemployer Plans. This practice works with several key types of clients organized into the following seven lines of business:<ul><li>Corporate Pension Plans</li><li>Multiemployer Pension Plans</li><li>Public Pension Plans</li><li>Other Postretirement Benefit Plans (Corporate, Multiemployer, and Public combined)</li><li>Health and Group Benefits (Corporate, Multiemployer, and Public combined)</li><li>Compensation and Benefits Surveys</li><li>Investments</li></ul>LocationThis position is based out of one of Milliman’s office locations listed. Candidates hired into this role must be willing to work onsite on a weekly basis, but flexible work arrangements will be considered. Relocation expenses for applicants offered the position will not be paid by Milliman.CompensationThe salary range is $56,000 to $117,000, depending on a combination of factors, including, but not limited to, education, relevant work experience, qualifications, skills, certifications, location, etc.BenefitsAt Milliman, we focus on creating an environment that recognizes – and meets – the personal and professional needs of the individual and their family. We offer competitive benefits which include the following based on plan eligibility:<ul><li>Medical, dental, and vision coverage for employees and their dependents, including domestic partners</li><li>A 401(k) plan with matching program, and profit-sharing contribution</li><li>Employee Assistance Program (EAP)</li><li>A discretionary bonus program</li><li>Paid Time Off (PTO) starts accruing on the first day of work and can be used for any reason; full-time employees will accrue 15 days of PTO per year, and employees working less than a full-time schedule will accrue PTO at a prorated amount based on hours worked</li><li>Family building benefits, including adoption and fertility assistance and paid parental leave up to 12 weeks for employees who have worked for Milliman for at least 12 months and have worked at least 1,250 hours in the preceding 12-month period</li><li>A minimum of 8 paid holidays</li><li>Milliman covers 100% of the premiums for life insurance, AD&amp;D, and both short-term and long-term disability coverage</li><li>Flexible spending accounts allow employees to set aside pre-tax dollars to pay for dependent care, transportation, and applicable medical needs</li></ul>All qualified applicants will receive consideration for employment, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThe contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

Internship - Actuarial PricingAmerican National Insurance Company was founded in 1905 and is headquartered in Galveston, TX, with several locations across the US: League City, TX, Houston, TX, Springfield, MO, and Glenmont, NY. Our Internship Program is designed to provide young professionals with corporate experience that is not offered in the classroom.In addition to supporting their respective department, each intern will have the opportunity to attend professional development sessions, volunteer within the community, and attend company sponsored social events. Our 2024 summer internship program begins on Monday, June 3 and ends on Friday, August 9. Intern positions are paid hourly with a full-time schedule (Monday-Friday, 37.5 hours per week) for the entirety of the program.Internship Program Eligibility Requirements:<ul><li>Must be enrolled in an accredited institution</li><li>Must hold a Junior standing or higher (May 2024 grads are welcome)</li><li>Must possess a minimum 3.0 GPA</li><li>Must be able to commit 37.5 hours per week Monday-Friday</li><li>Must be able to work onsite in the posted location of the role</li></ul>Internship Department: Location: Albany NY or Springfield, MOWhat we're looking for:<ul><li>Pursuing a degree in a Math, Actuarial Science or STEM related field</li><li>Sat for Exam FM or Exam P</li><li>Have completed a class in Excel, SQL, R or Python</li><li>Must be able to meet deadlines and balance changing priorities</li></ul>What you can expect to do in the role:<ul><li>Help with initial set up of SFP state pricing reviews including kickoff documents, factor files and inforce data pulls.</li><li>Ad hoc projects for other commercial lines of business as needed.</li><li>Indications process improvements, including Country Estate</li></ul>Skills you can expect to improve and/or develop:<ul><li>Excel, R, Access, SQL</li><li>Professional communication, collaboration, and business etiquette</li><li>Corporate Communication Skills</li></ul>American National offers eligible employees and their families medical, dental, vision, and basic life insurance. Employees are able to enroll in our company's 401k plan. Employees also receive annually a bank of paid time off and paid holidays. We aspire to see people for what they bring to our corporate culture by supporting an inclusive work environment, including an emphasis on a healthy work-life balance, development opportunities, and a casual dress code.American National is an established, stable, and successful multi-line insurance corporation that has provided financial strength and a sense of security to employees, customers and business partners since 1905. With focus on our organization's values and cultural richness: Financial Strength, Integrity, Respect, Service and Teamwork (FIRST) and Agility, Collaboration, and Engagement (ACE) we continue to pursue our vision to be a leading provider of financial products and services for current and future generations.Hiring PracticesThe preceding job posting was designed to indicate the general nature and level of work performed by employees assigned to this position. It is not intended to be interpreted as a comprehensive list of all duties, responsibilities, and qualifications. We are dedicated to building a diverse, inclusive, and authentic workplace, so if you're excited about this role, but your past experience doesn't align perfectly with the job qualifications, we still encourage you to apply. You may be just the right candidate for this position or other opportunities at American National.American National's recruitment policies help us place individuals in a timely and efficient manner. Only the most qualified candidates will be contacted by our recruiting team. Candidates may check the status of their application(s) by logging into our Career Portal. Learn more about our company, by following us on social media: LinkedIn, Facebook, InstagramAmerican National is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, genetic information or any other legally protected categories. American National is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities.JOIN OUR TALENT COMMUNITY"If you believe you can make a difference in the lives of our clients, if you're willing to work hard, if you want a fulfilling career, and if your values match ours, then I want you to work for American National." - James Pozzi, Former President and CEO.

The Northeast Employee Benefits Practice has an opening for an Actuarial Analyst (Student) in our Albany, New York City or Little Falls, NJ locations. The successful candidate should have 0-2 years relevant experience with at least one SOA exam success. Our principal values form the foundation of our truly distinctive student program. The Milliman culture provides motivated students with the necessary means to build a successful actuarial career.The Health &amp; Welfare team is based in New York City and Little Falls (NJ). This practice focuses solely on full- service employer health consulting including but not limited to HR strategy, vendor management, financial/data analytics, compliance, employee communications, and employee advocacy. Collective bargaining experience as well as knowledge of retiree health plans is preferred.As part of a larger Northeast Employee Benefits practice which has four locations: New York City, Little Falls (NJ), Albany (NY) and Philadelphia. The practice provides a wide range of consulting and administrative services for Employee Benefit plans. You will be joining over 100 fellow employees in a challenging, dynamic work environment and a thriving Employee Benefits practice.ResponsibilitiesThis entry level position provides support and assistance to actuarial consultants. This includes measuring pension liabilities and annual costs, studying the effects of changes in the design of employee benefit plans, and communicating results.<ul><li>reconciling claims data, projecting future costs, claims reserve calculations, pricing plan design changes and supporting postretirement health valuations</li><li>supporting more senior staff in a wide range of strategic projects</li></ul>RequirementsBA or BS in Mathematics or related field<ul><li>0 - 2 years relevant experience with at least one Society of Actuaries exam success (two preferred)</li><li>actively pursuing SOA exams towards Actuarial certification</li><li>excellent computer and technical skills</li><li>strong communication skills</li><li>ability to handle multiple projects at the same time</li><li>ability to work on detailed spreadsheets and other business software programs</li><li>ability to work in a team environment</li></ul>BenefitsThe salary range for this position is $72,000 - $86,000 depending on relevant factors, including but not limited to education, work experience, certifications, location, etc.At Milliman, we focus on creating an environment that recognizes – and meets – the personal and professional needs of the individual and their family. We offer competitive benefits which include the following based on plan eligibility:<ul><li>Medical, dental and vision coverage for employees and their dependents, including domestic partners</li><li>A 401(k) plan with matching program, and profit sharing contribution</li><li>Employee Assistance Program (EAP)</li><li>A discretionary bonus program</li><li>Paid Time Off (PTO) starts accruing on the first day of work and can be used for any reason; full-time employees will accrue 15 days of PTO per year, and employees working less than a full-time schedule will accrue PTO at a prorated amount based on hours worked</li><li>Family building benefits, including adoption and fertility assistance and paid parental leave up to 12 weeks for employees who have worked for Milliman for at least 12 months and have worked at least 1,250 hours in the preceding 12-month period</li><li>A minimum of 8 paid holidays</li><li>Milliman covers 100% of the premiums for life insurance, AD&amp;D, and both short-term and long-term disability coverage</li><li>Flexible spending accounts allow employees to set aside pre-tax dollars to pay for dependent care, transportation, and applicable medical needs</li></ul>All qualified applicants will receive consideration for employment, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Who We AreMilliman is one of the leading experts in healthcare financing and delivery. We advise clients on a wide range of issues—from assessing the impact of healthcare reform on organizations or populations to streamlining operations while advancing the quality of patient care. Our consulting work is supported by a powerful toolkit of data analytics solutions and informed by the most trusted, comprehensive set of cost guidelines in the industry.The TeamWithin a project team, consultants, managers, and analysts coordinate their efforts to deliver client reports and deliverables. Consultants are responsible for building relationships with clients, directing projects, and presenting results. Project managers work directly with analysts by reviewing work, answering questions, and developing client correspondence. Analysts are responsible for the majority of the technical work, which may include analyzing data, completing actuarial calculations, developing and utilizing actuarial models, and implementing software solutions.Job Responsibilities<ul><li>Responsible for building relationships with clients, directing projects, and presenting results to the client and answering their questions.</li><li>Develop a successful client base through networking, writing articles, speaking engagements, and other marketing methods.</li><li>Help identify the issues clients are facing and the resources needed to solve problems.</li><li>Plan projects, identify project deliverables, meet deadlines, and ensure compliance with quality procedures.</li></ul>Minimum requirements<ul><li>Bachelor’s or master’s degree in a quantitative field</li><li>Fellow in the Society of Actuaries (FSA)</li><li>9+ years in health actuarial experience at a consulting firm or health insurance company is required</li><li>Thorough understanding of Microsoft Excel and actuarial concepts</li><li>Experience mentoring staff and managing projects</li></ul>Competencies and Behaviors that Support Success in this Role<ul><li>Experience with Medicare Part D plan sponsor, including bid preparation and financial analysis</li><li>Experience interacting with pharmaceutical manufacturers and or pharmacy chains</li><li>Experience with analysis of CMS 100% Research Identifiable Files (RIF)</li><li>Strong time management skills, ability to work independently and with a team, and organizational expertise</li><li>Client focused and results oriented</li><li>Strong communication skills (both verbal and written), and analytical thinking skills to evaluate analyses for communication to clients</li><li>Self-motivated, creative, and resourceful</li><li>National PDP experience</li><li>Expertise in Medicare Part D pharmacy network and rebate contracting analytics and negotiations</li></ul>Salary:For this position, we are offering $140,000 to $230,000 annually, depending on relevant factors, including but not limited to education, work experience, certifications, location, etc.Location: It is preferred that candidates work on-site at our Chicago, IL, Milwaukee, WI, or Hartford, CT office. Remote candidates will be considered.Milliman BenefitsWe offer competitive benefits which include the following based on plan eligibility:<ul><li>Medical, dental and vision coverage for employees and their dependents, including domestic partners</li><li>A 401(k) plan with matching program, and profit sharing contribution</li><li>Employee Assistance Program (EAP)</li><li>A discretionary bonus program</li><li>Paid Time Off (PTO) starts accruing on the first day of work and can be used for any reason; full-time employees will accrue</li><li>15 days of PTO per year, and employees working less than a full-time schedule will accrue PTO at a prorated amount based on hours worked</li><li>Family building benefits, including adoption and fertility assistance and paid parental leave up to 12 weeks for employees who have worked for Milliman for at least 12 months and have worked at least 1,250 hours in the preceding 12-month period</li><li>A minimum of 8 paid holidays</li><li>Milliman covers 100% of the premiums for life insurance, AD&amp;D, and both short-term and long-term disability coverage</li><li>Flexible spending accounts allow employees to set aside pre-tax dollars to pay for dependent care, transportation, and applicable medical needs</li></ul>All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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