Head of Retail Income Pricing

Head of Retail Income Pricing

Date Posted: 14/05/2026

Location: London

Job Type: Full time

About the Role

Are you a strategic pricing leader with a passion for shaping market-leading retirement income products? We have an exciting opportunity for a Head of Retail Income Pricing to join our Retail Actuarial & Reinsurance team at a pivotal time for our business.

In this role, you’ll take ownership of the end-to-end commercial pricing strategy for our Retail Income products, ensuring they’re robust, competitive, and aligned to our wider financial objectives.

Reporting directly to the Retail Actuarial & Reinsurance Director, you’ll combine technical excellence with commercial insight while leading and developing a high-performing, highly engaged team.

Key Responsibilities:

• Leading on our Retail Income Pricing strategy by developing and maintaining pricing data, models, and processes, looking at ways to automate or improve efficiency either through AI or other means.
• Owning the Retail Income pricing performance, ensuring it’s robust and up-to-date, supporting the achievement of the function’s financial objectives.
• Identifying and leading on initiatives to improve optimisation and conversion of our income products through pricing, working closely with commercial and distribution leads.
• Collaborating across the business to ensure pricing initiatives and changes are implemented in a timely, accurate, and efficient manner.
• Partnering with the Retail Reinsurance team to ensure reinsurance is optimised for the pricing strategy.

Skills and Experience:

• Qualified FIA, FFA or equivalent.
• Significant experience in the “at or in retirement” market, focused on product development and pricing activities or managerial level experience gained within a UK life insurance company and/or consultancy.
• Proven experience of leading on pricing related projects or development projects or similar.
• Excellent verbal, written communication, and interpersonal skills, with the ability to present complex financial concepts in a clear and concise manner.
• Strong ability to lead and influence others.
• Strong strategic vision and development skills.
• Understanding of the competitive landscape of the retirement income and long-term care market.
• Team player with a focus on leadership by example and ability to work under pressure, in a fast-moving environment, to tight deadlines.
• Self-starter who is able to deliver with little help and guidance.

What’s in it for you:

• A competitive salary, pension scheme, and life assurance.
• 25 days annual leave plus an additional day on us for your birthday.
• Private medical cover and income protection.
• A generous and highly achievable bonus scheme.
• Opportunities to progress your career in-role and within the company.
• Free access to the Headspace app and 24/7 employee assistance helpline.
• A variety of employee-funded benefits available via our online benefits portal.
• Several additional purchase options available for you and your loved ones.

Belonging at Just:

Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision-making. Our work on DEIB (Diversity, Equity, Inclusion, and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging.

We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee networks and events.

Application details:

Please submit your CV using the 'apply now’ button. Shortlisted candidates will be contacted regarding next steps which may include an initial phone interview and in-person assessment.

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