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Just is hiring a

Senior Actuary (ALM)

Who are Just?

We’re a FTSE 250 Financial Services company who specialize in retirement solutions. Just continues to grow its business annually by over £4bn of assets. We help people achieve a better later life by providing competitive and innovative products, services, financial advice, and guidance for security and peace of mind in retirement.


As a Senior ALM Actuary, you will manage the ALM position of the Group and regulated insurance entities within the Group.

Job Role Accountabilities

  • To support the development, implementation, and maintenance of the internal securitization process
  • To support the assessment of liquidity and ALM implications of Group projects
  • To perform quantitative analysis of the forward-looking ALM position and recommend actions
  • To maintain the efficiency of the Matching Adjustment Portfolio(s)
  • To provide input into the short-term liquidity analysis
  • To support the development of a capital projection platform
  • To work with the business to implement approved actions and strategies
  • To implement first-line validation activities

Skills and Knowledge

Detailed understanding of life insurer balance sheets and Solvency II requirements. Excellent problem-solving skills, ability to communicate complex ideas, and knowledge of Excel and financial modeling software.


Extensive experience at a life insurance company with recent experience in capital management, ALM, or Internal Model. Proven track record of developing practical solutions to complex technical issues.

Company Benefits

  • Competitive Salary, Pension Scheme, and Life Assurance
  • 25 Days Annual Leave plus an Additional Day on your Birthday
  • Private Medical Cover and Income Protection
  • Generous and achievable bonus scheme
  • Opportunity for career progression
  • Access to Employee Assistance Helpline and Employee Funded Benefits

Why Just?

We are committed to building a more sustainable business and have publicly committed to reduce our emissions. Diversity, Equity, and Inclusion (DE&I) is a key priority for Just. We care about our customers, purpose, environment, inclusivity, wellbeing, and each other.

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