Actuary (Auto Analytics State Deep Dive)

Job Description

Job Category: Actuarial

Typical Starting Salary: $110,000-$170,000

Minimum Salary: $117,000.00

Maximum Salary: $225,000.00

Schedule: Full-Time

Flexible Time Off Annual Accrual: 20 days

Application Deadline: 10/31/25

Description:

As a member of the Auto Analytics State Deep Dive team within Personal Lines Auto State Analytics, you will play a critical role in developing, monitoring, and evaluating strategies and tactics for the Personal Lines Auto book to accomplish profitable growth in 4 major complex states.

You will be responsible for performing advanced actuarial analyses in pricing, underwriting, channel optimization, etc. to assess the profitability of programs/products and growth opportunities of our Personal Lines books in your assigned states.

This role involves collaborating with Directors of State Operations for these states to gain deeper knowledge of the complex states and develop effective customized state levers. You will also partner with Risk Analytics SMEs to ensure RA insight and deliverables account appropriately for unique state features.

This is an exciting opportunity where your work will greatly influence state-level decision-making and contribute to Liberty’s goal of delivering top-quartile profitability.

Responsibilities:

• Deliver insight to DSOs to drive actions and influence decisions to achieve top quartile profitability for Personal Lines Auto product. Proactively identify opportunities, drive analysis, and make recommendations for appropriate strategies to develop, evaluate, and enhance state tactics.
• Develop deep state expertise to help inform state-specific strategy and tactics, including the historical and future strategy, industry/regulatory environment, product/program designs and constraints.
• Collaborate with Actuarial, Finance, Claims, and Data Science to gain a better understanding and assess and improve profitability by coverage/peril in the assigned states.
• Support cross-team initiatives to enrich the deliverables with state-specific insight, building trust and credibility with teams beyond State Analytics to drive decisions and execution.
• Develop a deep understanding of the assigned states in various aspects that contribute to the success of the whole state operations and underwriting economics, pursuing ad-hoc projects as needed to help support evaluation of state levers.
• Stay informed about macro-economic trends in assigned states, identifying the drivers of segment-level profit opportunities, and incorporating findings from competitor filings, regulatory, and industrial publications.
• Support an inclusive, equitable, and high-performing culture. Proactively share knowledge on analysis findings, data sources, analytical reports, and coach and mentor junior team members.

Qualifications:

Fair Chance Notices:

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco