Hong Kong

Remote

The Hague

Part Qualified

Associate

Qualified

Senior Actuary

Life

Investments

Property & Casualty

Reporting

Risk

Systems

Modelling

Data Science

Experience Analysis

Coding

Pricing

MoSes

Valuation

Capital

Longevity

Excel

MG-ALFA

RAFM

Alteryx

Aegon is a multinational insurance company founded in 1983. Headquartered in The Hague, Netherlands, it operates in 20+ countries. Aegon offers life insurance, pensions, and asset management services, prioritizing financial security and planning for individuals and businesses. Innovation and sustainability are core values in Aegon's approach to the insurance industry.

Aegon

What Success Looks Like:<ul><li>Ensures financial risks are managed through effective review, constructive challenge, and meaningful discussion with business leaders emphasizing transparent decision-making in alignment with the established risk management framework and governance. Establishes productive relationships with risk owners, ensures appropriate data-driven analysis supports decisions, and actively participates in risk governance forums.</li><li>Operates in a leadership capacity to communicate appropriate updates on financial risks to key internal and external stakeholders. Maintains a pulse on top financial risks to Transamerica and communicates messages targeted to specific audiences in a relatable, transparent way.</li><li>Represents Financial Risk in committees and provides opinion on issues based on independent analysis and insight. Be considered a subject matter expert within Risk and a respected partner for the business.</li><li>Support the maintenance of Global ERM framework, including risk methodology, financial risk policies, and risk strategy in defining risk preference and setting risk limits.</li><li>Lead the oversight and review of Capital initiatives and helps to embed capital management policy and playbook.</li><li>Provides oversight of existing Capital management practices, including monitoring results and conducting independent analysis.</li><li>Produces financial risk reporting to governance committees, Boards, and internal/external stakeholders.</li><li>Provides expertise and supports the business in analyzing financial risks in asset and product portfolios.</li><li>Acts as strategic business partner on financial risk topics.</li></ul>What You Need:<ul><li>Bachelor's degree in finance, actuarial, economics, mathematics or other analytical field.</li><li>10 years of experience in risk management, financial management, actuarial or related specialization. Advanced degree or actuarial, data science or investment certifications may be substituted for up to three years of experience.</li><li>In-depth knowledge of insurance company financial performance and risk drivers including related topics such as reserve and capital frameworks, asset liability management, economic frameworks, derivatives, product pricing.</li><li>Forward Thinking - able to think strategically, place risks and decisions in context of strategic impacts, and anticipate emerging risks.</li><li>Communication - able to understand the audience and craft communication that effectively tells the story.</li><li>Analytical - able to understand complex problems, frame appropriate questions, and determine when analysis is sufficient to support decisions.</li><li>Decision Making - ability to integrate diverse perspectives to drive outcomes.</li><li>Clear evidence of influencing and relationship management skills throughout an organization.</li><li>Integrity to uphold risk management principles and mandates.</li><li>Able to challenge conventional practices and pursue continuous improvement.</li></ul>Preferred Qualifications:<ul><li>Advanced degree in Finance, Actuarial, Economics, Mathematics or related area preferred.</li><li>Professional certifications e.g. FSA, CFA, CPA preferred.</li><li>Experience in an international corporate setting preferred.</li></ul>Compensation Information:The Salary for this position generally ranges between $180,000 - $210,000 annually. This range is an estimate, based on potential qualifications and operational needs. Salary may vary above and below the stated amounts, as permitted by applicable law.This position is typically eligible for an Annual Bonus based on the Company Bonus Plan/Individual Performance and is at the Company's discretion.

Responsibilities:<ul><li>Builds and maintains experience studies, including data models, actual and expected calculations, and data visualization.</li><li>Presents and advocates for results at governance committees to stakeholders including senior leaders, modelers, and risk.</li><li>Coordinates with team members in an Agile framework.</li><li>Modernizes processes to gain efficiencies.</li><li>Provides reports and analyses to management on sales, persistency and mortality or morbidity experience for various product lines, reserve adequacy, risk management information, or various other similar items.</li><li>Manages studies that underlie actuarial assumptions and provides assumptions and data to others.</li><li>May support creation of systems specifications, contracts, commission structures, and other actuarial aspects of product development.</li><li>Monitors and analyzes developments in actuarial techniques, laws and regulations applicable to company operations, and competitive developments in the marketplace.</li><li>May represent the company on industry and professional committees and/or with regulators.</li><li>May supervise a small team of employees.</li></ul>Qualifications:<ul><li>FSA or equivalent professional designation along with Bachelor's Degree in Actuarial Science, Mathematics, Statistics, Economics or related field and 6 years of relevant experience.</li><li>In lieu of Bachelor's, will accept Master's in a listed discipline and 4 years of relevant experience.</li><li>In lieu of FSA will accept ASA or equivalent professional designation and 10 years of relevant experience.</li><li>Demonstrates high quality leadership, judgment, organization and prioritization skills.</li><li>Effectively communicates, both verbally and in writing, advanced mathematical and analytical concepts to various audiences.</li><li>Works well under pressure and within time constraints to effectively accomplish individual and team objectives.</li><li>Excellent computer skills.</li></ul>Preferred Qualifications:<ul><li>Programming skills including but not limited to AWS, SQL, and R.</li></ul>Working Conditions:<ul><li>Remote work or normal hybrid office environment based off location.</li><li>Limited travel may be required.</li></ul>

About the team:The Financial Planning and Analysis (FP&A) department is responsible for providing meaningful financial and non-financial information to the Executive Board, Management Board, and Supervisory Board. They are also responsible for performance monitoring, cost control, and ad hoc analysis of business unit activities, balance sheet management of the Holding companies, and monitoring the capital position.The department works closely with other disciplines within the Corporate Center such as the Group Treasury, Group Risk, Investor Relations, Corporate Development, and Transformation Office. The team comprises of 4 team leads and 10 Analysts.Purpose of the job:The Actuarial Analyst will be flexibly deployed across the different Financial Planning and Analysis functions, Management Information, Business Analysis and Control, and Capital Management.Responsibilities:Management Information:<ul><li>Responsible for parts of financial and non-financial management information at Group level</li><li>Improve routine reporting and analysis to facilitate and highlight monthly financial variances, identifies trends vs. single events in the numbers</li><li>Provide information and analysis to leadership teams regarding financial aspects of the businesses to facilitate internal decision taking to drive business results</li><li>Identify and monitor key performance metrics. Look for changes needed to improve processes, systems and results</li><li>Perform ad hoc analysis requests from Senior Management and/or the Management Board</li><li>Assist in quarterly internal management reporting process (QBR/MBR and board reporting) and make sure good quality information is provided to Group Management Board and Supervisory Board</li><li>Assist in the coordination of the Monthly Business Review /Quarterly Business Review process with the Executive Boards and the business units (including agenda setting, availability of relevant management information)</li><li>Assist in the financial planning processes (BMTP/Forecasting), including development of short- and long-term plans and goals for Aegon and its subsidiaries</li></ul>Business Analysis and Control:<ul><li>Analyse, challenge and approve all strategic initiatives, that are assigned to you by the Business Analysis and Control (BA&amp;C) Lead, above a certain threshold in the Group</li><li>Assist Business Units in putting together high-quality business cases with clear objectives, milestones and deliverables</li><li>Close monitoring of the timely execution of the strategic initiatives that are assigned to you by the Business Analysis and Control (BA&amp;C) Lead, including the successful meeting of their financial objectives</li><li>Frequent reporting on the progress of these initiatives against targets to our boards</li><li>Perform ad hoc financial analysis into business unit activities</li><li>Support Merger &amp; Acquisition related finance support</li><li>Support in cost control activities for Corporate Center</li></ul>Capital Management:<ul><li>Work with Capital Management (CM) lead to advice management on optimal capital structure, capital allocation strategies and related financing options through use of forecasting models and capital consumption analytics<ul><li>Including active steer on remittances from business units to the Group</li><li>Dividends to shareholders</li></ul></li><li>Evaluate risks and benefits of the capital threats and initiatives of our business units</li><li>Prepare input for monthly and quarterly management information of the Group capital position</li><li>Take the lead in drafting dividend proposals</li></ul>Requirements:<ul><li>Master’s degree within actuarial science, econometrics, mathematics, physics or another quantitative field</li><li>5-10 years of relevant work experience within a financial institution or financial consultancy</li><li>Experience of IFRS 17 and knowledge of the US insurance industry are considered a plus</li><li>Positive and pro-active team player, analytical and results driven</li><li>Experience in (setting up) financial models that are used in decision making processes</li><li>Experience in assessing and analyzing business performance, challenging business strategies, ability to present and interpret the results of the assessment, ability to conduct complex financial research autonomously</li><li>Excellent communication skills: providing information, listening, and most importantly, convincing</li><li>Proficient in English, both in writing and verbally</li><li>Excellent Excel and Powerpoint skills</li></ul>Personal Attributes:<ul><li>Strong analytical skills, team worker, self-assured, good communication skills</li><li>Can work independently</li><li>Accurate and detail-oriented worker</li><li>Curious yet practical – problem solver</li><li>Able to work within tight deadlines</li><li>Feels comfortable in changing environment</li><li>Strong commitment</li></ul>Benefits:<ul><li>Compensation levels depend upon an applicant’s qualifications and will be determined by hiring supervisors/managers and HR</li><li>A healthy balance between working in and out of the office. And the possibility to work (temporarily) from abroad (in agreement with your manager)</li><li>Plenty of scope and budget for your personal development</li><li>A minimum of 28 holiday days</li><li>Reimbursement of your travel expenses</li><li>Discount on Aegon life insurance products</li></ul>About Aegon:Aegon is an integrated, diversified, international financial services group. They are committed to fostering a diverse workforce and an inclusive culture. They value diversity in the full range of human uniqueness without limitation including race, gender, ability, language, culture, beliefs, age, origin, background, perspectives and experiences.

The Actuary provides actuarial support across a broad range of actuarial and business needs for specific product lines including the design, pricing, and implementation of insurance products.This role has the potential to oversee a small team within actuarial modeling, risk management, valuation or other actuarial department. This role has the ability to work from home or at one of our Transamerica office locations.Responsibilities:<ul><li>Provides reports and analyses to management on sales, persistency and mortality or morbidity experience for various product lines, reserve adequacy, risk management information, or various other similar items.</li><li>Manages studies that underlie actuarial assumptions and provides assumptions and data to others.</li><li>May support creation of systems specifications, contracts, commission structures, and other actuarial aspects of product development.</li><li>Monitors and analyzes developments in actuarial techniques, laws and regulations applicable to company operations, and competitive developments in the marketplace.</li><li>May represent the company on industry and professional committees and/or with regulators.</li><li>May supervise a small team of employees.</li></ul>Qualifications:<ul><li>FSA or equivalent professional designation along with Bachelor's Degree in Actuarial Science, Mathematics, Statistics, Economics or related field and 6 years of relevant experience.</li><li>In lieu of Bachelor's, will accept Master's in a listed discipline and 4 years of relevant experience.</li><li>In lieu of FSA will accept ASA or equivalent professional designation and 10 years of relevant experience.</li><li>Demonstrates high quality leadership, judgment, organization and prioritization skills.</li><li>Effectively communicates, both verbally and in writing, advanced mathematical and analytical concepts to various audiences.</li><li>Works well under pressure and within time constraints to effectively accomplish individual and team objectives.</li><li>Excellent computer skills.</li><li>Programming skills preferred.</li></ul>Compensation:The salary for this position generally ranges between $106,000 - $141,000. This range is an estimate, based on potential employee qualifications, operational needs and other considerations permitted by law. The range may vary above and below the stated amounts, as permitted by Colorado Equal Pay Transparency Rule 4.1.2.Bonus Eligibility:This position is also typically eligible for an annual bonus based on the Company Bonus Plan/Individual Performance and is at Company Discretion at a rate of 15%.Working Conditions:Normal office environment. Limited travel may be required.Company information:AEGON USA Realty Advisors, LLC, is an Equal Employment Opportunity/ Affirmative Action Employer and does not discriminate against any applicant or employee because of age, religion, sex, gender identity, genetic information, race, color, national origin, pregnancy, sexual orientation, marital status, participation in the uniformed services (e.g. U.S. Armed Forces, National Guard), physical or mental disability, or any other status protected by federal, state, or local equal employment opportunities laws.Applicants with physical or mental disabilities may be entitled to a form of reasonable accommodation under the Americans with Disabilities Act and certain state and local laws. A reasonable accommodation is a change in the way things are normally done which will insure equal employment opportunity without imposing undue hardship on the Transamerica Companies.

Responsibilities:<ul><li>Perform RAFM model run to prepare and calculate the Market Consistent Value of New Business (MCVNB) margin, Internal Rate of Return, and Payback Period figures</li><li>Develop and maintain a well-structured movement analysis on MCVNB margin to provide insight to the management on the key driver of the change in MCNVB margin</li><li>Perform MCVNB related tasks such as model UAT and annual budget planning</li><li>Perform assumption review for non-economic assumptions leveraging on experience studies and other data sources.</li><li>Perform Crediting Interest Rate (CIR) review for Universal Life (UL) products</li><li>Support the review of Capital Management Policy</li><li>Support other ad hoc projects related to inforce management</li></ul>Requirement:<ul><li>Actuarial Science/Mathematical/Risk Management degree or post-graduate level</li><li>3-5 years’ relevant experience in life insurance industry</li></ul>Professional/Technical Competencies Required:<ul><li>Strong insurance/actuarial knowledge</li><li>Familiarity with Market consistent framework/Value of New Business</li><li>Proficient in Microsoft Office, especially Excel and VBA</li><li>Actuarial software programming in RAFM (Desired)</li><li>Experience in UL products (Desired)</li><li>Experience in assumption review/experience study (Desired)</li><li>Some progress of actuarial exams of SOA or other actuarial professional organizations (Desired)</li></ul>Soft/Transferable Competencies Required:<ul><li>Good time management and thrives working flexibly under sometimes challenging project based timescales</li><li>Effective communication skills</li><li>Good problem solving &amp; analytical skills</li><li>Independent, self-motivated and responsible</li><li>Strong attention to detail and desire to produce a high-quality work product</li><li>Strong desire to learn by working on project based new developments</li><li>Interpersonal skills and collaboration: working effectively and cooperatively with others: establishing and maintaining good working relationships (Desired)</li><li>Communication: clearly conveying information and ideas through a variety of media to individuals and groups, verbally and in writing, in a manner that engages the audience and helps them understand and retain the message (Desired)</li><li>Presentation / influencing skills: able to engage and influence cross functional and external stakeholders and manage a balance between potentially conflicting priorities/considerations (Desired)</li><li>Analysis/Problem solving: ability to proactively identify and initiate actions required for the company to achieve its capital and ALM requirements (Desired)</li><li>A team player with excellent interpersonal skills to work across multiple disciplines (Desired)</li></ul>About the Company:Transamerica Life Bermuda (TLB) is a leading High Net Worth insurance provider, dedicated to offering life protection to High Net Worth individuals, families and businesses across Asia and beyond. With over 80 years of heritage in Asia, we offer innovative insurance solutions that help customers protect their wealth legacies and preserve their hard-earned assets for generations to come. Our aim is to deliver exceptional service and powerful solutions that protect and perform at the highest possible level.

Job Description:The key result indicators for this role are:<ul><li>Ensure accuracy and on time submission in HK regulatory and capital reporting</li><li>Support HKRBC reporting and smooth implementation to BAU process</li></ul>Responsibilities:<ul><li>Deliver HK statutory reserve reporting and solvency monitoring on time with analysis to identify the key drivers of capital generation to ensure accuracy.</li><li>Perform projection of capital position to support regular solvency testing, capital planning and capital optimization initiatives.</li><li>Support HKRBC reporting and implementation to BAU, including HKRBC result production, ORSA scenario testing and streamlining of current process to fulfil the new regulatory requirements.</li><li>Handle queries and request from external (or internal) auditors and regulators related to statutory reporting matter.</li><li>Supervise and provide coaching to junior staff.</li></ul>Requirement:<ul><li>Nearly qualified actuary from recognized actuarial body</li><li>7 years’ relevant experience in life insurance industry</li></ul>Professional/Technical Competencies:<ul><li>Knowledge - Desired:</li><ul><li>Qualified actuary, FSA or equivalent</li><li>Knowledge in computer programming, esp. VBA in Access and Excel.</li><li>Actuarial software programming in RAFM</li></ul><li>Skills/Abilities - Essential:</li><ul><li>Experience in valuation of reserves and required capital following HK regulatory requirements</li><li>Experience / knowledge in economic capital and/or risk-based capital framework</li></ul><li>Skills/Abilities - Desired:</li><ul><li>Track record of devising methodology and models for implementation of EC / HKRBC</li><li>Experience with IFRS17, IFRS4, US GAAP and MCVNB.</li></ul></ul>Soft/Transferable Competencies Required:<ul><li>Essential:</li><ul><li>Good time management</li><li>Effective communication skill</li><li>Good problem solving &amp; analytical skills</li><li>Independent, self motivated and responsible</li></ul><li>Desired:</li><ul><li>Leadership: ability to lead implementation of regulatory and reserve change initiatives.</li><li>Interpersonal skills and collaboration: working effectively and cooperatively with others: establishing and maintaining good working relationships.</li><li>Communication: clearly conveying information and ideas through a variety of media to individuals and groups, verbally and in writing, in a manner that engages the audience and helps them understand and retain the message.</li><li>Presentation / influencing skills: able to engage and influence cross functional and external stakeholders and manage a balance between potentially conflicting priorities/considerations.</li><li>Analysis/Problem solving: ability to proactively identify and initiate actions required for the company to changing regulatory requirements.</li><li>Team player: with excellent interpersonal skills to work across multiple disciplines.</li></ul></ul>About the Company:Aegon Asia is part of the Aegon Group – a life insurance, pension and asset management company headquartered in The Hague, Netherlands with a presence in more than 25 markets in the Americas, Europe and Asia. Aegon N.V. is listed on the Amsterdam and New York stock exchanges. Aegon companies employ over 29,000 employees and have millions of customers across the globe.

Are you well versed in assisting with valuation, projection modeling and financial reporting? Do you have experience with fixed deferred annuity products and fixed indexed annuities? Are you interested in participating in results and attribution analysis - "story telling", model maintenance, process improvement, and special projects as well as acting as a mentor to students in the actuarial development program? If your answer is yes, we have the job for you!Responsibilities<ul><li>Assist in monthly statutory valuation, reporting, and controls</li><li>Perform quarterly IFRS17, Financial Plan/Budget, Cash Flow Testing and C3P1 modeling with associated reporting and controls</li><li>Perform quarterly attribution analysis to understand and quantify the various drivers for reserve and STAT/IFRS earnings projections movements from period to period</li><li>Conduct and analyze various IFRS17, Financial Plan, Cash Flow Testing, and C3P1 sensitivity tests</li><li>Participate in annual blue book reporting and surveys</li><li>Assist in annual asset adequacy testing</li><li>Collaborate with multiple functions (IT, Model Development, and Model Integrity) and follow proper change management protocol to implement quarterly model changes, enhancements, and assumption updates</li><li>Interact with stakeholders across the business to provide advice and technical expertise</li><li>Identify and execute upon opportunities for process improvement</li><li>Maintain current process documentation</li><li>Perform other duties and special projects as assigned</li></ul>Qualifications<ul><li>FSA or equivalent professional designation along with Bachelor's Degree in Actuarial Science, Mathematics, Statistics, Economics or related field and 6 years of relevant experience.</li><li>In lieu of Bachelor's, will accept Master's in a listed discipline and 4 years of relevant experience.</li><li>In lieu of FSA will accept ASA or equivalent professional designation and 10 years of relevant experience.</li><li>Demonstrates high quality leadership, judgment, organization and prioritization skills.</li><li>Effectively communicates, both verbally and in writing, advanced mathematical and analytical concepts to various audiences.</li><li>Works well under pressure and within time constraints to effectively accomplish individual and team objectives.</li><li>Excellent computer skills.</li></ul>Preferred Qualifications<ul><li>Knowledge of MG-ALFA, VBA, SQL, and Alteryx are pluses.</li></ul>Compensation:The Salary for this position generally ranges between $112,000- $148,000 annually. This range is an estimate, based on potential qualifications and operational needs. The range may vary above and below the stated amounts, as permitted by Colorado Equal Pay Transparency Rule 4.1.2 and other applicable local regulations.Bonus Eligibility:This position is also typically eligible for an Annual Bonus based on the Company Bonus Plan/Individual Performance and is at Company Discretion.Working Conditions<ul><li>Normal office environment.</li><li>Limited travel may be required.</li></ul>Company informationEqual Opportunity Employer:Transamerica Life Insurance Company is an Equal Employment Opportunity employer and does not discriminate against any applicant or employee because of age, religion, sex, gender identity, genetic information, race, color, national origin, pregnancy, sexual orientation, marital status, participation in the uniformed services (e.g. U.S. Armed Forces, National Guard), physical or mental disability, or any other status protected by federal, state, or local equal employment opportunities laws.AEGON USA Realty Advisors, LLC, is an Equal Employment Opportunity/ Affirmative Action Employer and does not discriminate against any applicant or employee because of age, religion, sex, gender identity, genetic information, race, color, national origin, pregnancy, sexual orientation, marital status, participation in the uniformed services (e.g. U.S. Armed Forces, National Guard), physical or mental disability, or any other status protected by federal, state, or local equal employment opportunities laws.

The primary purpose of this position is to provide actuarial supports and analyses for business planning and reporting, based upon generally accepted actuarial principles, and under the direction and oversight of more senior level actuaries. The completed analyses will be used by internal business leaders for data-based decision making.Responsibilities:<ul><li>Support IFRS 17/Management Reporting</li><li>Evaluate data and proffer modification for actuarial functions.</li><li>Actuarial model testing and documentation for IFRS 17.</li><li>Perform financial projections and analyses for IFRS 17 valuation purpose.</li><li>Data and model support on business planning for actuarial functions</li><li>Streamline valuation workflows and processes with control and documentation.</li><li>Perform ad-hoc projects/analysis as assigned by supervisor</li></ul>Requirements:Essential<ul><li>Degree holder in Actuarial Science or equivalent;</li><li>3-4 years’ relevant experience in life insurance industry.</li></ul>Desired<ul><li>Some progress of actuarial exams of SOA or other actuarial professional organizations;</li></ul>Professional/Technical Competencies Required:Essential<ul><li>Strong insurance/actuarial knowledge</li><li>Familiarity with IFRS17</li><li>Proficient in Microsoft Office, especially Excel and VBA</li><li>Strong familiarity with insurance products, data, systems and processes</li><li>Good command of English</li></ul>Desired<ul><li>Actuarial software programming in RAFM/MoSes</li><li>Experience in financial reporting, actuarial audit and/or consulting</li><li>Experience in regulatory frameworks e.g. local statutory, IFRS or other (Solvency II, ICS)</li><li>Experience in undertaking economic valuation approaches</li></ul>Soft/Transferable Competencies Required:Essential<ul><li>Good problem solving &amp; analytical skills, Independent, self-motivated and responsible</li><li>Ability to work independently and responsibly</li><li>Strong attention to detail and desire to produce a high quality work product and learn</li><li>Good time management and thrives working flexibly under sometimes challenging project based timescales</li><li>Strong desire to learn by working on project based new developments</li><li>Effective communication skills</li></ul>Desired<ul><li>Leadership: ability to contribute, with limited supervision, to the implementation of the Company’s frameworks / new initiatives;</li><li>Interpersonal skills and collaboration:working effectively and cooperatively with others: establishing and maintaining good working relationships;</li><li>Communication: clearly conveying information and ideas through a variety of media to individuals and groups, verbally and in writing, in a manner that engages the audience and helps them understand and retain the message;</li><li>Presentation / influencing skills: able to engage and influence cross functional and external stakeholders and manage a balance between potentially conflicting priorities/considerations;</li><li>Analysis/Problem solving: ability to proactively identify and initiate actions required for the company to changing regulatory requirements;</li><li>Team player with excellent interpersonal skills to work across multiple disciplines.</li></ul>Company information:Transamerica Life Bermuda (TLB) is a leading High Net Worth insurance provider, dedicated to offering life protection to High Net Worth individuals, families and businesses across Asia and beyond. With over 80 years of heritage in Asia, we offer innovative insurance solutions that help customers protect their wealth legacies and preserve their hard-earned assets for generations to come. Our aim is to deliver exceptional service and powerful solutions that protect and perform at the highest possible level.

Actuarial jobs at Aegon