Epsom

Edinburgh

Manchester

Farnborough

London

Leeds

Bristol

Birmingham

St Albans

Glasgow

Intern

Graduate

Part Qualified

Associate

Qualified

Life

Pensions

Reporting

Reinsurance

Risk

Modelling

Regulation

Bulk Annuities

Pricing

Capital

Longevity

Consulting

Excel

KPMG's Pensions Centre of Excellence (PCoE) is an exciting initiative which was established to standardise the audits of defined benefit pension plan balances, driving consistency and ensuring delivery of high-quality audits. We are now looking for talented and experienced Assistant Managers to join our Actuarial Specialists team.You will be responsible for delivering high quality specialist actuarial pensions support to KPMG Audit in relation to defined benefit pension schemes sponsored by KPMG audited entities. This covers the full process, from planning through execution, review and to conclusion, across a broad portfolio of entities. You will be a key contact with the audit assist team within the PCoE as well as the central KPMG audit team, with responsibility for maintaining the day-to-day relationship with them and ensuring delivery to agreed timescales.You'll also work with actuarial specialists across all of KPMG's UK offices, our offshore team who assist with delivery of work, external experts, and audit entity pension teams. You will have responsibility for supervising junior team members (based in the UK and offshore locations), providing coaching and developmental support to assist them in the delivery of engagements.Description of the Role<ul><li>Acting as key contact with the central audit team, with responsibility for collating relevant pensions information from audited entities and their advisers, raising queries and reviewing responses.</li><li>Running checks to assess reasonableness of actuarial assumptions and accounting results, using KPMG developed tools.</li><li>Drafting and initial reviewing of reporting, with sign-off at senior level.</li><li>Assisting in running audited entity engagement teams to deliver audit cases (from initial scoping with central audit team to final delivery of audit reporting) and contributing to the overall success of the team.</li><li>Developing specialist technical knowledge and contributing to research and knowledge sharing in one or a number of key areas (e.g., technical accounting support, audit tools and procedures, yield curves, longevity, valuation of longevity swaps, valuation of annuity policies, public sector, US GAAP, valuation of asset backed funding interests).</li><li>Developing a detailed understanding of KPMG's audit procedures and ensuring procedures are followed accurately.</li><li>Maintaining regular, open and honest communication whilst working together with the lead audit team and the audit entity.</li><li>Directing and overseeing the work of junior team members, including reviewing their audit work, and providing coaching and mentoring support.</li></ul>Role DimensionsTechnical core competencies required for the role<ul><li>Technical knowledge: Understands relevant technical accounting and financial reporting standards, regulations and accounting literature. Exhibits and stays current on appropriate industry and specialised knowledge, and leverages KPMG methodologies.</li><li>Technology skills: Uses firm-approved audit tools and innovative technology solutions to increase audit quality, productivity and data insights.</li><li>Professional scepticism and issue identification: Applies professional scepticism, objectivity and independence to identify and support resolution of potential audit issues.</li><li>Documentation: Completes audit documentation demonstrating an unwavering focus on audit quality.</li></ul>People & Culture<ul><li>Embrace and embed our culture ambition of high challenge, high support which is grounded in Our Values.</li><li>Operate with a curious and sceptical mindset ensuring that this is embedded in your everyday work.</li><li>Actively lead and embed a coaching cultureto get the best out of others in an environment where everyone in the team feels empowered to speak up or challenge where appropriate.</li><li>Be accountable, professional and act in the public interest, working for the benefit of shareholders of audited entities and wider society.</li><li>Be inclusive and embrace the opportunity to work with other teams within Audit and across the firm in an integrated way. Have a sense of community, purpose and fun.</li></ul>The PersonExperience and Knowledge Requirements<ul><li>Experience of working in pensions accounting and / or audit at either an employee benefit consultancy or other Big 4 firm. (E)</li><li>Basic knowledge of defined benefit pension scheme valuations, roll forward methodologies and actuarial techniques. (E)</li><li>Good technical understanding of pensions liability calculations. (E)</li><li>Understanding of the wider UK pensions landscape, the FRC audit environment and the issues facing our stakeholders. (D)</li><li>Experience of one or more of the following specialist knowledge areas (and desire to develop further specialist technical knowledge and contribute to research and knowledge sharing): (D)
 <ul><li>technical accounting support</li><li>audit tools and procedures</li><li>yield curves</li><li>longevity</li><li>valuation of longevity swaps and annuity policies</li><li>public sector pension schemes</li><li>US GAAP</li><li>valuation of asset backed funding interests</li></ul></li><li>Experience of managing teams, coaching and mentoring junior staff. (D)</li><li>Proven track record of managing and delivering high quality projects. (D)</li><li>IT literate with sound knowledge and experience of MS Office tools (Excel, PowerPoint and Word). (E)</li></ul>Behavioural Attributes and Skills<ul><li>Excellent written and verbal communication skills; able to communicate complex matters in a clear and compelling manner.</li><li>Highly effective stakeholder management and relationship building skills; credible and confident with stakeholders at all levels.</li><li>Strong organisational and time management skills; able to work effectively in a fast-paced environment with conflicting priorities and deadlines.</li><li>Self-driven and resilient; able to thrive in a high-pressure environment.</li><li>Effective problem solver; makes pragmatic and logical decisions, drawing on own and others' technical expertise to provide high quality solutions.</li><li>Strong analytical and numerical skills; able to analyse and interpret complex technical statistical information, with a focus on quality, attention to details and accuracy in calculations.</li><li>Effective team working skills; works collaboratively with others towards shared goals.</li></ul>Qualifications<ul><li>Part qualified actuary having passed at least 5 of the FIA exams (or equivalent). (D)</li></ul>E - Essential, D - Desirable

Actuarial Consulting Pensions: Summer InternshipWe&rsquo;re hiring! Join Aon as an actuarial consulting pensions summer intern and spend 9 weeks discovering how our team of specialists from around the world help businesses make smart choices about their employees&rsquo; pensions &mdash; now, and into the future.We recognise the learning, development, and social value for our Early Career colleagues of being in the office environment from the start of their programme. All our interns will spend most of their time in the office and occasional time working from home or a client site.Aon is in the business of better decisionsAt Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organisation, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed.Wealth Solutions: RetirementRight now, UK companies have more invested in pension schemes than the rest of Europe combined. But, has each individual company set aside enough to meet their pensions&rsquo; obligations in twenty, thirty or even forty years&rsquo; time?As the market leaders in actuarial consulting, our consultants are here to advise our clients on their defined benefit pension schemes, helping them to manage the associated financial and operational risks, now and in the future. As an Aon summer intern, you&rsquo;ll work alongside the best and brightest in the industry, earning as you learn and building your career as an Actuary!Your role as an Actuarial Intern in Wealth Solutions: RetirementAs an actuarial intern, you&rsquo;ll find that no two days are the same. You&rsquo;ll have the opportunity to work on a range of client teams with colleagues who provide advice and support to either the trustees managing the pension scheme, or the company that provides it.Our aim is to help you learn about the potential career path ahead of you, while being given real responsibility on client projects. We'll work through classroom-based and on-the-job training to develop your technical and consulting skills &mdash; including your understanding of key calculations, communication techniques, project management and networking.What your day could look like:Actuarial and Analytical Tasks, such as:<ul><li>Regular assessment of the financial position of pension schemes</li><li>Identifying and implementing ways for trustees and companies to reduce the risks in relation to their schemes, including longevity risks, investment risks and inflation risk</li><li>Carrying out calculations relating to the pension scheme for the company's financial accounts</li><li>Carrying out calculations with respect to individual pension scheme members' benefits</li><li>Estimating pension protection fund levies</li></ul>Client Focused Tasks, such as:<ul><li>Day-to-day management of the pension scheme and internal projects</li><li>Building and maintaining relationships with clients and other stakeholders of the scheme</li><li>Attending and presenting at client meetings</li></ul>You&rsquo;ll be given opportunities to work on a range of projects, gaining early exposure to clients to support your development. You&rsquo;ll also have the chance to be involved in one of our specialist teams, focusing in areas such as:<ul><li>Risk Settlement, advising clients on the best way to reduce risk through transferring it to a third party.</li><li>Member Options, helping clients reduce risk and/or cost by offering pension scheme members the choice to reshape their benefits to better suit their individual circumstances.</li><li>Analysis of mortality and other demographic factors using Aon's Demographic HorizonsTM</li></ul>Your DevelopmentAs an Aon Summer Intern, you will be enrolled onto our award-winning development programme. For 9 weeks you will have the opportunity to take part in a wide range of insightful and interactive training and development activities in addition to your role. Here are couple of key elements of our intern&rsquo;s 9-week development programme:<ul><li>Induction &ndash; a great way for you to learn about Aon and our Story, meet and network with your fellow interns and Aon colleagues from across our business including senior leaders; technical and business training to equip you with skills and knowledge to help you in your role</li><li>Aon Business focused project &ndash; our interns are given a project to complete during the programme. You and your team of fellow interns will be tasked to research and help to find solutions for a real business challenge. At the end of the internship, you will have the chance to present your findings to a panel of Aon colleagues</li><li>Feedback &ndash; when you start as an intern at Aon, you will have time with your line manager to discuss your goals and throughout your internship you will receive feedback and support.</li></ul>Your career beyond your Summer InternshipOnce you&rsquo;ve completed the formal summer internship programme, depending on your performance, you may be offered a role on our graduate programme for the following year. When you return, you&rsquo;ll be part of our Launch development programme where we&rsquo;ll fully support your study towards your professional qualification. To find out more about the actuarial qualification please click hereNext StepsIf you are interested in our Summer Internship programme and would like to apply, here are some things to help you:Entry Requirements:<ul><li>As Actuarial Consulting is a mathematically based career path you will need to have or be on track to achieve a 2:1 degree (or equivalent) in a maths, actuarial science, or other highly numerate degree</li><li>You will need to have achieved an A-grade or above in Maths A-level, A-grade in Maths Scottish higher or international equivalent of this</li></ul>What are we looking for?<ul><li>Motivation and ambition to pursue an actuarial career &ndash; be able to articulate why you want to be an actuary</li><li>Passion and inquisitiveness &ndash; we are looking for candidates who understand what we do and are eager to learn more</li><li>Commercial awareness &ndash; this helps us to provide support and advice to our clients with clarity and confidence</li></ul>Locations:Our Wealth Solutions : Pensions teams are based across the UK. Here are the locations where we have opportunities this year:Birmingham, Bristol, Epsom, Farnborough, Glasgow, Leeds, Manchester, St AlbansProgramme dates: June &ndash; August 2024How we support our colleaguesIn addition to our comprehensive benefits package, we encourage a diverse workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two &ldquo;Global Wellbeing Days&rdquo; each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognise that flexibility goes beyond just the place of work... and we are all for it. We call this Smart Working!Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued.We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law.If you require any reasonable accommodations or adjustments, please contact us and a member of the UK Early Careers team will contact you.Aon values an innovative, diverse workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace.

KPMG's Pensions Centre of Excellence (PCoE) is an exciting initiative which was established to standardise the audits of defined benefit pension plan balances, driving consistency and ensuring delivery of high-quality audits. We are now looking for talented analysts to join our Actuarial Specialists team.You will be responsible for delivering high quality specialist actuarial pensions support to KPMG Audit in relation to defined benefit pension schemes sponsored by KPMG audited entities. This covers the full process, from planning through execution, review and to conclusion, across a broad portfolio of entities.You will be a key contact with the audit assist team within the PCoE as well as the central KPMG audit team, with responsibility for maintaining the day-to-day relationship with them and ensuring delivery to agreed timescales. You'll also work with actuarial specialists across all of KPMG's UK offices, our offshore team who assist with delivery of work, external experts, and audit entity pension teams.Description of the Role<ul><li>Gain understanding of defined benefit pension schemes and actuarial liability calculations</li><li>Gain understanding of accounting for pensions, KPMG pensions audit procedures and wider audit issues through regular training</li><li>Responsible for inputting clients' accounting results and assumptions into central models used to test reasonableness of disclosed results</li><li>Running checks to assess reasonableness of actuarial assumptions and accounting results, using KPMG developed tools.</li><li>Use model outputs to generate initial draft issues reporting</li><li>Support team in day-to-day running of cases, including general administration and tracking of procedures versus timeline</li><li>Supporting audited entity engagement teams to deliver audit cases (from initial scoping with central audit team to final delivery of audit reporting) and contributing to the overall success of the team.</li><li>Developing specialist technical knowledge and contributing to research and knowledge sharing in one or a number of key areas (e.g., technical accounting support, audit tools and procedures, yield curves, longevity, valuation of longevity swaps, valuation of annuity policies, public sector, US GAAP, valuation of asset backed funding interests).</li><li>Developing a detailed understanding of KPMG's audit procedures and ensuring procedures are followed accurately.</li><li>Maintaining regular, open and honest communication whilst working together with the lead audit team and the audit entity.</li></ul>Technical core competencies required for the role<ul><li>Technical knowledge: Understands relevant technical accounting and financial reporting standards, regulations and accounting literature. Exhibits and stays current on appropriate industry and specialised knowledge, and leverages KPMG methodologies.</li><li>Technology skills: Uses firm-approved audit tools and innovative technology solutions to increase audit quality, productivity and data insights.</li><li>Professional scepticism and issue identification: Applies professional scepticism, objectivity and independence to identify and support resolution of potential audit issues.</li><li>Documentation: Completes audit documentation demonstrating an unwavering focus on audit quality.</li></ul>People & Culture<ul><li>Embrace and embed our culture ambition of high challenge, high support which is grounded in Our Values.</li><li>Operate with a curious and sceptical mindset ensuring that this is embedded in your everyday work.</li><li>Actively lead and embed a coaching cultureto get the best out of others in an environment where everyone in the team feels empowered to speak up or challenge where appropriate.</li><li>Be accountable, professional and act in the public interest, working for the benefit of shareholders of audited entities and wider society.</li><li>Be inclusive and embrace the opportunity to work with other teams within Audit and across the firm in an integrated way. Have a sense of community, purpose and fun.</li></ul>Experience and Knowledge Requirements<ul><li>Experience of working in pensions accounting and / or audit at either an employee benefit consultancy or other Big 4 firm. (D)</li><li>Basic knowledge of defined benefit pension scheme valuations, roll forward methodologies and actuarial techniques. (D)</li><li>Understanding of the wider UK pensions landscape, the FRC audit environment and the issues facing our stakeholders. (D)</li><li>IT literate with sound knowledge and experience of MS Office tools (Excel, PowerPoint and Word). (E)</li></ul>Behavioural Attributes and Skills<ul><li>Excellent written and verbal communication skills; able to communicate complex matters in a clear and compelling manner.</li><li>Highly effective stakeholder management and relationship building skills; credible and confident with stakeholders at all levels.</li><li>Strong organisational and time management skills; able to work effectively in a fast-paced environment with conflicting priorities and deadlines.</li><li>Self-driven and resilient; able to thrive in a high-pressure environment.</li><li>Effective problem solver; makes pragmatic and logical decisions, drawing on own and others' technical expertise to provide high quality solutions.</li><li>Strong analytical and numerical skills; able to analyse and interpret complex technical statistical information, with a focus on quality, attention to details and accuracy in calculations.</li><li>Effective team working skills; works collaboratively with others towards shared goals.</li></ul>Qualifications<ul><li>Undergraduate degree with a mathematical / financial nature (E)</li><li>Part qualified actuary having passed some FIA exams (or equivalent). (D)</li></ul>E - Essential, D - Desirable

KPMG's Pensions Centre of Excellence (PCoE) is an exciting initiative which was established to standardise the audits of defined benefit pension plan balances, driving consistency and ensuring delivery of high-quality audits. We are now looking for talented and experienced Assistant Managers to join our Actuarial Specialists team. You will be responsible for delivering high quality specialist actuarial pensions support to KPMG Audit in relation to defined benefit pension schemes sponsored by KPMG audited entities. This covers the full process, from planning through execution, review and to conclusion, across a broad portfolio of entities.You will be a key contact with the audit assist team within the PCoE as well as the central KPMG audit team, with responsibility for maintaining the day-to-day relationship with them and ensuring delivery to agreed timescales. You'll also work with actuarial specialists across all of KPMG's UK offices, our offshore team who assist with delivery of work, external experts, and audit entity pension teams.You will have responsibility for supervising junior team members (based in the UK and offshore locations), providing coaching and developmental support to assist them in the delivery of engagements.Description of the Role<ul><li>Acting as key contact with the central audit team, with responsibility for collating relevant pensions information from audited entities and their advisers, raising queries and reviewing responses.</li><li>Running checks to assess reasonableness of actuarial assumptions and accounting results, using KPMG developed tools.</li><li>Drafting and initial reviewing of reporting, with sign-off at senior level.</li><li>Assisting in running audited entity engagement teams to deliver audit cases (from initial scoping with central audit team to final delivery of audit reporting) and contributing to the overall success of the team.</li><li>Developing specialist technical knowledge and contributing to research and knowledge sharing in one or a number of key areas (e.g., technical accounting support, audit tools and procedures, yield curves, longevity, valuation of longevity swaps, valuation of annuity policies, public sector, US GAAP, valuation of asset backed funding interests).</li><li>Developing a detailed understanding of KPMG's audit procedures and ensuring procedures are followed accurately.</li><li>Maintaining regular, open and honest communication whilst working together with the lead audit team and the audit entity.</li><li>Directing and overseeing the work of junior team members, including reviewing their audit work, and providing coaching and mentoring support.</li></ul>Role DimensionsTechnical core competencies required for the role<ul><li>Technical knowledge: Understands relevant technical accounting and financial reporting standards, regulations and accounting literature. Exhibits and stays current on appropriate industry and specialised knowledge, and leverages KPMG methodologies.</li><li>Technology skills: Uses firm-approved audit tools and innovative technology solutions to increase audit quality, productivity and data insights.</li><li>Professional scepticism and issue identification: Applies professional scepticism, objectivity and independence to identify and support resolution of potential audit issues.</li><li>Documentation: Completes audit documentation demonstrating an unwavering focus on audit quality.</li></ul>People & Culture<ul><li>Embrace and embed our culture ambition of high challenge, high support which is grounded in Our Values.</li><li>Operate with a curious and sceptical mindset ensuring that this is embedded in your everyday work.</li><li>Actively lead and embed a coaching culture to get the best out of others in an environment where everyone in the team feels empowered to speak up or challenge where appropriate.</li><li>Be accountable, professional and act in the public interest, working for the benefit of shareholders of audited entities and wider society.</li><li>Be inclusive and embrace the opportunity to work with other teams within Audit and across the firm in an integrated way. Have a sense of community, purpose and fun.</li></ul>The PersonExperience and Knowledge Requirements<ul><li>Experience of working in pensions accounting and / or audit at either an employee benefit consultancy or other Big 4 firm. (E)</li><li>Basic knowledge of defined benefit pension scheme valuations, roll forward methodologies and actuarial techniques. (E)</li><li>Good technical understanding of pensions liability calculations. (E)</li><li>Understanding of the wider UK pensions landscape, the FRC audit environment and the issues facing our stakeholders. (D)</li><li>Experience of one or more of the following specialist knowledge areas (and desire to develop further specialist technical knowledge and contribute to research and knowledge sharing): (D)</li><ul><li>technical accounting support</li><li>audit tools and procedures</li><li>yield curves</li><li>longevity</li><li>valuation of longevity swaps and annuity policies</li><li>public sector pension schemes</li><li>US GAAP</li><li>valuation of asset backed funding interests</li></ul><li>Experience of managing teams, coaching and mentoring junior staff. (D)</li><li>Proven track record of managing and delivering high quality projects. (D)</li><li>IT literate with sound knowledge and experience of MS Office tools (Excel, PowerPoint and Word). (E)</li></ul>Behavioural Attributes and Skills<ul><li>Excellent written and verbal communication skills; able to communicate complex matters in a clear and compelling manner.</li><li>Highly effective stakeholder management and relationship building skills; credible and confident with stakeholders at all levels.</li><li>Strong organisational and time management skills; able to work effectively in a fast-paced environment with conflicting priorities and deadlines.</li><li>Self-driven and resilient; able to thrive in a high-pressure environment.</li><li>Effective problem solver; makes pragmatic and logical decisions, drawing on own and others' technical expertise to provide high quality solutions.</li><li>Strong analytical and numerical skills; able to analyse and interpret complex technical statistical information, with a focus on quality, attention to details and accuracy in calculations.</li><li>Effective team working skills; works collaboratively with others towards shared goals.</li></ul>Qualifications<ul><li>Part qualified actuary having passed at least 5 of the FIA exams (or equivalent). (D)</li></ul>E - Essential, D - Desirable

Summary of RoleKPMG's Pensions Centre of Excellence (PCoE) is an exciting initiative which was established to standardise the audits of defined benefit pension plan balances, driving consistency and ensuring delivery of high-quality audits. We are now looking for talented analysts to join our Actuarial Specialists team.You will be responsible for delivering high quality specialist actuarial pensions support to KPMG Audit in relation to defined benefit pension schemes sponsored by KPMG audited entities. This covers the full process, from planning through execution, review and to conclusion, across a broad portfolio of entities.You will be a key contact with the audit assist team within the PCoE as well as the central KPMG audit team, with responsibility for maintaining the day-to-day relationship with them and ensuring delivery to agreed timescales. You'll also work with actuarial specialists across all of KPMG's UK offices, our offshore team who assist with delivery of work, external experts, and audit entity pension teams.Description of the Role<ul><li>Gain understanding of defined benefit pension schemes and actuarial liability calculations</li><li>Gain understanding of accounting for pensions, KPMG pensions audit procedures and wider audit issues through regular training</li><li>Responsible for inputting clients' accounting results and assumptions into central models used to test reasonableness of disclosed results</li><li>Running checks to assess reasonableness of actuarial assumptions and accounting results, using KPMG developed tools.</li><li>Use model outputs to generate initial draft issues reporting</li><li>Support team in day-to-day running of cases, including general administration and tracking of procedures versus timeline</li><li>Supporting audited entity engagement teams to deliver audit cases (from initial scoping with central audit team to final delivery of audit reporting) and contributing to the overall success of the team.</li><li>Developing specialist technical knowledge and contributing to research and knowledge sharing in one or a number of key areas (e.g., technical accounting support, audit tools and procedures, yield curves, longevity, valuation of longevity swaps, valuation of annuity policies, public sector, US GAAP, valuation of asset backed funding interests).</li><li>Developing a detailed understanding of KPMG's audit procedures and ensuring procedures are followed accurately.</li><li>Maintaining regular, open and honest communication whilst working together with the lead audit team and the audit entity.</li></ul>Role DimensionsTechnical core competencies required for the role<ul><li>Technical knowledge: Understands relevant technical accounting and financial reporting standards, regulations and accounting literature. Exhibits and stays current on appropriate industry and specialised knowledge, and leverages KPMG methodologies.</li><li>Technology skills: Uses firm-approved audit tools and innovative technology solutions to increase audit quality, productivity and data insights.</li><li>Professional scepticism and issue identification: Applies professional scepticism, objectivity and independence to identify and support resolution of potential audit issues.</li><li>Documentation: Completes audit documentation demonstrating an unwavering focus on audit quality.</li></ul>People & Culture<ul><li>Embrace and embed our culture ambition of high challenge, high support which is grounded in Our Values.</li><li>Operate with a curious and sceptical mindset ensuring that this is embedded in your everyday work.</li><li>Actively lead and embed a coaching cultureto get the best out of others in an environment where everyone in the team feels empowered to speak up or challenge where appropriate.</li><li>Be accountable, professional and act in the public interest, working for the benefit of shareholders of audited entities and wider society.</li><li>Be inclusive and embrace the opportunity to work with other teams within Audit and across the firm in an integrated way. Have a sense of community, purpose and fun.</li></ul>The PersonExperience and Knowledge Requirements<ul><li>Experience of working in pensions accounting and / or audit at either an employee benefit consultancy or other Big 4 firm. (D)</li><li>Basic knowledge of defined benefit pension scheme valuations, roll forward methodologies and actuarial techniques. (D)</li><li>Understanding of the wider UK pensions landscape, the FRC audit environment and the issues facing our stakeholders. (D)</li><li>IT literate with sound knowledge and experience of MS Office tools (Excel, PowerPoint and Word). (E)</li></ul>Behavioural Attributes and Skills<ul><li>Excellent written and verbal communication skills; able to communicate complex matters in a clear and compelling manner.</li><li>Highly effective stakeholder management and relationship building skills; credible and confident with stakeholders at all levels.</li><li>Strong organisational and time management skills; able to work effectively in a fast-paced environment with conflicting priorities and deadlines.</li><li>Self-driven and resilient; able to thrive in a high-pressure environment.</li><li>Effective problem solver; makes pragmatic and logical decisions, drawing on own and others' technical expertise to provide high quality solutions.</li><li>Strong analytical and numerical skills; able to analyse and interpret complex technical statistical information, with a focus on quality, attention to details and accuracy in calculations.</li><li>Effective team working skills; works collaboratively with others towards shared goals.</li></ul>Qualifications<ul><li>Undergraduate degree with a mathematical / financial nature (E)</li><li>Part qualified actuary having passed some FIA exams (or equivalent). (D)</li></ul>E - Essential, D - Desirable

London only. Applications close: 29th February 2024We’re hiring! Join Aon as an actuarial consulting pensions summer intern and spend 9 weeks discovering how our team of specialists from around the world help businesses make smart choices about their employees’ pensions – now, and into the future.We recognise the learning, development, and social value for our Early Career colleagues of being in the office environment from the start of their programme. All our interns will spend most of their time in the office and occasional time working from home or a client site.Aon is in the business of better decisionsAt Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organisation, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed.Wealth Solutions: RetirementRight now, UK companies have more invested in pension schemes than the rest of Europe combined. But, has each individual company set aside enough to meet their pensions’ obligations in twenty, thirty or even forty years’ time?As the market leaders in actuarial consulting, our consultants are here to advise our clients on their defined benefit pension schemes, helping them to manage the associated financial and operational risks, now and in the future. As an Aon summer intern, you’ll work alongside the best and brightest in the industry, earning as you learn and building your career as an Actuary!Your role as an Actuarial Intern in Wealth Solutions: RetirementAs an actuarial intern, you’ll find that no two days are the same. You’ll have the opportunity to work on a range of client teams with colleagues who provide advice and support to either the trustees managing the pension scheme, or the company that provides it.Our aim is to help you learn about the potential career path ahead of you, while being given real responsibility on client projects. We'll work through classroom-based and on-the-job training to develop your technical and consulting skills – including your understanding of key calculations, communication techniques, project management and networking.What your day could look like:Actuarial and Analytical Tasks, such as:<ul><li>Regular assessment of the financial position of pension schemes</li><li>Identifying and implementing ways for trustees and companies to reduce the risks in relation to their schemes, including longevity risks, investment risks and inflation risk</li><li>Carrying out calculations relating to the pension scheme for the company's financial accounts</li><li>Carrying out calculations with respect to individual pension scheme members' benefits</li><li>Estimating pension protection fund levies</li></ul>Client Focused Tasks, such as:<ul><li>Day-to-day management of the pension scheme and internal projects</li><li>Building and maintaining relationships with clients and other stakeholders of the scheme</li><li>Attending and presenting at client meetings</li></ul>You’ll be given opportunities to work on a range of projects, gaining early exposure to clients to support your development. You’ll also have the chance to be involved in one of our specialist teams, focusing in areas such as:<ul><li>Risk Settlement, advising clients on the best way to reduce risk through transferring it to a third party.</li><li>Member Options, helping clients reduce risk and/or cost by offering pension scheme members the choice to reshape their benefits to better suit their individual circumstances.</li><li>Analysis of mortality and other demographic factors using Aon's Demographic HorizonsTM</li></ul>Your DevelopmentAs an Aon Summer Intern, you will be enrolled onto our award-winning development programme. For 9 weeks you will have the opportunity to take part in a wide range of insightful and interactive training and development activities in addition to your role. Here are couple of key elements of our intern’s 9-week development programme:<ul><li>Induction – a great way for you to learn about Aon and our Story, meet and network with your fellow interns and Aon colleagues from across our business including senior leaders; technical and business training to equip you with skills and knowledge to help you in your role</li><li>Aon Business focused project – our interns are given a project to complete during the programme. You and your team of fellow interns will be tasked to research and help to find solutions for a real business challenge. At the end of the internship, you will have the chance to present your findings to a panel of Aon colleagues</li><li>Feedback – when you start as an intern at Aon, you will have time with your line manager to discuss your goals and throughout your internship you will receive feedback and support.</li></ul>Your career beyond your Summer InternshipOnce you’ve completed the formal summer internship programme, depending on your performance, you may be offered a role on our graduate programme for the following year. When you return, you’ll be part of our Launch development programme where we’ll fully support your study towards your professional qualification.Next StepsIf you are interested in our Summer Internship programme and would like to apply, here are some things to help you:Entry Requirements:<ul><li>As Actuarial Consulting is a mathematically based career path you will need to have or be on track to achieve a 2:1 degree (or equivalent) in a maths, actuarial science, or other highly numerate degree</li><li>You will need to have achieved an A-grade or above in Maths A-level, A-grade in Maths Scottish higher or international equivalent of this</li></ul>What are we looking for?<ul><li>Motivation and ambition to pursue an actuarial career – be able to articulate why you want to be an actuary</li><li>Passion and inquisitiveness – we are looking for candidates who understand what we do and are eager to learn more</li><li>Commercial awareness – this helps us to provide support and advice to our clients with clarity and confidence</li></ul>Programme dates: June – August 2024How we support our colleaguesIn addition to our comprehensive benefits package, we encourage a diverse workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two “Global Wellbeing Days” each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognise that flexibility goes beyond just the place of work... and we are all for it. We call this Smart Working!Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued.We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law.If you require any reasonable accommodations or adjustments, please email us and a member of the UK Early Careers team will contact you.Aon values an innovative, diverse workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace.

March 2024, August 2024 &amp; March 2025 start dates in LondonJoin Aon as an actuarial consulting pensions graduate and discover how our global team of specialists help businesses make smart choices about their employees&rsquo; pensions - now, and into the future.We recognise the learning, development, and social value for our Early Career colleagues of being in the office environment from the start of their programme. All our graduates will spend the majority of their time in the office, although can choose to work from home some of the time as their role and actuarial studies allow.Aon is in the business of better decisionsAt Aon, we shape decisions for the better to protect and enrich the lives of people around the world.As an organisation, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed.Wealth Solutions: RetirementRight now, UK companies have more invested in pension schemes than the rest of Europe combined. But, has each individual company set aside enough to meet their pensions&rsquo; obligations in twenty, thirty or even forty years&rsquo; time?As the market leaders in actuarial consulting, our consultants are here to advise our clients on their defined benefit pension schemes, helping them to handle the associated financial and operational risks, now and in the future. As an Aon graduate, you&rsquo;ll work alongside the most creative in the industry, earning as you learn and building your career as an Actuary!With ever-changing markets and legislation, the work you will be doing is constantly evolving and Aon will help you to gain the skills required to be a successful and trusted actuarial consultant for our clients, across a diverse and complex range of topics.Your role as an Actuarial Graduate in Wealth Solutions: RetirementAs an actuarial graduate, you&rsquo;ll find that no two days in the office are the same. You&rsquo;ll work on a range of client teams with colleagues who provide advice and support to either the trustees handling the pension scheme, or the company that provides it.Our aim is for you to develop into a trusted advisor for your clients as soon as possible. We&rsquo;ll help you do this by developing both your technical and consulting skills &mdash; including your understanding of key calculations, communication techniques, project management and networking. Throughout your career with Aon, you&rsquo;ll continually improve your commercial awareness and professionalism &mdash; which will help you grow into a successful actuarial consultant.What your day could look like:Actuarial and Analytical Tasks, such as:<ul><li>Regular assessment of the financial position of pension schemes</li><li>Identifying and implementing ways for trustees and companies to reduce the risks in relation to their schemes, including longevity risks, investment risks and inflation risk</li><li>Carrying out calculations relating to the pension scheme for the company's financial accounts; and with respect to individual pension scheme members' benefits</li><li>Estimating pension protection fund levies</li></ul>Client Focused Tasks, such as:<ul><li>Day-to-day management of the pension scheme and internal projects</li><li>Building and managing relationships with clients and other stakeholders of the scheme</li><li>Attending and presenting at client meetings</li></ul>You&rsquo;ll be given opportunities to work on a range of projects, gaining early exposure to clients to support your development. You&rsquo;ll also have the opportunity to be involved in one of our specialist teams, focusing in areas such as:<ul><li>Risk Settlement, advising clients on the best way to reduce risk through transferring it to a third party.</li><li>Member Options, helping clients reduce risk and/or cost by offering pension scheme members the choice to reshape their benefits to better suit their individual circumstances.</li><li>Analysis of mortality and other demographic factors to predict future trends within Aon's Demographic HorizonsTM team.</li></ul>Your DevelopmentAs an Aon Graduate, you will be enrolled onto our Launch Programme when you join. This development programme is built around 3 core elements:<ul><li>Business learning &ndash; on the job learning and experiences giving you the opportunity to develop your knowledge and understanding of the team and solution line you have joined.</li><li>Centralised learning - UK graduates complete in an Aon Induction, monthly webinars, business skills training and workshops; all designed to help you develop your knowledge of Aon, build your confidence and your network across our business.</li><li>Professional Qualifications &ndash; we want you to be as successful as possible, so we&rsquo;ll fully support your study towards professional qualification as a Fellow of the Institute and Faculty of Actuaries. To support you as you study for your exams, you&rsquo;ll receive paid study leave, plus an extensive range of study and tuition materials. To find out more about the actuarial qualification please visit actuaries.org.uk</li></ul>Your career beyond your Graduate programmeOnce you&rsquo;ve completed the formal graduate programme, you&rsquo;ll continue to receive lots of support at Aon. As well as continued technical and business skills training, you&rsquo;ll receive support for your actuarial qualifications. To aid your professional development you&rsquo;ll receive regular performance feedback, and work with your line manager towards promotions, which are considered twice a year, enabling you to progress from a graduate Analyst, to Associate Consultant, then Consultant and beyond.Throughout this time you&rsquo;ll have the chance to explore different career paths, you may choose to specialise in advising trustee clients, or corporate pension scheme sponsors. There&rsquo;s also the opportunity to join and develop a role in one of Aon&rsquo;s specialist teams, like those listed above. Whichever route you choose, we&rsquo;ll provide support and training at every step, giving you the tools you need to build an exciting career at Aon.Next StepsIf you are interested in this graduate programme and would like to apply, here is some useful information:Entry Requirements:<ul><li>As Actuarial Consulting is a mathematically based career path you will need to have or be on track to achieve a 2:1 degree (or equivalent) in a maths, actuarial science, or other highly numerate degree</li><li>You will need to have achieved an A-grade or above in Maths A-level, A-grade in Maths Scottish higher or international equivalent of this</li></ul>What are we looking for?<ul><li>Motivation and ambition to pursue an actuarial career &ndash; you will need to be able to articulate why you want to be an actuary</li><li>Passion and inquisitiveness &ndash; we are looking for candidates who want to understand what we do and are eager to learn more</li><li>Commercial awareness &ndash; this helps us to provide support and advice to our clients with clarity and confidence</li></ul>

March 2024, August 2024 &amp; March 2025 start dates in our offices across the UKJoin Aon as an actuarial consulting pensions graduate and discover how our global team of specialists help businesses make smart choices about their employees&rsquo; pensions - now, and into the future.We recognise the learning, development, and social value for our Early Career colleagues of being in the office environment from the start of their programme. All our graduates will spend the majority of their time in the office, although can choose to work from home some of the time as their role and actuarial studies allow.Aon is in the business of better decisionsAt Aon, we shape decisions for the better to protect and enrich the lives of people around the world.As an organisation, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed.Wealth Solutions: RetirementRight now, UK companies have more invested in pension schemes than the rest of Europe combined. But, has each individual company set aside enough to meet their pensions&rsquo; obligations in twenty, thirty or even forty years&rsquo; time?As the market leaders in actuarial consulting, our consultants are here to advise our clients on their defined benefit pension schemes, helping them to handle the associated financial and operational risks, now and in the future. As an Aon graduate, you&rsquo;ll work alongside the most creative in the industry, earning as you learn and building your career as an Actuary!With ever-changing markets and legislation, the work you will be doing is constantly evolving and Aon will help you to gain the skills required to be a successful and trusted actuarial consultant for our clients, across a diverse and complex range of topics.Your role as an Actuarial Graduate in Wealth Solutions: RetirementAs an actuarial graduate, you&rsquo;ll find that no two days in the office are the same. You&rsquo;ll work on a range of client teams with colleagues who provide advice and support to either the trustees handling the pension scheme, or the company that provides it.Our aim is for you to develop into a trusted advisor for your clients as soon as possible. We&rsquo;ll help you do this by developing both your technical and consulting skills &mdash; including your understanding of key calculations, communication techniques, project management and networking. Throughout your career with Aon, you&rsquo;ll continually improve your commercial awareness and professionalism &mdash; which will help you grow into a successful actuarial consultant.What your day could look like:Actuarial and Analytical Tasks, such as:<ul><li>Regular assessment of the financial position of pension schemes</li><li>Identifying and implementing ways for trustees and companies to reduce the risks in relation to their schemes, including longevity risks, investment risks and inflation risk</li><li>Carrying out calculations relating to the pension scheme for the company's financial accounts; and with respect to individual pension scheme members' benefits</li><li>Estimating pension protection fund levies</li></ul>Client Focused Tasks, such as:<ul><li>Day-to-day management of the pension scheme and internal projects</li><li>Building and managing relationships with clients and other stakeholders of the scheme</li><li>Attending and presenting at client meetings</li></ul>You&rsquo;ll be given opportunities to work on a range of projects, gaining early exposure to clients to support your development. You&rsquo;ll also have the opportunity to be involved in one of our specialist teams, focusing in areas such as:<ul><li>Risk Settlement, advising clients on the best way to reduce risk through transferring it to a third party.</li><li>Member Options, helping clients reduce risk and/or cost by offering pension scheme members the choice to reshape their benefits to better suit their individual circumstances.</li><li>Analysis of mortality and other demographic factors to predict future trends within Aon's Demographic HorizonsTM team.</li></ul>Your DevelopmentAs an Aon Graduate, you will be enrolled onto our Launch Programme when you join. This development programme is built around 3 core elements:<ul><li>Business learning &ndash; on the job learning and experiences giving you the opportunity to develop your knowledge and understanding of the team and solution line you have joined.</li><li>Centralised learning - UK graduates complete in an Aon Induction, monthly webinars, business skills training and workshops; all designed to help you develop your knowledge of Aon, build your confidence and your network across our business.</li><li>Professional Qualifications &ndash; we want you to be as successful as possible, so we&rsquo;ll fully support your study towards professional qualification as a Fellow of the Institute and Faculty of Actuaries. To support you as you study for your exams, you&rsquo;ll receive paid study leave, plus an extensive range of study and tuition materials. To find out more about the actuarial qualification please visit actuaries.org.uk</li></ul>Your career beyond your Graduate programmeOnce you&rsquo;ve completed the formal graduate programme, you&rsquo;ll continue to receive lots of support at Aon. As well as continued technical and business skills training, you&rsquo;ll receive support for your actuarial qualifications. To aid your professional development you&rsquo;ll receive regular performance feedback, and work with your line manager towards promotions, which are considered twice a year, enabling you to progress from a graduate Analyst, to Associate Consultant, then Consultant and beyond.Throughout this time you&rsquo;ll have the chance to explore different career paths, you may choose to specialise in advising trustee clients, or corporate pension scheme sponsors. There&rsquo;s also the opportunity to join and develop a role in one of Aon&rsquo;s specialist teams, like those listed above. Whichever route you choose, we&rsquo;ll provide support and training at every step, giving you the tools you need to build an exciting career at Aon.Next StepsIf you are interested in this graduate programme and would like to apply, here is some useful information:Entry Requirements:<ul><li>As Actuarial Consulting is a mathematically based career path you will need to have or be on track to achieve a 2:1 degree (or equivalent) in a maths, actuarial science, or other highly numerate degree</li><li>You will need to have achieved an A-grade or above in Maths A-level, A-grade in Maths Scottish higher or international equivalent of this</li></ul>What are we looking for?<ul><li>Motivation and ambition to pursue an actuarial career &ndash; you will need to be able to articulate why you want to be an actuary</li><li>Passion and inquisitiveness &ndash; we are looking for candidates who want to understand what we do and are eager to learn more</li><li>Commercial awareness &ndash; this helps us to provide support and advice to our clients with clarity and confidence</li></ul>

Your role at a glance:We are currently looking for a Qualified Actuary (or equivalent) to join our Retirement Division as an Actuarial Manager working within our Corporate Development - Business Solutions Team. This role would suit a skilled professional who is motivated to support our division (Legal &amp; General Retirement Institutional) in achieving its ambitions.In this role you will work on projects that are aimed at balancing profit and capital usage for both the UK and international businesses of L&amp;G. You will support these projects from inception to implementation, including steering them through our governance processes. You will also have the opportunity to collaborate with both internal and external stakeholders as part of this varied role.This is a hybrid working opportunity based from our London Offices in Moorgate, which will give you the autonomy and freedom to work effectively either at home or in the office.What you'll be doing:<ul><li>Collaborating with various business divisions to optimise profitability, considering impacts on capital, tax, and earnings.</li><li>Fostering value-add relationships with external counterparties, examining the cost and economic rationale of prospective transactions (reinsurance or otherwise).</li><li>Supporting with communication and cooperation between internal teams, Regulators, Reinsurers and other key external counterparties to deliver projects and solutions.</li><li>Exploring new capital management solutions and keeping up to date with the market developments and opportunities.</li><li>Supporting the structuring of new transactions from feasibility to implementation. This will include specifying key terms and mechanics of new solutions, managing the legal negotiations, and taking ownership of documentation needed.</li><li>Assisting with obtaining the necessary regulatory approvals or permissions for execution of special projects and capital management solutions.</li><li>Conveying the findings of pricing exercises to senior management and governance committees.</li><li>Overseeing handover of new solutions and transactions to operational teams, ensuring appropriate administration and ongoing management.</li><li>Ensuring our customers are treated fairly by working with sufficient controls, systems, and processes in place. And remediating/resolving any risks or issues identified.</li></ul>What we're looking for:<ul><li>A Qualified Actuary or other equivalent qualification or comparable role experience and capability.</li><li>Some knowledge of pension regulation with respects to pension buyouts and longevity insurance.</li><li>Knowledge of the reporting and regulatory environment in which L&amp;G operates and their influence on our decision making.</li><li>Being comfortable with capital modelling under the Solvency II regulatory framework.</li><li>Knowledge of the US and Bermudian regulatory frameworks and/or reinsurance markets for bulk annuities in the UK and/or US would be desirable (but is not essential).</li><li>Ability to create and maintain purposeful working relationships around the business and with relevant external stakeholders.</li><li>Well organised and responsive, with the ability to manage expectations and keep relevant parties informed/updated.</li><li>A clear communicator who is adept at explaining complex, technical concepts to a variety of technical and non-technical audiences.</li><li>Comfortable with purposeful challenge and debate and can proactively progresses ideas and solutions.</li><li>Actively problem solves and focuses on timely delivery.</li><li>Knowledge of capital management solutions for bulk annuity insurers would be beneficial.</li><li>Experience of/the ability to effectively people manage in a project-based environment.</li></ul>Benefits:<ul><li>Competitive Salary ranging from circa £60,000 – circa £75,000 (depending on experience)</li><li>Performance Related Bonus</li><li>12% Car Allowance (if you are a Qualified Actuary)</li><li>Holiday Allowance – 27 days plus all UK bank holidays</li><li>Pension Contribution – L&amp;G match any personal contributions up to 5% and then provide a further top up of 5%</li><li>Private Medical</li><li>Life Insurance</li><li>Income Protection</li><li>Smart Spending – which gives you access to vouchers/shopping discounts</li></ul>Please note the above are just a few of the many benefits you will be entitled to when you join L&amp;G from day 1.

Your role at a glance:Are you a part-qualified Actuary with an interest in mortality/assumption setting? If so, we have a fantastic opportunity within our Retirement Division as a Longevity Risk Actuarial Analyst.Our Longevity Risk team are responsible for providing mortality assumptions (both base mortality and trend) to optimise Pricing, Economic Capital and Valuation assumptions for Legal &amp; General’s Retirement Business (LGRI).As a Longevity Risk Actuarial Analyst, you will support the delivery of regular mortality analysis to assist with the delivery of LGRI’s strategic objectives, focussing particularly on Solvency II capital modelling, strategic analytics, and year end assumptions for retirement (primarily annuities).You will also assist in providing population mortality monitoring and expert analysis that can help to drive business decisions and allow us to be reactive to recent developments and push forward our understanding of mortality trends.What you'll be doing:<ul><li>Supporting longevity risk modelling to assess mortality and mortality trend for annuitants. This work includes both UK and international territories (including Bermuda &amp; the US)</li><li>Assisting in developing and communicating longevity assumptions for the purposes of year end reporting, pricing or capital requirement.</li><li>Supporting the delivery of strategic deliverables including the use of financial levers for both year-end reporting, pricing and capital.</li><li>Assisting with the production of concise, clear and well communicated summaries of all mortality analysis work within the team to inform and educate stakeholders from across the business.</li><li>Supporting with population mortality and health monitoring. Including the analysis of trends and producing regular MI.</li><li>Contributing to the development and delivery of marginal distributions of uncertainty for base mortality, mortality trend, spouse demography, and associated correlations for the retirement portfolio (both UK and International).</li><li>Producing and maintaining future mortality projection models. Including researching into new techniques to improve modelling and providing improved insights into the direction of future mortality.</li><li>Supporting the tasks necessary to support the development, review and maintenance of the Longevity Risk Predictive model for describing/predicting the mortality experience of the UK and International business, Including:
 <ul><li>Pricing Bulk and Individual annuitant business to ensure it reflects the specific mortality risk within these markets whilst supporting a competitive price where appropriate.</li><li>Base Mortality pricing for International expansion to ensure it reflects the specific mortality risk within these markets whilst supporting a competitive price where appropriate.</li><li>Interpreting the results of the mortality analysis to develop and refine the Postcode Model.</li><li>Development and maintenance of the SEC group profiling systems.</li><li>Exploration of potential new rating factors.</li></ul></li><li>Contributing to research on longevity risk to identify suitable data sources such as demographic profiling systems and potential software and utilise this information to potentially optimise our pricing and reserving assumptions.</li><li>Supporting mortality data acquisition and innovation to enable Legal &amp; General to expand into international annuities for base mortality.</li><li>Supporting the production of Longevity Management Information, ensuring timely delivery of MI to the various stakeholders, ensuring that the MI stays up to date, informative and identifies issues early on.</li></ul>What we're looking for:<ul><li>A part-qualified/student actuary, who is making good progress with their IFoA Exams - Ideally someone with broad Life or Pensions experience across pricing, reporting and/or capital.</li><li>Longevity experience/knowledge would highly beneficial but is not essential (with specific knowledge of base and trend mortality and common practices being particularly useful)</li><li>Commercial knowledge of longevity risk products including BPA, individual, longevity swaps etc. would be desirable.</li><li>Practical experience of model development and knowledge of the application of statistical methodologies to longevity modelling would be highly beneficial but is not essential.</li><li>Knowledge of Solvency II and setting Solvency II marginal distributions assumptions.</li><li>Actuarial skills for modelling - Including advanced Excel skills (experience with modelling in R would be an even greater advantage)</li><li>Strong problem solving and analytical skills (e.g. the ability to break down the problem into separate components, form judgements, risk assessment and develop solutions).</li><li>Good Communication Skills - written, oral and presentation skills.</li><li>Ability to understand the tasks required and to persuade peers and stakeholder of the desired outcome.</li><li>Ability to work flexibly and adapt to the changing demands and conditions within the organisation and market place.</li></ul>Benefits:<ul><li>Competitive Salary starting at £34,000 (but could be higher depending on experience/exam passes)</li><li>Study Support (including a rotation scheme and incremental increases as you progress further through your exams)</li><li>Holiday Allowance – 25 days plus all UK bank holidays</li><li>Pension Contribution – L&amp;G match any personal contributions up to 5% and then provide a further top up of 5%</li><li>Private Medical</li><li>Life Insurance</li><li>Income Protection</li><li>Smart Spending – which gives you access to vouchers/shopping discounts</li></ul>Please note the above are just a few of the many benefits you will be entitled to when you join L&amp;G from day 1.About L&amp;G:The brand with the brolly is choosing today to change tomorrow. Since 1836, we’ve grown to become one of the world's largest asset managers, homebuilders, pension providers and insurance brands.We’re all here to improve the lives of our customers, build a better society for the long term, and create value for our shareholders - helping to shape a better future for society and the planet. We need people who share our ambitions, agility and entrepreneurial spirit to help us do it.At L&amp;G, you’ll find a balance that helps you be your best. Empowered by hybrid working, we’re supported by technology and workplaces that enable us to work effectively wherever we are. We come together in offices to collaborate and connect, and use time at home for individual, focused activities. And, when we achieve great things, we celebrate our success and reward strong performance.Today, there’s over 10,000 of us, working towards our mission, with plenty of opportunities to grow your career as we grow L&amp;G. Will you join us?

Join Aon as an actuarial consulting pensions graduate and discover how our global team of specialists help businesses make smart choices about their employees&rsquo; pensions &mdash; now, and into the future.We recognise the learning, development, and social value for our Early Career colleagues of being in the office environment from the start of their programme. All our graduates will spend most of their time in the office and occasional time working from home or a client site.NB. This is dependent on role and aligns with in country smart working policy.Aon is in the business of better decisionsAt Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed.Wealth Solutions : RetirementRight now, UK companies have more invested in pension schemes than the rest of Europe combined. But, has each individual company set aside enough to meet their pensions&rsquo; obligations in twenty, thirty or even forty years&rsquo; time?As the market leaders in actuarial consulting, our consultants are here to advise our clients on their defined benefit pension schemes, helping them to manage the associated financial and operational risks, now and in the future. As an Aon graduate, you&rsquo;ll work alongside the best and brightest in the industry, earning as you learn and building your career as an Actuary!Your role as an Actuarial Graduate in Wealth Solutions : RetirementAs an actuarial graduate, you&rsquo;ll find that no two days in the office are the same. You&rsquo;ll work on a range of client teams with colleagues who provide advice and support to either the trustees managing the pension scheme, or the company that provides it.Our aim is for you to develop into a trusted advisor for your clients as soon as possible. We&rsquo;ll help you do this by developing both your technical and consulting skills &mdash; including your understanding of key calculations, communication techniques, project management and networking. Throughout your career with Aon, you&rsquo;ll continually improve your commercial awareness and professionalism &mdash; which will help you grow into a successful actuarial consultant.What your day could look like:<ul><li>Regular assessment of the financial position of pension schemes</li><li>Identifying and implementing ways for trustees and companies to reduce the risks in relation to their schemes, including longevity risks, investment risks and inflation risk</li><li>Carrying out calculations relating to the pension scheme for the company's financial accounts; and with respect to individual pension scheme members' benefits</li><li>Estimating pension protection fund levies</li><li>Day-to-day management of the pension scheme and internal projects</li><li>Building and maintaining relationships with clients and other stakeholders of the scheme</li><li>Attending and presenting at client meetings</li></ul>You&rsquo;ll be given opportunities to work on a range of projects, gaining early exposure to clients to support your development. You&rsquo;ll also have the opportunity to be involved in one of our specialist teams, focussing in areas such as:<ul><li>Risk Settlement, advising clients on the best way to reduce risk through transferring it to a third party.</li><li>Member Options, helping clients reduce risk and/or cost by offering pension scheme members the choice to reshape their benefits to better suit their individual circumstances.</li><li>Analysis of mortality and other demographic factors using Aon's Demographic HorizonsTM</li></ul>Your DevelopmentAs an Aon Graduate, you will be enrolled onto our Launch Programme when you join. This development programme is built around 3 core elements :<ol><li>Business learning &ndash; on the job learning and experiences giving you the opportunity to develop your knowledge and understanding of the team and solution line you have joined</li><li>Centralised learning - UK graduates complete in an Aon Induction, monthly webinars, business skills training and workshops; all designed to help you develop your knowledge of Aon, build your confidence and your network across our business</li><li>Professional Qualifications &ndash; we want you to be as successful as possible, so we&rsquo;ll fully support your study towards professional qualification as a Fellow of the Institute and Faculty of Actuaries. To support you as you study for your exams, you&rsquo;ll receive paid study leave, plus an extensive range of study and tuition materials</li></ol>Your career beyond your Graduate programmeOnce you&rsquo;ve completed the formal graduate programme, you&rsquo;ll continue to receive lots of support at Aon. As well as the interactive development programme we&rsquo;ve mentioned above, you&rsquo;ll have the chance to explore different career paths. You may choose to specialise in advising trustee clients, or corporate pension scheme sponsors.There&rsquo;s also the opportunity to join and develop a role in one of Aon&rsquo;s specialist teams, like those listed above. Whichever route you choose, we&rsquo;ll provide support and training at every step, giving you the tools you need to build an exciting career at Aon.Next StepsIf you are interested in this graduate programme and would like to apply, here is some useful information:<ul><li>You will need to have or be on track to achieve a 2:1 degree (or equivalent) in a numerate / semi-numerate subject area</li><li>You will need to have achieved an A-grade or above in Maths A-level or equivalent</li><li>Motivation and ambition to pursue an actuarial career &ndash; you will need to be able to articulate why you want to be an actuary</li><li>Passion and inquisitiveness &ndash; we are looking for candidates who want to understand what we do and are eager to learn more</li><li>Commercial awareness &ndash; this helps us to provide support and advice to our clients with clarity and confidence</li></ul>Start dates:Our Actuarial Consulting: Pensions Graduate programme has the following intakes:September 2023March 2024 (o be considered for the Spring 2024 intake, you must have already completed your degree and achieved a minimum of 2:1 (or equivalent)
How we support our colleaguesIn addition to our comprehensive benefits package, we encourage a diverse workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two &ldquo;Global Wellbeing Days&rdquo; each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognise that flexibility goes beyond just the place of work... and we are all for it. We call this Smart Working!Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued.We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law.

Your role at a glanceWe have an exciting opportunity for a student actuary to join our market-leading Pension Risk Transfer business. In this role you will join a multi-award-winning team responsible for the pricing and execution of pension de-risking transactions. You will benefit from the guidance, experience and expertise of senior team members to produce buy-in and buy-out quotations in a timely, efficient and proactive manner.This role would be ideal for someone with knowledge of Defined Benefit Pension Schemes and/or experience working at a Pension Consultancy or Life Insurer; however, we are open to candidates from other backgrounds as well.This is a hybrid working opportunity, which means you can split your working week flexibly between your home and our London office in Moorgate to help achieve a work-life balance which suits you.What you'll be doing<ul><li>Supporting the production of bulk annuity and longevity quotes to pension schemes.</li><li>Ensuring all quotes are produced with the highest level of accuracy and within Legal &amp; General’s pricing model.</li><li>Working within the wider PRT New Business Team under the guidance of senior members of the team to deliver against ambitious value and volume based new business delivery targets.</li><li>Being a proactive and productive team member by constantly looking to develop personal knowledge.</li><li>Ensuring that the highest level of support is provided to Senior Actuarial Analysts, Managers and Directors at all times.</li><li>Working in line with all relevant processes and procedures to ensure that quality and governance remains of paramount importance throughout the quotes process.</li><li>Supporting the Manager or Director in producing the first draft of the response to “requests for quotations” and benefit specifications.</li><li>Working creatively throughout the quotation process to provide innovative solutions to both clients and the market that meet customers’ needs.</li></ul>What we're looking for<ul><li>An actuarial student who is making strong progress towards their IFoA qualifications.</li><li>Ability to work quickly and accurately.</li><li>Strong communication and interpersonal skills.</li><li>Strong project management and time management skills.</li><li>Some knowledge of Defined Benefit Pension Schemes or pricing and capital modelling is desirable.</li><li>Some previous actuarial modelling experience through working in a consultancy environment, for a life insurer or for another de-risking provider is desirable.</li><li>Some previous experience of being part of a project/deal-based team is desirable.</li></ul>BenefitsWhen you commit to Legal &amp; General, we’ll commit to you too. That means we’ll recognise and reward your hard work, your performance and your contribution.If you join us, you’ll get access to some great benefits, including private medical insurance, at least 25 days holiday (excluding bank holidays), a generous pension scheme, life assurance, and Income Protection. You can participate in our electric car scheme, which offers employees the option to hire a brand new electric car through tax efficient salary sacrifice. We’re also proud to offer competitive family leave.You’ll have the opportunity to participate in our annual, performance-related bonus plan and valuable share schemes. And then there are the many discounts we offer that you can take advantage of – both for our own products and at a range of high street stores and online offerings.Developing Actuarial TalentLegal &amp; General runs a highly regarded Actuarial Rotations Programme for students, which you will be a part of. The role you are applying to is part of our rotational program, designed to further develop and enhance your skills, and as part of this program you will be expected to rotate in both of our sites in London and Hove.Identifying and nurturing the next generation of actuarial talent is core to our business. You’ll be part of a supportive, collaborative and collegiate culture working alongside some of the brightest minds in the industry. We’ll help you put in place an individual development plan to support your future ambitions.We have an industry-leading learning and development programme including fully funded CPD courses, internal lunch and learn sessions, and the opportunity to attend both industry and Legal &amp; General proprietary events.In addition, we offer an active social programme run by actuaries for actuaries. This comprises an extensive range of clubs, as well as SIAS dinners, our Summer Challenge, dragon boat racing on the Thames, an annual picnic in Regents Park, plus our festive extravaganza.Wide-ranging opportunitiesOur “One L&amp;G” ethos means you’ll be part of a truly ambitious global business. Members of our team regularly support Legal &amp; General Retirement America and Legal &amp; General Reinsurance. In recent years we’ve offered numerous secondment opportunities in both our New York and Bermuda offices.We also have a strong relationship with our colleagues in LGIM, the UK’s largest asset manager and LGC, our alternative assets platform, who invest society’s capital for society’s benefit, creating jobs, transforming communities, and changing lives.About L&amp;GThe brand with the brolly is choosing today to change tomorrow. Since 1836, we’ve grown to become one of the world's largest asset managers, homebuilders, pension providers and insurance brands. We’re all here to improve the lives of our customers, build a better society for the long term, and create value for our shareholders - helping to shape a better future for society and the planet.We need people who share our ambitions, agility and entrepreneurial spirit to help us do it. At L&amp;G, you’ll find a balance that helps you be your best. Empowered by hybrid working, we’re supported by technology and workplaces that enable us to work effectively wherever we are. We come together in offices to collaborate and connect, and use time at home for individual, focused activities. And, when we achieve great things, we celebrate our success and reward strong performance.Today, there’s over 10,000 of us, working towards our mission, with plenty of opportunities to grow your career as we grow L&amp;G. Will you join us?About the business areaAs the longest serving active Pension Risk Transfer (PRT) provider in the UK, we have experienced the evolution of pension de-risking since our first transaction in January 1987. It started modestly, with the creation of a small bulk purchase annuities team, but our business and the whole industry has grown significantly since then. Today, it is widely viewed as the gold standard for protecting members' benefit promises for the long-term.

We have an exciting opportunity for a qualified actuary to join our market-leading Pension Risk Transfer business as an Actuarial Manager.In this role you will join a multi-award-winning team responsible for the pricing and execution of pension de-risking transactions. You will benefit from the guidance, experience and expertise of your fellow team members to produce buy-in and buy-out quotations in a timely, efficient and proactive manner.You will also provide peer reviews and sign off on quotations produced by other members of the team &amp; produce the first draft response to “requests for quotations” to ensure they are always tailored to the particular client.This role would be ideal for someone with knowledge of Defined Benefit Pension Schemes and/or experience working at a Pension Consultancy or Life Insurer; however, we are open to candidates from other backgrounds as well.This is a hybrid working opportunity, which means you can split your working week flexibly between your home and our London office in Moorgate to help achieve a work-life balance which suits you.What you'll be doing<ul><li>Providing bulk annuity and longevity quotes to pension schemes in a timely, efficient and proactive manner.</li><li>Providing peer review and sign off of quotations produced by the Pricing &amp; Execution Team &amp; producing the first draft response to “requests for quotations” ensuring they are always tailored to the particular client.</li><li>Keeping a consistent focus on working towards delivery against ambitious value and volume based new business targets.</li><li>Working with Pensions Consultants to truly understand the target scheme, including any particular requirements in terms of insurer responses or insurer selection. Then working creatively throughout the quotation process to provide innovative solutions to both clients and the market that meet the customers’ needs.</li><li>Showing the ability to propose non-standard assumptions to match the dynamics of a particular scheme and being considered an expert in the capital and pricing models in order to optimise pricing for DB schemes.</li><li>Producing complete, succinct and transparent governance documentation to support quotations. Ensuring all quotes are produced with the highest level of accuracy and in line with Legal &amp; General’s pricing model.</li><li>Ensuring that the highest level of support is provided by team members to Directors, Consultants and Trustees at all times. Including providing support to Directors with their portfolio of relationships with consultants.</li><li>Ensuring that the Pricing &amp; Execution Team works in line with all relevant internal processes/procedures and that quality and governance remains of paramount importance throughout the quotes process. Ensuring that the principles of Conduct Risk are embedded into the day to day operations of the team and the relevant controls are in place for effective management of Conduct Risk.</li><li>Ensuring that new business transactions are effectively handed over to the Technical Services Team upon completion.</li><li>Acting as a role model and effectively delegating to a team of actuarial students you will be managing, with an emphasis on promoting the knowledge and career development of your team members.</li></ul>What we're looking for<ul><li>A qualified actuary through the IFoA or equivalent.</li><li>Previous experience working within a Consultancy environment, for a Life Insurer or for another De-risking provider.</li><li>Good knowledge of Defined Benefit Pension Schemes and/or Pricing and Capital Modelling.</li><li>Previous experience of adapting to new projects or situations by the development and implementation of new/non-standard and innovative solutions.</li><li>Strong sales experience and/or presentation skills.</li><li>Excellent time management and prioritisation skills</li><li>Effective delegation and supervision of complex tasks.</li><li>Project management skills, with a track record of leading and delivering on complex projects within short timescales.</li></ul>BenefitsWhen you commit to Legal &amp; General, we’ll commit to you too. That means we’ll recognise and reward your hard work, your performance and your contribution.If you join us, you’ll get access to some great benefits, including private medical insurance, 27 days holiday (excluding bank holidays), a generous pension scheme, life assurance, and Income Protection. You'll receive a car allowance of 12% of your annual salary, and you can participate in our electric car scheme, which offers employees the option to hire a brand new electric car through tax efficient salary sacrifice. We’re also proud to offer competitive family leave.You’ll have the opportunity to participate in our annual, performance-related bonus plan and valuable share schemes. And then there are the many discounts we offer that you can take advantage of – both for our own products and at a range of high street stores and online offerings.Wide-ranging opportunitiesOur “One L&amp;G” ethos means you’ll be part of a truly ambitious global business. Members of our team regularly support Legal &amp; General Retirement America and Legal &amp; General Reinsurance. In recent years we’ve offered numerous secondment opportunities in both our New York and Bermuda offices.We have a strong relationship with our colleagues in LGIM, the UK’s largest asset manager and LGC, our alternative assets platform, who invest society’s capital for society’s benefit, creating jobs, transforming communities, and changing lives.About L&amp;GThe brand with the brolly is choosing today to change tomorrow. Since 1836, we’ve grown to become one of the world's largest asset managers, homebuilders, pension providers and insurance brands.We’re all here to improve the lives of our customers, build a better society for the long term, and create value for our shareholders - helping to shape a better future for society and the planet.We need people who share our ambitions, agility and entrepreneurial spirit to help us do it.At L&amp;G, you’ll find a balance that helps you be your best. Empowered by hybrid working, we’re supported by technology and workplaces that enable us to work effectively wherever we are. We come together in offices to collaborate and connect, and use time at home for individual, focused activities. And, when we achieve great things, we celebrate our success and reward strong performance.Today, there’s over 10,000 of us, working towards our mission, with plenty of opportunities to grow your career as we grow L&amp;G. Will you join us?About the business areaAs the longest serving active Pension Risk Transfer (PRT) provider in the UK, we have experienced the evolution of pension de-risking since our first transaction in January 1987. It started modestly, with the creation of a small bulk purchase annuities team, but our business and the whole industry has grown significantly since then. Today, it is widely viewed as the gold standard for protecting members' benefit promises for the long-term.We’re proud of our achievements over those 35 years; from the success of the past decade in which we’ve secured more than £50 billion of pension scheme members’ retirement income to growing our international business in the US and Canada.During that time, we’ve completed some of the largest transactions in UK market history as well as investing over £30 billion into areas like urban regeneration, transport, housing and clean energy.A market-leading and multi-award-winning businessWe’ve written more UK buy-in and buy-out business than any other insurer. We’re the most decorated insurer in our industry: we’ve been named De-risking Provider of the Year by the Financial Times for four of the past five years, and we’ve shone individually as well. In 2022, colleagues in our business won Director of the Year, Mentor of the Year and Team Leader of the Year at prestigious industry-wide awards.We’re excited to continue to evolve and drive innovation in the solutions we provide and the customer service we offer, supporting the pensions sector for the next 35 years and beyond.Our commitment to Equal OpportunitiesGreat minds don’t have to think alike, so we welcome voices from all backgrounds. Bringing together people with different life experiences helps us build empathy with our customers and drive innovation.We don’t just talk about it, we actively promote diversity and equitable opportunities for all. That means our employment decisions are made without regard to race, colour, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability or protected veteran status. In fact, we embrace every dimension of diversity to reflect the customers and communities we serve.We think it’s important to create an inclusive environment where we can all belong, contribute and drive progress, where you can develop and grow, and be empowered. We want you to use your voice to help us build a better tomorrow.Across our Group, we run a multi award-winning Diversity and Inclusion (D&amp;I) programme that actively champions equality in all its forms. Our D&amp;I programme offers opportunities for colleagues to get involved and help drive meaningful changeWe all work differently, and have different needs, which is why. we’re always open to discussing flexible working arrangements. Likewise, we’re committed to finding reasonable accommodations for candidates with specific needs during our recruiting process.So whoever you are, wherever you are, whatever your story, we'd love to hear from you.

Your role at a glanceWe have a fantastic opportunity for either a Nearly or Newly Qualified Actuary to join our Retirement Division in an exciting project-based role.Working in the Legal &amp; General Retirement Institutional (LGRI) Corporate Development Team you will support new corporate projects including; overseeing the analysis and project delivery, leading through governance processes and maintaining external relationships.The geographical scope of the role is unrestricted, although this role will have a significant international focus - particularly with Bermuda &amp; the US, which will entail cross-jurisdictional stakeholder management and responsibilities.This is a hybrid working opportunity based from our London Offices in Moorgate, which will give you the autonomy and freedom to work effectively either at home or in the office. What you'll be doing<ul><li>Working on the structuring and execution of external and intra-group reinsurance arrangements by providing material for governance papers. This will involve working with counterparties to negotiate structural frameworks and key terms, assessing the feasibility of reinsurance structures and taking ownership of documentation and legal negotiations.</li><li>Helping to ensure the communication and cooperation between internal LGRI teams, Group, Regulators, Reinsurers and other key external counterparties are at the required level to facilitate the execution of transactions, projects and/or structuring.</li><li>Assisting with obtaining the necessary regulatory sign-off, approvals or permissions to facilitate execution of transactions, projects and/or structuring.</li><li>Supporting with the handover of new reinsurance and intra-group transactions to LGIM and LGRI operational teams upon completion. This will involve ensuring the appropriate administration/management of agreements post execution and that they operate as intended.</li><li>Working closely with the wider Group to design intra-group transactions and consider their impacts on Group capital, tax and earnings. This will involve proactively coordinating with both internal LGRI teams and other key counterparties.</li><li>Engaging with external counterparties to test pricing and economic rationale of prospective transactions, for LGRI and/or the relevant legal entities within L&amp;G. This will involve documenting and presenting the outcome of that price exploration exercise, and proposing next steps to senior management or the relevant committee, i.e. moving towards execution, or taking some other course of action.</li><li>Working within the appropriate process, systems and controls to ensure that risks and issues are identified and escalated within LGRI, to ensure that customers are treated fairly in line with Legal &amp; General’s Treating Customers Fairly (TCF) policy.</li></ul> What we're looking for<ul><li>A Nearly/Newly Qualified Actuary.</li><li>An understanding of the relevant statutory and regulatory regimes applicable to the Group’s businesses and its corporate governance.</li><li>Ideally have practical knowledge and understanding of the reinsurance market in the UK and/or US, as well as capital management levers for an annuity player like L&amp;G.</li><li>Some knowledge of pension regulation and its application to pension buyouts and longevity insurance.</li><li>Awareness/knowledge of the annuity insurance and reinsurance business and how it interrelates with the rest of the Group.</li><li>Ability to manage, influence and effectively communicate to senior stakeholders, especially when communicating complex quantitative concepts and results to less technical individuals.</li><li>Ability to form good working relationships with key individuals within LGRI, relevant group employees and external reinsurers.</li><li>Responds to requests and manages expectations accordingly, including keeping the relevant parties informed and keeping the focus on a timely delivery and taking ownership for resolving issues.</li><li>An inquisitive and testing nature, with the ability to ask the right questions in the correct circumstances and then (if appropriate) acting on that information.</li><li>Experience of people management in a project-based environment (would be highly beneficial).</li><li>Knowledge/experience of capital modelling under Solvency II, as well as some knowledge of US RBC and Bermudan EBS (would be highly beneficial).</li></ul> BenefitsWhen you commit to Legal &amp; General, we’ll commit to you too. That means we’ll recognise and reward your hard work, your performance and your contribution.If you join us, you’ll get access to some great benefits, including private medical insurance, 27 days holiday (excluding bank holidays), a generous pension scheme, life assurance, and Income Protection. You'll also receive a car allowance of 12% of your annual salary if you are a Fully Qualified Actuary, and you can participate in our electric car scheme, which offers employees the option to hire a brand new electric car through tax efficient salary sacrifice. We’re also proud to offer competitive family leave.You’ll have the opportunity to participate in our annual, performance-related bonus plan and valuable share schemes. And then there are the many discounts we offer that you can take advantage of – both for our own products and at a range of high street stores and online offerings. About L&amp;GThe brand with the brolly is choosing today to change tomorrow.Since 1836, we’ve grown to become one of the world's largest asset managers, homebuilders, pension providers and insurance brands.We’re all here to improve the lives of our customers, build a better society for the long term, and create value for our shareholders - helping to shape a better future for society and the planet.We need people who share our ambitions, agility and entrepreneurial spirit to help us do it.At L&amp;G, you’ll find a balance that helps you be your best. Empowered by hybrid working, we’re supported by technology and workplaces that enable us to work effectively wherever we are. We come together in offices to collaborate and connect, and use time at home for individual, focused activities. And, when we achieve great things, we celebrate our success and reward strong performance.Today, there’s over 10,000 of us, working towards our mission, with plenty of opportunities to grow your career as we grow L&amp;G. Will you join us? About the business areaSecuring pensions over the long term can be a challenge for many businesses. Our ambition at Legal &amp; General Retirement Institutional (LGRI) is to help companies and pension scheme trustees honour their defined benefit pension promises to their employees. We’re helping companies settle their pension liabilities so they can focus on growing their businesses, as well as helping to support their members’ financial security in retirement. And we’re investing for the long term to back our pension promises. In the last 30 years we’ve written more UK business than any other insurer, and we currently look after more than half a million pension policyholders. We're the UK’s longest-serving active bulk annuity provider, and a market-leading, multi-award winning business. Our commitment to Equal OpportunitiesGreat minds don’t have to think alike, so we welcome voices from all backgrounds. Bringing together people with different life experiences helps us build empathy with our customers and drive innovation.We don’t just talk about it, we actively promote diversity and equitable opportunities for all. That means our employment decisions are made without regard to race, colour, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability or protected veteran status. In fact, we embrace every dimension of diversity to reflect the customers and communities we serve.We think it’s important to create an inclusive environment where we can all belong, contribute and drive progress, where you can develop and grow, and be empowered. We want you to use your voice to help us build a better tomorrow.We all work differently, and have different needs, which is why. we’re always open to discussing flexible working arrangements. Likewise, we’re committed to finding reasonable accommodations for candidates with specific needs during our recruiting process.So whoever you are, wherever you are, whatever your story, we'd love to hear from you.

Your role at a glanceWe have a fantastic opportunity for a Qualified Actuary to join our Retirement Division as a Senior Finance Business Partner.In this role you will be will be responsible for providing high quality financial analysis, forecasts and plans for the Institutional Retirement division, including reviewing the work of others in the team, and ensuring that the financial implications of tactical and strategic decisions are fully assessed and understood.You will also communicate the financial results and forecasts to senior management teams. As well as leading on building strong new business partnering relationships as well as continuing to drive and improve existing relationships between Finance and the Retirement business units, as well as the wider group.This is a hybrid working opportunity based from our London Offices in Moorgate. What you'll be doing<ul><li>Leading on the development and delivery of LGRI’s financial and capital forecasts (both for the year and a detailed five year strategic plan).</li><li>Leading on the construction of financial management information to assist the Institutional Retirement Division and Group in the management of its business performance.</li><li>Identifying new and strengthen existing working relationships with the wider Finance team and taking a collaborative approach to the production of financial analysis.</li><li>Working with the UK/International Origination and Investment teams to develop strategic options and identify opportunities to maximise returns on the current business portfolio.</li><li>Maintaining an in depth understanding of threats and opportunities to the LGRI financial results and educating others in the team of the same.</li><li>Applying commercial and technical knowledge to devise and develop a series of “levers” that can be used to manage the stability and predictability of these results.</li><li>Owning the effective planning and management of assigned deliverables, including the supervision of others within the team as required.</li><li>Demonstrating an attitude of continuous improvement, including taking responsibility for improving the efficiency and effectiveness of areas within the team and taking a collaborative approach to improving the effectiveness and efficiency of delivery to the Group team.</li><li>Demonstrating a risk and control mind set through proactive identification and suggested resolution of control weaknesses, and ensuring that all such weaknesses, as well as other control observations and issues are remediated quickly, sustainably, and effectively.</li><li>Working with the Financial Controls team to ensure that relevant risk and control related documentation is of good quality and up to date. This will reduce the need of onerous manual intervention as well as the risk of error.</li></ul> What we're looking for<ul><li>A Qualified Actuary, ideally with previous experience working within a Life company.</li><li>An excellent understanding of the following; IFRS 17 and Solvency II Reporting Metrics, Bulk and Individual Annuity Products, the UK Finance Sector, Risk and Regulatory requirements.</li><li>Ability to work independently and exercise judgement in order to navigate through unfamiliar territories and propose solutions.</li><li>Ability to build relationships and interact effectively at all levels.</li><li>Ability to build robust modelling tools.</li><li>Excellent stakeholder management; strong communication and interpersonal skills are essential.</li><li>Excellent commercial understanding of the UK Life &amp; Pensions industry (retirement product experience would be beneficial) ideally gained in a similar business partnering, FP&amp;A or commercial finance role.</li><li>Ability to manage and develop client/customer relationships and provide excellent customer service.</li><li>Experience of managing a business planning or complex reporting process or experience of owning and delivering aspects of such a process and ready to step up to a broader role.</li></ul> BenefitsWhen you commit to Legal &amp; General, we’ll commit to you too. That means we’ll recognise and reward your hard work, your performance and your contribution.If you join us, you’ll get access to some great benefits, including private medical insurance, 30 days holiday (excluding bank holidays), a generous pension scheme, life assurance, and Income Protection. You'll receive a car allowance of 12% of your annual salary, and you can participate in our electric car scheme, which offers employees the option to hire a brand new electric car through tax efficient salary sacrifice. We’re also proud to offer competitive family leave.You’ll have the opportunity to participate in our annual, performance-related bonus plan and valuable share schemes. And then there are the many discounts we offer that you can take advantage of – both for our own products and at a range of high street stores and online offerings. About L&amp;GThe brand with the brolly is choosing today to change tomorrow.Since 1836, we’ve grown to become one of the world's largest asset managers, homebuilders, pension providers and insurance brands.We’re all here to improve the lives of our customers, build a better society for the long term, and create value for our shareholders - helping to shape a better future for society and the planet.We need people who share our ambitions, agility and entrepreneurial spirit to help us do it.At L&amp;G, you’ll find a balance that helps you be your best. Empowered by hybrid working, we’re supported by technology and workplaces that enable us to work effectively wherever we are. We come together in offices to collaborate and connect, and use time at home for individual, focused activities. And, when we achieve great things, we celebrate our success and reward strong performance.Today, there’s over 10,000 of us, working towards our mission, with plenty of opportunities to grow your career as we grow L&amp;G. Will you join us? About the business areaSecuring pensions over the long term can be a challenge for many businesses. Our ambition at Legal &amp; General Retirement Institutional (LGRI) is to help companies and pension scheme trustees honour their defined benefit pension promises to their employees. We’re helping companies settle their pension liabilities so they can focus on growing their businesses, as well as helping to support their members’ financial security in retirement. And we’re investing for the long term to back our pension promises. In the last 30 years we’ve written more UK business than any other insurer, and we currently look after more than half a million pension policyholders. We're the UK’s longest-serving active bulk annuity provider, and a market-leading, multi-award winning business. Our commitment to Equal OpportunitiesGreat minds don’t have to think alike, so we welcome voices from all backgrounds. Bringing together people with different life experiences helps us build empathy with our customers and drive innovation.We don’t just talk about it, we actively promote diversity and equitable opportunities for all. That means our employment decisions are made without regard to race, colour, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability or protected veteran status. In fact, we embrace every dimension of diversity to reflect the customers and communities we serve.We think it’s important to create an inclusive environment where we can all belong, contribute and drive progress, where you can develop and grow, and be empowered. We want you to use your voice to help us build a better tomorrow.We all work differently, and have different needs, which is why. we’re always open to discussing flexible working arrangements. Likewise, we’re committed to finding reasonable accommodations for candidates with specific needs during our recruiting process.So whoever you are, wherever you are, whatever your story, we'd love to hear from you.

<div>Join Aon as an actuarial consulting pensions summer intern and spend 9 weeks discovering how our team of specialists from around the world help businesses make smart choices about their employees’ pensions — now, and into the future.We recognise the learning, development, and social value for our Early Career colleagues of being in the office environment from the start of their programme. All our interns will spend most of their time in the office and occasional time working from home or a client site.Aon is in the business of better decisionsAt Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organisation, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed.Wealth Solutions : RetirementRight now, UK companies have more invested in pension schemes than the rest of Europe combined. But, has each individual company set aside enough to meet their pensions’ obligations in twenty, thirty or even forty years’ time?As the market leaders in actuarial consulting, our consultants are here to advise our clients on their defined benefit pension schemes, helping them to manage the associated financial and operational risks, now and in the future. As an Aon summer intern, you’ll work alongside the best and brightest in the industry, earning as you learn and building your career as an Actuary!Your role as an Actuarial Intern in Wealth Solutions : RetirementAs an actuarial intern, you’ll find that no two days are the same. You’ll have the opportunity to work on a range of client teams with colleagues who provide advice and support to either the trustees managing the pension scheme, or the company that provides it.Our aim is to help you learn about the potential career path ahead of you, while being given real responsibility on client projects. We'll work through classroom-based and on-the-job training to develop your technical and consulting skills — including your understanding of key calculations, communication techniques, project management and networking.What your day could look like:Actuarial and Analytical Tasks, such as:<ul><li>Regular assessment of the financial position of pension schemes</li><li>Identifying and implementing ways for trustees and companies to reduce the risks in relation to their schemes, including longevity risks, investment risks and inflation risk</li><li>Carrying out calculations relating to the pension scheme for the company's financial accounts</li><li>Carrying out calculations with respect to individual pension scheme members' benefits</li><li>Estimating pension protection fund levies</li></ul>Client Focused Tasks, such as:<ul><li>Day-to-day management of the pension scheme and internal projects</li><li>Building and maintaining relationships with clients and other stakeholders of the scheme</li><li>Attending and presenting at client meetings</li></ul>You’ll be given opportunities to work on a range of projects, gaining early exposure to clients to support your development. You’ll also have the chance to be involved in one of our specialist teams, focusing in areas such as:<ul><li>Risk Settlement, advising clients on the best way to reduce risk through transferring it to a third party</li><li>Member Options, helping clients reduce risk and/or cost by offering pension scheme members the choice to reshape their benefits to better suit their individual circumstances.</li><li>Analysis of mortality and other demographic factors using Aon's Demographic Horizons</li></ul>Your DevelopmentAs an Aon Summer Intern, you will be enrolled onto our award-winning development programme. For 9 weeks you will have the opportunity to take part in a wide range of insightful and interactive training and development activities in addition to your role.  Here are couple of key elements of our intern’s 9-week development programme:<ul><li>Induction – a great way for you to learn about Aon and our Story, meet and network with your fellow interns and Aon colleagues from across our business including senior leaders; technical and business training to equip you with skills and knowledge to help you in your role</li><li>Aon Business focused project – our interns are given a project to complete during the programme. You and your team of fellow interns will be tasked to research and help to find solutions for a real business challenge. At the end of the internship, you will have the chance to present your findings to a panel of Aon colleagues</li><li>Feedback – when you start as an intern at Aon, you will have time with your line manager to discuss your goals and throughout your internship you will receive feedback and support.</li></ul>Your career beyond your Summer InternshipOnce you’ve completed the formal summer internship programme, depending on your performance, you may be offered a role on our graduate programme for the following year. When you return, you’ll be part of our Launch development programme where we’ll fully support your study towards your professional qualification.Entry Requirements:<ul><li>You will need to be on track to achieve a 2:1 degree (or equivalent) in a numerate / semi-numerate subject area</li><li>You will need to have achieved an A-grade or above in Maths A-level or equivalent</li></ul>What are we looking for?<ul><li>Motivation and ambition to pursue an actuarial career – be able to articulate why you want to be an actuary</li><li>Passion and inquisitiveness – we are looking for candidates who understand what we do and are eager to learn more</li><li>Commercial awareness – this helps us to provide support and advice to our clients with clarity and confidence</li></ul>Programme dates:June – August 2023How we support our colleaguesIn addition to our comprehensive benefits package, we encourage a diverse workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two “Global Wellbeing Days” each year, encouraging you to take time to focus on yourself.  We offer a variety of working style solutions, but we also recognise that flexibility goes beyond just the place of work... and we are all for it. We call this Smart Working!Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued.We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law.Aon values an innovative, diverse workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace.</div>

<div>Your roleWe are looking for a qualified/nearly qualified actuary to join our Pension Risk Transfer Division as an Actuarial Manager.In this role you will be an active and productive member of the Pension Risk Transfer Pricing &amp; Execution Team, leading on the production of quotations and supporting documentation for pension scheme de-risking activities.You will also develop and implement innovative pension scheme de-risking solutions and have the opportunity to get involved in other project work as well as performing the BAU tasks.This role would be ideal for someone with a good technical understanding of Defined Benefit (DB) Pensions and/or Pricing Methodologies (if you also have project management experience that would be highly advantageous).</div><div>What you’ll be doing<ul><li>Providing bulk annuity and longevity quotes to pension schemes in a timely, efficient and proactive manner. </li><li>Providing peer review and sign off of quotations produced by the Pricing &amp; Execution Team &amp; producing the first draft response to “requests for quotations” ensuring they are always tailored to the particular client.</li><li>Keeping a consistent focus on working towards delivery against ambitious value and volume based new business targets.</li><li>Working with Pensions Consultants to truly understand the target scheme, including any particular requirements in terms of insurer responses or insurer selection. Then working creatively throughout the quotation process to provide innovative solutions to both clients and the market that meet the customers’ needs.</li><li>Showing the ability to propose non-standard assumptions to match the dynamics of a particular scheme and being considered an expert in the capital and pricing models in order to optimise pricing for DB schemes.</li><li>Producing complete, succinct and transparent governance documentation to support quotations. Ensuring all quotes are produced with the highest level of accuracy and in line with Legal &amp; General’s pricing model.</li><li>Ensuring that the highest level of support is provided by team members to Directors, Consultants and Trustees at all times. Including providing support to Directors with their portfolio of relationships with consultants.</li><li>Ensuring that the Pricing &amp; Execution Team works in line with all relevant internal processes/procedures and that quality and governance remains of paramount importance throughout the quotes process. Ensuring that the principles of Conduct Risk are embedded into the day to day operations of the team and the relevant controls are in place for effective management of Conduct Risk.</li><li>Ensuring that new business transactions are effectively handed over to the Technical Services Team upon completion.</li><li>Acting as a role model and effectively delegating to a team of actuarial students you will be managing, with an emphasis on promoting the knowledge and career development of your team members. </li></ul></div><div>What we’re looking for<ul><li>Qualified Actuary (although we would also be open to applications from Nearly Qualified Actuaries too)</li><li>Previous experience working within a Consultancy environment, for a Life Insurer or for another De-risking provider.</li><li>Good knowledge of Defined Benefit Pension Schemes and/or Pricing and Capital Modelling.</li><li>Previous experience of adapting to new projects or situations by the development and implementation of new/non-standard and innovative solutions.</li><li>Strong sales experience and/or presentation skills.</li><li>Excellent time management and prioritisation skills</li><li>Effective delegation and supervision of complex tasks.</li><li>Project management skills, with a track record of leading and delivering on complex projects within short timescales.</li></ul></div><div>BenefitsWhen you commit to Legal &amp; General, we’ll commit to you too. That means we’ll recognise and reward your hard work, your performance and your contribution.If you join us, you’ll get access to some great benefits, including private medical insurance, 27 days holiday (excluding bank holidays), a generous pension scheme, life assurance, and Income Protection. You'll receive a car allowance of 12% of your annual salary, and you can participate in our electric car scheme, which offers employees the option to hire a brand new electric car through tax efficient salary sacrifice. We’re also proud to offer competitive family leave. You’ll have the opportunity to participate in our annual, performance-related bonus plan and valuable share schemes. And then there are the many discounts we offer that you can take advantage of – both for our own products and at a range of high street stores and online offerings. </div><div>About L&GThe brand with the brolly is choosing today to change tomorrow. Since 1836, we’ve grown to become one of the world's largest asset managers, homebuilders, pension providers and insurance brands. We’re all here to improve the lives of our customers, build a better society for the long term, and create value for our shareholders - helping to shape a better future for society and the planet. We need people who share our ambitions, agility and entrepreneurial spirit to help us do it.At L&amp;G, you’ll find a balance that helps you be your best. Empowered by hybrid working, we’re supported by technology and workplaces that enable us to work effectively wherever we are. We come together in offices to collaborate and connect, and use time at home for individual, focused activities. And, when we achieve great things, we celebrate our success and reward strong performance.Today, there’s over 10,000 of us, working towards our mission, with plenty of opportunities to grow your career as we grow L&amp;G. Will you join us?</div><div>About the teamSecuring pensions over the long term can be a challenge for many businesses. Our ambition at Legal &amp; General Retirement Institutional (LGRI)is to help companies and pension scheme trustees honour their defined benefit pension promises to their employees. We’re helping companies settle their pension liabilities so they can focus on growing their businesses, as well as helping to support their members’ financial security in retirement. And we’re investing for the long term to back our pension promises. In the last 30 years we’ve written more UK business than any other insurer, and we currently look after more than half a million pension policyholders. We're the UK’s longest-serving active bulk annuity provider, and a market-leading, multi-award winning business.</div><div>Equal opportunitiesGreat minds don’t have to think alike, so we welcome voices from all backgrounds. Bringing together people with different life experiences helps us build empathy with our customers and drive innovation.We don’t just talk about it, we actively promote diversity and equitable opportunities for all. That means our employment decisions are made without regard to race, colour, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability or protected veteran status. In fact, we embrace every dimension of diversity to reflect the customers and communities we serve.We think it’s important to create an inclusive environment where we can all belong, contribute and drive progress, where you can develop and grow, and be empowered. We want you to use your voice to help us build a better tomorrow.We all work differently, and have different needs, which is why we’re always open to discussing flexible working arrangements. Likewise, we’re committed to finding reasonable accommodations for candidates with specific needs during our recruiting process. So whoever you are, wherever you are, whatever your story, we'd love to hear from you.</div>

<div>About Grant ThorntonGrant Thornton UK LLP is part of a global network of independent audit, tax and advisory firms, made up of some 58,000 people in over 135 countries. We're a team of independent thinkers who put quality, inclusion and integrity first. All around the world we bring a different experience to our clients. A better experience. One that delivers the expertise they need in a way that goes beyond. Personal, proactive, and agile. That's Grant Thornton.Every day our teams help people in businesses and communities to do what is right and achieve their goals.</div><div>About the roleWe are seeking a nearly qualified or qualified Actuary to join our Actuarial &amp; Risk practice. This unique opportunity is seeking someone with an established pensions advisory background, ideally with experience advising sponsors of DB pension schemes.  The successful applicant will have the opportunity to apply the higher-order skills of a qualified actuary whilst applying their talent for technical problem-solving.We’re happy to talk flexible working and consider reduced hours and job shares, we’ll support you to balance your work and life.As an Actuarial and Risk Pensions Manager within our Actuarial and Risk team you’ll lead from the front in regards to delivering client work, engaging the Actuarial and Risk team and winder Financial Services Group to ensure correct utilisation on all projects. You’ll take responsibility for developing more junior members, understanding their career aspirations and supporting in their delivery.Projects we undertake are: <ul><li>Corporate side DB pension scheme advice</li><li>Pensions remediation</li><li>Corporate and pension scheme audit support</li><li>Valuation of longevity swaps and SPVs</li></ul>Knowing you’re right for us Joining us as an Actuarial and Risk Pensions Manager the minimum criteria you’ll need is experience in a pensions actuarial consulting role. It would be great if you had some of the following skills, but don’t worry if you don’t tick every box, we’ll help you develop along the way.<ul><li>Nearly qualified or qualified Actuary or equivalent experience</li><li>Experience managing internal or external stakeholders and working within set project timeframes</li><li>Ability to work to tight deadlines and exceed client expectations</li><li>Monitoring junior team members works and coaching/career development</li></ul>Knowing we’re right for youEmbracing uniqueness, the culture at Grant Thornton thrives on the contributions of all our people, we never settle for what is easy, we look beyond to deliver the right thing, for everyone.  Building an inclusive culture, where we value difference and respect our colleagues helps our people to perform at the best of their ability and realise their potential.Our open and accessible culture means you’ll interact with leaders who are interested in you and everything you bring to our firm. The things that set you apart, we value them. That’s why we give you the freedom to bring your whole self to work and pursue your passions inside and outside of work.Beyond the job Life is more than work. The things you do, and the people you’re with outside of work matter, that’s why we’re happy to look at flexible working options for all our roles, and we’ll always do our best to keep your work and life in balance.The impact you can make here will go far beyond your day job. From secondments, to fundraising for local charities, or investing in entrepreneurs in the developing world, you’ll be giving back to society. It’s that drive to do the right thing that runs through our every move, grounded in our CLEARR values – Collaboration, Leadership, Excellence, Agility, Respect and Responsibility.We’re looking for people who want to contribute, spark fresh ideas and go beyond expectations. People who want to be able to proudly do what’s right, for the firm, our clients, our people and themselves. It’s how it should be.</div>

Grant Thornton UK LLP is part of a global network of independent audit, tax and advisory firms, made up of some 58,000 people in over 135 countries. We're a team of independent thinkers who put quality, inclusion and integrity first. All around the world we bring a different experience to our clients. A better experience. One that delivers the expertise they need in a way that goes beyond. Personal, proactive, and agile. That's Grant Thornton. NEW GROUND WON’T BREAK ITSELF. Every day our teams help people in businesses and communities to do what is right and achieve their goals. We are seeking a nearly qualified or qualified Actuary to join our Actuarial &amp; Risk practice. This unique opportunity is seeking someone with an established pensions advisory background, ideally with experience advising sponsors of DB pension schemes.  The successful applicant will have the opportunity to apply the higher-order skills of a qualified actuary whilst applying their talent for technical problem-solving. We’re happy to talk flexible working and consider reduced hours and job shares, we’ll support you to balance your work and life. A look into the role As an Actuarial and Risk Pensions Manager within our Actuarial and Risk team you will: Lead from the front in regards to delivering client work, engaging the Actuarial and Risk team and winder Financial Services Group to ensure correct utilisation on all projects You’ll take responsibility for developing more junior members, understanding their career aspirations and supporting in their delivery. Projects we undertake are:        Corporate side DB pension scheme advice Pensions remediation Corporate and pension scheme audit support Valuation of longevity swaps and SPVs Knowing you’re right for us Joining us as an Actuarial and Risk Pensions Manager the minimum criteria you’ll need is experience in a pensions actuarial consulting role. It would be great if you had some of the following skills, but don’t worry if you don’t tick every box, we’ll help you develop along the way. Nearly qualified or qualified Actuary or equivalent experience Experience managing internal or external stakeholders and working within set project timeframes Ability to work to tight deadlines and exceed client expectations Monitoring junior team members works and coaching/career development Knowing we’re right for you Embracing uniqueness, the culture at Grant Thornton thrives on the contributions of all our people, we never settle for what is easy, we look beyond to deliver the right thing, for everyone.  Building an inclusive culture, where we value difference and respect our colleagues helps our people to perform at the best of their ability and realise their potential. Our open and accessible culture means you’ll interact with leaders who are interested in you and everything you bring to our firm. The things that set you apart, we value them. That’s why we give you the freedom to bring your whole self to work and pursue your passions inside and outside of work. Beyond the job  Life is more than work. The things you do, and the people you’re with outside of work matter, that’s why we’re happy to look at flexible working options for all our roles, and we’ll always do our best to keep your work and life in balance. The impact you can make here will go far beyond your day job. From secondments, to fundraising for local charities, or investing in entrepreneurs in the developing world, you’ll be giving back to society. It’s that drive to do the right thing that runs through our every move, grounded in our CLEARR values – Collaboration, Leadership, Excellence, Agility, Respect and Responsibility. We’re looking for people who want to contribute, spark fresh ideas and go beyond expectations. People who want to be able to proudly do what’s right, for the firm, our clients, our people and themselves. It’s how it should be. #LI-ME1

Pension Actuary Jobs and Actuarial Careers in Pensions