Brighton

Staines

London

Part Qualified

Qualified

Health

Property & Casualty

Python

Data Science

Experience Analysis

Coding

Motor

Pricing

Machine Learning

Consulting

Excel

Contract

Tableau

Emblem

Alteryx

Radar

At Direct Line Group, we’re shaping the future. With a mission to make insurance easier and better value for our customers, we embrace change in all its richness and variety. It’s not just what we do; it’s how we do it. We bring our whole selves to work every day and embrace fresh thinking – after all, Britain is constantly changing and to protect the nation, we adapt with it.Across our diverse brands – including Direct Line, Churchill, Privilege and Green Flag – change takes many forms. We appreciate the knowledge and skills that each one of us brings to the business. It’s hard not to be inspired by the things that make us unique. Boldness, curiosity and enthusiasm go a long way. And they’re helping us transform the industry we lead.In support we currently have a great opportunity for a Property &amp; Liability Pricing Manager.About The RoleThe role will support the Head of Property &amp; Liability Pricing in delivering pricing recommendations for all Commercial Lines Property &amp; Liability lines (exc. packaged products). You will utilize your technical pricing expertise to guide the team towards delivering effective pricing decisions based upon suitable models and assumptions.What being a Property &amp; Liability Pricing Manager involves:<ul><li>Assist in the management and implementation of pricing projects. This will include scoping requirements, overseeing the production of technical pricing specs, planning the deliverables, estimating the benefits, gaining stakeholder buy-in, finding solutions to issues encountered, and post implementation monitoring and review. You'll be expected to oversee and quality check the work of others.</li><li>Build effective working relationships with senior stakeholders in underwriting, reserving and product management in order to support the business from a pricing perspective</li><li>Update and develop technical pricing models as required to enable the business to both price effectively and to manage pricing risk effectively</li><li>Strive continuously to improve the statistical validity and efficiency of all modelling and other analysis. Evaluate existing pricing, MI and data processes and identify opportunities for efficiency or quality improvements.</li><li>Support the design, improvement and enforcement of appropriate controls to ensure that rate change testing is fit for purpose, efficient, and complies with all audit requirements to minimise the occurrence of incidents in production</li><li>Provide technical leadership to analysts to help them deliver effective price change proposals that help the business to meet its objectives.</li><li>Develop your own skills and knowledge in pricing, DLG systems, underwriting, reserving, the Commercial Lines insurance market, our / competitor Complex insurance products.</li><li>Provide technical support and development to less experienced pricing analysts, quality check their work and provide guidance to them on how best to deliver their pricing assignments</li><li>Identify, own and manage the risks involved in running our business appropriately to this role, in line with the company risk framework. Communicate to peers and team managers in a timely manner where you have discovered price, model or data issues and suggest appropriate remedial actions.</li><li>Monitor trading and loss ratio performance and gain a deep understanding of the underlying performance of each account, and be able to explain what the drivers are of trends in performance.</li></ul>Skills and qualities you'll need:<ul><li>Insurance experience working within an insurance pricing environment</li><li>Experience in delivering business targets in an analytical/actuarial environment</li><li>Degree in a numerate subject (e.g. Maths, Statistics, Economics, Operational Research);</li><li>Ideally a post-graduate statistical qualification or significant progression towards further relevant professional qualifications (e.g. actuarial)</li><li>Proficiency in Excel, Radar and Emblem is essential</li><li>Proficiency in VBA, SAS, Alteryx, Tableau &amp; Machine Learning would be advantageous</li></ul>Ways of workingHere at Direct Line Group, we recognise the importance of flexibility, not only in our personal lives but also in the way we work. Our mixed model way of working offers a 'best of both worlds' approach combining the best parts of home and office-working, offering flexibility for everyone - even if it's part-time hours you're looking to work!We’ve ditched the daily commute for a virtual first approach. If you do come into the office, there are exciting workspaces and zones you can use, depending on the type of work you are doing.How much you’ll be in the office depends on your role, and we’ll consider the flexible working options that work best for you. Please get in touch with the team to discuss!

Salary: Up to £105K + fantastic benefits including 10% Management Bonus SchemeHere you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.Bupa’s purpose is to help people live longer, healthier, happier lives and making a better world, our Actuarial teams play a key role in helping us deliver on our purpose. In 2019 we appointed a new Chief Actuary, under their leadership we’ve expanded our team and invested in our colleagues, delivering great results for our business.We believe our Actuarial team shapes the future of our company. With colleagues covering pricing, reserving, modelling and much more they help future proof our business, all the while keeping our customers at the heart of every decision.The pricing actuary's purpose is to support Bupa Global by improving data, insights and predictive analytics within the company. Making strategic and tactical recommendations on pricing and underwriting topics in support of Bupa’s strategic goals and the pricing and underwriting strategy.It’s pricing that’s truly Global: UK, Dubai, HK, Egypt, Bahrain, Qatar etc...It's broad. You'll be developing the strategy to grow the business further (pricing and sophistication). It's an exciting time to be at forefront of this enterprise expansion…Responsibilities:<ul><li>Working with international stakeholders to develop new pricing initiatives and support other areas that require pricing input</li><li>Carrying out rate and zonal reviews to assess performance of Bupa’s product suite and making pricing recommendations and supporting the implementation of these</li><li>Developing and maintaining risk, demand and value models using generalised linear models and machine learning to support pricing and to provide insight into customer decision-making</li><li>Building pricing scenario tools to test different pricing strategies</li><li>Identification, development and deployment of new analytical techniques, tools and data sources, and supporting team members in making optimal use of these</li><li>Pricing of new and existing IPMI and other insurance products</li><li>Facilitating and interpreting competitor pricing analysis</li></ul>Supporting projects across multiple functional areas, as a subject matter expert, applying advanced analytical methods to develop business solutions to challenges and opportunities that arise.Requirements:<ul><li>Qualified Actuary (IFoA) with 2-3 years post-qualification experience – strong, newly qualified candidates will be considered or a similar level of experience in a pricing team</li><li>I/PMI pricing experience – candidates with pricing experience in other general insurance sectors will be considered</li><li>Strong experience with manipulating and using insurance data</li><li>Statistical modelling experience including Generalised Linear Modelling and other advanced analytics methods</li><li>Lifetime value or embedded value modelling</li><li>Experience with suitable statistical and analytical tools such as SAS, Earnix, Emblem, Radar and R</li><li>Proven track record of applying advanced analytics and data modelling to business situations in order to provide strategic recommendations. Ability to refine and apply knowledge of data to solve business needs</li></ul>A proactive mindset, challenging requirements, seeing things from a customer's viewpoint and exploring new directions from results of analyses.Why Bupa?We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Benefits:<ul><li>One off Golden Handshake payment (T’s and C’s apply)</li><li>Payment of Professional Registration fees</li><li>Equivalent to 25 days holiday per year, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Support with travel costs via a season ticket loan or cycle2work</li><li>Discounted access to online gym sessions through Gympass</li><li>Various other benefits and online discounts</li><li>Free onsite massages as a recognition for your hard work</li><li>Opportunity to participate in our annual awards ceremony</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.Whether you’ve found your feet or are discovering a new path. Welcome to a place that celebrates you.This isn’t where you've been. This is where you're going. This is what we have belief in.

<ul><li>£40-60k salary + generous benefits package</li><li>Hybrid working (2-3 days each week in our London office)</li></ul>About usWe’re Policy Expert, a home and motor insurance provider and we’re on a mission to shake up the personal insurance industry.
 We launched Policy Expert in 2011 because we wanted to put people first. From the very beginning our philosophy has been simple – put people at the heart of everything we do.Within two years we were rated the UK’s no.1 Home Insurance provider on Reviewcentre.com, an accolade we have been proud of and held ever since. We have also been awarded a range of customer and industry awards that we’re incredibly proud of and have just made the milestone of just over one million customers trusting us to insure their homes with us.We know our success comes from our talented workforce and as a business we pride ourselves on going that extra mile for our people. We have a growing team of over 100 tech experts across our London office, helping customers find the best deals for their Home and Car insurance.We have big aspirations. We aim to build longer and deeper relationships with our customers and to help them see insurance as being a help, not a hindrance.The pricing teamWe are the engine behind the business, collaborating closely with our data engineering, machine learning, marketing and wider tech teams to underpin the company's growth and footprint.We’ve got a huge amount of backing from our leadership team, allowing us to make decisions quickly and react to an ever-changing market. This autonomy gives us the edge over competition and allows us to stay nimble as we scale.As I’m sure that you are aware, data is key, that’s why we ingest huge amounts of it from various third parties. This gives us a crystal-clear picture of our customers, leading to a best-in-class loss ratio keeping us one step ahead of the market.Key responsibilities<ul><li>Provide support in forecasting our growth and loss ratio.</li><li>Work closely with other members of pricing to carry out regular rate reviews and monitor their impact.</li><li>You will be analysing large data sets, recommending initiatives and building models to execute these initiatives.</li><li>Producing periodic reporting to senior managers.</li><li>Work with engineers to make your ideas a reality.</li><li>Provide analytical support in ongoing relationships with reinsurers, regulators and other partners.</li><li>Provide pricing support for the launch of multiple new products.</li></ul>Qualifications/Experience<ul><li>1-2 years pricing experience in an insurer environment (preferably in UK motor/home).</li><li>2:1 degree in numerical discipline e.g. Maths, Physics, Econometrics.</li><li>Strong data manipulation skills using SQL/Python/R or similar.</li><li>Experience of rating update processes, performance and impact monitoring.</li><li>Good understanding of retail price optimisation</li><li>Trained in risk models such as GLMs.</li></ul>Experience using WTW Emblem or WTW RADAR software is an advantage.Benefits<ul><li>£40-60k salary depending on your experience</li><li>Private medical cover with Vitality</li><li>Dental Insurance</li><li>Hybrid working</li><li>Training and education through LinkedIn learning and Plurasigh</li><li>Travel season ticket loan</li><li>Social events through the year</li><li>Access to selected London O2 events and use of a Private Lounge.</li><li>Employee Wellbeing Programme</li></ul>Please be aware that we cannot offer sponsorship for this role.

£35K - £39K + fantastic benefitsAbout BupaHere you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.We always go the extra mile by giving our customers fast access to treatment and helping them get the specialist support they need. At Bupa, you’ll be a part of a fun, social environment as well as making a huge difference for our customers. Expect solid benefits and opportunities to grow.About the teamWe believe our Actuarial team shapes the future of our company. With colleagues covering pricing, reserving, modelling and much more they help future proof our business, all the while keeping our customers at the heart of every decision.An exciting development opportunity has arisen where you will provide technical actuarial support for a variety of projects including the development of pricing recommendations to be taken to the internal pricing governance committees.About the roleResponsibilities and activities will vary depending on evolving strategy and priorities within the business but will include the following types of tasks:<ul><li>Analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions.</li><li>Supporting the development of new products and benefit features and support the pricing of any relevant new product or benefit changes.</li><li>Carrying out analysis and investigations of an actuarial nature, covering topics such as new business conversion rates, retention, competitor pricing, customer complaints and decision-making, expense allocation and long-term profitability by customer segment.</li><li>In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.</li></ul>A typical day will involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. Work will be documented in line with the Technical Actuarial Standards and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.You will work closely with colleagues in other teams such as Sales, Finance, Customer Insights, Product &amp; Proposition, Clinical Policy and Healthcare Analytics on a range of projects and initiatives.You'll also work with our colleagues in the Actuarial Technical Hub to understand claims inflation and its impact on product performance, and to ensure that the impact of our pricing work is taken into account in reporting and planning.RequirementsThe role holder is expected to have the following experience and qualifications:<ul><li>1 to 4 passes/exemptions towards the FIA/FFA qualification (or equivalent).</li><li>Experience in pricing in general insurance or health markets.</li><li>Theoretical or practical knowledge of some of the following types of models: Generalised Linear Modelling or machine learning; econometrics such as price optimisation; lifetime value value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Strong communication skills, including the ability to present technical information and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li></ul>Experience with SAS, R, Emblem and Radar would be an advantage.Why Bupa? We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. You will be eligible for:<ul><li>25 days holiday, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Onsite gyms or local discounts where no onsite gym available</li><li>Various other benefits and online discounts</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

Up to £93K + fantastic benefits including 10% Management Bonus SchemeAbout BupaHere you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusiveenvironment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.Bupa’s purpose is to help people live longer, healthier, happier lives and making a batter world, our Actuarial teams play a key role in helping us deliver on our purpose. In 2019 we appointed a new Chief Actuary, under their leadership we’ve expanded our team and invested in our colleagues, delivering great results for our business.About the teamWe believe our Actuarial team shapes the future of our company. With colleagues covering pricing, reserving, modelling and much more they help future proof our business, all the while keeping our customers at the heart of every decision.The pricing actuary's purpose is to support Bupa Global by improving data, insights and predictive analytics within the company. Making strategic and tactical recommendations on pricing and underwriting topics in support of Bupa’s strategic goals and the pricing and underwriting strategy.It’s pricing that’s truly Global: UK, Dubai, HK, Egypt, Bahrain, Qatar etc...It's broad. You'll be developing the strategy to grow the business further (pricing and sophistication). It's an exciting time to be at forefront of this enterprise expansion…Responsibilities and activities will vary depending on evolving strategy and priorities within the business but will include the following types of tasks:<ul><li>Working with international stakeholders to develop new pricing initiatives and support other areas that require pricing input</li><li>Carrying out rate and zonal reviews to assess performance of Bupa’s product suite and making pricing recommendations and supporting the implementation of these</li><li>Developing and maintaining risk, demand and value models using generalised linear models and machine learning to support pricing and to provide insight into customer decision-making</li><li>Building pricing scenario tools to test different pricing strategies</li><li>Identification, development and deployment of new analytical techniques, tools and data sources, and supporting team members in making optimal use of these</li><li>Pricing of new and existing IPMI and other insurance products</li><li>Facilitating and interpreting competitor pricing analysis</li></ul>Supporting projects across multiple functional areas, as a subject matter expert, applying advanced analytical methods to develop business solutions to challenges and opportunities that arise.The role holder is expected to have the following experience and qualification/s:<ul><li>Qualified Actuary (IFoA) with 2-3 years post-qualification experience – strong, newly qualified candidates will be considered or a similar level of experience in a pricing team</li><li>I/PMI pricing experience – candidates with pricing experience in other general insurance sectors will be considered</li><li>Strong experience with manipulating and using insurance data</li><li>Statistical modelling experience including Generalised Linear Modelling and other advanced analytics methods</li><li>Lifetime value or embedded value modelling</li><li>Experience with suitable statistical and analytical tools such as SAS, Earnix, Emblem, Radar and R</li><li>Proven track record of applying advanced analytics and data modelling to business situations in order to provide strategic recommendations.  Ability to refine and apply knowledge of data to solve business needs</li></ul>A proactive mindset, challenging requirements, seeing things from a customer's viewpoint and exploring new directions from results of analyses.Why Bupa? We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. You’ll be eligible for:<ul><li>One off Golden Handshake payment (T’s and C’s apply)</li><li>Payment of Professional Registration fees</li><li>Equivalent to 25 days holiday per year, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Support with travel costs via a season ticket loan or cycle2work</li><li>Discounted access to online gym sessions through Gympass</li><li>Various other benefits and online discounts</li><li>Free onsite massages as a recognition for your hard work</li><li>Opportunity to participate in our annual awards ceremony</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.We always go the extra mile by giving our customers fast access to treatment and helping them get the specialist support they need. At Bupa, you’ll be a part of a fun, social environment as well as making a huge difference for our customers. Expect solid benefits and opportunities to grow.We believe our Actuarial team shapes the future of our company. With colleagues covering pricing, reserving, modelling and much more they help future proof our business, all the while keeping our customers at the heart of every decision.An exciting development opportunity has arisen where you will provide technical actuarial support for a variety of projects including the development of pricing recommendations to be taken to the internal pricing governance committees.Responsibilities and activities will vary depending on evolving strategy and priorities within the business but will include the following types of tasks:<ul><li>Analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions.</li><li>Supporting the development of new products and benefit features and support the pricing of any relevant new product or benefit changes.</li><li>Carrying out analysis and investigations of an actuarial nature, covering topics such as new business conversion rates, retention, competitor pricing, customer complaints and decision-making, expense allocation and long-term profitability by customer segment.</li></ul>In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.A typical day will involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. Work will be documented in line with the Technical Actuarial Standards and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.You will work closely with colleagues in other teams such as Sales, Finance, Customer Insights, Product &amp; Proposition, Clinical Policy and Healthcare Analytics on a range of projects and initiatives.You'll also work with our colleagues in the Actuarial Technical Hub to understand claims inflation and its impact on product performance, and to ensure that the impact of our pricing work is taken into account in reporting and planning.The role holder is expected to have the following experience and qualifications:<ul><li>1 to 4 passes/exemptions towards the FIA/FFA qualification (or equivalent).</li><li>Experience in pricing in general insurance or health markets.</li><li>Theoretical or practical knowledge of some of the following types of models: Generalised Linear Modelling or machine learning; econometrics such as price optimisation; lifetime value value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Strong communication skills, including the ability to present technical information and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li><li>Experience with SAS, R, Emblem and Radar would be an advantage.</li></ul>Why Bupa?We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. You will be eligible for:<ul><li>25 days holiday, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Onsite gyms or local discounts where no onsite gym available</li><li>Various other benefits and online discounts</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.No matter your role, you’ll have an opportunity to do work that matters. Making a difference to the lives of our customers each and every day.Role OverviewThis role is in Bupa's UK Insurance business and you'll be part of the actuarial team responsible for the pricing and analytics for one or more of our insurance products. We're responsible for developing and delivering the pricing strategy in support of Bupa's strategic goals. This will involve the analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions. In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.What you’ll do:You’ll support the development of new products and benefit features and support the pricing of any relevant new product or benefit changes. You’ll also be carrying out analysis and investigations of an actuarial nature, covering topics such as new business conversion rates, retention, competitor pricing, customer complaints and decision-making, expense allocation and long-term profitability by customer segment.A typical day will involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. Work will be documented in line with the Technical Actuarial Standards and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.You will work closely with colleagues in other teams such as Sales, Finance, Customer Insights, Product &amp; Proposition, Clinical Policy and Healthcare Analytics on a range of projects and initiatives. You'll also work with our colleagues in the Actuarial Technical Hub to understand claims inflation and its impact on product performance, and to ensure that the impact of our pricing work is taken into account in reporting and planning.What you’ll bring:The role holder is expected to have the following experience and qualification/s:<ul><li>Experience in pricing in general insurance or health markets.</li><li>Practical knowledge of some of the following types of models: Generalised Linear Modelling or machine learning; econometrics such as price optimisation; lifetime value value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Strong communication skills, including the ability to present technical information  and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li><li>Experience with SAS, Emblem and Radar essential.</li><li>Experience with R would be an advantage.</li><li>Good progression towards the IFoA qualification (or equivalent) would be an advantage. </li><li>Put fair treatment of customers at the heart of what you say and do. Be courageous and speak up if you believe our products or services do not deliver what we have led our customers to expect</li><li>Be accountable and take ownership for ensuring you are familiar with all regulatory requirements that fall within the remit of your role and comply with them at all times. Seek guidance if you need support understanding your regulatory requirements. Notify, without delay, any potential or actual breach of regulation</li><li>To maintain governance and control requirements, ensuring all internal governance requirements are met, including full compliance with all policies, audit actions, monitoring actions and risk appetite</li><li>Maintain a suitable level of oversight over those responsibilities that have been delegated to other individuals for which you remain accountable</li><li>Provide a suitable level of regular Management Information to those accountable individuals where responsibility has been delegated to you</li></ul>Why Bupa? We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. As an Actuarial Pricing Analyst you’ll be eligible for:<ul><li>25 days holiday, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Onsite gyms or local discounts where no onsite gym available</li><li>Various other benefits and online discounts</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.Bupa’s purpose is to help people live longer, healthier, happier lives and making a batter world, our Actuarial teams play a key role in helping us deliver on our purpose. In 2019 we appointed a new Chief Actuary, under their leadership we’ve expanded our team and invested in our colleagues, delivering great results for our business.We believe our Actuarial team shapes the future of our company. With colleagues covering pricing, reserving, modelling and much more they help future proof our business, all the while keeping our customers at the heart of every decision.The pricing actuary's purpose is to support Bupa Global by improving data, insights and predictive analytics within the company. Making strategic and tactical recommendations on pricing and underwriting topics in support of Bupa’s strategic goals and the pricing and underwriting strategy.It’s pricing that’s truly Global: UK, Dubai, HK, Egypt, Bahrain, Qatar etc...It's broad. You'll be developing the strategy to grow the business further (pricing and sophistication). It's an exciting time to be at forefront of this enterprise expansion…Responsibilities and activities will vary depending on evolving strategy and priorities within the business but will include the following types of tasks:<ul><li>Working with international stakeholders to develop new pricing initiatives and support other areas that require pricing input</li><li>Carrying out rate and zonal reviews to assess performance of Bupa’s product suite and making pricing recommendations and supporting the implementation of these</li><li>Developing and maintaining risk, demand and value models using generalised linear models and machine learning to support pricing and to provide insight into customer decision-making</li><li>Building pricing scenario tools to test different pricing strategies</li><li>Identification, development and deployment of new analytical techniques, tools and data sources, and supporting team members in making optimal use of these</li><li>Pricing of new and existing IPMI and other insurance products</li><li>Facilitating and interpreting competitor pricing analysis</li></ul>Supporting projects across multiple functional areas, as a subject matter expert, applying advanced analytical methods to develop business solutions to challenges and opportunities that arise.The role holder is expected to have the following experience and qualification/s:<ul><li>Qualified Actuary (IFoA) with 2-3 years post-qualification experience – strong, newly qualified candidates will be considered or a similar level of experience in a pricing team</li><li>I/PMI pricing experience – candidates with pricing experience in other general insurance sectors will be considered</li><li>Strong experience with manipulating and using insurance data</li><li>Statistical modelling experience including Generalised Linear Modelling and other advanced analytics methods</li><li>Lifetime value or embedded value modelling</li><li>Experience with suitable statistical and analytical tools such as SAS, Earnix, Emblem, Radar and R</li><li>Proven track record of applying advanced analytics and data modelling to business situations in order to provide strategic recommendations.  Ability to refine and apply knowledge of data to solve business needs</li></ul>A proactive mindset, challenging requirements, seeing things from a customer's viewpoint and exploring new directions from results of analyses.Why Bupa? We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. You’ll be eligible for:<ul><li>One off Golden Handshake payment (T’s and C’s apply)</li><li>Payment of Professional Registration fees</li><li>Equivalent to 25 days holiday per year, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Support with travel costs via a season ticket loan or cycle2work</li><li>Discounted access to online gym sessions through Gympass</li><li>Various other benefits and online discounts</li><li>Free onsite massages as a recognition for your hard work</li><li>Opportunity to participate in our annual awards ceremony</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

<ul><li>Hybrid working: up to 4 days per week working from home</li><li>Salary: £45K - £54K per annum + excellent benefits</li></ul>Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.No matter your role, you’ll have an opportunity to do work that matters. Making a difference to the lives of our customers each and every day.Role OverviewThis role is in Bupa's UK Insurance business and you'll be part of the actuarial team responsible for the pricing and analytics for one or more of our insurance products. We're responsible for developing and delivering the pricing strategy in support of Bupa's strategic goals. This will involve the analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions. In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.What you’ll do:<ul><li>You’ll support the development of new products and benefit features and support the pricing of any relevant new product or benefit changes.</li><li>You’ll also be carrying out analysis and investigations of an actuarial nature, covering topics such as new business conversion rates, retention, competitor pricing, customer complaints and decision-making, expense allocation and long-term profitability by customer segment.</li><li>A typical day will involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. Work will be documented in line with the Technical Actuarial Standards and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.</li><li>You will work closely with colleagues in other teams such as Sales, Finance, Customer Insights, Product &amp; Proposition, Clinical Policy and Healthcare Analytics on a range of projects and initiatives. You'll also work with our colleagues in the Actuarial Technical Hub to understand claims inflation and its impact on product performance, and to ensure that the impact of our pricing work is taken into account in reporting and planning.</li></ul>What you’ll bring:<ul><li>The role holder is expected to have the following experience and qualification/s:</li><li>Experience in pricing in general insurance or health markets.</li><li>Practical knowledge of some of the following types of models: Generalised Linear Modelling or machine learning; econometrics such as price optimisation; lifetime value value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Strong communication skills, including the ability to present technical information  and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li><li>Experience with SAS, Emblem and Radar essential.</li><li>Experience with R would be an advantage.</li><li>Good progression towards the IFoA qualification (or equivalent) would be an advantage. </li><li>Put fair treatment of customers at the heart of what you say and do. Be courageous and speak up if you believe our products or services do not deliver what we have led our customers to expect</li><li>Be accountable and take ownership for ensuring you are familiar with all regulatory requirements that fall within the remit of your role and comply with them at all times. Seek guidance if you need support understanding your regulatory requirements. Notify, without delay, any potential or actual breach of regulation</li><li>To maintain governance and control requirements, ensuring all internal governance requirements are met, including full compliance with all policies, audit actions, monitoring actions and risk appetite</li><li>Maintain a suitable level of oversight over those responsibilities that have been delegated to other individuals for which you remain accountable</li><li>Provide a suitable level of regular Management Information to those accountable individuals where responsibility has been delegated to you</li></ul>Why Bupa?We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. As an Actuarial Pricing Analyst you’ll be eligible for:<ul><li>25 days holiday, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Onsite gyms or local discounts where no onsite gym available</li><li>Various other benefits and online discounts</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

We have an exciting opportunity for a Senior Pricing Analyst to join the Retail Pricing Team here at AXA UK. You'll be leading New Business and Renewals project across Direct or Intermediary business to drive benefit from Price Optimisation with consideration to business requirements.This is a fast-paced environment where frequent changes in the competitive landscape, data availability and modelling methods present an ongoing challenge to maintain and improve AXA’s standing in Direct and Intermediated Motor & Home Insurance markets. Changes we implement are measurable very quickly so our team’s contribution is recognisable, equally we have accountability for our proposals!At AXA we’re adopting a Hybrid way of working, empowering our people to balance their time between home and the office in a way that works best for them, their team and our customers.What you’ll be doing:<ul><li>Responsibility for the end-to-end delivery of value adding Price Optimisations, including Monitoring the performance of Optimisation. Design, maintenance and improvement of optimisation structures to improve business outcomes in line with stakeholder objectives and project management of supporting analysts.</li><li>Investigations of customers’ responses to price variations via impact analysis and scenario modelling</li><li>Understanding and improving customer lifetime value outcomes</li><li>Competitor Analysis and understanding Market activity</li><li>Supporting on new deals, offers and product testing</li><li>Fine tuning trading performance</li><li>Representing pricing in trading committees through supporting to key stakeholders and being clear on P&L targets</li><li>Peer review of own and others work, coaching & mentoring junior colleagues</li><li>Data reconciliation & ensuring thorough process documentation</li></ul>Due to the number of applications we expect to receive for this role, we reserve the right to close this advert earlier than the listed closing date to ensure we’re able to effectively manage interest. Therefore, if you’re interested in joining us at AXA, please don’t hesitate to apply.Qualifications<ul><li>Excellent numerical mathematical skills. Degree in a numerical discipline or evidence of equivalent proficiency.</li><li>Demonstrable experience in a related Insurance Pricing role strongly preferred.</li><li>Must be a competent planner and demonstrate ability to prioritise own workload and that of a small project team.</li><li>Data Science skills and experience of machine learning algorithms using open source statistical packages R and Python preferable.</li><li>Optimisation, Emblem & Radar or similar pricing software experience is desirable.</li><li>Strong commercial awareness and ability to understand impact of trading decisions.</li><li>Strong competency with SAS or SQL.</li></ul>As a precondition of employment for this role, you must be eligible and authorised to work in the United Kingdom.This position has been defined as an Insurance Distribution Directive (IDD) role under the IDD regime which means that in addition to pre-employment screening checks, the successful candidate will be subject to background screening every 4 years with an annual declaration in interim years.About AXAWith a presence in over 60 countries, and 165,000 employees serving the needs of 107 million customers, AXA is big.But never too big to care for every single person who works here. So when you join us, we promise to put our collective might behind you and your career.You’ll work in an open and supportive environment where you’ll be developed, challenged and encouraged to move around to achieve even bigger and better things – nationally and internationally. You’ll learn directly from senior leaders, from the best in our business. And you’ll enjoy real responsibility, really early on.Every large company today talks about supporting diversity and inclusion. But at AXA UK, these values form an integral part of everything we do. For us, it’s about bringing together the best talent, helping people to realise their full potential by being 100% themselves at work and delivering outstanding service to everyone – regardless of difference.Proud to be part of the AXA Group, a global insurance brand and a worldwide leader in financial services, AXA Insurance businesses employ over 5,500 in a network of offices across the UK. Our expert teams care for a huge range of customers, helping them protect their cars, homes and businesses against life’s uncertainties. Whether bought directly, through brokers or through a number of corporate partners, our market-leading products are trusted by millions.What We OfferOne of the best things about joining AXA is our rewards package. At AXA UK, we’re appreciative of the people who work for us and our rewards package is reviewed regularly to reflect that. You can expect to receive:<ul><li>Competitive annual salary</li><li>Annual company & performance-based bonus</li><li>Contributory pension scheme (up to 12% employer contributions)</li><li>Life Assurance (up to 10 x annual salary)</li><li>25days annual leave plus Bank Holidays</li><li>Opportunity to buy up to 5 extra days leave or sell up to 3 days leave</li><li>AXA employee discounts</li><li>Gym benefits</li></ul>Our ambition is to become one of the most inspiring companies to work for, as such we’re committed to supporting employee needs, providing meaningful career development and celebrating differences. We understand that everyone has individual work and home life responsibilities, therefore we’re happy to discuss flexible working arrangements for this role, should this be a requirement for you.We look for candidates with the right skills and values to join us and selection is based on a fair and equal process. As a regulated financial services company, all successful candidates will be subject to preemployment checks. We’re committed to providing equal opportunities for all, therefore we welcome and encourage applications from people of all backgrounds.As a disability confident employer, we’re pleased to offer our support and access to the AXA Accessibility Concierge should you require an alternative method of applying or any reasonable adjustments to be made during the recruitment process.

<ul><li>Fixed Term Contract - Until end of 2023</li><li>Full Time – 37.5 hours pw</li><li>£60K - £70K + excellent benefits</li><li>Hybrid Working – location can be flexible (London/Staines)</li></ul>Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.No matter your role, you’ll have an opportunity to do work that matters. Making a difference to the lives of our customers each and every day.Role OverviewThis role is to to support the embedding of our program of sophisticated pricing practices across the UK Insurance Consumer & SME Pricing teams. Supporting the smooth transition to new working practices, developing portfolio analysis tools and monitoring the performance of the new pricing models.We require 2 Fixed Term Contractors until end of 2023 to support the embedding of new pricing models and new ways of working into BAU – one role each for the Consumer and SME Pricing teams. Key deliverables will be the successful transition from current to new pricing regimes and establishing portfolio analysis to monitor the performance of the new pricing models.What you’ll do:This role is in Bupa's UK Insurance business, and you'll be part of the Commercial Pricing team who are responsible for the pricing and analytics for our Consumer and SME PMI insurance products. We're accountable for developing and delivering the pricing strategy in support of Bupa's strategic goals.Typically, this involves analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions. In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.You will work closely with colleagues in the pricing project and BAU pricing teams, along with those from other teams such as Actuarial reporting & forecasting, Sales, Finance, IT and Product as well as external consultants.Acting under management instructions there may be the occasional opportunity to support some BAU activity which could involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. Work will be documented in line with the Technical Actuarial Standards, and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.What you’ll bring:The role holder is expected to have the following experience and qualifications:<ul><li>Experience in pricing in general insurance or health markets.</li><li>Practical knowledge of GLM/GBM/machine learning, price optimisation, lifetime value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Ability to apply technical knowledge effectively in a business and commercial context</li><li>Strong communication skills, including the ability to present technical information and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li><li>Experience with SAS, Emblem and Radar essential.</li><li>Experience with Python would be an advantage.</li><li>Good progression towards the IFoA qualification (or equivalent) would be an advantage</li></ul>BenefitsWe are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers. Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. You’ll be eligible for:<ul><li>25 days holiday per year, pro rata to your contract.</li><li>Access to a range of services to support your physical and mental wellbeing</li><li>Fixed term benefits allowance</li><li>Access to our confidential employee assistance programme</li><li>Workplace pension</li><li>Online discounts covering your everyday shopping, entertainment, eating out and more.
</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

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