Armonk NY

Bangalore

Brighton

Charlotte NC

Dublin

Hoofddorp

Hove

Leawood KS

London

Remote

Staines

Stockholm

Graduate

Part Qualified

Associate

Qualified

Life

Health

Property & Casualty

Reinsurance

Risk

Python

Modelling

Data Science

Experience Analysis

Prophet

Coding

Motor

Pricing

Machine Learning

Consulting

Excel

Contract

Tableau

Emblem

Radar

Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.We always go the extra mile by giving our customers fast access to treatment and helping them get the specialist support they need. At Bupa, you’ll be a part of a fun, social environment as well as making a huge difference for our customers. Expect solid benefits and opportunities to grow.We believe our Actuarial team shapes the future of our company. With colleagues covering pricing, reserving, modelling and much more they help future proof our business, all the while keeping our customers at the heart of every decision.An exciting development opportunity has arisen where you will provide technical actuarial support for a variety of projects including the development of pricing recommendations to be taken to the internal pricing governance committees.Responsibilities and activities will vary depending on evolving strategy and priorities within the business but will include the following types of tasks:<ul><li>Analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions.</li><li>Supporting the development of new products and benefit features and support the pricing of any relevant new product or benefit changes.</li><li>Carrying out analysis and investigations of an actuarial nature, covering topics such as new business conversion rates, retention, competitor pricing, customer complaints and decision-making, expense allocation and long-term profitability by customer segment.</li></ul>In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.A typical day will involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. Work will be documented in line with the Technical Actuarial Standards and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.You will work closely with colleagues in other teams such as Sales, Finance, Customer Insights, Product &amp; Proposition, Clinical Policy and Healthcare Analytics on a range of projects and initiatives.You'll also work with our colleagues in the Actuarial Technical Hub to understand claims inflation and its impact on product performance, and to ensure that the impact of our pricing work is taken into account in reporting and planning.The role holder is expected to have the following experience and qualifications:<ul><li>1 to 4 passes/exemptions towards the FIA/FFA qualification (or equivalent).</li><li>Experience in pricing in general insurance or health markets.</li><li>Theoretical or practical knowledge of some of the following types of models: Generalised Linear Modelling or machine learning; econometrics such as price optimisation; lifetime value value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Strong communication skills, including the ability to present technical information and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li><li>Experience with SAS, R, Emblem and Radar would be an advantage.</li></ul>Why Bupa?We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. You will be eligible for:<ul><li>25 days holiday, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Onsite gyms or local discounts where no onsite gym available</li><li>Various other benefits and online discounts</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.No matter your role, you’ll have an opportunity to do work that matters. Making a difference to the lives of our customers each and every day.Role OverviewThis role is in Bupa's UK Insurance business and you'll be part of the actuarial team responsible for the pricing and analytics for one or more of our insurance products. We're responsible for developing and delivering the pricing strategy in support of Bupa's strategic goals. This will involve the analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions. In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.What you’ll do:You’ll support the development of new products and benefit features and support the pricing of any relevant new product or benefit changes. You’ll also be carrying out analysis and investigations of an actuarial nature, covering topics such as new business conversion rates, retention, competitor pricing, customer complaints and decision-making, expense allocation and long-term profitability by customer segment.A typical day will involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. Work will be documented in line with the Technical Actuarial Standards and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.You will work closely with colleagues in other teams such as Sales, Finance, Customer Insights, Product &amp; Proposition, Clinical Policy and Healthcare Analytics on a range of projects and initiatives. You'll also work with our colleagues in the Actuarial Technical Hub to understand claims inflation and its impact on product performance, and to ensure that the impact of our pricing work is taken into account in reporting and planning.What you’ll bring:The role holder is expected to have the following experience and qualification/s:<ul><li>Experience in pricing in general insurance or health markets.</li><li>Practical knowledge of some of the following types of models: Generalised Linear Modelling or machine learning; econometrics such as price optimisation; lifetime value value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Strong communication skills, including the ability to present technical information  and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li><li>Experience with SAS, Emblem and Radar essential.</li><li>Experience with R would be an advantage.</li><li>Good progression towards the IFoA qualification (or equivalent) would be an advantage. </li><li>Put fair treatment of customers at the heart of what you say and do. Be courageous and speak up if you believe our products or services do not deliver what we have led our customers to expect</li><li>Be accountable and take ownership for ensuring you are familiar with all regulatory requirements that fall within the remit of your role and comply with them at all times. Seek guidance if you need support understanding your regulatory requirements. Notify, without delay, any potential or actual breach of regulation</li><li>To maintain governance and control requirements, ensuring all internal governance requirements are met, including full compliance with all policies, audit actions, monitoring actions and risk appetite</li><li>Maintain a suitable level of oversight over those responsibilities that have been delegated to other individuals for which you remain accountable</li><li>Provide a suitable level of regular Management Information to those accountable individuals where responsibility has been delegated to you</li></ul>Why Bupa? We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. As an Actuarial Pricing Analyst you’ll be eligible for:<ul><li>25 days holiday, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Onsite gyms or local discounts where no onsite gym available</li><li>Various other benefits and online discounts</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.Bupa’s purpose is to help people live longer, healthier, happier lives and making a batter world, our Actuarial teams play a key role in helping us deliver on our purpose. In 2019 we appointed a new Chief Actuary, under their leadership we’ve expanded our team and invested in our colleagues, delivering great results for our business.We believe our Actuarial team shapes the future of our company. With colleagues covering pricing, reserving, modelling and much more they help future proof our business, all the while keeping our customers at the heart of every decision.The pricing actuary's purpose is to support Bupa Global by improving data, insights and predictive analytics within the company. Making strategic and tactical recommendations on pricing and underwriting topics in support of Bupa’s strategic goals and the pricing and underwriting strategy.It’s pricing that’s truly Global: UK, Dubai, HK, Egypt, Bahrain, Qatar etc...It's broad. You'll be developing the strategy to grow the business further (pricing and sophistication). It's an exciting time to be at forefront of this enterprise expansion…Responsibilities and activities will vary depending on evolving strategy and priorities within the business but will include the following types of tasks:<ul><li>Working with international stakeholders to develop new pricing initiatives and support other areas that require pricing input</li><li>Carrying out rate and zonal reviews to assess performance of Bupa’s product suite and making pricing recommendations and supporting the implementation of these</li><li>Developing and maintaining risk, demand and value models using generalised linear models and machine learning to support pricing and to provide insight into customer decision-making</li><li>Building pricing scenario tools to test different pricing strategies</li><li>Identification, development and deployment of new analytical techniques, tools and data sources, and supporting team members in making optimal use of these</li><li>Pricing of new and existing IPMI and other insurance products</li><li>Facilitating and interpreting competitor pricing analysis</li></ul>Supporting projects across multiple functional areas, as a subject matter expert, applying advanced analytical methods to develop business solutions to challenges and opportunities that arise.The role holder is expected to have the following experience and qualification/s:<ul><li>Qualified Actuary (IFoA) with 2-3 years post-qualification experience – strong, newly qualified candidates will be considered or a similar level of experience in a pricing team</li><li>I/PMI pricing experience – candidates with pricing experience in other general insurance sectors will be considered</li><li>Strong experience with manipulating and using insurance data</li><li>Statistical modelling experience including Generalised Linear Modelling and other advanced analytics methods</li><li>Lifetime value or embedded value modelling</li><li>Experience with suitable statistical and analytical tools such as SAS, Earnix, Emblem, Radar and R</li><li>Proven track record of applying advanced analytics and data modelling to business situations in order to provide strategic recommendations.  Ability to refine and apply knowledge of data to solve business needs</li></ul>A proactive mindset, challenging requirements, seeing things from a customer's viewpoint and exploring new directions from results of analyses.Why Bupa? We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. You’ll be eligible for:<ul><li>One off Golden Handshake payment (T’s and C’s apply)</li><li>Payment of Professional Registration fees</li><li>Equivalent to 25 days holiday per year, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Support with travel costs via a season ticket loan or cycle2work</li><li>Discounted access to online gym sessions through Gympass</li><li>Various other benefits and online discounts</li><li>Free onsite massages as a recognition for your hard work</li><li>Opportunity to participate in our annual awards ceremony</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

<ul><li>Hybrid working: up to 4 days per week working from home</li><li>Salary: £45K - £54K per annum + excellent benefits</li></ul>Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.No matter your role, you’ll have an opportunity to do work that matters. Making a difference to the lives of our customers each and every day.Role OverviewThis role is in Bupa's UK Insurance business and you'll be part of the actuarial team responsible for the pricing and analytics for one or more of our insurance products. We're responsible for developing and delivering the pricing strategy in support of Bupa's strategic goals. This will involve the analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions. In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.What you’ll do:<ul><li>You’ll support the development of new products and benefit features and support the pricing of any relevant new product or benefit changes.</li><li>You’ll also be carrying out analysis and investigations of an actuarial nature, covering topics such as new business conversion rates, retention, competitor pricing, customer complaints and decision-making, expense allocation and long-term profitability by customer segment.</li><li>A typical day will involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. Work will be documented in line with the Technical Actuarial Standards and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.</li><li>You will work closely with colleagues in other teams such as Sales, Finance, Customer Insights, Product &amp; Proposition, Clinical Policy and Healthcare Analytics on a range of projects and initiatives. You'll also work with our colleagues in the Actuarial Technical Hub to understand claims inflation and its impact on product performance, and to ensure that the impact of our pricing work is taken into account in reporting and planning.</li></ul>What you’ll bring:<ul><li>The role holder is expected to have the following experience and qualification/s:</li><li>Experience in pricing in general insurance or health markets.</li><li>Practical knowledge of some of the following types of models: Generalised Linear Modelling or machine learning; econometrics such as price optimisation; lifetime value value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Strong communication skills, including the ability to present technical information  and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li><li>Experience with SAS, Emblem and Radar essential.</li><li>Experience with R would be an advantage.</li><li>Good progression towards the IFoA qualification (or equivalent) would be an advantage. </li><li>Put fair treatment of customers at the heart of what you say and do. Be courageous and speak up if you believe our products or services do not deliver what we have led our customers to expect</li><li>Be accountable and take ownership for ensuring you are familiar with all regulatory requirements that fall within the remit of your role and comply with them at all times. Seek guidance if you need support understanding your regulatory requirements. Notify, without delay, any potential or actual breach of regulation</li><li>To maintain governance and control requirements, ensuring all internal governance requirements are met, including full compliance with all policies, audit actions, monitoring actions and risk appetite</li><li>Maintain a suitable level of oversight over those responsibilities that have been delegated to other individuals for which you remain accountable</li><li>Provide a suitable level of regular Management Information to those accountable individuals where responsibility has been delegated to you</li></ul>Why Bupa?We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. As an Actuarial Pricing Analyst you’ll be eligible for:<ul><li>25 days holiday, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Onsite gyms or local discounts where no onsite gym available</li><li>Various other benefits and online discounts</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

This role is based within the Innovation department but may also be required to support pricing and research activities. The role is expected to give exposure to the team’s larger data projects which will involve data analytics, programming, and machine learning techniques. As part of this role, the successful candidate will work with all areas within SCOR Global Life UK to obtain new business and to aid the development of new market initiatives to deliver profitable business. The team also provides opportunities to work with members of the global SCOR team as well.ResponsibilitiesExperience/Lapse Analysis<ul><li>Analyse data provided by clients, to suggest pricing bases for quotes and product development or to provide information for the commercial decisions of our clients</li><li>Analyse internal data to contribute to MI, profitability analysis, client management and research</li><li>Identify appropriate external research and derive analyses from external data sets</li></ul>Research<ul><li>Contribute to SCOR’s research activities and ad-hoc opportunities as required</li><li>Produce accurate documentation of research work carried out and help write reports and presentations to communicate findings both internally and externally</li></ul>Large data handling and exploration<ul><li>Support the development of large internal databases at the centre of the firm’s long term data strategy</li><li>Learn, develop and deploy the necessary techniques and tools required to analyse large datasets for commercial insight</li></ul>Customer Service<ul><li>Develop relationships and provide excellent customer service, both internally and externally to help deliver the company’s brand/plans</li></ul>Change Management<ul><li>Pro-actively consider different ways of doing things to improve efficiency</li><li>Present suggestions to develop new business opportunities</li></ul>Required experience &amp; competenciesEssential:<ul><li>Experience of working both within a team and as a self-motivated individual</li></ul>Desirable:<ul><li>Experience of mortality/morbidity analysis</li><li>Pricing experience</li><li>Experience in handling and analysing large datasets</li></ul>Personal Competencies:<ul><li>Excellent analytical skills</li><li>Self-motivation</li><li>Customer focus</li><li>Team work</li><li>Attention to detail</li><li>Excellent communication and interpersonal skills</li></ul>Required EducationEssential:<ul><li>Good working knowledge of Microsoft packages (particularly Excel/Access)</li><li>At least entry level knowledge of Python and/or R or the desire to learn coding</li></ul>Desirable:<ul><li>Knowledge of UK/Irish protection market</li><li>Some Actuarial training (actuarial trainees or those who have given up exams will both beconsidred)</li><li>Knowledge of PROPHET</li><li>Knowledge of SAS</li><li>Knowledge of data visualisation techniques and software (e.g. Tableau)</li><li>Knowledge of machine learning techniques</li></ul>About usSCOR, the 4th largest reinsurer in the world, provides insurance companies with a diversified and innovative range of solutions and services to control and manage risk. Leveraging experience and expertise to deliver “The Art &amp; Science of Risk”, SCOR provides cutting-edge financial solutions, analytics tools and services in all areas related to risk – from Life &amp; Health and Property &amp; Casualty insurance to Investments. Our specialized teams operate in over 160 countries, fostering long-term relationships with clients.In order to provide our clients with a broad range of innovative reinsurance solutions, SCOR pursues an underwriting policy that is founded on profitability and supported by effective risk management strategy and a prudent investment policy. This approach allows us to offer clients an optimum level of security, to create value for shareholders, and to contribute to the welfare and resilience of society by helping to protect insureds against the risks they face.At SCOR, we believe that employing people from different backgrounds and ensuring inclusivity is a major driving force for the success of the Group. We are committed to fostering a work environment in which all employees are treated fairly and respectfully, have equal access to opportunities and resources, and can contribute fully to SCOR’s success.

Your role at a glanceWe have a great opportunity for a part qualified actuary to join our Retail Protection team here at L&amp;G.In this role you will support the Risk Pricing team to help maintain L&amp;G as one of the UK’s leading market providers of Individual Protection products. You will do this by helping to develop and deliver experience investigations, assumption settings and methodologies to enable Retail Protection to meet its business goals.This is a hybrid working opportunity that will allow you to work effectively from home or the office and can be based from either our Hove or London Offices. What you'll be doing<ul><li>Developing and maintaining the data integrity of an experience analysis system for Retail Protection business to ensure that key data is easily accessible for use within the wider Commercial team.</li><li>Interpreting the results of the experience investigations to develop and refine the pricing and best estimate basis, using data analysis and modelling techniques.</li><li>Maintaining and managing the existing suite of products and assisting in the delivery of new projects and initiatives developed within the business unit.</li><li>Assisting in the development and integration of the risk framework to ensure that it meets the necessary requirements.</li><li>Developing new and existing products by providing data analysis expertise and any additional support as required.</li><li>Using Actuarial, Machine Learning and/or Statistical techniques to create new scalable solutions to business problems.</li></ul> What we're looking for<ul><li>A part qualified actuary who is making good progress through the IFoA Exams.</li><li>Degree with significant statistical or data science components would be highly advantageous.</li><li>Previous experience of assumption setting within a Life Insurance environment would highly advantageous.</li><li>Knowledge of a relevant actuarial/statistical modelling platforms (e.g. Emblem) and data manipulation tools (e.g. SAS or R) would be highly advantageous.</li><li>An understanding of Individual Protection products and key issues associated.</li><li>Conceptual thinking ability with the ability to solve hard, abstract problems with smart, creative and elegant solutions, with a preference for simplicity.</li><li>Knowledge and understanding of Microsoft Office applications, including the ability to manipulate complex spreadsheets and VBA code.</li><li>Effective planning &amp; organisation skills with the ability to manage own time and appropriately prioritise multiple demands, disciplines and functions.</li><li>Ability to build effective relationships with stakeholders and colleagues to support the delivery of key projects on time.</li></ul> BenefitsWhen you commit to Legal &amp; General, we’ll commit to you too. That means we’ll recognise and reward your hard work, your performance and your contribution.If you join us, you’ll get access to some great benefits, including private medical insurance, at least 25 days holiday (excluding bank holidays), a generous pension scheme, life assurance, and Income Protection. You can participate in our electric car scheme, which offers employees the option to hire a brand new electric car through tax efficient salary sacrifice. We’re also proud to offer competitive family leave.You’ll have the opportunity to participate in our annual, performance-related bonus plan and valuable share schemes. And then there are the many discounts we offer that you can take advantage of – both for our own products and at a range of high street stores and online offerings.Legal &amp; General runs a highly regarded Actuarial Rotations Programme for students, which you will be a part of. The role you are applying to is part of our rotational program, designed to further develop and enhance your skills, and as part of this program you will be expected to rotate in both of our sites in London and Hove.About L&amp;GThe brand with the brolly is choosing today to change tomorrow.Since 1836, we’ve grown to become one of the world's largest asset managers, homebuilders, pension providers and insurance brands.We’re all here to improve the lives of our customers, build a better society for the long term, and create value for our shareholders - helping to shape a better future for society and the planet.We need people who share our ambitions, agility and entrepreneurial spirit to help us do it.At L&amp;G, you’ll find a balance that helps you be your best. Empowered by hybrid working, we’re supported by technology and workplaces that enable us to work effectively wherever we are. We come together in offices to collaborate and connect, and use time at home for individual, focused activities. And, when we achieve great things, we celebrate our success and reward strong performance.Today, there’s over 10,000 of us, working towards our mission, with plenty of opportunities to grow your career as we grow L&amp;G. Will you join us? About the business areaLife can sometimes be unpredictable, and it pays to plan ahead. Our aim at Legal &amp; General Retail is to help our customers plan for the unexpected, achieve financial security for their tomorrow, and protect everything that’s important to them. To better understand our customers and meet their needs, we’ve brought our protection, retirement income, savings, lending and advice, fintech and mortgage businesses under one umbrella. Created at the start of 2022 through the merging of our long-standing and trusted retail retirement and insurance businesses, we’re a fast-growing division with big, customer-centered ambitions.Our commitment to Equal OpportunitiesGreat minds don’t have to think alike, so we welcome voices from all backgrounds. Bringing together people with different life experiences helps us build empathy with our customers and drive innovation.We don’t just talk about it, we actively promote diversity and equitable opportunities for all. That means our employment decisions are made without regard to race, colour, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability or protected veteran status. In fact, we embrace every dimension of diversity to reflect the customers and communities we serve.We think it’s important to create an inclusive environment where we can all belong, contribute and drive progress, where you can develop and grow, and be empowered. We want you to use your voice to help us build a better tomorrow.We all work differently, and have different needs, which is why. we’re always open to discussing flexible working arrangements. Likewise, we’re committed to finding reasonable accommodations for candidates with specific needs during our recruiting process.So whoever you are, wherever you are, whatever your story, we'd love to hear from you.

We have an exciting opportunity for a Senior Pricing Analyst to join the Retail Pricing Team here at AXA UK. The role holder will lead and support projects that continually improve predictiveness and segmentation of statistical models of claims and demand across motor & home products and channels using both traditional and data science/contemporary techniques.At AXA we’re adopting a Hybrid way of working, empowering our people to balance their time between home and the office in a way that works best for them, their team and our customers.What you’ll be doing:<ul><li>Create, validate and reconcile datasets for analysis and undertake analysis.</li><li>Support in the creation, maintenance and deployment of rating models that predict claims cost, conversion/retention and market premium.</li><li>Contribute to the specification, development and testing cycles for deployment of rates.</li><li>Consider the impact on customers of pricing actions and act to avoid any unfair treatment.</li><li>Assist in producing and developing appropriate monitoring for pricing and other stakeholders including production of expected loss ratio reports and risk indices.</li><li>Provide technical underwriting and pricing support to assist the business in achieving its plans.</li><li>Build strong relationships with managers, peers and stakeholders.</li><li>Develop own skills and capabilities and support others.</li></ul>Due to the number of applications we expect to receive for this role, we reserve the right to close this advert earlier than the listed closing date to ensure we’re able to effectively manage interest. Therefore, if you’re interested in joining us at AXA, please don’t hesitate to applyQualifications<ul><li>Excellent numerical mathematical skills. 2.1 degree or higher in a mathematics related discipline or evidence of equivalent proficiency</li><li>Ability to demonstrate high levels of problem-solving skills & initiative</li><li>Effective communication skills to help establish a network within AXA</li><li>A continuous appetite to learn and develop skills</li><li>Ability to plan and prioritise own work</li><li>Embracing team-work by supporting and respecting others</li></ul>Desirable:<ul><li>Knowledge of tools such as R, Python, SAS, SQL or other analytical language/tools</li><li>Knowledge of machine learning techniques</li><li>Knowledge of predictive modelling – for Risk and/or Demand models</li><li>Understanding of appropriate statistical techniques for insurance analysis</li><li>Ability to work under pressure and to strict deadlines whilst maintaining reliability and accuracy</li></ul>As a precondition of employment for this role, you must be eligible and authorised to work in the United Kingdom.This position has been defined as an Insurance Distribution Directive (IDD) role under the IDD regime which means that in addition to pre-employment screening checks, the successful candidate will be subject to background screening every 4 years with an annual declaration in interim years.About AXAWith a presence in over 60 countries, and 165,000 employees serving the needs of 107 million customers, AXA is big.But never too big to care for every single person who works here. So when you join us, we promise to put our collective might behind you and your career.You’ll work in an open and supportive environment where you’ll be developed, challenged and encouraged to move around to achieve even bigger and better things – nationally and internationally. You’ll learn directly from senior leaders, from the best in our business. And you’ll enjoy real responsibility, really early on.Every large company today talks about supporting diversity and inclusion. But at AXA UK, these values form an integral part of everything we do. For us, it’s about bringing together the best talent, helping people to realise their full potential by being 100% themselves at work and delivering outstanding service to everyone – regardless of difference.Proud to be part of the AXA Group, a global insurance brand and a worldwide leader in financial services, AXA Insurance businesses employ over 5,500 in a network of offices across the UK. Our expert teams care for a huge range of customers, helping them protect their cars, homes and businesses against life’s uncertainties. Whether bought directly, through brokers or through a number of corporate partners, our market-leading products are trusted by millions.What We OfferOne of the best things about joining AXA is our rewards package. At AXA UK, we’re appreciative of the people who work for us and our rewards package is reviewed regularly to reflect that. You can expect to receive:<ul><li>Competitive annual salary</li><li>Annual company & performance-based bonus</li><li>Contributory pension scheme (up to 12% employer contributions)</li><li>Life Assurance (up to 10 x annual salary)</li><li>25days annual leave plus Bank Holidays</li><li>Opportunity to buy up to 5 extra days leave or sell up to 3 days leave</li><li>AXA employee discounts</li><li>Gym benefits</li></ul>Our ambition is to become one of the most inspiring companies to work for, as such we’re committed to supporting employee needs, providing meaningful career development and celebrating differences. We understand that everyone has individual work and home life responsibilities, therefore we’re happy to discuss flexible working arrangements for this role, should this be a requirement for you.We look for candidates with the right skills and values to join us and selection is based on a fair and equal process. As a regulated financial services company, all successful candidates will be subject to preemployment checks. We’re committed to providing equal opportunities for all, therefore we welcome and encourage applications from people of all backgrounds.As a disability confident employer, we’re pleased to offer our support and access to the AXA Accessibility Concierge should you require an alternative method of applying or any reasonable adjustments to be made during the recruitment process.

ResponsibilitiesData analytics and servicesEnhance the strategy for SCOR’s data analytic services in the Nordics.Conduct experience studies in collaboration with our Data analytical services team.Develop the scope and depth of SCOR’s data analytical client services.PricingPrepare and evaluate reinsurance offerings and actuarial pricings in a timely, reliable and consistent way.Support the development of pricing methods, tools and local guidelines incl. actuarial base assumptions.Product developmentPrepare actuarial calculation bases for customer products.Product development for customer acquisition.Marketing and communicationActively contribute to internal and external knowledge sharing.Experience:Multi-year specific work experience in (re)insurance with a focus on mathematical/statistical and actuarial issues, ideally with data analytical expertiseComprehensive knowledge in insurance mathematicsGood knowledge of the protection and pension product landscape of the Nordic life insurance market.Personal Competencies:Advanced analytical and conceptional skillsPersonal competencies according to company valuesIntrinsic motivation to collaborate with other teams at various locationsAdvanced communication skillsDigital Competencies:Advanced IT skills of standard software (MS Office)Advanced coding/ programming skills (e.g., R, Python)Data analytical experience (e.g., portfolio studies, GLM, machine learning)Agile project managementRequired EducationUniversity degree/ Master degree in Mathematics or Economics with the main focus on Mathematics and statistical skillsPreferably membership in actuarial association/qualified as an actuary or equivalency from a recognized organizationAbout usSCOR, the 4th largest reinsurer in the world, provides insurance companies with a diversified and innovative range of solutions and services to control and manage risk. Leveraging experience and expertise to deliver “The Art &amp; Science of Risk”, SCOR provides cutting-edge financial solutions, analytics tools and services in all areas related to risk – from Life &amp; Health and Property &amp; Casualty insurance to Investments. Our specialized teams operate in over 160 countries, fostering long-term relationships with clients.In order to provide our clients with a broad range of innovative reinsurance solutions, SCOR pursues an underwriting policy that is founded on profitability and supported by effective risk management strategy and a prudent investment policy. This approach allows us to offer clients an optimum level of security, to create value for shareholders, and to contribute to the welfare and resilience of society by helping to protect insureds against the risks they face.At SCOR, we believe that employing people from different backgrounds and ensuring inclusivity is a major driving force for the success of the Group. We are committed to fostering a work environment in which all employees are treated fairly and respectfully, have equal access to opportunities and resources, and can contribute fully to SCOR’s success.

We have an exciting opportunity for a Senior Pricing Analyst to join the Retail Pricing Team here at AXA UK. You'll be leading New Business and Renewals project across Direct or Intermediary business to drive benefit from Price Optimisation with consideration to business requirements.This is a fast-paced environment where frequent changes in the competitive landscape, data availability and modelling methods present an ongoing challenge to maintain and improve AXA’s standing in Direct and Intermediated Motor & Home Insurance markets. Changes we implement are measurable very quickly so our team’s contribution is recognisable, equally we have accountability for our proposals!At AXA we’re adopting a Hybrid way of working, empowering our people to balance their time between home and the office in a way that works best for them, their team and our customers.What you’ll be doing:<ul><li>Responsibility for the end-to-end delivery of value adding Price Optimisations, including Monitoring the performance of Optimisation. Design, maintenance and improvement of optimisation structures to improve business outcomes in line with stakeholder objectives and project management of supporting analysts.</li><li>Investigations of customers’ responses to price variations via impact analysis and scenario modelling</li><li>Understanding and improving customer lifetime value outcomes</li><li>Competitor Analysis and understanding Market activity</li><li>Supporting on new deals, offers and product testing</li><li>Fine tuning trading performance</li><li>Representing pricing in trading committees through supporting to key stakeholders and being clear on P&L targets</li><li>Peer review of own and others work, coaching & mentoring junior colleagues</li><li>Data reconciliation & ensuring thorough process documentation</li></ul>Due to the number of applications we expect to receive for this role, we reserve the right to close this advert earlier than the listed closing date to ensure we’re able to effectively manage interest. Therefore, if you’re interested in joining us at AXA, please don’t hesitate to apply.Qualifications<ul><li>Excellent numerical mathematical skills. Degree in a numerical discipline or evidence of equivalent proficiency.</li><li>Demonstrable experience in a related Insurance Pricing role strongly preferred.</li><li>Must be a competent planner and demonstrate ability to prioritise own workload and that of a small project team.</li><li>Data Science skills and experience of machine learning algorithms using open source statistical packages R and Python preferable.</li><li>Optimisation, Emblem & Radar or similar pricing software experience is desirable.</li><li>Strong commercial awareness and ability to understand impact of trading decisions.</li><li>Strong competency with SAS or SQL.</li></ul>As a precondition of employment for this role, you must be eligible and authorised to work in the United Kingdom.This position has been defined as an Insurance Distribution Directive (IDD) role under the IDD regime which means that in addition to pre-employment screening checks, the successful candidate will be subject to background screening every 4 years with an annual declaration in interim years.About AXAWith a presence in over 60 countries, and 165,000 employees serving the needs of 107 million customers, AXA is big.But never too big to care for every single person who works here. So when you join us, we promise to put our collective might behind you and your career.You’ll work in an open and supportive environment where you’ll be developed, challenged and encouraged to move around to achieve even bigger and better things – nationally and internationally. You’ll learn directly from senior leaders, from the best in our business. And you’ll enjoy real responsibility, really early on.Every large company today talks about supporting diversity and inclusion. But at AXA UK, these values form an integral part of everything we do. For us, it’s about bringing together the best talent, helping people to realise their full potential by being 100% themselves at work and delivering outstanding service to everyone – regardless of difference.Proud to be part of the AXA Group, a global insurance brand and a worldwide leader in financial services, AXA Insurance businesses employ over 5,500 in a network of offices across the UK. Our expert teams care for a huge range of customers, helping them protect their cars, homes and businesses against life’s uncertainties. Whether bought directly, through brokers or through a number of corporate partners, our market-leading products are trusted by millions.What We OfferOne of the best things about joining AXA is our rewards package. At AXA UK, we’re appreciative of the people who work for us and our rewards package is reviewed regularly to reflect that. You can expect to receive:<ul><li>Competitive annual salary</li><li>Annual company & performance-based bonus</li><li>Contributory pension scheme (up to 12% employer contributions)</li><li>Life Assurance (up to 10 x annual salary)</li><li>25days annual leave plus Bank Holidays</li><li>Opportunity to buy up to 5 extra days leave or sell up to 3 days leave</li><li>AXA employee discounts</li><li>Gym benefits</li></ul>Our ambition is to become one of the most inspiring companies to work for, as such we’re committed to supporting employee needs, providing meaningful career development and celebrating differences. We understand that everyone has individual work and home life responsibilities, therefore we’re happy to discuss flexible working arrangements for this role, should this be a requirement for you.We look for candidates with the right skills and values to join us and selection is based on a fair and equal process. As a regulated financial services company, all successful candidates will be subject to preemployment checks. We’re committed to providing equal opportunities for all, therefore we welcome and encourage applications from people of all backgrounds.As a disability confident employer, we’re pleased to offer our support and access to the AXA Accessibility Concierge should you require an alternative method of applying or any reasonable adjustments to be made during the recruitment process.

<ul><li>Fixed Term Contract - Until end of 2023</li><li>Full Time – 37.5 hours pw</li><li>£60K - £70K + excellent benefits</li><li>Hybrid Working – location can be flexible (London/Staines)</li></ul>Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.No matter your role, you’ll have an opportunity to do work that matters. Making a difference to the lives of our customers each and every day.Role OverviewThis role is to to support the embedding of our program of sophisticated pricing practices across the UK Insurance Consumer & SME Pricing teams. Supporting the smooth transition to new working practices, developing portfolio analysis tools and monitoring the performance of the new pricing models.We require 2 Fixed Term Contractors until end of 2023 to support the embedding of new pricing models and new ways of working into BAU – one role each for the Consumer and SME Pricing teams. Key deliverables will be the successful transition from current to new pricing regimes and establishing portfolio analysis to monitor the performance of the new pricing models.What you’ll do:This role is in Bupa's UK Insurance business, and you'll be part of the Commercial Pricing team who are responsible for the pricing and analytics for our Consumer and SME PMI insurance products. We're accountable for developing and delivering the pricing strategy in support of Bupa's strategic goals.Typically, this involves analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions. In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.You will work closely with colleagues in the pricing project and BAU pricing teams, along with those from other teams such as Actuarial reporting & forecasting, Sales, Finance, IT and Product as well as external consultants.Acting under management instructions there may be the occasional opportunity to support some BAU activity which could involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. Work will be documented in line with the Technical Actuarial Standards, and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.What you’ll bring:The role holder is expected to have the following experience and qualifications:<ul><li>Experience in pricing in general insurance or health markets.</li><li>Practical knowledge of GLM/GBM/machine learning, price optimisation, lifetime value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Ability to apply technical knowledge effectively in a business and commercial context</li><li>Strong communication skills, including the ability to present technical information and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li><li>Experience with SAS, Emblem and Radar essential.</li><li>Experience with Python would be an advantage.</li><li>Good progression towards the IFoA qualification (or equivalent) would be an advantage</li></ul>BenefitsWe are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers. Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. You’ll be eligible for:<ul><li>25 days holiday per year, pro rata to your contract.</li><li>Access to a range of services to support your physical and mental wellbeing</li><li>Fixed term benefits allowance</li><li>Access to our confidential employee assistance programme</li><li>Workplace pension</li><li>Online discounts covering your everyday shopping, entertainment, eating out and more.
</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

Job DescriptionThis position is an integral role in the department and will perform mortality and lapse experience studies using the company’s internal life reinsurance data to support research, assumption setting, and other purposes. The position may also assist in building/modifying/implementing data analytic and machine learning models as well as data visualization tools to provide insights into the company’s data and experience. In addition, this position will collaborate with various departments, as necessary. This includes working with Operations and IT to address requests or questions necessary to produce the experience studies or to understand the results while analyzing the studies. It also includes occasionally partnering with Pricing, Financial Solutions, Inforce Optimization, and Finance to support their objectives. This position can be located in either Charlotte, NC or Leawood, KS with remote options considered depending on the candidate.Responsibilities<ul><li>Analyze claims experience and policyholder behavior to prepare mortality and lapse studies</li><li>Optimize the process and maintain tools used to produce these studies </li><li>Maintain a procedure for ensuring the accuracy of studies produced with documentation of key controls</li><li>Create user-friendly extracts from mortality and lapse studies to support work performed by other teams including creation and maintenance of Tableau dashboards</li><li>Build, modify, and/or implement machine learning models and data analytical tools for use in understanding drivers of claims experience</li><li>Work across departments to provide data, results, or analysis from the experience studies when requested</li><li>Provide support to best-estimate assumption setting and other actuarial functions of the company, as required</li><li>Perform other tasks as needed to accomplish the goals of the Experience Analysis department</li></ul>Qualifications<ul><li>Two or more years of actuarial experience involving life insurance. </li><li>Either Associateship in the Society of Actuaries (ASA) or at least four exams passed towards the designation.</li><li>Participation in the Actuarial Student Program with intent to complete the educational requirements to become a Fellow in the Society of Actuaries.</li><li>Solid mathematical analysis skills with strong problem-solving ability</li><li>Excellent verbal and written communication skills</li><li>Strong collaboration skills</li><li>Highly motivated/self-starter</li><li>Must be able to work effectively as part of a team and independently with readiness to travel on occasion</li><li>High level of computer literacy with strong skills in MS Office </li><li>Experience with or ability to quickly learn SQL Server Management Studio</li><li>Experience with or ability to quickly learn Tableau</li><li>Experience with or ability to quickly learn R and/or Python </li><li>Regular attendance and ability to work extended hours as necessary to meet deadlines</li><li>Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Data Analytics, Finance or related area</li><li>Associate of the Society of Actuaries (ASA) with current compliance with Continuing Professional Development requirements or significant progress towards ASA designation (four+ exams)</li></ul>About usSCOR, the 4th largest reinsurer in the world, provides insurance companies with a diversified and innovative range of solutions and services to control and manage risk. Leveraging experience and expertise to deliver “The Art &amp; Science of Risk”, SCOR provides cutting-edge financial solutions, analytics tools and services in all areas related to risk – from Life &amp; Health and Property &amp; Casualty insurance to Investments. Our specialized teams operate in over 160 countries, fostering long-term relationships with clients.In order to provide our clients with a broad range of innovative reinsurance solutions, SCOR pursues an underwriting policy that is founded on profitability and supported by effective risk management strategy and a prudent investment policy. This approach allows us to offer clients an optimum level of security, to create value for shareholders, and to contribute to the welfare and resilience of society by helping to protect insureds against the risks they face.At SCOR, we believe that employing people from different backgrounds and ensuring inclusivity is a major driving force for the success of the Group. We are committed to fostering a work environment in which all employees are treated fairly and respectfully, have equal access to opportunities and resources, and can contribute fully to SCOR’s success.

<ul><li>Employing advanced modeling and optimization techniques in order to develop and implement the portfolio pricing strategy - at renewal and during the year;</li><li>Retention rates modeling, price elasticity studies through A/B testing and development of an optimization algorithm that would provide an optimal premium to every client and help the company meet its retention and profitability goals;</li><li>Conducting in-depth portfolio and claims analysis, follow and give recommendations on portfolio pruning;</li><li>Using data visualization tools to build interactive, insightful reports to help embed data driven decisions;</li><li>Participate in cross-functional projects, including the valuation of external portfolios to be transferred to our book;</li><li>Collaborate effectively with the Product Management, Data Engineering and Technological teams;</li><li>Validate, interpret and present data results to both an expert and a cross-functional audience.</li></ul><ul><li>Graduate studies in Actuarial Sciences / Data Science / Statistics / Mathematics or similar fields</li><li>Previous experience in P&amp;C insurance pricing is preferable</li><li>Solid knowledge of Machine Learning algorithms, statistics and probability</li><li>Proficiency in working with open-source programming tools (Python, R), visualization tools / packages</li><li>Strong analytical and communications skills with the ability to communicate complex ideas to both an expert and a cross-functional audience</li><li>Advanced English skills</li><li>Experience in working in an agile organization is a plus</li></ul>About iptiQiptiQ is a risk tech start-up within Swiss Re Group. Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime.iptiQ provides digital, bespoke and transparent L&amp;H and P&amp;C protection products in a B2B2C manner. Founded in 2014, we're transforming the way consumers buy insurance with a unique digital insurance engine which incorporates the latest technology with world-class underwriting capabilities. We build strong partnerships to sell insurance via trusted brands.Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. iptiQ embraces a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work.

<div>About Swiss Re<div>Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer, working to make the world more resilient. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime.Combining experience with creative thinking and cutting-edge expertise, we create new opportunities and solutions for our clients. This is possible thanks to the collaboration of more than 14,000 employees across the world.Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. We embrace a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work.</div>About the RoleSwiss Re Corporate Solutions Services Ltd (Irish Branch) is looking for a highly motivated individual to join the Pricing Department supporting the private medical insurance market. This role is based in Dublin.The successful candidate will apply their strong technical skills in combination with sound commercial acumen across a wide variety of pricing and portfolio monitoring activities. They will work closely with various internal functions such as Products, Legal and Finance, as well as engaging regularly with clients. They will also be given opportunity to both participate in and actively shape key strategic projects and client initiatives. The successful candidate will be entrepreneurial, self-driven and have outstanding analytical, problem solving and communication skills. They will report to the Head of Medical Insurance Pricing, Ireland.ResponsibilitiesPricing / Product Development<ul><li>Produce experience monitoring reports, including the review and development of all supporting assumptions.</li><li>Perform ad-hoc actuarial investigations into adverse trends.</li><li>Liaise with the Finance teams to ensure inputs for quarterly valuations (US GAAP, economic value reporting) are produced in a timely manner</li><li>Provide support for the pricing exercise (for example derivation of key claims assumptions, validation of the premium model, validation of member projections (lapses, new business, migrations), producing materials (pricing report, presentations) to brief internal and external stakeholders)</li><li>Perform costing of product features/ benefits, and calculating the impact of benefit amendments on existing products.</li><li>Own the pricing, sign-off process and client communication in respect of corporate referrals (including pipeline reporting), ensuring all deadlines are met.</li></ul>Client engagement<ul><li>Prepare risk management reports as requested</li><li>Coordinate the reconciliation of the best estimate loss ratios on a monthly basis</li><li>Engage regularly on pricing matters in client calls</li></ul>Projects<ul><li>Provide support for strategic projects, client initiatives and product development activities.</li><li>Identify opportunities for improvements to existing processes, prioritise and implement agreed actions.</li></ul>About You<ul><li>Bachelor degree in Actuarial studies</li><li>Newly qualified Actuary up to 3 years pqe</li></ul>Key Skills, Knowledge &amp; Experience:<ul><li>Previous experience working in the Irish private medical insurance market</li><li>Excellent analytical and conceptual skills</li><li>Independent and hard-working personality</li><li>Communicative and interpersonal skills</li><li>Outstanding customer service orientation</li><li>Team player with high communication skills</li><li>High organizational and planning skills</li><li>Entrepreneurial spirit and willingness to go "the extra mile"</li><li>Some experience in data analytics and/or machine learning would be a particular advantage</li><li>Some valuation / reserving experience would be an advantage</li></ul>We provide feedback to all candidates via email. If you have not heard back from us, please check your spam folder.</div>

<div>About Swiss ReSwiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer, working to make the world more resilient. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime. We cover both Property &amp; Casualty and Life &amp; Health. Combining experience with creative thinking and cutting-edge expertise, we create new opportunities and solutions for our clients. This is possible thanks to the collaboration of more than 14,000 employees across the world.Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. We embrace a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work. About the RoleMake a difference in your career journey with the second biggest reinsurance company in the world with 12,000+ erse employees in over 60 offices worldwide. This is your opportunity to be part of the Reinsurance Business unit working closely with our underwriting units and other business functions globally.Our location at the heart of Bangalore has been witnessing sustainable growth - the kind of growth characterized by the complex and differentiated value delivered to the business.This position is an exciting opportunity to join the Actuarial and Analytics function located in Bangalore. The focus of this role would be to design and support of the existing and future underwriting tool landscape. You will be part of a team working on spear tip research topics in the insurance industry. You will venture out of your comfort zone to share views, hypothesize, and brainstorm solutions, and then fully focus on execution together with the team.This role also provides a unique opportunity to pursue further Actuarial academics by providing financial support in terms of membership registration, reimbursement of course fee, exam preparation material and time off. Also, there are salary increments for each successful exam attempt.  About You<ul><li>Master's degree in Statistics/Data Science/Mathematics/Actuarial Science (Min. 1 or 2 actuarial exams will be preferred)</li><li>2 or more years of working experience in the field of Actuary, Underwriter, Data Scientist, or other similar roles</li><li>Good knowledge of applied math (probability theory, mathematical statistics).</li><li> Basic knowledge of (re)insurance concepts</li><li>Strong knowledge in scripting languages like R python</li><li>Knowledge in database management systems using SQL or similar</li><li>Strong learning motive, curious and motivated to drive topics on your own</li><li>Excellent oral and written communication skills</li><li>Ability to provide high quality work and deliver to deadlines</li><li>Work in cross-functional international self-organizing team.</li><li>Interest to apply data-science techniques to gain actionable business insights</li><li>Familiarity of machine learning algorithms</li></div>

<div>Your role at a glanceWe are looking for either an Actuarial Analyst or someone with a strong statistical/coding background to join our Risk Pricing &amp; Analytics team as a Senior Analyst.By joining the team you will be joining the UK's leading Individual Protection Pricing business, as we oversee the largest portfolio of Protection business in the UK for an individual insurer.This role will include the application of GLM and/or Machine Learning techniques as well as significant use of data manipulation packages with an aim to inform pricing decisions and risk management as well as incorporating proposals within financial reporting.This is a Hybrid working opportunity, based from our Hove Offices but you will be given the freedom to work in an agile way from both home and the office.What you'll be doing<ul><li>Supporting all areas of the Risk Pricing &amp; Analytics team to help maintain L&amp;G as one of the UK’s leading market providers of Individual Protection products.</li><li>Interpreting the results of the experience investigations to develop and refine the pricing and best estimate basis, by employing data analysis and modelling techniques.</li><li>Maintaining and managing the existing suite of products and assist in the delivery of new projects and initiatives developed within the business unit.</li><li>Assisting in the development and integration of a new risk framework to ensure that it meets the necessary requirements.</li><li>Developing new and existing products by providing data analysis expertise and any additional support as required.</li><li>Using Actuarial, machine learning and statistical techniques to create new scalable solutions to business problems.</li><li>Representing the department by establishing and maintaining strong working relationships within the organisation. Including managing stakeholder expectations and working to agreed timescales and across other teams where necessary.</li></ul>What we're looking for<ul><li>Either a student actuary making good exam progress oran analytics professional with significant statistical and/or data science experience.</li><li>Prior experience working within an insurance environment (highly desirable)</li><li>Experience/Knowledge of relevant actuarial/statistical modelling platforms e.g. Emblem and data manipulation tools e.g. SAS or R (highly desirable)</li><li>Experience/Knowledge of Microsoft Office applications, including the ability to manipulate complex spreadsheets and VBA code.</li><li>Effective planning, organising and time management skills.</li><li>Ability to build relationships with stakeholders and colleagues to support the delivery of key projects.</li><li>A team player, with demonstrable experience of helping a team to achieve their goals.</li><li>Ability/willingness to coach/mentor more junior team members.</li></ul>BenefitsWhen you commit to Legal &amp; General, we’ll commit to you too. That means we’ll recognise and reward your hard work, your performance and your contribution.If you join us, you’ll get access to some great benefits, including private medical insurance, at least 25 days holiday (excluding bank holidays), a generous pension scheme, life assurance, and Income Protection. You can participate in our electric car scheme, which offers employees the option to hire a brand new electric car through tax efficient salary sacrifice. We’re also proud to offer competitive family leave. You’ll have the opportunity to participate in our annual, performance-related bonus plan and valuable share schemes. And then there are the many discounts we offer that you can take advantage of – both for our own products and at a range of high street stores and online offerings.Legal &amp; General runs a highly regarded Actuarial Rotations Programme for students, which you will be a part of. The role you are applying to is part of our rotational program, designed to further develop and enhance your skills, and as part of this program you will be expected to rotate in both of our sites in London and Hove. About L&amp;GThe brand with the brolly is choosing today to change tomorrow.Since 1836, we’ve grown to become one of the world's largest asset managers, homebuilders, pension providers and insurance brands. We’re all here to improve the lives of our customers, build a better society for the long term, and create value for our shareholders - helping to shape a better future for society and the planet.We need people who share our ambitions, agility and entrepreneurial spirit to help us do it.At L&amp;G, you’ll find a balance that helps you be your best. Empowered by hybrid working, we’re supported by technology and workplaces that enable us to work effectively wherever we are. We come together in offices to collaborate and connect, and use time at home for individual, focused activities. And, when we achieve great things, we celebrate our success and reward strong performance.Today, there’s over 10,000 of us, working towards our mission, with plenty of opportunities to grow your career as we grow L&amp;G. Will you join us?About the business areaLife can sometimes be unpredictable, and it pays to plan ahead. Our aim at Legal &amp; General Retail is to help our customers plan for the unexpected, achieve financial security for their tomorrow, and protect everything that’s important to them. To better understand our customers and meet their needs, we’ve brought our protection, retirement income, savings, lending and advice, fintech and mortgage businesses under one umbrella. Created at the start of 2022 through the merging of our long-standing and trusted retail retirement and insurance businesses, we’re a fast-growing division with big, customer-centered ambitions. Our commitment to Equal OpportunitiesGreat minds don’t have to think alike, so we welcome voices from all backgrounds. Bringing together people with different life experiences helps us build empathy with our customers and drive innovation.We don’t just talk about it, we actively promote diversity and equitable opportunities for all. That means our employment decisions are made without regard to race, colour, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability or protected veteran status. In fact, we embrace every dimension of diversity to reflect the customers and communities we serve.We think it’s important to create an inclusive environment where we can all belong, contribute and drive progress, where you can develop and grow, and be empowered. We want you to use your voice to help us build a better tomorrow.We all work differently, and have different needs, which is why. we’re always open to discussing flexible working arrangements. Likewise, we’re committed to finding reasonable accommodations for candidates with specific needs during our recruiting process.So whoever you are, wherever you are, whatever your story, we'd love to hear from you.</div>

About Swiss Re

 

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Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer, working to make the world more resilient. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime. We cover both Property &amp; Casualty and Life &amp; Health. Combining experience with creative thinking and cutting-edge expertise, we create new opportunities and solutions for our clients. This is possible thanks to the collaboration of more than 14,000 employees across the world. 
 
Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. We embrace a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work. 

 

 
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<h2 style="text-align:justify">About the Unit</h2>

Make a difference in your career journey with the second biggest reinsurance company in the world with 13,000+ diverse employees in over 60 offices worldwide. This is your opportunity to be part of the Swiss Re Institute working closely with our underwriting units and other business functions globally.

Our location at the heart of Bangalore has been witnessing sustainable growth - the kind of growth characterized by the complex and differentiated value delivered to the business.

Swiss Re's Casualty Research and Development department empowers casualty business by improving our understanding of Casualty business, identify future trends and to apply this knowledge to business challenges faced by us and our clients. We are a large multi-national team operating out of Zurich, New York and Bangalore and a wide variety of cultural and professional backgrounds. We specialize in Casualty modeling (the flagship Liability Risk Drivers™ being our patented comprehensive forward-looking model) as well as Data Science for Casualty. 

<h2 style="text-align:justify">Your opportunity</h2>

This position is an exciting opportunity to join the Insights wing of overlap of Underwriting-Actuarial-Analytics function located in Bangalore. The focus of this role would be to work for Underwriting Casualty Policy renewals for Insurance companies and carriers for the Americas Casualty portfolio,  design and support of the existing and future costing and underwriting tool landscape, curating critical insights using current and future use cases on claims and exposures, helping fine-tune the current and future improvements to team offerings, mandates and endeavors - at a scale and volume handled by leveraging data science techniques, platforms and tech infrastructure

You will be working together with our external and internal, business, and technical partners to identify and address the business needs. 

You will be part of a team working on spear tip research topics in the insurance industry. You will venture out of your comfort zone to share views, hypothesize and brainstorm solutions, and then fully focus on execution together with the team.

You will work in cross-functional international self-organizing team in an Agile project setup and strive for the excellence of Swiss Re's Casualty book of business.

You will be supported to further develop your skills in Actuarial/Statistical/Machine Learning/Programming and Technology. 

<h2 style="text-align:justify">About You</h2>

<ul>
	<li style="text-align:justify">Master's Degree in Actuarial Science/Mathematics/Statistics (Min. 1 or 2 actuarial exams will be preferred)</li>
	<li style="text-align:justify">5 or more years of working experience in the field of Actuary, Underwriter, Data Scientist or other similar roles</li>
	<li style="text-align:justify">Good knowledge of applied math (probability theory, mathematical statistics)</li>
	<li style="text-align:justify">Proficiency in programming languages suitable for database access, scripting and statistical analysis</li>
	<li style="text-align:justify">Experience in database management systems using SQL or similar </li>
	<li style="text-align:justify">Apply data-science techniques to gain insights</li>
	<li style="text-align:justify">Willingness to familiarize with Casualty insurance business</li>
	<li style="text-align:justify">Must be able to interpret business specs and ask clarifying questions</li>
	<li style="text-align:justify">Willingness to understand and question the underlying data</li>
	<li style="text-align:justify">Excellent oral and written communication skills</li>
	<li style="text-align:justify">Strong learning motive </li>
	<li style="text-align:justify">Ability to work accurately and deliver to deadlines </li>
	<li style="text-align:justify">Fluent English written and spoken</li>
	<li style="text-align:justify">Self-driven and motivated</li>
</ul>

<h2 style="text-align:justify">Nice to have</h2>

<ul>
	<li style="text-align:justify">Familiarity of the Casualty business and the relevant risk drivers behind Casualty losses </li>
	<li style="text-align:justify">Knowledge of text mining using web scraping, NLP or Deep learning</li>
	<li style="text-align:justify">Knowledge of solving problems using machine learning techniques</li>
	<li style="text-align:justify">Experience in scripting languages like R or Python or PySpark</li>
</ul>

We are looking forward to your application!
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Keywords:   
Reference Code: 111695 

 
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About Swiss Re

 

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Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer, working to make the world more resilient. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime. Combining experience with creative thinking and cutting-edge expertise, we create new opportunities and solutions for our clients. This is possible thanks to the collaboration of more than 14,000 employees across the world. 
 
Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. We embrace a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work.

 

 
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About the Team

 

Our vision is to power the Casualty business with forward looking analytics and to innovate how we underwrite. As Swiss Re's Casualty Research and Development department we are passionate about researching trends relevant for the Casualty portfolio and translating our work into impactful strategic business insights. Our work ranges from crafting the strategic outlook of the Casualty lines with midterm trend assessments, to developing short term forecasting models for costing parameters. Our Data Science team applies machine learning techniques to unlock the potential of internal and external datasets, while the Modelling team develops costing methodologies, like our patented Liability Risk Drivers™ forward-looking model and the modelling tools needed to advance underwriting excellence in Casualty.

 

We are a multi-national team of around 25 operating out of Zurich, New York and Bangalore and a wide variety of cultural and professional backgrounds. We are part of the Swiss Re Institute working closely with our underwriting units and all business functions globally. The Casualty R&amp;D Americas team consists of 4 Actuarial Analysts, well integrated in the broader Casualty community.

 

About the Role

 

Are you wondering what impact social inflation is having on insurance claims in the US? Are you eager to drive the success of Swiss Re's Casualty business with your analytical and creative approach? If those questions resonate with you, we have a job for you!

 

As an Actuarial Analyst you build on your broad Casualty knowledge and quantitative skills to develop and deliver concrete analytical insights for the US reinsurance and direct business.

 

Your main responsibilities include:

<ul>
	<li style="text-align:justify">Track Casualty-relevant analytics and emerging trends that influence underwriting and stay ahead of market changes</li>
	<li style="text-align:justify">Source and analyze data sets (e.g. accident statistics, court filings etc.) to identify leading indicators that underlie loss and rate trends.</li>
	<li style="text-align:justify">Collaborate with our internal and external partners to identify and address their business needs. Build a trusted relationship with portfolio owners.</li>
	<li style="text-align:justify">Lead and contribute to topics and projects delivering tangible research insights to portfolio owners </li>
	<li style="text-align:justify">Develop forward-looking views for strategic portfolio steering and capital allocation, identifying risks and opportunities.</li>
</ul>

 

About You

 

You bring the following qualifications:

<ul>
	<li style="text-align:justify">3 or more years of work experience in Insurance or Reinsurance – with strong underwriting, actuarial, portfolio management or pricing expertise in US Casualty lines</li>
	<li style="text-align:justify">Strong academic background in a quantitative field (e.g. math, computer science, natural science, engineering, economics)</li>
	<li style="text-align:justify">Hands-on experience in R or similar programming language and ability to carry out your own analyses is preferred</li>
	<li style="text-align:justify">Demonstrable track record in delivering research and analytics insights to the business</li>
</ul>

 

We all rely on our independence and dedication to achieve our goals. Therefore, you:

<ul>
	<li style="text-align:justify">Want to make a difference</li>
	<li style="text-align:justify">Are comfortable in drawing forward looking business insights under uncertainty, balancing data and own judgement</li>
	<li style="text-align:justify">Have a strong eye for the business, being able to focus on details without losing sight of the bigger picture.</li>
	<li style="text-align:justify">Have strong strategic thinking and problem-solving skills, flair for numbers and mathematics</li>
	<li style="text-align:justify">Have strong verbal and written communication skills</li>
	<li style="text-align:justify">Are curious, creative, and self-motivated to drive topics independently</li>
</ul>
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Swiss Re is an equal opportunity employer. It is our practice to recruit, hire and promote without regard to race, religion, color, national origin, sex, disability, age, pregnancy, sexual orientations, marital status, military status, or any other characteristic protected by law. Decisions on employment are solely based on an individual's qualifications for the position being filled. 
 
During the recruitment process, reasonable accommodations for disabilities are available upon request. If contacted for an interview, please inform the Recruiter/HR Professional of the accommodation needed.

 

Keywords:   
Reference Code: 109811 

 
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