Brighton

Staines

London

Munich

Madrid

Hove

Hoofddorp

Ipswich

Part Qualified

Qualified

Senior Actuary

Life

Health

Property & Casualty

Reinsurance

Risk

Research

Python

Modelling

Data Science

Experience Analysis

Coding

Motor

Pricing

Machine Learning

Consulting

Excel

Power BI

Contract

Tableau

Emblem

Radar

<ul><li>£40-60k salary + generous benefits package</li><li>Hybrid working (2-3 days each week in our London office)</li></ul>About usWe’re Policy Expert, a home and motor insurance provider and we’re on a mission to shake up the personal insurance industry.
 We launched Policy Expert in 2011 because we wanted to put people first. From the very beginning our philosophy has been simple – put people at the heart of everything we do.Within two years we were rated the UK’s no.1 Home Insurance provider on Reviewcentre.com, an accolade we have been proud of and held ever since. We have also been awarded a range of customer and industry awards that we’re incredibly proud of and have just made the milestone of just over one million customers trusting us to insure their homes with us.We know our success comes from our talented workforce and as a business we pride ourselves on going that extra mile for our people. We have a growing team of over 100 tech experts across our London office, helping customers find the best deals for their Home and Car insurance.We have big aspirations. We aim to build longer and deeper relationships with our customers and to help them see insurance as being a help, not a hindrance.The pricing teamWe are the engine behind the business, collaborating closely with our data engineering, machine learning, marketing and wider tech teams to underpin the company's growth and footprint.We’ve got a huge amount of backing from our leadership team, allowing us to make decisions quickly and react to an ever-changing market. This autonomy gives us the edge over competition and allows us to stay nimble as we scale.As I’m sure that you are aware, data is key, that’s why we ingest huge amounts of it from various third parties. This gives us a crystal-clear picture of our customers, leading to a best-in-class loss ratio keeping us one step ahead of the market.Key responsibilities<ul><li>Provide support in forecasting our growth and loss ratio.</li><li>Work closely with other members of pricing to carry out regular rate reviews and monitor their impact.</li><li>You will be analysing large data sets, recommending initiatives and building models to execute these initiatives.</li><li>Producing periodic reporting to senior managers.</li><li>Work with engineers to make your ideas a reality.</li><li>Provide analytical support in ongoing relationships with reinsurers, regulators and other partners.</li><li>Provide pricing support for the launch of multiple new products.</li></ul>Qualifications/Experience<ul><li>1-2 years pricing experience in an insurer environment (preferably in UK motor/home).</li><li>2:1 degree in numerical discipline e.g. Maths, Physics, Econometrics.</li><li>Strong data manipulation skills using SQL/Python/R or similar.</li><li>Experience of rating update processes, performance and impact monitoring.</li><li>Good understanding of retail price optimisation</li><li>Trained in risk models such as GLMs.</li></ul>Experience using WTW Emblem or WTW RADAR software is an advantage.Benefits<ul><li>£40-60k salary depending on your experience</li><li>Private medical cover with Vitality</li><li>Dental Insurance</li><li>Hybrid working</li><li>Training and education through LinkedIn learning and Plurasigh</li><li>Travel season ticket loan</li><li>Social events through the year</li><li>Access to selected London O2 events and use of a Private Lounge.</li><li>Employee Wellbeing Programme</li></ul>Please be aware that we cannot offer sponsorship for this role.

We are looking for a special actuary to join our team. You will have a unique and exciting opportunity to work with a diverse and motivated team committed to delivering value and innovative services in the primary insurance space P&amp;C.You will be a member of the product management team responsible for pricing development of easy-to-understand insurance products suitable for digitalization for our focus markets Germany, Netherlands, Switzerland, Italy, Spain and Portugal.You will work closely in cross-functional teams evaluating key consumer needs to build a great customer experience using brand-new technology solutions. You will report to the Head Product Management NL.Your responsibilities include:<ul><li>Generate pricing metrics for profitability management and benchmark analytics as well as partnership with the reserving department</li><li>Create very modular tariffs with focus on motor enabling high flexibility on coverage and object bundles while keeping adverse selection risks under tight control</li><li>Develop innovative and easy to understand P&amp;C products starting from our customers' perspective and in close collaboration with claims</li><li>In case of limited claims data, define technical and commercial tariffs for newly developed products while also performing more sophisticated actuarial analysis (GLM and new methods) for bigger portfolios</li><li>Continuously improve the selection and pricing of risks through the use of leading-edge pricing tools and models incl. predictive analytics</li><li>Monitor market developments, evaluate upcoming consumer needs and perform competitor benchmarking to ensure adequate positioning of our products</li><li>Be responsible for your own market and manage your product portfolio through continuous testing of different bundles, tariffs and sales journeys</li><li>Participate in sales pitches and ideation workshops as part of a cross-functional team to onboard new distribution partners in your market</li></ul>We put the consumers' needs in the centre of what we do, aim to become a digital champion and believe in data-based learning. We use the Swiss Re network to access state of the art technologies and capabilities, combine it with local expertise and an innovative mind-set, constantly questioning current ways of offering insurance. Our aim is to drive the digitalisation of the P&amp;C insurance business in Europe as a white-label insurer working with trusted brands. We combine insurance know-how and e-commerce competencies, as well as the dynamic spirit of a start-up with the backing of Swiss Re.About you<ul><li>Fully qualified actuary with 3+ years of experience in P&amp;C retail pricing (experience with key software such as Earnix, Emblem is an advantage) in Continental Europe</li><li>Expertise in statistical modelling and data analytics (Proficiency in modelling languages such as R, Python or similar) and comfortable learning and working with new software</li><li>Technology minded with a clear view on how technology can be used for customer friendly underwriting and more attractive insurance products</li><li>Creative and have many ideas how to improve the current market practices and enhancing the customer experience through transparent products</li><li>Hands-on and independent working style embracing cross-functional teams and partnering with distribution partners from different industries and backgrounds</li><li>Ambitious and able to demonstrate commercial competence when partnering with distributors and driving product innovation</li><li>Clear and effective communication with internal and external business leaders</li><li>Proficiency English and Dutch is an advantage; proficiency in other EU languages is a plus</li></ul>We are an equal opportunity employer, and we value diversity at our company. Our aim is to live visible and invisible diversity – diversity of age, race, ethnicity, nationality, gender, gender identity, sexual orientation, religious beliefs, physical abilities, personalities and experiences – at all levels and in all functions and regions. We also collaborate in a flexible working environment, providing you with a compelling degree of autonomy to decide how, when and where to carry out your tasks.We provide feedback to all candidates via email. If you have not heard back from us, please check your spam folder.About usiptiQ is part of Swiss Re, one of the world’s leading providers of re/insurance and risk transfer solutions. This means we’re backed by Swiss Re’s capital strength and more than 150 years of risk knowledge. Through our partnerships, we contribute to Swiss Re’s vision to make the world more resilient.At iptiQ, we partner with established brands around the world to create impactful digital insurance solutions. We make it easier for consumers to buy the insurance they need from the brands they trust. We provide life and non-life insurance through our end-to-end digital platform and build multi-channel customer experiences. What we offer our employees is outstanding.Hybrid working in offices across the world, phenomenal learning &amp; career opportunities and a culture that encourages new perspectives to challenge conventions and come up with innovative solutions. We believe in the power of inclusion. Drawing on our employees' broad range of perspectives, life experiences and backgrounds stimulates creativity and gives us a competitive edge. iptiQ embraces a workplace where everyone has equal opportunities to thrive regardless of their age, gender, gender identity and/or expression, sexual orientation, race, ethnicity, religion, physical or mental ability, or other characteristic and can be their authentic self.

Your role at a glanceWe have a fantastic role for a Qualified Actuary to join our Retail Protection team as a Modelling and Research Actuary. In this role you will assist in the delivery of the data analytics capability and strategy for L&amp;G Retail Commercial by working closely with IT &amp; Change to ensure successful delivery of data sets, software, tooling, and infra-structure.You will also propose, design and implement analytical models and pricing assumptions for RP Commercial using the latest statistical models and techniques to help improve business processes in order to achieve divisional objectives. This is a Hybrid Working opportunity based from our London Offices, which will give you the freedom to find a work/life balance that suits you.What you'll be doing<ul><li>Providing ideas and solutions to complex business issues by delivering advanced analytic capabilities. This will be achieved by designing and implementing complex analytical models, scoping business requirements and future proofing data sources.</li><li>Ensuring data integrity by implementing, monitoring and controlling the appropriate levels of data integrity for the purpose of analysis. As well as seeking improvements to data quality, by contributing to system developments and by working with internal &amp; external customers.</li><li>Developing a suite of underwriting and pricing tools in order to create an assumption basis and reporting framework, including best practice guidelines, for RP Commercial Pricing.</li><li>Providing concise, clear and well communicated summaries of all analysis and present these findings to key stakeholders and at committees to achieve sign-off for proposals. You will also provide ongoing education to stakeholders to ensure quality decisions are made based off this analysis.</li><li>Mentoring and managing junior employees within the Analytics and Risk Modelling team, in a manner that is consistent with the Company’s policies and procedures and in respect of an inclusive culture, including the Partnership Agreement, to maximise the performance of the area.</li><li>Providing advice and guidance to colleagues including (where required) providing coaching and development of others such that specialist skills are developed and deployed throughout the organisation. You will also work closely with other Data Analytics / Actuarial teams and share experiences and knowledge to create a community of best practice.</li></ul>What we're looking for<ul><li>A qualified actuary with relevant work experience</li><li>Significant knowledge and experience of experience analysis and claims trend work.</li><li>Ability to build bases from first principles</li><li>Working knowledge of UK Life Insurance products and reinsurance market.</li><li>Skilled in statistical and modelling programmes such as R, Emblem and other open source technologies (e.g. Python) as well as Data visualisation software such as Tableau / PowerBI.</li><li>Commercial acumen with an ability to spot opportunities to improve business processes and deliver increased net business value add.</li><li>Practical experience conducting experience analyses and building bases.</li><li>Excellent report writing ability.</li><li>Project management skills - with the ability to lead initiatives from initial analysis through to final implementation.</li><li>Ability to build and maintain strong relationships with senior stakeholders.</li><li>Strong analytical and problem-solving skills.</li></ul>BenefitsWhen you commit to Legal &amp; General, we’ll commit to you too. That means we’ll recognise and reward your hard work, your performance and your contribution. If you join us, you’ll get access to some great benefits, including private medical insurance, 27 days holiday (excluding bank holidays), a generous pension scheme, life assurance, and Income Protection.You'll receive a car allowance of 12% of your annual salary, and you can participate in our electric car scheme, which offers employees the option to hire a brand new electric car through tax efficient salary sacrifice. We’re also proud to offer competitive family leave. You’ll have the opportunity to participate in our annual, performance-related bonus plan and valuable share schemes.And then there are the many discounts we offer that you can take advantage of – both for our own products and at a range of high street stores and online offerings.About L&amp;GThe brand with the brolly is choosing today to change tomorrow. Since 1836, we’ve grown to become one of the world's largest asset managers, homebuilders, pension providers and insurance brands. We’re all here to improve the lives of our customers, build a better society for the long term, and create value for our shareholders - helping to shape a better future for society and the planet. We need people who share our ambitions, agility and entrepreneurial spirit to help us do it.At L&amp;G, you’ll find a balance that helps you be your best. Empowered by hybrid working, we’re supported by technology and workplaces that enable us to work effectively wherever we are. We come together in offices to collaborate and connect, and use time at home for individual, focused activities. And, when we achieve great things, we celebrate our success and reward strong performance.Today, there’s over 10,000 of us, working towards our mission, with plenty of opportunities to grow your career as we grow L&amp;G. Will you join us?About the business areaLife can sometimes be unpredictable, and it pays to plan ahead. Our aim at Legal &amp; General Retail is to help our customers plan for the unexpected, achieve financial security for their tomorrow, and protect everything that’s important to them. To better understand our customers and meet their needs, we’ve brought our protection, retirement income, savings, lending and advice, fintech and mortgage businesses under one umbrella.Created at the start of 2022 through the merging of our long-standing and trusted retail retirement and insurance businesses, we’re a fast-growing division with big, customer-centered ambitions.Our commitment to Equal OpportunitiesGreat minds don’t have to think alike, so we welcome voices from all backgrounds. Bringing together people with different life experiences helps us build empathy with our customers and drive innovation. We don’t just talk about it, we actively promote diversity and equitable opportunities for all. That means our employment decisions are made without regard to race, colour, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability or protected veteran status.In fact, we embrace every dimension of diversity to reflect the customers and communities we serve. We think it’s important to create an inclusive environment where we can all belong, contribute and drive progress, where you can develop and grow, and be empowered. We want you to use your voice to help us build a better tomorrow. We all work differently, and have different needs, which is why we’re always open to discussing flexible working arrangements. Likewise, we’re committed to finding reasonable accommodations for candidates with specific needs during our recruiting process.So whoever you are, wherever you are, whatever your story, we'd love to hear from you.

We have a fantastic role for a Qualified Actuary to join our Retail Protection team as a Modelling and Research Actuary. In this role you will assist in the delivery of the data analytics capability and strategy for L&amp;G Retail Commercial by working closely with IT &amp; Change to ensure successful delivery of data sets, software, tooling, and infra-structure.You will also propose, design and implement analytical models and pricing assumptions for RP Commercial using the latest statistical models and techniques to help improve business processes in order to achieve divisional objectives. This is a Hybrid Working opportunity which can be based from either our Hove or London Offices, which will give you the freedom to find a work/life balance that suits you.What you'll be doing<ul><li>Providing ideas and solutions to complex business issues by delivering advanced analytic capabilities. This will be achieved by designing and implementing complex analytical models, scoping business requirements and future proofing data sources.</li><li>Ensuring data integrity by implementing, monitoring and controlling the appropriate levels of data integrity for the purpose of analysis. As well as seeking improvements to data quality, by contributing to system developments and by working with internal &amp; external customers.</li><li>Developing a suite of underwriting and pricing tools in order to create an assumption basis and reporting framework, including best practice guidelines, for RP Commercial Pricing.</li><li>Providing concise, clear and well communicated summaries of all analysis and present these findings to key stakeholders and at committees to achieve sign-off for proposals. You will also provide ongoing education to stakeholders to ensure quality decisions are made based off this analysis.</li><li>Mentoring and managing junior employees within the Analytics and Risk Modelling team, in a manner that is consistent with the Company’s policies and procedures and in respect of an inclusive culture, including the Partnership Agreement, to maximise the performance of the area.</li><li>Providing advice and guidance to colleagues including (where required) providing coaching and development of others such that specialist skills are developed and deployed throughout the organisation. You will also work closely with other Data Analytics / Actuarial teams and share experiences and knowledge to create a community of best practice.</li></ul>What we're looking for<ul><li>A qualified actuary with relevant work experience</li><li>Significant knowledge and experience of experience analysis and claims trend work.</li><li>Ability to build bases from first principles</li><li>Working knowledge of UK Life Insurance products and reinsurance market.</li><li>Skilled in statistical and modelling programmes such as R, Emblem and other open source technologies (e.g. Python) as well as Data visualisation software such as Tableau / PowerBI.</li><li>Commercial acumen with an ability to spot opportunities to improve business processes and deliver increased net business value add.</li><li>Practical experience conducting experience analyses and building bases.</li><li>Excellent report writing ability.</li><li>Project management skills - with the ability to lead initiatives from initial analysis through to final implementation.</li><li>Ability to build and maintain strong relationships with senior stakeholders.</li><li>Strong analytical and problem-solving skills.</li></ul>BenefitsWhen you commit to Legal &amp; General, we’ll commit to you too. That means we’ll recognise and reward your hard work, your performance and your contribution. If you join us, you’ll get access to some great benefits, including private medical insurance, 27 days holiday (excluding bank holidays), a generous pension scheme, life assurance, and Income Protection.You'll receive a car allowance of 12% of your annual salary, and you can participate in our electric car scheme, which offers employees the option to hire a brand new electric car through tax efficient salary sacrifice.We’re also proud to offer competitive family leave. You’ll have the opportunity to participate in our annual, performance-related bonus plan and valuable share schemes. And then there are the many discounts we offer that you can take advantage of – both for our own products and at a range of high street stores and online offerings.About L&amp;GThe brand with the brolly is choosing today to change tomorrow. Since 1836, we’ve grown to become one of the world's largest asset managers, homebuilders, pension providers and insurance brands.We’re all here to improve the lives of our customers, build a better society for the long term, and create value for our shareholders - helping to shape a better future for society and the planet. We need people who share our ambitions, agility and entrepreneurial spirit to help us do it.At L&amp;G, you’ll find a balance that helps you be your best. Empowered by hybrid working, we’re supported by technology and workplaces that enable us to work effectively wherever we are. We come together in offices to collaborate and connect, and use time at home for individual, focused activities. And, when we achieve great things, we celebrate our success and reward strong performance.Today, there’s over 10,000 of us, working towards our mission, with plenty of opportunities to grow your career as we grow L&amp;G. Will you join us?About the business areaLife can sometimes be unpredictable, and it pays to plan ahead. Our aim at Legal &amp; General Retail is to help our customers plan for the unexpected, achieve financial security for their tomorrow, and protect everything that’s important to them.To better understand our customers and meet their needs, we’ve brought our protection, retirement income, savings, lending and advice, fintech and mortgage businesses under one umbrella. Created at the start of 2022 through the merging of our long-standing and trusted retail retirement and insurance businesses, we’re a fast-growing division with big, customer-centered ambitions.Our commitment to Equal OpportunitiesGreat minds don’t have to think alike, so we welcome voices from all backgrounds. Bringing together people with different life experiences helps us build empathy with our customers and drive innovation.We don’t just talk about it, we actively promote diversity and equitable opportunities for all. That means our employment decisions are made without regard to race, colour, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability or protected veteran status.In fact, we embrace every dimension of diversity to reflect the customers and communities we serve. We think it’s important to create an inclusive environment where we can all belong, contribute and drive progress, where you can develop and grow, and be empowered. We want you to use your voice to help us build a better tomorrow.We all work differently, and have different needs, which is why we’re always open to discussing flexible working arrangements. Likewise, we’re committed to finding reasonable accommodations for candidates with specific needs during our recruiting process. So whoever you are, wherever you are, whatever your story, we'd love to hear from you.

We are looking for the special actuary! You will have a unique and exciting opportunity to join a diverse and motivated team, committed to delivering value and innovative services together with our clients and partners in the primary insurance space P&amp;C.You will be a member of the product management team where product managers and actuaries are working very close together or are even united in one person. You will be responsible for the pricing development of easy-to-understand insurance products suitable for digitalization for our focus markets Germany, Netherlands, Switzerland, Italy, Spain and Portugal.You will work closely in cross-functional teams evaluating key consumer needs to build a great customer experience using brand-new technology solutions. While enabling attractive sales journeys, you will ensure robust underwriting, and work together with the claims team to ensure end-to-end automation capabilities. You will report to the Head Product Management NL.<ul><li>Generate pricing metrics for profitability management and benchmark analytics as well as partnership with the reserving department</li><li>Create very modular tariffs with focus on motor enabling high flexibility on coverage and object bundles while keeping adverse selection risks under tight control</li><li>Develop innovative and easy to understand P&amp;C products starting from our customers' perspective and in close collaboration with claims</li><li>In case of limited claims data, define technical and commercial tariffs for newly developed products while also performing more sophisticated actuarial analysis (GLM and new methods) for bigger portfolios</li><li>Continuously improve the selection and pricing of risks through the use of leading-edge pricing tools and models incl. predictive analytics</li><li>Monitor market developments, evaluate upcoming consumer needs and perform competitor benchmarking to ensure adequate positioning of our products</li><li>Be responsible for your own market and manage your product portfolio through continuous testing of different bundles, tariffs and sales journeys</li><li>Participate in sales pitches and ideation workshops as part of a cross-functional team to onboard new distribution partners in your market</li></ul>We put the consumers' needs in the centre of what we do, aim to become a digital champion and believe in data-based learning. We use the Swiss Re network to access state of the art technologies and capabilities, combine it with local expertise and an innovative mind-set, constantly questioning current ways of offering insurance. Our aim is to drive the digitalisation of the P&amp;C insurance business in Europe as a white-label insurer working with trusted brands. We combine insurance know-how and e-commerce competencies, as well as the dynamic spirit of a start-up with the backing of Swiss Re.<ul><li>Fully qualified actuary with 3+ years of experience in P&amp;C retail pricing (experience with key software such as Earnix, Emblem is an advantage) in Continental Europe</li><li>Expertise in statistical modelling and data analytics (Proficiency in modelling languages such as R, Python or similar) and comfortable learning and working with new software</li><li>Technology minded with a clear view on how technology can be used for customer friendly underwriting and more attractive insurance products</li><li>Creative and have many ideas how to improve the current market practices and enhancing the customer experience through transparent products</li><li>Hands-on and independent working style embracing cross-functional teams and partnering with distribution partners from different industries and backgrounds</li><li>Ambitious and able to demonstrate commercial competence when partnering with distributors and driving product innovation</li><li>Clear and effective communication with internal and external business leaders</li><li>Proficiency in Dutch and English; proficiency in other EU languages is a plus</li></ul>About Swiss ReWe are an equal opportunity employer, and we value diversity at our company. Our aim is to live visible and invisible diversity – diversity of age, race, ethnicity, nationality, gender, gender identity, sexual orientation, religious beliefs, physical abilities, personalities and experiences – at all levels and in all functions and regions. We also collaborate in a flexible working environment, providing you with a compelling degree of autonomy to decide how, when and where to carry out your tasks.We provide feedback to all candidates via email. If you have not heard back from us, please check your spam folder.At iptiQ, we partner with established brands around the world to create impactful digital insurance solutions. We make it easier for consumers to buy the insurance they need from the brands they trust. We provide life and non-life insurance through our end-to-end digital platform and build multi-channel customer experiences.What we offer our employees is outstanding. Hybrid working in offices across the world, phenomenal learning &amp; career opportunities and a culture that encourages new perspectives to challenge conventions and come up with innovative solutions. We believe in the power of inclusion. Drawing on our employees' broad range of perspectives, life experiences and backgrounds stimulates creativity and gives us a competitive edge. iptiQ embraces a workplace where everyone has equal opportunities to thrive regardless of their age, gender, gender identity and/or expression, sexual orientation, race, ethnicity, religion, physical or mental ability, or other characteristic and can be their authentic self. Ignite your curiosity to shape digital insurance.During the recruitment process, reasonable accommodations for special needs are available upon request. If contacted for an interview, please inform the Recruiter/HR Professional of the accommodation needed.

We are looking for a special actuary to join our diverse and motivated team. You will be responsible for pricing development of easy-to-understand insurance products suitable for digitalization in Germany, Netherlands, Switzerland, Italy, Spain, and Portugal.You will work closely with cross-functional teams to evaluate key consumer needs and build a great customer experience using brand-new technology solutions. You will report to the Head Product Management DACH.<ul><li>Generate pricing metrics for profitability management and benchmark analytics as well as partnership with the reserving department</li><li>Create very modular tariffs with focus on motor enabling high flexibility on coverage and object bundles while keeping adverse selection risks under tight control</li><li>Develop innovative and easy to understand P&amp;C products starting from our customers' perspective and in close collaboration with claims</li><li>In case of limited claims data, define technical and commercial tariffs for newly developed products while also performing more sophisticated actuarial analysis (GLM and new methods) for bigger portfolios</li><li>Continuously improve the selection and pricing of risks through the use of leading-edge pricing tools and models incl. predictive analytics</li><li>Monitor market developments, evaluate upcoming consumer needs and perform competitor benchmarking to ensure adequate positioning of our products</li><li>Be responsible for your own market and manage your product portfolio through continuous testing of different bundles, tariffs and sales journeys</li><li>Participate in sales pitches and ideation workshops as part of a cross-functional team to onboard new distribution partners in your market</li></ul>About youFully qualified actuary with 3+ years of experience in P&amp;C retail pricing (experience with key software such as Earnix, Emblem is an advantage) in Continental Europe.Expertise in statistical modelling and data analytics (Proficiency in modelling languages such as R, Python or similar) and comfortable learning and working with new software.Technology minded with a clear view on how technology can be used for customer friendly underwriting and more attractive insurance products.Creative and have many ideas how to improve the current market practices and enhancing the customer experience through transparent products.Hands-on and independent working style embracing cross-functional teams and partnering with distribution partners from different industries and backgrounds. Ambitious and able to demonstrate commercial competence when partnering with distributors and driving product innovation.Clear and effective communication with internal and external business leaders. Proficiency in Dutch and English; proficiency in other EU languages is a plus.About iptiQiptiQ is part of Swiss Re, one of the world’s leading providers of re/insurance and risk transfer solutions. This means we’re backed by Swiss Re’s capital strength and more than 150 years of risk knowledge. Through our partnerships, we contribute to Swiss Re’s vision to make the world more resilient.At iptiQ, we partner with established brands around the world to create impactful digital insurance solutions. We make it easier for consumers to buy the insurance they need from the brands they trust. We provide life and non-life insurance through our end-to-end digital platform and build multi-channel customer experiences.

£35K - £39K + fantastic benefitsAbout BupaHere you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.We always go the extra mile by giving our customers fast access to treatment and helping them get the specialist support they need. At Bupa, you’ll be a part of a fun, social environment as well as making a huge difference for our customers. Expect solid benefits and opportunities to grow.About the teamWe believe our Actuarial team shapes the future of our company. With colleagues covering pricing, reserving, modelling and much more they help future proof our business, all the while keeping our customers at the heart of every decision.An exciting development opportunity has arisen where you will provide technical actuarial support for a variety of projects including the development of pricing recommendations to be taken to the internal pricing governance committees.About the roleResponsibilities and activities will vary depending on evolving strategy and priorities within the business but will include the following types of tasks:<ul><li>Analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions.</li><li>Supporting the development of new products and benefit features and support the pricing of any relevant new product or benefit changes.</li><li>Carrying out analysis and investigations of an actuarial nature, covering topics such as new business conversion rates, retention, competitor pricing, customer complaints and decision-making, expense allocation and long-term profitability by customer segment.</li><li>In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.</li></ul>A typical day will involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. Work will be documented in line with the Technical Actuarial Standards and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.You will work closely with colleagues in other teams such as Sales, Finance, Customer Insights, Product &amp; Proposition, Clinical Policy and Healthcare Analytics on a range of projects and initiatives.You'll also work with our colleagues in the Actuarial Technical Hub to understand claims inflation and its impact on product performance, and to ensure that the impact of our pricing work is taken into account in reporting and planning.RequirementsThe role holder is expected to have the following experience and qualifications:<ul><li>1 to 4 passes/exemptions towards the FIA/FFA qualification (or equivalent).</li><li>Experience in pricing in general insurance or health markets.</li><li>Theoretical or practical knowledge of some of the following types of models: Generalised Linear Modelling or machine learning; econometrics such as price optimisation; lifetime value value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Strong communication skills, including the ability to present technical information and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li></ul>Experience with SAS, R, Emblem and Radar would be an advantage.Why Bupa? We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. You will be eligible for:<ul><li>25 days holiday, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Onsite gyms or local discounts where no onsite gym available</li><li>Various other benefits and online discounts</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

Up to £93K + fantastic benefits including 10% Management Bonus SchemeAbout BupaHere you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusiveenvironment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.Bupa’s purpose is to help people live longer, healthier, happier lives and making a batter world, our Actuarial teams play a key role in helping us deliver on our purpose. In 2019 we appointed a new Chief Actuary, under their leadership we’ve expanded our team and invested in our colleagues, delivering great results for our business.About the teamWe believe our Actuarial team shapes the future of our company. With colleagues covering pricing, reserving, modelling and much more they help future proof our business, all the while keeping our customers at the heart of every decision.The pricing actuary's purpose is to support Bupa Global by improving data, insights and predictive analytics within the company. Making strategic and tactical recommendations on pricing and underwriting topics in support of Bupa’s strategic goals and the pricing and underwriting strategy.It’s pricing that’s truly Global: UK, Dubai, HK, Egypt, Bahrain, Qatar etc...It's broad. You'll be developing the strategy to grow the business further (pricing and sophistication). It's an exciting time to be at forefront of this enterprise expansion…Responsibilities and activities will vary depending on evolving strategy and priorities within the business but will include the following types of tasks:<ul><li>Working with international stakeholders to develop new pricing initiatives and support other areas that require pricing input</li><li>Carrying out rate and zonal reviews to assess performance of Bupa’s product suite and making pricing recommendations and supporting the implementation of these</li><li>Developing and maintaining risk, demand and value models using generalised linear models and machine learning to support pricing and to provide insight into customer decision-making</li><li>Building pricing scenario tools to test different pricing strategies</li><li>Identification, development and deployment of new analytical techniques, tools and data sources, and supporting team members in making optimal use of these</li><li>Pricing of new and existing IPMI and other insurance products</li><li>Facilitating and interpreting competitor pricing analysis</li></ul>Supporting projects across multiple functional areas, as a subject matter expert, applying advanced analytical methods to develop business solutions to challenges and opportunities that arise.The role holder is expected to have the following experience and qualification/s:<ul><li>Qualified Actuary (IFoA) with 2-3 years post-qualification experience – strong, newly qualified candidates will be considered or a similar level of experience in a pricing team</li><li>I/PMI pricing experience – candidates with pricing experience in other general insurance sectors will be considered</li><li>Strong experience with manipulating and using insurance data</li><li>Statistical modelling experience including Generalised Linear Modelling and other advanced analytics methods</li><li>Lifetime value or embedded value modelling</li><li>Experience with suitable statistical and analytical tools such as SAS, Earnix, Emblem, Radar and R</li><li>Proven track record of applying advanced analytics and data modelling to business situations in order to provide strategic recommendations.  Ability to refine and apply knowledge of data to solve business needs</li></ul>A proactive mindset, challenging requirements, seeing things from a customer's viewpoint and exploring new directions from results of analyses.Why Bupa? We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. You’ll be eligible for:<ul><li>One off Golden Handshake payment (T’s and C’s apply)</li><li>Payment of Professional Registration fees</li><li>Equivalent to 25 days holiday per year, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Support with travel costs via a season ticket loan or cycle2work</li><li>Discounted access to online gym sessions through Gympass</li><li>Various other benefits and online discounts</li><li>Free onsite massages as a recognition for your hard work</li><li>Opportunity to participate in our annual awards ceremony</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.We always go the extra mile by giving our customers fast access to treatment and helping them get the specialist support they need. At Bupa, you’ll be a part of a fun, social environment as well as making a huge difference for our customers. Expect solid benefits and opportunities to grow.We believe our Actuarial team shapes the future of our company. With colleagues covering pricing, reserving, modelling and much more they help future proof our business, all the while keeping our customers at the heart of every decision.An exciting development opportunity has arisen where you will provide technical actuarial support for a variety of projects including the development of pricing recommendations to be taken to the internal pricing governance committees.Responsibilities and activities will vary depending on evolving strategy and priorities within the business but will include the following types of tasks:<ul><li>Analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions.</li><li>Supporting the development of new products and benefit features and support the pricing of any relevant new product or benefit changes.</li><li>Carrying out analysis and investigations of an actuarial nature, covering topics such as new business conversion rates, retention, competitor pricing, customer complaints and decision-making, expense allocation and long-term profitability by customer segment.</li></ul>In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.A typical day will involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. Work will be documented in line with the Technical Actuarial Standards and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.You will work closely with colleagues in other teams such as Sales, Finance, Customer Insights, Product &amp; Proposition, Clinical Policy and Healthcare Analytics on a range of projects and initiatives.You'll also work with our colleagues in the Actuarial Technical Hub to understand claims inflation and its impact on product performance, and to ensure that the impact of our pricing work is taken into account in reporting and planning.The role holder is expected to have the following experience and qualifications:<ul><li>1 to 4 passes/exemptions towards the FIA/FFA qualification (or equivalent).</li><li>Experience in pricing in general insurance or health markets.</li><li>Theoretical or practical knowledge of some of the following types of models: Generalised Linear Modelling or machine learning; econometrics such as price optimisation; lifetime value value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Strong communication skills, including the ability to present technical information and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li><li>Experience with SAS, R, Emblem and Radar would be an advantage.</li></ul>Why Bupa?We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. You will be eligible for:<ul><li>25 days holiday, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Onsite gyms or local discounts where no onsite gym available</li><li>Various other benefits and online discounts</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.No matter your role, you’ll have an opportunity to do work that matters. Making a difference to the lives of our customers each and every day.Role OverviewThis role is in Bupa's UK Insurance business and you'll be part of the actuarial team responsible for the pricing and analytics for one or more of our insurance products. We're responsible for developing and delivering the pricing strategy in support of Bupa's strategic goals. This will involve the analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions. In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.What you’ll do:You’ll support the development of new products and benefit features and support the pricing of any relevant new product or benefit changes. You’ll also be carrying out analysis and investigations of an actuarial nature, covering topics such as new business conversion rates, retention, competitor pricing, customer complaints and decision-making, expense allocation and long-term profitability by customer segment.A typical day will involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. Work will be documented in line with the Technical Actuarial Standards and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.You will work closely with colleagues in other teams such as Sales, Finance, Customer Insights, Product &amp; Proposition, Clinical Policy and Healthcare Analytics on a range of projects and initiatives. You'll also work with our colleagues in the Actuarial Technical Hub to understand claims inflation and its impact on product performance, and to ensure that the impact of our pricing work is taken into account in reporting and planning.What you’ll bring:The role holder is expected to have the following experience and qualification/s:<ul><li>Experience in pricing in general insurance or health markets.</li><li>Practical knowledge of some of the following types of models: Generalised Linear Modelling or machine learning; econometrics such as price optimisation; lifetime value value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Strong communication skills, including the ability to present technical information  and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li><li>Experience with SAS, Emblem and Radar essential.</li><li>Experience with R would be an advantage.</li><li>Good progression towards the IFoA qualification (or equivalent) would be an advantage. </li><li>Put fair treatment of customers at the heart of what you say and do. Be courageous and speak up if you believe our products or services do not deliver what we have led our customers to expect</li><li>Be accountable and take ownership for ensuring you are familiar with all regulatory requirements that fall within the remit of your role and comply with them at all times. Seek guidance if you need support understanding your regulatory requirements. Notify, without delay, any potential or actual breach of regulation</li><li>To maintain governance and control requirements, ensuring all internal governance requirements are met, including full compliance with all policies, audit actions, monitoring actions and risk appetite</li><li>Maintain a suitable level of oversight over those responsibilities that have been delegated to other individuals for which you remain accountable</li><li>Provide a suitable level of regular Management Information to those accountable individuals where responsibility has been delegated to you</li></ul>Why Bupa? We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. As an Actuarial Pricing Analyst you’ll be eligible for:<ul><li>25 days holiday, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Onsite gyms or local discounts where no onsite gym available</li><li>Various other benefits and online discounts</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.Bupa’s purpose is to help people live longer, healthier, happier lives and making a batter world, our Actuarial teams play a key role in helping us deliver on our purpose. In 2019 we appointed a new Chief Actuary, under their leadership we’ve expanded our team and invested in our colleagues, delivering great results for our business.We believe our Actuarial team shapes the future of our company. With colleagues covering pricing, reserving, modelling and much more they help future proof our business, all the while keeping our customers at the heart of every decision.The pricing actuary's purpose is to support Bupa Global by improving data, insights and predictive analytics within the company. Making strategic and tactical recommendations on pricing and underwriting topics in support of Bupa’s strategic goals and the pricing and underwriting strategy.It’s pricing that’s truly Global: UK, Dubai, HK, Egypt, Bahrain, Qatar etc...It's broad. You'll be developing the strategy to grow the business further (pricing and sophistication). It's an exciting time to be at forefront of this enterprise expansion…Responsibilities and activities will vary depending on evolving strategy and priorities within the business but will include the following types of tasks:<ul><li>Working with international stakeholders to develop new pricing initiatives and support other areas that require pricing input</li><li>Carrying out rate and zonal reviews to assess performance of Bupa’s product suite and making pricing recommendations and supporting the implementation of these</li><li>Developing and maintaining risk, demand and value models using generalised linear models and machine learning to support pricing and to provide insight into customer decision-making</li><li>Building pricing scenario tools to test different pricing strategies</li><li>Identification, development and deployment of new analytical techniques, tools and data sources, and supporting team members in making optimal use of these</li><li>Pricing of new and existing IPMI and other insurance products</li><li>Facilitating and interpreting competitor pricing analysis</li></ul>Supporting projects across multiple functional areas, as a subject matter expert, applying advanced analytical methods to develop business solutions to challenges and opportunities that arise.The role holder is expected to have the following experience and qualification/s:<ul><li>Qualified Actuary (IFoA) with 2-3 years post-qualification experience – strong, newly qualified candidates will be considered or a similar level of experience in a pricing team</li><li>I/PMI pricing experience – candidates with pricing experience in other general insurance sectors will be considered</li><li>Strong experience with manipulating and using insurance data</li><li>Statistical modelling experience including Generalised Linear Modelling and other advanced analytics methods</li><li>Lifetime value or embedded value modelling</li><li>Experience with suitable statistical and analytical tools such as SAS, Earnix, Emblem, Radar and R</li><li>Proven track record of applying advanced analytics and data modelling to business situations in order to provide strategic recommendations.  Ability to refine and apply knowledge of data to solve business needs</li></ul>A proactive mindset, challenging requirements, seeing things from a customer's viewpoint and exploring new directions from results of analyses.Why Bupa? We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. You’ll be eligible for:<ul><li>One off Golden Handshake payment (T’s and C’s apply)</li><li>Payment of Professional Registration fees</li><li>Equivalent to 25 days holiday per year, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Support with travel costs via a season ticket loan or cycle2work</li><li>Discounted access to online gym sessions through Gympass</li><li>Various other benefits and online discounts</li><li>Free onsite massages as a recognition for your hard work</li><li>Opportunity to participate in our annual awards ceremony</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

About The RoleWe are looking for the special actuary! You will have an outstanding and exciting opportunity to join a diverse and motivated team, committed to delivering value and innovative services together with our clients and partners in the primary insurance space.You will be a member of the product management team where product managers and actuaries are working very close together or are even united in one person. You will be responsible for the pricing development of easy-to-understand insurance products suitable for digitalization for our focus markets Germany, Netherlands, Switzerland, Italy, Spain and Portugal. You will work closely in cross-functional teams evaluating key consumer needs to build a phenomenal customer experience using brand-new technology solutions. While enabling attractive sales journeys, you will ensure robust underwriting, and work together with the claims team to ensure end-to-end automation capabilities. You will report to the Head Product Management DACH.Your Responsibilities Include<ul><li>Generate pricing metrics for profitability management and benchmark analytics as well as partnership with the reserving department</li><li>Create very modular tariffs with focus on motor enabling high flexibility on coverage and object bundles while keeping adverse selection risks under tight control</li><li>Develop innovative and easy to understand P&amp;C products starting from our customers' perspective and in close collaboration with claims</li><li>In case of limited claims data, define technical and commercial tariffs for newly developed products while also performing more sophisticated actuarial analysis (GLM and new methods) for bigger portfolios</li><li>Continuously improve the selection and pricing of risks through the use of leading-edge pricing tools and models incl. predictive analytics</li><li>Monitor market developments, evaluate upcoming consumer needs and perform competitor benchmarking to ensure adequate positioning of our products</li><li>Be responsible for your own market and manage your product portfolio through continuous testing of different bundles, tariffs and sales journeys</li><li>Participate in sales pitches and ideation workshops as part of a cross-functional team to onboard new distribution partners in your market</li></ul>About The TeamWe put the consumers' needs in the centre of what we do, aim to become a digital champion and believe in data-based learning. We use the Swiss Re network to access state of the art technologies and capabilities, combine it with local expertise and an innovative mind-set, constantly questioning current ways of offering insurance. Our aim is to drive the digitalisation of the P&amp;C insurance business in Europe as a white-label insurer working with trusted brands. We combine insurance know-how and e-commerce competencies, as well as the dynamic spirit of a start-up with the backing of Swiss Re.Do you enjoy thinking ahead and identifying new opportunities or anticipate future challenges? Do you like driving sophisticated projects in an agile way? Join us today if you enjoy pushing borders and have a passion for the latest technologies!About You<ul><li>Fully qualified actuary with 2+ years of experience in P&amp;C retail pricing (experience with key software such as Earnix, Emblem is an advantage) in Continental Europe</li><li>Expertise in statistical modelling and data analytics (Proficiency in modelling languages such as R, Python or similar) and comfortable learning and working with new software</li><li>Technology minded with a clear view on how technology can be used for customer friendly underwriting and more attractive insurance products</li><li>Creative and have many ideas how to improve the current market practices and enhancing the customer experience through transparent products</li><li>Hands-on and independent working style embracing cross-functional teams and partnering with distribution partners from different industries and backgrounds</li><li>Ambitious and able to demonstrate commercial competence when partnering with distributors and driving product innovation</li><li>Clear and effective communication with internal and external business leaders</li><li>Proficiency in Spanish and English; proficiency in other EU languages is a plus</li></ul>We provide feedback to all candidates via email. If you have not heard back from us, please check your spam folder.

<ul><li>Hybrid working: up to 4 days per week working from home</li><li>Salary: £45K - £54K per annum + excellent benefits</li></ul>Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.No matter your role, you’ll have an opportunity to do work that matters. Making a difference to the lives of our customers each and every day.Role OverviewThis role is in Bupa's UK Insurance business and you'll be part of the actuarial team responsible for the pricing and analytics for one or more of our insurance products. We're responsible for developing and delivering the pricing strategy in support of Bupa's strategic goals. This will involve the analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions. In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.What you’ll do:<ul><li>You’ll support the development of new products and benefit features and support the pricing of any relevant new product or benefit changes.</li><li>You’ll also be carrying out analysis and investigations of an actuarial nature, covering topics such as new business conversion rates, retention, competitor pricing, customer complaints and decision-making, expense allocation and long-term profitability by customer segment.</li><li>A typical day will involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. Work will be documented in line with the Technical Actuarial Standards and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.</li><li>You will work closely with colleagues in other teams such as Sales, Finance, Customer Insights, Product &amp; Proposition, Clinical Policy and Healthcare Analytics on a range of projects and initiatives. You'll also work with our colleagues in the Actuarial Technical Hub to understand claims inflation and its impact on product performance, and to ensure that the impact of our pricing work is taken into account in reporting and planning.</li></ul>What you’ll bring:<ul><li>The role holder is expected to have the following experience and qualification/s:</li><li>Experience in pricing in general insurance or health markets.</li><li>Practical knowledge of some of the following types of models: Generalised Linear Modelling or machine learning; econometrics such as price optimisation; lifetime value value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Strong communication skills, including the ability to present technical information  and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li><li>Experience with SAS, Emblem and Radar essential.</li><li>Experience with R would be an advantage.</li><li>Good progression towards the IFoA qualification (or equivalent) would be an advantage. </li><li>Put fair treatment of customers at the heart of what you say and do. Be courageous and speak up if you believe our products or services do not deliver what we have led our customers to expect</li><li>Be accountable and take ownership for ensuring you are familiar with all regulatory requirements that fall within the remit of your role and comply with them at all times. Seek guidance if you need support understanding your regulatory requirements. Notify, without delay, any potential or actual breach of regulation</li><li>To maintain governance and control requirements, ensuring all internal governance requirements are met, including full compliance with all policies, audit actions, monitoring actions and risk appetite</li><li>Maintain a suitable level of oversight over those responsibilities that have been delegated to other individuals for which you remain accountable</li><li>Provide a suitable level of regular Management Information to those accountable individuals where responsibility has been delegated to you</li></ul>Why Bupa?We are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers.Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. As an Actuarial Pricing Analyst you’ll be eligible for:<ul><li>25 days holiday, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Annual performance-based bonus</li><li>Onsite gyms or local discounts where no onsite gym available</li><li>Various other benefits and online discounts</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

Your role at a glanceWe have a great opportunity for a part qualified actuary to join our Retail Protection team here at L&amp;G.In this role you will support the Risk Pricing team to help maintain L&amp;G as one of the UK’s leading market providers of Individual Protection products. You will do this by helping to develop and deliver experience investigations, assumption settings and methodologies to enable Retail Protection to meet its business goals.This is a hybrid working opportunity that will allow you to work effectively from home or the office and can be based from either our Hove or London Offices. What you'll be doing<ul><li>Developing and maintaining the data integrity of an experience analysis system for Retail Protection business to ensure that key data is easily accessible for use within the wider Commercial team.</li><li>Interpreting the results of the experience investigations to develop and refine the pricing and best estimate basis, using data analysis and modelling techniques.</li><li>Maintaining and managing the existing suite of products and assisting in the delivery of new projects and initiatives developed within the business unit.</li><li>Assisting in the development and integration of the risk framework to ensure that it meets the necessary requirements.</li><li>Developing new and existing products by providing data analysis expertise and any additional support as required.</li><li>Using Actuarial, Machine Learning and/or Statistical techniques to create new scalable solutions to business problems.</li></ul> What we're looking for<ul><li>A part qualified actuary who is making good progress through the IFoA Exams.</li><li>Degree with significant statistical or data science components would be highly advantageous.</li><li>Previous experience of assumption setting within a Life Insurance environment would highly advantageous.</li><li>Knowledge of a relevant actuarial/statistical modelling platforms (e.g. Emblem) and data manipulation tools (e.g. SAS or R) would be highly advantageous.</li><li>An understanding of Individual Protection products and key issues associated.</li><li>Conceptual thinking ability with the ability to solve hard, abstract problems with smart, creative and elegant solutions, with a preference for simplicity.</li><li>Knowledge and understanding of Microsoft Office applications, including the ability to manipulate complex spreadsheets and VBA code.</li><li>Effective planning &amp; organisation skills with the ability to manage own time and appropriately prioritise multiple demands, disciplines and functions.</li><li>Ability to build effective relationships with stakeholders and colleagues to support the delivery of key projects on time.</li></ul> BenefitsWhen you commit to Legal &amp; General, we’ll commit to you too. That means we’ll recognise and reward your hard work, your performance and your contribution.If you join us, you’ll get access to some great benefits, including private medical insurance, at least 25 days holiday (excluding bank holidays), a generous pension scheme, life assurance, and Income Protection. You can participate in our electric car scheme, which offers employees the option to hire a brand new electric car through tax efficient salary sacrifice. We’re also proud to offer competitive family leave.You’ll have the opportunity to participate in our annual, performance-related bonus plan and valuable share schemes. And then there are the many discounts we offer that you can take advantage of – both for our own products and at a range of high street stores and online offerings.Legal &amp; General runs a highly regarded Actuarial Rotations Programme for students, which you will be a part of. The role you are applying to is part of our rotational program, designed to further develop and enhance your skills, and as part of this program you will be expected to rotate in both of our sites in London and Hove.About L&amp;GThe brand with the brolly is choosing today to change tomorrow.Since 1836, we’ve grown to become one of the world's largest asset managers, homebuilders, pension providers and insurance brands.We’re all here to improve the lives of our customers, build a better society for the long term, and create value for our shareholders - helping to shape a better future for society and the planet.We need people who share our ambitions, agility and entrepreneurial spirit to help us do it.At L&amp;G, you’ll find a balance that helps you be your best. Empowered by hybrid working, we’re supported by technology and workplaces that enable us to work effectively wherever we are. We come together in offices to collaborate and connect, and use time at home for individual, focused activities. And, when we achieve great things, we celebrate our success and reward strong performance.Today, there’s over 10,000 of us, working towards our mission, with plenty of opportunities to grow your career as we grow L&amp;G. Will you join us? About the business areaLife can sometimes be unpredictable, and it pays to plan ahead. Our aim at Legal &amp; General Retail is to help our customers plan for the unexpected, achieve financial security for their tomorrow, and protect everything that’s important to them. To better understand our customers and meet their needs, we’ve brought our protection, retirement income, savings, lending and advice, fintech and mortgage businesses under one umbrella. Created at the start of 2022 through the merging of our long-standing and trusted retail retirement and insurance businesses, we’re a fast-growing division with big, customer-centered ambitions.Our commitment to Equal OpportunitiesGreat minds don’t have to think alike, so we welcome voices from all backgrounds. Bringing together people with different life experiences helps us build empathy with our customers and drive innovation.We don’t just talk about it, we actively promote diversity and equitable opportunities for all. That means our employment decisions are made without regard to race, colour, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability or protected veteran status. In fact, we embrace every dimension of diversity to reflect the customers and communities we serve.We think it’s important to create an inclusive environment where we can all belong, contribute and drive progress, where you can develop and grow, and be empowered. We want you to use your voice to help us build a better tomorrow.We all work differently, and have different needs, which is why. we’re always open to discussing flexible working arrangements. Likewise, we’re committed to finding reasonable accommodations for candidates with specific needs during our recruiting process.So whoever you are, wherever you are, whatever your story, we'd love to hear from you.

We have an exciting opportunity for a Senior Pricing Analyst to join the Retail Pricing Team here at AXA UK. You'll be leading New Business and Renewals project across Direct or Intermediary business to drive benefit from Price Optimisation with consideration to business requirements.This is a fast-paced environment where frequent changes in the competitive landscape, data availability and modelling methods present an ongoing challenge to maintain and improve AXA’s standing in Direct and Intermediated Motor & Home Insurance markets. Changes we implement are measurable very quickly so our team’s contribution is recognisable, equally we have accountability for our proposals!At AXA we’re adopting a Hybrid way of working, empowering our people to balance their time between home and the office in a way that works best for them, their team and our customers.What you’ll be doing:<ul><li>Responsibility for the end-to-end delivery of value adding Price Optimisations, including Monitoring the performance of Optimisation. Design, maintenance and improvement of optimisation structures to improve business outcomes in line with stakeholder objectives and project management of supporting analysts.</li><li>Investigations of customers’ responses to price variations via impact analysis and scenario modelling</li><li>Understanding and improving customer lifetime value outcomes</li><li>Competitor Analysis and understanding Market activity</li><li>Supporting on new deals, offers and product testing</li><li>Fine tuning trading performance</li><li>Representing pricing in trading committees through supporting to key stakeholders and being clear on P&L targets</li><li>Peer review of own and others work, coaching & mentoring junior colleagues</li><li>Data reconciliation & ensuring thorough process documentation</li></ul>Due to the number of applications we expect to receive for this role, we reserve the right to close this advert earlier than the listed closing date to ensure we’re able to effectively manage interest. Therefore, if you’re interested in joining us at AXA, please don’t hesitate to apply.Qualifications<ul><li>Excellent numerical mathematical skills. Degree in a numerical discipline or evidence of equivalent proficiency.</li><li>Demonstrable experience in a related Insurance Pricing role strongly preferred.</li><li>Must be a competent planner and demonstrate ability to prioritise own workload and that of a small project team.</li><li>Data Science skills and experience of machine learning algorithms using open source statistical packages R and Python preferable.</li><li>Optimisation, Emblem & Radar or similar pricing software experience is desirable.</li><li>Strong commercial awareness and ability to understand impact of trading decisions.</li><li>Strong competency with SAS or SQL.</li></ul>As a precondition of employment for this role, you must be eligible and authorised to work in the United Kingdom.This position has been defined as an Insurance Distribution Directive (IDD) role under the IDD regime which means that in addition to pre-employment screening checks, the successful candidate will be subject to background screening every 4 years with an annual declaration in interim years.About AXAWith a presence in over 60 countries, and 165,000 employees serving the needs of 107 million customers, AXA is big.But never too big to care for every single person who works here. So when you join us, we promise to put our collective might behind you and your career.You’ll work in an open and supportive environment where you’ll be developed, challenged and encouraged to move around to achieve even bigger and better things – nationally and internationally. You’ll learn directly from senior leaders, from the best in our business. And you’ll enjoy real responsibility, really early on.Every large company today talks about supporting diversity and inclusion. But at AXA UK, these values form an integral part of everything we do. For us, it’s about bringing together the best talent, helping people to realise their full potential by being 100% themselves at work and delivering outstanding service to everyone – regardless of difference.Proud to be part of the AXA Group, a global insurance brand and a worldwide leader in financial services, AXA Insurance businesses employ over 5,500 in a network of offices across the UK. Our expert teams care for a huge range of customers, helping them protect their cars, homes and businesses against life’s uncertainties. Whether bought directly, through brokers or through a number of corporate partners, our market-leading products are trusted by millions.What We OfferOne of the best things about joining AXA is our rewards package. At AXA UK, we’re appreciative of the people who work for us and our rewards package is reviewed regularly to reflect that. You can expect to receive:<ul><li>Competitive annual salary</li><li>Annual company & performance-based bonus</li><li>Contributory pension scheme (up to 12% employer contributions)</li><li>Life Assurance (up to 10 x annual salary)</li><li>25days annual leave plus Bank Holidays</li><li>Opportunity to buy up to 5 extra days leave or sell up to 3 days leave</li><li>AXA employee discounts</li><li>Gym benefits</li></ul>Our ambition is to become one of the most inspiring companies to work for, as such we’re committed to supporting employee needs, providing meaningful career development and celebrating differences. We understand that everyone has individual work and home life responsibilities, therefore we’re happy to discuss flexible working arrangements for this role, should this be a requirement for you.We look for candidates with the right skills and values to join us and selection is based on a fair and equal process. As a regulated financial services company, all successful candidates will be subject to preemployment checks. We’re committed to providing equal opportunities for all, therefore we welcome and encourage applications from people of all backgrounds.As a disability confident employer, we’re pleased to offer our support and access to the AXA Accessibility Concierge should you require an alternative method of applying or any reasonable adjustments to be made during the recruitment process.

It’s an exciting time to join the Retail Pricing team here at AXA, with a focus on growing the Retail business a new Portfolio Pricing team has been created that will be responsible for collaborating with all business functions to ensure our enhanced pricing sophistication translates into even better outcomes for both our customers and all portfolios within the Retail business.In this role, the Portfolio Pricing Manager will lead the commercial and trading responsibilities for portfolio pricing across the Direct Portfolio, working closely with product and customer functions. Support Head of Portfolio Pricing in delivering all pricing initiatives agreed on the Direct business of AXA Retail.You'll support commercial and trading responsibilities for pricing across the Retail Portfolio, working closely with the Heads of Portfolio Pricing and Product, Finance and Customer functions. You'll be responsible for collaborating with all stakeholders on Direct lines of business and play a leading role in performance management of the Direct business whilst supporting the Intermediary business.At AXA we’re adopting a Hybrid way of working, empowering our people to balance their time between home and the office in a way that works best for them, their team and our customers. This role can be conducted from our Weybridge, London or Ipswich offices and you're likely to come to the office at least twice a fortnight.What you’ll be doing:<ul><li>Collaborating effectively across AXA Retail Pricing teams to support delivery of Retail Pricing Strategy.</li><li>Collaborate effectively across peers within Pricing, Product and Customer functions to support our ONE Retail Strategy</li><li>Making use of advanced analytics to produce more efficient and robust insight that will help achieve both short- and long-term ambitions of the Retail business.</li><li>Lead deliverables of the Portfolio Pricing team for the Direct business whilst managing and developing a team of 2 – 3 pricing analysts.</li><li>Support pricing for non-modelled risks to achieve Retail P&L targets and utilise insight from pricing modelling department where appropriate.</li><li>Delivering analysis of competitor price change using third party market data supply.</li><li>Playing an active role representing team in pricing committees and take responsibility for portfolio pricing actions.</li><li>Supporting Head of Portfolio Pricing with Executive requests, briefing documents and committee preparation.</li></ul>Qualifications<ul><li>Experienced Manager, who is highly customer focused and can deliver results that exceed expectations</li><li>Experience of pricing software such as Emblem/RADAR</li><li>Good programming skills, for example SAS, R, Python</li><li>Good analytical, presentational and influencing skills</li><li>Ability to work under pressure and to tight deadlines.</li><li>Able to build positive, productive relationships with a broad range of stakeholders</li><li>A very strong focus on delivery</li><li>Experienced in converting high-level ideas and concepts into practical plans which motivate and provide clear direction</li><li>Able to build positive, productive relationships with a broad range of stakeholders</li><li>Solution-focused and able to drive continuous improvement</li><li>Self-motivated & can-do attitude, who values contribution and understands need for collaboration</li><li>Demonstrable resilience and experience of successfully managing multiple priorities</li><li>Good understanding of the regulatory environment in which the business operates and understanding of the dynamics of large organisations</li><li>Outstanding communication and influencing skills</li></ul>As a precondition of employment for this role, you must be eligible and authorised to work in the United Kingdom.This position has been defined as an Insurance Distribution Directive (IDD) role under the IDD regime which means that in addition to pre-employment screening checks, the successful candidate will be subject to background screening every 4 years with an annual declaration in interim years.About AXAWith a presence in over 60 countries, and 165,000 employees serving the needs of 107 million customers, AXA is big.But never too big to care for every single person who works here. So when you join us, we promise to put our collective might behind you and your career.You’ll work in an open and supportive environment where you’ll be developed, challenged and encouraged to move around to achieve even bigger and better things – nationally and internationally. You’ll learn directly from senior leaders, from the best in our business. And you’ll enjoy real responsibility, really early on.Every large company today talks about supporting diversity and inclusion. But at AXA UK, these values form an integral part of everything we do. For us, it’s about bringing together the best talent, helping people to realise their full potential by being 100% themselves at work and delivering outstanding service to everyone – regardless of difference.Proud to be part of the AXA Group, a global insurance brand and a worldwide leader in financial services, AXA Insurance businesses employ over 5,500 in a network of offices across the UK. Our expert teams care for a huge range of customers, helping them protect their cars, homes and businesses against life’s uncertainties. Whether bought directly, through brokers or through a number of corporate partners, our market-leading products are trusted by millions.What We OfferOne of the best things about joining AXA is our rewards package. At AXA UK, we’re appreciative of the people who work for us and our rewards package is reviewed regularly to reflect that. You can expect to receive:<ul><li>Competitive annual salary</li><li>Annual company & performance-based bonus</li><li>Contributory pension scheme (up to 12% employer contributions)</li><li>Life Assurance (up to 10 x annual salary)</li><li>25days annual leave plus Bank Holidays</li><li>Opportunity to buy up to 5 extra days leave or sell up to 3 days leave</li><li>AXA employee discounts</li><li>Gym benefits</li></ul>Our ambition is to become one of the most inspiring companies to work for, as such we’re committed to supporting employee needs, providing meaningful career development and celebrating differences. We understand that everyone has individual work and home life responsibilities, therefore we’re happy to discuss flexible working arrangements for this role, should this be a requirement for you.We look for candidates with the right skills and values to join us and selection is based on a fair and equal process. As a regulated financial services company, all successful candidates will be subject to preemployment checks. We’re committed to providing equal opportunities for all, therefore we welcome and encourage applications from people of all backgrounds.As a disability confident employer, we’re pleased to offer our support and access to the AXA Accessibility Concierge should you require an alternative method of applying or any reasonable adjustments to be made during the recruitment process.

<ul><li>Fixed Term Contract - Until end of 2023</li><li>Full Time – 37.5 hours pw</li><li>£60K - £70K + excellent benefits</li><li>Hybrid Working – location can be flexible (London/Staines)</li></ul>Here you’ll be welcomed. We champion diversity and we understand the importance of our people representing the communities and customers we serve. You’ll find an inclusive environment where you can be yourself and where everyone is driven by the same purpose – helping people live longer, healthier, happier lives and making a better world.No matter your role, you’ll have an opportunity to do work that matters. Making a difference to the lives of our customers each and every day.Role OverviewThis role is to to support the embedding of our program of sophisticated pricing practices across the UK Insurance Consumer & SME Pricing teams. Supporting the smooth transition to new working practices, developing portfolio analysis tools and monitoring the performance of the new pricing models.We require 2 Fixed Term Contractors until end of 2023 to support the embedding of new pricing models and new ways of working into BAU – one role each for the Consumer and SME Pricing teams. Key deliverables will be the successful transition from current to new pricing regimes and establishing portfolio analysis to monitor the performance of the new pricing models.What you’ll do:This role is in Bupa's UK Insurance business, and you'll be part of the Commercial Pricing team who are responsible for the pricing and analytics for our Consumer and SME PMI insurance products. We're accountable for developing and delivering the pricing strategy in support of Bupa's strategic goals.Typically, this involves analysis of the historical performance of the existing portfolio, identifying the drivers of trends and outcomes, putting forward recommended pricing actions, and modelling the likely future impact of these actions. In all of this work there will be a clear focus on treating customers fairly and ensuring good outcomes for them.You will work closely with colleagues in the pricing project and BAU pricing teams, along with those from other teams such as Actuarial reporting & forecasting, Sales, Finance, IT and Product as well as external consultants.Acting under management instructions there may be the occasional opportunity to support some BAU activity which could involve extracting, refining and enriching data, building and running models using advanced analytical techniques, interpreting results and providing insight and recommendations. Work will be documented in line with the Technical Actuarial Standards, and you'll contribute to the drafting of reports and presentations for consumption by senior stakeholders.What you’ll bring:The role holder is expected to have the following experience and qualifications:<ul><li>Experience in pricing in general insurance or health markets.</li><li>Practical knowledge of GLM/GBM/machine learning, price optimisation, lifetime value modelling.</li><li>Strong numerical and analytical skills demonstrated through previous experience.</li><li>Ability to apply technical knowledge effectively in a business and commercial context</li><li>Strong communication skills, including the ability to present technical information and ensure it is understood by various stakeholders.</li><li>Advanced PC skills including Excel, Word, and PowerPoint.</li><li>Experience with SAS, Emblem and Radar essential.</li><li>Experience with Python would be an advantage.</li><li>Good progression towards the IFoA qualification (or equivalent) would be an advantage</li></ul>BenefitsWe are a health insurer and provider. With no shareholders, our customers are our focus. We reinvest profits into providing more and better healthcare for the benefit of current and future customers. Our benefits are driven by what matters to our people. It’s important to us that these benefits support a work-life balance that keeps people healthy, both mentally and physically. You’ll be eligible for:<ul><li>25 days holiday per year, pro rata to your contract.</li><li>Access to a range of services to support your physical and mental wellbeing</li><li>Fixed term benefits allowance</li><li>Access to our confidential employee assistance programme</li><li>Workplace pension</li><li>Online discounts covering your everyday shopping, entertainment, eating out and more.
</li></ul>Diversity and InclusionBupa is committed to making sure that every applicant is assessed solely on personal merit and qualifications. We actively celebrate the diversity of our colleagues and provide an inclusive environment so you can bring your true self to Bupa. We’ll make sure you are treated fairly. That’s why we’re happy to offer reasonable adjustments as part of our recruitment process to anyone that needs them.

<div>Your role at a glanceWe are looking for either an Actuarial Analyst or someone with a strong statistical/coding background to join our Risk Pricing &amp; Analytics team as a Senior Analyst.By joining the team you will be joining the UK's leading Individual Protection Pricing business, as we oversee the largest portfolio of Protection business in the UK for an individual insurer.This role will include the application of GLM and/or Machine Learning techniques as well as significant use of data manipulation packages with an aim to inform pricing decisions and risk management as well as incorporating proposals within financial reporting.This is a Hybrid working opportunity, based from our Hove Offices but you will be given the freedom to work in an agile way from both home and the office.What you'll be doing<ul><li>Supporting all areas of the Risk Pricing &amp; Analytics team to help maintain L&amp;G as one of the UK’s leading market providers of Individual Protection products.</li><li>Interpreting the results of the experience investigations to develop and refine the pricing and best estimate basis, by employing data analysis and modelling techniques.</li><li>Maintaining and managing the existing suite of products and assist in the delivery of new projects and initiatives developed within the business unit.</li><li>Assisting in the development and integration of a new risk framework to ensure that it meets the necessary requirements.</li><li>Developing new and existing products by providing data analysis expertise and any additional support as required.</li><li>Using Actuarial, machine learning and statistical techniques to create new scalable solutions to business problems.</li><li>Representing the department by establishing and maintaining strong working relationships within the organisation. Including managing stakeholder expectations and working to agreed timescales and across other teams where necessary.</li></ul>What we're looking for<ul><li>Either a student actuary making good exam progress oran analytics professional with significant statistical and/or data science experience.</li><li>Prior experience working within an insurance environment (highly desirable)</li><li>Experience/Knowledge of relevant actuarial/statistical modelling platforms e.g. Emblem and data manipulation tools e.g. SAS or R (highly desirable)</li><li>Experience/Knowledge of Microsoft Office applications, including the ability to manipulate complex spreadsheets and VBA code.</li><li>Effective planning, organising and time management skills.</li><li>Ability to build relationships with stakeholders and colleagues to support the delivery of key projects.</li><li>A team player, with demonstrable experience of helping a team to achieve their goals.</li><li>Ability/willingness to coach/mentor more junior team members.</li></ul>BenefitsWhen you commit to Legal &amp; General, we’ll commit to you too. That means we’ll recognise and reward your hard work, your performance and your contribution.If you join us, you’ll get access to some great benefits, including private medical insurance, at least 25 days holiday (excluding bank holidays), a generous pension scheme, life assurance, and Income Protection. You can participate in our electric car scheme, which offers employees the option to hire a brand new electric car through tax efficient salary sacrifice. We’re also proud to offer competitive family leave. You’ll have the opportunity to participate in our annual, performance-related bonus plan and valuable share schemes. And then there are the many discounts we offer that you can take advantage of – both for our own products and at a range of high street stores and online offerings.Legal &amp; General runs a highly regarded Actuarial Rotations Programme for students, which you will be a part of. The role you are applying to is part of our rotational program, designed to further develop and enhance your skills, and as part of this program you will be expected to rotate in both of our sites in London and Hove. About L&amp;GThe brand with the brolly is choosing today to change tomorrow.Since 1836, we’ve grown to become one of the world's largest asset managers, homebuilders, pension providers and insurance brands. We’re all here to improve the lives of our customers, build a better society for the long term, and create value for our shareholders - helping to shape a better future for society and the planet.We need people who share our ambitions, agility and entrepreneurial spirit to help us do it.At L&amp;G, you’ll find a balance that helps you be your best. Empowered by hybrid working, we’re supported by technology and workplaces that enable us to work effectively wherever we are. We come together in offices to collaborate and connect, and use time at home for individual, focused activities. And, when we achieve great things, we celebrate our success and reward strong performance.Today, there’s over 10,000 of us, working towards our mission, with plenty of opportunities to grow your career as we grow L&amp;G. Will you join us?About the business areaLife can sometimes be unpredictable, and it pays to plan ahead. Our aim at Legal &amp; General Retail is to help our customers plan for the unexpected, achieve financial security for their tomorrow, and protect everything that’s important to them. To better understand our customers and meet their needs, we’ve brought our protection, retirement income, savings, lending and advice, fintech and mortgage businesses under one umbrella. Created at the start of 2022 through the merging of our long-standing and trusted retail retirement and insurance businesses, we’re a fast-growing division with big, customer-centered ambitions. Our commitment to Equal OpportunitiesGreat minds don’t have to think alike, so we welcome voices from all backgrounds. Bringing together people with different life experiences helps us build empathy with our customers and drive innovation.We don’t just talk about it, we actively promote diversity and equitable opportunities for all. That means our employment decisions are made without regard to race, colour, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability or protected veteran status. In fact, we embrace every dimension of diversity to reflect the customers and communities we serve.We think it’s important to create an inclusive environment where we can all belong, contribute and drive progress, where you can develop and grow, and be empowered. We want you to use your voice to help us build a better tomorrow.We all work differently, and have different needs, which is why. we’re always open to discussing flexible working arrangements. Likewise, we’re committed to finding reasonable accommodations for candidates with specific needs during our recruiting process.So whoever you are, wherever you are, whatever your story, we'd love to hear from you.</div>

About iptiQ



<div>
iptiQ is a risk tech start-up within Swiss Re Group. Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime. 
 
iptiQ provides digital, bespoke and transparent L&amp;H and P&amp;C protection products in a B2B2C manner. Founded in 2014, we're transforming the way consumers buy insurance with a unique digital insurance engine which incorporates the latest technology with world-class underwriting capabilities. We build strong partnerships to sell insurance via trusted brands. 
 
Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. iptiQ embraces a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work. 








</div>

About the role



We are looking for the special actuary! You will have a unique and exciting opportunity to join a diverse and motivated team, committed to delivering value and innovative services together with our clients and partners in the primary insurance space.



You will be a member of the product management team where product managers and actuaries are working very close together or are even united in one person. You will be responsible for the pricing development of easy-to-understand insurance products suitable for digitalization for our focus markets Germany, Netherlands, Switzerland, Italy, Spain and Portugal. You will work closely in cross-functional teams evaluating key consumer needs to build a great customer experience using brand-new technology solutions. While enabling attractive sales journeys, you will ensure robust underwriting, and work together with the claims team to ensure end-to-end automation capabilities. You will report to the Head Product Management DACH.



Your responsibilities include:



<ul>
	<li>
	Generate pricing metrics for profitability management and benchmark analytics as well as partnership with the reserving department
	</li>
	<li>
	Create very modular tariffs with focus on motor enabling high flexibility on coverage and object bundles while keeping adverse selection risks under tight control
	</li>
	<li>
	Develop innovative and easy to understand P&amp;C products starting from our customers' perspective and in close collaboration with claims
	</li>
	<li>
	In case of limited claims data, define technical and commercial tariffs for newly developed products while also performing more sophisticated actuarial analysis (GLM and new methods) for bigger portfolios
	</li>
	<li>
	Continuously improve the selection and pricing of risks through the use of leading-edge pricing tools and models incl. predictive analytics
	</li>
	<li>
	Monitor market developments, evaluate upcoming consumer needs and perform competitor benchmarking to ensure adequate positioning of our products
	</li>
	<li>
	Be responsible for your own market and manage your product portfolio through continuous testing of different bundles, tariffs and sales journeys
	</li>
	<li>
	Participate in sales pitches and ideation workshops as part of a cross-functional team to onboard new distribution partners in your market
	</li>
</ul>



About the team



We put the consumers' needs in the centre of what we do, aim to become a digital champion and believe in data-based learning. We use the Swiss Re network to access state of the art technologies and capabilities, combine it with local expertise and an innovative mind-set, constantly questioning current ways of offering insurance. Our aim is to drive the digitalisation of the P&amp;C insurance business in Europe as a white-label insurer working with trusted brands. We combine insurance know-how and e-commerce competencies, as well as the dynamic spirit of a start-up with the backing of Swiss Re.



Do you enjoy thinking ahead and identifying new opportunities or anticipate future challenges? Do you like driving sophisticated projects in an agile way? Join us today if you enjoy pushing borders and have a passion for the latest technologies!



About you



<ul>
	<li>
	Fully qualified actuary with 3+ years of experience in P&amp;C retail pricing (experience with key software such as Earnix, Emblem is an advantage) in Continental Europe
	</li>
	<li>
	Expertise in statistical modelling and data analytics (Proficiency in modelling languages such as R, Python or similar) and comfortable learning and working with new software
	</li>
	<li>
	Technology minded with a clear view on how technology can be used for customer friendly underwriting and more attractive insurance products
	</li>
	<li>
	Creative and have many ideas how to improve the current market practices and enhancing the customer experience through transparent products
	</li>
	<li>
	Hands-on and independent working style embracing cross-functional teams and partnering with distribution partners from different industries and backgrounds
	</li>
	<li>
	Ambitious and able to demonstrate commercial competence when partnering with distributors and driving product innovation
	</li>
	<li>
	Clear and effective communication with internal and external business leaders
	</li>
	<li>
	Proficiency in Dutch and English; proficiency in other EU languages is a plus
	</li>
</ul>



We are an equal opportunity employer, and we value diversity at our company. Our aim is to live visible and invisible diversity – diversity of age, race, ethnicity, nationality, gender, gender identity, sexual orientation, religious beliefs, physical abilities, personalities and experiences – at all levels and in all functions and regions. We also collaborate in a flexible working environment, providing you with a compelling degree of autonomy to decide how, when and where to carry out your tasks.

 

We provide feedback to all candidates via email. If you have not heard back from us, please check your spam folder.



#LI-Hybrid
<div>
 
Keywords:   
Reference Code: 115541 


</div>

About iptiQ

 

<div class="swissre_jobtemplate">
iptiQ is a risk tech start-up within Swiss Re Group. Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime. 
 
iptiQ provides digital, bespoke and transparent L&amp;H and P&amp;C protection products in a B2B2C manner. Founded in 2014, we're transforming the way consumers buy insurance with a unique digital insurance engine which incorporates the latest technology with world-class underwriting capabilities. We build strong partnerships to sell insurance via trusted brands. 
 
Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. iptiQ embraces a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work. 

 

 

 

 
</div>
<style type="text/css">.swissre_footer {
 position: relative;
 margin-top: -50px;
 height: 30px;
 clear: both;
 margin-bottom: 20px;
 background: #EEE none repeat scroll 0% 0%;
 line-height: 30px;
 padding: 0px 10px;
 color: #AAA;
	font-family: "Arial,Helvetica,sans-serif";
}

.swissre_jobtemplate {
	width: 970px;
 max-width: 100%;
 height: auto;
}

.jobDisplay .job {
font-family: "Arial" !important;
font-size: 12px !important;
}

.joqReqDescription {
 max-width: 100%;
 height: auto;
 align: center;
}

.joqReqDescription ul {
 width: 787px;
 max-width: 100%;
}

.joqReqDescription p {
 width: 827px;
 max-width: 100%;
}
</style>
<h2 style="text-align:justify">About the role</h2>

We are looking for the special actuary! 

 

As Motor actuary, you will have a unique and exciting opportunity to join a diverse and motivated team, committed to delivering value and innovative services together with our clients and partners in the primary insurance space.

 

You will be a member of the product management team where product managers and actuaries are working very close together or are even united in one person. You will be responsible for the motor pricing development of easy-to-understand insurance products suitable for digitalization for our focus markets Germany, Netherlands, Switzerland, Italy, Spain and Portugal. You will work closely in cross-functional teams evaluating key consumer needs to build a great customer experience using state-of-the-art technology solutions. While enabling attractive sales journeys, you will ensure robust underwriting, and work together with the claims team to ensure end-to-end automation capabilities. You will report to the Head Product Management DACH.

<h2 style="text-align:justify">Your responsibilities include:</h2>

<ul>
	<li style="text-align:justify">Generate pricing metrics for profitability management and benchmark analytics as well as partnership with the reserving department</li>
	<li style="text-align:justify">Create very modular tariffs with focus on motor enabling high flexibility on coverage and object bundles while keeping adverse selection risks under tight control</li>
	<li style="text-align:justify">Develop innovative and easy to understand P&amp;C products starting from our customers' perspective and in close collaboration with claims</li>
	<li style="text-align:justify">In case of limited claims data, define technical and commercial tariffs for newly developed products while also performing more sophisticated actuarial analysis (GLM and new methods) for bigger portfolios</li>
	<li style="text-align:justify">Continuously improve the selection and pricing of risks through the use of leading-edge pricing tools and models incl. predictive analytics</li>
	<li style="text-align:justify">Monitor market developments, evaluate upcoming consumer needs and perform competitor benchmarking to ensure adequate positioning of our products</li>
	<li style="text-align:justify">Be responsible for your own market and manage your product portfolio through continuous testing of different bundles, tariffs and sales journeys</li>
	<li style="text-align:justify">Participate in sales pitches and ideation workshops as part of a cross-functional team to onboard new distribution partners in your market</li>
</ul>

<h2 style="text-align:justify">About the team</h2>

We put the consumers' needs in the centre of what we do, aim to become a digital champion and believe in data-based learning. We use the Swiss Re network to access state of the art technologies and capabilities, combine it with local expertise and an innovative mind-set, constantly questioning current ways of offering insurance. Our aim is to drive the digitalisation of the P&amp;C insurance business in Europe as a white-label insurer working with trusted brands. We combine insurance know-how and e-commerce competencies, as well as the dynamic spirit of a start-up with the backing of Swiss Re.

 

Do you enjoy thinking ahead and identifying new opportunities or anticipate future challenges? Do you like driving sophisticated projects in an agile way? Join us today if you enjoy pushing borders and have a passion for the latest technologies!

<h2 style="text-align:justify">About you</h2>

<ul>
	<li style="text-align:justify">Fully qualified actuary with 3+ years of experience in motor retail pricing (experience with key software such as Earnix, Emblem is an advantage) in Continental Europe; experience in other P&amp;C lines is an advantage</li>
	<li style="text-align:justify">Expertise in statistical modelling and data analytics (Proficiency in modelling languages such as R, Python or similar) and comfortable learning and working with new software</li>
	<li style="text-align:justify">Technology minded with a clear view on how technology can be used for customer friendly underwriting and more attractive insurance products</li>
	<li style="text-align:justify">Creative and have many ideas how to improve the current market practices and enhancing the customer experience through simplified and transparent products</li>
	<li style="text-align:justify">Hands-on and independent working style embracing cross-functional teams and partnering with distribution partners from different industries and backgrounds</li>
	<li style="text-align:justify">Ambitious and able to demonstrate commercial competence when partnering with distributors and driving product innovation</li>
	<li style="text-align:justify">Clear and effective communication with internal and external business leaders</li>
	<li style="text-align:justify">Fluency in German and English; fluency in other EU languages is a plus</li>
</ul>

 

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

 

We provide feedback to all candidates via email. If you have not heard back from us, please check your spam folder.
<div class="swissre_jobtemplate">
 
Keywords:   
Reference Code: 111217 

 
</div>

Find Handpicked Actuarial Jobs That Match Your Expertise