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DB Actuarial Analyst – Actuarial Member ServicesDate Posted: 22/08/2025Location: ReigateJob Type: Full timeAt Just, we encourage a flexible and agile working environment for the majority of our opportunities. We help people achieve a better later life. That’s our purpose and it’s the reason we exist. We are a fast-growing FTSE 250 company helping customers enjoy the retirement they deserve.This is a brilliant time to join our business. We are on an exciting growth journey to become the UK’s most loved retirement expert.PurposeThe purpose of this role is to complete member options calculations that require actuarial input and support actuarial testing of the member options tool. In addition, the role is key to support the growth and development of the DB area and our member experience activities.Key Responsibilities<ul><li>Provide calculation support for standard and non-standard member option calculations that require actuarial input.</li><li>Analyse, upload and test new scheme benefit data to enable member options tools to run correctly and efficiently.</li><li>Support the monthly update of member options tools.</li><li>Ongoing troubleshooting, developing solutions and supporting the development of member options tools.</li><li>Prepare/check internal sign off documentation for each quotation as required following agreed sign off process.</li><li>Carry out all necessary BAU work for in force business which includes scheme valuations when required.</li><li>Develop a deep knowledge of all systems and tools used by the Actuarial Member Services team.</li><li>Proactively drive projects forward to ensure they are progressed in line with expected timescales.</li><li>Actively assist in development of junior DB team members through training and knowledge sharing.</li></ul>Skills and Experience<ul><li>Experience of working within a pensions or investment consultancy, life insurer or reinsurer or a graduate with a suitable degree.</li><li>Strong analytical and problem solving skills.</li><li>Strong IT skills, particularly Excel.</li><li>Good interpersonal and team working skills.</li><li>Excellent verbal and written communication skills, with the ability to present complex financial concepts in a clear and concise manner.</li><li>Ability to work without close supervision.</li><li>Sound knowledge of technical actuarial concepts, particularly principles underlying bulk annuity pricing.</li><li>Good knowledge and awareness of the DB buy in/buy out market, life insurance and relevant regulation.</li></ul>Company Benefits<ul><li>A Competitive Salary, Pension Scheme and Life Assurance.</li><li>25 Days Annual Leave plus an Additional Day for your Birthday.</li><li>Private Medical Cover and Income Protection.</li><li>A generous and highly achievable bonus scheme – paid annually based on individual and company performance against targets.</li><li>Opportunity to progress within your career both in-role and within the company.</li><li>FREE access to the Headspace App and a 24/7 Employee Assistance Helpline.</li><li>A variety of Employee Funded Benefits available via our Online Benefits Portal.</li><li>Several additional purchase options available for you and your loved ones.</li></ul>Why Just?At Just, you’ll have the opportunity to develop your career while making a difference to the lives of those around you. You’ll be part of a company with a strong and distinctive culture - we’re ambitious, curious and collaborative.We’re committed to building a more sustainable business and we’re working hard to make progress against our Net Zero targets. We value diversity of thought and foster a sense of belonging, which is critical to our business success.Our work on Diversity, Equity, Inclusion and Belonging aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just.Be Bold. Be Brilliant. Be Just.Apply Now

DB Actuarial AnalystLocation: ReigateJob Type: Full timeLocation: Reigate (Hybrid)Who are Just? We’re a FTSE 250 Financial Services company who specialise in retirement solutions. With the defined benefit buy in / buy out space growing each year, Just continues to grow its business by over £4bn of assets. We are a purpose-driven company with compelling and credible goals. We help people achieve a better later life by providing competitive and innovative products, services, financial advice, and guidance to help our customers achieve security and certainty in retirement.PurposeThe DB Actuarial Analyst will undertake pricing and actuarial input required to support delivery of DB Data True Ups and other tasks relating to in-force business.Key Responsibilities<ul><li>Support Head of True up, DB Actuary, and DB Senior Actuarial Analyst in accurate and timely delivery of data true ups.</li><li>Prepare internal sign off documentation for each quotation, ensuring results are presented clearly, outlining all material areas of judgement and limitations.</li><li>Prepare drafts of client deliverables/data true up letters to be issued externally.</li><li>Carry out all necessary BAU work for in-force business, including scheme valuations.</li><li>Prepare scheme valuations and ensure they are delivered in a timely and accurate manner.</li><li>Prepare individual member calculations and ensure they are delivered in a timely and accurate manner.</li><li>Develop a deep knowledge of all systems and tools used by the True up team.</li><li>Proactively help to drive projects forward to ensure they are progressed in line with expected timescales.</li><li>Promote a culture of collaboration and engagement within the True up team.</li></ul>We seek individuals enthusiastic about leveraging new technologies to drive innovation and efficiency.Key Skills<ul><li>Actuarial or Maths related degree is desirable, and/or working towards FIA qualification with some relevant experience.</li><li>Desire for an Actuarial career.</li><li>Understanding of actuarial principles and techniques.</li><li>Familiarity with DB pension scheme benefits and regulation is desirable.</li><li>Familiarity with life insurance principles and regulation is desirable.</li><li>Good IT skills, particularly Excel.</li><li>Strong analytical and problem-solving skills.</li></ul>Why Just? We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025. We encourage our people to make small and meaningful changes in their everyday lives to protect our planet for future generations.Diversity, Equity, and Inclusion (DE&I) is a key priority for Just. We have joined several initiatives designed to improve outcomes for employees from underrepresented backgrounds. We also run a Reciprocal Mentoring scheme for employees from diverse backgrounds. There are multiple employee network groups that champion issues including race, gender, social mobility, and neurodiversity.What’s clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing, and most importantly - each other.

DB Actuarial AnalystLocation: Reigate (Hybrid)Who are Just?We’re a FTSE 250 Financial Services company who specialise in retirement solutions. With the defined benefit buy in / buy out space growing each year, Just continues to grow its business by over £4bn of assets annually.We are a purpose-driven company with compelling and credible goals. Quite simply, we help people achieve a better later life by providing competitive and innovative products, services, financial advice, and guidance to help our customers achieve security and peace of mind in retirement.PurposeThe DB Actuarial Analyst will undertake pricing and actuarial input required to support delivery of DB Data True Ups and other tasks relating to in-force business.Key Responsibilities<ul><li>Support Head of True up, DB Actuary, and DB Senior Actuarial Analyst in accurate and timely delivery of data true ups.</li><li>Prepare internal sign off documentation for each quotation, ensuring results are presented clearly, outlining all material areas of judgement and limitations.</li><li>Prepare drafts of client deliverables/data true up letters to be issued externally.</li><li>Carry out all necessary BAU work for in-force business, including scheme valuations.</li><li>Prepare scheme valuations and ensure they are delivered in a timely and accurate manner.</li><li>Prepare individual member calculations and ensure they are delivered in a timely and accurate manner.</li><li>Develop a deep knowledge of all systems and tools used by the True up team.</li><li>Proactively help to drive projects forward to ensure they are progressed in line with expected timescales.</li><li>Promote a culture of collaboration and engagement within the True up team.</li></ul>We seek individuals enthusiastic about leveraging new technologies to drive innovation and efficiency.Key Skills<ul><li>Actuarial or Maths related degree is desirable, and/or working towards FIA qualification with some relevant experience.</li><li>Desire for an Actuarial career.</li><li>Understanding of actuarial principles and techniques.</li><li>Familiarity with DB pension scheme benefits and regulation is desirable.</li><li>Good IT skills, particularly Excel.</li><li>Strong analytical and problem-solving skills.</li></ul>Why Just?We are committed to building a more sustainable business and have publicly committed to reduce our scope 3 emissions to Net Zero by 2050 and our scope 1 and 2 emissions to Net Zero by 2025.Diversity, Equity, and Inclusion (DE&I) is a key priority for Just as part of our overall strategy. We have joined several initiatives designed to improve outcomes for employees from underrepresented backgrounds.What’s clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing, and most importantly - each other.

Actuarial AssistantLocation: ReigateJob Type: Full timePurposeWe currently have a fantastic opportunity available to join our Retail Actuarial Team as an Actuarial Assistant on a 12 month FTC. We are looking for someone with strong numerical and spreadsheet experience, suitable for a recent graduate or school leaver with Maths based A level looking to start their career in a Pricing/Actuarial role, or an administrator looking to gain experience in a Financial Service/Actuarial team.This role would suit someone who is organised, diligent and can work accurately and efficiently.Key Responsibilities:<ul><li>Handle requests for technical assistance from Operations and Sales, with appropriate support from Actuarial Analysts as required.</li><li>Operate daily processes, such as generation of uploads to the company’s administration platform using the team’s systems and following its practices.</li><li>Produce MI in line with the team’s practices.</li><li>Depending on the individual’s experience, make proposals for improvements to processes and develop an ability to comment on outputs and identify noteworthy aspects.</li><li>Maintain records of activities and report on these.</li></ul>Skills And Experience<ul><li>Must be numerate, ideally with a minimum A level in maths or a strongly maths-based subject.</li><li>Proven experience or qualifications in Excel and/or other Microsoft Office applications.</li><li>Good communication skills, oral and written.</li><li>Well organised, with the ability to develop and document administrative processes.</li><li>Ability to develop good product knowledge and understanding as experience develops.</li><li>Service ethos.</li><li>Team player, with a strong desire to support the development of a successful business.</li><li>Experience in Financial Service or Pricing Team is desirable but not essential.</li></ul>Company Benefits:<ul><li>A Competitive Salary, Pension Scheme and Life Assurance.</li><li>25 Days Annual Leave plus an Additional Day for your Birthday.</li><li>Private Medical Cover and Income Protection.</li><li>A generous and highly achievable bonus scheme – paid annually based on individual and company performance against targets.</li><li>Opportunity to progress within your career both in-role and within the company.</li><li>FREE access to the Headspace App and a 24/7 Employee Assistance Helpline.</li><li>A variety of Employee Funded Benefits available via our Online Benefits Portal.</li></ul>About UsWe’re a FTSE 250 Financial Services company who specialise in retirement solutions. We believe everyone deserves a fair, secure, and fulfilling retirement. We’re a company on a mission: to become a beacon for the entire retirement industry.Diversity, equity and inclusion are priorities for us. Having a diverse, talented workforce with colleagues of different backgrounds, world views and experiences is the right thing to do. It’s also the most effective way to succeed, innovate and better serve our customers now and in the future.We look forward to welcoming you to the team soon.

WTW Difference makersBegin your career with WTW where every step is an opportunity. Join a company with a global scale and diverse perspective where you can deepen our collective insight, set the bar high and succeed your way.Whichever early careers programme you join, you’ll go into a role with real responsibilities, exposure to client assignments and the opportunity to build up valuable experience. With WTW behind you, you’ll learn and develop the skills to succeed in your chosen role.Where you means all of usWe’re proud of our culture and committed to making a real impact for our clients and colleagues. That’s why we constantly challenge ourselves to grow our inclusive culture and create a place where we’re bolder together. Our inclusion networks help us to live our values and our defined inclusion and diversity commitments improve and measure our progress. For you, this means joining a company where you can bring your whole self to work.Your future in sharp focusWe leverage the global view and local expertise of our 47,000 colleagues serving 140 countries and markets to transform tomorrows. At WTW, you’ll tackle challenges with the help of a diverse, expert global team and identify strategic solutions that move us – and the world’s most powerful organisations – forward.The TeamBy joining the Retirement team at WTW, you will have the opportunity to work on some of the largest pension schemes in the United Kingdom. We tackle complex challenges on a day-to-day basis, making a real difference for many employees and pensioners in a highly dynamic working environment. Often our client and project work have a very high public profile, meaning the work we do in the office could be the news the next day.Level 4 Actuarial Technician Apprenticeship ProgrammeLocation: ReigateClosing Date: 31st January 2024The RoleAre you looking for a role where you can make immediate impact, delivering exceptional service to our clients in financial consulting services? As an Actuarial Technician apprentice, you will be developing valuable skills from day one, while also working towards the Level 4 Actuarial Technician Apprenticeship qualification.You’ll be working alongside analysts and consultants helping to produce calculations and provide advice to our clients. The Actuarial Technician is a consulting support role where you will work as part of a team on a wide variety of complex projects as a subject matter expert for our many client teams.You will be part of a local apprentice team but also included in a wider growing group of apprentices in other offices and disciplines. Your manager and assigned mentor will be on hand at all times to fully guide you through your programme – making adjustments as necessary to ensure you achieve your full potential.In this role it is necessary to build both a strong technical skillset and the ability to communicate with different team members and external parties. In an industry driven by legislation, no two days are the same. Our apprentices will experience this work variety immediately and see this continue as their careers develop, with opportunities to focus in specialised areas.You will get to work with numerous pieces of software which we use to provide solutions to our clients and these are also widely adopted within our client base.Upon successful completion of the apprenticeship, you will have the opportunity to continue to progress within the Retirement team, developing broader technical skills and knowledge of actuarial techniques supported by our extensive in-house training resources and tailored programmes.Training &amp; QualificationsThis apprenticeship is a 24-36 month programme where you will be provided on the job training and a highly competitive study support package. You will be fully supported by WTW and our official government approved training provider throughout the duration of the programme.The Requirements<ul><li>3 A-levels or equivalent qualifications including a minimum of grade B in Maths</li><li>High level of numeracy</li><li>Self-discipline, determination and appreciation of the demands of studying while working</li><li>Clear aptitude for teamwork, planning and organising</li><li>Excel knowledge would be beneficial but not essential, as training will be provided</li><li>Attention to detail</li><li>Good communication skills</li></ul>The Application ProcessStage 1: Online application, including CV StageStage 2: Online testing StageStage 3: Video interview – in partnership with the Bright Network, we have created an academy module on “How to Ace your Video Interview”. Click here to sign up and watch it!Stage 4: Online assessment centreStage 5: Offer and on-boarding

Job Title: DB Actuarial AnalystLocation: Reigate (Hybrid)The RoleThe DB Actuarial Analyst will undertake pricing and actuarial input required to support delivery of DB Data True Ups and other tasks relating to in-force business.Key Responsibilities<ul><li>Support Head of True up, DB Actuary and DB Senior Actuarial Analyst in accurate and timely delivery of data true ups.</li><li>Prepare internal sign off documentation produced for each quotation, ensuring results are presented in a clear manner, outlining all material areas of judgement and limitations.</li><li>Prepare drafts of client deliverables / data true up letters to be issued externally.</li><li>Carry out all necessary BAU work for in force business which includes scheme valuations and individual member calculations.</li><li>Develop a deep knowledge of all systems and tools used by the True up team.</li><li>Proactively work to promote a culture of collaboration and engagement within the True up team.</li></ul>Key Skills<ul><li>2.1 or above in an Actuarial or Maths related degree is desirable, and / or working towards FIA qualification with some relevant experience.</li><li>Desire for an Actuarial career.</li><li>Understanding of actuarial principles and techniques.</li><li>Familiarity with DB pension scheme benefits, and regulation is desirable.</li><li>Familiarity with life insurance principles and regulation is desirable.</li><li>Good IT skills, particularly Excel.</li><li>Strong analytical and problem-solving skills.</li></ul>Overview of CompanyWe're a specialist UK financial services group focusing on attractive segments of the UK retirement income market. We need agile operators, who can quickly find solutions and are committed to doing the right thing for our customers. To fulfil our purpose to help people achieve a better later life.Company Benefits<ul><li>Competitive Salary, amazing Pension Scheme and Life Assurance.</li><li>25 Days Annual Leave plus an Additional Day on us for your Birthday.</li><li>Private Medical Cover and Income Protection.</li><li>A generous and highly achievable bonus scheme – paid annually based on individual and company performance against targets.</li><li>Opportunity to progress within your career both in-role and within the company.</li><li>FREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical & Mental Health First Aiders (On-Site).</li><li>A variety of Employee Funded Benefits available to you via our Online Benefits Portal.</li><li>Plus, several additional purchase options available for you and your loved ones.</li></ul>

About usWith roots dating to 1828, WTW has 45,000 employees serving more than 140 countries.WTW is the leading provider of retirement consulting and actuarial services to today’s global organisations, providing actuarial services to more of the world’s top 300 pension funds than any other company. In the UK and Europe, we are the undisputed leader, advising 75 of the FTSE 100 companies.  We also advise small and mid-sized schemes, with the range of clients providing our colleagues with a broad range of opportunities. Our enviable client list covers a very wide range of companies including household names, financial institutions and charities.We partner with clients around the globe to determine the best approaches to pension scheme design, funding, risk management, governance, administration and communication.What does the Retirement team do?The Retirement team works with trustees and sponsors of occupational pension schemes. We advise on both defined contribution (“DC”) and defined benefit (“DB”) schemes: our trainee consultant vacancies are within the DB team.  The DB team helps our clients with all aspects of managing a pension scheme, from regular triennial valuation work, to cutting edge risk-reduction and scheme design projects.  We often work closely with our colleagues in other teams, such as DC, investment, communications and administration, to provide joined-up advice to our clients.We work in partnership with our clients to help them to manage the potentially substantial risks involved with retirement benefit provision and to ensure that their benefits meet the needs of all stakeholders.The Retirement team is one of the largest recruiters of graduates in WTW’s Health, Wealth and Career Line of Business.  As part of this team, you will have the opportunity to work alongside some of the leading figures in the pensions industry and our unequalled client base provides boundless opportunities for creativity and innovation.The opportunities and support availableThe role of a trainee consultant in the Retirement team provides an enviable balance of technical and communication opportunities.  Not only will you be able to work on challenging real-world technical problems which make a meaningful difference to our clients but you will also get the opportunity to communicate the results of this work, to colleagues and ultimately to clients.  You will have the autonomy to organise your own workload and will be strongly encouraged to innovate to make improvements to the way in which work is done and to the services we provide.At WTW we value diversity and are committed to cultivating an inclusive work environment, enriched by our people, our clients and the communities in which we work and live.  Irrespective of which office you join, you will be part of the wider WTW community and will be able to contribute to our fundraising and community activities, as well as our sporting and social groups.  All colleagues can select their own “work style”, combining a mix of valuable in-office interactions with the flexibility to work from home when appropriate.Trainee consultants at WTW benefit from all the resources and opportunities that a large company can provide, but this doesn’t come at the cost of individuality.  Our development programme will equip you with the skills you need to progress in your career.  During the first few years, the focus will be on technical and consulting skills, and you will follow a structured development programme of blended learning consisting of a mix of classroom sessions, eLearning, webinars, recorded videos, self-study, reading and on–the-job coaching. In the longer term, you will receive support to tailor your career path to suit your skills and passions, utilising a wealth of career development materials.Every member of the team has the opportunity to make a real difference and individuals are recognised for their personal contribution.The Actuarial QualificationThis Graduate Programme is supported by the Level 7 Apprenticeship is a 36 months programme where you will be provided with on the job training and will be fully supported by Willis Towers Watson and our official government approved Training Provider throughout the duration of the programme.Trainee consultants in the Retirement team study to become Fellows of the Institute and Faculty of Actuaries.  WTW will support you through the actuarial exams with a study mentor as well as a market-leading, complete and flexible study support package that includes:<ul><li>Membership fees of the Institute and Faculty of Actuaries</li><li>Study materials for each exam such as course notes, sample questions, past paper questions, mock exams and revision notes</li><li>Tutorials for each exam</li><li>Exam entry fees and a re-sit attempt if required</li><li>Study leave roughly equal to one day per week</li><li>The support of a large body of students and qualified actuaries, who can share their experiences of studying for the exams.</li><li>Salary increases for each exam passed in addition to increases that are awarded as part of their annual salary review.</li></ul>Requirements <ul><li>2:1 degree in a numerate discipline OR </li><li>2:1 degree in a non-numerate discipline plus A-Level Maths at grade A/B (or equivalent qualifications)</li></ul>The Application Process<ul><li>Stage 1: Online application, including CV.</li><li>Stage 2: Invitation to complete online assessment and a video interview.</li><li>Stage 3: Virtual Assessment centre – this is an opportunity for you to meet with members of the team and for the team to understand your strengths, preferences and motivations.  The assessment will take place virtually, and there will be an opportunity for you to ask questions.</li><li>Stage 4: Offer and on-boarding</li></ul>Start date for the UK Graduate Programme will be the beginning of September 2023.WTW is an equal opportunity employerWTW believes that effectively managing a diverse workforce is vital to our business strategy. We have an obligation to our organisation, ourselves and our clients to hire and develop the best people we can find. We will continually review our policies and practices to ensure that all areas of the employment process (including recruiting, hiring, work assignments, compensation, benefits, promotions, transfers, company-sponsored development programs and overall workplace experience) are free from discriminatory practices. We are committed to equal employment opportunities at WTW.Why work at WTW?WTW offers a variety of benefits to support your physical, emotional and financial wellbeing, as well as help you develop in your career, and balance your life inside and outside of work. Among other things, these include WTW Work Flex, shared parental leave, a range of Learning & Development (L&D) opportunities and a competitive pay and benefits package (which includes Private Medical Insurance and Life Insurance).WTW Work FlexAt WTW, we see things differently. We understand flexibility is key to supporting an inclusive and diverse workforce and so we have a variety of different working arrangements which we call “WTW Work Flex”. We encourage colleagues and candidates to make requests for the types of flexible working arrangements that suit them.

Our BusinessIn Insurance Consulting we advise and provide solutions to insurance companies on the quantification and management of risk, and on wider operational capabilities, to provide competitive advantage in a rapidly changing world. Our client base includes more than three-quarters of the world’s leading insurers across both life and property/casualty insurance.The RoleA role in Insurance Consulting is stimulating, challenging, exciting and extremely rewarding. We require associates who are technically and mathematically minded, with the ability to solve complex and challenging commercial problems using innovative and proportionate approaches.As consultants, it is necessary to build a strong technical skillset but also the ability to communicate complex concepts to audiences from a variety of backgrounds. We deal with actuaries, accountants, underwriters, technologists, data scientists, insurance entrepreneurs, senior executives and other Board members. Each audience has different needs and knowledge, and we need to tailor our communications to suit.We are looking for candidates who are excellent in their own fields and are able and driven to apply their knowledge and skillsets to work with clients to support them in delivering their strategy and objectives.What will I be doing day to day?As a project-based advisory business, no two days are the same. Our graduates will experience this work variety immediately and see this continue as their careers develop.Graduates will tend to be involved in around 3 client projects at any one time, working on each with the support and guidance of an experienced consultant. You will be involved in regular project meetings which will help you to understand the business context and project objectives, and where your contribution fits in, as well as providing a space for you to report your progress.You may also be involved in communicating with client stakeholders, working directly alongside clients or joining meetings/calls discussing progress or sharing deliverables.A key difference at WTW is that we have our own set of Insurance Technology Solutions which are widely adopted within our client base. You will become familiar with these products, and in demonstrating to or training clients, and in developing new propositions or solutions based on these products. If you are interested in technology, there will be opportunities to collaborate with our Technology colleagues to develop our software products and combined consulting and technology solutions for our clients.Our graduates receive broad training during their first few months with WTW, which supplements on-the-job learning.Career path and study supportThe learning curve in the first few years is challenging as you grow your understanding of the insurance markets, our clients, products and propositions, whilst at the same time developing broader consulting skills and knowledge of actuarial techniques.As you progress, you will get more deeply involved in supporting research and product development. We pride ourselves in remaining ahead of the game in our market – we need to know the next client issue or driver of change before it happens – and so we invest heavily in product and service development.You may also be responsible for selling projects and managing content and delivery in order to ensure the best solutions for our clients’ problems, on budget, on time and to the highest quality.Graduates will have the opportunity to sit the actuarial exams become a Fellow of the Institute and Faculty of Actuaries. WTW offers a substantial and flexible study support package that includes:<ul><li>Membership fees of the Actuarial profession</li><li>Providing study materials for each exam such as course notes, sample questions, past paper questions, mock exams and revision notes</li><li> Paying for tutorials for each exam</li><li>Cost of sitting each exam and a re-sit attempt if required study leave – roughly one day per week</li><li>A large body of students working through the same exams, as well as qualified actuaries willing to lend their support</li></ul>However, it is not a requirement for graduates to pursue this route, and we are also looking for talented individuals who would prefer not to sit the actuarial exams.Requirements <ul><li>2:1 degree in a numerate discipline OR</li><li>2:1 degree in a non-numerate discipline plus A-Level Maths at grade A/B (or equivalent qualifications)</li></ul>The Application Process<ul><li>Stage 1: Online application, including CV</li><li>Stage 2: Invitation to complete online assessment and a video interview – in partnership with the Bright Network, we have created an academy module on ‘How to Ace your Video Interview’.</li><li>Stage 3: Virtual Assessment centre – this is an opportunity for you to meet with members of the team and for the team to understand your strengths, preferences and motivations.  The assessment will take place virtually, and there will be an opportunity for you to ask questions.</li><li>Stage 4: Offer and on-boarding</li></ul>Start date for the UK Graduate Programme will be the beginning of September 2023. For Masters/PhD students, we can be flexible on the start date depending on course dates.WTW is an equal opportunity employerWTW believes that effectively managing a diverse workforce is vital to our business strategy. We have an obligation to our organisation, ourselves and our clients to hire and develop the best people we can find. We will continually review our policies and practices to ensure that all areas of the employment process (including recruiting, hiring, work assignments, compensation, benefits, promotions, transfers, company-sponsored development programs and overall workplace experience) are free from discriminatory practices. We are committed to equal employment opportunities at WTW.Why work at WTW?WTW offers a variety of benefits to support your physical, emotional and financial wellbeing, as well as help you develop in your career, and balance your life inside and outside of work. Among other things, these include WTW Work Flex, shared parental leave, a range of Learning & Development (L&D) opportunities and a competitive pay and benefits package (which includes Private Medical Insurance and Life Insurance).WTW Work FlexAt WTW, we see things differently. We understand flexibility is key to supporting an inclusive and diverse workforce and so we have a variety of different working arrangements which we call “WTW Work Flex”. We encourage colleagues and candidates to make requests for the types of flexible working arrangements that suit them.

Role OverviewThis is a fantastic newly created opportunity for a high calibre graduate looking to start their Actuarial career in a dynamic team with huge potential for growth. We are looking for a recent graduate to price Bulk Purchase Annuity transactions and support the DB Solutions Team’s growth ambitions, in a role that will offer progression through to becoming a qualified actuary.Key Responsibilities<ul><li>Support senior DB pricing team members in accurate and timely delivery of new business quotations.</li><li>Populate and run pricing models to calculate premiums, including manipulation of data, assumption setting and calculation of all associated pricing metrics</li><li>Draft internal and external documentation needed, and present results to key internal stakeholders</li><li>Develop sound knowledge of all systems and tools used in DB pricing</li><li>Provide support in ad hoc tasks</li></ul>Key Skills<ul><li>2.1 or above in a maths, or related degree, is essential</li><li>Desire for a career as an Actuary and to become IFoA qualified</li><li>Good IT skills, particularly Excel, coding experience desirable</li><li>Strong analytical and problem-solving skills</li><li>Good interpersonal and team working skills</li><li>Strong communication skills</li><li>Understanding of actuarial principles and techniques would be beneficial</li></ul>Overview of CompanyWe’re a specialist UK financial services group focusing on attractive segments of the UK retirement income market but guess what, we’re not your traditional financial services company and we’re not just looking for traditional financial services people.We need agile operators, who can quickly find solutions and are committed to doing the right thing for our customers. To fulfil our purpose to help people achieve a better later life.In 2021 we were named as one of the UK’s 100 Best Large Companies to work for and accredited as a 2-star organisation, representing outstanding levels of engagement. Alongside these we were also recognised as one of the Financial Services’ 30 Best Companies to Work For, London’s 75 Best Large Companies to Work For, South East’s 100 Best Companies to Work For and Northern Ireland’s 10 Best Companies to Work For. We’re extremely proud to have achieved this against the backdrop of the pandemic and the many challenges it posed to our colleagues and customers.Benefits<ul><li>Competitive Salary, Pension Scheme and Life Assurance</li><li>Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday</li><li>Private Medical Cover and Income Protection, just in case</li><li>A Bonus Scheme that takes a balanced approach and looks at both `in role performance’ but also `the behaviours and attitudes you exhibit at work’</li><li>FREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical & Mental Health First Aiders (On-Site)</li><li>Plus, we have a variety of Employee Funded Benefits available to our Employees via our Online Benefits Portal</li></ul>

<div>Our BusinessIn Insurance Consulting we advise and provide solutions to insurance companies on the quantification and management of risk, and on wider operational capabilities, to provide competitive advantage in a rapidly changing world. Our client base includes more than three-quarters of the world’s leading insurers across both life and property/casualty insurance.The RoleA role in Insurance Consulting is stimulating, challenging, exciting and extremely rewarding. We require associates who are technically and mathematically minded, with the ability to solve complex and challenging commercial problems using innovative and proportionate approaches.As consultants, it is necessary to build a strong technical skillset but also the ability to communicate complex concepts to audiences from a variety of backgrounds. We deal with actuaries, accountants, underwriters, technologists, data scientists, insurance entrepreneurs, senior executives and other Board members. Each audience has different needs and knowledge, and we need to tailor our communications to suit.We are looking for candidates who are excellent in their own fields and are able and driven to apply their knowledge and skillsets to work with clients to support them in delivering their strategy and objectives.What will I be doing day to day?As a project-based advisory business, no two days are the same. Our graduates will experience this work variety immediately and see this continue as their careers develop.Graduates will tend to be involved in multiple client projects at any one time, working on each with the support and guidance of an experienced consultant. You will be involved in regular project meetings which will help you to understand the business context and project objectives, and where your contribution fits in, as well as providing a space for you to report your progress.You may also be involved in communicating with client stakeholders, working directly alongside clients or joining meetings/calls discussing progress or sharing deliverables.A key difference at WTW is that we have our own set of Insurance Technology Solutions which are widely adopted within our client base. You will become familiar with these products, and in demonstrating to or training clients, and in developing new propositions or solutions based on these products. If you are interested in technology, there will be opportunities to collaborate with our Technology colleagues to develop our software products and combined consulting and technology solutions for our clients.Our graduates receive broad training during their first few months with WTW, which supplements a steep curve of on-the-job learning.Career path and study supportThe learning curve in the first few years is challenging as you grow your understanding of the insurance markets, our clients, products and propositions, whilst at the same time developing broader consulting skills and knowledge of actuarial techniques.As you progress, you will get more deeply involved in supporting research and product development. We pride ourselves in remaining ahead of the game in our market – we need to know the next client issue or driver of change before it happens – and so we invest heavily in product and service development.You may also be responsible for selling projects and managing content and delivery in order to ensure the best solutions for our clients’ problems, on budget, on time and to the highest quality. Graduates will have the opportunity to sit the professional exams that best align with their career aspirations. These can be either from the Institute and Faculty of Actuaries or from the CFA Institute. WTW offers a substantial and flexible study support package that includes:<ul><li>Membership fees for the relevant professional body</li><li>Cost of any study materials you need including tutorials, notes etc. </li><li>Cost of sitting each exam and a re-sit attempt</li><li>Generous study leave </li></ul>Requirements <ul><li>2:1 degree in a numerate discipline OR </li><li>2:1 degree in a non-numerate discipline plus A-Level Maths at grade A/B (or equivalent qualifications)</li></ul>The Application ProcessStage 1: Online application, including CVStage 2: Invitation to complete online assessment and a video interview.Stage 3: Virtual Assessment centre – this is an opportunity for you to meet with members of the team and for the team to understand your strengths, preferences and motivations.  The assessment will take place virtually, and there will be an opportunity for you to ask questions.Stage 4: Offer and on-boarding. Start date for the UK Graduate Programme will be the beginning of September 2023. For Masters/PhD students, we can be flexible on the start date depending on course dates.WTW is an equal opportunity employerWTW believes that effectively managing a diverse workforce is vital to our business strategy. We have an obligation to our organisation, ourselves and our clients to hire and develop the best people we can find. We will continually review our policies and practices to ensure that all areas of the employment process (including recruiting, hiring, work assignments, compensation, benefits, promotions, transfers, company-sponsored development programs and overall workplace experience) are free from discriminatory practices. We are committed to equal employment opportunities at WTW.Why work at WTW?WTW offers a variety of benefits to support your physical, emotional and financial wellbeing, as well as help you develop in your career, and balance your life inside and outside of work. Among other things, these include WTW Work Flex, shared parental leave, a range of Learning & Development (L&D) opportunities and a competitive pay and benefits package (which includes Private Medical Insurance and Life Insurance).WTW Work FlexAt WTW, we see things differently. We understand flexibility is key to supporting an inclusive and diverse workforce and so we have a variety of different working arrangements which we call “WTW Work Flex”. We encourage colleagues and candidates to make requests for the types of flexible working arrangements that suit them.</div>

<div>About UsWith roots dating to 1828, WTW has 45,000 employees serving more than 140 countries.WTW is the leading provider of retirement consulting and actuarial services to today’s global organisations, providing actuarial services to more of the world’s top 300 pension funds than any other company. In the UK and Europe, we are the undisputed leader, advising 75 of the FTSE 100 companies.  We also advise small and mid-sized schemes, with the range of clients providing our colleagues with a broad range of opportunities. Our enviable client list covers a very wide range of companies including household names, financial institutions and charities.We partner with clients around the globe to determine the best approaches to pension scheme design, funding, risk management, governance, administration and communication.What does the Retirement team do?The Retirement team works with trustees and sponsors of occupational pension schemes. We advise on both defined contribution (“DC”) and defined benefit (“DB”) schemes: our trainee consultant vacancies are within the DB team. The DB team helps our clients with all aspects of managing a pension scheme, from regular triennial valuation work, to cutting edge risk-reduction and scheme design projects.  We often work closely with our colleagues in other teams, such as DC, investment, communications and administration, to provide joined-up advice to our clients.We work in partnership with our clients to help them to manage the potentially substantial risks involved with retirement benefit provision and to ensure that their benefits meet the needs of all stakeholders.The Retirement team is one of the largest recruiters of graduates in WTW’s Health, Wealth and Career Line of Business.  As part of this team, you will have the opportunity to work alongside some of the leading figures in the pensions industry and our unequalled client base provides boundless opportunities for creativity and innovation.The opportunities and support availableThe role of a trainee consultant in the Retirement team provides an enviable balance of technical and communication opportunities.  Not only will you be able to work on challenging real-world technical problems which make a meaningful difference to our clients but you will also get the opportunity to communicate the results of this work, to colleagues and ultimately to clients.You will have the autonomy to organise your own workload and will be strongly encouraged to innovate to make improvements to the way in which work is done and to the services we provide.At WTW we value diversity and are committed to cultivating an inclusive work environment, enriched by our people, our clients and the communities in which we work and live.  Irrespective of which office you join, you will be part of the wider WTW community and will be able to contribute to our fundraising and community activities, as well as our sporting and social groups.  All colleagues can select their own “work style”, combining a mix of valuable in-office interactions with the flexibility to work from home when appropriate.Trainee consultants at WTW benefit from all the resources and opportunities that a large company can provide, but this doesn’t come at the cost of individuality.  Our development programme will equip you with the skills you need to progress in your career.During the first few years, the focus will be on technical and consulting skills, and you will follow a structured development programme of blended learning consisting of a mix of classroom sessions, eLearning, webinars, recorded videos, self-study, reading and on–the-job coaching. In the longer term, you will receive support to tailor your career path to suit your skills and passions, utilising a wealth of career development materials.Every member of the team has the opportunity to make a real difference and individuals are recognised for their personal contribution.The Actuarial QualificationThis Graduate Programme is supported by the Level 7 Apprenticeship is a 36 months programme where you will be provided with on the job training and will be fully supported by Willis Towers Watson and our official government approved Training Provider throughout the duration of the programme.Trainee consultants in the Retirement team study to become Fellows of the Institute and Faculty of Actuaries.  WTW will support you through the actuarial exams with a study mentor as well as a market-leading, complete and flexible study support package that includes:<ul><li>Membership fees of the Institute and Faculty of Actuaries</li></li>Study materials for each exam such as course notes, sample questions, past paper questions, mock exams and revision notes </li></li>Tutorials for each exam</li></li>Exam entry fees and a re-sit attempt if required</li></li>Study leave roughly equal to one day per week</li></li>The support of a large body of students and qualified actuaries, who can share their experiences of studying for the exams.</li></li>Salary increases for each exam passed in addition to increases that are awarded as part of their annual salary review.</li></ul>Requirements<ul><li>2:1 degree in a numerate discipline OR</li></li>2:1 degree in a non-numerate discipline plus A-Level Maths at grade A/B (or equivalent qualifications)</li></ul>The Application ProcessStage 1: Online application, including CVStage 2: Invitation to complete online assessment and a video interview.Stage 3: Virtual Assessment centre – this is an opportunity for you to meet with members of the team and for the team to understand your strengths, preferences and motivations.  The assessment will take place virtually, and there will be an opportunity for you to ask questions.Stage 4: Offer and on-boarding. The start date for the UK Graduate Programme will be the beginning of September 2023.WTW is an equal opportunity employerWTW believes that effectively managing a diverse workforce is vital to our business strategy. We have an obligation to our organisation, ourselves and our clients to hire and develop the best people we can find. We will continually review our policies and practices to ensure that all areas of the employment process (including recruiting, hiring, work assignments, compensation, benefits, promotions, transfers, company-sponsored development programs and overall workplace experience) are free from discriminatory practices. We are committed to equal employment opportunities at WTW.Why work at WTW?WTW offers a variety of benefits to support your physical, emotional and financial wellbeing, as well as help you develop in your career, and balance your life inside and outside of work. Among other things, these include WTW Work Flex, shared parental leave, a range of Learning & Development (L&D) opportunities and a competitive pay and benefits package (which includes Private Medical Insurance and Life Insurance).WTW Work FlexAt WTW, we see things differently. We understand flexibility is key to supporting an inclusive and diverse workforce and so we have a variety of different working arrangements which we call “WTW Work Flex”. We encourage colleagues and candidates to make requests for the types of flexible working arrangements that suit them.</div>

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