Oakland CA

Remote

Intern

Associate

Qualified

Senior Actuary

Health

Pensions

Products

Reporting

Risk

Systems

Data Science

Pricing

Valuation

Excel

Description:2025 Summer Internship ProgramLocation: This role is scheduled to be 100% remote. While remote, finalists MUST reside in one of the following states to be eligible for employment with Kaiser Permanente: CA, OR, WA, HI, CO, GA, MD, VA, CT, DC, or IL.Department Description: We are a growing team delivering new analytical capabilities and engaging with senior leaders who are excited by the work. The Healthcare Economics Team is a diverse and high-performing group with experience from different parts of KP, and from non-KP health plans and delivery systems.This role provides an excellent opportunity for individuals who are passionate about analytics and seeking to develop their skills in a supportive and dynamic team environment. We welcome candidates who are eager to contribute to our mission of driving strategic insights to improve healthcare strategy.Intern Project(s): Our work entails healthcare data analysis and interpretation of results for a business audience. You will be tasked with connecting business unit financial performance with their strategies (spanning care delivery operations, network management, product strategy, etc.).This role will work closely with senior consultants to facilitate analyses, provide technical support, and assist in communicating insights. Projects may include:<ul><li>Analyzing membership gain and attrition</li><li>Deep-dives into specific areas of healthcare utilization, focusing on differences in geography, demographics, healthcare conditions, products, etc.</li><li>Variation in healthcare outcomes</li><li>Population Segmentation</li></ul>Target Majors: Math/Statistics; Public Health; Data Science; Computer ScienceTarget Skills: Critical skills and experience needed:<ul><li>Understanding of healthcare economics and health plan functions</li><li>Technical analytical skills - comfort pulling and analyzing large datasets</li><li>Collaborative mindset with the desire to develop analytic and consultative skills</li></ul>Job Summary: Lay the groundwork for a dynamic future with an industry leader. At Kaiser Permanente, you'll forge lasting relationships with colleagues across the organization while enjoying the opportunity to grow your experience and hone your expertise on assignments that have real impact.Our interns have worked on everything from analyzing financial software and developing new marketing strategies to designing mobile apps and helping clinicians improve care delivery. We want you to get the most out of your time here and will give you projects that challenge you to think freely, question thoroughly, and explore deeply.Essential Responsibilities:<ul><li>Contributing to a designated project or initiative to meet a KP business objective.</li><li>Report development and analytics.</li><li>Project management - planning, execution, and measurement.</li><li>Learning new applications needed to complete assignments or support the execution of business objectives.</li><li>Job shadowing in other functional areas.</li><li>Performing additional duties as required.</li></ul>Basic Qualifications:Experience:<ul><li>N/A</li></ul>Education:<ul><li>Pursuing a bachelor's degree or have graduated from an accredited university within the last year.</li><li>High School Diploma or General Education Development (GED) required.</li></ul>License, Certification, Registration:<ul><li>N/A</li></ul>Additional Requirements:<ul><li>Aptitude to perform data and process analytics and formulating solutions</li><li>Working knowledge of MS Word, Excel, PowerPoint.</li></ul>Preferred Qualifications:<ul><li>3.0 GPA or above.</li><li>Advanced analytical and problem-solving skills.</li><li>Proven ability to build effective working relationships as well as strong interpersonal skills.</li><li>Excellent verbal and written communication skills</li><li>Ability to learn quickly and experience producing high quality work in short periods of time.</li></ul>Primary Location: California, Oakland, Kaiser CenterScheduled Weekly Hours: 40Shift: DayWorkdays: Mon, Tue, Wed, Thu, FriWorking Hours Start: 08:00 AMWorking Hours End: 05:00 PMJob Schedule: Full-timeJob Type: InternshipWorker Location: RemoteEmployee Status: RegularEmployee Group/Union Affiliation: NUE-PO-02|NUE|Non Union EmployeeJob Level: Entry LevelSpecialty: Actuarial ServicesDepartment: HealthPlan AnalyticsPay Range: $21 - $29 / hourKaiser Permanente strives to offer a market competitive total rewards package and is committed to pay equity and transparency. The posted pay range is based on possible base salaries for the role and does not reflect the full value of our total rewards package.Travel: NoRemote: Work location is the remote workplace (from home) within KP authorized states. Worker location must align with Kaiser Permanente's Authorized States policy.At Kaiser Permanente, equity, inclusion, and diversity are inextricably linked to our mission, and we aim to make it a part of everything we do. We know that having a diverse and inclusive workforce makes Kaiser Permanente a better place to receive health care, a more supportive partner in our communities we serve, and a more fulfilling place to work.Working at Kaiser Permanente means that you agree to and abide by our commitment to equity and our expectation that we all work together to create an inclusive work environment focused on a sense of belonging and wellbeing. Kaiser Permanente is an equal opportunity employer committed to a diverse and inclusive workforce. Applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy), age, sexual orientation, national origin, marital status, parental status, ancestry, disability, gender identity, veteran status, genetic information, other distinguishing characteristics of diversity and inclusion, or any other protected status.

Description:Job Summary:This individual contributor is primarily responsible for researching and determining the likelihood of financial risk to the organization. This includes aligning actuarial documentation with financial reports and tax returns, developing and designing product line evaluations and actuarial models, and assessing, analyzing, and interpreting financial risk and opportunity.Essential Responsibilities:<ul><li>Practices self-leadership and promotes learning in others by building relationships with cross-functional stakeholders; communicating information and providing advice to drive projects forward; influencing team members within assigned unit; listening and responding to, seeking, and addressing performance feedback; adapting to competing demands and new responsibilities; providing feedback to others, including upward feedback to leadership and mentoring junior team members; creating and executing plans to capitalize on strengths and develop weaknesses; and adapting to and learning from change, difficulties, and feedback.</li><li>Conducts or oversees business-specific projects by applying deep expertise in subject area; promoting adherence to all procedures and policies; developing work plans to meet business priorities and deadlines; determining and carrying out processes and methodologies; coordinating and delegating resources to accomplish organizational goals; partnering internally and externally to make effective business decisions; solving complex problems; escalating issues or risks as appropriate; monitoring progress and results; recognizing and capitalizing on improvement opportunities; and evaluating recommendations made by others.</li><li>Completes actuarial documentation by reviewing and coordinating the actuarial portion of financial reports and tax returns, and responses to insurance regulations; and presenting results internally to mid-level leadership.</li><li>Develops and designs product line evaluations by interpreting and communicating findings of analysis of product line financials, reserve, valuation, cash flow analysis; and interpreting product line performance, risk, and assumptions used in product development.</li><li>Designs and develops actuarial research by designing complex methods to advance standards, assumptions, and the legal and regulatory environment.</li><li>Assesses, analyzes and interprets financial risks and opportunities by using non-traditional actuarial methods and actuarial judgment when conducting actuarial analyses.</li><li>Leads collaboration with business partners by translating complex actuarial constructs into actionable recommendations; and developing and formulating accurate actuarial and financial advice in compliance with the Actuarial Standards of Practice.</li><li>Creates framework and assumptions for new, existing, and non-traditional actuarial models to meet business needs.</li></ul>Minimum Qualifications:<ul><li>Bachelor's degree in mathematics or related field AND minimum eight (8) years actuarial experience. Additional equivalent work experience in a directly related field may be substituted for the degree requirement.</li><li>Associate of the Casualty Actuarial Society Certificate OR Associate of the Society of Actuaries Certificate.</li></ul>Preferred Qualifications:<ul><li>Two (2) years experience in a leadership role with or without direct reports.</li><li>Six (6) years experience with databases and spreadsheets.</li></ul>Primary Location:California, Oakland, Kaiser CenterScheduled Weekly Hours:40Shift:DayWorkdays:Mon, Tue, Wed, Thu, FriWorking Hours Start:08:00 AMWorking Hours End:05:00 PMJob Schedule:Full-timeJob Type:StandardWorker Location:RemoteEmployee Status:RegularJob Level:Individual ContributorSpecialty:Actuarial ServicesDepartment:Po/Ho Corp - HP PROD MGMT-Actuarial SVCS - 0308Pay Range:$162900 - $210760 / yearTravel:NoRemote:Work location is the remote workplace (from home) within KP authorized states.

This role is remote however applicants must reside in California, Oregon, Washington or Colorado.This role will focus on new product development within the healthcare space.This individual contributor is primarily responsible for researching and determining the likelihood of financial risk to the organization, aligning actuarial documentation with financial reports and tax returns, developing and designing product line evaluations and actuarial models, and assessing, analyzing, and interpreting financial risk and opportunity.Essential Responsibilities:<ul><li>Practices self-leadership and promotes learning in others by building relationships with cross-functional stakeholders; communicating information and providing advice to drive projects forward; influencing team members within assigned unit; listening and responding to, seeking, and addressing performance feedback; adapting to competing demands and new responsibilities; providing feedback to others, including upward feedback to leadership and mentoring junior team members; creating and executing plans to capitalize on strengths and develop weaknesses; and adapting to and learning from change, difficulties, and feedback.</li><li>Conducts or oversees business-specific projects by applying deep expertise in subject area; promoting adherence to all procedures and policies; developing work plans to meet business priorities and deadlines; determining and carrying out processes and methodologies; coordinating and delegating resources to accomplish organizational goals; partnering internally and externally to make effective business decisions; solving complex problems; escalating issues or risks as appropriate; monitoring progress and results; recognizing and capitalizing on improvement opportunities; and evaluating recommendations made by others.</li><li>Completes actuarial documentation by reviewing and coordinating the actuarial portion of financial reports and tax returns, and responses to insurance regulations; and presenting results internally to mid-level leadership.</li><li>Develops and designs product line evaluations by interpreting and communicating findings of analysis of product line financials, reserve, valuation, cash flow analysis; and interpreting product line performance, risk, and assumptions used in product development.</li><li>Designs and develops actuarial research by designing complex methods to advance standards, assumptions, and the legal and regulatory environment.</li><li>Assesses, analyzes and interprets financial risks and opportunities by using non-traditional actuarial methods and actuarial judgment when conducting actuarial analyses.</li><li>Leads collaboration with business partners by translating complex actuarial constructs into actionable recommendations; and developing and formulating accurate actuarial and financial advice in compliance with the Actuarial Standards of Practice.</li><li>Creates framework and assumptions for new, existing, and non-traditional actuarial models to meet business needs.</li></ul>Minimum Qualifications:<ul><li>Bachelors degree in mathematics or related field AND Minimum eight (8) years actuarial experience. Additional equivalent work experience in a directly related field may be substituted for the degree requirement.</li><li>Associate of the Casualty Actuarial Society Certificate OR Associate of the Society of Actuaries Certificate</li></ul>Preferred Qualifications:<ul><li>Two (2) years experience in a leadership role with or without direct reports.</li><li>Six (6) years experience with databases and spreadsheets.</li></ul>Primary Location: California, Oakland, Kaiser Center
Additional Locations: East Annex - Parsons, 75 N. Fair Oaks Ave., Pasadena, California, 91103 Kaiser Permanente Building, 500 NE Multnomah St., Portland, Oregon, 97232 Waterpark II, 2530 S. Parker Rd., Aurora, Colorado, 80014 Renton Administration - Adams, 2921 Naches Ave. SW, Renton, Washington, 98057 Rio San Diego Administration (SD), 8954 Rio San Diego Dr., San Diego, California, 92108

Scheduled Weekly Hours: 40
Shift: Day
Workdays: Mon, Tue, Wed, Thu, Fri
Working Hours Start: 08:00 AM
Working Hours End: 05:00 PM
Job Schedule: Full-time
Job Type: Standard
Worker Location: Remote
Employee Status: Regular
Employee Group/Union Affiliation: NUE-PO-01|NUE|Non Union Employee
Job Level: Individual Contributor
Specialty: Actuarial Services
Department: Po/Ho Corp - HP PROD MGMT-Actuarial SVCS - 0308
Pay Range: $162900 - $210760 / year The ranges posted above reflect the location in the job posting. The salary range may vary if you reside in a different location or state than the location posted.

Travel: NoRemote: Work location is the remote workplace (from home) within KP authorized states. Worker location must align with Kaiser Permanente's Authorized States policy.At Kaiser Permanente, equity, inclusion and diversity are inextricably linked to our mission, and we aim to make it a part of everything we do. We know that having a diverse and inclusive workforce makes Kaiser Permanente a better place to receive health care, a more supportive partner in our communities we serve, and a more fulfilling place to work. Working at Kaiser Permanente means that you agree to and abide by our commitment to equity and our expectation that we all work together to create an inclusive work environment focused on a sense of belonging and wellbeing.Kaiser Permanente is an equal opportunity employer committed to a diverse and inclusive workforce. Applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy), age, sexual orientation, national origin, marital status, parental status, ancestry, disability, gender identity, veteran status, genetic information, other distinguishing characteristics of diversity and inclusion, or any other protected status.

Job Summary:Manage actuarial expertise to support the Medicare LOB in Shared Services and Kaiser Permanente Regions. This position plays a vital role in support of actuarial methods and resources that fit combined needs of each region and Program to support their business objectives. Department goals include: CMS (Center for Medicare and Medicaid Services) bid submissions that are compliant with regulatory guidance. Medicare products that meet KP goals for affordability and market demands and opportunities.Product pricing that supports KP mission, and yields sustainable margins in aggregate that support KP's charitable mission. Product design and bid submission considerations that support KP receiving the full revenue that they are entitled to receive. Cross functional coordination and integration among all the regions. Control systems that support the needs of management and the business.Essential Responsibilities:<ul><li>Oversee the development of Medicare bids across KP accounting for $30 billion in revenue and providing healthcare for 1.6 million Medicare members</li><li>Promote the professional development of actuarial and data analytic staff supporting the Medicare LOB.</li><li>Provide analytics to forecast CMS revenue for Medicare Advantage products</li><li>Develop competitive benchmarks on utilization and costs that support strategic decisions for Medicare LOB</li><li>Oversee the development of pricing models for Group Medicare Premium rating, including disruption analytics on a group-specific basis for changes to model</li><li>Provide feedback to CMS on elements of Medicare bid requirements and the MA-PD bid process that KP recommends be changed</li><li>Conduct analytics to inform understanding of market cost shift in the market provider contracts on pricing decisions and margin expectations</li><li>Provide training to actuarial staff and Medicare community</li><li>Provide strategic advice to:
 <ul><li>Regional leadership regarding underwriting, pricing, marketing, finance, benefit and product design.</li><li>Financial leadership by conducting actuarial studies, developing recommended actions and presenting them to executives to improve plan performance.</li></ul></li><li>Utilize actuarial principles to assist in special studies such as expansion strategy, mergers and acquisitions, marketing strategies and improvement.</li></ul>This position has a target base salary of $234,000 to $292,500 and is eligible for incentive compensation, comprehensive health, wellness, time off, savings, and retirement benefits, as well as relocation support, as applicable.Basic Qualifications:<ul><li>Minimum ten (10) years experience in various health plan, insurance and actuarial required.</li><li>Minimum five (5) years management experience involving insurance or actuarial functions.</li></ul>Education:<ul><li>Bachelor's degree in math, actuarial science, business, finance, economics or related discipline is expected.</li></ul>License, Certification, Registration:<ul><li>Member of the American Academy of Actuaries Certificate</li><li>Associate of the Society of Actuaries Certificate</li></ul>Additional Requirements:<ul><li>The Executive Director, Actuarial Services, must have strong expertise in actuarial methods and insurance, strong strategic and external focus and excellent negotiation skills.</li><li>The successful candidate must have experience that includes the following:</li><li>Extensive experience in Medicare and the CMS Medicare Advantage bid submission requirements</li><li>Extensive experience in health insurance leadership positions is required.</li><li>Demonstrated ability to negotiate "win-win" situations as it relates to business decisions.</li><li>The ability to build partnerships and influence other leaders is critical.</li><li>Experience in the health care field or the managed care environment is required.</li><li>Excellent analytical and influencing skills. Demonstrated ability to build effective partnerships and act as a thought partner with the leadership team. High energy, persistence and initiative to act are essential.</li></ul>Preferred Qualifications:<ul><li>Fellowship in the Society of Actuaries is preferred.</li></ul>Travel: Yes, 10% of the TimeFlexible: Work location is on-site at a KP location, with the flexibility to work from home. Worker location must align with Kaiser Permanente's Authorized States policy. At Kaiser Permanente, equity, inclusion and diversity are inextricably linked to our mission, and we aim to make it a part of everything we do. We know that having a diverse and inclusive workforce makes Kaiser Permanente a better place to receive health care, a more supportive partner in our communities we serve, and a more fulfilling place to work. Working at Kaiser Permanente means that you agree to and abide by our commitment to equity and our expectation that we all work together to create an inclusive work environment focused on a sense of belonging and wellbeing. Kaiser Permanente is an equal opportunity employer committed to a diverse and inclusive workforce. Applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy), age, sexual orientation, national origin, marital status, parental status, ancestry, disability, gender identity, veteran status, genetic information, other distinguishing characteristics of diversity and inclusion, or any other protected status. Submit Interest

This senior level employee is primarily responsible for researching and determining the likelihood of financial risk to the organization, leading the completion of actuarial documentation, developing and designing product line evaluations and new or advanced actuarial models, and assessing, analyzing, and interpreting financial risk and opportunity for presentation to senior stakeholders.Essential Responsibilities:<ul><li>Practices self-leadership and promotes learning in others by soliciting and acting on performance feedback; building collaborative, cross-functional relationships; communicating information and providing advice to drive projects forward; adapting to competing demands and new responsibilities; providing feedback to others, including upward feedback to leadership; influencing, mentoring, and coaching team members; fostering open dialogue amongst team members; evaluating and responding to the strengths and weaknesses of self and unit members; and adapting to and learning from change, difficulties, and feedback.</li><li>Drives the execution of multiple work streams by identifying customer and operational needs; developing and updating new procedures and policies; gaining cross-functional support for objectives and priorities; translating business strategy into actionable business requirements; obtaining and distributing resources; setting standards and measuring progress; removing obstacles that impact performance; guiding performance and developing contingency plans accordingly; solving highly complex issues; and influencing the completion of project tasks by others.</li><li>Leads actuarial documentation and reporting by coordinating the completion of the actuarial portion of financial reports and tax returns, and responses to insurance regulations; and presenting results internally and externally to senior leadership.</li><li>Leads product line evaluations by coordinating analysis of product line financials, pricing, reserve, valuation , cash flow analysis, and product investment strategy; and making recommendations based on product line performance, risk, and assumptions used in product development.</li><li>Furthers actuarial research by identifying the needs and implementing complex methods to advance the actuarial techniques, standards, assumptions, and the legal and regulatory environment.</li><li>Monitors financial risks and opportunities by developing advanced and non-traditional actuarial methods; and leveraging industry knowledge to conduct and determine actuarial analyses.</li><li>Influences senior business partners by translating complex actuarial constructs into actionable recommendations; and initiating actuarial and financial advice in compliance with the Actuarial Standards of Practice.</li><li>Identifies needs and provides guidance on how to build framework and assumptions for new, existing, and non-traditional actuarial models to meet business needs.</li></ul>Minimum Qualifications:<ul><li>Minimum four (4) years experience in the pension industry.</li><li>Bachelors degree in mathematics or related field AND Minimum ten (10) years actuarial experience. Additional equivalent work experience in a directly related field may be substituted for the degree requirement.</li><li>Associate of the Society of Actuaries Certificate OR Associate of the Casualty Actuarial Society Certificate</li><li>Enrolled Actuary Certificate</li></ul>Preferred Qualifications:<ul><li>Four (4) years experience in a leadership role with or without direct reports.</li><li>Six (6) years experience with databases and spreadsheets.</li></ul>Pay Range: $171000 - $221210 / yearAbout UsAt Kaiser Permanente, equity, inclusion and diversity are inextricably linked to our mission, and we aim to make it a part of everything we do. We know that having a diverse and inclusive workforce makes Kaiser Permanente a better place to receive health care, a more supportive partner in our communities we serve, and a more fulfilling place to work. Working at Kaiser Permanente means that you agree to and abide by our commitment to equity and our expectation that we all work together to create an inclusive work environment focused on a sense of belonging and wellbeing.Kaiser Permanente is an equal opportunity employer committed to a diverse and inclusive workforce. Applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy), age, sexual orientation, national origin, marital status, parental status, ancestry, disability, gender identity, veteran status, genetic information, other distinguishing characteristics of diversity and inclusion, or any other protected status.

This managing level employee is primarily responsible for providing guidance and recommendations on researching and determining financial risk to the organization, leading the completion of actuarial documentation and reporting efforts, leading product line evaluations, identifying and implementing complex actuarial models and methods, and monitoring, analyzing, and interpreting financial risk and opportunity to influence senior business partners and stakeholders.Essential Responsibilities:<ul><li>Demonstrates continuous learning and maintains a highly skilled and engaged workforce by aligning resource plans with business objectives; overseeing the recruitment, selection, and development of talent; motivating teams; preparing individuals for growth opportunities and advancement; staying current with industry trends, benchmarks, and best practices; providing guidance when difficult decisions need to be made; and ensuring performance management guidelines and expectations drive business needs.</li><li>Oversees the operation of multiple units and/or departments by identifying customer and operational needs; analyzing resources, costs, and forecasts and incorporating them into business plans; gaining cross-functional support for business plans and priorities; translating business strategy into actionable business requirements; obtaining and distributing resources; setting standards and measuring progress; removing obstacles that impact performance; guiding performance and developing contingency plans accordingly; and ensuring products and/or services meet customer requirements and expectations while aligning with organizational strategies.</li><li>Leads actuarial documentation and reporting by coordinating the completion of the actuarial portion of financial reports and tax returns, and responses to insurance regulations; determining report needs; and presenting results internally and externally to senior leadership.</li><li>Leads product line evaluations by coordinating analysis of product line financials, pricing, reserve, valuation, cash flow analysis, and product investment strategy; and making recommendations based on product line performance, risk, and assumptions used in product development; and coaches and develops staff while ensuring business needs or requirements are met.</li><li>Furthers actuarial research by identifying the needs and implementing complex methods to advance the actuarial techniques, standards, assumptions, and the legal and regulatory environment; and ensuring staff completes activities.</li><li>Monitors financial risks and opportunities by developing advanced and non-traditional actuarial methods; and leveraging industry knowledge to conduct and determine actuarial analyses; and coaches and develops staff while ensuring business needs or requirements are met.</li><li>Influences senior business partners by translating complex actuarial constructs into actionable recommendations; and initiating actuarial and financial advice in compliance with the Actuarial Standards of Practice; and coaches and develops staff while ensuring business needs or requirements are met.</li><li>Identifies needs and provides guidance on how to build framework and assumptions for new, existing, and non-traditional actuarial models to meet business needs; and coaches and develops staff while ensuring business needs or requirements are met.</li></ul>Minimum Qualifications:<ul><li>Minimum three (3) years supervisory experience</li><li>Bachelor's degree in mathematics or related field AND Minimum ten (10) years actuarial experience. Additional equivalent work experience in a directly related field may be substituted for the degree requirement.</li><li>Associate of the Society of Actuaries Certificate OR Associate of the Casualty Actuarial Society Certificate</li></ul>Preferred Qualifications:<ul><li>Six (6) years experience with databases and spreadsheets.</li><li>Bachelor's degree in statistics, actuarial science, mathematics, engineering, or physics.</li></ul>Pay Range: $193000 - $249810 / yearThe ranges posted above reflect the location in the job posting. The salary range may vary if you reside in a different location or state than the location posted.Travel: NoAt Kaiser Permanente, equity, inclusion and diversity are inextricably linked to our mission, and we aim to make it a part of everything we do. We know that having a diverse and inclusive workforce makes Kaiser Permanente a better place to receive health care, a more supportive partner in our communities we serve, and a more fulfilling place to work. Working at Kaiser Permanente means that you agree to and abide by our commitment to equity and our expectation that we all work together to create an inclusive work environment focused on a sense of belonging and wellbeing.Kaiser Permanente is an equal opportunity employer committed to a diverse and inclusive workforce. Applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy), age, sexual orientation, national origin, marital status, parental status, ancestry, disability, gender identity, veteran status, genetic information, other distinguishing characteristics of diversity and inclusion, or any other protected status.

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