Birmingham

Bristol

Eastleigh

Edinburgh

Epsom

Farnborough

Glasgow

Leatherhead

Leeds

London

Manchester

Norwich

Reading

Reigate

Sheffield

St Albans

York

Intern

Graduate

Part Qualified

Associate

Life

Investments

Pensions

Property & Casualty

Reporting

Risk

Modelling

Data Science

Motor

Capital

Longevity

Consulting

Excel

Contract

About UsIsio was ‘born’ in 2020, and we’ve been challenging existing thinking on pensions, benefits, and investment advice ever since. That’s because we know that only by improving on what’s been accepted in the past, can we provide the financial confidence our clients deserve.While Isio is a young company, our people are some of the most experienced in their fields, bringing track records of having achieved commercial advantage for clients across pensions. Improving on long-accepted industry practices continues to drive us forward. We are proud to work with a third of the FTSE 100, with over 400 boards of trustees, and across all sectors, creating greater levels of confidence in financial decision-making for companies, trustees, and individuals.Starting your Career at IsioWe’re a People First business, so we want to make sure that you are supported to reach your goals, whatever they may be. We’ll support you with studying, be flexible around family life, and enable you to give back to the community through paid volunteering days.We are committed to equality, diversity, and inclusion – bringing your whole self to work every day. We have hubs across the UK, and many of our roles are flexible in location to help create a work-life balance that works for you.We are keen to support those starting their career at Isio with building a strong foundation for success. Whether as a Graduate, Industrial Placement student, Summer intern, or as an Apprentice, Isio will provide a great experience working alongside experienced professionals. You will have the opportunity to help fulfill our purpose of creating better outcomes for our clients, their members, and society by empowering and developing our people.Isio is growing at a fast and exciting pace. Starting your career at Isio will be a great balance of working with experts in their field within an innovative organization that is looking to drive positive and innovative change in its sector.Graduates at Isio have acknowledged their positive experience, as shown by our ranking as the Top Employer for Graduates to work for in Consulting according to the Job Crowd 2023 rankings.Programme: Actuarial & Consulting Graduate ProgrammeQualifications you’ll work towards: Fellow of the Institute of Actuaries (IFoA).Locations: BristolEntry Requirements:<ul><li>To apply for this role you need to have completed an undergraduate degree or higher level qualification by 1 September 2025 and have achieved a 2.1 or higher. If you are in your final year of university study, we are looking for those on track to achieve this.</li><li>We are open to applications from those studying any subject. Studying towards the actuarial exams will require strong mathematical skills and a keen interest in financial concepts.</li></ul>What we are looking for in Graduates in our Actuarial teamsAs a people-first business, personal attributes are just as important as academic qualifications. We’re looking for graduates who are:<ul><li>Enthusiastic team players who are willing to learn and grow.</li><li>Passionate and energetic to help us exceed our clients’ expectations and deliver against tight deadlines.</li><li>Strong analytical and problem-solving skills, with a natural curiosity and interest in the business world.</li><li>Able to maintain a good level of self-discipline and time management to balance working in our teams and managing study for professional exams.</li></ul>We will also be looking to see how applicants align with our core beliefs:Power in Partnership: We work in partnership with our clients and each other, building open and trusted relationships.Future Focus: We want to push our industry forward by solving problems in better ways that benefit both our clients and society.Strength in Difference: We work with diverse perspectives to find better solutions.People First: We recognize that pensions is a people business. People are the source of Isio’s expertise, and it is people’s lives that we affect through our advice.Being a Pensions Actuary and Consultant at IsioPension schemes are part of the backbone of the UK savings industry, relied on by millions to provide a reliable and secure income in retirement. However, they also pose significant financial risks.Balancing the costs and risks of a pension scheme while meeting best practice governance requirements is becoming increasingly complex yet essential for a pension scheme to succeed. The needs of the industry, individuals, and our clients are ever-changing.At Isio, we constantly look at ways to innovate and develop new solutions to overcome these challenges through our Actuarial & Consulting services.An actuarial career in pensions requires a high level of both numeracy and communication skills, as well as the enthusiasm and drive needed to gain professional qualifications and succeed in a fast-moving market. Our clients value strong technical knowledge in understanding the required capacity of pension funds.Isio’s Actuarial Graduate programme offers the opportunity to build a rewarding career in a successful industry.What you will be doingAs an industry leader, we offer a wide range of opportunities for graduates to train and build their core consulting and analytical skills. Some of the things you’ll be involved in as an actuarial graduate include:<ul><li>Applying actuarial skills and concepts to calculate the value of pension and other benefits for employers and trustees.</li><li>Financial modelling and risk analysis to help clients understand their future pension obligations and principal risks.</li><li>Advising clients on their pensions strategy and how to manage these risks.</li><li>Designing and implementing employee communication programmes.</li><li>Helping clients understand and manage accounting, tax, and legislative changes that affect their pension schemes.</li><li>Contributing to proposals for new business opportunities.</li><li>Attending client meetings and explaining the team’s work.</li></ul>Training and DevelopmentAs a graduate in our Pensions Actuarial Team, you’ll enjoy a range of training and development opportunities to study towards becoming a Fellow of the Institute and Faculty of Actuaries. You’ll benefit from:<ul><li>On-the-job training on a regular basis.</li><li>A graduate induction event.</li><li>Specific technical and professional skills training on a national basis.</li><li>Regular technical training and opportunities to develop wider market knowledge throughout your career within pensions.</li><li>A buddy from your first day to help you settle in.</li><li>A Performance Manager to support you with your progress and performance.</li></ul>Isio’s Graduate Programme is just the start. It will give you a strong foundation, great client experience, professional training, and core consulting skills. Given our exciting growth plans, there are opportunities to progress a varied career as an Actuary in Pensions as you build specialist skills and knowledge in your field of interest.Broadening your futureAs we extend beyond pensions, you’ll also be given the opportunity to branch out and broaden your horizons. Some of the extra experiences you could get involved with include broader employee benefit design and advice, financial coaching, and wealth management.We also have a growing Digital Solutions team, helping us innovate and using technology to drive change in our industry through the development of digital risk management tools and member engagement applications.We’re also considering the use of AI and how big and complex data solutions can be applied across the whole industry to help change it for the better.

Job DescriptionOur Actuarial team helps organisations within the insurance industry to manage financial risk. Graduates on this programme use detailed analysis of past events to create accurate models of the future and advise on their financial implications. It's work that makes a meaningful and positive difference for our clients.Qualifying as an Actuary requires drive and motivation. You'll be asked to produce detailed analyses and communicate the commercial implications of complex topics. It's a highly technical role, best suited to graduates who are ambitious and enjoy working with numbers, studying an honours degree or postgraduate degree in a numerical or analytical subject, for example, Actuarial Science, Maths, Statistics, Data Science, Economics, Engineering, or Physics.During the programme, you will have the opportunity for varied learning and training opportunities and will study to gain the Actuarial qualification in three to five years. You'll need to be driven and highly motivated to qualify as an Actuary and have a passion for producing detailed analyses.Within Actuarial, there are two different areas which you could join, both working with some of the biggest companies in the UK and global insurance market:<ul><li>Life Actuarial Services provides advice to the Life Insurance industry, who in turn provide investment-related products (such as workplace pensions) or protection products (such as term assurance policies or critical illness cover).</li><li>General Insurance covers the spectrum of business and personal risks, with types of insurance ranging from standard car and house to more unusual insurances covering satellites, oil rigs, or hurricane damage. Changing regulations, new products, and developing markets mean that nothing stands still in this challenging and demanding business area.</li></ul>Our firm's hybrid working model balances the flexibility of working from home with the importance of collaborating and learning in offices or at client sites. We trust our people to be where our clients need them to be, with our client-facing colleagues working together in person as often as needed.Capability: ConsultingProgramme Length: 3 yearsQualifications: IFoA Level 7 ApprenticeshipEntry Requirements: At KPMG, everyone brings a unique perspective, and we want to ensure that you have the best opportunity to demonstrate your potential. We want to discover your individual strengths and attributes to help us know whether you'll enjoy working here and how you'll thrive.Generally, you'll be expected to demonstrate the following grades (*or equivalents), to show that you're able to successfully study for professional qualifications. If you are a few grades or points short, we would still encourage you to apply, as your application will be reviewed together with your performance in our assessments.<ul><li>GCSE Maths Grade 5 or B*</li><li>GCSE English Language Grade 5 or B*</li><li>120 UCAS points* from your 'top' 3 A Level grades, excluding General Studies. Must include Maths at minimum grade A.</li><li>2:1 undergraduate degree in a numerical or analytical degree (for example, Actuarial Science, Maths, Statistics, Data Science, Economics, Engineering, or Physics).</li></ul>Key Skills: Throughout the recruitment process, we will be looking to learn more about your strengths. To be successful on this programme, you will be required to demonstrate the strengths that we look for in our graduates at KPMG.Training and Development: The training and development of our people is critical to the future success of our business. We want to empower you to grow in your own way, to feed your curiosity and embrace a growth mindset in an environment where learning is continuous.Therefore, we have created a rich curriculum and learning community to help you build your skills and fulfil your potential. This ranges from an immersive 5-day induction experience to help you transition to the world of work, formal training courses, leadership knowledge bites, learning journals, online courses, and networking events - all aligned to our 'learn for a lifetime' strategy designed to help you gain an advantage for life.In addition, in Actuarial, we offer the IFoA qualification through a Level 7 apprenticeship route. Your qualification is expected to take 3 years (please note that any prior learning you have undertaken will determine the length of the qualification).You will study towards a Level 7 apprenticeship with the Institute and Faculty of Actuaries (IFoA) and ActEd (your tuition provider), with the aim of achieving Associate Level upon completion. We recognise this is a challenging qualification, and therefore you will have flexibility over your exam pathway.You will be given a study mentor who will work with you to agree how many exams to attempt and which order to attempt the exams. You will also be supported through the Level 7 apprenticeship, with access to a skills coach with ActEd and support from your Performance Manager at KPMG.Once you have completed your Associate Level qualification, you will be supported to progress to Fellowship and become a fully qualified actuary.This programme is delivered via a range of live and recorded courses, together with extensive online material libraries. Students will have access to a dedicated coach throughout their study programme to provide tailored support towards the exams.Study leave is afforded based on our learning provider's recommendations, enabling you to balance studying and learning materials at a pace suited to your style, and then getting individuals ready for final revision and exam technique practice in the run-up to sittings.There is flexibility to the study programme over your training contract based on any exemptions received, but all enabling you to have structured support to qualify swiftly.Additional Information:Please refer to our Applying to KPMG page to discover more about our application process.For anything else, please refer to our FAQ section.

Actuarial Associate - Salary is £35,000 - £45,000This is a great opportunity for someone who loves investigating problems in detail. If you have strong mathematical skills and good knowledge of life &amp; pensions products, then this role could suit you. We’re looking for a great team player who can work as part of a small team.Please note this is a 12 month contractA bit about the job:The role is based in the Actuarial Services team within Customer &amp; Product Existing Platforms. You will work as part of a small team dealing with a wide range of actuarial work related to our legacy life and pensions products.Typical tasks include:<ul><li>Processing buy out quotes for small defined benefit pension schemes</li><li>Processing requests from pension trustees for net fund returns</li><li>Maintaining spreadsheet programs with current rates and assumptions</li><li>Creating and amending pension and drawdown illustrations</li><li>Responding to mailbox queries from admin teams and other areas of the business</li><li>Performing technical reviews on life &amp; pension products</li></ul>To be effective, you will need a broad knowledge of life and pensions products. You will be responsible for providing audit trails for your work and deliver work that has strong governance and controls.You will communicate with other areas of the business, including third party suppliers, to ensure delivery timescales are met.Skills and experience we’re looking for:<ul><li>A wide range of product knowledge and experience</li><li>Strong analytical skills and good MS Excel skills</li><li>Ability to manage and prioritise workload with business objectives</li><li>Strong communication skills, both verbal and written</li><li>Ability to work as part of a team</li></ul>What you’ll get for this role:<ul><li>Salary is £35,000 - £45,000 (depending on skills, experience and qualifications)</li><li>Bonus opportunity 8% of annual salary. Actual amount depends on your performance and Aviva’s</li><li>Generous pension scheme - Aviva will contribute up to 14%, depending on what you put in</li><li>29 days’ holiday plus bank holidays, and you can choose to buy or sell up to 5 days</li><li>Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts</li><li>Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme</li><li>Brilliantly supportive policies including parental and carer’s leave</li><li>Flexible benefits to suit you, including sustainability options such as cycle to work</li><li>Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others</li><li>We take your wellbeing seriously with lots of support and tools</li></ul>Aviva is for everyone:We’re inclusive and welcome everyone – we want applications from all backgrounds and experiences. Excited but not sure you tick every box? Even if you don’t, we would still encourage you to apply. We also consider all forms of flexible working, including part time and job shares.We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working – spending around 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.

Actuarial Reporting AssociateSalary: £35,000 - £50,000We have an opportunity for an Actuarial Analyst in the actuarial Liability Production team. You will join an encouraging and dynamic team and work in a fast-paced environment. This role would be particularly suitable for an individual who has or is studying towards an actuarial qualification and has work experience in insurance.We believe this is a great opportunity to cement your actuarial career in an evolving role, backed with the support and resources of one of the UK’s largest insurers.A bit about the job:Key aspects of the role will include the following:<ul><li>Producing financial results and supporting analysis, data and models</li><li>Delivering tasks assigned by engagement managers and senior colleagues</li><li>Working within required timescales to ensure demands are met, with an awareness of impacts/dependencies on other areas of the business</li><li>Supporting any change activity designed to accelerate team processes or respond to regulatory change e.g., automation, IFRS17</li><li>Sharing knowledge and supporting colleagues across the department to deliver assigned tasks and enable a flexible resourcing model</li></ul>Skills and experience we’re looking for:<ul><li>Part-qualified Actuary, although we could consider graduates and nearly qualified actuaries</li><li>Financial or regulatory reporting experience (both IFRS and Solvency II) preferred but not essential</li><li>Good communication skills, verbal and written – ability to communicate complex issues simply</li><li>Ability to work independently and on their own initiative and know when to escalate</li><li>Strong analytical and problem-solving skills</li></ul>What you’ll get for this role:<ul><li>Salary between £35,000 – £50,000, depending on location, skills, experience, and qualifications</li><li>Bonus opportunity - 8% of annual salary. Actual amount depends on your performance and Aviva’s.</li><li>Generous pension scheme - Aviva will contribute up to 14%, depending on what you put in.</li><li>29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days</li><li>Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts</li><li>Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme</li><li>Brilliantly supportive policies including parental and carer’s leave</li><li>Flexible benefits to suit you, including sustainability options such as cycle to work</li><li>Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others</li><li>We take your wellbeing seriously with lots of support and tools</li></ul>Aviva is for everyone:We’re inclusive and welcome everyone – we want applications from all backgrounds and experiences. Excited but not sure you tick every box? Even if you don’t, we would still encourage you to apply.We also consider all forms of flexible working, including part time and job shares. We flex locations, hours and working patterns to suit our customers, business, and you.Most of our people are smart working – spending around 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.

Actuarial AnalystLocation: York / BristolWe have an opportunity for an Actuarial Analyst in the actuarial Aggregation team. You will join a supportive and dynamic team and work in a fast-paced environment. This role would be particularly suitable for an individual who has or is studying towards an actuarial qualification and has work experience in insurance.We believe this is a great opportunity to cement your actuarial career in an evolving role, backed with the support and resources of one of the UK’s largest insurers.Please note the support mentioned above is around further developing your career and technical knowledge. There is no study support offered for this positionA bit about the job:<ul><li>Producing financial results and supporting analysis, data, and models</li><li>Delivering tasks assigned by engagement managers and senior colleagues</li><li>Working within required timescales to ensure demands are met, with an awareness of impacts/dependencies on other areas of the business</li><li>Supporting any change activity designed to accelerate team processes or respond to regulatory change e.g., automation, IFRS17</li><li>Sharing knowledge and supporting colleagues across the department to deliver assigned tasks and enable a flexible resourcing model</li></ul>Skills and experience we’re looking for:<ul><li>Part-qualified Actuary, although we could consider graduates and nearly qualified actuaries</li><li>Financial or regulatory reporting experience (both IFRS and Solvency II) preferred but not essential</li><li>Good communication skills, verbal and written – ability to communicate complex issues simply</li><li>Ability to work independently and on their initiative and know when to escalate</li><li>Strong analytical and problem-solving skills</li></ul>What you’ll get for this role:Our purpose - with you today, for a better tomorrow – is a promise we make to our colleagues too. And one of the ways we live up to that promise is by investing in you. We have so much to offer when it comes to being an Aviva colleague.<ul><li>Salary ranges from £30,000 - £45,000 (Depending on skills, experience, and qualifications)</li><li>Bonus opportunity - 8% of the annual salary Actual amount depends on your performance and Aviva’s.</li><li>Generous pension scheme - Aviva will contribute up to 14%, depending on what you put in.</li><li>29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days</li><li>Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts</li><li>Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme</li><li>Brilliantly supportive policies including parental and carer’s leave</li><li>Flexible benefits to suit you, including sustainability options such as cycle to work</li><li>Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others</li><li>We take your wellbeing seriously with lots of support and tools</li></ul>Aviva is for everyone:We’re inclusive and welcome everyone – we want applications from people with diverse backgrounds and experiences.Excited but not sure you tick every box? Research tells us that women, particularly, feel this way. So, regardless of gender, why not apply. And if you’re in a job share just apply as a pair.We flex locations, hours, and working patterns to suit our customers, business, and you. Most of our people are smart working – spending around 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.We interview every disabled applicant who meets the minimum criteria for the job. Once you’ve applied, please send us an email stating that you have disclosed a disability, and we’ll interview you.

Actuarial Analyst£27,000 - £35,000Do you enjoy problem solving? Do you want to fix and rectify issues to benefit our customers?If so, this could be the role for you. We have a fantastic opportunity for an Actuarial Analyst to join our team on a 9-month fixed term contract. This is a great job for someone with a proactive attitude, who can effectively take ownership of tasks and who works well as part of a team.A bit about the job:We’re looking for someone with an actuarial skill set, who is passionate about doing the right thing for our customer. This role will see you working alongside members of the Wealth Customer & Product Actuarial team, performing calculations to enable customers to receive redress due from risk events. You will be responsible for creating solutions to accurately calculate the financial impact of the risk event on customers. Other aspects of the role include investigating potential issues and ensuring appropriate controls are applied, to mitigate the risk of modelling errors.Skills and experience we’re looking for:<ul><li>Strong numerical skills, the ability to analyse data and an awareness of actuarial techniques</li><li>Good Excel skills, including experience of VBA or the willingness to develop in this area</li><li>Knowledge of life insurance products</li><li>Strong communication skills, and an ability to work with people effectively</li><li>An awareness of risks and how to mitigate them</li></ul>What you’ll get for this role:<ul><li>Starting salary between £27,000 and £35,000 (depending on location, skills, experience, and qualifications)</li><li>Bonus opportunity - 8% of annual salary Actual amount depends on your performance and Aviva’s.</li><li>Generous pension scheme - Aviva will contribute up to 14%, depending on what you put in.</li><li>29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days</li><li>Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts</li><li>Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme</li><li>Brilliantly supportive policies including parental and carer’s leave</li><li>Flexible benefits to suit you, including sustainability options such as cycle to work</li><li>Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others</li><li>We take your wellbeing seriously with lots of support and tools</li></ul>Take a look to learn more. Put a salary into this calculator to see what your total Aviva Reward could be.Aviva is for everyone:We’re inclusive and welcome everyone – we want applications from people with diverse backgrounds and experiences.Excited but not sure you tick every box? Research tells us that women, particularly, feel this way. So, regardless of gender, why not apply. And if you’re in a job share just apply as a pair.We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working – spending around 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.We interview every disabled applicant who meets the minimum criteria for the job. Once you’ve applied, please send us an email stating that you have a disclosed disability, and we’ll interview you.

Our Actuarial team helps organizations within the insurance industry manage financial risk. Graduates on this program use detailed analysis of past events to create accurate models of the future and advise on their financial implications. It's work that makes a meaningful and positive difference for our clients.Qualifying as an Actuary requires drive and motivation. You'll be asked to produce detailed analyses and communicate the commercial implications of complex topics. It's a highly technical role, best suited to graduates who are ambitious and enjoy working with numbers, studying an honors degree or postgraduate degree in a numerical or analytical subject, for example Actuarial Science, Maths, Statistics, Data Science, Economics, Engineering, or Physics.During the program, you will have the opportunity for varied learning and training opportunities and will study to gain the Actuarial qualification in three to five years. You'll need to be driven and highly motivated to qualify as an Actuary and have a passion for producing detailed analyses and able to communicate the commercial implications of complex topics.Within Actuarial, there are two different areas which you could join, both working with some of the biggest companies in the UK and global insurance market:<ul><li>Life Actuarial Services provides advice to the Life Insurance industry, who in turn provide investment-related products (such as workplace pensions) or protection products (such as term assurance policies or critical illness cover).</li><li>General Insurance covers the spectrum of business and personal risks, with types of insurance ranging from standard car and house to more unusual insurances covering satellites, oil rigs, or hurricane damage. Changing regulations, new products, and developing markets mean that nothing stands still in this challenging and demanding business area.</li></ul>Our firm's hybrid working model balances the flexibility of working from home with the importance of collaborating and learning in offices or at client sites. We trust our people to be where our clients need them to be, with our client-facing colleagues working together in person as often as needed. You'll be empowered by the technology that supports us to work flexibly and our collaborative office spaces, building friendships and shared experiences, innovating and learning together.Capability: ConsultingProgramme Length: 3 yearsQualifications: IFoA Level 7 ApprenticeshipEntry Requirements: At KPMG, everyone brings a unique perspective, and we want to ensure that you have the best opportunity to demonstrate your potential. We want to discover your individual strengths and attributes to help us know whether you'll enjoy working here and how you'll thrive. That's why we operate an open access policy and an application process that will assess both your qualifications and your qualities. Generally, you'll be expected to demonstrate the following grades (*or equivalents), to show that you're able to successfully study for professional qualifications.If you are a few grades or points short, we would still encourage you to apply, as your application will be reviewed together with your performance in our assessments. You'll also have the opportunity to provide additional information for us to assess your application and potential in the context of your socio-economic background and/or any extenuating circumstances, which may have a positive uplift on your academic achievements through contextual recruitment.<ul><li>GCSE Maths Grade 5 or B*</li><li>GCSE English Language Grade 5 or B*</li><li>120 UCAS points* from your 'top' 3 A Level grades, excluding General Studies. Must include Maths at minimum grade A.</li><li>2:1 undergraduate degree in a numerical or analytical degree (for example Actuarial Science, Maths, Statistics, Data Science, Economics, Engineering, or Physics).</li></ul>Key Skills: Throughout the recruitment process, we will be looking to learn more about your strengths. To be successful on this program, you will be required to demonstrate the strengths that we look for in our graduates at KPMG. Learn more about what we look for and how to apply <a href="#">here</a>.Training and Development: The training and development of our people are critical to the future success of our business. We want to empower you to grow in your own way, to feed your curiosity and embrace a growth mindset in an environment where learning is continuous. Therefore, we have created a rich curriculum and learning community to help you build your skills and fulfill your potential. This ranges from an immersive 5-day induction experience to help you transition to the world of work, formal training courses, leadership knowledge bites, learning journals, online courses, and networking events - all aligned to our 'learn for a lifetime' strategy designed to help you gain an advantage for life.In addition, in Actuarial, we offer the IFoA qualification through a Level 7 apprenticeship route. Your qualification is expected to take 3 years (please note that any prior learning you have undertaken will determine the length of the qualification). You will study towards a Level 7 apprenticeship with the Institute and Faculty of Actuaries (IFoA) and ActEd (your tuition provider), with the aim of achieving Associate Level upon completion. We recognize this is a challenging qualification, and therefore you will have flexibility over your exam pathway. You will be given a study mentor who will work with you to agree on how many exams to attempt and which order to attempt the exams. You will also be supported through the Level 7 apprenticeship, with access to a skills coach with ActEd and support from your Performance Manager at KPMG. Once you have completed your Associate Level qualification, you will be supported to progress to Fellowship and become a fully qualified actuary.This program is delivered via a range of live and recorded courses, together with extensive online material libraries. Students will have access to a dedicated coach throughout their study program to provide tailored support towards the exams. Study leave is afforded based on our learning provider's recommendations, enabling you to balance studying and learning materials at a pace suited to your style, and then getting individuals ready for final revision and exam technique practice in the run-up to sittings. There is flexibility to the study program over your training contract based on any exemptions received, but all enabling you to have structured support to qualify swiftly.

About UsIsio was ‘born’ in 2020, and we’ve been challenging existing thinking on pensions, benefits, and investment advice ever since. That’s because we know that only by improving on what’s been accepted in the past, can we provide the financial confidence our clients deserve.And while Isio is a young company, our people are some of the most experienced in their fields, bringing track records of having achieved commercial advantage for clients across pensions. Improving on long-accepted industry practices continues to drive us – and our business – forward. We are proud to work with a third of the FTSE 100, with over 400 boards of trustees, and across all sectors. Creating greater levels of confidence in financial decision-making for companies, trustees and individuals.Starting your Career at IsioWe’re a People First business, so we want to make sure that you are supported to reach your goals, whatever they may be. We’ll support you with studying, be flexible around family life and enable you to give back to the community through paid volunteering days.We are committed to equality, diversity and inclusion – bringing your whole self to work every day. We have hubs across the UK and many of our roles are flexible in location to help create a work-life balance that works for you.We are keen to support those starting their career at Isio with building a strong foundation for success. Whether as a Graduate, Industrial Placement student, Summer intern or as an Apprentice, Isio will provide a great experience working alongside experienced professionals. You will have the opportunity to help fulfil our purpose of creating better outcomes for our clients, their members and society by empowering and developing our people.Isio is growing at a fast and exciting pace. Starting your career at Isio will be a great balance of working with experts in their field within an innovative organisation that is looking to drive positive and innovative change in its sector.Graduates at Isio have acknowledged their positive experience, as shown by our ranking as the Top Employer for Graduates to work for in Consulting according to the Job Crowd 2023 rankings.Programme: Actuarial &amp; Consulting Graduate ProgrammeQualifications you’ll work towards: Fellow of the Institute of Actuaries (IFoA).Locations:Bristol: Queens Square, Bristol, BS1Entry Requirements:<ul><li>To apply for this role you need to have completed an undergraduate degree or higher level qualification by 1 September 2024 and have achieved a 2.1 or higher. If you are in your final year of university study, we are looking for those on track to achieve this.</li></ul><ul><li>We are open to applications from those studying any subject. Studying towards the actuarial exams will require strong mathematical skills and a keen interest in financial concepts. More information about being a ‘student actuary’ can be found here.</li></ul>What we are looking for in Graduates in our Actuarial teamsAs a people first business personal attributes are just as important as academic qualifications. So, there’s a few things we’re looking for from our graduates including:<ul><li>Enthusiastic team players who are willing to learn and grow.</li><li>A passion and energy to help us exceed our clients’ expectations and deliver against tight deadlines.</li><li>Strong analytical and problem-solving skills, a natural curiosity and interest in the business world, and a global, forward-thinking mindset are also key.</li><li>The ability to maintain a good level of self-discipline and time management to balance your working in our teams and managing your study and preparation for professional exams.</li></ul>We will also be looking to see how applicants align to our core beliefs:Power in Partnership: We work in partnership with our clients &amp; each other – building open and trusted relationships. Working together allows us to deliver the best for our clients.Future Focus: We want to push our industry forward by solving problems in better ways that benefit both our clients &amp; society.Strength in Difference: We work with diverse perspectives to find better solutions. Working with differences makes us stronger.People First: We recognise that pensions is a people business. People are the source of Isio’s expertise, and it is people’s lives that we affect through our adviceWorking as an Actuary in Pensions at IsioPension schemes are part of the backbone of the UK savings industry – relied on by millions to provide a reliable and secure income in retirement.However, whilst remaining an important part of how organisations pay and reward their employees, they also often pose significant financial risks.Balancing the costs and risks of a pension scheme as well as meeting best practice governance requirements is becoming increasingly complex – yet essential for a pension scheme to succeed. The needs of the industry, individuals and our clients are ever changing.At Isio, we constantly look at ways to innovate and develop new solutions to overcome these challenges through our Actuarial &amp; Consulting services.An actuarial career in pensions requires a high level of both numeracy and communication skills – as well as the enthusiasm and drive needed to gain professional qualifications and succeed in a fast-moving market. Our clients value strong technical knowledge in understanding the required capacity of pension fundsIsio’s Actuarial Graduate programme offers the opportunity to build a rewarding career in a successful industry.What you will be doingAs an industry leader, we offer a wide range of opportunities for graduates to train and build their core consulting and analytical skills. But, we also want to hear your views and help you introduce fresh ways of thinking. Some of the things you’ll be involved in as an actuarial graduate are below but remember, our work stretches beyond pensions and that’s where we set ourselves apart.<ul><li>Applying actuarial skills and concepts to calculate the value of pension and other benefits for employers and trustees.</li><li>Financial modelling and risk analysis to help clients understand their future pension obligations and principal risks.</li><li>Advising clients on their pensions strategy and how to manage these risks, both on a day-to-day basis and when considering a long term objective.</li><li>Designing and implementing employee communication programmes.</li><li>Helping clients understand and manage accounting, tax and legislative changes that affect their pension schemes.</li><li>Contributing to proposals for new business opportunities.</li><li>Attending client meetings and explaining the team’s work</li></ul>Training and DevelopmentAs a graduate in our Pensions Actuarial Team, you’ll enjoy a range of training and development opportunities to study towards becoming a Fellow of the Institute and Faculty of Actuaries. So, as well as study support and guidance to help you on your way to becoming a qualified Actuary, you’ll benefit from:<ul><li>On-the-job training on a regular basis.</li><li>A graduate induction event.</li><li>Specific technical and professional skills training on a national basis.</li><li>Regular technical training and opportunities to develop wider market knowledge throughout your career within pensions.</li><li>A buddy from your first day to help you settle in.</li><li>A Performance Manager to support you with your progress, performance and any work or HR-related issues.</li></ul>Isio’s Graduate Programme is just the start. It will give you a strong foundation, great client experience, professional training and core consulting skills. Given our exciting growth plans, there are opportunities to progress a really varied career as an Actuary in Pensions as you build specialist skills and knowledge in your field of interest (obviously this is subject to what our clients’ needs are too). Throughout your career you’ll be offered ongoing support and opportunities to develop your expertise, both on challenging client projects and through training.

Are you looking to further your career as a fully sponsored actuarial trainee? If you are currently studying towards the Faculty and Institute of Actuaries (IFoA) examinations and have relevant actuarial work experience in the Life Insurance sector, we want to hear from you.A bit about the job:We are the UK’s largest insurer, a FTSE 100 company and a market leader globally so we are able to demonstrate all the outstanding expertise we have in house as well as partnering with training providers to help us develop well-rounded Actuaries with insurance orientated actuarial, financial and commercial knowledge.Our trainees rotate every 18 months to 2 years and your first placement will be confirmed before you join us. We have one of the largest networks of Actuaries in the country so you will be in good hands from the beginning. Your line manager, buddy and your qualified mentor will all work with you and provide encouragement and support throughout your training. You also have a supportive team around you and business-wide networking opportunities to help you succeed.We give our trainees the best chance of passing their exams first time by also:<ul><li>Providing a market competitive salary plus pay rises each time you pass key exams</li><li>Partnering with an internationally recognised training provider</li><li>Providing a generous amount of study leave – up to 50 days paid so that you can balance the demands of studying and working</li><li>Funding students’ membership of the IFoA and examination fees</li></ul>Skills and experience we’re looking for:<ul><li>Showing commitment to actuarial exam progress by studying towards the Institute and Faculty of Actuaries (IFoA) examinations with a minimum of 6 exams having already been successfully attained (not exemptions)</li><li>knowledge of life insurance and investment products and/or Solvency II reporting (Preferred, but not essential)</li><li>A broad technical knowledge and understanding of actuarial principles, formulae and methodology.</li><li>Highly numerate and analytical with a developed capability to interpret data and establish alternatives and solutions to complex problems.</li><li>A high degree of computer literacy and strong excel skills.</li></ul>What you’ll get for this role:Our purpose - with you today, for a better tomorrow – is a promise we make to our colleagues too. And one of the ways we live up to that promise is by investing in you. We have so much to offer when it comes to being an Aviva colleague.<ul><li>Salary starting from £35,000 (depending on skills, experience, and qualifications)</li><li>Bonus opportunity - 8% of annual salary Actual amount depends on your performance and Aviva’s.</li><li>Generous pension scheme - Aviva will contribute up to 14%, depending on what you put in.</li><li>29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days</li><li>Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts</li><li>Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme</li><li>Brilliantly supportive policies including parental and carer’s leave</li><li>Flexible benefits to suit you, including sustainability options such as cycle to work</li><li>Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others</li><li>We take your wellbeing seriously with lots of support and tools</li></ul>Aviva is for everyone:We’re inclusive and welcome everyone – we want applications from people with diverse backgrounds and experiences.Excited but not sure you tick every box? Research tells us that women, particularly, feel this way. So, regardless of gender, why not apply. And if you’re in a job share just apply as a pair.We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working –spending around 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.We interview every disabled applicant who meets the minimum criteria for the job. Once you’ve applied, please send us an email stating that you have a disclosed disability, and we’ll interview you.

March 2024, August 2024 &amp; March 2025 start dates in our offices across the UKJoin Aon as an actuarial consulting pensions graduate and discover how our global team of specialists help businesses make smart choices about their employees&rsquo; pensions - now, and into the future.We recognise the learning, development, and social value for our Early Career colleagues of being in the office environment from the start of their programme. All our graduates will spend the majority of their time in the office, although can choose to work from home some of the time as their role and actuarial studies allow.Aon is in the business of better decisionsAt Aon, we shape decisions for the better to protect and enrich the lives of people around the world.As an organisation, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed.Wealth Solutions: RetirementRight now, UK companies have more invested in pension schemes than the rest of Europe combined. But, has each individual company set aside enough to meet their pensions&rsquo; obligations in twenty, thirty or even forty years&rsquo; time?As the market leaders in actuarial consulting, our consultants are here to advise our clients on their defined benefit pension schemes, helping them to handle the associated financial and operational risks, now and in the future. As an Aon graduate, you&rsquo;ll work alongside the most creative in the industry, earning as you learn and building your career as an Actuary!With ever-changing markets and legislation, the work you will be doing is constantly evolving and Aon will help you to gain the skills required to be a successful and trusted actuarial consultant for our clients, across a diverse and complex range of topics.Your role as an Actuarial Graduate in Wealth Solutions: RetirementAs an actuarial graduate, you&rsquo;ll find that no two days in the office are the same. You&rsquo;ll work on a range of client teams with colleagues who provide advice and support to either the trustees handling the pension scheme, or the company that provides it.Our aim is for you to develop into a trusted advisor for your clients as soon as possible. We&rsquo;ll help you do this by developing both your technical and consulting skills &mdash; including your understanding of key calculations, communication techniques, project management and networking. Throughout your career with Aon, you&rsquo;ll continually improve your commercial awareness and professionalism &mdash; which will help you grow into a successful actuarial consultant.What your day could look like:Actuarial and Analytical Tasks, such as:<ul><li>Regular assessment of the financial position of pension schemes</li><li>Identifying and implementing ways for trustees and companies to reduce the risks in relation to their schemes, including longevity risks, investment risks and inflation risk</li><li>Carrying out calculations relating to the pension scheme for the company's financial accounts; and with respect to individual pension scheme members' benefits</li><li>Estimating pension protection fund levies</li></ul>Client Focused Tasks, such as:<ul><li>Day-to-day management of the pension scheme and internal projects</li><li>Building and managing relationships with clients and other stakeholders of the scheme</li><li>Attending and presenting at client meetings</li></ul>You&rsquo;ll be given opportunities to work on a range of projects, gaining early exposure to clients to support your development. You&rsquo;ll also have the opportunity to be involved in one of our specialist teams, focusing in areas such as:<ul><li>Risk Settlement, advising clients on the best way to reduce risk through transferring it to a third party.</li><li>Member Options, helping clients reduce risk and/or cost by offering pension scheme members the choice to reshape their benefits to better suit their individual circumstances.</li><li>Analysis of mortality and other demographic factors to predict future trends within Aon's Demographic HorizonsTM team.</li></ul>Your DevelopmentAs an Aon Graduate, you will be enrolled onto our Launch Programme when you join. This development programme is built around 3 core elements:<ul><li>Business learning &ndash; on the job learning and experiences giving you the opportunity to develop your knowledge and understanding of the team and solution line you have joined.</li><li>Centralised learning - UK graduates complete in an Aon Induction, monthly webinars, business skills training and workshops; all designed to help you develop your knowledge of Aon, build your confidence and your network across our business.</li><li>Professional Qualifications &ndash; we want you to be as successful as possible, so we&rsquo;ll fully support your study towards professional qualification as a Fellow of the Institute and Faculty of Actuaries. To support you as you study for your exams, you&rsquo;ll receive paid study leave, plus an extensive range of study and tuition materials. To find out more about the actuarial qualification please visit actuaries.org.uk</li></ul>Your career beyond your Graduate programmeOnce you&rsquo;ve completed the formal graduate programme, you&rsquo;ll continue to receive lots of support at Aon. As well as continued technical and business skills training, you&rsquo;ll receive support for your actuarial qualifications. To aid your professional development you&rsquo;ll receive regular performance feedback, and work with your line manager towards promotions, which are considered twice a year, enabling you to progress from a graduate Analyst, to Associate Consultant, then Consultant and beyond.Throughout this time you&rsquo;ll have the chance to explore different career paths, you may choose to specialise in advising trustee clients, or corporate pension scheme sponsors. There&rsquo;s also the opportunity to join and develop a role in one of Aon&rsquo;s specialist teams, like those listed above. Whichever route you choose, we&rsquo;ll provide support and training at every step, giving you the tools you need to build an exciting career at Aon.Next StepsIf you are interested in this graduate programme and would like to apply, here is some useful information:Entry Requirements:<ul><li>As Actuarial Consulting is a mathematically based career path you will need to have or be on track to achieve a 2:1 degree (or equivalent) in a maths, actuarial science, or other highly numerate degree</li><li>You will need to have achieved an A-grade or above in Maths A-level, A-grade in Maths Scottish higher or international equivalent of this</li></ul>What are we looking for?<ul><li>Motivation and ambition to pursue an actuarial career &ndash; you will need to be able to articulate why you want to be an actuary</li><li>Passion and inquisitiveness &ndash; we are looking for candidates who want to understand what we do and are eager to learn more</li><li>Commercial awareness &ndash; this helps us to provide support and advice to our clients with clarity and confidence</li></ul>

Do you enjoy problem solving and developing calculation models to deliver great outcomes for customers? If so, we may have a role for you, we have an opportunity for actuarial analyst to join our team on a 6-month fixed term contract.We’re looking for someone who is passionate about doing the right thing for the customer and who enjoys performing calculations using Excel. The role will be suitable for someone with a proactive attitude, who can effectively take ownership of tasks and who works well as part of a team.A bit about the job:The post-holder will work alongside members of the heritage customer solutions actuarial team working on risk events, performing calculations to enable customers to receive redress. You will be responsible for creating solutions that accurately calculate the financial impact of the risk event on customers.The delivery of the risk events should be in line with company targets and risk appetite. Other aspects of the role include investigating potential issues and ensuring appropriate controls are applied, such as a clear audit trail from data received to end results, to mitigate the risk of modelling errors.Skills and experience we’re looking for:<ul><li>Knowledge of life insurance products would be advantageous</li><li>Strong numerical skills, the ability to analyse data and an awareness of actuarial techniques</li><li>Good Excel skills, some experience of VBA is desirable, or the willingness to develop in this area</li><li>Strong communication skills and an ability to work with people effectively</li><li>An understanding of risks and how to mitigate them and working within required timescales</li></ul>What you’ll get for this role:<ul><li>Starting salary up to £35,000 (depending on location, skills, experience, and qualifications)</li><li>Bonus opportunity - 8% of annual salary Actual amount depends on your performance and Aviva’s.</li><li>Generous pension scheme - Aviva will contribute up to 14%, depending on what you put in.</li><li>29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days</li><li>Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts</li><li>Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme</li><li>Brilliantly supportive policies including parental and carer’s leave</li><li>Flexible benefits to suit you, including sustainability options such as cycle to work</li><li>Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others
 </li><li>We take your wellbeing seriously with lots of support and tools</li></ul>Aviva is for everyone:We’re inclusive and welcome everyone – we want applications from people with diverse backgrounds and experiences.Excited but not sure you tick every box? Research tells us that women, particularly, feel this way. So, regardless of gender, why not apply. And if you’re in a job share just apply as a pair.We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working –spending around 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.We interview every disabled applicant who meets the minimum criteria for the job. Once you’ve applied, please send us an email stating that you have a disclosed disability, and we’ll interview you.

Actuarial Analyst – Salary £30,000&#43; dependant on experience.This is a great job for an actuarial analyst who wants to work in Capital Reporting at a leading life insurer. The ideal candidate will be someone with actuarial work experience, a great teammate who is eager to learn more about Solvency II Capital and other parts of Actuarial Reporting and someone who is flexible and loves to try new things. You will fit in if you are proactive about your development and are able to pick things up relatively easily with appropriate training.A bit about the job:This role resides in the Capital Reporting team for Aviva UK Life, more specifically looking at Non-Profit business, although there will be some exposure to other types of life business, including With-Profit. The sub-team this role is in is involved in various work around Solvency Capital Requirements (SCR), including but not restricted to the following:<ul><li>Quarterly and Annual SCR calculations</li><li>Quarterly Reporting Templates (QRTs) submissions</li><li>Loss Function Fitting for the Internal Model and running of the model</li><li>Ad-hoc impact assessments and queries relating to Non-Profit SCR</li><li>Standard Formula</li></ul>The successful candidate will be expected to carry out a variety of tasks, working with various people in the team and outside of the team, that help us ultimately deliver on our priorities.Aviva uses “smart-working”, and the person in this role can be based in our York or Bristol office.Skills and experience we’re looking for:<ul><li>Mathematical or Actuarial degree or equivalent. The role would be particularly suitable for someone who has / is studying towards actuarial qualification.</li><li>Financial or regulatory reporting experience (both IFRS and Solvency II) is desirable.</li><li>Good communication skills, verbal and written – ability to communicate complex issues simply.</li><li>Ability to work independently and on their own initiative and know when to raise issues.</li><li>Strong analytical and problem-solving skills, attention to detail and controls focus.</li></ul>What you’ll get for this role:<ul><li>Salary £30,000&#43; (depending on location, skills, experience, and qualifications)</li><li>Aviva will contribute up to 14% to your personal pension (dependent on your contribution)</li><li>Eligibility for annual performance bonus</li><li>Family friendly parental and carer’s leave</li><li>25 days holiday per year plus bank holidays and the option to buy/sell up to 5 additional days</li><li>Up to 40% discount for Aviva products</li><li>Brilliant flexible benefits including electric cars</li><li>Aviva Matching Share Plan and Save As You Earn scheme</li><li>21 volunteering hours per year</li></ul>Aviva is for everyone:We are inclusive – we want applications from people with diverse backgrounds and experiences.Excited but not sure you tick every box? Research tells us that women, particularly, feel this way.  So, regardless of gender, why not apply. And if you’re in a job share just apply as a pair. We flex locations, hours and working patterns to suit our customers, business, and you.Most of our people are smart working – spending around 60% of their time in our offices and 40% at home.We interview every disabled applicant who meets the minimum criteria for the job. Once you’ve applied, please send us an email stating that you have a disclosed disability, and we’ll interview you.

Salary between £30,000 - £40,000Are you currently seeking a new opportunity with the prospects to develop your leadership skills through helping more junior team members? We are currently seeking an Actuarial Analyst to be a part of our New Business Reporting team!The New Business Reporting team collaborates with a wide number of stakeholders including Finance Business Partners, Pricing, Operations and Group to produce and explain key trading performance metrics. The metrics cover all UK Life insurance products including Bulk Purchase Annuities, Individual Annuities, Equity Release, Protection, Platform and Pensions.A bit about the job:This role could be ideal for you if you are seeking a varied and stimulating position. As the Actuarial Analyst, you will be provided with an exciting opportunity to work on UK Life New Business Reporting metrics and provide insight to UK Life’s trading performance. The work is varied and can be flexed to suit your strengths and preferences.Skills and experience we’re looking for:<ul><li>Process improvement mindset - ability to develop spreadsheet models (some VBA) in a controlled way</li><li>Strong communication skills, verbal and written</li><li>Ability to work independently, using their own initiative and know when to escalate</li><li>Strong analytical and problem-solving skills</li><li>Strong team working and interpersonal skills</li></ul>What you’ll get for this role:<ul><li>Salary between £30,000 - £40,000 (depending on location, skills, experience, and qualifications)</li><li>Generous pension (starting level Aviva contributes 8% when you contribute 2%)</li><li>Eligibility for annual performance bonus</li><li>Family friendly parental and carer’s leave</li><li>29 days holiday per year plus bank holidays and the option to buy/sell up to 5 additional days</li><li>Up to 40% discount for Aviva products</li><li>Brilliant flexible benefits including electric cars</li><li>Aviva Matching Share Plan and Save As You Earn scheme</li><li>21 volunteering hours per year</li></ul>Aviva is for everyone:We are inclusive and welcome everyone– we want applications from people with diverse backgrounds and experiences. Excited but not sure you tick every box? Research tells us that women, particularly, feel this way.  So, regardless of gender, why not apply. And if you’re in a job share just apply as a pair.We flex locations, hours and working patterns to suit our customers, business, and you.Most of our people are smart working –spending around 50% of their time in our offices every week - combining the benefits of flexibility with time together with colleagues.We interview every disabled applicant who meets the minimum criteria for the job. Once you’ve applied, please send us an email stating that you have a disclosed disability, and we’ll interview you.

About UsWithout careful consideration today, tomorrow’s pensions don’t exist.That’s where Isio comes in, giving our clients the advice and support they need to deliver better outcomes and financial wellbeing for their members in the decades to come.Isio provides full-service pensions consultancy from actuarial expertise through to investment advice and third-party administration, as well as advising clients on providing the best possible reward and benefits packages for members. Following the acquisition of Premier in January 2022, now is an exciting time to join us as we broaden our offering. You will play a key role in driving forward Isio into the future.We’re a People First business, so we want to make sure that you are supported to reach your goals, whatever they may be. We’ll support you with studying, be flexible around family life and enable you to give back to the community through paid volunteering days.We aim to create an environment where you can succeed in a role which makes the most of your existing skills and develops new ones.We are committed to equality, diversity and inclusion – bringing your whole self to work every day. We have hubs across the UK and many of our roles are flexible in location to help create a work-life balance that works for you.Role and Responsibilities<ul><li>Provide support in the provision of pensions advice to corporate and trustee clients, and sometimes members.</li></ul><ul><li>Produce high quality deliverables addressing key client issues.</li></ul><ul><li>Check work produced by colleagues, ensuring it is technically excellent.</li></ul><ul><li>Attend client meetings and help deliver advice.</li></ul><ul><li>Take responsibility for and manage small projects.</li></ul><ul><li>Manage your own time and that of reports effectively to consistently meet all deadlines.</li></ul><ul><li>Regularly monitor all aspects of risk compliance.</li></ul><ul><li>Show awareness of commercial issues and identify potential opportunities for clients.</li></ul>Professional Qualifications<ul><li>You might be studying for the FIA actuarial exams, or may wish to explore this with us</li></ul>Experience and Competencies<ul><li>Organised and able prioritise your own tasks and manage small projects and teams.</li></ul><ul><li>Excellent written and verbal communication skills.</li></ul><ul><li>Numerically capable.</li></ul><ul><li>The ability to work effectively in a team.</li></ul><ul><li>Consistently able to work at a high level of intensity whilst maintaining a professional and positive approach.</li></ul><ul><li>Proactive and commercial approach.</li></ul><ul><li>Contributes to the development of others.</li></ul><ul><li>Strong IT skills, especially Microsoft Excel.</li></ul><ul><li>Some understanding of the UK pensions landscape and issues facing clients.</li></ul>Demonstrated Commitment to our Core PurposePower in Partnership: We work in partnership with our clients &amp; each other – building open and trusted relationships. Working together allows us to deliver the best for our clients.Future Focus: We want to push our industry forward by solving problems in better ways that benefit both our clients &amp; society.Strength in Difference: We work with diverse perspectives to find better solutions. Working with differences makes us stronger.People First: We recognise that pensions is a people business. People are the source of Isio’s expertise and it is people’s lives that we affect through our advice.

<div>About Us:Without careful consideration today, tomorrow’s pensions don’t exist.That’s where Isio comes in, giving our clients the advice and support they need to deliver better outcomes and financial wellbeing for their members in the decades to come.Isio provides full-service pensions consultancy from actuarial expertise through to investment advice and third-party administration, as well as advising clients on providing the best possible reward and benefits packages for members. Following the acquisition of Premier in January 2022, now is an exciting time to join us as we broaden our offering. You will play a key role in driving forward Isio into the future.We’re a People First business, so we want to make sure that you are supported to reach your goals, whatever they may be. We’ll support you with studying, be flexible around family life and enable you to give back to the community through paid volunteering days.We aim to create an environment where you can succeed in a role which makes the most of your existing skills and develops new ones.We are committed to equality, diversity and inclusion – bringing your whole self to work every day. We have hubs across the UK and many of our roles are flexible in location to help create a work-life balance that works for you.Programme: Investment Advisory Graduate ProgrammeLength of programme: 3 yearsQualifications you’ll work for: Charterholder of the Chartered Financial Analyst (CFA) qualification or Fellow of the Institute of Actuaries (IFoA).Entry requirements:<ul><li>Minimum 2:1 degree – We welcome and encourage applications from all degree subjects.</li><li>Right to work in the UK</li></ul>Our Core Purpose:Power in Partnership: We work in partnership with our clients &amp; each other – building open and trusted relationships. Working together allows us to deliver the best for our clients.Future Focus: We want to push our industry forward by solving problems in better ways that benefit both our clients &amp; society.Strength in Difference: We work with diverse perspectives to find better solutions. Working with differences makes us stronger.People First: We recognise that pensions is a people business. People are the source of Isio’s expertise and it is people’s lives that we affect through our advice.Our Investment Advisory team is an area of rapid growth within our Pensions Practice. Providing invaluable services to pensions, trustee, corporate and wealth management clients, we advise on a diverse range of investment-related subjects, including asset allocation, financial risk management and fund manager selection. For graduates, it’s the chance to take the first step towards becoming an expert in your field. Challenging and rewarding, working in Investment Advisory requires strong communication skills and financial acumen, paired with the ability to take responsibility right from the beginning. Graduates here have the ambition and confidence to take the initiative and develop their own investment ideas. The Investment Advisory team is focused on delivering proactive and strategic advice through the production of insightful, independent investment research.The TeamInvestment Advisory is a growing team of professionals from diverse backgrounds across banking, consultancy, financial services and insurance. Ours is an environment that graduates thrive in, and where getting our best investment ideas into client portfolios is our priority. It’s a fast-paced practice that calls for outstanding graduates, with a passion for finance, to add to the team dynamic. The continued momentum of our practice relies on our investment ideas. So here, you’ll find that your originality and creativity will be actively encouraged. Our Pensions ServicesOur services are purely advisory - we don’t manage any money for clients or trade in any securities. Working with institutional investors such as pension funds, corporations and other wealth holders (e.g. insurance companies), we offer a wide range of investment advice in areas such as: <ul><li>Asset Liability Modelling – enabling investors to better understand the risks arising from different investment strategies.</li><li>Risk Management – analysing a client’s financial risks and making recommendations on how to hedge them.</li><li>Capital Markets Views – assessing investment opportunities for our clients’ portfolios.</li><li>Fund Manager Selection – helping clients to pick high quality fund managers.</li><li>Implementation and Transition Management – helping clients to implement our advice in the most efficient way.</li><li>Fiduciary Management – advising clients on selecting, implementing and monitoring a fiduciary manager.</li></ul>What to expect?Join as an Investment Consultant and you’ll study for a professional qualification whilst being trained on the job. Your role will see you build up a wide range of knowledge on investments and capital markets, through delivering both client work, and researching asset classes. Later in your career, you’ll have the option to tailor your client and research focus, to specialise in certain asset classes or investment strategies. Projects can include: <ul><li>Working in a client team to assist in the delivery of client advice, ranging from the appropriate investment strategy, to implementation of the chosen strategy.</li><li>Setting-up up our asset liability and allocation models to better understand the client’s range of potential future outcomes.</li></ul><ul><li>Preparing and presenting investment monitoring reports to our clients.</li></ul><ul><li>Asset class research; evaluating investment cases and current market pricing for asset classes – from traditional equities to alternatives such as direct lending.</li></ul><ul><li>Researching fund managers and fiduciary managers.</li></ul><ul><li>Presenting your investment analysis and recommendations to the rest of the team and to clients.</li></ul>Training and DevelopmentAs an Investment Advisory graduate, you’ll study for the Chartered Financial Analyst (CFA) exams or for the actuarial exams to qualify as a Fellow of the Institute and Faculty of Actuaries (IFoA). We recognise the challenges and time constraints involved in balancing work and study commitments, so we’ll support you with a study day allowance and tutorials. If studying for the CFA qualification, you’ll also need to complete the Investment Management Certificate (IMC) to become FCA authorised. Who we are looking for?Our success stems from the quality of our team. That’s why you’ll find we’ve an entrepreneurial atmosphere that offers the opportunity for every member to influence the shape and future development of the team. So, as well as financial acumen, we look for graduates who are articulate with strong communication skills.</div>

<div>About Us:Without careful consideration today, tomorrow’s pensions don’t exist.That’s where Isio comes in, giving our clients the advice and support they need to deliver better outcomes and financial wellbeing for their members in the decades to come.Isio provides full-service pensions consultancy from actuarial expertise through to investment advice and third-party administration, as well as advising clients on providing the best possible reward and benefits packages for members. Following the acquisition of Premier in January 2022, now is an exciting time to join us as we broaden our offering. You will play a key role in driving forward Isio into the future.We’re a People First business, so we want to make sure that you are supported to reach your goals, whatever they may be. We’ll support you with studying, be flexible around family life and enable you to give back to the community through paid volunteering days.We aim to create an environment where you can succeed in a role which makes the most of your existing skills and develops new ones.We are committed to equality, diversity and inclusion – bringing your whole self to work every day. We have hubs across the UK and many of our roles are flexible in location to help create a work-life balance that works for you.Programme Name: Pensions Actuarial Graduate ProgrammeLength of programme: 3 yearsQualifications you’ll work for: Study towards becoming a Fellow of the Institute and Faculty of Actuaries.Entry requirements:<ul><li>Minimum 2:1 degree from a numerate or science-based subject e.g. mathematics, engineering, chemistry, physics, economics, finance, statistics or actuarial science</li></ul><ul><li>Right to work in the UK</li></ul>Our Core PurposePower in Partnership: We work in partnership with our clients &amp; each other – building open and trusted relationships. Working together allows us to deliver the best for our clients.Future Focus: We want to push our industry forward by solving problems in better ways that benefit both our clients &amp; society.Strength in Difference: We work with diverse perspectives to find better solutions. Working with differences makes us stronger.People First: We recognise that pensions is a people business. People are the source of Isio’s expertise and it is people’s lives that we affect through our advice.A Career in PensionsThe word pensions may conjure up images of retiring and taking things easy, but a career in this demanding sector is anything but sedate. Very much a hot topic in public debate, the pensions industry is the subject of governmental scrutiny, new legislation and a high-profile field where you’ll develop a wide range of consultancy skills alongside technical actuarial knowledge and skills.A career in pensions requires a high level of both numeracy and communication skills – as well as the enthusiasm and drive needed to gain professional qualifications and succeed in a fast-moving market. Whilst it won’t be easy, this graduate programme offers the chance to build a strong foundation in a fascinating industry.Our Pensions ServicesPension schemes often pose significant financial risks for organisations and trustees, whilst remaining an important part of any reward strategy. Balancing the costs and risks of a pension scheme as well as meeting best practice governance requirements is becoming increasingly complex – yet essential for a business to succeed. The needs of the industry and our clients are ever evolving and at Isio, we constantly look at ways to innovate and develop new solutions to overcome these challenges.As a market leader in the pensions industry, we offer a wide range of services for graduates to experience, including: <ul><li>Calculating the value of pension and other retirement benefits, using statistical techniques, financial indicators and life expectancy assumptions.</li></ul><ul><li>Financial modelling and risk analysis to help clients understand their future pension obligations and principal risks.</li></ul><ul><li>Advising clients on their pensions strategy and how to manage these risks, both on a day-to-day basis and when considering a long term objective.</li></ul><ul><li>Designing and implementing employee communication programmes.</li></ul><ul><li>Helping clients understand and manage accounting, tax and legislative changes that affect their pension schemes.</li></ul>As a graduate, the work you can expect to get involved in will include: <ul><li>Calculation work either on an individual member or company basis.</li></ul><ul><li>Building financial models involving statistical methods.</li></ul><ul><li>Drafting communication materials.</li></ul><ul><li>Helping with identifying and researching business opportunities.</li></ul><ul><li>Sharing knowledge with colleagues throughout the department.</li></ul>Our work is not just limited to pensions – indeed growing “Beyond Pensions” is one of our key strategic priorities. In recent years we have also branched out into wider services, including broader employee benefits, financial coaching and wealth management. We also have a growing Digital Solutions team, helping us innovate and using technology to drive change in our industry.Training and Development As a graduate in our Pensions Actuarial Team, you’ll enjoy a range of training and development opportunities to study towards becoming a Fellow of the Institute and Faculty of Actuaries. So, as well as study support and guidance to help you on your way to becoming a qualified Actuary, you’ll benefit from: <ul><li>On-the-job training on a regular basis.</li></ul><ul><li>A graduate induction event.</li></ul><ul><li>Specific technical and softer skills training on a national basis.</li></ul><ul><li>Regular technical training and opportunities to develop wider market knowledge throughout your career within pensions.</li></ul><ul><li>A buddy from your first day to help you settle in.</li></ul><ul><li>A Study Mentor who helps advise and guide students through the study and exam process.</li></ul><ul><li>A Performance Manager to support you with your progress, performance and any work or HR-related issues.</li></ul>Aside from academics what else are we looking for?You’ll need the passion and energy to help us exceed our clients’ expectations and deliver against tight deadlines. Strong analytical and problem-solving skills, a natural curiosity and interest in the business world, and a global, forward-thinking mindset are also key.What next?Our Graduate Programme is just the start. It will give you a strong foundation, great client experience, professional training and core consulting skills. Given our exciting growth plans, there are opportunities to progress a really varied career in Pensions Actuarial as you build specialist skills and knowledge in your field of interest (obviously this is subject to what our clients’ needs are too). Throughout your career you’ll be offered ongoing support and opportunities to develop your expertise, both on challenging client projects and through training.</div>

<div>Maths can have the predictive powers of a crystal ball (seriously) and we want someone who can wield them. Do you think you’re up to the task? Then we want to hear from you!Job DescriptionActuaries aren’t just good at maths. They’re also whizzes at solving problems and they save our customers from losing out by assessing risks and avoiding unnecessary ones. As an actuary, you will be experiencing and shaping each department and area of our business. In other words, you’ll be the thought behind every number and help craft how we operate. Think you can step up to the plate?Every 18-24 months, you’ll move to a different actuarial team where you will pick up new skills and make a huge impact. We’ll help you to achieve the class of Fellow with the Institute and Faculty of Actuaries (IFoA) – which means you’ll become a fully qualified actuary and gain your master’s equivalent qualifications too! We’ll seek to get you through your training in 4-5 years, with the help of your line manager, buddy and your qualified mentor.What's in it for you?<ul><li>A permanent job from day one</li><li>A starting salary of £30,600, with regular increases to recognise exam success</li><li>A Level 7 Apprenticeship qualification (equivalent to a master’s, minus the fees)</li><li>Internationally recognised training</li><li>Up to 50 days of paid study leave</li><li>A free qualification with the IFoA (when we say free, we mean we’ll pay for it!)</li><li>29 days holiday, plus bank holidays</li><li>Contributory pension scheme</li><li>Discounts on all Aviva productsAnnual performance-related bonus</li><li>Share Save scheme</li><li>Flexible working and wellbeing support</li></ul>What do we need from you?<ul><li>You will either already have a degree in a STEM or numerical subject or be on track to graduate by the end of Summer 2023 with a minimum 2:1 expected or achieved</li><li>A passion for numbers and problem-solving</li><li>A curious and courageous mentality</li><li>Strong leadership and communication skills</li><li>Outstanding creative-thinking and problem-solving skills</li></ul>Where will you be based?Our Actuarial grad roles are in Bristol, Eastleigh, Norwich and York. They are beautiful, buzzing towns in which to embark your career and once you’ve qualified, you will have the chance to broaden your horizons in any of our offices around the UK or maybe even further afield.But you might not need to be in the office every day. At Aviva, we ask our teams to think about when they work in the office and when they choose to work at home. This will vary depending on your role and your personal circumstances. We call this Smart Working. When you move to each new assignment, take time to discuss this with your Leader and agree what works for you, the business and the organisation.About UsWe’re a leading international insurance, savings, retirement and investment business. When the worst happens, we’re here to put the wrongs right.  You might be thinking that we’re just another boring, corporate firm. But we don’t all wear suits and shiny shoes here. We’re proud to be different and just like our customers, our people are a mix of cultures, genders and ages.Like the sound of us? Then we like the sound of you.Press 'apply' to be taken through to our online application, where you'll answer a short questionnaire about your motivations. You'll also be able to attach your CV. If you match our criteria, we’ll ask you to complete our Situational Strengths and Numerical Reasoning tests. Pass those and next will be a video interview. The final stage is a virtual assessment day, with tasks that enable you to show us what you're good at and what you enjoy.Impress us there and we'll offer you a role to start in September 2023.Aviva is for everyone:We are inclusive – we want applications from people with diverse backgrounds and experiences.Excited but not sure you tick every box? Research tells us that women, particularly, feel this way.  So, regardless of gender, why not apply. And if you’re in a job share just apply as a pair. We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working – spending around 60% of their time in our offices and 40% at home.We interview every disabled applicant who meets the minimum criteria for the job. During your application there will be an opportunity for you send us an email stating that you have a disclosed disability, and we’ll interview you.</div>

<div>About UsWith roots dating to 1828, WTW has 45,000 employees serving more than 140 countries.WTW is the leading provider of retirement consulting and actuarial services to today’s global organisations, providing actuarial services to more of the world’s top 300 pension funds than any other company. In the UK and Europe, we are the undisputed leader, advising 75 of the FTSE 100 companies.  We also advise small and mid-sized schemes, with the range of clients providing our colleagues with a broad range of opportunities. Our enviable client list covers a very wide range of companies including household names, financial institutions and charities.We partner with clients around the globe to determine the best approaches to pension scheme design, funding, risk management, governance, administration and communication.What does the Retirement team do?The Retirement team works with trustees and sponsors of occupational pension schemes. We advise on both defined contribution (“DC”) and defined benefit (“DB”) schemes: our trainee consultant vacancies are within the DB team. The DB team helps our clients with all aspects of managing a pension scheme, from regular triennial valuation work, to cutting edge risk-reduction and scheme design projects.  We often work closely with our colleagues in other teams, such as DC, investment, communications and administration, to provide joined-up advice to our clients.We work in partnership with our clients to help them to manage the potentially substantial risks involved with retirement benefit provision and to ensure that their benefits meet the needs of all stakeholders.The Retirement team is one of the largest recruiters of graduates in WTW’s Health, Wealth and Career Line of Business.  As part of this team, you will have the opportunity to work alongside some of the leading figures in the pensions industry and our unequalled client base provides boundless opportunities for creativity and innovation.The opportunities and support availableThe role of a trainee consultant in the Retirement team provides an enviable balance of technical and communication opportunities.  Not only will you be able to work on challenging real-world technical problems which make a meaningful difference to our clients but you will also get the opportunity to communicate the results of this work, to colleagues and ultimately to clients.You will have the autonomy to organise your own workload and will be strongly encouraged to innovate to make improvements to the way in which work is done and to the services we provide.At WTW we value diversity and are committed to cultivating an inclusive work environment, enriched by our people, our clients and the communities in which we work and live.  Irrespective of which office you join, you will be part of the wider WTW community and will be able to contribute to our fundraising and community activities, as well as our sporting and social groups.  All colleagues can select their own “work style”, combining a mix of valuable in-office interactions with the flexibility to work from home when appropriate.Trainee consultants at WTW benefit from all the resources and opportunities that a large company can provide, but this doesn’t come at the cost of individuality.  Our development programme will equip you with the skills you need to progress in your career.During the first few years, the focus will be on technical and consulting skills, and you will follow a structured development programme of blended learning consisting of a mix of classroom sessions, eLearning, webinars, recorded videos, self-study, reading and on–the-job coaching. In the longer term, you will receive support to tailor your career path to suit your skills and passions, utilising a wealth of career development materials.Every member of the team has the opportunity to make a real difference and individuals are recognised for their personal contribution.The Actuarial QualificationThis Graduate Programme is supported by the Level 7 Apprenticeship is a 36 months programme where you will be provided with on the job training and will be fully supported by Willis Towers Watson and our official government approved Training Provider throughout the duration of the programme.Trainee consultants in the Retirement team study to become Fellows of the Institute and Faculty of Actuaries.  WTW will support you through the actuarial exams with a study mentor as well as a market-leading, complete and flexible study support package that includes:<ul><li>Membership fees of the Institute and Faculty of Actuaries</li></li>Study materials for each exam such as course notes, sample questions, past paper questions, mock exams and revision notes </li></li>Tutorials for each exam</li></li>Exam entry fees and a re-sit attempt if required</li></li>Study leave roughly equal to one day per week</li></li>The support of a large body of students and qualified actuaries, who can share their experiences of studying for the exams.</li></li>Salary increases for each exam passed in addition to increases that are awarded as part of their annual salary review.</li></ul>Requirements<ul><li>2:1 degree in a numerate discipline OR</li></li>2:1 degree in a non-numerate discipline plus A-Level Maths at grade A/B (or equivalent qualifications)</li></ul>The Application ProcessStage 1: Online application, including CVStage 2: Invitation to complete online assessment and a video interview.Stage 3: Virtual Assessment centre – this is an opportunity for you to meet with members of the team and for the team to understand your strengths, preferences and motivations.  The assessment will take place virtually, and there will be an opportunity for you to ask questions.Stage 4: Offer and on-boarding. The start date for the UK Graduate Programme will be the beginning of September 2023.WTW is an equal opportunity employerWTW believes that effectively managing a diverse workforce is vital to our business strategy. We have an obligation to our organisation, ourselves and our clients to hire and develop the best people we can find. We will continually review our policies and practices to ensure that all areas of the employment process (including recruiting, hiring, work assignments, compensation, benefits, promotions, transfers, company-sponsored development programs and overall workplace experience) are free from discriminatory practices. We are committed to equal employment opportunities at WTW.Why work at WTW?WTW offers a variety of benefits to support your physical, emotional and financial wellbeing, as well as help you develop in your career, and balance your life inside and outside of work. Among other things, these include WTW Work Flex, shared parental leave, a range of Learning & Development (L&D) opportunities and a competitive pay and benefits package (which includes Private Medical Insurance and Life Insurance).WTW Work FlexAt WTW, we see things differently. We understand flexibility is key to supporting an inclusive and diverse workforce and so we have a variety of different working arrangements which we call “WTW Work Flex”. We encourage colleagues and candidates to make requests for the types of flexible working arrangements that suit them.</div>

Entry Level & Graduate Actuary Jobs | Vacancies & Career Opportunities