Birmingham

Bristol

Edinburgh

Epsom

Farnborough

Glasgow

Leeds

London

Manchester

Reading

Reigate

St Albans

Intern

Graduate

Part Qualified

Life

Investments

Pensions

Risk

Modelling

Longevity

Consulting

Excel

About Us:Without careful consideration today, tomorrow’s pensions don’t exist. That’s where Isio comes in, giving our clients the advice and support they need to deliver better outcomes and financial wellbeing for their members in the decades to come.Isio provides full-service pensions consultancy to our 1000+ corporate clients, from actuarial expertise through to investment advice, third-party pensions administration and advising clients on providing the best possible reward and benefits packages for their employees. Isio launched in March 2020 out of KPMG UK’s pensions practice and has grown to over 1100 people working across 10 offices in the UK.Starting your Career at IsioWe’re a People First business, so we want to make sure that you are supported to reach your goals, whatever they may be. We’ll support you with studying to achieve key professional qualifications. You will be able to develop your workplace skills while learning from industry experts who are looking to challenge the sector by delivering better solutions.We aim to create an environment where you can succeed in a role that makes the most of your existing skills and develops new ones.We are committed to inclusion and belonging and will support you in bringing your whole self to work every day. Isio is keen to recruit from all sections of our communities and provide excellent careers for everyone in the business.We are keen to support those starting their career at Isio with building a strong foundation for their professional career. When you join Isio as a new Apprentice, we will provide you with:<ul><li>great hands-on experience working alongside experienced professionals. You will have the opportunity to help fulfil our purpose of creating better outcomes for our clients, their members and our people.</li><li>dedicated time and support for studying for your Apprenticeship qualification.</li><li>development opportunities to support building key workplace skills and behaviours.</li><li>structured salary progression recognising your progression and contribution.</li><li>career development beyond your Apprenticeship.</li></ul>Isio is growing at a fast and exciting pace. Starting your career at Isio will be a great balance of working with experts in their field within an innovative organisation that is looking to drive positive and innovative change in its sector.Apprentices at Isio have acknowledged their positive experience, as shown by our ranking as the Top Employer for Apprentices to work for in Consulting according to the Job Crowd 2023 rankings.Actuarial (Pensions) Apprenticeship – 2025 intakeLength of programme: The offer of employment will be on a permanent basis. Apprentices will be supported in working to complete a Level 4 Actuarial Technician Apprenticeship in 2-3 years. After completing this Apprenticeship and if performing well, you will be supported with progressing with study and work to achieve fully qualified status as an Actuary with the Institute and Faculty of Actuaries.Location: Birmingham - 1 Colmore Square, Birmingham, B4 6AJApprentices at Isio will be expected to work in their main Isio office around 2-3 days per week on average with more time in the office in their first few months.Entry Requirements:To apply for the Actuarial Apprenticeship, you need to be available for full-time employment from mid-September 2025. You will need to have achieved the academic qualifications:<ul><li>GCSE in English and Maths at Grade 4 or C or an equivalent, or higher.</li><li>Qualifications equivalent to 96 UCAS points (since 2017), or 240 UCAS points (before 2017) across 3 A Levels or equivalent qualifications. This must include a qualification in Mathematics equivalent to an A Level at Grade C or higher.</li></ul>Working as an Actuarial Apprentice at Isio will require a good level of numerical and problem-solving ability which will be assessed during our recruitment process.Actuarial Apprenticeships – the opportunity at IsioPension schemes are part of the backbone of the UK savings industry – relied on by millions to give them a reliable and secure income in retirement. However, whilst remaining an important part of how organisations pay and reward their employees, they also often pose significant financial risks.Balancing the costs and risks of a pension scheme as well as meeting best practice governance requirements is becoming increasingly complex – yet essential for a pension scheme to succeed. The needs of the industry, individuals and our clients are ever changing.At Isio, we constantly look at ways to innovate and develop new solutions to overcome these challenges through our Actuarial & Consulting services.An actuarial career in pensions requires a high level of both numeracy and communication skills – as well as the enthusiasm and drive needed to gain professional qualifications and succeed in a fast-moving market. Our clients value strong technical knowledge in understanding the required capacity of pension funds.Isio’s Actuarial Apprenticeship programme offers the opportunity to get more insight and build valuable experience of both technical actuarial knowledge and skills and effective workplace skills.What you will be doingAs an industry leader, we offer a wide range of opportunities for Apprentices to train and build their core consulting and analytical skills. But we will also want to hear your views and help you introduce fresh ways of thinking. Some of the things you’ll be involved in as an actuarial Apprentice are below but remember, our work stretches beyond pensions and that’s where we set ourselves apart:<ul><li>Applying actuarial skills and concepts to calculate the value of pension and other benefits for employers and trustees.</li><li>Financial modelling and risk analysis to help clients understand their future pension obligations and principal risks.</li><li>Advising clients on their pensions strategy and how to manage these risks, both on a day-to-day basis and when considering a long-term objective.</li><li>Designing and implementing employee communication programmes.</li><li>Helping clients understand and manage accounting, tax and legislative changes that affect their pension schemes.</li><li>Contributing to proposals for new business opportunities.</li><li>Attending client meetings and explaining the team’s work.</li></ul>During your Apprenticeship you will get the opportunity to develop analytical skills while observing how we effectively consult for our clients.Training and DevelopmentWe will support you in working with our training partner to complete a Level 4 Actuarial Technician Apprenticeship. Alongside this, you will also benefit from in-house training in technical actuarial skills, knowledge, and key workplace skills.After successful completion of your Level 4 Apprenticeship and if you continue to perform well, the aim will be to support you in progressing to full qualification as an Actuary as a Fellow of the Institute and Faculty of Actuaries.Isio’s Actuarial Apprenticeship Programme is just the start. It will give you a strong foundation, great client experience, professional training, and core consulting skills. Given our exciting growth plans, there are opportunities to progress a really varied career as an Actuary in Pensions as you build specialist skills and knowledge in your field of interest.Throughout your career at Isio you’ll be offered ongoing support and opportunities to develop your expertise, both on challenging client projects and through training.As we extend beyond pensions, and you move through your career you’ll also be given the opportunity to branch out and broaden your horizons. Some of the extra experiences you could get involved with include broader employee benefit design and advice, financial coaching, and wealth management.We also have a growing Digital Solutions team, helping us innovate and using technology to drive change in our industry through the development of digital risk management tools, member engagement applications, and other web-based software applications.This includes AI and how big and complex data solutions can be applied across the whole industry to help change it for the better.What we are looking for in Actuarial ApprenticesWe are keen to recruit Apprentices who have a strong interest in this work, with good numerical skills. You need to be confident in communicating effectively with a wide range of people. We are looking for Apprentices who are enthusiastic and self-motivated to be part of a team and show good levels of self-discipline and time management.We will also be looking to see how applicants align to our core beliefs:Power in Partnership: We work in partnership with our clients & each other – building open and trusted relationships. Working together allows us to deliver the best for our clients.Future Focus: We want to push our industry forward by solving problems in better ways that benefit both our clients & society.Strength in Difference: We work with diverse perspectives to find better solutions. Working with differences makes us stronger.People First: We recognise that pensions is a people business. People are the source of Isio’s expertise, and it is people’s lives that we affect through our advice.

About UsIsio was ‘born’ in 2020, and we’ve been challenging existing thinking on pensions, benefits, and investment advice ever since. We know that only by improving on what’s been accepted in the past can we provide the financial confidence our clients deserve.Our people are some of the most experienced in their fields, bringing track records of having achieved commercial advantage for clients across pensions. Improving on long-accepted industry practices continues to drive us forward. We are proud to work with a third of the FTSE 100 and over 400 boards of trustees across all sectors.Starting your Career at IsioWe’re a People First business, so we want to ensure that you are supported to reach your goals. We’ll support you with studying, be flexible around family life, and enable you to give back to the community through paid volunteering days.We are committed to equality, diversity, and inclusion – bringing your whole self to work every day. Many of our roles are flexible in location to help create a work-life balance that works for you.We are keen to support those starting their career at Isio with building a strong foundation for success. Whether as a Graduate, Industrial Placement student, Summer intern, or Apprentice, Isio will provide a great experience working alongside experienced professionals.Isio is growing at a fast and exciting pace. Starting your career at Isio will be a great balance of working with experts in their field within an innovative organisation that is looking to drive positive change in its sector.Graduates at Isio have acknowledged their positive experience, as shown by our ranking as the Top Employer for Graduates to work for in Consulting according to the Job Crowd 2023 rankings.Programme: Actuarial & Consulting Graduate ProgrammeQualifications you’ll work towards: Fellow of the Institute of Actuaries (IFoA).Locations: BirminghamEntry Requirements:<ul><li>To apply for this role, you need to have completed an undergraduate degree or higher level qualification by 1 September 2025 and have achieved a 2.1 or higher. If you are in your final year of university study, we are looking for those on track to achieve this.</li><li>We are open to applications from those studying any subject. Studying towards the actuarial exams will require strong mathematical skills and a keen interest in financial concepts.</li><li>You will need to have the right to work in the UK after you complete your university study.</li></ul>What we are looking for in Graduates in our Actuarial teamsAs a people-first business, personal attributes are just as important as academic qualifications. We’re looking for graduates who are:<ul><li>Enthusiastic team players who are willing to learn and grow.</li><li>Passionate and energetic to help us exceed our clients’ expectations and deliver against tight deadlines.</li><li>Strong analytical and problem-solving skills, with a natural curiosity and interest in the business world.</li><li>Self-disciplined and able to manage time effectively to balance work and study.</li></ul>We will also be looking to see how applicants align to our core beliefs:Power in Partnership: We work in partnership with our clients and each other – building open and trusted relationships.Future Focus: We want to push our industry forward by solving problems in better ways that benefit both our clients and society.Strength in Difference: We work with diverse perspectives to find better solutions.People First: We recognise that pensions is a people business. People are the source of Isio’s expertise.Being a Pensions Actuary and Consultant at IsioPension schemes are part of the backbone of the UK savings industry – relied on by millions to provide a reliable and secure income in retirement. Balancing the costs and risks of a pension scheme while meeting best practice governance requirements is becoming increasingly complex.At Isio, we constantly look at ways to innovate and develop new solutions to overcome these challenges through our Actuarial & Consulting services.An actuarial career in pensions requires a high level of both numeracy and communication skills, as well as the enthusiasm and drive needed to gain professional qualifications.What you will be doingAs an industry leader, we offer a wide range of opportunities for graduates to train and build their core consulting and analytical skills. Some of the things you’ll be involved in as an actuarial graduate include:<ul><li>Applying actuarial skills and concepts to calculate the value of pension and other benefits for employers and trustees.</li><li>Financial modelling and risk analysis to help clients understand their future pension obligations and principal risks.</li><li>Advising clients on their pensions strategy and how to manage these risks.</li><li>Designing and implementing employee communication programmes.</li><li>Helping clients understand and manage accounting, tax, and legislative changes that affect their pension schemes.</li><li>Contributing to proposals for new business opportunities.</li><li>Attending client meetings and explaining the team’s work.</li></ul>Training and DevelopmentAs a graduate in our Pensions Actuarial Team, you’ll enjoy a range of training and development opportunities to study towards becoming a Fellow of the Institute and Faculty of Actuaries. You’ll benefit from:<ul><li>On-the-job training on a regular basis.</li><li>A graduate induction event.</li><li>Specific technical and professional skills training on a national basis.</li><li>Regular technical training and opportunities to develop wider market knowledge throughout your career.</li><li>A buddy from your first day to help you settle in.</li><li>A Performance Manager to support you with your progress and performance.</li></ul>Isio’s Graduate Programme is just the start. It will give you a strong foundation, great client experience, professional training, and core consulting skills.Broadening your futureAs you move through your career, you’ll also have the opportunity to branch out and broaden your horizons. Some of the extra experiences you could get involved with include broader employee benefit design and advice, financial coaching, and wealth management.We’re also considering the use of AI and how big and complex data solutions can be applied across the whole industry to help change it for the better.

About Us:Isio is a full-service pensions consultancy that provides advice and support to over 1000 corporate clients. We offer actuarial expertise, investment advice, third-party administration, and guidance on reward and benefits packages. Our goal is to deliver better outcomes and financial wellbeing for our clients' members.Starting your Career at IsioAt Isio, we prioritize our people and their goals. We offer support for studying, flexibility for family life, and paid volunteering days to give back to the community. We create an inclusive environment where you can succeed and develop your skills. With offices across the UK, we offer flexible locations to help you achieve a work-life balance.We are dedicated to supporting those starting their career at Isio. Whether you join us as a Graduate, Industrial Placement student, summer intern, or Apprentice, you will work alongside experienced professionals and contribute to creating better outcomes for our clients and society.Programme: Actuarial (Pensions) Apprenticeship - 2024Length of programme: The offer of employment will be on a permanent basis. Apprentices will complete a Level 4 Actuarial Technician Apprenticeship within 2 years, followed by a Level 7 Actuary Apprenticeship lasting approximately 3 years.Locations:Birmingham: 1 Colmore Square, Birmingham, B4 6ajEntry Requirements:To apply for this Apprenticeship, you need to be available for full-time employment from 1 September 2024. You should have achieved the following academic qualifications:<ul><li>GCSE in English and Maths at Grade 4 or C or an equivalent, or higher</li><li>Qualifications equivalent to 64 UCAS points (since 2017), or 180 UCAS points (before 2017) across 3 A Levels or equivalent qualifications.</li></ul>Working as an Actuarial Apprentice at Isio requires a good level of numerical ability, which will be assessed during our recruitment process.Actuarial Apprenticeships– the opportunityIsio's Actuarial Apprenticeship program offers valuable experience in technical actuarial knowledge, skills, and effective workplace skills. As an Actuarial Apprentice, you will:<ul><li>Apply actuarial skills to calculate the value of pension and other benefits for employers and trustees.</li><li>Conduct financial modeling and risk analysis to help clients understand their future pension obligations and risks.</li><li>Advise clients on pensions strategy and risk management.</li><li>Design and implement employee communication programs.</li><li>Help clients understand and manage accounting, tax, and legislative changes affecting their pension schemes.</li><li>Contribute to proposals for new business opportunities.</li><li>Attend client meetings and explain the team's work.</li></ul>During your Apprenticeship, you will develop analytical skills and gain hands-on experience in various aspects of our work, including calculation, financial modeling, communication, and business development.Training and DevelopmentWe will support you in completing a Level 4 Actuarial Technician Apprenticeship and provide in-house training in technical actuarial skills, knowledge, and workplace skills. After completing the Level 4 Apprenticeship, we will support you in achieving qualification as an Actuary through a Level 7 Apprenticeship.Isio's Graduate Programme is just the beginning. It offers a strong foundation, client experience, professional training, and core consulting skills. As we grow, there will be opportunities to progress your career and specialize in your field of interest. Throughout your career, we will provide ongoing support and opportunities for development.What we are looking for in Actuarial ApprenticesWe are seeking Apprentices who have a strong interest in actuarial work, good numerical skills, and the ability to communicate effectively. We value enthusiasm, self-motivation, teamwork, self-discipline, and time management. Our core beliefs are:Power in Partnership: We work in partnership with our clients and each other, building open and trusted relationships.Future Focus: We strive to push our industry forward by solving problems in better ways that benefit our clients and society.Strength in Difference: We embrace diverse perspectives to find better solutions and make ourselves stronger.People First: We recognize that pensions are a people business, and our advice affects people's lives.

About UsIsio was ‘born’ in 2020, and we’ve been challenging existing thinking on pensions, benefits, and investment advice ever since. That’s because we know that only by improving on what’s been accepted in the past, can we provide the financial confidence our clients deserve.And while Isio is a young company, our people are some of the most experienced in their fields, bringing track records of having achieved commercial advantage for clients across pensions. Improving on long-accepted industry practices continues to drive us – and our business – forward. We are proud to work with a third of the FTSE 100, with over 400 boards of trustees, and across all sectors. Creating greater levels of confidence in financial decision-making for companies, trustees and individuals.Starting your Career at IsioWe’re a People First business, so we want to make sure that you are supported to reach your goals, whatever they may be. We’ll support you with studying, be flexible around family life and enable you to give back to the community through paid volunteering days.We are committed to equality, diversity and inclusion – bringing your whole self to work every day. We have hubs across the UK and many of our roles are flexible in location to help create a work-life balance that works for you.We are keen to support those starting their career at Isio with building a strong foundation for success. Whether as a Graduate, Industrial Placement student, Summer intern or as an Apprentice, Isio will provide a great experience working alongside experienced professionals. You will have the opportunity to help fulfil our purpose of creating better outcomes for our clients, their members and society by empowering and developing our people.Isio is growing at a fast and exciting pace. Starting your career at Isio will be a great balance of working with experts in their field within an innovative organisation that is looking to drive positive and innovative change in its sector.Graduates at Isio have acknowledged their positive experience, as shown by our ranking as the Top Employer for Graduates to work for in Consulting according to the Job Crowd 2023 rankings.Programme: Actuarial &amp; Consulting Graduate ProgrammeQualifications you’ll work towards: Fellow of the Institute of Actuaries (IFoA).Locations: Birmingham: 1 Colmore Circus Queensway B4 6AJEntry Requirements:<ul><li>To apply for this role you need to have completed an undergraduate degree or higher level qualification by 1 September 2024 and have achieved a 2.1 or higher. If you are in your final year of university study, we are looking for those on track to achieve this.</li></ul><ul><li>We are open to applications from those studying any subject. Studying towards the actuarial exams will require strong mathematical skills and a keen interest in financial concepts. More information about being a ‘student actuary’ can be found here.</li></ul>What we are looking for in Graduates in our Actuarial teamsAs a people first business personal attributes are just as important as academic qualifications. So, there’s a few things we’re looking for from our graduates including:<ul><li>Enthusiastic team players who are willing to learn and grow.</li><li>A passion and energy to help us exceed our clients’ expectations and deliver against tight deadlines.</li><li>Strong analytical and problem-solving skills, a natural curiosity and interest in the business world, and a global, forward-thinking mindset are also key.</li><li>The ability to maintain a good level of self-discipline and time management to balance your working in our teams and managing your study and preparation for professional exams.</li></ul>We will also be looking to see how applicants align to our core beliefs:Power in Partnership: We work in partnership with our clients &amp; each other – building open and trusted relationships. Working together allows us to deliver the best for our clients.Future Focus: We want to push our industry forward by solving problems in better ways that benefit both our clients &amp; society.Strength in Difference: We work with diverse perspectives to find better solutions. Working with differences makes us stronger.People First: We recognise that pensions is a people business. People are the source of Isio’s expertise, and it is people’s lives that we affect through our adviceWorking as an Actuary in Pensions at IsioPension schemes are part of the backbone of the UK savings industry – relied on by millions to provide a reliable and secure income in retirement.However, whilst remaining an important part of how organisations pay and reward their employees, they also often pose significant financial risks.Balancing the costs and risks of a pension scheme as well as meeting best practice governance requirements is becoming increasingly complex – yet essential for a pension scheme to succeed. The needs of the industry, individuals and our clients are ever changing.At Isio, we constantly look at ways to innovate and develop new solutions to overcome these challenges through our Actuarial &amp; Consulting services.An actuarial career in pensions requires a high level of both numeracy and communication skills – as well as the enthusiasm and drive needed to gain professional qualifications and succeed in a fast-moving market. Our clients value strong technical knowledge in understanding the required capacity of pension fundsIsio’s Actuarial Graduate programme offers the opportunity to build a rewarding career in a successful industry.What you will be doingAs an industry leader, we offer a wide range of opportunities for graduates to train and build their core consulting and analytical skills. But, we also want to hear your views and help you introduce fresh ways of thinking. Some of the things you’ll be involved in as an actuarial graduate are below but remember, our work stretches beyond pensions and that’s where we set ourselves apart.<ul><li>Applying actuarial skills and concepts to calculate the value of pension and other benefits for employers and trustees.</li><li>Financial modelling and risk analysis to help clients understand their future pension obligations and principal risks.</li><li>Advising clients on their pensions strategy and how to manage these risks, both on a day-to-day basis and when considering a long term objective.</li><li>Designing and implementing employee communication programmes.</li><li>Helping clients understand and manage accounting, tax and legislative changes that affect their pension schemes.</li><li>Contributing to proposals for new business opportunities.</li><li>Attending client meetings and explaining the team’s work</li></ul>Training and DevelopmentAs a graduate in our Pensions Actuarial Team, you’ll enjoy a range of training and development opportunities to study towards becoming a Fellow of the Institute and Faculty of Actuaries. So, as well as study support and guidance to help you on your way to becoming a qualified Actuary, you’ll benefit from:<ul><li>On-the-job training on a regular basis.</li><li>A graduate induction event.</li><li>Specific technical and professional skills training on a national basis.</li><li>Regular technical training and opportunities to develop wider market knowledge throughout your career within pensions.</li><li>A buddy from your first day to help you settle in.</li><li>A Performance Manager to support you with your progress, performance and any work or HR-related issues.</li></ul>Isio’s Graduate Programme is just the start. It will give you a strong foundation, great client experience, professional training and core consulting skills. Given our exciting growth plans, there are opportunities to progress a really varied career as an Actuary in Pensions as you build specialist skills and knowledge in your field of interest (obviously this is subject to what our clients’ needs are too). Throughout your career you’ll be offered ongoing support and opportunities to develop your expertise, both on challenging client projects and through training.

March 2024, August 2024 &amp; March 2025 start dates in our offices across the UKJoin Aon as an actuarial consulting pensions graduate and discover how our global team of specialists help businesses make smart choices about their employees&rsquo; pensions - now, and into the future.We recognise the learning, development, and social value for our Early Career colleagues of being in the office environment from the start of their programme. All our graduates will spend the majority of their time in the office, although can choose to work from home some of the time as their role and actuarial studies allow.Aon is in the business of better decisionsAt Aon, we shape decisions for the better to protect and enrich the lives of people around the world.As an organisation, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed.Wealth Solutions: RetirementRight now, UK companies have more invested in pension schemes than the rest of Europe combined. But, has each individual company set aside enough to meet their pensions&rsquo; obligations in twenty, thirty or even forty years&rsquo; time?As the market leaders in actuarial consulting, our consultants are here to advise our clients on their defined benefit pension schemes, helping them to handle the associated financial and operational risks, now and in the future. As an Aon graduate, you&rsquo;ll work alongside the most creative in the industry, earning as you learn and building your career as an Actuary!With ever-changing markets and legislation, the work you will be doing is constantly evolving and Aon will help you to gain the skills required to be a successful and trusted actuarial consultant for our clients, across a diverse and complex range of topics.Your role as an Actuarial Graduate in Wealth Solutions: RetirementAs an actuarial graduate, you&rsquo;ll find that no two days in the office are the same. You&rsquo;ll work on a range of client teams with colleagues who provide advice and support to either the trustees handling the pension scheme, or the company that provides it.Our aim is for you to develop into a trusted advisor for your clients as soon as possible. We&rsquo;ll help you do this by developing both your technical and consulting skills &mdash; including your understanding of key calculations, communication techniques, project management and networking. Throughout your career with Aon, you&rsquo;ll continually improve your commercial awareness and professionalism &mdash; which will help you grow into a successful actuarial consultant.What your day could look like:Actuarial and Analytical Tasks, such as:<ul><li>Regular assessment of the financial position of pension schemes</li><li>Identifying and implementing ways for trustees and companies to reduce the risks in relation to their schemes, including longevity risks, investment risks and inflation risk</li><li>Carrying out calculations relating to the pension scheme for the company's financial accounts; and with respect to individual pension scheme members' benefits</li><li>Estimating pension protection fund levies</li></ul>Client Focused Tasks, such as:<ul><li>Day-to-day management of the pension scheme and internal projects</li><li>Building and managing relationships with clients and other stakeholders of the scheme</li><li>Attending and presenting at client meetings</li></ul>You&rsquo;ll be given opportunities to work on a range of projects, gaining early exposure to clients to support your development. You&rsquo;ll also have the opportunity to be involved in one of our specialist teams, focusing in areas such as:<ul><li>Risk Settlement, advising clients on the best way to reduce risk through transferring it to a third party.</li><li>Member Options, helping clients reduce risk and/or cost by offering pension scheme members the choice to reshape their benefits to better suit their individual circumstances.</li><li>Analysis of mortality and other demographic factors to predict future trends within Aon's Demographic HorizonsTM team.</li></ul>Your DevelopmentAs an Aon Graduate, you will be enrolled onto our Launch Programme when you join. This development programme is built around 3 core elements:<ul><li>Business learning &ndash; on the job learning and experiences giving you the opportunity to develop your knowledge and understanding of the team and solution line you have joined.</li><li>Centralised learning - UK graduates complete in an Aon Induction, monthly webinars, business skills training and workshops; all designed to help you develop your knowledge of Aon, build your confidence and your network across our business.</li><li>Professional Qualifications &ndash; we want you to be as successful as possible, so we&rsquo;ll fully support your study towards professional qualification as a Fellow of the Institute and Faculty of Actuaries. To support you as you study for your exams, you&rsquo;ll receive paid study leave, plus an extensive range of study and tuition materials. To find out more about the actuarial qualification please visit actuaries.org.uk</li></ul>Your career beyond your Graduate programmeOnce you&rsquo;ve completed the formal graduate programme, you&rsquo;ll continue to receive lots of support at Aon. As well as continued technical and business skills training, you&rsquo;ll receive support for your actuarial qualifications. To aid your professional development you&rsquo;ll receive regular performance feedback, and work with your line manager towards promotions, which are considered twice a year, enabling you to progress from a graduate Analyst, to Associate Consultant, then Consultant and beyond.Throughout this time you&rsquo;ll have the chance to explore different career paths, you may choose to specialise in advising trustee clients, or corporate pension scheme sponsors. There&rsquo;s also the opportunity to join and develop a role in one of Aon&rsquo;s specialist teams, like those listed above. Whichever route you choose, we&rsquo;ll provide support and training at every step, giving you the tools you need to build an exciting career at Aon.Next StepsIf you are interested in this graduate programme and would like to apply, here is some useful information:Entry Requirements:<ul><li>As Actuarial Consulting is a mathematically based career path you will need to have or be on track to achieve a 2:1 degree (or equivalent) in a maths, actuarial science, or other highly numerate degree</li><li>You will need to have achieved an A-grade or above in Maths A-level, A-grade in Maths Scottish higher or international equivalent of this</li></ul>What are we looking for?<ul><li>Motivation and ambition to pursue an actuarial career &ndash; you will need to be able to articulate why you want to be an actuary</li><li>Passion and inquisitiveness &ndash; we are looking for candidates who want to understand what we do and are eager to learn more</li><li>Commercial awareness &ndash; this helps us to provide support and advice to our clients with clarity and confidence</li></ul>

About UsWithout careful consideration today, tomorrow’s pensions don’t exist.That’s where Isio comes in, giving our clients the advice and support they need to deliver better outcomes and financial wellbeing for their members in the decades to come.Isio provides full-service pensions consultancy from actuarial expertise through to investment advice and third-party administration, as well as advising clients on providing the best possible reward and benefits packages for members. Following the acquisition of Premier in January 2022, now is an exciting time to join us as we broaden our offering. You will play a key role in driving forward Isio into the future.We’re a People First business, so we want to make sure that you are supported to reach your goals, whatever they may be. We’ll support you with studying, be flexible around family life and enable you to give back to the community through paid volunteering days.We aim to create an environment where you can succeed in a role which makes the most of your existing skills and develops new ones.We are committed to equality, diversity and inclusion – bringing your whole self to work every day. We have hubs across the UK and many of our roles are flexible in location to help create a work-life balance that works for you.Role and Responsibilities<ul><li>Provide support in the provision of pensions advice to corporate and trustee clients, and sometimes members.</li></ul><ul><li>Produce high quality deliverables addressing key client issues.</li></ul><ul><li>Check work produced by colleagues, ensuring it is technically excellent.</li></ul><ul><li>Attend client meetings and help deliver advice.</li></ul><ul><li>Take responsibility for and manage small projects.</li></ul><ul><li>Manage your own time and that of reports effectively to consistently meet all deadlines.</li></ul><ul><li>Regularly monitor all aspects of risk compliance.</li></ul><ul><li>Show awareness of commercial issues and identify potential opportunities for clients.</li></ul>Professional Qualifications<ul><li>You might be studying for the FIA actuarial exams, or may wish to explore this with us</li></ul>Experience and Competencies<ul><li>Organised and able prioritise your own tasks and manage small projects and teams.</li></ul><ul><li>Excellent written and verbal communication skills.</li></ul><ul><li>Numerically capable.</li></ul><ul><li>The ability to work effectively in a team.</li></ul><ul><li>Consistently able to work at a high level of intensity whilst maintaining a professional and positive approach.</li></ul><ul><li>Proactive and commercial approach.</li></ul><ul><li>Contributes to the development of others.</li></ul><ul><li>Strong IT skills, especially Microsoft Excel.</li></ul><ul><li>Some understanding of the UK pensions landscape and issues facing clients.</li></ul>Demonstrated Commitment to our Core PurposePower in Partnership: We work in partnership with our clients &amp; each other – building open and trusted relationships. Working together allows us to deliver the best for our clients.Future Focus: We want to push our industry forward by solving problems in better ways that benefit both our clients &amp; society.Strength in Difference: We work with diverse perspectives to find better solutions. Working with differences makes us stronger.People First: We recognise that pensions is a people business. People are the source of Isio’s expertise and it is people’s lives that we affect through our advice.

<div>About Us:Without careful consideration today, tomorrow’s pensions don’t exist.That’s where Isio comes in, giving our clients the advice and support they need to deliver better outcomes and financial wellbeing for their members in the decades to come.Isio provides full-service pensions consultancy from actuarial expertise through to investment advice and third-party administration, as well as advising clients on providing the best possible reward and benefits packages for members. Following the acquisition of Premier in January 2022, now is an exciting time to join us as we broaden our offering. You will play a key role in driving forward Isio into the future.We’re a People First business, so we want to make sure that you are supported to reach your goals, whatever they may be. We’ll support you with studying, be flexible around family life and enable you to give back to the community through paid volunteering days.We aim to create an environment where you can succeed in a role which makes the most of your existing skills and develops new ones.We are committed to equality, diversity and inclusion – bringing your whole self to work every day. We have hubs across the UK and many of our roles are flexible in location to help create a work-life balance that works for you.Programme: Investment Advisory Graduate ProgrammeLength of programme: 3 yearsQualifications you’ll work for: Charterholder of the Chartered Financial Analyst (CFA) qualification or Fellow of the Institute of Actuaries (IFoA).Entry requirements:<ul><li>Minimum 2:1 degree – We welcome and encourage applications from all degree subjects.</li><li>Right to work in the UK</li></ul>Our Core Purpose:Power in Partnership: We work in partnership with our clients &amp; each other – building open and trusted relationships. Working together allows us to deliver the best for our clients.Future Focus: We want to push our industry forward by solving problems in better ways that benefit both our clients &amp; society.Strength in Difference: We work with diverse perspectives to find better solutions. Working with differences makes us stronger.People First: We recognise that pensions is a people business. People are the source of Isio’s expertise and it is people’s lives that we affect through our advice.Our Investment Advisory team is an area of rapid growth within our Pensions Practice. Providing invaluable services to pensions, trustee, corporate and wealth management clients, we advise on a diverse range of investment-related subjects, including asset allocation, financial risk management and fund manager selection. For graduates, it’s the chance to take the first step towards becoming an expert in your field. Challenging and rewarding, working in Investment Advisory requires strong communication skills and financial acumen, paired with the ability to take responsibility right from the beginning. Graduates here have the ambition and confidence to take the initiative and develop their own investment ideas. The Investment Advisory team is focused on delivering proactive and strategic advice through the production of insightful, independent investment research.The TeamInvestment Advisory is a growing team of professionals from diverse backgrounds across banking, consultancy, financial services and insurance. Ours is an environment that graduates thrive in, and where getting our best investment ideas into client portfolios is our priority. It’s a fast-paced practice that calls for outstanding graduates, with a passion for finance, to add to the team dynamic. The continued momentum of our practice relies on our investment ideas. So here, you’ll find that your originality and creativity will be actively encouraged. Our Pensions ServicesOur services are purely advisory - we don’t manage any money for clients or trade in any securities. Working with institutional investors such as pension funds, corporations and other wealth holders (e.g. insurance companies), we offer a wide range of investment advice in areas such as: <ul><li>Asset Liability Modelling – enabling investors to better understand the risks arising from different investment strategies.</li><li>Risk Management – analysing a client’s financial risks and making recommendations on how to hedge them.</li><li>Capital Markets Views – assessing investment opportunities for our clients’ portfolios.</li><li>Fund Manager Selection – helping clients to pick high quality fund managers.</li><li>Implementation and Transition Management – helping clients to implement our advice in the most efficient way.</li><li>Fiduciary Management – advising clients on selecting, implementing and monitoring a fiduciary manager.</li></ul>What to expect?Join as an Investment Consultant and you’ll study for a professional qualification whilst being trained on the job. Your role will see you build up a wide range of knowledge on investments and capital markets, through delivering both client work, and researching asset classes. Later in your career, you’ll have the option to tailor your client and research focus, to specialise in certain asset classes or investment strategies. Projects can include: <ul><li>Working in a client team to assist in the delivery of client advice, ranging from the appropriate investment strategy, to implementation of the chosen strategy.</li><li>Setting-up up our asset liability and allocation models to better understand the client’s range of potential future outcomes.</li></ul><ul><li>Preparing and presenting investment monitoring reports to our clients.</li></ul><ul><li>Asset class research; evaluating investment cases and current market pricing for asset classes – from traditional equities to alternatives such as direct lending.</li></ul><ul><li>Researching fund managers and fiduciary managers.</li></ul><ul><li>Presenting your investment analysis and recommendations to the rest of the team and to clients.</li></ul>Training and DevelopmentAs an Investment Advisory graduate, you’ll study for the Chartered Financial Analyst (CFA) exams or for the actuarial exams to qualify as a Fellow of the Institute and Faculty of Actuaries (IFoA). We recognise the challenges and time constraints involved in balancing work and study commitments, so we’ll support you with a study day allowance and tutorials. If studying for the CFA qualification, you’ll also need to complete the Investment Management Certificate (IMC) to become FCA authorised. Who we are looking for?Our success stems from the quality of our team. That’s why you’ll find we’ve an entrepreneurial atmosphere that offers the opportunity for every member to influence the shape and future development of the team. So, as well as financial acumen, we look for graduates who are articulate with strong communication skills.</div>

<div>About Us:Without careful consideration today, tomorrow’s pensions don’t exist.That’s where Isio comes in, giving our clients the advice and support they need to deliver better outcomes and financial wellbeing for their members in the decades to come.Isio provides full-service pensions consultancy from actuarial expertise through to investment advice and third-party administration, as well as advising clients on providing the best possible reward and benefits packages for members. Following the acquisition of Premier in January 2022, now is an exciting time to join us as we broaden our offering. You will play a key role in driving forward Isio into the future.We’re a People First business, so we want to make sure that you are supported to reach your goals, whatever they may be. We’ll support you with studying, be flexible around family life and enable you to give back to the community through paid volunteering days.We aim to create an environment where you can succeed in a role which makes the most of your existing skills and develops new ones.We are committed to equality, diversity and inclusion – bringing your whole self to work every day. We have hubs across the UK and many of our roles are flexible in location to help create a work-life balance that works for you.Programme Name: Pensions Actuarial Graduate ProgrammeLength of programme: 3 yearsQualifications you’ll work for: Study towards becoming a Fellow of the Institute and Faculty of Actuaries.Entry requirements:<ul><li>Minimum 2:1 degree from a numerate or science-based subject e.g. mathematics, engineering, chemistry, physics, economics, finance, statistics or actuarial science</li></ul><ul><li>Right to work in the UK</li></ul>Our Core PurposePower in Partnership: We work in partnership with our clients &amp; each other – building open and trusted relationships. Working together allows us to deliver the best for our clients.Future Focus: We want to push our industry forward by solving problems in better ways that benefit both our clients &amp; society.Strength in Difference: We work with diverse perspectives to find better solutions. Working with differences makes us stronger.People First: We recognise that pensions is a people business. People are the source of Isio’s expertise and it is people’s lives that we affect through our advice.A Career in PensionsThe word pensions may conjure up images of retiring and taking things easy, but a career in this demanding sector is anything but sedate. Very much a hot topic in public debate, the pensions industry is the subject of governmental scrutiny, new legislation and a high-profile field where you’ll develop a wide range of consultancy skills alongside technical actuarial knowledge and skills.A career in pensions requires a high level of both numeracy and communication skills – as well as the enthusiasm and drive needed to gain professional qualifications and succeed in a fast-moving market. Whilst it won’t be easy, this graduate programme offers the chance to build a strong foundation in a fascinating industry.Our Pensions ServicesPension schemes often pose significant financial risks for organisations and trustees, whilst remaining an important part of any reward strategy. Balancing the costs and risks of a pension scheme as well as meeting best practice governance requirements is becoming increasingly complex – yet essential for a business to succeed. The needs of the industry and our clients are ever evolving and at Isio, we constantly look at ways to innovate and develop new solutions to overcome these challenges.As a market leader in the pensions industry, we offer a wide range of services for graduates to experience, including: <ul><li>Calculating the value of pension and other retirement benefits, using statistical techniques, financial indicators and life expectancy assumptions.</li></ul><ul><li>Financial modelling and risk analysis to help clients understand their future pension obligations and principal risks.</li></ul><ul><li>Advising clients on their pensions strategy and how to manage these risks, both on a day-to-day basis and when considering a long term objective.</li></ul><ul><li>Designing and implementing employee communication programmes.</li></ul><ul><li>Helping clients understand and manage accounting, tax and legislative changes that affect their pension schemes.</li></ul>As a graduate, the work you can expect to get involved in will include: <ul><li>Calculation work either on an individual member or company basis.</li></ul><ul><li>Building financial models involving statistical methods.</li></ul><ul><li>Drafting communication materials.</li></ul><ul><li>Helping with identifying and researching business opportunities.</li></ul><ul><li>Sharing knowledge with colleagues throughout the department.</li></ul>Our work is not just limited to pensions – indeed growing “Beyond Pensions” is one of our key strategic priorities. In recent years we have also branched out into wider services, including broader employee benefits, financial coaching and wealth management. We also have a growing Digital Solutions team, helping us innovate and using technology to drive change in our industry.Training and Development As a graduate in our Pensions Actuarial Team, you’ll enjoy a range of training and development opportunities to study towards becoming a Fellow of the Institute and Faculty of Actuaries. So, as well as study support and guidance to help you on your way to becoming a qualified Actuary, you’ll benefit from: <ul><li>On-the-job training on a regular basis.</li></ul><ul><li>A graduate induction event.</li></ul><ul><li>Specific technical and softer skills training on a national basis.</li></ul><ul><li>Regular technical training and opportunities to develop wider market knowledge throughout your career within pensions.</li></ul><ul><li>A buddy from your first day to help you settle in.</li></ul><ul><li>A Study Mentor who helps advise and guide students through the study and exam process.</li></ul><ul><li>A Performance Manager to support you with your progress, performance and any work or HR-related issues.</li></ul>Aside from academics what else are we looking for?You’ll need the passion and energy to help us exceed our clients’ expectations and deliver against tight deadlines. Strong analytical and problem-solving skills, a natural curiosity and interest in the business world, and a global, forward-thinking mindset are also key.What next?Our Graduate Programme is just the start. It will give you a strong foundation, great client experience, professional training and core consulting skills. Given our exciting growth plans, there are opportunities to progress a really varied career in Pensions Actuarial as you build specialist skills and knowledge in your field of interest (obviously this is subject to what our clients’ needs are too). Throughout your career you’ll be offered ongoing support and opportunities to develop your expertise, both on challenging client projects and through training.</div>

<div>About UsWith roots dating to 1828, WTW has 45,000 employees serving more than 140 countries.WTW is the leading provider of retirement consulting and actuarial services to today’s global organisations, providing actuarial services to more of the world’s top 300 pension funds than any other company. In the UK and Europe, we are the undisputed leader, advising 75 of the FTSE 100 companies.  We also advise small and mid-sized schemes, with the range of clients providing our colleagues with a broad range of opportunities. Our enviable client list covers a very wide range of companies including household names, financial institutions and charities.We partner with clients around the globe to determine the best approaches to pension scheme design, funding, risk management, governance, administration and communication.What does the Retirement team do?The Retirement team works with trustees and sponsors of occupational pension schemes. We advise on both defined contribution (“DC”) and defined benefit (“DB”) schemes: our trainee consultant vacancies are within the DB team. The DB team helps our clients with all aspects of managing a pension scheme, from regular triennial valuation work, to cutting edge risk-reduction and scheme design projects.  We often work closely with our colleagues in other teams, such as DC, investment, communications and administration, to provide joined-up advice to our clients.We work in partnership with our clients to help them to manage the potentially substantial risks involved with retirement benefit provision and to ensure that their benefits meet the needs of all stakeholders.The Retirement team is one of the largest recruiters of graduates in WTW’s Health, Wealth and Career Line of Business.  As part of this team, you will have the opportunity to work alongside some of the leading figures in the pensions industry and our unequalled client base provides boundless opportunities for creativity and innovation.The opportunities and support availableThe role of a trainee consultant in the Retirement team provides an enviable balance of technical and communication opportunities.  Not only will you be able to work on challenging real-world technical problems which make a meaningful difference to our clients but you will also get the opportunity to communicate the results of this work, to colleagues and ultimately to clients.You will have the autonomy to organise your own workload and will be strongly encouraged to innovate to make improvements to the way in which work is done and to the services we provide.At WTW we value diversity and are committed to cultivating an inclusive work environment, enriched by our people, our clients and the communities in which we work and live.  Irrespective of which office you join, you will be part of the wider WTW community and will be able to contribute to our fundraising and community activities, as well as our sporting and social groups.  All colleagues can select their own “work style”, combining a mix of valuable in-office interactions with the flexibility to work from home when appropriate.Trainee consultants at WTW benefit from all the resources and opportunities that a large company can provide, but this doesn’t come at the cost of individuality.  Our development programme will equip you with the skills you need to progress in your career.During the first few years, the focus will be on technical and consulting skills, and you will follow a structured development programme of blended learning consisting of a mix of classroom sessions, eLearning, webinars, recorded videos, self-study, reading and on–the-job coaching. In the longer term, you will receive support to tailor your career path to suit your skills and passions, utilising a wealth of career development materials.Every member of the team has the opportunity to make a real difference and individuals are recognised for their personal contribution.The Actuarial QualificationThis Graduate Programme is supported by the Level 7 Apprenticeship is a 36 months programme where you will be provided with on the job training and will be fully supported by Willis Towers Watson and our official government approved Training Provider throughout the duration of the programme.Trainee consultants in the Retirement team study to become Fellows of the Institute and Faculty of Actuaries.  WTW will support you through the actuarial exams with a study mentor as well as a market-leading, complete and flexible study support package that includes:<ul><li>Membership fees of the Institute and Faculty of Actuaries</li></li>Study materials for each exam such as course notes, sample questions, past paper questions, mock exams and revision notes </li></li>Tutorials for each exam</li></li>Exam entry fees and a re-sit attempt if required</li></li>Study leave roughly equal to one day per week</li></li>The support of a large body of students and qualified actuaries, who can share their experiences of studying for the exams.</li></li>Salary increases for each exam passed in addition to increases that are awarded as part of their annual salary review.</li></ul>Requirements<ul><li>2:1 degree in a numerate discipline OR</li></li>2:1 degree in a non-numerate discipline plus A-Level Maths at grade A/B (or equivalent qualifications)</li></ul>The Application ProcessStage 1: Online application, including CVStage 2: Invitation to complete online assessment and a video interview.Stage 3: Virtual Assessment centre – this is an opportunity for you to meet with members of the team and for the team to understand your strengths, preferences and motivations.  The assessment will take place virtually, and there will be an opportunity for you to ask questions.Stage 4: Offer and on-boarding. The start date for the UK Graduate Programme will be the beginning of September 2023.WTW is an equal opportunity employerWTW believes that effectively managing a diverse workforce is vital to our business strategy. We have an obligation to our organisation, ourselves and our clients to hire and develop the best people we can find. We will continually review our policies and practices to ensure that all areas of the employment process (including recruiting, hiring, work assignments, compensation, benefits, promotions, transfers, company-sponsored development programs and overall workplace experience) are free from discriminatory practices. We are committed to equal employment opportunities at WTW.Why work at WTW?WTW offers a variety of benefits to support your physical, emotional and financial wellbeing, as well as help you develop in your career, and balance your life inside and outside of work. Among other things, these include WTW Work Flex, shared parental leave, a range of Learning & Development (L&D) opportunities and a competitive pay and benefits package (which includes Private Medical Insurance and Life Insurance).WTW Work FlexAt WTW, we see things differently. We understand flexibility is key to supporting an inclusive and diverse workforce and so we have a variety of different working arrangements which we call “WTW Work Flex”. We encourage colleagues and candidates to make requests for the types of flexible working arrangements that suit them.</div>

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