The demand for property and casualty actuaries in 2025 is looking really good. It&rsquo;s an awesome time to be in or getting into the P&amp;C actuarial world. Insurance companies and consulting firms are on the lookout for actuaries to help deal with the tricky risks we face today &ndash; like climate change, cyber attacks, and shifting auto insurance trends. In this post, we&rsquo;ll point out some of the top companies and organizations hiring P&amp;C actuaries in 2025. This includes major insurance players both in the U.S. and around the globe, reinsurance companies, and consulting firms known for their actuarial work.
Whether you&rsquo;re hunting for your next job or just curious about where actuaries work, this list will help you get the big picture. We&rsquo;ll also share some thoughts on what it&rsquo;s like to work at these companies and why they&rsquo;re on the hunt for actuarial talent. If you're looking for job opportunities, don&rsquo;t forget that Actuary List features many of these employers in our job postings &ndash; so you can check out current openings on our site as well. Now let&rsquo;s jump into the companies (in no particular order) and see who's hiring in the P&amp;C actuarial world!
<h2>Major Property and Casualty Insurance Carriers (U.S.)</h2>
<ul>
<li>State Farm &ndash; Industry Giant in Personal Lines State Farm is the biggest property and casualty insurer in the U.S. and they always rank at the top for auto and home insurance market share. Because of their huge customer base, they've got a lot of actuaries working for them. Actuarial jobs at State Farm often focus on personal lines like auto and home insurance. Actuaries there help with pricing millions of policies, analyze loss trends across the country, and come up with rating plans for different states. In 2025, State Farm has been hiring actuaries to modernize their rating algorithms, using data like telematics for auto insurance. With their central office in Bloomington, Illinois, and various regional hubs, State Farm is well known for its strong training culture. Many actuaries kickstart their careers here and get great support for exams. If you want to work with high-volume personal lines and see your impact on a massive scale, State Farm could be a top pick.</li>
<li>Progressive &ndash; Innovator in Auto Insurance Progressive has made a name for itself as one of the top 3 P&amp;C insurers in the U.S., especially for auto insurance (and that Flo character from the commercials!). They&rsquo;re data-driven, being one of the pioneers in usage-based insurance with their Snapshot program. Actuaries at Progressive dive into telematics and advanced pricing methods. They&rsquo;ve been bringing in actuaries and data scientists to hone their risk segmentation and explore newer lines like rideshare insurance. The culture at Progressive is often described as fresh and fast-paced, and if you join them, you&rsquo;ll likely work with cutting-edge models and plenty of driving data. They also hire reserving actuaries for claims and finance due to the large number of claims they handle each year.</li>
<li>Liberty Mutual &ndash; Global Insurer with Diverse Lines Liberty Mutual is another major player, not just in personal lines but also in commercial insurance. Based in Boston with offices around the world, they offer a variety of actuarial opportunities in areas like personal auto, home, workers&rsquo; compensation, liability, and specialty lines. In 2025, Liberty Mutual has been actively recruiting actuaries, especially in commercial pricing and reserving. They have programs for students and career-changers and value diverse skill sets, allowing actuaries to rotate through different departments. They're also a global company with operations in Europe, Latin America, and Asia, meaning P&amp;C actuaries at Liberty could even work abroad or handle international insurance portfolios.</li>
<li>Travelers &ndash; Expertise in Commercial Lines Travelers, recognizable by its red umbrella logo, is a leading commercial insurance provider in the U.S. and strong in personal insurance as well. They hire a lot of specialist actuaries, focusing on commercial niches like cyber insurance, oil and gas, or professional liability. In 2025, Travelers is expanding in emerging risk areas, hiring actuaries interested in things like cyber risk modeling. Based in Hartford, Connecticut (a historic insurance hub), Travelers provides a traditional insurance company atmosphere and is a great place if you want depth in actuarial analysis and to learn from experienced professionals.</li>
<li>Chubb &ndash; Global Commercial and Specialty Insurer Chubb is the world&rsquo;s largest publicly traded P&amp;C insurer, known for high-end commercial and specialty insurance (plus personal insurance for high-net-worth individuals). Actuaries at Chubb might find themselves pricing policies for fine art collections or commercial properties in high-risk areas. They value expertise in specialty lines like aviation and cyber insurance. With operations in 54 countries, Chubb has a global actuarial presence. In 2025, they've been hiring actuaries for catastrophe modeling due to the increasing importance of cat risk in their portfolio.</li>
<li>Allstate &ndash; Personal Lines and Beyond Allstate, with its famous slogan &ldquo;You&rsquo;re in good hands,&rdquo; is one of the biggest personal lines insurers in the U.S. They have a huge book of auto and home insurance, meaning they need a lot of pricing actuaries, state filings actuaries, and reserving actuaries. Allstate is also pushing into tech and innovation, with programs like Drivewise and using big data. In 2025, Allstate is hiring actuaries to modernize their rating plans and support their direct-to-consumer initiatives. Mostly located in the Chicago area, Allstate gives you the chance to work on products that millions use, emphasizing analytics and collaboration with data science teams.</li>
<li>USAA &ndash; Serving the Military Community USAA is a unique company serving U.S. military members and their families. They consistently rank high in customer satisfaction. Actuaries at USAA work on personal lines like auto, home, and renters insurance, focusing on specific military-related factors. Based mainly in San Antonio, Texas, USAA has been growing and hiring in their P&amp;C actuarial team. Actuaries there help with tailored pricing and risk management for military families, and the culture is often praised as mission-driven. If you value service and working for a company with a clear mission, USAA could be a top choice.</li>
</ul>
(There are many other notable U.S. insurers out there like Nationwide, Farmers Insurance, GEICO, American Family, and The Hartford, all employing lots of actuaries. The above are just some examples of where a lot of hiring is happening.)
<h2>Global P&amp;C Insurance Leaders (International Opportunities)</h2>
The P&amp;C insurance world isn&rsquo;t just about the U.S. Actuaries looking for opportunities with global companies might want to check out:
<ul>
<li>Allianz &ndash; European Insurance Powerhouse (Germany-based) Allianz is one of the largest insurance companies worldwide, headquartered in Munich. They offer a wide range of P&amp;C products across different countries. Actuaries at Allianz can be found in many global offices, often working in English. In 2025, Allianz is focusing on digitalization and climate resilience, so you might work on projects like climate risk modeling. They rank among the top global insurers by revenue and offer international opportunities for actuaries.</li>
<li>AXA &ndash; Global Giant with French Roots AXA, based in Paris, is another global heavyweight in insurance. They&rsquo;re big in Europe and have significant operations in Asia and beyond. AXA&rsquo;s P&amp;C lines cover everything from personal auto insurance to large industrial risks. They&rsquo;re known for being innovative, investing in tech and research, especially around climate change. Actuaries at AXA might work on international pricing projects or new risk models. AXA is perfect for those wanting a broad perspective and perhaps using language skills, since many teams are international.</li>
<li>Zurich Insurance &ndash; Swiss-Based Global Insurer Zurich, coming out of Switzerland, has a large global commercial insurance portfolio along with personal lines in various countries. They hire actuaries mainly for commercial pricing and global reinsurance programs. In 2025, Zurich has been hiring actuaries in their North American division and in Europe, focusing on risk management. Actuaries interested in enterprise risk or solvency should check out Zurich for a well-rounded experience.</li>
<li>Aviva and Prudential (UK) &ndash; UK Market Leaders In the UK, Aviva is a major general insurer, and they hire actuaries in reserving and capital modeling. Prudential plc, which is distinct from U.S. Prudential, has P&amp;C operations in Asia. 2025 continues to show demand for actuarial talent in London, especially due to new accounting standards and regulations.</li>
<li>IAG and Suncorp &ndash; Australian P&amp;C Insurers For those looking down under, Insurance Australia Group (IAG) and Suncorp are major players. They need actuaries to tackle new challenges like increasing natural catastrophe losses. Actuaries here deal with unique market features and incorporate climate models into pricing strategies.</li>
</ul>
(These global examples show that top companies hiring actuaries can be found all over the world. Actuarial skills are recognized everywhere, so don&rsquo;t just limit yourself to big names in your own country if you have a bit of an adventurous spirit.)
<h2>Reinsurance Companies</h2>
Reinsurers play a vital role in managing big risks, and they hire lots of actuaries:
<ul>
<li>Munich Re &ndash; World&rsquo;s Largest Reinsurer Munich Re, the top reinsurer by premium globally, is based in Germany but has offices across the world. They&rsquo;re always on the lookout for actuaries to help with pricing reinsurance products, catastrophe modeling, and risk management. With the rise of natural catastrophes, Munich Re has expanded its cat modeling teams, seeking actuaries who develop models for hurricanes, earthquakes, and other emerging risks.</li>
<li>Swiss Re &ndash; Innovator in Reinsurance Swiss Re, also a leading reinsurer, is known for its thought leadership. They&rsquo;re constantly hiring actuaries for pricing, reserving, and developing insurance-linked securities. They focus on sustainability and closing insurance gaps, so actuaries might work on products that protect communities against climate risks or develop new liability models. Their culture is global and collaborative, with English as the main language.</li>
<li>SCOR, Hannover Re, and Others &ndash; Other Major Reinsurers Besides the big two, firms like SCOR (from France), Hannover Re (Germany), Berkshire Hathaway Reinsurance, Everest Re, and Lloyd&rsquo;s syndicates are all hiring actuaries. SCOR looks for actuaries for analytics teams, especially in Europe and the U.S. The Lloyd&rsquo;s market provides unique opportunities in specialty insurance, with hiring ramping up as they modernize with data-driven underwriting.</li>
</ul>
Reinsurance actuaries typically need great analytical skills and comfort with uncertainty modeling. These roles can involve travel and interaction with clients discussing risk management.
<h2>Actuarial Consulting and Advisory Firms</h2>
Consulting firms are another significant employer for P&amp;C actuaries:
<ul>
<li>Deloitte, PwC, EY, KPMG (Big Four) &ndash; Accounting Firms&rsquo; Actuarial Teams Each of the Big Four has a robust actuarial practice. They hire many P&amp;C actuaries for tasks like reserve reviews, merger and acquisition diligence, and consulting projects. In 2025, these firms see a high demand for actuarial consulting due to new accounting standards and a wave of insurtech startups needing guidance. The Big Four often recruit actuaries who thrive on variety in their work.</li>
<li>Milliman &ndash; Independent Consulting Powerhouse Milliman is one of the largest independent actuarial consulting firms. They have a strong P&amp;C practice and their consultants work on rate filings, predictive modeling, and even expert testimony in insurance regulatory discussions. In 2025, Milliman has been expanding its analytics and hiring actuaries who can juggle consulting with big data tasks.</li>
<li>Willis Towers Watson (WTW) &ndash; Risk Consulting and Software WTW is a global advisory firm with a significant actuarial consulting branch. They&rsquo;re well-known for their actuarial software like Igloo capital model and ResQ reserving software. Actuaries here engage in various consulting projects and can also work in reinsurance advice. In 2025, WTW is hiring actuaries for catastrophe modeling and reinsurance structuring roles, helping insurance companies decide how much reinsurance to buy.</li>
<li>Actuarial Specialty Firms and Insurtech Analytics There&rsquo;s also a bunch of boutique firms that hire P&amp;C actuaries, like Oliver Wyman, Aon, Edge Actuarial, and Pinnacle Actuarial Resources. Many InsurTech startups are also looking for actuaries in 2025, helping them leverage AI or new data for innovative insurance solutions. Working at a startup can be different from traditional roles, wearing many hats and potentially seeing great outcomes if successful.</li>
</ul>
<h2>Government and Regulatory Bodies</h2>
While they&rsquo;re not traditional companies, government agencies also hire P&amp;C actuaries:
<ul>
<li>Insurance Departments and Bureaus &ndash; Regulatory Actuaries State insurance departments in the U.S. and international regulators employ actuaries to review insurance rate filings, ensuring fairness and compliance. For instance, California's Department of Insurance might bring in P&amp;C actuaries to check auto insurance proposals. The National Association of Insurance Commissioners (NAIC) also hires actuaries to help with model law development and national level data analysis.</li>
<li>Rating Bureaus &ndash; Industry Data Organizations Organizations like ISO/Verisk or state workers&rsquo; compensation rating bureaus (like NCCI) hire a lot of actuaries. These groups collect industry-wide data and recommend rate changes or loss filings. In 2025, with increased data analytics, Verisk has been on the lookout for actuaries and analysts for predictive analytics roles. These jobs are perfect for actuaries who love data and want to engage with broader industry research.</li>
</ul>
<h2>Why These Companies are Hiring (Trends in 2025)</h2>
To wrap it up, let&rsquo;s quickly look at why there&rsquo;s a strong demand for actuaries at these top companies in 2025:
<ul>
<li>Catastrophe Events: Recent years have seen some major disasters like hurricanes and floods, leading insurers and reinsurers to boost their actuarial teams for better risk management.</li>
<li>Data and Technology: As the industry embraces big data and AI, companies are bringing in actuaries who can mix traditional skills with new tech. They need experts to validate algorithms and keep things profitable.</li>
<li>Regulatory Changes: New accounting changes and a focus on solvency require deep actuarial insight. This has firms staffing up to navigate these complexities.</li>
<li>Talent Demographics: Many older actuaries are retiring, and companies are expanding, creating a lot of new job openings.</li>
<li>Competitive Market for Actuaries: There&rsquo;s a low unemployment rate for actuaries, and many companies are competing to attract talent with flexible work options and other perks.</li>
</ul>
<h2>Final Thoughts</h2>
The property and casualty actuarial field gives you the chance to work with a variety of employers &ndash; from big insurance companies to agile consultancies, traditional roles to cutting-edge analytics. The companies mentioned above are actively hiring in 2025, each with a unique culture and specialty.&nbsp;
If working for large insurers like State Farm or Allstate sounds good to you, that's a great path. If a consulting firm or reinsurer fits better with what you want, they can offer a broad experience. If you love diving into specific risks, specialty insurers or Lloyd's syndicates might be the way to go. And if you seek a global perspective, companies like Allianz or AXA offer that flavor.
As you think about your next career move, do your research on these firms, connect with actuaries from there (Actuarial clubs and LinkedIn can help), and stay open-minded. Sometimes, the best opportunity could be in an unexpected place.
Remember, <a href="https://www.actuarylist.com" class="link underline">Actuary List</a> is here to help with job postings from many of these top companies, making it simple to see who&rsquo;s hiring and for which roles. You can filter by sector (check out our <a href="https://www.actuarylist.com/sectors/property-and-casualty" class="link underline">Property and Casualty sector jobs page</a> for up-to-date openings) and find everything from entry-level positions to Chief Actuary openings.
The companies we talked about are leaders for a reason &ndash; joining them means you&rsquo;ll learn a ton and work on impactful projects. So, whether you dream of working for a Fortune 100 insurer or a global reinsurance giant, 2025 is looking promising in the P&amp;C actuarial job market. Get your resume ready, keep chipping away at those exams, and who knows &ndash; maybe one of these companies will be your next workplace. Good luck!

See which insurers, reinsurers, and consulting firms are hiring property & casualty actuaries in 2025. Explore top employers, career paths, and global demand.

Top Companies Hiring Property and Casualty Actuaries in 2025