Pricing Actuary

We are looking for a special actuary to join our diverse and motivated team. You will be responsible for pricing development of easy-to-understand insurance products suitable for digitalization in Germany, Netherlands, Switzerland, Italy, Spain, and Portugal.

You will work closely with cross-functional teams to evaluate key consumer needs and build a great customer experience using brand-new technology solutions. You will report to the Head Product Management DACH.

• Generate pricing metrics for profitability management and benchmark analytics as well as partnership with the reserving department

• Create very modular tariffs with focus on motor enabling high flexibility on coverage and object bundles while keeping adverse selection risks under tight control

• Develop innovative and easy to understand P&C products starting from our customers' perspective and in close collaboration with claims

• In case of limited claims data, define technical and commercial tariffs for newly developed products while also performing more sophisticated actuarial analysis (GLM and new methods) for bigger portfolios

• Continuously improve the selection and pricing of risks through the use of leading-edge pricing tools and models incl. predictive analytics

• Monitor market developments, evaluate upcoming consumer needs and perform competitor benchmarking to ensure adequate positioning of our products

• Be responsible for your own market and manage your product portfolio through continuous testing of different bundles, tariffs and sales journeys

• Participate in sales pitches and ideation workshops as part of a cross-functional team to onboard new distribution partners in your market

About you

Fully qualified actuary with 3+ years of experience in P&C retail pricing (experience with key software such as Earnix, Emblem is an advantage) in Continental Europe.

Expertise in statistical modelling and data analytics (Proficiency in modelling languages such as R, Python or similar) and comfortable learning and working with new software.

Technology minded with a clear view on how technology can be used for customer friendly underwriting and more attractive insurance products.

Creative and have many ideas how to improve the current market practices and enhancing the customer experience through transparent products.

Hands-on and independent working style embracing cross-functional teams and partnering with distribution partners from different industries and backgrounds. Ambitious and able to demonstrate commercial competence when partnering with distributors and driving product innovation.

Clear and effective communication with internal and external business leaders. Proficiency in Dutch and English; proficiency in other EU languages is a plus.

About iptiQ

iptiQ is part of Swiss Re, one of the world’s leading providers of re/insurance and risk transfer solutions. This means we’re backed by Swiss Re’s capital strength and more than 150 years of risk knowledge. Through our partnerships, we contribute to Swiss Re’s vision to make the world more resilient.

At iptiQ, we partner with established brands around the world to create impactful digital insurance solutions. We make it easier for consumers to buy the insurance they need from the brands they trust. We provide life and non-life insurance through our end-to-end digital platform and build multi-channel customer experiences.